CN110443597A - A kind of based reminding method and device of IC card balance transfer - Google Patents
A kind of based reminding method and device of IC card balance transfer Download PDFInfo
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- CN110443597A CN110443597A CN201910713119.6A CN201910713119A CN110443597A CN 110443597 A CN110443597 A CN 110443597A CN 201910713119 A CN201910713119 A CN 201910713119A CN 110443597 A CN110443597 A CN 110443597A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/105—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/349—Rechargeable cards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
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- Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
- Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
- Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
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Abstract
The invention discloses the based reminding method and device of a kind of IC card balance transfer, this method includes the usage record of a certain IC card of background service detection of platform；Background service platform judges whether the conditions present of a certain IC card meets default balance transfer condition according to the usage record of a certain IC card；When the conditions present for judging a certain IC card meets default balance transfer condition, background service platform sends balance transfer reminder message to the corresponding user terminal of target account, to remind the corresponding target user of target account to execute balance transfer operation to a certain IC card, which is the account bound with a certain IC card.It can be seen that, the IC card progress balance transfer prompting of default balance transfer condition can be met to conditions present by implementing the present invention, be conducive to improve the user's viscosity for taking public transport by mobile-phone payment mode, to reduce user have to that ticket issuing equipment is gone to buy a possibility that ticket of riding can ride public transportation means because not carrying IC card.
Description
Technical field
The present invention relates to Internet technical field more particularly to a kind of based reminding methods and device of IC card balance transfer.
Background technique
In recent years, in response to country advocate preserve the ecological environment, the call of Green Travel, more and more users choosing
Select and take public transport (such as: subway, public transport etc.) trip.Public transport, public transport fortune are taken in order to facilitate user
Battalion quotient provides a variety of means of payment by bus for user, such as: IC card (such as: transportation card) means of payment, two dimensional code payer
Formula buys paying by check mode of riding.And based on without preparing change, without lining up for tickets, without network the advantages of, select IC card
The user that the means of payment takes public transport is in the majority.
However, practice discovery, when not needing to take public transport, many users are uncomfortable to carry IC card in body
Side, but just want to carry out not band IC card when needing to take transit trip, at this moment or return man takes IC card or goes to and sells
Ticket equipment purchase is ridden ticket, could take public transport, while it has also been found that user substantially can be with mobile phone.Therefore, having must
It is proposed a kind of scheme for being conducive to improve the user's viscosity for taking public transport by mobile-phone payment mode.
Summary of the invention
The technical problem to be solved by the embodiment of the invention is that providing the based reminding method and dress of a kind of IC card balance transfer
It sets, the IC card that default balance transfer condition can be met to conditions present carries out balance transfer prompting, is conducive to raising and passes through hand
User's viscosity of machine means of payment seating public transport.
In order to solve the above-mentioned technical problem, first aspect of the embodiment of the present invention discloses a kind of prompting of IC card balance transfer
Method, the method are applied to background service platform, which comprises
The usage record of a certain IC card of background service detection of platform；
The background service platform judges the conditions present of a certain IC card according to the usage record of a certain IC card
Whether satisfaction presets balance transfer condition；
When the conditions present for judging a certain IC card meets the default balance transfer condition, the background service
Platform sends balance transfer reminder message to the corresponding user terminal of target account, to remind the corresponding target of the target account
User executes balance transfer operation to a certain IC card, and the target account is the account with a certain IC card binding.
As an alternative embodiment, judging a certain IC card in first aspect of the embodiment of the present invention
Conditions present meet after the default balance transfer condition and the background service platform is to the corresponding use of target account
Family terminal sends balance transfer reminder message, to remind the corresponding target user of the target account to execute a certain IC card
Before balance transfer operation, the method also includes:
A certain IC card described in the background service detection of platform whether there is the first account, first account be with it is described
The account of a certain IC card binding；
When detecting a certain IC card there are when first account, the background service platform determines first account
Family is target account, and triggers and send balance transfer reminder message to the corresponding user terminal of target account described in execution, with
The step of reminding the corresponding target user of the target account to execute balance transfer operation to a certain IC card；
When detecting a certain IC card there is no first account, the background service platform is to a certain IC
Block corresponding user terminal and send prompting of opening an account, the prompting of opening an account is for prompting the corresponding user of the user terminal to open needle
To the account of a certain IC card；
It is described when detecting that the corresponding user of the user terminal has opened the second account for a certain IC card
Background service platform determines that second account is target account, and triggers whole to the corresponding user of target account described in execution
End sends balance transfer reminder message, to remind the corresponding target user of the target account to execute remaining sum to a certain IC card
The step of transfer operation.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the background service detection of platform
Before the usage record of a certain IC card, the method also includes:
The background service platform determines current date, and judges whether the current date is default prompt date, institute
Stating default prompt date is that the corresponding user of IC card is reminded to execute the date of transfer operation to the remaining sum of the IC card；
When judging the current date is the default prompt date, described in the background service platform triggering execution
The a certain IC card of detection usage record operation.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the background service platform is to mesh
It marks the corresponding user terminal of account and sends balance transfer reminder message, to remind the corresponding target user of the target account to institute
After stating a certain IC card execution balance transfer operation, the method also includes:
Whether the background service detection of platform receives the target user for the balance transfer reminder message
Feedback；
When detection receives the feedback that the target user is directed to the balance transfer reminder message, and the feedback representation
The target user determines when executing balance transfer operation to a certain IC card, and the background service platform is to the mesh
It marks account and sends virtual payment card, and the remaining sum based on a certain IC card supplements operation with money to virtual payment card execution.
As an alternative embodiment, in first aspect of the embodiment of the present invention, the background service platform according to
The usage record of a certain IC card judges whether the conditions present of a certain IC card meets default balance transfer condition, packet
It includes:
The background service platform judges a certain IC card in preset time according to the usage record of a certain IC card
Whether reach default total degree threshold value using total degree in section；
When judging that a certain IC card reaches the default total degree using total degree in the preset time period
When threshold value, the background service platform determines that the conditions present of a certain IC card meets the default balance transfer condition.
