CN110472961A - Business is deducted fees the execution method and device of operation - Google Patents
Business is deducted fees the execution method and device of operation Download PDFInfo
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- CN110472961A CN110472961A CN201910752796.9A CN201910752796A CN110472961A CN 110472961 A CN110472961 A CN 110472961A CN 201910752796 A CN201910752796 A CN 201910752796A CN 110472961 A CN110472961 A CN 110472961A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/14—Payment architectures specially adapted for billing systems
- G06Q20/145—Payments according to the detected use or quantity
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- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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Abstract
It deducts fees the execution method and device of operation the invention discloses a kind of business, this method comprises: obtaining the business pay imformation of business to be charged, wherein business pay imformation includes: business charge type and business charge object；According to business charge type, the billing parameter of business to be charged is determined；Acquisition business charge object corresponds to the business datum of business to be charged, and according to the billing parameter of business to be charged, calculates the due-in expense that business charge object corresponds to business to be charged；Correspond to the due-in expense of business to be charged and preconfigured business charge object corresponds to the parameter of deducting fees of business to be charged according to business object of charging, executes the operation of deducting fees of business to be charged to business object of charging.The automatic operation that the present invention realizes service billing and deducts fees, reduces manpower maintenance time cost, improves business charge efficiency.
Description
Technical field
It deducts fees the execution method and device of operation the present invention relates to computer software fields more particularly to a kind of business.
Background technique
This part intends to provides background or context for the embodiment of the present invention stated in claims.Description herein
Recognize it is the prior art not because not being included in this section.
Currently, being one comparatively laborious to charge customers for most of enterprises for providing software product or service
Work, usually require to put into a large amount of manpower maintenance cost.
By taking cash in bank management business as an example, product contract signing relationship is complicated, is related to group, account group, client, account four
The different product of a dimension is contracted, and every kind of product has complicated charge to establish signing conditions, and corresponding different charge method is handed over
The statistics elements such as easy range, charge maintenance object.In addition, different clients are suitable according to the actual conditions that different branches commence business
With different charging modes, for example, some hope is packaged charge, some hope is disposably charged, and some need makes according to product
With situation pay-per-use etc., and is deducted fees automatically to the more accounts of client or single account and also to be handled according to customer requirement.
As a result, in face of complicated signing, charging, logic of deducting fees, urgent need proposes that one kind can complete needle in complex situations
The method that automatic charging and charge are realized to different clients different situations.
Summary of the invention
The embodiment of the present invention provides a kind of execution method that business deducts fees operation, to solve existing banking expense meter
The technical issues of operation of calculating and deduct fees separates, and leads to high manpower maintenance cost, low efficiency, this method comprises: obtaining industry to be charged
The business pay imformation of business, wherein business pay imformation includes: business charge type and business charge object；It is received according to business
Take type, determines the billing parameter of business to be charged；Acquisition business charge object corresponds to the business datum of business to be charged, and root
According to the billing parameter of business to be charged, the due-in expense that business charge object corresponds to business to be charged is calculated；It is charged according to business
Object corresponds to the due-in expense of business to be charged and preconfigured business charge object corresponds to the ginseng of deducting fees of business to be charged
Number executes the operation of deducting fees of business to be charged to business charge object.
The embodiment of the present invention also provides the executive device that a kind of business deducts fees operation, to solve existing banking expense
The technical issues of calculate and deduct fees operation separation, leads to high manpower maintenance cost, low efficiency, the device include: business charge letter
Acquiring unit is ceased, for obtaining the business pay imformation of business to be charged, wherein business pay imformation includes: business charge class
Type and business charge object；Service billing parameter determination unit, for determining the meter of business to be charged according to business charge type
Take parameter；Service billing unit corresponds to the business datum of business to be charged for obtaining business charge object, and according to be charged
The billing parameter of business calculates the due-in expense that business charge object corresponds to business to be charged；Business is deducted fees unit, and basis is used for
Business charge object corresponds to the due-in expense of business to be charged and preconfigured business charge object corresponds to business to be charged
Parameter of deducting fees, execute the operation of deducting fees of business to be charged to business charge object.
The embodiment of the present invention also provides a kind of computer equipment, to solve existing banking expense calculating and the behaviour that deducts fees
The technical issues of separating, leading to high manpower maintenance cost, low efficiency, which includes memory, processor and deposits
The computer program that can be run on a memory and on a processor is stored up, processor realizes above-mentioned business when executing computer program
It deducts fees the execution method of operation.
