CN110458544B - Payment method and payment service system of multi-cash-register-crossing system - Google Patents

Payment method and payment service system of multi-cash-register-crossing system Download PDF

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CN110458544B
CN110458544B CN201910739517.5A CN201910739517A CN110458544B CN 110458544 B CN110458544 B CN 110458544B CN 201910739517 A CN201910739517 A CN 201910739517A CN 110458544 B CN110458544 B CN 110458544B
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payment
amount
information
user
paid
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CN110458544A (en
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张益君
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Beijing Laili Space Time Technology Co ltd
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Beijing Laili Space Time Technology Co ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates

Abstract

The embodiment of the invention provides a payment method and a payment service system of a cross-multi-cash-register system. The method comprises the steps of receiving order information sent by a cash register system, wherein the order information comprises a cash register system identifier, commodity information, amount to be paid and user payment information; obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and a preset payment rule; according to the actual payment amount, the deduction operation is executed from the user account corresponding to the user payment information, and the method and the system for obtaining the discount payment greatly simplify the discount payment method and process when the payment service system faces a plurality of cash register systems by receiving order information sent by each cash register system, matching the order information with the preset payment rule according to the cash register system identification, the commodity information, the amount to be paid and the user payment information in the order information to obtain the actual payment amount and deducting the actual payment amount from the user account corresponding to the user payment information.

Description

Payment method and payment service system of multi-cash-register-crossing system
Technical Field
The invention relates to the technical field of data processing, in particular to a payment method and a payment service system of a multi-cash-register-crossing system.
Background
The existing payment service system can serve a plurality of independent cash register systems, and preferential rules such as coupon exemption and the like are realized by the respective independent cash register systems. If the payment service system wants to implement a uniform offer policy across multiple cashier systems, it needs to contact each cashier system to create a corresponding activity. For example, the payment service system needs to hold up to 30 minus 5 units of activity for the accessed cashier system, needs to contact each cashier system to configure the activity of up to 30 minus 5 units, and also needs to ensure that the activity is simultaneously on-line and off-line, and if one cashier system does not support the activity, the payment service system cannot participate or needs to be independently implemented.
Therefore, the preferential payment method adopted by the payment service system facing a plurality of cash register systems in the prior art is too complicated.
Disclosure of Invention
The embodiment of the invention provides a payment method and a payment service system of a cross-multi-cash-register system, which are used for solving the problem that a preferential payment method adopted by the payment service system of the multi-cash-register system in the prior art is too complicated.
In a first aspect, an embodiment of the present invention provides a payment method across multiple cashier systems, including:
receiving order information sent by a cashier system, wherein the order information comprises cashier system identification, commodity information, amount to be paid and user payment information;
obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and a preset payment rule;
and executing a deduction operation from a user account corresponding to the user payment information according to the actual payment amount.
Further, the user payment information comprises user identity information and account information; correspondingly, the actual payment amount is obtained according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and the preset payment rule, and the method specifically comprises the following steps:
obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user identity information and the preset payment rule; correspondingly, the executing of the deduction operation from the user account corresponding to the user payment information according to the actual payment amount specifically includes:
and executing deduction operation from the user account corresponding to the account information according to the actual payment amount.
Further, the payment rule comprises at least one offer condition and a exemption rule corresponding to the offer condition; correspondingly, the actual payment amount is obtained according to the cash register system identification, the commodity information, the amount to be paid, the user identity information and the preset payment rule, and the method specifically comprises the following steps:
according to the cash register system identification, the commodity information, the amount of money to be paid and the user identity information, determining preferential conditions matched with the order information;
determining a preferential amount according to the amount to be paid and/or the commodity information and a deduction rule corresponding to the preferential condition;
and obtaining the actual payment amount according to the amount to be paid and the preferential amount.
Further, the user payment information is payment code information.
In a second aspect, an embodiment of the present invention further provides a payment service system across multiple cashier systems, including:
the system comprises an information receiving module, a payment processing module and a payment processing module, wherein the information receiving module is used for receiving order information sent by a cash register system, and the order information comprises a cash register system identifier, commodity information, amount to be paid and user payment information;
the order matching module is used for obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and the preset payment rule;
and the deduction operation module is used for executing deduction operation from the user account corresponding to the user payment information according to the actual payment amount.
