CN107833134A - Refunded interest acquisition methods, device, electronic equipment and storage medium - Google Patents
Refunded interest acquisition methods, device, electronic equipment and storage medium Download PDFInfo
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- CN107833134A CN107833134A CN201711143731.1A CN201711143731A CN107833134A CN 107833134 A CN107833134 A CN 107833134A CN 201711143731 A CN201711143731 A CN 201711143731A CN 107833134 A CN107833134 A CN 107833134A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/10—Tax strategies
Abstract
The embodiments of the invention provide a kind of refunded interest acquisition methods, device, electronic equipment and storage medium, by N number of size ascending sort of the record according to exchange hour of settling interests of settling interests of target customer, respectively for it is N number of settle interests be recorded in first client's allowance against tax in the case of, calculate it is N number of settle interests record need to pay the first taxing interest of interest tax；Respectively for it is N number of settle interests be recorded in second client's allowance against tax in the case of, calculate it is N number of settle interests record need to pay the second taxing interest of interest tax；Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, you can obtain N number of record corresponding refunded interest for paying interest tax respectively of settling interests more.
Description
Technical field
The application is related to field of computer technology, more particularly relate to refunded interest acquisition methods, device, electronic equipment and
Storage medium.
Background technology
Client stores money to bank, and bank can pay the corresponding interest on deposit of client；If interest on deposit is more, client is also
The interest on deposit for its acquisition is needed to pay certain interest tax.
Client can enjoy certain client's allowance against tax every year, i.e., the fund account interest under customer name can be exempted from using client
The amount of tax to be paid exempts interest tax, and until client's allowance against tax use finishes, the interest on deposit of follow-up account need to just detain when settling interests transaction
Subtract interest tax.If after the completion of transaction of settling interests, banking system has heightened client's allowance against tax, and some account of client can be caused to deposit
Storage interest has been deducted interest tax more.
Therefore, it is badly in need of realizing the method for obtaining the refunded interest for having been deducted interest tax more.
The content of the invention
In view of this, the invention provides a kind of refunded interest acquisition methods, device, electronic equipment and storage medium, with
Overcome and be badly in need of realizing the problem of obtaining the method for the interests for paying interest tax corresponding to each account in the prior art more.
To achieve the above object, the present invention provides following technical scheme：
A kind of refunded interest acquisition methods, including：
The N number of fund account interest corresponding to record difference of settling interests for belonging to target customer is obtained, N is more than or equal to 1
Positive integer；
Size according to the time for transaction of settling interests carries out ascending sort to N number of record of settling interests；
N number of fund account interest corresponding to record of settling interests is added up successively, corresponded to often adding up one to settle interests to record
Fund account interest, obtain existing customer accumulated interest when, execution be based on the existing customer accumulated interest and the first client
Allowance against tax, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；
N number of fund account interest corresponding to record of settling interests is added up successively, corresponded to often adding up one to settle interests to record
Fund account interest, obtain existing customer accumulated interest when, execution be based on the existing customer accumulated interest and the second client
Allowance against tax, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；
Wherein, the first client allowance against tax be respectively from it is described it is N number of settle interests to record in corresponding fund account interest detain
The comparison basis of without interest tax；The second client allowance against tax referred within default period of validity, heightens first client and exempts from
Client's allowance against tax after the amount of tax to be paid；
Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, N number of record point of settling interests is obtained
The not corresponding refunded interest for being used to be deducted interest tax more.
A kind of refunded interest acquisition device, including：
First acquisition module, N number of fund account interest corresponding to record difference of settling interests of target customer is belonged to for obtaining,
N is the positive integer more than or equal to 1；
Order module, the size for the time according to transaction of settling interests carry out ascending sort to N number of record of settling interests；
Second acquisition module, for N number of fund account interest corresponding to record of settling interests to be added up successively, added up often
One fund account interest corresponding to record of settling interests, when obtaining existing customer accumulated interest, execution is tired out based on the existing customer
Interest and first client's allowance against tax are counted, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；
3rd acquisition module, for N number of fund account interest corresponding to record of settling interests to be added up successively, added up often
One fund account interest corresponding to record of settling interests, when obtaining existing customer accumulated interest, execution is tired out based on the existing customer
Interest and second client's allowance against tax are counted, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；
Wherein, the first client allowance against tax be respectively from it is described it is N number of settle interests to record in corresponding fund account interest detain
The comparison basis of without interest tax；The second client allowance against tax referred within default period of validity, heightens first client and exempts from
Client's allowance against tax after the amount of tax to be paid；
4th acquisition module, for recording the first taxing interest and the second taxing interest corresponding to difference based on N number of settle interests,
Obtain N number of record corresponding refunded interest for paying interest tax respectively of settling interests more.
A kind of electronic equipment, including：
Memory, for storage program；
Processor, for performing described program, described program is specifically used for：
The N number of fund account interest corresponding to record difference of settling interests for belonging to target customer is obtained, N is more than or equal to 1
Positive integer；
Size according to the time for transaction of settling interests carries out ascending sort to N number of record of settling interests；
N number of fund account interest corresponding to record of settling interests is added up successively, corresponded to often adding up one to settle interests to record
Fund account interest, obtain existing customer accumulated interest when, execution be based on the existing customer accumulated interest and the first client
Allowance against tax, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；
N number of fund account interest corresponding to record of settling interests is added up successively, corresponded to often adding up one to settle interests to record
Fund account interest, obtain existing customer accumulated interest when, execution be based on the existing customer accumulated interest and the second client
Allowance against tax, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；
Wherein, the first client allowance against tax be respectively from it is described it is N number of settle interests to record in corresponding fund account interest detain
The comparison basis of without interest tax；The second client allowance against tax referred within default period of validity, heightens first client and exempts from
Client's allowance against tax after the amount of tax to be paid；
Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, N number of record point of settling interests is obtained
The not corresponding refunded interest for being used to be deducted interest tax more.
A kind of storage medium, the storage medium are stored with a plurality of instruction, and the instruction is loaded suitable for processor, with
Perform the step in the refunded interest acquisition methods described in any of the above-described.
