CN110428561A - A kind of separate type gathering probe, device and method - Google Patents
A kind of separate type gathering probe, device and method Download PDFInfo
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- CN110428561A CN110428561A CN201910842075.7A CN201910842075A CN110428561A CN 110428561 A CN110428561 A CN 110428561A CN 201910842075 A CN201910842075 A CN 201910842075A CN 110428561 A CN110428561 A CN 110428561A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/341—Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0018—Constructional details, e.g. of drawer, printing means, input means
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
- G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
- G07G1/0081—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being a portable scanner or data reader
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07G—REGISTERING THE RECEIPT OF CASH, VALUABLES, OR TOKENS
- G07G1/00—Cash registers
- G07G1/0036—Checkout procedures
- G07G1/0045—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader
- G07G1/009—Checkout procedures with a code reader for reading of an identifying code of the article to be registered, e.g. barcode reader or radio-frequency identity [RFID] reader the reader being an RFID reader
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- Business, Economics & Management (AREA)
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Abstract
The present invention provides a kind of separate type gathering probe, device and method, the probe includes the shell with display screen and NFC reader, bank card in the shell is non-connects card reader, two dimensional code checkout and first processor；NFC reader is used to obtain the payment data of user's NFC device, decoding obtains payment information, bank card is non-to be connect bank card information and decoding of the card reader for obtaining the contactless bank card of user and obtains payment information, the two dimensional code checkout can read the payment two dimensional code of user and decode and obtain payment information for showing gathering two dimensional code on the display screen；The first processor is used to show gathering two dimensional code on the display screen by the two dimensional code checkout so that user completes payment, and payment information can be received and complete gathering, the present invention can support a variety of payment methods, the safety for guaranteeing noncash payment, conveniently provides payment service for client.
Description
Technical field
The present invention relates to the mobile payment data technical field of bank more particularly to a kind of separate type gathering probe, device and
Method.
Background technique
Client generally has 2 kinds of noncash payment modes: 1, making when physical stores are consumed and carry out noncash payment at present
Use Mobile Phone Payments；2, it is paid the bill using card.Wherein, using Mobile Phone Payments also point both of which: one is client masters to sweep mode, this
Mode client needs user to dig out mobile phone solution lock screen and starts corresponding A PP, oneself inputs after the two dimensional code that scanning trade company provides
Spending amount, and consumption confirmation is carried out by input password or input biological characteristic, this mode client oneself operation is more,
It is more troublesome.In addition, the two dimensional code that many trade companies provide is the papery pattern printed, there are security risks, are easy by not
The replacement of method molecule, causes trade company's monetary losses.Second is client by the mode of sweeping, and this mode client needs to dig out mobile phone unlock
Screen simultaneously starts corresponding A PP, shows two dimensional code to trade company, and trade company inputs spending amount on cash receiving terminal, then using scanning
The payment two dimensional code that rifle scanning client shows, this mode guest operation is less more convenient, but client's nothing before scanned
How much method confirmation can be detained, if trade company cashier inputs spending amount by mistake, client generally can not also be had found, be easy to cause and accidentally detained
Phenomenon.Also, two dimensional code payment and card payment need different equipment, and trade company needs to prepare more cash receiving terminal equipment.One
Under a little high cube container scenes, in safety perhaps the factors such as health the considerations of cash register trade company and client between have glass or other are anti-
The cash desks such as equipment blocking, such as financial institution, hospital, station are protected, the isolation of safeguard will cause two dimensional code payment and card
That pays the bill is inconvenient.
Summary of the invention
It is an object of the present invention to provide a kind of separate type checkouts, can support a variety of payment methods, guarantee non-
The safety of cash payment simplifies checkout process, conveniently provides payment service for client.Another object of the present invention
It is to provide a kind of separate type cash collecting system.It is yet a further object of the present invention to provide a kind of separate type cash collecting system methods.
Another purpose of the invention is that providing a kind of computer equipment.Another purpose of the invention is that providing a kind of readable Jie
Matter.
In order to reach the goals above, one aspect of the present invention discloses a kind of separate type gathering probe, including has display screen
Shell and NFC reader, bank card in the shell is non-connects card reader, two dimensional code checkout and the first processing
Device；
The NFC reader is used to obtain the payment data of user's NFC device, and decoding obtains payment information, and bank card is non-
It connects bank card information and decoding of the card reader for obtaining the contactless bank card of user and obtains payment information, the two dimensional code is received
Money device can read the payment two dimensional code of user and decode and be paid for showing gathering two dimensional code on the display screen
Money information；
The gathering that the first processor is used to receive external cash receiving terminal instructs and passes through the two dimensional code checkout
Gathering two dimensional code is shown on the display screen so that user completes payment, and can receive that NFC reader, bank card are non-to connect reading
The payment information of card device and the transmission of two dimensional code checkout forms payment request information according to the payment information, described will pay
Money solicited message is sent to external cash receiving terminal so that external cash receiving terminal is completed to collect money according to the payment request information.
Preferably, the two dimensional code checkout includes the first image collecting device and two dimensional code gathering controller；
The first image acquisition device is used to acquire the payment image in 2 D code of user；
The two dimensional code gathering controller to the payment image in 2 D code for being decoded to obtain payment information.
Preferably, further include loudspeaker, the first processor be used for by the loudspeaker sending presentation for payment information,
Music and/or advertising information.
Preferably, the non-card reader that connects of bank card includes card control module, card reader module, radio-frequency antenna and SAM safety
Module；
The radio-frequency antenna is used to carry out data connection with the communication coil of the contactless bank card of user；
The card reader module is used to obtain the bank card information of the contactless bank card of user by the radio-frequency antenna
And the bank card information is transmitted to the SAM security module；
The SAM security module is used to carry out legitimacy certification to the bank card information, after legitimacy certification passes through,
The bank card information is transmitted to card control module, otherwise, feedback legitimacy authentication failure message to the card controls
Module；
The card control module is used to obtain payment information simultaneously according to the bank card information that the SAM security module is transmitted
It is transmitted to first processor or the legitimacy authentication failure message is transmitted to the first processor.