Further, the user payment information comprises user identity information and account information;
correspondingly, the order matching module is specifically configured to obtain the actual payment amount according to the cashier system identifier, the commodity information, the amount to be paid, the user identity information, and the preset payment rule;
correspondingly, the deduction operation module is specifically configured to execute a deduction operation from the user account corresponding to the account information according to the actual payment amount.
Further, the payment rule comprises at least one offer condition and a exemption rule corresponding to the offer condition;
correspondingly, the order matching module specifically comprises:
the discount matching submodule is used for determining discount conditions matched with the order information according to the cash register system identification, the commodity information, the amount of money to be paid and the user identity information;
the discount calculation submodule is used for determining the discount amount according to the amount to be paid and/or the commodity information and the deduction rule corresponding to the discount condition;
and the amount calculation submodule is used for obtaining the actual payment amount according to the amount to be paid and the preferential amount.
Further, the user payment information is payment code information.
In a third aspect, an embodiment of the present invention further provides an electronic device, including:
a processor, a memory, a communication interface, and a communication bus; wherein the content of the first and second substances,
the processor, the memory and the communication interface complete mutual communication through the communication bus;
the communication interface is used for information transmission between communication devices of the electronic equipment;
the memory stores computer program instructions executable by the processor, the processor invoking the program instructions to perform a method comprising:
receiving order information sent by a cash registering system, wherein the order information comprises a cash registering system identification, commodity information, to-be-paid money and user payment information;
obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and a preset payment rule;
and executing deduction operation from the user account corresponding to the user payment information according to the actual payment amount.
In a fourth aspect, an embodiment of the present invention further provides a non-transitory computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the following method:
receiving order information sent by a cashier system, wherein the order information comprises cashier system identification, commodity information, amount to be paid and user payment information;
obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and a preset payment rule;
and executing deduction operation from the user account corresponding to the user payment information according to the actual payment amount.
According to the payment method and the payment service system of the cross-multi-cash-register system, the order information sent by each cash-register system is received, and the actual payment amount is obtained and deducted from the user account corresponding to the user payment information by matching the order information with the preset payment rule according to the cash-register system identification, the commodity information, the amount to be paid and the user payment information in the order information, so that the preferential payment method and process of the payment service system facing the multiple cash-register systems are greatly simplified.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present invention, and those skilled in the art can also obtain other drawings according to the drawings without creative efforts.
FIG. 1 is a flow chart of a payment method across multiple cashier systems in accordance with an embodiment of the invention;
fig. 2 is a schematic structural diagram of a payment service system across multiple cashier systems according to an embodiment of the invention;
fig. 3 illustrates a physical structure diagram of an electronic device.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without inventive step based on the embodiments of the present invention, are within the scope of protection of the present invention.
Fig. 1 is a flowchart of a payment method across multiple cash register systems according to an embodiment of the present invention, and as shown in fig. 1, the method includes:
and step S01, receiving order information sent by the cashier system, wherein the order information comprises cashier system identification, commodity information, amount to be paid and user payment information.
The payment service system of the embodiment of the invention is connected with a plurality of independent cash register systems, and a user can select required commodities through the cash register systems. The method comprises the steps that when a user determines commodities needing to be purchased and places orders to select payment, the cashier system acquires user payment information of the user and sends order information to the payment service system, wherein the order information comprises cashier system identification of the cashier system, commodity information of the commodities which the user is prepared to purchase, amount to be paid which the user needs to pay and user payment information of the user.
Further, the user payment information is payment code information.
The method for acquiring the payment information of the user by the cashier system is various, the cashier system can scan the payment code of the user through the code scanning device to obtain the payment code information, and the corresponding payment device can acquire the account information of the user or the user inputs the account information. The specific method may be set according to actual needs and equipment, and is not specifically limited herein.
And step S02, obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and the preset payment rule.