Understand that compared with prior art, the embodiments of the invention provide a kind of refunded interest via above-mentioned technical scheme
Acquisition methods, the size ascending sort for exchange hour that N number of record foundation of settling interests of target customer is settled interests, respectively for N number of knot
In the case that breath is recorded in first client's allowance against tax, calculating N number of record of settling interests needs to pay the first taxing interest of interest tax；
Respectively for it is N number of settle interests be recorded in second client's allowance against tax in the case of, calculate it is N number of settle interests record need to pay interest tax
Second taxing interest；Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, you can obtain N number of
Settle interests and deducted the refunded interest of interest tax more corresponding to record difference.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing
There is the required accompanying drawing used in technology description to be briefly described, it should be apparent that, drawings in the following description are only this
The embodiment of invention, for those of ordinary skill in the art, on the premise of not paying creative work, can also basis
The accompanying drawing of offer obtains other accompanying drawings.
Fig. 1 is a kind of flow chart for refunded interest acquisition methods that the embodiment of the present application provides；
Fig. 2 is a kind of a kind of method flow of the specific implementation for refunded interest acquisition methods that present application example provides
Figure；
Fig. 3 is a kind of structure chart for refunded interest acquisition device that the embodiment of the present application provides；
Fig. 4 is the structure chart for the electronic equipment that the embodiment of the present application provides.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained every other under the premise of creative work is not made
Embodiment, belong to the scope of protection of the invention.
Client stores money to bank, and bank can pay the corresponding interest on deposit of client；If interest on deposit is more, client is also
The interest on deposit for its acquisition is needed to pay certain interest tax；Client can enjoy certain client's allowance against tax, i.e. client every year
The interest on deposit of account exempts interest tax by trading order of settling interests using client's allowance against tax under one's name, until client's allowance against tax uses
Finish, the interest on deposit of follow-up account just need to reduce interest tax when settling interests transaction.If after the completion of transaction of settling interests, banking system
Client's allowance against tax is heightened, because banking system has deducted some account interests according to old client's allowance against tax
Interest tax, after client's allowance against tax is heightened, by deduction interest tax account interests may can exempt interest tax, so
It may result in client and paid interest tax more, will pay interest corresponding to interest tax in the embodiment of the present application is referred to as profit of refunding more
Breath.
Therefore, the embodiment of the present application provides a kind of refunded interest acquisition methods, the refunded interest acquisition methods can be held
Row is following to be operated：By old client's allowance against tax (being referred to as first client's allowance against tax in the embodiment of the present application) and new client's allowance against tax
(in the embodiment of the present application be referred to as second client's allowance against tax) is compared, and obtains that each account of client is corresponding respectively to pay interest tax more
Refunded interest.
Because an account is there may be transaction of repeatedly settling interests, such as：Client only has two accounts, and two accounts are monthly
Settle interests once, a total of 12 times records of settling interests after half a year.The corresponding record of once settling interests of transaction of settling interests each time, the record of settling interests
Including settle interests exchange hour and settle interests transaction when corresponding fund account interest.Therefore, the embodiment of the present application will obtain account
More by the interest of deduction interest tax, be converted to obtain to settle interests and deducted the refunded interest of interest tax more corresponding to record.
The terminal that the refunded interest acquisition methods can apply at terminal, such as bank counter；Also
It can apply to hand-held terminal device, such as mobile phone etc..
Refunded interest acquisition methods are described in detail below.
As shown in figure 1, a kind of flow chart of the refunded interest acquisition methods provided for the embodiment of the present application, this method bag
Include：
Step S101：Obtain the N number of fund account interest corresponding to record difference of settling interests for belonging to target customer.
N is the positive integer more than or equal to 1.
Step S102：Size according to the time for transaction of settling interests carries out ascending sort to N number of record of settling interests.
Because client's allowance against tax be according to arrive first first principle, i.e., the record of settling interests for the transaction that first carries out settling interests is preferential to be enjoyed
Client's allowance against tax, therefore, it is necessary to which the record that will respectively settle interests carries out ascending sort according to the size for exchange hour of settling interests, i.e., basis is settled interests
The time of transaction draws near sequence.Settle interests transaction time gap current time it is more remote just smaller, exchange hour distance of settling interests
Current time is more near bigger.
Assuming that N number of record of settling interests is respectively corresponding to target customer：A settle interests record, B settle interests record, C settle interests record and
D settles interests record；Assuming that A settles interests, record, B, which settle interests, records corresponding account 1；C settle interests record and D settle interests record corresponding account 2.
Assuming that A settles interests, the exchange hour of settling interests of record is thirty on the 2 months 1 mornings 10 in 2017；B settles interests the friendship of settling interests of record
The easy time is 2 months 22 pms in 2017 half；The settle interests exchange hours of settling interests of record of C are thirty on the 2 months 3 afternoons 3 in 2017；
D settle interests record exchange hour of settling interests at 5 points in afternoon on March 1st, 2017.It can be then followed successively by with the account after ascending sort：A is tied
Breath record, B settle interests record, the D of record, C that settle interests settle interests record.
Step S103：N number of fund account interest corresponding to record of settling interests is added up successively, settled interests often adding up one
Fund account interest corresponding to record, obtain existing customer accumulated interest when, perform based on the existing customer accumulated interest with
First client's allowance against tax, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record.
Optionally, based on the existing customer accumulated interest and first client's allowance against tax, it is corresponding to obtain current record of settling interests
Need the first taxing interest for reducing interest tax to include：
If the existing customer accumulated interest is less than or equal to first client's allowance against tax, it is determined that currently settling interests corresponding to record
The the first taxing interest for needing to reduce interest tax is 0；
If the existing customer accumulated interest is more than the first client allowance against tax first, the current record of settling interests is determined
It is corresponding to need the first taxing interest for reducing interest tax to exempt from for the existing customer accumulated interest with first client
The difference of the amount of tax to be paid；
If the existing customer accumulated interest is non-to be more than the first client allowance against tax first, the current note of settling interests is determined
The the first taxing interest for needing to reduce interest tax corresponding to record is the fund account interest of the current record of settling interests.
If existing customer accumulated interest is more than the first client allowance against tax, and preceding client's accumulated interest is less than or waited
In first client's allowance against tax, then existing customer accumulated interest is more than the first client allowance against tax first.
If existing customer accumulated interest is more than the first client allowance against tax, and preceding client's accumulated interest is more than first
Client's allowance against tax, then existing customer accumulated interest is non-is more than the first client allowance against tax first.
Optionally, step S103 can be accomplished by the following way.
It is assumed that by N number of record of settling interests of target customer according to N number of record of settling interests after exchange hour progress ascending sort of settling interests
It is followed successively by：First settles interests record, and second settles interests record ..., and N settles interests record.