Second aspect of the embodiment of the present invention discloses a kind of alarm set of IC card balance transfer, after described device is applied to
Platform service platform, described device include detection module, judgment module and sending module, in which:
The detection module, for detecting the usage record of a certain IC card；
The usage record of the judgment module, a certain IC card for being detected according to the detection module judges institute
Whether the conditions present for stating a certain IC card meets default balance transfer condition；
The sending module, for judging that it is described pre- that the conditions present of a certain IC card meets when the judgment module
If when balance transfer condition, balance transfer reminder message is sent to the corresponding user terminal of target account, to remind the target
The corresponding target user of account executes balance transfer operation to a certain IC card, and the target account is and a certain IC card
The account of binding.
As an alternative embodiment, described device further includes first true in second aspect of the embodiment of the present invention
Cover half block, in which:
The detection module is also used to judge described in the conditions present satisfaction of a certain IC card in the judgment module
After default balance transfer condition and the sending module sends balance transfer to the corresponding user terminal of target account and reminds
Message, before reminding the corresponding target user of the target account to execute balance transfer operation to a certain IC card, detection
The a certain IC card whether there is the first account, and first account is the account with a certain IC card binding；
First determining module, for there are first accounts when the detection module detects a certain IC card
When, determine that first account is target account, and trigger described in the sending module execution to the corresponding use of target account
Family terminal sends balance transfer reminder message, to remind the corresponding target user of the target account to execute a certain IC card
The step of balance transfer operates；
The sending module is also used to detect that first account is not present in a certain IC card when the detection module
When, it opens an account promptings to the corresponding user terminal transmission of a certain IC card, described open an account is reminded for prompting the user terminal
Corresponding user opens the account for a certain IC card；
First determining module is also used to detect that the corresponding user of the user terminal has opened in the detection module
When cleansing pin is to the second account of a certain IC card, determine that second account is target account, and trigger the sending module
Balance transfer reminder message is sent to the corresponding user terminal of target account described in executing, to remind the target account corresponding
Target user the step of balance transfer operation is executed to a certain IC card.
As an alternative embodiment, described device further includes second true in second aspect of the embodiment of the present invention
Cover half block, in which:
Second determining module, for before the usage record that the detection module detects a certain IC card, determination to be worked as
The preceding date；
The judgment module is also used to judge whether the current date is default prompt date, the default prompting day
Phase is that the corresponding user of IC card is reminded to execute the date of transfer operation to the remaining sum of the IC card；
The detection module is also used to judge that the current date is the default prompt date when the judgment module
When, detect the usage record of a certain IC card.
As an alternative embodiment, described device further includes executing mould in second aspect of the embodiment of the present invention
Block, in which:
The detection module is also used to send balance transfer to the corresponding user terminal of target account in the sending module
Reminder message, after reminding the corresponding target user of the target account to execute balance transfer operation to a certain IC card,
It detects whether to receive the feedback that the target user is directed to the balance transfer reminder message；
The sending module is also used to turn when detection module detection receives the target user for the remaining sum
The feedback of reminder message is moved, and target user described in the feedback representation determines and executes the balance transfer to a certain IC card
When operation, Xiang Suoshu target account sends virtual payment card；
The execution module supplements operation with money to virtual payment card execution for the remaining sum based on a certain IC card.
As an alternative embodiment, the judgment module is according in second aspect of the embodiment of the present invention
The mode that the usage record of a certain IC card judges whether the conditions present of a certain IC card meets default balance transfer condition has
Body are as follows:
The use total degree of a certain IC card within a preset period of time is judged according to the usage record of a certain IC card
Whether default total degree threshold value is reached；
When judging that a certain IC card reaches the default total degree using total degree in the preset time period
When threshold value, determine that the conditions present of a certain IC card meets the default balance transfer condition.
The third aspect of the embodiment of the present invention discloses the alarm set of another IC card balance transfer, and described device includes:
It is stored with the memory of executable program code；
The processor coupled with the memory；
The processor calls the executable program code stored in the memory, executes the embodiment of the present invention the
The operation of the based reminding method of IC card balance transfer disclosed in one side.
Fourth aspect of the embodiment of the present invention discloses a kind of computer storage medium, and the computer storage medium is stored with
Computer instruction, when the computer instruction is called, for executing IC card remaining sum disclosed in first aspect of the embodiment of the present invention
The operation of the based reminding method of transfer.
The 5th aspect of the embodiment of the present invention discloses a kind of computer program product, when the computer program product is being counted
When being run on calculation machine, so that the computer executes a kind of mentioning for IC card balance transfer disclosed in first aspect of the embodiment of the present invention
The operation for method of waking up.
Compared with prior art, the invention has the following advantages:
In the embodiment of the present invention, a kind of based reminding method of IC card balance transfer is disclosed, this method is applied to background service
Platform, wherein this method includes the usage record of a certain IC card of background service detection of platform；Background service platform is according to a certain IC
The usage record of card judges whether the conditions present of a certain IC card meets default balance transfer condition；When judging a certain IC card
Conditions present when meeting default balance transfer condition, background service platform sends remaining sum to the corresponding user terminal of target account
Reminder message is shifted, to remind the corresponding target user of target account to execute balance transfer operation, the target account to a certain IC card
Family is the account bound with a certain IC card.As it can be seen that default balance transfer condition can be met to conditions present by implementing the present invention
IC card carries out balance transfer prompting, is conducive to improve the user's viscosity for taking public transport by mobile-phone payment mode, to drop
Low user has to that ticket issuing equipment is gone to buy a possibility that ticket of riding can ride public transportation means because not carrying IC card.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to needed in the embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for ability
For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is a kind of flow diagram of the based reminding method of IC card balance transfer disclosed by the embodiments of the present invention；
Fig. 2 is the flow diagram of the based reminding method of another IC card balance transfer disclosed by the embodiments of the present invention；
Fig. 3 is a kind of structural schematic diagram of the alarm set of IC card balance transfer disclosed by the embodiments of the present invention；
Fig. 4 is the structural schematic diagram of the alarm set of another IC card balance transfer disclosed by the embodiments of the present invention；
Fig. 5 is the structural schematic diagram of the alarm set of another IC card balance transfer disclosed by the embodiments of the present invention.