Preferably, the NFC reader includes NFC control module, NFC antenna and NFC security module；
The NFC antenna is for receiving the payment data that user's NFC device is sent in a manner of radiofrequency signal；
The NFC control module is used to receive the payment data of the NFC antenna transmission and converts the payment data
NFC security module is sent to for digital signal；
The NFC security module is used to form payment information according to the digital information and is transmitted to first processor.
Preferably, the bio-identification sensing of the biological information for obtaining user is further provided in the shell
Device；
The first processor is used to obtain corresponding transaction amount according to Transaction Information, when the transaction amount is greater than in advance
If when the amount of money, the biological information of user is obtained by the biometric sensor, and according to the biological information
Payment request information is formed with the payment information, and the payment request information is sent to external cash receiving terminal so that outside
Cash receiving terminal is completed to collect money according to the payment request information.
Preferably, the payment information includes transaction serial number, and the first processor is used for according to preset transaction serial number
Whether the transaction serial number that formation rule verifies the payment information is newest transaction, if so, being formed according to the payment information
The payment request information is sent to external cash receiving terminal so that external cash receiving terminal is according to the payment by payment request information
Solicited message completes gathering, forms newest transaction serial number and that newest transaction serial number is transmitted to NFC reader, bank card is non-
Connect card reader and two dimensional code checkout.
Preferably, the biometric sensor includes fingerprint Identification sensor, face recognition sensor, Application on Voiceprint Recognition biography
At least one of sensor and iris recognition sensor.
The invention also discloses a kind of separate type checkout, including separate type as described above gathering probe and with it is described
The cash receiving terminal of separate type checkout communication connection；
The cash receiving terminal is used to receive the payment request information of the separate type gathering probe transmission, and the payment is asked
Information is asked to be transmitted to receiving server, so that the receiving server determines corresponding mode of doing business and believes the payment request
Breath is transmitted to corresponding Third-party payment server or bank server, so that Third-party payment server or bank server are complete
At collecting money and feed back gathering result.
Preferably, the cash receiving terminal includes second processor, communication interface and sale processing unit；
The second processor is used to receive the payment request information of the separate type gathering probe transmission, by the payment
For request message transmission to processing unit is sold, the payment request information is passed through institute by the instruction based on the sale processing unit
It states communication interface and is transmitted to receiving server, and receive the gathering knot of the receiving server transmission by the communication interface
Fruit.
Preferably, it is described sale processing unit include with the second processor coupling keyboard, screen, brushing card device,
Code keyboard, cash drawer and strip printer.
Preferably, the cash receiving terminal is mobile phone, computer or tablet computer, and the cash receiving terminal and the separate type are received
Money probe is communicated to connect by data line.
The invention also discloses a kind of separate type cashing methods, comprising:
The payment data that NFC reader obtains user's NFC device is received, the payment information decoded, bank card are non-to be connect
Payment information or two dimensional code the gathering dress that card reader obtains the bank card information of the contactless bank card of user and decoding obtains
It sets the payment two dimensional code for reading user and decodes obtained payment information；
Payment request information is formed according to the payment information, and the payment request information is sent to external gathering eventually
It holds so that external cash receiving terminal is completed to collect money according to the payment request information；Or
The gathering for receiving external cash receiving terminal instructs and shows gathering two dimensional code on the display screen so that user completes
Payment.
Preferably, described to be specifically included according to payment information formation payment request information:
Corresponding transaction amount is obtained according to the Transaction Information that external cash receiving terminal transmits, when the transaction amount is greater than in advance
If when the amount of money, the biological information of user is obtained by biometric sensor；
Payment request information is formed according to the biological information and the payment information.
Preferably, the payment information includes transaction serial number, described to form payment request information according to the payment information
It specifically includes: verifying whether the transaction serial number of the payment information is newest transaction according to preset transaction serial number formation rule,
If so, forming payment request information according to the payment information.
The invention also discloses a kind of computer equipment, including memory, processor and storage are on a memory and can
The computer program run on a processor,
The processor realizes method as described above when executing described program.
The invention also discloses a kind of computer-readable mediums, are stored thereon with computer program,
The program realizes method as described above when being executed by processor.
The present invention is by connecing card reader and two dimensional code checkout is integrated in separate type and receives for NFC reader, bank card are non-
In money probe, the modes such as user's NFC device, non-contact bank card and two dimensional code payment are supported respectively, wherein two dimensional code gathering dress
Set that support is main to sweep and swept both of which, two dimensional code checkout can be shown collection amount by the display screen on shell and can be
Display screen is showing the dynamic two-dimension code of trade company, to guarantee the safety of user's two dimensional code payment.Meanwhile by a variety of beneficiaries
Formula is integrated in a separate type gathering probe, can be supported a variety of payment methods by a probe, be guaranteed noncash payment
Safety simplifies checkout process, conveniently provides payment service for client, while can also guarantee.Separate type gathering
Probe can be separated with external cash receiving terminal, removably be connect by data line with external cash receiving terminal, to make checkout
Convenient for being applied under high cube container scene, checkout setting is convenient, also meets the requirement of safety and health.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below
There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with
It obtains other drawings based on these drawings.