The initial value for setting i is 1, and client's accumulated interest is 0；
Calculating first, which is settled interests, records to i-th the fund account interest sum for record of settling interests, and obtains existing customer accumulated interest；
Based on the existing customer accumulated interest and first client's allowance against tax, obtaining i-th and settling interests needs to detain corresponding to record
Subtract the first taxing interest of interest tax, if i+1 is less than or equal to N, i+1 is assigned to i, return to step calculates first and settled interests record
Settled interests to i-th the fund account interest sum of record, obtain existing customer accumulated interest.
Record is still settled interests and D settles interests exemplified by record by A settle interests record, the C of record, B that settle interests, it is assumed that 4 records pair of settling interests
The fund account interest answered is as shown in table 1, it is assumed that first client's allowance against tax is 200, N=4.
In first time is circulated, i=1, existing customer accumulated interest is that A settles interests the fund account interest 100 of record, due to
Existing customer accumulated interest 100 is less than first client's allowance against tax 200, therefore A the first taxing interests corresponding to record of settling interests are 0；
Due to 1+1 ＜ 4, carry out second and circulate, during second circulates, i=2, existing customer accumulated interest is that A settles interests the account of record
Interest on deposit and B settle interests the fund account interest sum of record, i.e., and 180, because existing customer accumulated interest 180 is less than the first visitor
Family allowance against tax 200, thus B settle interests record corresponding to the first taxing interest be 0；Due to 2+1 ＜ 4, third time circulation is carried out；3rd
In secondary circulation, i=3, existing customer accumulated interest is that settle interests record, B of A settles interests and recorded and C settles interests the fund account interest of record
Sum, as 240, because existing customer accumulated interest 240 is more than first client's allowance against tax 200, and the accumulative profit of a preceding client
Breath 180 is less than first client's allowance against tax 200, thus C settle interests record corresponding to the first taxing interest be 240-200=40；Due to 3
+ 1=4, carry out the 4th circulation；In the 4th circulation, existing customer accumulated interest is the fund account profit of 4 records of settling interests
Breath sum, as 280, because existing customer accumulated interest 280 is more than first client's allowance against tax 200, and a preceding client adds up
Interest 240 is more than first client's allowance against tax 200, therefore D the first taxing interests corresponding to record of settling interests are 40.
The information of 4 records of settling interests of target customer in the case of first client's allowance against tax of table 1
In actual applications, the currency type of N number of record of settling interests of target customer may be inconsistent, now needs to settle interests N number of
The currency type of record is converted into default currency type, such as RMB, or, dollar, or yen etc..It is base generally to preset currency type
Quasi- currency type, benchmark currency type generally refer to the country one belongs to of mechanism currency.At this time, it may be necessary to first client's allowance against tax is converted into described pre-
If currency type.
Step S104：N number of fund account interest corresponding to record of settling interests is added up successively, settled interests often adding up one
Fund account interest corresponding to record, obtain existing customer accumulated interest when, perform based on the existing customer accumulated interest with
Second client's allowance against tax, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record.
Wherein, the first client allowance against tax be respectively from it is described it is N number of settle interests to record in corresponding fund account interest detain
The comparison basis of without interest tax；The second client allowance against tax referred within default period of validity, heightens first client and exempts from
Client's allowance against tax after the amount of tax to be paid.
It is understood that refund is that have certain period of validity, generally, the period of validity of refund is 1 year,
It is assumed that the limited period of refund is limited on December 31,1 day to 2017 January in 2017；It is assumed that 1 day to 2017 January in 2017
During June 1, transaction of settling interests all is had been carried out in N number of record of settling interests of target customer, and client is improved on July 1st, 2017
Allowance against tax, for example, improving to second client's allowance against tax, because within the period of validity of refund, therefore, this N number of settles interests records all
Second client's allowance against tax can be enjoyed.
Optionally, based on the existing customer accumulated interest and second client's allowance against tax, it is corresponding to obtain current record of settling interests
Need the second taxing interest for reducing interest tax to include：
If the existing customer accumulated interest is less than or equal to second client's allowance against tax, it is determined that currently settling interests corresponding to record
The the second taxing interest for needing to reduce interest tax is 0；
If the existing customer accumulated interest is more than the second client allowance against tax first, the current record of settling interests is determined
It is corresponding to need the second taxing interest for reducing interest tax to exempt from for the existing customer accumulated interest with second client
The difference of the amount of tax to be paid；
If the existing customer accumulated interest is non-to be more than the second client allowance against tax first, the current note of settling interests is determined
The the second taxing interest for needing to reduce interest tax corresponding to record is the fund account interest of the current record of settling interests.
If existing customer accumulated interest is more than the second client allowance against tax, and preceding client's accumulated interest is less than or waited
In second client's allowance against tax, then existing customer accumulated interest is more than the second client allowance against tax first.
If existing customer accumulated interest is more than the second client allowance against tax, and preceding client's accumulated interest is more than second
Client's allowance against tax, then existing customer accumulated interest is non-is more than the second client allowance against tax first.
Optionally, step S104 implementation method can include：
It is assumed that by N number of record of settling interests of target customer according to N number of record of settling interests after exchange hour progress ascending sort of settling interests
It is followed successively by：First settles interests record, and second settles interests record ..., and N settles interests record.
The initial value for setting i is 1, and client's accumulated interest is 0；
Calculating first, which is settled interests, records to i-th the fund account interest sum for record of settling interests, and obtains client's accumulated interest；
Based on the existing customer accumulated interest and second client's allowance against tax, obtain current settle interests needs to detain corresponding to record
Subtract the second taxing interest of interest tax, if i+1 is less than or equal to N, i+1 is assigned to i, return to step calculates first and settled interests record
Settled interests to i-th the fund account interest sum of record, obtain client's accumulated interest；
Still by above-mentioned A settle interests record, B settle interests record, C settle interests record and D settle interests record exemplified by illustrate.