Specific embodiment
In order to better understand and implement, following will be combined with the drawings in the embodiments of the present invention, in the embodiment of the present invention
Technical solution be clearly and completely described, it is clear that the described embodiment is only a part of the embodiment of the present invention, without
It is whole embodiments.Based on the embodiments of the present invention, those of ordinary skill in the art are not before making creative work
Every other embodiment obtained is put, shall fall within the protection scope of the present invention.
The term " includes " of the embodiment of the present invention and " having " and their any deformation, it is intended that covering is non-exclusive
Include, for example, the process, method, system, product or equipment for containing series of steps or module are not necessarily limited to clearly arrange
Those of out step or module, but may include be not clearly listed or it is solid for these process, methods, product or equipment
The other steps or module having.In addition, the term " first ", " second " etc. in description and claims of this specification are only
For distinguishing different objects, for the ordinary skill in the art, it can understand that above-mentioned term exists as the case may be
Concrete meaning in the present invention.
The embodiment of the invention discloses the based reminding methods and device of a kind of IC card balance transfer, can meet to conditions present
The IC card of default balance transfer condition carries out balance transfer prompting, is conducive to improve and takes public transport by mobile-phone payment mode
User's viscosity, have to go to ticket issuing equipment purchase ticket of riding can take traffic because not carrying IC card to reduce user
A possibility that tool.It is described in detail separately below.
Embodiment one
Referring to Fig. 1, Fig. 1 is a kind of process signal of the based reminding method of IC card balance transfer disclosed by the embodiments of the present invention
Figure.Wherein, method described in Fig. 1 can be applied in the background service platform of management public transport.As shown in Figure 1, the IC
The based reminding method of card balance transfer may comprise steps of:
101, the usage record of a certain IC card of background service detection of platform.
In the embodiment of the present invention, a certain IC card can for it is any for take or using the vehicles IC card, such as:
Transportation card.Wherein, the vehicles may include subway, public transport, shared bicycle (such as: hello bicycle), light rail, in automobile
At least one, the embodiment of the present invention is without limitation.
In the embodiment of the present invention, which includes at least in preset time period (such as: in calendar month etc.)
Use total degree.It further, further include being made in the preset time period using improper in total amount, the preset time period
With at least one of total degree, the embodiment of the present invention is without limitation.Wherein, non-normal use includes only not having into lock record
Lock records, only goes out lock record not at least one of lock record out, and the embodiment of the present invention is without limitation.
As an optional embodiment, before executing step 101, the based reminding method of the IC card balance transfer can be with
The following steps are included:
Background service platform determines current date, and judges whether the current date is default prompt date, this is preset and mentions
It wakes up the date that the date is remaining sum execution transfer operation of the corresponding user of prompting IC card to IC card；
When judging above-mentioned current date is above-mentioned default prompt date, the triggering of background service platform executes above-mentioned inspection
Survey the operation of the usage record of a certain IC card.
In the optional embodiment, the default prompt date can for the end of month every month last several days (such as: 1
It), or last several days in each season, the embodiment of the present invention is without limitation.
As it can be seen that the optional embodiment is by first determining current date, and judge before the usage record of detection IC card
Whether current date is default prompt date, when the result judged be it is yes, just execute subsequent operation, being capable of periodic detection IC card
Usage record, be conducive to the usage record of IC card management and reduce background service platform power consumption, improve background service
The service life of platform.
As another optional embodiment, the based reminding method of the IC card balance transfer can with the following steps are included:
When judging above-mentioned current date not is above-mentioned default prompt date, whether background service detection of platform is received
The detection request of administrative staff's triggering, detection request are used for the usage record of request detection IC card；
When detection receives the detection request of above-mentioned administrative staff's triggering, the triggering of background service platform executes above-mentioned inspection
Survey the operation of the usage record of a certain IC card.
As it can be seen that the optional embodiment is connect when judging current date not is default prompt date by detecting whether
The detection request for receiving administrative staff's triggering, when detection receives, executes subsequent operation, can be improved the use note of IC card
The detection flexibility of record and the function of abundant background service platform.
102, background service platform judges that the conditions present of a certain IC card is according to the usage record of above-mentioned a certain IC card
It is no to meet default balance transfer condition.When step 102 judges that the conditions present of a certain IC card meets default balance transfer condition
When, it can trigger and execute step 103；When step 102 judges that the conditions present of a certain IC card is unsatisfactory for default balance transfer item
When part, this process can be terminated.
In the embodiment of the present invention, as an alternative embodiment, use of the background service platform according to a certain IC card
Record judges whether the conditions present of a certain IC card meets default balance transfer condition, may include:
Background service platform according to the usage record of a certain IC card judge a certain IC card within a preset period of time (such as:
In one calendar month etc.) whether reach default total degree threshold value (such as: 20 is inferior) using total degree；
When judging that above-mentioned a certain IC card reaches above-mentioned default total degree using total degree in above-mentioned preset time period
When threshold value, background service platform determines that the conditions present of a certain IC card meets above-mentioned default balance transfer condition.