The embodiment of the present invention also provides a kind of computer readable storage medium, calculates to solve existing banking expense
The technical issues of operation separates with deducting fees, and leads to high manpower maintenance cost, low efficiency, which has
Execute above-mentioned business deduct fees operation execution method computer program.
In the embodiment of the present invention, treat charge operation execution deduct fees operate when, according to the type of business to be charged
Determine the billing parameter of business to be charged, and then it is due-in to combine the business datum of business to be charged to determine that business charge object corresponds to
Take the due-in expense of business, to realize the purpose of automatic charging；Determine business charge object correspond to the due-in of business to be charged
After expense, the parameter of deducting fees of business to be charged is corresponded to by obtaining preconfigured business charge object, to business charge object
The operation of deducting fees of business to be charged is executed, to realize the purpose deducted fees automatically.
Through the embodiment of the present invention, the automatic operation for realizing service billing and deducting fees reduces manpower maintenance time
Cost improves business charge efficiency.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.In the accompanying drawings:
Fig. 1 is that a kind of business for providing is deducted fees the execution method flow diagram of operation in the embodiment of the present invention；
Fig. 2 is that a kind of be combined in various ways provided in the embodiment of the present invention calculates charge for banking automatically
Method flow diagram；
Fig. 3 is a kind of business process map for establishing billing parameters provided in the embodiment of the present invention；
Fig. 4 is that the one kind provided in the embodiment of the present invention completes expense button stroke process flow diagram by on-line transaction interface；
Fig. 5 is that a kind of business for providing is deducted fees the executive device schematic diagram of operation in the embodiment of the present invention.
Specific embodiment
Understand in order to make the object, technical scheme and advantages of the embodiment of the invention clearer, with reference to the accompanying drawing to this hair
Bright embodiment is described in further details.Here, the illustrative embodiments of the present invention and their descriptions are used to explain the present invention, but simultaneously
It is not as a limitation of the invention.
In the description of this specification, used "comprising", " comprising ", " having ", " containing " etc. are open
Term, that is, mean including but not limited to.Reference term " one embodiment ", " specific embodiment ", " some embodiments ",
" such as " etc. description mean that specific features, structure or feature described in conjunction with this embodiment or example are contained in the application's
In at least one embodiment or example.In the present specification, schematic expression of the above terms are not necessarily referring to identical
Embodiment or example.Moreover, specific features, structure or the feature of description in any one or more embodiments or can be shown
It can be combined in any suitable manner in example.The step of involved in each embodiment, sequentially is used to schematically illustrate the implementation of the application, wherein
The step of sequence be not construed as limiting, can appropriately adjust as needed.
It provides a kind of business in the embodiment of the present invention to deduct fees the execution method of operation, Fig. 1 is to mention in the embodiment of the present invention
A kind of business supplied is deducted fees the execution method flow diagram of operation, as shown in Figure 1, this method may include steps of:
S101 obtains the business pay imformation of business to be charged, wherein business pay imformation includes: business charge type
With business charge object.
It should be noted that above-mentioned business to be charged can be but not limited to the various charge operations of bank, the present invention is real
It applies in example and is illustrated by taking the cash management of product business of bank as an example.Above-mentioned business charge type is for determining industry to be charged
The billing parameter of business；Above-mentioned business charge object refers to using business to be charged and pair that needs to pay to the business to be charged
As.
S102 determines the billing parameter of business to be charged according to business charge type.
By taking the cash management of product business of bank as an example, business to be charged includes: integrated service industry in the embodiment of the present invention
Business and two kinds of business of service of goods business, wherein integrated service business is based on multiple predetermined charge subjects to business charge object
Execution is deducted fees operation；Account quantity, trading volume or the transaction amount that service of goods business is used based on product are to business charge pair
As executing operation of deducting fees.
S103 obtains the business datum that business charge object corresponds to business to be charged, and according to the charging of business to be charged
Parameter calculates the due-in expense that business charge object corresponds to business to be charged.
As an alternative embodiment, in the case that business to be charged is integrated service business；Integrated service industry
The billing parameter of business includes multiple predetermined charge subjects of integrated service business；Then above-mentioned S103 can be specifically included: obtain industry
Business charge object corresponds to each predetermined charge section purpose use to be charged of integrated service business；Being charged according to business, object is corresponding to be integrated
The each predetermined charge section purpose use to be charged of service business calculates the due-in expense that business charge object corresponds to business to be charged.