The information of 4 records of settling interests of target customer in the case of second client's allowance against tax of table 2
In first time is circulated, i=1, existing customer accumulated interest is that A settles interests the fund account interest 100 of record；Due to
Existing customer accumulated interest 100 is less than first client's allowance against tax 260, therefore A the first taxing interests corresponding to record of settling interests are 0；
Due to 1+1 ＜ 4, carry out second and circulate, during second circulates, i=2, existing customer accumulated interest is that A settles interests the account of record
Interest on deposit and B settle interests the fund account interest sum of record, i.e., and 180, because existing customer accumulated interest 180 is less than the first visitor
Family allowance against tax 260, thus B settle interests record corresponding to the first taxing interest be 0；Due to 2+1 ＜ 4, third time circulation is carried out；3rd
In secondary circulation, i=3, existing customer accumulated interest is that settle interests record, B of A settles interests and recorded and C settles interests the fund account interest of record
Sum, as 240, because existing customer accumulated interest 240 is less than first client's allowance against tax 260, therefore C settles interests corresponding to record
First taxing interest is 0；Due to 3+1=4, the 4th circulation is carried out；In the 4th circulation, existing customer accumulated interest is 4
The fund account interest sum of individual record of settling interests, as 280, because existing customer accumulated interest 280 exempts from taxation more than the first client
Volume 260, and preceding client's accumulated interest 240 is less than first client's allowance against tax 260, therefore D settles interests the first meter corresponding to record
Taxes and profits breath is 20.
By Tables 1 and 2 contrast understand, before client's allowance against tax is improved, C settle interests record have 40 yuan interest needs pay
Interest tax, after client's allowance against tax is provided, C records of settling interests need not pay interest tax；Before client's allowance against tax is improved, D knots
Breath record has 40 yuan to need to pay interest tax, and after client's allowance against tax is improved, D records of settling interests have 20 yuan to need to pay interest
Tax.Because banking system has deducted interest tax according to the first taxing interest of each account in table 1；Exempted from taxation improving client
After volume, C records of settling interests have and have paid interest tax more 40 yuan, and D records of settling interests have and paid interest tax more 20 yuan, it is therefore desirable to will
The interest tax deducted more is given back.
In actual applications, the currency type of N number of record of settling interests of target customer can be inconsistent, now needs N number of note of settling interests
The currency type of record is converted into default currency type, such as RMB, or, dollar, or yen etc..Generally on the basis of default currency type
Currency type, benchmark currency type generally refer to the country one belongs to of mechanism currency.At this time, it may be necessary to second client's allowance against tax is converted into described default
Currency type.
Step S103 and step S104 do not have sequencing.
Step S105：Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, obtain N number of
The refunded interests for more deduction interest taxes corresponding to record difference of settling interests.
Optionally, can also include：Based on N number of refunded interest and tax rate corresponding to record difference of settling interests, obtain
N number of record corresponding refund amount of money respectively of settling interests.
In one embodiment, if improve only client's allowance against tax, the taxing interest-the second of refunded interest=first is counted
Taxes and profits cease.
Still by above-mentioned A settle interests record, B settle interests record, C settle interests record and D settle interests record exemplified by illustrate.In detail such as
Shown in table 3.Assuming that the tax rate is 10%.The settle interests refund amount of money of record of A is settled interests the refund of record for 0, B as can be seen from Table 3
The amount of money is that the settle interests refund amount of money of record of 0, C is that the settle interests refund amount of money of record of 4, D is 2.
34, table, which is settled interests, records the corresponding refund amount of money
There are thousands of individual clients in banking system, each client can open up multiple accounts, and each account can correspond to more
Individual transaction of settling interests, when settle interests transaction, it is likely to occur due to needing to move back interest tax caused by raising client's allowance against tax
The situation of (referred to as refunding)；The embodiment of the present application provide refunded interest acquisition methods, by target customer it is N number of settle interests record according to
According to the size ascending sort for exchange hour of settling interests, respectively for it is N number of settle interests be recorded in first client's allowance against tax in the case of, calculate
Going out N number of record of settling interests needs to pay the first taxing interest of interest tax；Respectively second client's allowance against tax is recorded in for N number of settle interests
In the case of, calculating N number of record of settling interests needs to pay the second taxing interest of interest tax；It is right respectively based on N number of record of settling interests
The the first taxing interest and the second taxing interest answered, you can obtain N number of refunded interest corresponding to record difference of settling interests.
Further, N number of refunded interest and tax rate corresponding to record difference of settling interests is also based on, is obtained described N number of
The corresponding refund amount of money of record difference of settling interests.And then obtain the refund amount of money corresponding to each account.
In order to which those skilled in the art more understand the refunded interest acquisition methods of the embodiment of the present application offer, one is named
Specific example illustrates.As shown in Fig. 2 a kind of refunded interest acquisition methods provided for present application example is a kind of specific real
The method flow diagram of existing mode.
It is assumed that by N number of record of settling interests of target customer according to N number of record of settling interests after exchange hour progress ascending sort of settling interests
It is followed successively by：First settles interests record, and second settles interests record ..., and N settles interests record.
Step S201：It is 1 to set the initial value that i initial value is 1, K, and existing customer accumulated interest is 0.
Step S202：Calculating first, which is settled interests, records to i-th the fund account interest sum for record of settling interests, and obtains existing customer
Accumulated interest.
Step S203：Compare the size of the existing customer accumulated interest and kth client's allowance against tax, if the existing customer
Accumulated interest is less than or equal to kth client's allowance against tax, performs step S204；If the existing customer accumulated interest is more than described the
K client's allowance against tax, perform step S205.
Step S204：Setting described i-th to settle interests, to need to reduce the kth taxing interest of interest tax corresponding to record be 0, if i+
1 is less than or equal to N, and i+1 is assigned into i, return to step S202.
Step S205：Compare described first to settle interests fund account interest sum and institute of the record to the i-th -1 record of settling interests
State the size of kth client's allowance against tax, if described first settle interests record to the i-th -1 record of settling interests fund account interest sum it is small
In or equal to the kth client allowance against tax, step S206 is performed；Recorded if described first settles interests to the i-th -1 record of settling interests
Fund account interest sum is more than the kth client allowance against tax, performs step S207.
Step S206：Set described i-th settle interests record corresponding to kth taxing interest be the existing customer accumulated interest with
The difference of the kth client allowance against tax, if i+1 is less than or equal to N, i+1 is assigned to i, return to step S202；
Step S207：Set described i-th settle interests record corresponding to kth taxing interest be i-th settle interests record corresponding to account
Interest on deposit, if i+1 is less than or equal to N, i+1 is assigned to i, return to step S202.