In the optional embodiment, use total degree of the above-mentioned a certain IC card in above-mentioned preset time period is being judged
After reaching above-mentioned default total degree threshold value, and determine that the conditions present of a certain IC card meets above-mentioned default balance transfer item
Before part, background service platform also judges whether the non-normal use total degree of a certain IC card preset time period Nei is greater than
In default non-normal use total degree (such as: 3 is inferior), when the judgment result is no, determine a certain IC card works as preceding article
Part meets above-mentioned default balance transfer condition；When the result judged is is, directly terminate this process.
As it can be seen that the optional embodiment by judge IC card within a preset period of time reach pre- using total degree
If when total degree threshold value, further judging whether the non-normal use number of the IC card in the preset time period is more than or equal to
Default non-normal use total degree just determines that the conditions present of IC card meets default balance transfer when the judgment result is no
Condition can be improved the judgment accuracy and reliability of the conditions present of IC card.
As another optional embodiment, after the step 102 that is finished, and before execution step 103, the IC
The based reminding method of card balance transfer can with the following steps are included:
Background service platform judges whether to execute remaining sum transfer operation to above-mentioned a certain IC card；
When judging also not execute remaining sum transfer operation to above-mentioned a certain IC card, the triggering of background service platform executes step
Rapid 103.
In the optional embodiment, as an alternative embodiment, background service platform judges whether to upper
It states a certain IC card and executed remaining sum transfer operation, may include:
Background service platform judges whether there is the virtual payment card to match with a certain IC card, when judge to exist and certain
When the virtual payment card that one IC card matches, determination executed remaining sum transfer operation to a certain IC card.
In the optional embodiment, further, when judge to above-mentioned a certain IC card executed balance transfer behaviour
When making, background service platform directly terminates this process.
In the optional embodiment, after judging in the presence of the virtual payment card to match with a certain IC card, Yi Ji
It determined before executing remaining sum transfer operation to a certain IC card, background service platform also judges whether have in virtual payment card
The corresponding amount of money determines that executing remaining sum to a certain IC card turns when judging has the corresponding amount of money in virtual payment card
Move operation.The determination accuracy whether IC card has corresponding virtual payment card can be further increased in this way.
As it can be seen that the optional embodiment is gone back after the conditions present for judging IC card meets default balance transfer condition
The virtual payment card to match with the IC card is judged whether there is, when judging that there is no the virtual payments that match with the IC card
When card, subsequent transmission balance transfer reminder message operation is just executed, can be reduced because IC card had occurred and that balance transfer was grasped
The case where making and the IC card balance transfer is caused to fail improves the accuracy and reliability of the balance transfer of IC card, with
And be conducive to the popularization that public transport is taken by mobile-phone payment mode.
103, background service platform sends balance transfer reminder message to the corresponding user terminal of target account, is somebody's turn to do with reminding
The corresponding target user of target account executes balance transfer operation to above-mentioned a certain IC card, which is and a certain IC card
The account of binding.
As another optional embodiment, after the step 103 that is finished, the based reminding method of the IC card balance transfer
Can with the following steps are included:
Whether background service detection of platform receives the feedback that above-mentioned target user is directed to above-mentioned balance transfer reminder message；
When detection receive above-mentioned target user be directed to above-mentioned balance transfer reminder message feedback, and the feedback representation should
Target user determines that background service platform is sent to the target account when executing the operation of above-mentioned balance transfer to above-mentioned a certain IC card
Virtual payment card, and the remaining sum based on a certain IC card supplements operation with money to virtual payment card execution.
As it can be seen that the optional embodiment further, also detects whether to receive after sending balance transfer reminder message
The feedback of the balance transfer reminder message is directed to user, when detection receives the feedback and feedback representation user determination to IC
When card executes balance transfer operation, virtual payment card is sent to the corresponding account of IC card, and based on the remaining sum in IC card to the void
Operation is supplemented in quasi- Payment Card execution with money, is enabled to user directly to use the virtual payment card, is further increased the use of mobile-phone payment
Family viscosity.
As another optional embodiment, the based reminding method of the IC card balance transfer can with the following steps are included:
When detection, which does not receive above-mentioned target user, is directed to the feedback of above-mentioned balance transfer reminder message, background service is flat
The advantages of platform sends balance transfer to the corresponding user terminal of target user information, the advantage information include at least and no longer need to carry
IC card is also able to achieve the information of quick payment.
As it can be seen that the optional embodiment detection do not receive user be directed to balance transfer reminder message feedback when, to
User prompts the advantages of corresponding user terminal sends balance transfer, can be improved the possibility that user executes balance transfer to IC card
Property, to be conducive to the popularization of mobile-phone payment.
It can be by meeting to conditions present as it can be seen that implementing a kind of based reminding method of IC card balance transfer described in Fig. 1
The IC card of default balance transfer condition carries out balance transfer prompting, is conducive to improve and takes public transport by mobile-phone payment mode
User's viscosity, have to go to ticket issuing equipment purchase ticket of riding can take traffic because not carrying IC card to reduce user
A possibility that tool.Additionally it is possible to which the usage record of periodic detection IC card, is conducive to the management of IC card and reduces backstage clothes
The power consumption of business platform, improves the service life of background service platform；The detection flexibility of the usage record of IC card can also be improved
And the function of abundant background service platform；The judgment accuracy and reliability of the conditions present of IC card can also be improved；Also
It can reduce because IC card, which had occurred and that remaining sum transfer operation, causes IC card balance transfer to fail the case where, improve IC card
Balance transfer accuracy and reliability；A possibility that user executes balance transfer to IC card can also be improved, to have
Conducive to the popularization of mobile-phone payment.
Embodiment two
Referring to Fig. 2, the process that Fig. 2 is the based reminding method of another IC card balance transfer disclosed by the embodiments of the present invention is shown
It is intended to.Wherein, method described in Fig. 2 can be applied in the background service platform of management public transport.As shown in Fig. 2, should
The based reminding method of IC card balance transfer may comprise steps of:
201, the usage record of a certain IC card of background service detection of platform.