As another optional embodiment, in the case that business to be charged is service of goods business；Service of goods
The billing parameter of business includes account quantity, trading volume or the transaction amount using service of goods business；Then above-mentioned S103 can be with
Specifically include one of any as follows: statistical service charge object uses the account quantity of service of goods business, and according to statistics
Account quantity calculates the due-in expense that business charge object corresponds to business to be charged；Statistical service charge object uses service of goods
The trading volume of business, and the due-in expense that business charge object corresponds to business to be charged is calculated according to the trading volume of statistics；Statistics
Business charge object uses the transaction amount of service of goods business, and calculates business charge object pair according to the transaction amount of statistics
Answer the due-in expense of business to be charged.
S104 corresponds to the due-in expense of business to be charged according to business charge object and preconfigured business is charged
Object corresponds to the parameter of deducting fees of business to be charged, and the operation of deducting fees of business to be charged is executed to business charge object.
Specifically, the parameter of deducting fees in above-mentioned S104 can include but is not limited to one or more deduct fees account, deduct fees week
Phase or the date of deducting fees；Then above-mentioned S104 can specifically comprise the following steps: to correspond to business to be charged according to business charge object
Due-in expense determines the due-in expense of each account of deducting fees；According to deducting fees period or the date of deducting fees for business charge object, and
The due-in expense of each account of deducting fees executes operation of deducting fees to each account of deducting fees.
It should be noted that, when business charge object is collection account, object of deducting fees is only one for service of goods expense
A specified account of deducting fees, when business charge object is account group, object of deducting fees can be a specified account of deducting fees,
It can be multiple accounts of deducting fees；For miscellaneous service charges, object of deducting fees is only a specified account of deducting fees.
The execution method of operation from the foregoing, it will be observed that business provided in an embodiment of the present invention is deducted fees is executed treating charge operation
It deducts fees when operate, the billing parameter of business to be charged is determined according to the type of business to be charged, and then combine industry to be charged
The business datum of business determines that business charge object corresponds to the due-in expense of business to be charged, to realize the purpose of automatic charging；In
It is corresponding by obtaining preconfigured business charge object after determining the due-in expense that business charge object corresponds to business to be charged
The parameter of deducting fees of business to be charged is executed the operation of deducting fees of business to be charged to business charge object, is deducted fees automatically with realization
Purpose.
The business provided through the embodiment of the present invention is deducted fees the execution method of operation, realize service billing and deduct fees from
Dynamicization operation, reduces manpower maintenance time cost, improves business charge efficiency.
In the following, the embodiment of the present invention is described in detail by taking cash in bank management business as an example.
Fig. 2 is that a kind of be combined in various ways provided in the embodiment of the present invention calculates charge for banking automatically
Method flow diagram；As shown in Fig. 2, this method comprises the following steps:
S201 establishes billing parameters.
Specifically, it charges based on setup fee classification, maintenance object, group customer number, account group #, product code
Classification parameter, wherein the entity of group customer number and account number alternative as maintenance billing parameters, expense category are divided into product
Service charge and miscellaneous service charges, when selection service of goods is time-consuming, the statistics that needs input product code as subsequent product and count according to
According to.Wherein, when the time-consuming S202 that jumps to of signing service of goods further improves billing parameter of contracting；Integrated service of contracting is time-consuming,
It jumps to S203 and further improves signing billing parameter.
S202, the maintenance of service of goods billing parameters.
Specifically, the embodiment of the present invention can provide billing parameters maintenance interface, for maintenance group or account group this
Contract billing parameters, including object of deducting fees, charge period, bank number, account of deducting fees, concessionary rate, charge mechanism, charge method,
Expense standard, unit costs, expense mark, deadline etc..
The signing that table 1 illustrates portioned product, which is established, to be required and constrains, and verifies whether to close rule when needing to establish completion.