Step S208：If i+1 is more than N and K is less than 2, by i=1, K=2, existing customer accumulated interest is 0, return to step
S202。
Step S209：Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, obtain N number of
Settle interests and record refunded interest corresponding to difference.
In one embodiment, if improve only client's allowance against tax, the knot of the i-th refunded interest for settling interests record=i-th
First taxing interest-the i-th of breath record is settled interests the second taxing interest of record.
In another embodiment, if improving multiple client's allowance against tax, it is assumed that first client's allowance against tax is 200, for the first time
Client's allowance against tax is improved to 260, it is assumed that after improving client's allowance against tax for the first time, the interest tax deducted more is given back,
Second improves client's allowance against tax to 300 (second client's allowances against tax), then the i-th refunded interest for settling interests record, and==i-th is settled interests
First taxing interest-the i-th of record is settled interests the refund amount of money of the second taxing interest of record-returned.
There is substantial amounts of client in banking system, in fact it could happen that while the situation of client's allowance against tax of a large amount of clients is improved,
Banking system can be immediately performed the application reality when the client's allowance against tax for detecting a large amount of clients improves in the embodiment of the present application
The refunded interest acquisition methods of example offer are provided；But because substantial amounts of data carry out calculating processing simultaneously, department of banking may be reduced
The processing speed of system, it is preferred, therefore, that can be when client has refund demand, or, inquire about the refund profit of the account of oneself
When breath, the refunded interest acquisition methods of the embodiment of the present application offer are being performed.It can so avoid handling a large amount of visitors simultaneously
The refunded interest acquisition methods of account corresponding to family.
For example, client, which carries identity card, removes bank counter, the waiter of bank is allowed to inquire about the refund gold of each account of oneself
Volume；Or, client inputs the biological characteristic (such as fingerprint or iris etc.) of oneself in bank counter, the waiter of bank counter can
With the refunded interest and/or the refund amount of money of each account of the biological characteristic inquiry client based on client.
After the attendant of bank counter clicks on corresponding functional module, banking system just can the identification based on client
Mark, such as identification card number or biological characteristic, perform the refunded interest acquisition methods that the embodiment of the present application provides.
For another example client is in terminal device, such as computer, smart mobile phone, the refund profit of each account of oneself is inquired about
Breath and/or the refund amount of money.Client clicks on corresponding functional module, the identification mark that banking system just can be based on client, example
Such as identification card number or biological characteristic, the refunded interest acquisition methods that the embodiment of the present application provides are performed.
To sum up, it is described obtain belong to target customer N number of record of settling interests distinguish corresponding to fund account interest include：
Obtain the identification mark of the target customer；
Identified based on the identification, obtain the N number of record of settling interests for belonging to the target customer.
It is understood that it there may be the account for being unsatisfactory for preparatory condition, therefore, base in all accounts under customer name
Identified in the identification, N number of record of settling interests that acquisition belongs to the target customer includes：
Identified based on the identification, obtain M records of settling interests for belonging to the target customer, M is more than or equal to N；
The N number of record of settling interests for meeting preparatory condition is filtered out from M records of settling interests.
Here preparatory condition can include：The affiliated product of fund account interest is not provided with not reducing interest tax, and/or,
Fund account interest is more than 0.
It is understood that in order to allow the attendant of client or bank counter are more open-and-shut to see that client's is each
The refunded interest of account and/or the refund amount of money, can be to scheme after the refunded interest of each account and/or the refund amount of money is calculated
Shape or the form of form show the refunded interest and/or the refund amount of money of each account.Illustrate in table form below.
As shown in table 4, it is that record is settled interests and D refunds exemplified by recording of settling interests are golden by A settle interests record, the C of record, B that settle interests
Volume table.
The refund amount of money table of table 4
It is understood that some accounts corresponding to record of settling interests need not refund in actual applications, such as A knots
Breath record and B settle interests record, therefore, in order to more convenient, only can show the record of settling interests that needs are refunded, such as table 5
It is shown.
The refund amount of money table of table 5
To sum up, the embodiment of the present application also includes：
The Q more than 0 record of settling interests of the refund amount of money is obtained from N number of record of settling interests, Q is more than or equal to 1, and is less than
Or equal to N；
Show the Q refund amount of money corresponding to record of settling interests.
Client or the attendant of bank counter can select to need to return the note of settling interests of interest tax according to the demand of client
Record, it is assumed that selection C settles interests record, then can by 4 yuan be retracted into C settle interests record corresponding in account 2, or, 4 yuan are retracted into
Other accounts that client specifies, such as in account 1.
To sum up, the embodiment of the present application can also include：Selection L needs that refunds to settle interests from the Q records of settling interests
Record, the L refund amount of money corresponding to record of settling interests are retracted into proper account respectively.
Consider that not every fund account interest, the fund account of critical part is completely covered in the amplitude of client's allowance against tax adjustment
Interest be possible to simply part refund (D in such as table 3 is settled interests record, and only 20 yuan of taxing interest is refunded, another 20 yuan not by
Refund), and banking system has the possibility for heightening client's allowance against tax again.Therefore refund transaction need to update corresponding interest tax record,
Refunded interest is preserved, subtracts refunded interest when calculating refunded interest next time.
Record is still settled interests and D settles interests exemplified by record by A settle interests record, the C of record, B that settle interests, it is assumed that bank exempts from client
The amount of tax to be paid is improved to 260 from 200, and is improved from 260 to 300.
Now, first client's allowance against tax is 200, and second client's allowance against tax is 300.Now as shown in table 5, exempted from taxation in client
Volume is improved in the case of 300, and A settle interests record, the C of record, B that settle interests settles interests record and D settles interests the taxing interest of record.From table
It can be seen that this 4 records of settling interests need not pay interest tax in 6.
The information of 4 records of settling interests of target customer in the case where client's allowance against tax is 300 of table 6
Table 1 and table 6 are compared, then C records of settling interests have and paid interest tax more 40 yuan, i.e., C that deduct settle interests record 4 more
Member, D records of settling interests have and have paid interest tax more 40 yuan, i.e., D that deduct settle interests 4 yuan of record more.But because first time exempts from client
The amount of tax to be paid is improved to may carry out refund when 260, it is assumed that after client's allowance against tax is improved to 260, warp-wise C settles interests
Account corresponding to record or destiny account retract 4 yuan, and warp-wise D account or destiny accounts corresponding to record of settling interests retracts 2 yuan.Again
Client's allowance against tax is improved to after 300, C settle interests record the refund amount of money should be 0, D settle interests the refund amount of money of record should
For 2, i.e., retract 2 yuan to settle interests account 2 or destiny accounts corresponding to record of D again.