202, background service platform judges that the conditions present of a certain IC card is according to the usage record of above-mentioned a certain IC card
It is no to meet default balance transfer condition.When step 202 judges that the conditions present of a certain IC card meets default balance transfer condition
When, it can trigger and execute step 203；When step 102 judges that the conditions present of a certain IC card is unsatisfactory for default balance transfer item
When part, it can directly terminate this process.
203, the above-mentioned a certain IC card of background service detection of platform whether there is the first account, which is and a certain IC
Block the account of binding.When step 203 detects a certain IC card, there are when the first account, can trigger to execute step 204；Work as step
203 detect that a certain IC card there is no when the first account, can trigger and execute step 205.
204, background service platform determines that above-mentioned first account is target account.
In the embodiment of the present invention, after executing the step 204, it can trigger and execute step 207.
As it can be seen that the embodiment of the present invention is when the conditions present for judging IC card meets default balance transfer condition, further
Judge that IC card whether there is the account bound with it, when judging that IC card has the account bound with it, can be conducive to straight
It connects and executes the subsequent operation for sending balance transfer reminder message to the account corresponding user, improve balance transfer reminder message
Transmitting efficiency.
205, background service platform is opened an account promptings to the corresponding user terminal transmission of above-mentioned a certain IC card, the prompting use of opening an account
In prompt user terminal, corresponding user opens the account for a certain IC card.
206, when detecting that the corresponding user of above-mentioned user terminal has opened the second account for above-mentioned a certain IC card,
Background service platform determines that second account is target account.
As it can be seen that the embodiment of the present invention judge IC card be not present bound with it account when, to the corresponding user of IC card
Transmission is opened an account prompting, and user can be reminded to open the account for IC card, so that reducing balance transfer reminder message sends failure
A possibility that.
207, background service platform sends balance transfer reminder message to the corresponding user terminal of above-mentioned target account, to mention
The corresponding target user of the target account of waking up executes balance transfer operation to above-mentioned a certain IC card, which is a certain with this
The account of IC card binding.
In the embodiment of the present invention, the associated description of step 201, step 202 and step 207 please refers to needle in embodiment one
To the detailed description of step 101- step 103, repeat no more in embodiments of the present invention.
As it can be seen that the based reminding method for implementing another kind IC card balance transfer described in Fig. 2 can be by full to conditions present
The IC card of the default balance transfer condition of foot carries out balance transfer prompting, is conducive to improve and takes public friendship by mobile-phone payment mode
Logical user's viscosity has to go to because not carrying IC card ticket issuing equipment purchase ticket of riding can take friendship to reduce user
A possibility that logical tool.Additionally it is possible to when the conditions present for judging IC card meets default balance transfer condition, further
Judge that IC card whether there is the account bound with it, when judging that IC card has the account bound with it, can be conducive to straight
It connects and executes the subsequent operation to the account corresponding user's transmission balance transfer reminder message, to improve balance transfer prompting
The transmitting efficiency of message；When judging that the account bound with it is not present in IC card, opens an account and mention to the corresponding user's transmission of IC card
It wakes up, user can be reminded to open the account for IC card, to reduce a possibility that balance transfer reminder message sends failure.
Embodiment three
Referring to Fig. 3, Fig. 3 is a kind of structural representation of the alarm set of IC card balance transfer disclosed by the embodiments of the present invention
Figure.As shown in figure 3, the alarm set of the IC card balance transfer can be applied to background service platform, and the IC card balance transfer
Alarm set may include detection module 301, judgment module 302 and sending module 303, in which:
Detection module 301, for detecting the usage record of a certain IC card.
Judgment module 302, the usage record of the above-mentioned a certain IC card for being detected according to detection module 301 judge this certain
Whether the conditions present of one IC card meets default balance transfer condition.
Sending module 303, for judging that it is above-mentioned default that the conditions present of above-mentioned a certain IC card meets when judgment module 302
When balance transfer condition, balance transfer reminder message is sent to the corresponding user terminal of target account, to remind the target account
Corresponding target user executes balance transfer operation to a certain IC card, which is the account bound with a certain IC card
Family.
As it can be seen that a kind of alarm set of IC card balance transfer described in implementing Fig. 3 can be by meeting conditions present
The IC card of default balance transfer condition carries out balance transfer prompting, is conducive to improve and takes public transport by mobile-phone payment mode
User's viscosity, have to go to ticket issuing equipment purchase ticket of riding can take traffic because not carrying IC card to reduce user
A possibility that tool.
As an optional embodiment, the alarm set of the IC card balance transfer can also include the first determining module
304.At this point, the alarm set of the IC card balance transfer can be as shown in figure 4, Fig. 4 be another kind disclosed by the embodiments of the present invention
The structural schematic diagram of the alarm set of IC card balance transfer, in which:
Detection module 301, be also used to judgment module 302 judge above-mentioned a certain IC card conditions present meet it is above-mentioned pre-
If after balance transfer condition and sending module 303 sends balance transfer prompting to the corresponding user terminal of target account and disappears
Breath detects a certain IC before reminding the corresponding target user of the target account to execute balance transfer operation to a certain IC card
Card whether there is the first account, which is the account bound with a certain IC card.
First determining module 304, for there are above-mentioned first accounts when detection module 301 detects above-mentioned a certain IC card
When, determine that first account is target account, and trigger sending module 303 execute it is above-mentioned whole to the corresponding user of target account
End sends balance transfer reminder message, to remind the corresponding target user of the target account to execute balance transfer behaviour to a certain IC card
The step of making.
Sending module 303 is also used to detect that above-mentioned first account is not present in above-mentioned a certain IC card when detection module 301
When, it opens an account promptings to the corresponding user terminal transmission of a certain IC card, this, which is opened an account, reminds for prompting the user terminal corresponding
User opens the account for a certain IC card.