Fig. 1 shows the structure chart that first specific embodiment is visited in separate type gathering of the present invention；
It collects money Fig. 2 shows separate type of the present invention and visits the structure chart of first specific embodiment two dimensional code checkout；
Fig. 3 shows separate type gathering of the present invention and visits the non-structure chart for connecing card reader of first specific embodiment bank card；
Fig. 4 shows the structure chart that first specific embodiment NFC reader is visited in separate type gathering of the present invention；
Fig. 5 shows the principle signal that fingerprint Identification sensor in first specific embodiment is visited in separate type gathering of the present invention
Figure；
Fig. 6 shows one of the schematic diagram of one specific embodiment of separate type checkout of the present invention；
Fig. 7 shows the two of the schematic diagram of one specific embodiment of separate type checkout of the present invention；
Fig. 8 shows the application schematic diagram of one specific embodiment of separate type checkout of the present invention；
Fig. 9 shows the structure chart of one specific embodiment of separate type checkout of the present invention；
Figure 10 shows one of the flow chart of one specific embodiment of separate type cashing method of the present invention；
Figure 11 shows the two of the flow chart of one specific embodiment of separate type cashing method of the present invention；
Figure 12 shows the structural schematic diagram for being suitable for the computer equipment for being used to realize the embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
According to an aspect of the present invention, present embodiment discloses a kind of separate type gathering probes 100.As shown in Figure 1, this
In embodiment, the separate type gathering probe 100 includes the shell 1 with display screen 15 and the NFC in the shell 1
Card reader 13, bank card are non-to connect card reader 11, two dimensional code checkout 12 and first processor 10；
The NFC reader 13 is used to obtain the payment data of user's NFC device, and decoding obtains payment information, bank card
It is non-to connect card reader 11 for the bank card information that obtains the contactless bank card of user and decoding obtains payment information, the two dimension
Code checkout 12 can read the payment two dimensional code of user and solve for showing gathering two dimensional code on the display screen 15
Code obtains payment information；
The gathering that the first processor 10 is used to receive external cash receiving terminal 200, which instructs and passes through the two dimensional code, collects money
Gathering two dimensional code is shown on the display screen 15 for device 12 so that user completes payment, and can receive NFC reader 13, silver
The non-payment information for connecing card reader 11 and the transmission of two dimensional code checkout 12 of row card, forms payment request according to the payment information
The payment request information is sent to external cash receiving terminal 200 so that external cash receiving terminal 200 is asked according to the payment by information
Information is asked to complete gathering.
The present invention is by connecing card reader 11 and two dimensional code checkout 12 is integrated in point for NFC reader 13, bank card are non-
From in formula gathering probe 100, the modes such as user's NFC device, non-contact bank card and two dimensional code payment are supported respectively, wherein two dimension
Code checkout 12 supports master to sweep and swept both of which, and two dimensional code checkout 12 can be aobvious by the display screen 15 on shell 1
Show collection amount and can show the dynamic two-dimension code of trade company in display screen 15, to guarantee the safety of user's two dimensional code payment
Property.Meanwhile a variety of gathering modes being integrated in a separate type gathering probe 100, a variety of pairs can be supported by a probe
Money mode guarantees the safety of noncash payment, simplifies checkout process, conveniently provides payment service for client, simultaneously
Also can guarantee.
In a preferred embodiment, as shown in Fig. 2, the two dimensional code checkout 12 includes the first image collecting device
122 and two dimensional code collect money controller 121.Wherein, the first image acquisition device 122 is used to acquire the payment two dimensional code of user
Image, the two dimensional code gathering controller 121 to the payment image in 2 D code for being decoded to obtain payment information.It is preferred that
, the first image collecting device 122 can select miniature webcam, miniature webcam can be set to the top of display screen 15 in order to
The payment two dimensional code that user is shown by mobile terminals such as mobile phones is acquired, miniature webcam can transmit the payment two dimensional code of acquisition
To two dimensional code gathering controller 121, two dimensional code gathering 121 pairs of payment two dimensional codes of controller are decoded and can obtain believing comprising user
The payment information of breath and Transaction Information, two dimensional code are collected money controller 121 according to payment information formation payment request information and are sent
To corresponding external cash receiving terminal 200, so that external cash receiving terminal 200 is completed to collect money according to payment request information.
Specifically, external cash receiving terminal 200 can receive payment request information, which is transmitted to the single clothes of receipts
Business device 300, receiving server 300 can determine corresponding Third-party payment server 400 or bank's clothes according to payment request information
Business device 500, is transmitted to Third-party payment server 400 or bank server 500 for payment request information, so that Third-party payment
Server 400 or bank server 500 verify user information and Transaction Information, believe after verification passes through payment request
It ceases corresponding user account and merchant account carries out remaining sum variation processing, to complete to trade.
In a preferred embodiment, the two dimensional code checkout 12 further comprises two-dimension code generator 123.Two dimension
Code gathering controller 121 can receive the gathering instruction of the external cash receiving terminal 200 of the transmission of first processor 10, be instructed according to gathering
Gathering two dimensional code is generated by two-dimension code generator 123, and gathering two dimensional code is shown on display screen 15, is allowed the user to
Scanning gathering two dimensional code completes payment.
In a preferred embodiment, as shown in figure 3, the non-card reader 11 that connects of the bank card includes card control module
111, card reader module 112, radio-frequency antenna 113 and SAM security module 114.
Wherein, the radio-frequency antenna 113 is used to carry out data company with the communication interface coil of the contactless bank card of user
It connects.
The card reader module 112 is used to obtain the bank of the contactless bank card of user by the radio-frequency antenna 113
The bank card information is simultaneously transmitted to the SAM security module 114 by card information.
The SAM security module 114 carries out legitimacy certification for the bank card information, when legitimacy certification passes through
Afterwards, the bank card information is transmitted to card control module 111, otherwise, feedback legitimacy authentication failure message to the card
Piece control module 111.