The payment service system establishes a payment rule according to actual needs, and matches the cashier system identification, the commodity information, the amount to be paid and the user payment information in the received order information with the payment rule: if the payment rule is met, generating exemption information corresponding to the order information, and then obtaining the actual payment amount according to the amount to be paid; and if the payment rule is not satisfied, the amount to be paid is taken as the actual payment amount.
And step S03, executing deduction operation from the user account corresponding to the user payment information according to the actual payment amount.
And the payment service system is connected with a corresponding payment platform according to the user payment information, and then deducts the actual payment amount from the user account corresponding to the user payment information so as to realize preferential payment.
According to the embodiment of the invention, the order information sent by each cashier system is received, and the cashier system identification, the commodity information, the amount to be paid and the user payment information in the order information are matched with the preset payment rule to obtain the actual payment amount and deduct the actual payment amount from the user account corresponding to the user payment information, so that the preferential payment method and process of the payment service system facing a plurality of cashier systems are greatly simplified.
Based on the above embodiment, further, the user payment information includes user identity information and account information.
When the payment service system receives order information, the user identity information and the account information can be extracted through analyzing the user payment information.
Correspondingly, the step S02 specifically includes:
obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user identity information and the preset payment rule;
and then, the payment service system matches the cashier system identification, the commodity information, the amount to be paid and the user identity information in the order information with the preset payment rule according to the extracted user identity information, and if the matching is successful, corresponding exemption information is generated so as to obtain the actual payment amount.
Correspondingly, the step S03 specifically includes:
and executing deduction operation from the user account corresponding to the account information according to the actual payment amount.
And the payment service system deducts the actual payment amount from the corresponding user account according to the extracted account information.
The embodiment of the invention obtains the user identity information and the account information by analyzing the user payment information, uses the user identity information for matching the payment rule, and uses the user account information for obtaining the corresponding user account, thereby simplifying the preferential payment method and process when the payment service system faces a plurality of cash register systems.
Based on the above embodiment, further, the payment rule includes at least one offer condition and a exemption rule corresponding to the offer condition.
Different preferential conditions can be generated according to the actual requirements by the payment rule established by the payment service system, and each preferential condition can comprise the configuration of a corresponding cash register system identifier, the configuration of the initial amount of the amount to be paid or the target commodity information and the like. Different preferential conditions can be set in different time periods facing different user types.
Moreover, the payment rule further includes a exemption rule corresponding to each offer condition, and specifically may include: the configuration of the deduction amount, for example, full 200 minus 20, full 300 serving, etc., or the configuration of discount, for example, 8-fold of partial merchandise, etc., is not particularly limited.
Correspondingly, the actual payment amount is obtained according to the cash register system identification, the commodity information, the amount to be paid, the user identity information and the preset payment rule, and the method specifically comprises the following steps:
according to the cash register system identification, the commodity information, the amount of money to be paid and the user identity information, determining preferential conditions matched with the order information;
determining a preferential amount according to the amount to be paid and/or the commodity information and a deduction rule corresponding to the preferential condition;
and obtaining the actual payment amount according to the amount to be paid and the preferential amount.
After receiving the order information, the payment service system matches the cash register system identification, the commodity information, the amount to be paid and the user identity information in the order information with each preferential condition in the payment rule through analysis.
And if no matched preferential condition is found, taking the amount to be paid as the actual payment amount.
And if the matched preferential condition is found, obtaining the preferential amount according to the exempting rule corresponding to the preferential condition and the amount to be paid and/or the commodity information in the order information. And subtracting the preferential amount from the amount to be paid to obtain the actual payment amount.
If a plurality of preferential conditions corresponding to the order information exist, the payment service system can determine actually adopted preferential conditions according to the priority of each preset preferential condition, or can send the exemption rules corresponding to the preferential conditions to a cash register system or a terminal used by the user for selection.
According to the embodiment of the invention, different preferential conditions and corresponding exemption rules are set in the payment rules, the preferential conditions matched with the order information are determined, and the actual payment amount is determined according to the corresponding exemption rules, so that the preferential conditions configured by the payment service system do not need to be configured by each business system, and the communication cost and the development cost are reduced. For the user, the user can enjoy the benefits provided by the payment service system in addition to the benefits of the cash register system. The payment service realizes the exemption rule by itself, is more flexible, and simultaneously reduces the account checking problem among multiple systems.