First determining module 304 is also used to detect that the corresponding user of above-mentioned user terminal is open-minded in detection module 301
For above-mentioned a certain IC card the second account when, determine second account be target account, and trigger sending module 303 execute on
That states sends balance transfer reminder message to the corresponding user terminal of target account, to remind the corresponding target of the target account to use
The step of family executes balance transfer operation to a certain IC card.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by judging the current of IC card
When condition meets default balance transfer condition, further judge IC card with the presence or absence of the account bound with it, when judging IC card
When in the presence of the account bound with it, it can be conducive to directly to execute and subsequent send balance transfer to the account corresponding user and mention
The operation for message of waking up improves the transmitting efficiency of balance transfer reminder message；Judging IC card, there is no the accounts bound with it
When, to IC card, corresponding user sends prompting of opening an account, and user can be reminded to open the account for IC card, turns to reduce remaining sum
Move a possibility that reminder message sends failure.
As another optional embodiment, as shown in figure 4, the alarm set of the IC card balance transfer can also include the
Two determining modules 305, in which:
Second determining module 305, it is current for determining before the usage record that detection module 301 detects a certain IC card
Date；
Judgment module 302 is also used to judge whether above-mentioned current date is default prompt date, which is
The corresponding user of IC card is reminded to execute the date of transfer operation to the remaining sum of IC card.
Detection module 301 is also used to judge that above-mentioned current date is above-mentioned default prompt date when judgment module 302
When, detect the usage record of a certain IC card.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by remembering in the use of detection IC card
Before record, first determine current date, and judge whether current date is default prompt date, when the result judged be it is yes, just hold
The subsequent operation of row, is capable of the usage record of periodic detection IC card, conducive to IC card management and reduce background service platform
Power consumption improves the service life of background service platform.
As another optional embodiment, as shown in figure 4, detection module 301, is also used to judge when judgment module 302
When above-mentioned current date is not above-mentioned default prompt date out, the detection request for receiving administrative staff's triggering is detected whether, it should
Detection request is used for the usage record of a certain IC card of request detection；
Detection module 301 is also used to judge above-mentioned current date not when judgment module 302 to be above-mentioned default prompt date
And when detection module 301 detects the detection request for receiving administrative staff's triggering, the usage record of a certain IC card is detected.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by judging current date not
When to preset prompt date, by detecting whether that the detection for receiving administrative staff's triggering is requested, when detection receives, execute
Subsequent operation can be improved the detection flexibility and the function of abundant background service platform of the usage record of IC card.
As another optional embodiment, as shown in figure 4, the alarm set of the IC card balance transfer can also include holding
Row module 306, in which:
Detection module 301 is also used to mention in sending module 303 to the corresponding user terminal transmission balance transfer of target account
Message of waking up is detected after reminding the corresponding target user of the target account to execute balance transfer operation to above-mentioned a certain IC card
Whether feedback that the target user be directed to balance transfer reminder message is received.
Sending module 303 is also used to receive above-mentioned target user for above-mentioned balance transfer when the detection of detection module 301
The feedback of reminder message, and the feedback representation target user determines that executing above-mentioned balance transfer to above-mentioned a certain IC card operates
When, Xiang Shangshu target account sends virtual payment card.
Execution module 306 supplements operation with money to the execution of above-mentioned virtual payment card for the remaining sum based on above-mentioned a certain IC card.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by sending balance transfer prompting
After message, further, also detect whether to receive the feedback that user is directed to the balance transfer reminder message, when detection receives
To the feedback and feedback representation user determines when executing balance transfer operation to IC card, sends to the corresponding account of IC card virtual
Payment Card, and operation is supplemented with money to virtual payment card execution based on the remaining sum in IC card, enable to user directly to use the void
Quasi- Payment Card, further increases user's viscosity of mobile-phone payment.
As another optional embodiment, as shown in figure 4, sending module 303, is also used to detect when detection module 301
When not receiving feedback of the above-mentioned target user for above-mentioned balance transfer reminder message, to the corresponding user terminal of target user
The advantages of sending balance transfer information, which, which includes at least, no longer needs to carry the letter that IC card is also able to achieve quick payment
Breath.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by not receiving user in detection
For balance transfer reminder message feedback when, the advantages of sending balance transfer to the corresponding user terminal of user, prompts, can
A possibility that user executes balance transfer to IC card is improved, to be conducive to the popularization of mobile-phone payment.
As another optional embodiment, as shown in figure 4, judgment module 302 is remembered according to the use of above-mentioned a certain IC card
Record judges whether the conditions present of a certain IC card meets the mode of default balance transfer condition specifically:
Judge whether the use total degree of a certain IC card within a preset period of time reaches according to the usage record of a certain IC card
To default total degree threshold value；
When judging that above-mentioned a certain IC card reaches above-mentioned default total degree using total degree in above-mentioned preset time period
When threshold value, determine that the conditions present of a certain IC card meets default balance transfer condition.
In the optional embodiment, judge above-mentioned a certain IC card in above-mentioned preset time period in judgment module 302
Reach above-mentioned default total degree threshold value using total degree after, and to determine that the conditions present of a certain IC card meets above-mentioned pre-
If before balance transfer condition, judging whether the non-normal use total degree of a certain IC card preset time period Nei is more than or equal to
It is above-mentioned default to determine that the conditions present of a certain IC card meets when the judgment result is no for default non-normal use total degree
Balance transfer condition.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by judging IC card default
When use total degree in period reaches default total degree threshold value, the IC card in the preset time period is further judged
Whether non-normal use number is more than or equal to default non-normal use total degree, when the judgment result is no, just determines IC card
Conditions present meet default balance transfer condition, can be improved the judgment accuracy and reliability of the conditions present of IC card.