The card control module 111 according to the bank card information that the SAM security module 114 is transmitted for being paid the bill
Information is simultaneously transmitted to first processor 10 or the legitimacy authentication failure message is transmitted to the first processor 10.
In a preferred embodiment, as shown in figure 4, the NFC reader 13 may include NFC control module 131, NFC
Antenna 132 and NFC security module 133.
Wherein, the NFC antenna 132 is for receiving the payment number that user's NFC device is sent in a manner of radiofrequency signal
According to.
The NFC control module 131 is used to receive the payment data that the NFC antenna 132 is transmitted and by the payment number
NFC security module 133 is sent to according to digital signal is converted to.
The NFC security module 133 is used to form payment information according to the digital information and is transmitted to first processor
10.Further, NFC security module 133 also can receive the gathering result information that external cash receiving terminal 200 returns, and pass through NFC days
Line 132 will be transmitted to the NFC device of user after result information progress signal conversion of collecting money.
In a preferred embodiment, the biological information for obtaining user is further provided in the shell 1
Biometric sensor 14.The first processor 10 is used to obtain corresponding transaction amount according to Transaction Information, when the friendship
When the easy amount of money is greater than preset cost, the biological information of user is obtained by the biometric sensor 14, and according to institute
It states biological information and the payment information forms payment request information, and the payment request information is sent to external receipts
Money terminal 200 is so that external cash receiving terminal 200 is completed to collect money according to the payment request information.
Specifically, the contactless bank card of user, NFC device and the corresponding bank server 500 of two dimensional code or third party
400 system of payment server can acquire the biological information of user in advance, for example, in user's registration or acquisition while open an account
The biological information of user, and be user setting preset cost according to the instruction of user.When user uses contactless bank
When card, NFC device or two dimensional code are paid the bill, Third-party payment server 400 or bank server 500 can be to external cash receiving terminals
200 transmission user biological characteristic information acquisition requests control the life of separate type gathering probe 100 by external cash receiving terminal 200
Object identification sensor 14 acquires the biological information of user, and separate type gathering probe 100 acquires biometric sensor 14
Biological information be transmitted to first processor 10, biological information can be further transmitted to outside by first processor 10
Cash receiving terminal 200 and corresponding Third-party payment server 400 or bank server 500, so that Third-party payment server 400
Or bank server 500 biological information can be compared with user's biological information gathered in advance and test based on the received
Card, after being verified, it was demonstrated that trade for user, big trading can be carried out, payment operation can be carried out, by separating
Integration characteristic identification sensor in formula gathering probe 100 makes to verify user when the big trading of user, ensure non-existing
The safety of gold transaction.
Preferably, the biometric sensor 14 may include fingerprint Identification sensor, face recognition sensor, vocal print knowledge
At least one of individual sensor and iris recognition sensor.
Wherein, fingerprint Identification sensor can acquire the finger print information of user, as shown in figure 4, fingerprint Identification sensor can be adopted
With the sensor for shielding lower fingerprint identification technology, shielding lower fingerprint identification technology is that fingerprint recognition is completed below screen glass, can be with
Using through-transmission techniques such as ultrasonic wave or optics, a variety of different materials are penetrated, to achieve the purpose that identify fingerprint.Screen refers to down
Line identifies the integrality that can guarantee screen, and the acquisition of the features such as fingerprint and vein is completed at the same time when client operates on the touchscreen.
Fingerprint recognition can also largely reduce the influence of finger dirt, grease and sweat to living things feature recognition under this external screen.
In an optional embodiment, shielding lower fingerprint recognition can use OLED realization, that is, be identified using optical fingerprint
Optical fingerprint identification sensor is arranged in sensor below screen, identifies the fingerprint line of client by issuing near infrared light
Road.In other embodiments, ultrasonic sensor can also be arranged below screen using ultrasonic type fingerprint recognition, passed through
Ultrasonic wave completes fingerprint recognition work.The operation schematic diagram of ultrasonic type fingerprint Identification sensor is as shown in figure 5, below screen
Fingerprint Identification sensor is set, and for client when touch screen carries out business operation, ultrasonic type fingerprint Identification sensor can capture behaviour
Make the fingerprint bio feature of user, identify customer's identity card, it is safe to guarantee that client uses.
Face recognition sensor may include the second image collecting device.Miniature video camera can be used in second image collecting device
Head, in a preferred embodiment, the second image collecting device of face recognition sensor can be with two dimensional code checkout 12
First image collecting device 122 is multiplexed, and passes the face-image of user after the face-image of face recognition sensor acquisition user
First processor 10 is transported to, face-image is further transmitted to Third-party payment server 400 or bank by first processor 10
Verifying is compared with the face-image to user in server 500, if being verified, indicate payment be user, can to
Family account and merchant account carry out remaining sum variation processing, to complete to trade.
Application on Voiceprint Recognition sensor may include microphone, and the acoustic information of user is acquired by microphone, acoustic information is passed
First processor 10 is transported to, acoustic information can be transmitted to Third-party payment server 400 or bank service by first processor 10
Device 500 so that Third-party payment server 400 or bank server 500 by received acoustic information and the pre-stored sound of user
Message breath verifying is compared, if being verified, indicate payment be user, can to user account and merchant account progress more than
Volume variation processing, to complete to trade.
Iris recognition sensor may include infrared third image collecting device.The third image collecting device can be used miniature
Camera, in a preferred embodiment, the third image collecting device of iris recognition sensor can be with two dimensional code checkout
12 the first image collecting device 122 is multiplexed, and schemes the face of user after the face-image of face recognition sensor acquisition user
As being transmitted to first processor 10, first processor 10 further by face-image be transmitted to Third-party payment server 400 or
Verifying is compared with the face-image to user in bank server 500, if being verified, indicates that payment is user, can
Remaining sum variation processing is carried out to user account and merchant account, to complete to trade.