Therefore, in the embodiment of the present application, in order to avoid repeatedly improving client's allowance against tax of same client, caused repeatedly weight
The situation for tax of retiring from active military service.Need while the refund of each interest tax is merchandised successfully, it is necessary to record every profit corresponding to record of settling interests
Cease tax refund record, so as to subsequently again improve client's allowance against tax when, repeat refund situation occur.
To sum up, what the embodiment of the present application provided is counted based on N number of the first taxing interest and second corresponding to record difference of settling interests
Taxes and profits cease, and obtaining N number of record of settling interests, the corresponding refunded interest for paying interest tax can include more respectively：
Based on N number of the first taxing interest corresponding to record difference, the second taxing interest and returned refund gold of settling interests
Volume, obtain N number of record corresponding refunded interest for being deducted interest tax more respectively of settling interests.
As shown in figure 3, a kind of structure chart of the refunded interest acquisition device provided for the embodiment of the present application, the device bag
Include：
First acquisition module 31, N number of fund account profit corresponding to record difference of settling interests of target customer is belonged to for obtaining
Breath, N are the positive integer more than or equal to 1；
Order module 32, the size for the time according to transaction of settling interests carry out ascending sort to N number of record of settling interests；
Second acquisition module 33, for N number of fund account interest corresponding to record of settling interests to be added up successively, tire out often
Add a fund account interest corresponding to record of settling interests, when obtaining existing customer accumulated interest, execution is based on the existing customer
Accumulated interest and first client's allowance against tax, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；
3rd acquisition module 34, for N number of fund account interest corresponding to record of settling interests to be added up successively, tire out often
Add a fund account interest corresponding to record of settling interests, when obtaining existing customer accumulated interest, execution is based on the existing customer
Accumulated interest and second client's allowance against tax, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；
Wherein, the first client allowance against tax be respectively from it is described it is N number of settle interests to record in corresponding fund account interest detain
The comparison basis of without interest tax；The second client allowance against tax referred within default period of validity, heightens first client and exempts from
Client's allowance against tax after the amount of tax to be paid；
4th acquisition module 35, for based on N number of the first taxing interest corresponding to record difference and the second taxing profit of settling interests
Breath, obtain N number of record corresponding refunded interest for paying interest tax respectively of settling interests more.
Optionally, the second acquisition module 33 includes：
First determining unit, if being less than or equal to first client's allowance against tax for the existing customer accumulated interest, it is determined that
Currently settling interests needs the first taxing interest for reducing interest tax corresponding to record be 0；
Second determining unit, if being more than the first client allowance against tax first for the existing customer accumulated interest, really
Fixed current settle interests needs the first taxing interest for reducing interest tax for the accumulative profit of the existing customer corresponding to record
Breath and the difference of the first client allowance against tax；
3rd determining unit, if being more than the first client allowance against tax first for the existing customer accumulated interest to be non-,
Determine that current settle interests needs the first taxing interest for reducing interest tax for the current record of settling interests corresponding to record
Fund account interest.
Optionally, the 3rd acquisition module 34 includes：
4th determining unit, if being less than or equal to second client's allowance against tax for the existing customer accumulated interest, it is determined that
Currently settling interests needs the second taxing interest for reducing interest tax corresponding to record be 0；
5th determining unit, if being more than the second client allowance against tax first for the existing customer accumulated interest, really
Fixed current settle interests needs the second taxing interest for reducing interest tax for the accumulative profit of the existing customer corresponding to record
Breath and the difference of the second client allowance against tax；
6th determining unit, if being more than the second client allowance against tax first for the existing customer accumulated interest to be non-,
Determine that current settle interests needs the second taxing interest for reducing interest tax for the current record of settling interests corresponding to record
Fund account interest.
Optionally, the first acquisition module 31 includes：
First acquisition unit, the identification for obtaining the target customer identify；
Second acquisition unit, for being identified based on the identification, acquisition belongs to M knot corresponding to the target customer
Breath record, M are more than or equal to N；
Screening unit, N number of record of settling interests of preparatory condition is met for being filtered out from M records of settling interests.
Optionally, in addition to：
First modular converter, for N number of fund account interest corresponding to record of settling interests to be respectively converted into default currency type；
Second modular converter, for the first client allowance against tax to be converted into default currency type；
3rd modular converter, for the second client allowance against tax to be converted into default currency type.
Optionally, in addition to：
5th acquisition module, for based on N number of refunded interest and tax rate corresponding to record difference of settling interests, obtaining institute
State N number of record corresponding refund amount of money respectively of settling interests.
Optionally, in addition to：
6th acquisition module, for obtaining the Q more than 0 record of settling interests of the refund amount of money, Q from N number of record of settling interests
More than or equal to 1, and it is less than or equal to N；
Display module, for showing the Q refund amount of money corresponding to record of settling interests.
Optionally, in addition to：
Module is replaced, for the individual records of settling interests of L that selection needs to refund from the Q records of settling interests, by described L knot
The refund amount of money is retracted into proper account respectively corresponding to breath record, and L is the positive integer more than or equal to 1 and less than or equal to Q.
The embodiment of the present application additionally provides a kind of electronic equipment, as shown in figure 4, being set for the electronics that the embodiment of the present application provides
Standby structure chart, the electronic equipment include：
Memory 41, for storage program；
Memory 41 may include high-speed RAM memory, it is also possible to also including nonvolatile memory (non-volatile
Memory), a for example, at least magnetic disk storage.
Processor 42, for performing described program, described program is specifically used for：
The N number of fund account interest corresponding to record difference of settling interests for belonging to target customer is obtained, N is more than or equal to 1
Positive integer；
Size according to the time for transaction of settling interests carries out ascending sort to N number of record of settling interests；
N number of fund account interest corresponding to record of settling interests is added up successively, corresponded to often adding up one to settle interests to record
Fund account interest, obtain existing customer accumulated interest when, execution be based on the existing customer accumulated interest and the first client
Allowance against tax, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；
N number of fund account interest corresponding to record of settling interests is added up successively, corresponded to often adding up one to settle interests to record
Fund account interest, obtain existing customer accumulated interest when, execution be based on the existing customer accumulated interest and the second client
Allowance against tax, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；
Wherein, the first client allowance against tax be respectively from it is described it is N number of settle interests to record in corresponding fund account interest detain
The comparison basis of without interest tax；The second client allowance against tax referred within default period of validity, heightens first client and exempts from
Client's allowance against tax after the amount of tax to be paid；
Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, N number of record point of settling interests is obtained
The not corresponding refunded interest for being used to be deducted interest tax more.