Fig. 2 is a schematic structural diagram of a payment service system across multiple cashier systems according to an embodiment of the present invention, and as shown in fig. 2, the payment service system includes: an information receiving module 20, an order matching module 21 and a deduction operation module 22. Wherein the content of the first and second substances,
the information receiving module 20 is configured to receive order information sent by a cash register system, where the order information includes a cash register system identifier, commodity information, a to-be-paid amount, and user payment information; the order matching module 21 is configured to obtain an actual payment amount according to the cashier system identifier, the commodity information, the amount to be paid, the user payment information, and a preset payment rule; the deduction operation module 22 is configured to execute a deduction operation from a user account corresponding to the user payment information according to the actual payment amount. Specifically, the method comprises the following steps:
the cashier system obtains user payment information of the user when the user determines the goods required to be purchased and places orders to select payment, and sends order information to the information receiving module 20, wherein the order information comprises a cashier system identifier of the cashier system, goods information of the goods required to be purchased by the user, the amount of money to be paid required to be paid by the user, and the user payment information of the user. The information receiving module 20 sends all information included in the received order information to the order matching module 21.
Further, the user payment information is payment code information.
The method for acquiring the payment information of the user by the cashier system is various, the cashier system can scan the payment code of the user through the code scanning device to obtain the payment code information, and the corresponding payment device can acquire the account information of the user or the user inputs the account information. The specific method may be set according to actual needs and equipment, and is not specifically limited herein.
The order matching module 21 establishes a payment rule according to actual needs, and matches the cashier system identifier, the commodity information, the amount to be paid and the user payment information in the received order information with the payment rule: if the payment rule is met, the order matching module 21 generates exemption information corresponding to the order information, and then obtains the actual payment amount according to the amount to be paid; if the payment rule is not satisfied, the order matching module 21 takes the amount to be paid as the actual payment amount. The order matching module 21 sends the obtained actual payment amount and the user payment information to the deduction operation module 22.
The deduction operation module 22 is connected to a corresponding payment platform according to the user payment information, and then deducts the actual payment amount from the user account corresponding to the user payment information, so as to implement preferential payment.
The payment service system provided in the embodiment of the present invention is configured to execute the method, and the functions of the payment service system specifically refer to the method embodiment, and the specific method flow is not described herein again.
According to the embodiment of the invention, the order information sent by each cashier system is received, and the cashier system identification, the commodity information, the amount to be paid and the user payment information in the order information are matched with the preset payment rule to obtain the actual payment amount and deduct the actual payment amount from the user account corresponding to the user payment information, so that the preferential payment method and process of the payment service system facing a plurality of cashier systems are greatly simplified.
Based on the above embodiment, further, the user payment information includes user identity information and account information;
correspondingly, the order matching module is specifically configured to obtain the actual payment amount according to the cashier system identifier, the commodity information, the amount to be paid, the user identity information, and the preset payment rule;
correspondingly, the deduction operation module is specifically configured to execute a deduction operation from a user account corresponding to the account information according to the actual payment amount.
When the information receiving module receives the order information, the user identity information and the account information in the order information can be extracted through analyzing the user payment information, and the user identity information and the account information are sent to the order matching module.
Then, the order matching module matches the cashier system identification, the commodity information, the amount to be paid and the user identity information in the order information with the preset payment rule according to the extracted user identity information, if the matching is successful, corresponding exemption information is generated, so that the actual payment amount is obtained, and the actual payment amount and the account information are sent to the deduction operation module.
And the deduction operation module deducts the actual payment amount from the corresponding user account according to the extracted account information.
The payment service system provided in the embodiment of the present invention is configured to execute the method, and the functions of the payment service system specifically refer to the method embodiment, and the specific method flow is not described herein again.
The embodiment of the invention obtains the user identity information and the account information by analyzing the user payment information, uses the user identity information for matching the payment rule, and uses the user account information for obtaining the corresponding user account, thereby simplifying the preferential payment method and process when the payment service system faces a plurality of cash register systems.