In a preferred embodiment, separate type gathering probe 100 further comprises loudspeaker 17, and described first
Processor 10 is used to issue presentation for payment information, music and/or advertising information by the loudspeaker 17.For example, described first
Processor 10 can play the presentations for payment information such as transaction amount, tradable commodity and beneficiary information to user by loudspeaker 17,
When loudspeaker 17 is idle, first processor 10 can also play the audios such as music and/or advertising information letter by loudspeaker 17
Breath.
In a preferred embodiment, the payment information includes transaction serial number, and the first processor 10 is used for basis
Preset transaction serial number formation rule verifies whether the transaction serial number of the payment information is newest transaction, if so, according to institute
It states payment information and forms payment request information, the payment request information is sent to external cash receiving terminal 200 so that external receive
Money terminal 200 is completed to collect money according to the payment request information, forms newest transaction serial number and passes newest transaction serial number
Transport to that NFC reader 13, bank card are non-to connect card reader 11 and two dimensional code checkout 12.
Specifically, first processor 10, NFC reader 13, bank card are non-to connect card reader 11 before separate type probe starting
With identical initial transaction serial number can be preset in two dimensional code checkout 12, when a customer makes a payment, NFC reader 13, silver
Row card is non-to connect card reader 11 and the formation payment information of two dimensional code checkout 12, and payment information is sent to first processor 10,
The transaction serial number of first payment information is compared with the transaction serial number being locally stored and tests first processor 10 based on the received
Card, if received transaction serial number is consistent with the transaction serial number being locally stored, then it represents that the corresponding transaction of the payment information is not located
It managed, and needed to collect money to the transaction for the transaction serial number, first processor 10 forms payment request according to payment information
Information, and after payment request information is sent to external cash receiving terminal 200, newest transaction serial number is formed, such as current
On the basis of serial number of trading plus 1 forms newest transaction serial number, and newest transaction serial number is transmitted to NFC reader 13, bank
Block it is non-connect card reader 11 and two dimensional code checkout 12, first processor 10 receives the payment of same transaction serial number again as a result,
When solicited message, at this point, transaction serial number and the newest transaction serial number that is locally stored are inconsistent, then serial number of trading comparison not at
Function, first processor 10 do not reprocess the payment request information of received same transaction serial number again, to can avoid for same
The problem of one transaction is repeatedly collected money.
In a preferred embodiment, separate type payment probe may also include fixed structure, which can be spiral shell
Separate type can be paid probe by fixed structure and is fixed on merchant counter by the fixed structures such as silk, bolt, double-sided adhesive, fixed
Orientation can be horizontally or vertically equal directions, to allow client to be easy viewing or operation.
The controller it should be noted that first processor 10, second processor 20, two dimensional code in the present embodiment are collected money
121, card control module 111, card reader module 112, SAM security module 114, NFC control module 131 and NFC security module
The modules such as 133 can be realized by existing chip, be realized preferably through microchip, to reduce the body of separate type probe
Product.
Based on same principle, the present embodiment also discloses a kind of separate type checkout.Separate type checkout includes such as
The gathering of separate type described in the present embodiment probe 100 and the cash receiving terminal 200 with separate type checkout communication connection.Its
In, the cash receiving terminal 200 is mobile phone, computer or tablet computer, and the cash receiving terminal 200 is popped one's head in separate type gathering
100 are communicated to connect by data line 16, which, which can be, realizes number by the data-interfaces such as USB interface or type-C interface
According to the data line of transmission, as shown in Figure 6 and Figure 7, USB data line is used in the present embodiment.In addition, separate type gathering probe may be used also
Electricity is taken from cash receiving terminal by data line, i.e., collects money to pop one's head in separate type by data line in cash receiving terminal and power.
Wherein, as shown in figure 8, the cash receiving terminal 200 is used to receive the payment of 100 transmission of separate type gathering probe
The payment request information is transmitted to receiving server 300 by solicited message, is corresponded to so that the receiving server 300 determines
Mode of doing business and the payment request information is transmitted to corresponding Third-party payment server 400 or bank server 500,
So that Third-party payment server or bank server 500 are completed to collect money and feed back gathering result.
Separate type gathering probe 100 can be separated with external cash receiving terminal 200, pass through data line 16 and external cash receiving terminal
200 dismountable connections, so that checkout be made to be convenient for being applied under high cube container scene, checkout setting is convenient, also meets
The requirement of safety and health.In other embodiments, separate type gathering probe 100 can also pass through the mode and receipts of wireless transmission
Money terminal 200 communicates to connect, which includes Bluetooth transmission, WIFI transmission (adopting wireless fidelity technology) and RFID (Radio
Frequency Identification, radio frequency identification) etc. at least one of wireless transmission methods.
In a preferred embodiment, as shown in figure 9, the cash receiving terminal 200 includes second processor 20, communication interface
21 interfaces and sale processing unit 22.
The second processor 20 is used to receive the payment request information of 100 transmission of separate type gathering probe, by institute
It states payment request information and is transmitted to sale processing unit 22, the instruction based on the sale processing unit 22 is by the payment request
Information is transmitted to receiving server 300 by 21 interface of communication interface, and passes through the 21 interface institute of communication interface
State the gathering result of the transmission of receiving server 300.
In a preferred embodiment, the sale processing unit 22 includes the key with the second processor 20 coupling
Disk, screen, brushing card device, code keyboard, cash drawer and strip printer.