Processor 42 is probably a central processor CPU, or specific integrated circuit ASIC (Application
Specific Integrated Circuit), or it is arranged to implement the integrated electricity of one or more of the embodiment of the present invention
Road.
Electronic equipment can also include communication interface 43 and communication bus 44, wherein, memory 41, processor 42 and
Communication interface 43 completes mutual communication by communication bus 44.
Optionally, communication interface can be the interface of communication module, such as the interface of gsm module.
Optionally, processor is based on the existing customer accumulated interest and first client's allowance against tax in execution, obtains current
Settle interests corresponding to record when needing to reduce the first taxing interest of interest tax, be specifically used for：
If the existing customer accumulated interest is less than or equal to first client's allowance against tax, it is determined that currently settling interests corresponding to record
The the first taxing interest for needing to reduce interest tax is 0；
If the existing customer accumulated interest is more than the first client allowance against tax first, the current record of settling interests is determined
It is corresponding to need the first taxing interest for reducing interest tax to exempt from for the existing customer accumulated interest with first client
The difference of the amount of tax to be paid；
If the existing customer accumulated interest is non-to be more than the first client allowance against tax first, the current note of settling interests is determined
The the first taxing interest for needing to reduce interest tax corresponding to record is the fund account interest of the current record of settling interests.
Optionally, processor is based on the existing customer accumulated interest and second client's allowance against tax in execution, obtains current
Settle interests corresponding to record when needing to reduce the second taxing interest of interest tax, be specifically used for：
If the existing customer accumulated interest is less than or equal to second client's allowance against tax, it is determined that currently settling interests corresponding to record
The the second taxing interest for needing to reduce interest tax is 0；
If the existing customer accumulated interest is more than the second client allowance against tax first, the current record of settling interests is determined
It is corresponding to need the second taxing interest for reducing interest tax to exempt from for the existing customer accumulated interest with second client
The difference of the amount of tax to be paid；
If the existing customer accumulated interest is non-to be more than the second client allowance against tax first, the current note of settling interests is determined
The the second taxing interest for needing to reduce interest tax corresponding to record is the fund account interest of the current record of settling interests.
Optionally, processor obtains the N number of fund account profit corresponding to record difference of settling interests for belonging to target customer in execution
During breath, it is specifically used for：
Obtain the identification mark of the target customer；
Identified based on the identification, obtain M records of settling interests for belonging to the target customer, M is more than or equal to N；
The N number of record of settling interests for meeting preparatory condition is filtered out from M records of settling interests.
Optionally, processor is additionally operable to：
N number of fund account interest corresponding to record of settling interests is respectively converted into default currency type；
The first client allowance against tax is converted into the default currency type；
The second client allowance against tax is converted into the default currency type.
Optionally, processor is additionally operable to：
Based on N number of refunded interest and tax rate corresponding to record difference of settling interests, N number of record difference of settling interests is obtained
The corresponding refund amount of money.
Optionally, processor is additionally operable to：
The Q more than 0 record of settling interests of the refund amount of money is obtained from N number of record of settling interests, Q is more than or equal to 1, and is less than
Or equal to N；
Show the Q refund amount of money corresponding to record of settling interests.
Optionally, processor is additionally operable to：Selection needs the L records of settling interests refunded from the Q records of settling interests, by institute
State the L refund amount of money corresponding to record of settling interests to be retracted into proper account respectively, L is more than or equal to 1 and less than or equal to Q's
Positive integer.
Optionally, the embodiment of the present application additionally provides a kind of storage medium, and the storage medium is stored with a plurality of instruction, institute
State instruction to be loaded suitable for processor, to perform the step in the refunded interest acquisition methods described in any of the above-described.
Finally, it is to be noted that, herein, such as first and second or the like relational terms be used merely to by
One entity or operation make a distinction with another entity or operation, and not necessarily require or imply these entities or operation
Between any this actual relation or order be present.Moreover, term " comprising ", "comprising" or its any other variant meaning
Covering including for nonexcludability, so that process, method, article or equipment including a series of elements not only include that
A little key elements, but also the other element including being not expressly set out, or also include for this process, method, article or
The intrinsic key element of equipment.In the absence of more restrictions, the key element limited by sentence "including a ...", is not arranged
Except other identical element in the process including the key element, method, article or equipment being also present.
Each embodiment is described by the way of progressive in this specification, what each embodiment stressed be and other
The difference of embodiment, between each embodiment identical similar portion mutually referring to.
The foregoing description of the disclosed embodiments, professional and technical personnel in the field are enable to realize or using the application.
A variety of modifications to these embodiments will be apparent for those skilled in the art, as defined herein
General Principle can be realized in other embodiments in the case where not departing from spirit herein or scope.Therefore, the application
The embodiments shown herein is not intended to be limited to, and is to fit to and principles disclosed herein and features of novelty phase one
The most wide scope caused.
Claims (10)
- A kind of 1. refunded interest acquisition methods, it is characterised in that including：The N number of fund account interest corresponding to record difference of settling interests for belonging to target customer is obtained, N is just whole more than or equal to 1 Number；Size according to the time for transaction of settling interests carries out ascending sort to N number of record of settling interests；N number of fund account interest corresponding to record of settling interests is added up successively, in the account corresponding to record of settling interests that often adds up one Family interest on deposit, when obtaining existing customer accumulated interest, execution is exempted from taxation based on the existing customer accumulated interest with the first client Volume, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；N number of fund account interest corresponding to record of settling interests is added up successively, in the account corresponding to record of settling interests that often adds up one Family interest on deposit, when obtaining existing customer accumulated interest, execution is exempted from taxation based on the existing customer accumulated interest with the second client Volume, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；Wherein, the first client allowance against tax is to record deduction profit in corresponding fund account interest from N number of settle interests respectively Cease the comparison basis of tax；The second client allowance against tax referred within default period of validity, heightened the first client allowance against tax Client's allowance against tax afterwards；Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, it is right respectively to obtain N number of record of settling interests That answers is used to be deducted the refunded interest of interest tax more.