Based on the above embodiment, further, the payment rule includes at least one offer condition and a exemption rule corresponding to the offer condition;
correspondingly, the order matching module specifically comprises:
the discount matching sub-module is used for determining discount conditions matched with the order information according to the cash register system identification, the commodity information, the amount of money to be paid and the user identity information; the discount calculation submodule is used for determining the discount amount according to the amount to be paid and/or the commodity information and the deduction rule corresponding to the discount condition; and the amount calculation submodule is used for obtaining the actual payment amount according to the amount to be paid and the preferential amount.
Different preferential conditions can be generated according to the actual requirements by the payment rule established by the preferential matching sub-module, and each preferential condition can comprise the configuration of a corresponding cash register system identifier, the configuration of the initial amount of the amount to be paid or the target commodity information and the like. Different preferential conditions can be set in different time periods facing different user types.
Moreover, the payment rule further includes a exemption rule corresponding to each offer condition, and specifically may include: a configuration of the discount amount, a discount configuration, or the like, which is not particularly limited.
And after receiving the order information, the privilege matching sub-module matches the cash register system identification, the commodity information, the amount to be paid and the user identity information in the order information with each privilege condition in the payment rule through analysis.
And if no matched preferential condition is found, the amount calculation submodule is instructed to take the amount to be paid as the actual payment amount.
And if the matched discount conditions are found, indicating the discount calculation submodule to obtain the discount amount according to the exemption rule corresponding to the discount conditions and the amount to be paid and/or the commodity information in the order information. And the amount calculation submodule subtracts the preferential amount from the amount to be paid to obtain the actual payment amount.
If the discount matching sub-module has a plurality of discount conditions corresponding to the order information, the actually adopted discount conditions can be determined according to the priority of each preset discount condition, or the exemption rules corresponding to the discount conditions can be all sent to a cash register system or a terminal used by the user to be selected by the user.
The payment service system provided in the embodiment of the present invention is configured to execute the method, and the functions of the payment service system specifically refer to the method embodiment, and the specific method flow is not described herein again.
The embodiment of the invention determines the preferential conditions matched with the order information by setting different preferential conditions and corresponding exemption rules in the payment rules, and then determines the actual payment amount according to the corresponding exemption rules, so that the preferential conditions configured by the payment service system do not need to be configured by each business system, and the communication cost and the development cost are reduced. For the user, the user can enjoy the benefits provided by the payment service system in addition to the benefits of the cash register system. The payment service realizes the exemption rule by itself, is more flexible, and simultaneously reduces the account checking problem among multiple systems.
Fig. 3 illustrates a physical structure diagram of an electronic device, and as shown in fig. 3, the server may include: a processor (processor)301, a communication Interface (Communications Interface)303, a memory (memory)302 and a communication bus 304, wherein the processor 301, the communication Interface 303 and the memory 302 complete communication with each other through the communication bus 304. The processor 301 may call logic instructions in the memory 302 to perform the above-described method.
Further, embodiments of the present invention disclose a computer program product comprising a computer program stored on a non-transitory computer-readable storage medium, the computer program comprising program instructions, which, when executed by a computer, enable the computer to perform the methods provided by the above-mentioned method embodiments.
Further, the present invention provides a non-transitory computer-readable storage medium storing computer instructions for causing the computer to perform the methods provided by the above method embodiments.
Those of ordinary skill in the art will understand that: furthermore, the logic instructions in the memory 302 may be implemented in software functional units and stored in a computer readable storage medium when sold or used as a stand-alone product. Based on such understanding, the technical solution of the present invention or a part thereof which substantially contributes to the prior art may be embodied in the form of a software product, which is stored in a storage medium and includes several instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and other various media capable of storing program codes.
The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
Through the above description of the embodiments, those skilled in the art will clearly understand that each embodiment may be implemented by software plus a necessary general hardware platform, and may also be implemented by hardware. With this understanding in mind, the above-described technical solutions may be embodied in the form of a software product, which can be stored in a computer-readable storage medium such as ROM/RAM, magnetic disk, optical disk, etc., and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device, etc.) to execute the methods described in the embodiments or some parts of the embodiments.