The signing of 1 product of table, which is established, to be required and constrains
Optionally, the object of deducting fees in the embodiment of the present invention can be a specified account of deducting fees, and be also possible to multiple
It deducts fees account, in the case that object of deducting fees is multiple accounts, can share by volume is actually occurred by account, the charge period can be with
Be set as monthly, quarterly, every year etc., charge method refers to the mode of statistics, altogether there are four types of, by account quantity, trade
The amount of money, transaction stroke count, customer quantity, can calculate the amortization ratio of each account according to the volume of actually occurring in the next steps.Take
It may be configured as standard and customized, the optional fixation of rate mark or floating with standard, and client couple collected according to concessionary rate discounting
The cost of use of appointed product.
Fig. 3 shows the operation flow for establishing billing parameters.
S203, the maintenance of integrated service billing parameters.
Specifically, typing deduct fees object, charge the period and specified day, bank number, account of deducting fees, concessionary rate, charge mechanism,
Platform open expense, service charge, maintenance fee, conceptual design expense, bank docking open expense, advisory fee, other, be subsequent charging
Setup algorithm foundation when accounting.
S204, service of goods charging.
It is every everyday whole, pass through crontab or TWS lot size scheduling component and completes a statistical calculation.The same day is if you need to calculate clothes
Business expense, cash management platform calculate the cash management service expense amount of money for needing to collect according to the billing parameters being arranged.Various feelings
Expense calculation formula under shape:
(1) it charges by account quantity, certain service of goods expense=unit costs × account quantity × concessionary rate, wherein unit
Expense is each account fee to be charged.When by account quantity charging, account quantity is to use the account of a certain product in maintenance object
Amount amount.
(2) by transaction stroke count charge, certain service of goods expense=unit costs × transaction stroke count × concessionary rate, wherein unit
Expense is every transaction fee to be charged.
(3) it charges by transaction amount, certain service of goods expense=unit costs × transaction amount × concessionary rate, wherein unit
Expense is the percentage of transaction amount.
(4) when expense mark is fixed, no matter account quantity, transaction stroke count (amount of money) how much, unit costs are all unique.With
For the charge of account quantity, it is assumed that unit costs are 100 yuan/family, and account group has 10 families, concessionary rate 10%, then certain product
Service charge=100 × 10 × 10%.
(5) expense mark is when floating, and the maintenance of rate code table has different expense sections.Each expense section, unit are taken
With difference, corresponding unit costs need to be matched according to account quantity, the actual numerical value of transaction stroke count (amount of money).To press account number
For amount charge, account quantity 0~20, unit costs are 150 yuan/family；Account quantity 21~50, unit costs 100
Member/family, if account group has 32 accounts, certain service of goods expense=100 × 32.
It should be noted that when practical metering period is discontented with a cycle, by a cycle charging.For example, account A is pressed
The moon deducts fees, and comes into force within 15th November, charges by account quantity, and when unit costs are 100 yuan/family, the first consecutive days of December are answered
100 yuan of service charge of button；It charges, is then calculated by the trading situation occurred after coming into force by transaction amount (stroke count).
Service of goods expense carries out expense tentative calculation in all end of term of charging, and draws carrying out expense button next consecutive days.Service of goods
Expense calculate be subject to the tentative calculation same day billing parameters and product, product signing Obj State.
Multiple account groups are added in one account, and the expense tentative calculation of account group is participated in when account is account group main account, are account
Not participation cost tentative calculation when the sub- account of family group.When one account is multiple account group main accounts, the expense of each account group is participated in
Tentative calculation, and be more than the deadline without tentative calculation.
After completing signing maintenance object total cost metering, share signing parameter according to more accounts or destiny account, according to
Detail list occurs and shares each account that business occurs, date, account number and the amount of money to be deducted fees is written.
S205, integrated service charging.
It is every everyday whole, pass through crontab or TWS lot size scheduling component and completes a statistical calculation.The same day is if you need to calculate clothes
Business expense, cash management platform calculate the cash management service expense amount of money for needing to collect according to the billing parameters being arranged.Various feelings
Expense calculation formula under shape:
Miscellaneous service charges=(platform open the docking of expense+service charge+maintenance fee+conceptual design expense+bank open expense+
Advisory fee+other fees) × concessionary rate.
It should be noted that the comprehensive cost charge period is the moon, season, year, the tentative calculation of this period expense is carried out in all end of term,
Next consecutive days expense button is carried out to draw.Period of charging is " disposable ", carries out expense tentative calculation in agreement charging day, it is next certainly
That right day expense button is carried out to draw.
After completing signing maintenance object total cost metering, signing parameter is shared according to destiny account, according to generation detail
Table shares each account that business occurs, and date, account number and the amount of money to be deducted fees is written.