In a specific example, when client is paid using contactless bank card, teller is in cash receiving terminal main body
Keyboard input spending amount, payment probe is reminded client to be paid using card, and shows spending amount on the screen, and client will
Non-contact bank card is swiped the card on payment probe apparatus, and the non-card reader 11 that connects of bank card reads client's card image, if it is small
Biological information of the volume payment without verifying client.It is paid if it is wholesale, client's input can be prompted to refer to by loudspeaker 17
Line, display screen 15 can show that fingerprint pattern guidance client inputs fingerprint, and biometric sensor 14 collects client's finger print data.It receives
Money terminal 200 will give on Transaction Information receives uniline server 300, receives uniline server 300 according to sending on cash receiving terminal 200
Payment information judges type of transaction and bank card information type, and payment request information is transmitted to corresponding bank server
500.Bank server 500 checks client identity, and carry out at account according to the Transaction Information sent on uniline server 300 is received
Reason, and notify 200 transaction results of cash receiving terminal.Cash receiving terminal 200 notifies teller and client to pay by display screen and loudspeaker
As a result, and print strip, transaction terminates.
In another specific example, when client uses NFC device, such as NFC mobile phone is paid, teller is collecting money
Keyboard in terminal body inputs spending amount, and payment probe reminds client to pay using NFC mobile phone, and display disappears on the screen
Take the amount of money, NFC mobile phone is carried out short distance NFC induction by client on payment probe apparatus, and NFC reader 13 reads client NFC
Cellphone information is not necessarily to verify the biological information of client if it is small amount payment.It is paid if it is wholesale, loudspeaker 17 prompts
Client inputs fingerprint, and display screen 15 shows that fingerprint pattern guidance client inputs fingerprint, and client on oneself mobile phone or can refer to
The fingerprint of oneself is inputted in line identification sensor 14.Cash receiving terminal 200 will be given in payment request information receives uniline server
300, uniline server 300 is received according to the payment request information sent on cash receiving terminal 200, judges type of transaction and NFC card issuer
Transaction Information is transmitted to corresponding NFC card issuer server (Third-party payment server 400 or bank server by information
500).NFC card issuer server checks client identity, and carry out according to the payment request information sent on uniline server 300 is received
Accounting processing, and notify 200 transaction results of cash receiving terminal.Cash receiving terminal 200 notifies teller and visitor by display screen and loudspeaker
Family payment result, and strip is printed, transaction terminates.
In another specific example, when client is paid using mobile phone two-dimension code (trade company master sweeps user model),
Keyboard of the teller in 200 main body of cash receiving terminal inputs spending amount, and payment probe reminds client to use two dimensional code mobile-phone payment,
And spending amount is shown on the screen, the two dimensional code that client generates cell phone application carries out on the camera of payment probe apparatus
It shows, two dimensional code checkout 12 reads the two-dimensional barcode information that Client handset APP is generated, if it is small amount payment without verifying visitor
The biological information at family.It is paid if it is wholesale, loudspeaker 17 prompts client to input fingerprint, and client can be on oneself mobile phone
Or oneself fingerprint is inputted on fingerprint Identification sensor 14.Cash receiving terminal 200 will be given in payment request information receives uniline clothes
Business device 300 receives uniline server 300 according to the payment request information sent on cash receiving terminal 200, judges type of transaction and two dimensional code
Transaction Information is transmitted to two dimensional code publisher server (Third-party payment server 400 or bank service by publisher's information
Device 500).Two dimensional code publisher checks client identity, and carry out account according to the Transaction Information sent on uniline server 300 is received
Processing, and notify 200 transaction results of cash receiving terminal.Cash receiving terminal 200 notifies teller and client's branch by display screen and loudspeaker
Pay as a result, and print strip, transaction terminates.
In another specific example, when client is paid (client sweeps trade company's mode) using mobile phone two-dimension code, cabinet
Keyboard of the member in 200 main body of cash receiving terminal inputs spending amount, and two-dimension code generator 123 is by the two dimensional code of trade company and consumption
The amount of money is made into new payment two dimensional code, and payment probe reminds client to pay using two dimensional code by loudspeaker 17, and in display screen
Payment two dimensional code is shown on 15.Client starts cell phone application and scans the two-dimensional code, and Third-party payment server 400 identifies Client handset
The two-dimensional barcode information that APP is sent shows the information and transaction amount of beneficiary in Client handset, after client's confirmation is errorless, in hand
Password is inputted on machine or fingerprint completes payment.Third-party payment server 400 is by transaction results by receiving uniline server 300
It is sent to cash receiving terminal 200.Cash receiving terminal 200 notifies teller and client's payment result by display screen and loudspeaker, and prints
Strip, transaction terminate.
Based on same principle, the present embodiment also discloses a kind of separate type cashing method.As shown in Figure 10, the present embodiment
In, which comprises
S110: the payment data that NFC reader 13 obtains user's NFC device, the payment information decoded, bank are received
Block the non-bank card information and decoding obtained payment information or two dimension for connecing card reader 11 and obtaining the contactless bank card of user
Code checkout 12 reads the payment two dimensional code of user and decodes obtained payment information；
S120: payment request information is formed according to the payment information, and the payment request information is sent to outside
Cash receiving terminal 200 is so that external cash receiving terminal 200 is completed to collect money according to the payment request information；Or
S200: the gathering for receiving external cash receiving terminal 200 instructs and passes through the two dimensional code checkout 12 described aobvious
Gathering two dimensional code is shown in display screen 15 so that user completes payment.
In a preferred embodiment, as shown in figure 11, payment request is formed according to the payment information in the S120
Information specifically includes:
S121: corresponding transaction amount is obtained according to the Transaction Information that external cash receiving terminal 200 transmits, when the trade gold
When volume is greater than preset cost, the biological information of user is obtained by biometric sensor 14.
S122: payment request information is formed according to the biological information and the payment information.
In a preferred embodiment, the payment information includes transaction serial number, and the S120 is specifically included:
Verify whether the transaction serial number of the payment information is newest transaction according to preset transaction serial number formation rule, if
It is that payment request information is then formed according to the payment information, the payment request information is sent to external cash receiving terminal 200
So that external cash receiving terminal 200 is completed to collect money according to the payment request information.