Finally, it should be noted that: the above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.

Claims (8)

1. A payment method across multiple cashier systems, comprising:
receiving order information sent by a cashier system, wherein the order information comprises cashier system identification, commodity information, amount to be paid and user payment information;
obtaining actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and a preset payment rule;
according to the actual payment amount, executing a deduction operation from a user account corresponding to the user payment information;
wherein the payment rule comprises at least one offer condition and a exemption rule corresponding to the offer condition; correspondingly, the actual payment amount is obtained according to the cash register system identification, the commodity information, the amount to be paid, the user identity information and the preset payment rule, and the method specifically comprises the following steps:
according to the cash register system identification, the commodity information, the amount of money to be paid and the user identity information, determining preferential conditions matched with the order information;
determining a preferential amount according to the amount to be paid and/or the commodity information and a deduction rule corresponding to the preferential condition;
obtaining the actual payment amount according to the amount to be paid and the preferential amount;
wherein, the obtaining the actual payment amount according to the amount to be paid and the preferential amount comprises:
taking the amount to be paid as the actual payment amount under the condition that no favorable condition matched with the order information is found;
and under the condition that the preferential condition matched with the order information is found, subtracting the preferential amount from the amount to be paid to obtain the actual payment amount.
2. A payment method across multiple cashier systems as in claim 1 wherein said user payment information comprises user identity information and account information; correspondingly, the actual payment amount is obtained according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and the preset payment rule, and the method specifically comprises the following steps:
obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user identity information and the preset payment rule; correspondingly, the executing of the deduction operation from the user account corresponding to the user payment information according to the actual payment amount specifically includes:
and executing deduction operation from the user account corresponding to the account information according to the actual payment amount.
3. The payment method across multiple cashier systems as claimed in any one of claims 1-2, wherein said user payment information is pay code information.
4. A payment service system across multiple cashier systems, comprising:
the system comprises an information receiving module, a payment processing module and a payment processing module, wherein the information receiving module is used for receiving order information sent by a cash register system, and the order information comprises a cash register system identifier, commodity information, amount to be paid and user payment information;
the order matching module is used for obtaining the actual payment amount according to the cash register system identification, the commodity information, the amount to be paid, the user payment information and the preset payment rule;
the deduction operation module is used for executing deduction operation from a user account corresponding to the user payment information according to the actual payment amount;
the payment rule comprises at least one offer condition and a exemption rule corresponding to the offer condition;
correspondingly, the order matching module specifically comprises:
the discount matching sub-module is used for determining discount conditions matched with the order information according to the cash register system identification, the commodity information, the amount of money to be paid and the user identity information;
the discount calculation submodule is used for determining the discount amount according to the amount to be paid and/or the commodity information and the deduction rule corresponding to the discount condition;
the amount calculation submodule is used for obtaining the actual payment amount according to the amount to be paid and the preferential amount;
wherein, the obtaining the actual payment amount according to the amount to be paid and the preferential amount comprises:
taking the amount to be paid as the actual payment amount under the condition that no favorable condition matched with the order information is found;
and under the condition that the preferential condition matched with the order information is found, subtracting the preferential amount from the amount to be paid to obtain the actual payment amount.
5. The payment service system across multiple cashier systems of claim 4 wherein the user payment information comprises user identity information and account information;
correspondingly, the order matching module is specifically configured to obtain the actual payment amount according to the cashier system identifier, the commodity information, the amount to be paid, the user identity information, and the preset payment rule;
correspondingly, the deduction operation module is specifically configured to execute a deduction operation from the user account corresponding to the account information according to the actual payment amount.
6. The payment service system across multiple cashier systems as claimed in any one of claims 4-5, wherein the user payment information is pay code information.
7. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the processor when executing the program implements the steps of the payment method across a multiple cash register system according to any one of claims 1 to 3.
8. A non-transitory computer readable storage medium having stored thereon a computer program, characterized in that the computer program, when executed by a processor, implements the steps of a payment method across multiple cashier systems according to any one of claims 1 to 3.
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