S206, timing are deducted fees in batches.
Specifically, S204, S205 batch is set by this batch tasks by crontab or TWS lot size scheduling component to appoint
The postposition task of business needs the account deducted fees to be pushed to core transaction system by MQ queue the same day, and completion is all to withhold expense
The transaction on date is completed book keeping operation and is calculated.Online request is initiated as shown in figure 4, Fig. 4, which is shown, completes expense by on-line transaction interface
Treatment process is drawn with button.
S207, abnormality processing and inquiry.
Specifically, the embodiment of the present invention can also provide query page according to priority assignation it is open to the relevant personnel at
The record progress real-time query of deducting fees of function, status of fail, it is subsequent to unknown transaction progress to be handled in submission, and show and adjust account number
With final process state.
It is provided in an embodiment of the present invention to be combined in various ways the method for calculating charge automatically for banking, it is right first
The client of signing product is divided into group and account group management dimension signing automatic fee charging management.Basis signing index information includes expense
With classification, maintenance object, group account group number, product code, service of goods expense and integrated service are divided into according to expense category
Take two kinds；Detailed product statistical rules is configured to service of goods expense, different subject cost informations are arranged to miscellaneous service charges, are used
Automatic computation model completes the billing statistics to each signing group or account group, contracts the time according still further to deducting fees and shares account
Each account is shared at family should detain funds on account, and complete to buckle account by pen by agreement date batch program of setting out of deducting fees.To it is above from
Occur the transaction for deducting fees abnormal, unknown in dynamic process and processing window by hand is provided, verifies stateful transaction and re-initiate and deduct fees
And querying flow.It needs to carry out manual setting parameter according to business, and obtains offer report in the fixed cycle and give banking pipe
Reason personnel check.
It additionally provides a kind of business in the embodiment of the present invention to deduct fees the executive device of operation, as described in the following examples.
The principle solved the problems, such as due to the Installation practice and business the execution method of operation of deducting fees are similar, the Installation practice
Implementation may refer to the implementation of method, and overlaps will not be repeated.
Fig. 5 is that a kind of business for providing is deducted fees the executive device schematic diagram of operation in the embodiment of the present invention, as shown in figure 5,
The apparatus may include: business pay imformation acquiring unit 51, service billing parameter determination unit 52,53 and of service billing unit
Business is deducted fees unit 54.
Wherein, business pay imformation acquiring unit 51, for obtaining the business pay imformation of business to be charged, wherein industry
Business pay imformation includes: business charge type and business charge object；Service billing parameter determination unit 52, for according to business
Charge type determines the billing parameter of business to be charged；Service billing unit 53, for obtain business charge object correspond to it is due-in
Take the business datum of business, and according to the billing parameter of business to be charged, calculates business charge object and correspond to business to be charged
Due-in expense；Business is deducted fees unit 54, for correspond to the due-in expense of business to be charged according to business object of charging, and it is preparatory
The business charge object of configuration corresponds to the parameter of deducting fees of business to be charged, executes deducting fees for business to be charged to business charge object
Operation.
In an alternative embodiment, in the case that business to be charged is integrated service business；Integrated service business
Billing parameter include integrated service business multiple predetermined charge subjects；Wherein, service billing unit may include: comprehensive clothes
Business business individual event subject accounting module 531 corresponds to each predetermined charge section of integrated service business for obtaining business charge object
The due-in expense of purpose；Integrated service service billing module 532, it is each for corresponding to integrated service business according to business charge object
Predetermined charge section purpose use to be charged calculates the due-in expense that business charge object corresponds to business to be charged.
In an alternative embodiment in the case that business to be charged is service of goods business；Service of goods industry
The billing parameter of business includes account quantity, trading volume or the transaction amount using service of goods business；Wherein, service billing unit
Including one of any as follows: the first service of goods accounting module 533 uses service of goods business for statistical service charge object
Account quantity, and business charge object is calculated according to the account quantity of statistics and corresponds to the due-in expense of business to be charged；Second
Service of goods accounting module 534 uses the trading volume of service of goods business for statistical service charge object, and according to statistics
Trading volume calculates the due-in expense that business charge object corresponds to business to be charged；Third service of goods accounting module 535, for uniting
Meter business charge object uses the transaction amount of service of goods business, and calculates business charge object according to the transaction amount of statistics
The due-in expense of corresponding business to be charged.