Since the principle that this method solves the problems, such as is popped one's head in and device is similar with more than, the implementation of this method be may refer to
The implementation of probe and device, details are not described herein.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity,
Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer equipment, specifically, computer is set
It is standby for example can for personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant,
Media player, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment
In any equipment combination.
Computer equipment specifically includes memory, processor and storage on a memory simultaneously in a typical example
The computer program that can be run on a processor is realized when the processor executes described program and is held as described above by client
Capable method, alternatively, the processor realizes the method executed as described above by server when executing described program.
Below with reference to Figure 12, it illustrates the structures for the computer equipment 600 for being suitable for being used to realize the embodiment of the present application to show
It is intended to.
As shown in figure 12, computer equipment 600 includes central processing unit (CPU) 601, can be read-only according to being stored in
Program in memory (ROM) 602 is loaded into random access storage device (RAM) from storage section 608) program in 603
And execute various work appropriate and processing.In RAM603, also it is stored with system 600 and operates required various program sum numbers
According to.CPU601, ROM602 and RAM603 are connected with each other by bus 604.Input/output (I/O) interface 605 is also connected to
Bus 604.
I/O interface 605 is connected to lower component: the importation 606 including keyboard, mouse etc.；It is penetrated including such as cathode
The output par, c 607 of spool (CRT), liquid crystal ultramagnifier (LCD) etc. and loudspeaker 17 etc.；Storage section including hard disk etc.
608；And including such as LAN card, the communications portion 609 of the network interface card of modem etc..Communications portion 609 is via all
As the network of internet executes communication process.Driver 610 is also connected to I/O interface 605 as needed.Detachable media 611,
Such as disk, CD, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 610, in order to from thereon
The computer program of reading is mounted such as storage section 608 as needed.
Particularly, according to an embodiment of the invention, may be implemented as computer above with reference to the process of flow chart description
Software program.For example, the embodiment of the present invention includes a kind of computer program product comprising be tangibly embodied in machine readable
Computer program on medium, the computer program include the program code for method shown in execution flow chart.At this
In the embodiment of sample, which can be downloaded and installed from network by communications portion 609, and/or from removable
Medium 611 is unloaded to be mounted.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable
Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM),
Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices
Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates
Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this
The function of each unit can be realized in the same or multiple software and or hardware when application.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability
It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap
Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want
There is also other identical elements in the process, method of element, commodity or equipment.
It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product.
Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application
Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code
The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.)
Formula.
The application can describe in the general context of computer-executable instructions executed by a computer, such as program
Module.Generally, program module includes routines performing specific tasks or implementing specific abstract data types, programs, objects, group
Part, data structure etc..The application can also be practiced in a distributed computing environment, in these distributed computing environments, by
Task is executed by the connected remote processing devices of communication network.In a distributed computing environment, program module can be with
In the local and remote computer storage media including storage equipment.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment
Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality
For applying example, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to embodiment of the method
Part explanation.
The above description is only an example of the present application, is not intended to limit this application.For those skilled in the art
For, various changes and changes are possible in this application.All any modifications made within the spirit and principles of the present application are equal
Replacement, improvement etc., should be included within the scope of the claims of this application.
Claims (17)
1. a kind of separate type gathering probe, which is characterized in that including the shell with display screen and in the shell
NFC reader, bank card are non-to connect card reader, two dimensional code checkout and first processor；
The NFC reader is used to obtain the payment data of user's NFC device, and decoding obtains payment information, and bank card is non-to connect reading
Card device is used to obtain the bank card information of the contactless bank card of user and decoding obtains payment information, the two dimensional code gathering dress
It sets for showing gathering two dimensional code on the display screen, and the payment two dimensional code of user can be read and decoded and obtain payment letter
Breath；
The gathering that the first processor is used to receive external cash receiving terminal instructs and passes through the two dimensional code checkout in institute
Display screen display gathering two dimensional code is stated so that user completes payment, and can receive that NFC reader, bank card are non-to connect card reader
With the payment information of two dimensional code checkout transmission, payment request information is formed according to the payment information, the payment is asked
Information is asked to be sent to external cash receiving terminal so that external cash receiving terminal is completed to collect money according to the payment request information.
2. separate type gathering probe according to claim 1, which is characterized in that the two dimensional code checkout includes first
Image collecting device and two dimensional code gathering controller；
The first image acquisition device is used to acquire the payment image in 2 D code of user；
The two dimensional code gathering controller to the payment image in 2 D code for being decoded to obtain payment information.
3. separate type gathering probe according to claim 1, which is characterized in that it further include loudspeaker, first processing
Device is used to issue presentation for payment information, music and/or advertising information by the loudspeaker.
4. separate type gathering probe according to claim 1, which is characterized in that the non-card reader that connects of bank card includes card control
Molding block, card reader module, radio-frequency antenna and SAM security module；
The radio-frequency antenna is used to carry out data connection with the communication coil of the contactless bank card of user；
The card reader module is used to obtain the bank card information of the contactless bank card of user by the radio-frequency antenna and will
The bank card information is transmitted to the SAM security module；
The SAM security module is used to carry out legitimacy certification to the bank card information, after legitimacy certification passes through, by institute
It states bank card information and is transmitted to card control module, otherwise, feedback legitimacy authentication failure message to the card control module；
The card control module is for obtaining payment information according to the bank card information that the SAM security module is transmitted and transmitting
The first processor is transmitted to first processor or by the legitimacy authentication failure message.