As another optional embodiment, as shown in figure 4, judgment module 302, is also used to judging whether to upper
It states a certain IC card and executed remaining sum transfer operation；When judging also not execute remaining sum transfer operation to above-mentioned a certain IC card,
Triggering sending module 303 execute it is above-mentioned send balance transfer reminder message to the corresponding user terminal of target account, to remind
The corresponding target user of the target account executes the operation of balance transfer operation to above-mentioned a certain IC card.
In the optional embodiment, as an alternative embodiment, judgment module 302 judges whether to above-mentioned
A certain IC card executed the mode of remaining sum transfer operation specifically:
The virtual payment card to match with a certain IC card is judged whether there is, is matched when judging to exist with a certain IC card
Virtual payment card when, determination remaining sum transfer operation was executed to a certain IC card.
As it can be seen that the alarm set for implementing IC card balance transfer shown in Fig. 4 can also be by judging the current of IC card
After condition meets default balance transfer condition, the virtual payment card to match with the IC card is further determined whether there are, judgement is worked as
There is no when the virtual payment card to match with the IC card, just execute subsequent transmission balance transfer reminder message operation, energy out
It is enough to reduce because IC card, which had occurred and that remaining sum transfer operation, causes the IC card balance transfer fail the case where, raising IC card
Balance transfer accuracy and reliability, and be conducive to the popularization that public transport is taken by mobile-phone payment mode.
Example IV
Referring to Fig. 5, the structure that Fig. 5 is the alarm set of another IC card balance transfer disclosed by the embodiments of the present invention is shown
It is intended to.As shown in figure 5, the alarm set of the IC card balance transfer may include:
It is stored with the memory 501 of executable program code；
The processor 502 coupled with memory 501；
Processor 502 calls the executable program code stored in memory 501, executes in one~embodiment of embodiment two
Step in the based reminding method of IC card balance transfer described in any one embodiment.
Embodiment five
The embodiment of the invention discloses a kind of computer readable storage medium, storage is used for the calculating of electronic data interchange
Machine program, wherein the computer program retouches any one embodiment in computer execution one~embodiment of embodiment two
Step in the based reminding method for the IC card balance transfer stated.
Embodiment six
The embodiment of the invention discloses a kind of computer program product, which includes storing computer
The non-transient computer readable storage medium of program, and the computer program be operable to make computer execute embodiment one~
Step in embodiment two in the based reminding method of IC card balance transfer described in any one embodiment.
Installation practice described above is only illustrative, wherein the module as illustrated by the separation member can be with
It is or may not be and be physically separated, the component shown as module may or may not be physical module,
Can be in one place, or may be distributed on multiple network modules.It can select according to the actual needs wherein
Some or all of the modules achieve the purpose of the solution of this embodiment.Those of ordinary skill in the art are not paying creativeness
In the case where labour, it can understand and implement.
By the specific descriptions of above embodiment, those skilled in the art can be understood that each embodiment
It can realize by means of software and necessary general hardware platform, naturally it is also possible to pass through hardware.Based on this understanding,
Substantially the part that contributes to existing technology can be embodied in the form of software products above-mentioned technical proposal in other words,
The computer software product may be stored in a computer readable storage medium, and storage medium includes read-only memory (Read-
Only Memory, ROM), random access memory (Random Access Memory, RAM), programmable read only memory
(Programmable Read-only Memory, PROM), Erasable Programmable Read Only Memory EPROM (Erasable
Programmable Read Only Memory, EPROM), disposable programmable read-only memory (One-time
Programmable Read-Only Memory, OTPROM), the electronics formula of erasing can make carbon copies read-only memory
(Electrically-Erasable Programmable Read-Only Memory, EEPROM), CD-ROM (Compact
Disc Read-Only Memory, CD-ROM) or other disc memories, magnetic disk storage, magnetic tape storage or can
For carrying or any other computer-readable medium of storing data.
Finally, it should be noted that the based reminding method and device of a kind of IC card balance transfer disclosed by the embodiments of the present invention are taken off
Dew is only present pre-ferred embodiments, is only used to illustrate the technical scheme of the present invention, rather than its limitations；Although reference
Invention is explained in detail for previous embodiment, those skilled in the art should understand that；It still can be right
Technical solution documented by aforementioned items embodiment is modified or equivalent replacement of some of the technical features；And
These modifications or substitutions, do not make the essence of corresponding technical solution be detached from the every embodiment technical solution of the present invention spirit and
Range.
Claims (10)
1. a kind of based reminding method of IC card balance transfer, which is characterized in that the method is applied to background service platform, the side
Method includes:
The usage record of a certain IC card of background service detection of platform；
The background service platform according to the usage record of a certain IC card judge a certain IC card conditions present whether
Meet default balance transfer condition；
When the conditions present for judging a certain IC card meets the default balance transfer condition, the background service platform
Balance transfer reminder message is sent to the corresponding user terminal of target account, to remind the corresponding target user of the target account
Balance transfer operation is executed to a certain IC card, the target account is the account with a certain IC card binding.
2. the based reminding method of IC card balance transfer according to claim 1, which is characterized in that judging a certain IC
The conditions present of card meets after the default balance transfer condition and the background service platform is corresponding to target account
User terminal sends balance transfer reminder message, to remind the corresponding target user of the target account to hold a certain IC card
Before the operation of row balance transfer, the method also includes:
A certain IC card described in the background service detection of platform whether there is the first account, first account be with it is described a certain
The account of IC card binding；
When detecting a certain IC card there are when first account, the background service platform determines that first account is
Target account, and trigger and send balance transfer reminder message to the corresponding user terminal of target account described in execution, to remind
The step of corresponding target user of the target account executes balance transfer operation to a certain IC card；
When detecting a certain IC card there is no first account, the background service platform is to a certain IC card pair
The user terminal answered sends prompting of opening an account, and the prompting of opening an account is for prompting the corresponding user of the user terminal to open for institute
State the account of a certain IC card；
When detecting that the corresponding user of the user terminal has opened the second account for a certain IC card, the backstage
Service platform determines that second account is target account, and triggers described in execution to the corresponding user terminal hair of target account
Balance transfer reminder message is sent, to remind the corresponding target user of the target account to execute balance transfer to a certain IC card
The step of operation.