Based on the optional Installation practice of any one of the above, as an alternative embodiment, parameter of deducting fees can be with
Include: one or more deduct fees account, deduct fees period or the date of deducting fees；Wherein, business unit 54 of deducting fees includes: that account shares expense
Each account of deducting fees is determined for corresponding to the due-in expense of business to be charged according to business charge object with determining module 541
Due-in expense；Account is deducted fees execution module 542, for being charged the deducting fees period or the date of deducting fees of object according to business, and it is each
The due-in expense of a account of deducting fees executes operation of deducting fees to each account of deducting fees.
The execution method of operation in conclusion business provided in an embodiment of the present invention is deducted fees is wrapped by establishing billing parameters
Realization is included according to billing parameters automatic charging and is deducted fees, can be improved the maintenance efficiency of banking personnel, realizes automated transaction
Statistical function calculates the amortization ratio of each account by pen, and is automatically performed and deducts fees in the designated time.
The embodiment of the present invention also provides a kind of computer equipment, to solve existing banking expense calculating and the behaviour that deducts fees
The technical issues of separating, leading to high manpower maintenance cost, low efficiency, which includes memory, processor and deposits
The computer program that can be run on a memory and on a processor is stored up, processor realizes above-mentioned business when executing computer program
It deducts fees the execution method of operation.
The embodiment of the present invention also provides a kind of computer readable storage medium, calculates to solve existing banking expense
The technical issues of operation separates with deducting fees, and leads to high manpower maintenance cost, low efficiency, which has
Execute above-mentioned business deduct fees operation execution method computer program.
It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, system or computer program
Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the present invention
Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the present invention, which can be used in one or more,
The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces
The form of product.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Particular embodiments described above has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects
Describe in detail it is bright, it should be understood that the above is only a specific embodiment of the present invention, the guarantor being not intended to limit the present invention
Range is protected, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should be included in this
Within the protection scope of invention.
Claims (10)
- A kind of execution method of operation 1. business is deducted fees characterized by comprisingObtain the business pay imformation of business to be charged, wherein the business pay imformation includes: business charge type and business Charge object；According to the business charge type, the billing parameter of the business to be charged is determined；The business datum that the business charge object corresponds to the business to be charged is obtained, and according to the meter of the business to be charged Take parameter, calculates the due-in expense that the business charge object corresponds to the business to be charged；The due-in expense of the business to be charged is corresponded to according to business charge object and the preconfigured business is received Expense object corresponds to the parameter of deducting fees of the business to be charged, and Xiang Suoshu business charge object executes deducting fees for the business to be charged Operation.
- 2. the method as described in claim 1, which is characterized in that the business to be charged is integrated service business；The synthesis The billing parameter of service business includes multiple predetermined charge subjects of integrated service business；Wherein, the business charge pair is obtained The business datum of elephant, and according to the billing parameter of the business to be charged, calculate the business charge object correspond to it is described due-in Take the due-in expense of business, comprising:It obtains the business charge object and corresponds to each predetermined charge section purpose use to be charged of the integrated service business；The each predetermined charge section purpose use to be charged of the integrated service business is corresponded to according to business charge object, calculates institute State the due-in expense that business charge object corresponds to the business to be charged.
- 3. the method as described in claim 1, which is characterized in that the business to be charged is service of goods business；The product The billing parameter of service business includes account quantity, trading volume or the transaction amount using service of goods business；Wherein, institute is obtained The business datum of business charge object is stated, and according to the billing parameter of the business to be charged, calculates the business charge object The due-in expense of the corresponding business to be charged, including one of any as follows:It counts the business charge object and uses the account quantity of service of goods business, and institute is calculated according to the account quantity of statistics State the due-in expense that business charge object corresponds to the business to be charged；It counts the business charge object and uses the trading volume of service of goods business, and the industry is calculated according to the trading volume of statistics Business charge object corresponds to the due-in expense of the business to be charged；It counts the business charge object and uses the transaction amount of service of goods business, and institute is calculated according to the transaction amount of statistics State the due-in expense that business charge object corresponds to the business to be charged.