- 2. refunded interest acquisition methods according to claim 1, it is characterised in that also include：Based on N number of refunded interest and tax rate corresponding to record difference of settling interests, obtain N number of record of settling interests and correspond to respectively The refund amount of money.
- 3. refunded interest acquisition methods according to claim 2, it is characterised in that also include：The Q more than 0 record of settling interests of the refund amount of money is obtained from N number of record of settling interests, Q is more than or equal to 1, and is less than or waits In N；Show the Q refund amount of money corresponding to record of settling interests.
- 4. refunded interest acquisition methods according to claim 3, it is characterised in that also include：Selection needs the L records of settling interests refunded from the Q records of settling interests, and the L are settled interests and is refunded corresponding to record The amount of money is retracted into proper account respectively, and L is the positive integer more than or equal to 1 and less than or equal to Q.
- 5. refunded interest acquisition methods according to claim 1, it is characterised in that described based on the accumulative profit of the existing customer Breath and first client's allowance against tax, obtain current settle interests needs the first taxing interest for reducing interest tax to include corresponding to record：If the existing customer accumulated interest is less than or equal to first client's allowance against tax, determine described currently to settle interests corresponding to record The the first taxing interest for needing to reduce interest tax is 0；If the existing customer accumulated interest is more than the first client allowance against tax first, determine that the current record of settling interests is corresponding The first taxing interest for the existing customer accumulated interest and the first client allowance against tax difference；If the existing customer accumulated interest is non-to be more than the first client allowance against tax first, the current record pair of settling interests is determined The the first taxing interest answered is the current fund account interest corresponding to record of settling interests.
- 6. refunded interest acquisition methods according to claim 1, it is characterised in that described based on the accumulative profit of the existing customer Breath and second client's allowance against tax, obtain current settle interests needs the second taxing interest for reducing interest tax to include corresponding to record：If the existing customer accumulated interest is less than or equal to second client's allowance against tax, determine described currently to settle interests corresponding to record The the second taxing interest for needing to reduce interest tax is 0；If the existing customer accumulated interest is more than the second client allowance against tax first, determine that the current record of settling interests is corresponding The second taxing interest for the existing customer accumulated interest and the second client allowance against tax difference；If the existing customer accumulated interest is non-to be more than the second client allowance against tax first, the current record pair of settling interests is determined The the second taxing interest answered is the fund account interest of the current record of settling interests.
- 7. refunded interest acquisition methods according to claim 1, it is characterised in that the acquisition belongs to the N number of of target customer Record of settling interests distinguish corresponding to fund account interest include：Obtain the identification mark of the target customer；Identified based on the identification, acquisition belongs to M corresponding to the target customer records of settling interests, and M is more than or equal to N；The N number of record of settling interests for meeting preparatory condition is filtered out from M records of settling interests.
- A kind of 8. refunded interest acquisition device, it is characterised in that including：First acquisition module, N number of fund account interest corresponding to record difference of settling interests of target customer is belonged to for obtaining, and N is Positive integer more than or equal to 1；Order module, the size for the time according to transaction of settling interests carry out ascending sort to N number of record of settling interests；Second acquisition module, for N number of fund account interest corresponding to record of settling interests to be added up successively, added up one often Settle interests fund account interest corresponding to record, when obtaining existing customer accumulated interest, perform based on the accumulative profit of the existing customer Breath and first client's allowance against tax, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；3rd acquisition module, for N number of fund account interest corresponding to record of settling interests to be added up successively, added up one often Settle interests fund account interest corresponding to record, when obtaining existing customer accumulated interest, perform based on the accumulative profit of the existing customer Breath and second client's allowance against tax, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；Wherein, the first client allowance against tax is to record deduction profit in corresponding fund account interest from N number of settle interests respectively Cease the comparison basis of tax；The second client allowance against tax referred within default period of validity, heightened the first client allowance against tax Client's allowance against tax afterwards；4th acquisition module, for based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, obtaining N number of record corresponding refunded interest for paying interest tax respectively of settling interests more.
- 9. a kind of electronic equipment, it is characterised in that including：Memory, for storage program；Processor, for performing described program, described program is specifically used for：The N number of fund account interest corresponding to record difference of settling interests for belonging to target customer is obtained, N is just whole more than or equal to 1 Number；Size according to the time for transaction of settling interests carries out ascending sort to N number of record of settling interests；N number of fund account interest corresponding to record of settling interests is added up successively, in the account corresponding to record of settling interests that often adds up one Family interest on deposit, when obtaining existing customer accumulated interest, execution is exempted from taxation based on the existing customer accumulated interest with the first client Volume, obtain current settle interests needs to reduce the first taxing interest of interest tax corresponding to record；N number of fund account interest corresponding to record of settling interests is added up successively, in the account corresponding to record of settling interests that often adds up one Family interest on deposit, when obtaining existing customer accumulated interest, execution is exempted from taxation based on the existing customer accumulated interest with the second client Volume, obtain current settle interests needs to reduce the second taxing interest of interest tax corresponding to record；Wherein, the first client allowance against tax is to record deduction profit in corresponding fund account interest from N number of settle interests respectively Cease the comparison basis of tax；The second client allowance against tax referred within default period of validity, heightened the first client allowance against tax Client's allowance against tax afterwards；Based on N number of the first taxing interest and the second taxing interest corresponding to record difference of settling interests, it is right respectively to obtain N number of record of settling interests That answers is used to be deducted the refunded interest of interest tax more.
- 10. a kind of storage medium, it is characterised in that the storage medium is stored with a plurality of instruction, and the instruction is suitable to processor Loaded, the step in the refunded interest acquisition methods described in 1 to 7 any one is required with perform claim.
Priority Applications (1)
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|---|---|---|---|
| CN201711143731.1A CN107833134A (en) | 2017-11-17 | 2017-11-17 | Refunded interest acquisition methods, device, electronic equipment and storage medium |
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|---|---|---|---|
| CN201711143731.1A CN107833134A (en) | 2017-11-17 | 2017-11-17 | Refunded interest acquisition methods, device, electronic equipment and storage medium |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110223154A (en) * | 2019-06-06 | 2019-09-10 | 中国银行股份有限公司 | A kind of tax method and device |
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2017
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110223154A (en) * | 2019-06-06 | 2019-09-10 | 中国银行股份有限公司 | A kind of tax method and device |
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