3. the based reminding method of IC card balance transfer according to claim 1 or 2, which is characterized in that the background service is flat
Before platform detects the usage record of a certain IC card, the method also includes:
The background service platform determines current date, and judges whether the current date is default prompt date, described pre-
If prompt date is that the corresponding user of IC card is reminded to execute the date of transfer operation to the remaining sum of the IC card；
When judging the current date is the default prompt date, the background service platform triggering executes the inspection
Survey the operation of the usage record of a certain IC card.
4. the based reminding method of IC card balance transfer according to claim 1, which is characterized in that the background service platform to
The corresponding user terminal of target account sends balance transfer reminder message, to remind the corresponding target user couple of the target account
After a certain IC card executes balance transfer operation, the method also includes:
Whether the background service detection of platform receives the feedback that the target user is directed to the balance transfer reminder message；
When detection receives the feedback that the target user is directed to the balance transfer reminder message, and described in the feedback representation
Target user determines when executing balance transfer operation to a certain IC card, and the background service platform is to the target account
Family sends virtual payment card, and the remaining sum based on a certain IC card supplements operation with money to virtual payment card execution.
5. the based reminding method of IC card balance transfer according to claim 1,2 or 4, which is characterized in that the background service
Platform judges whether the conditions present of a certain IC card meets default balance transfer according to the usage record of a certain IC card
Condition, comprising:
The background service platform judges a certain IC card within a preset period of time according to the usage record of a certain IC card
Whether reach default total degree threshold value using total degree；
When judging that a certain IC card reaches the default total degree threshold value using total degree in the preset time period
When, the background service platform determines that the conditions present of a certain IC card meets the default balance transfer condition.
6. a kind of alarm set of IC card balance transfer, which is characterized in that described device is applied to background service platform, the dress
It sets including detection module, judgment module and sending module, in which:
The detection module, for detecting the usage record of a certain IC card；
The judgment module, the usage record judgement of a certain IC card for being detected according to the detection module it is described certain
Whether the conditions present of one IC card meets default balance transfer condition；
The sending module, for judging that it is described default remaining that the conditions present of a certain IC card meets when the judgment module
When volume jump condition, balance transfer reminder message is sent to the corresponding user terminal of target account, to remind the target account
Corresponding target user executes balance transfer operation to a certain IC card, and the target account is to bind with a certain IC card
Account.
7. the alarm set of IC card balance transfer according to claim 6, which is characterized in that described device further includes first
Determining module, in which:
The detection module is also used to judge that the conditions present of a certain IC card meets described preset in the judgment module
After balance transfer condition and the sending module sends balance transfer prompting to the corresponding user terminal of target account and disappears
Breath detects institute before reminding the corresponding target user of the target account to execute balance transfer operation to a certain IC card
A certain IC card is stated with the presence or absence of the first account, first account is the account with a certain IC card binding；
First determining module, for when the detection module detect a certain IC card there are when first account,
It determines that first account is target account, and triggers whole to the corresponding user of target account described in the sending module execution
End sends balance transfer reminder message, to remind the corresponding target user of the target account to execute remaining sum to a certain IC card
The step of transfer operation；
The sending module is also used to when the detection module detects that first account is not present in a certain IC card,
It opens an account promptings to the corresponding user terminal transmission of a certain IC card, the prompting of opening an account is for prompting the user terminal correspondence
User open the account for a certain IC card；
First determining module is also used to detect that the corresponding user of the user terminal has opened needle in the detection module
When to the second account of a certain IC card, determine that second account is target account, and trigger the sending module and execute
Described sends balance transfer reminder message to the corresponding user terminal of target account, to remind the corresponding mesh of the target account
Mark the step of user executes balance transfer operation to a certain IC card.
8. the alarm set of IC card balance transfer according to claim 6 or 7, which is characterized in that described device further includes
Second determining module, in which:
Second determining module, for before the usage record that the detection module detects a certain IC card, the day before yesterday to be worked as in determination
Phase；
The judgment module is also used to judge whether the current date is default prompt date, and the default prompt date is
The corresponding user of IC card is reminded to execute the date of transfer operation to the remaining sum of the IC card；
The detection module is also used to when the judgment module judges that the current date is the default prompt date,
Detect the usage record of a certain IC card.
9. the alarm set of IC card balance transfer according to claim 6, which is characterized in that described device further includes executing
Module, in which:
The detection module is also used to send balance transfer to the corresponding user terminal of target account in the sending module and remind
Message, after reminding the corresponding target user of the target account to execute balance transfer operation to a certain IC card, detection
Whether feedback that the target user be directed to the balance transfer reminder message is received；
The sending module is also used to mention when detection module detection receives the target user for the balance transfer
The feedback for message of waking up, and target user described in the feedback representation determines that executing the balance transfer to a certain IC card operates
When, Xiang Suoshu target account sends virtual payment card；
The execution module supplements operation with money to virtual payment card execution for the remaining sum based on a certain IC card.
10. according to the alarm set of IC card balance transfer described in claim 6,7 or 9, which is characterized in that the judgment module
Judge whether the conditions present of a certain IC card meets default balance transfer condition according to the usage record of a certain IC card
Mode specifically:
Whether the use total degree of a certain IC card within a preset period of time is judged according to the usage record of a certain IC card
Reach default total degree threshold value；
When judging that a certain IC card reaches the default total degree threshold value using total degree in the preset time period
When, determine that the conditions present of a certain IC card meets the default balance transfer condition.
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| US20170017953A1 (en) * | 2015-07-14 | 2017-01-19 | Mastercard International Incorporated | Systems and methods for transferring balances |
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