- 4. method as described in any one of claims 1 to 3, which is characterized in that the parameter of deducting fees includes: one or more buttons Expense account is deducted fees period or the date of deducting fees；Wherein, the to be charged of the business to be charged is corresponded to according to business charge object With and preconfigured business charge object correspond to the parameter of deducting fees of the business to be charged, Xiang Suoshu business is charged Object executes the operation of deducting fees of the business to be charged, comprising:The due-in expense that the business to be charged is corresponded to according to business charge object, determines the to be charged of each account of deducting fees With；It is charged the due-in expense of deduct fees period or the date of deducting fees and each account of deducting fees of object according to the business, to each A account of deducting fees executes operation of deducting fees.
- The executive device of operation 5. a kind of business is deducted fees characterized by comprisingBusiness pay imformation acquiring unit, for obtaining the business pay imformation of business to be charged, wherein the business charge letter Breath includes: business charge type and business charge object；Service billing parameter determination unit, for determining the charging ginseng of the business to be charged according to the business charge type Number；Service billing unit, corresponds to the business datum of the business to be charged for obtaining business charge object, and according to The billing parameter of the business to be charged calculates the due-in expense that the business charge object corresponds to the business to be charged；Business is deducted fees unit, for correspond to the due-in expense of the business to be charged according to business object of charging, and in advance The business charge object first configured corresponds to the parameter of deducting fees of the business to be charged, and Xiang Suoshu business charge object executes institute State the operation of deducting fees of business to be charged.
- 6. device as claimed in claim 5, which is characterized in that the business to be charged is integrated service business；The synthesis The billing parameter of service business includes multiple predetermined charge subjects of integrated service business；Wherein, the service billing unit packet It includes:Integrated service business individual event subject accounting module corresponds to the integrated service business for obtaining the business charge object Each predetermined charge section purpose use to be charged；Integrated service service billing module, it is each predetermined for corresponding to the integrated service business according to business charge object Charge section purpose use to be charged calculates the due-in expense that the business charge object corresponds to the business to be charged.
- 7. device as claimed in claim 5, which is characterized in that the business to be charged is service of goods business；The product The billing parameter of service business includes account quantity, trading volume or the transaction amount using service of goods business；Wherein, the industry Charging Detail Record unit be engaged in including one of any as follows:First service of goods accounting module uses the account quantity of service of goods business for counting the business charge object, And the due-in expense that the business charge object corresponds to the business to be charged is calculated according to the account quantity of statistics；Second service of goods accounting module uses the trading volume of service of goods business for counting the business charge object, and The due-in expense that the business charge object corresponds to the business to be charged is calculated according to the trading volume of statistics；Third service of goods accounting module uses the transaction amount of service of goods business for counting the business charge object, And the due-in expense that the business charge object corresponds to the business to be charged is calculated according to the transaction amount of statistics.
- 8. such as the described in any item devices of claim 5 to 7, which is characterized in that the parameter of deducting fees includes: one or more buttons Expense account is deducted fees period or the date of deducting fees；Wherein, business unit of deducting fees includes:Account share the expenses determining module, for corresponding to the to be charged of the business to be charged according to business charge object With determining the due-in expense of each account of deducting fees；Account is deducted fees execution module, for being charged deduct fees period or the date of deducting fees and each button of object according to the business The due-in expense for taking account executes operation of deducting fees to each account of deducting fees.
- 9. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor Calculation machine program, which is characterized in that the processor is realized described in any one of Claims 1-4 when executing the computer program Business is deducted fees the execution method of operation.
- 10. a kind of computer readable storage medium, which is characterized in that the computer-readable recording medium storage has perform claim The computer program of the execution method of operation it is required that any one of 1 to 4 business is deducted fees.
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| CN201910752796.9A CN110472961A (en) | 2019-08-15 | 2019-08-15 | Business is deducted fees the execution method and device of operation |
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| CN111563084A (en) * | 2020-05-06 | 2020-08-21 | 中国银行股份有限公司 | Batch fee deduction data processing method and device |
| CN112184193A (en) * | 2020-10-26 | 2021-01-05 | 支付宝(杭州)信息技术有限公司 | Payment processing method and device |
| CN113191817A (en) * | 2021-05-18 | 2021-07-30 | 支付宝(杭州)信息技术有限公司 | Service charge calculation method and device |
| CN113935821A (en) * | 2021-09-15 | 2022-01-14 | 中电金信软件有限公司 | Method, device, electronic equipment and medium for settling commission charge in banking business |
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Application publication date: 20191119 |