5. separate type gathering probe according to claim 1, which is characterized in that the NFC reader includes NFC control mould
Block, NFC antenna and NFC security module；
The NFC antenna is for receiving the payment data that user's NFC device is sent in a manner of radiofrequency signal；
The NFC control module is used to receive the payment data of the NFC antenna transmission and the payment data is converted to number
Word signal is sent to NFC security module；
The NFC security module is used to form payment information according to the digital information and is transmitted to first processor.
6. separate type gathering probe according to claim 1, which is characterized in that be further provided in the shell for obtaining
Take the biometric sensor of the biological information at family；
The first processor is used to obtain corresponding transaction amount according to Transaction Information, when the transaction amount is greater than default gold
When volume, the biological information of user is obtained by the biometric sensor, and according to the biological information and institute
It states payment information and forms payment request information, and the payment request information is sent to external cash receiving terminal so that external collect money
Terminal is completed to collect money according to the payment request information.
7. separate type gathering probe according to claim 1, which is characterized in that the payment information includes transaction serial number,
The first processor be used for according to it is preset transaction serial number formation rule verify the payment information transaction serial number whether be
The payment request information is sent to outside if so, forming payment request information according to the payment information by newest transaction
For cash receiving terminal so that external cash receiving terminal is completed to collect money according to the payment request information, the newest transaction serial number of formation simultaneously will most
New transaction serial number is transmitted to that NFC reader, bank card are non-to connect card reader and two dimensional code checkout.
8. separate type gathering probe according to claim 6, which is characterized in that the biometric sensor includes fingerprint
At least one of identification sensor, face recognition sensor, Application on Voiceprint Recognition sensor and iris recognition sensor.
9. a kind of separate type checkout, which is characterized in that visited including the described in any item separate type gatherings of such as claim 1-8
Head and the cash receiving terminal communicated to connect with the separate type checkout；
The cash receiving terminal is used to receive the payment request information of the separate type gathering probe transmission, and the payment request is believed
Breath is transmitted to receiving server, so that the receiving server determines corresponding mode of doing business and passes the payment request information
Corresponding Third-party payment server or bank server are transported to, so that Third-party payment server or bank server are completed to receive
Money simultaneously feeds back gathering result.
10. separate type checkout according to claim 9, which is characterized in that the cash receiving terminal includes second processing
Device, communication interface and sale processing unit；
The second processor is used to receive the payment request information of the separate type gathering probe transmission, by the payment request
Information is transmitted to sale processing unit, and the instruction based on the sale processing unit passes through the payment request information described logical
Communication interface is transmitted to receiving server, and the gathering result of the receiving server transmission is received by the communication interface.
11. separate type checkout according to claim 10, which is characterized in that the sale processing unit includes and institute
State keyboard, screen, brushing card device, code keyboard, cash drawer and the strip printer of second processor coupling.
12. separate type checkout according to claim 9, which is characterized in that the cash receiving terminal is mobile phone, computer
Or tablet computer, the cash receiving terminal and separate type gathering probe are communicated to connect by data line.
13. a kind of separate type cashing method characterized by comprising
The payment data that NFC reader obtains user's NFC device is received, the payment information decoded, bank card are non-to connect card reading
The payment information or two dimensional code checkout that device obtains the bank card information of the contactless bank card of user and decoding obtains are read
It takes the payment two dimensional code at family and decodes obtained payment information；
According to the payment information formed payment request information, and by the payment request information be sent to external cash receiving terminal with
External cash receiving terminal is set to complete to collect money according to the payment request information；Or
The gathering for receiving external cash receiving terminal instructs and shows gathering two dimensional code on a display screen so that user completes payment.
14. separate type cashing method according to claim 13, base are characterized in that, described to be formed according to the payment information
Payment request information specifically includes:
Corresponding transaction amount is obtained according to the Transaction Information that external cash receiving terminal transmits, when the transaction amount is greater than default gold
When volume, the biological information of user is obtained by biometric sensor；
Payment request information is formed according to the biological information and the payment information.
15. separate type cashing method according to claim 13, which is characterized in that the payment information includes transaction sequence
Number, it is described to be specifically included according to payment information formation payment request information: to be tested according to preset transaction serial number formation rule
Whether the transaction serial number for demonstrate,proving the payment information is newest transaction, if so, forming payment request letter according to the payment information
Breath.
16. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage
Computer program, which is characterized in that
The processor is realized when executing described program such as any one of claim 13-15 the method.
17. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that
It realizes when the program is executed by processor such as any one of claim 13-15 the method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910842075.7A CN110428561A (en) | 2019-09-06 | 2019-09-06 | A kind of separate type gathering probe, device and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910842075.7A CN110428561A (en) | 2019-09-06 | 2019-09-06 | A kind of separate type gathering probe, device and method |
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| CN110428561A true CN110428561A (en) | 2019-11-08 |
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| CN201910842075.7A Pending CN110428561A (en) | 2019-09-06 | 2019-09-06 | A kind of separate type gathering probe, device and method |
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Cited By (3)
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| CN111626070A (en) * | 2020-05-12 | 2020-09-04 | 贵州国卫信安科技有限公司 | Safety consciousness teaching equipment for preventing sensitive data of bank card from being stolen |
| CN113052591A (en) * | 2021-03-05 | 2021-06-29 | 捷德(中国)科技有限公司 | Mobile payment terminal and payment method |
| CN114038132A (en) * | 2021-11-11 | 2022-02-11 | 武汉天喻信息产业股份有限公司 | Offline collection terminal, system and collection and cash withdrawal method based on internet access |
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| CN113052591A (en) * | 2021-03-05 | 2021-06-29 | 捷德(中国)科技有限公司 | Mobile payment terminal and payment method |
| CN114038132A (en) * | 2021-11-11 | 2022-02-11 | 武汉天喻信息产业股份有限公司 | Offline collection terminal, system and collection and cash withdrawal method based on internet access |
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