CN109359996A - Prevent method of payment, transaction platform, terminal and the storage medium for repeating to pay the bill - Google Patents
Prevent method of payment, transaction platform, terminal and the storage medium for repeating to pay the bill Download PDFInfo
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- CN109359996A CN109359996A CN201811200627.6A CN201811200627A CN109359996A CN 109359996 A CN109359996 A CN 109359996A CN 201811200627 A CN201811200627 A CN 201811200627A CN 109359996 A CN109359996 A CN 109359996A
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- order number
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
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Abstract
The invention discloses a kind of methods of payment for preventing from repeating to pay the bill, include the following steps: when detecting user according to current order number progress payment operation, judge whether the current order number is existing order number, wherein, the current order number and Transaction Information correspond, and the Transaction Information includes transaction amount, user side ID, beneficiary ID and exchange hour stamp；When the current order number belongs to existing order number, refuse the payment operation.The transaction platform, terminal and the computer readable storage medium that prevent from repeating the method for payment paid the bill the invention also discloses a kind of application.Technical solution of the present invention aim to solve the problem that in existing electronic transaction process third party's feedback not in time, user repeat to submit due to payment request etc. caused by repeat the problem of paying.
Description
Technical field
The present invention relates to field of computer technology more particularly to a kind of method of payment for preventing from repeating to pay the bill and application should
Prevent from repeating transaction platform, terminal and the computer readable storage medium of the method for payment paid the bill.
Background technique
In actual life, need to carry out money transfer transactions using currency, or using currency come to including physical goods and virtually
Extensive stock including commodity (such as stage property in network application) is paid.Current payment the modes of doing business such as has transferred accounts
Through gradually developing to from cash, the payment of entity bank card using specialized bank's software, Web bank, various mobile payment modes
Virtual payments mode is waited to complete various payments, money transfer transactions.
Electronic transaction greatly improve people transaction convenience, but be usually present due to third party feedback not in time,
User repeats to repeat the problem of paying caused by submitting the reasons such as payment request.
Summary of the invention
The main purpose of the present invention is to provide a kind of methods of payment for preventing from repeating to pay the bill, it is intended to solve existing electronics
In process of exchange third party's feedback not in time, user repeat to submit due to payment request etc. caused by repeat asking for payment
Topic.
To achieve the above object, the method for payment provided by the invention for preventing from repeating to pay the bill, includes the following steps:
When detecting user according to current order number progress payment operation, judge whether the current order number is
There is order number, wherein the current order number and Transaction Information correspond, and the Transaction Information includes transaction amount, user
Square ID, beneficiary ID and exchange hour stamp；
When the current order number belongs to existing order number, refuse the payment operation.
Preferably, described when detecting user according to current order number progress payment operation, judge the current order
Before the step of number whether being existing order number, further includes:
When detecting user and initiating transaction request to current transaction, preset transaction identification code create-rule, pre- is obtained
If order number create-rule and the Transaction Information currently traded, generated according to the Transaction Information and the transaction identification code
Rule generates and the one-to-one transaction identification code of the Transaction Information；
When detecting user to the current transaction initiation payment request, the Third-party payment for obtaining user's selection is flat
Platform, and obtain payment serial number corresponding with the payment request in the Third-party payment platform；
It is generated and the transaction according to the order number create-rule, the transaction identification code and the payment serial number
Identification code and the one-to-one order number of the payment serial number.
It is preferably, described that the step of whether order number is existing order number judged, comprising:
It judges whether there is and calls the calling of the Third-party payment platform interface to record according to the order number；
It is recorded according to the calling, determines whether the order number is existing order number.
Preferably, described to be recorded according to the calling, determine the step of whether order number is existing order number it
Afterwards, comprising:
When there are calling record, the order number is determined as existing order number.
Preferably, described to be recorded according to the calling, determine the step of whether order number is existing order number it
Afterwards, further includes:
When there is no calling record, the order number is determined as payable order number.
Preferably, the method for payment for preventing from repeating to pay the bill, further includes:
When the order number is not belonging to existing order number, the payment operation is executed.
Preferably, the method for payment for preventing from repeating to pay the bill, further includes:
It obtains and stores the payment operation result to the current order number.
In addition, to achieve the above object, the present invention also provides a kind of transaction platform, application is as described in any one of the above embodiments
Prevent the method for payment for repeating to pay the bill.
In addition, to achieve the above object, the present invention also provides a kind of terminal, the terminal includes: memory, processor
And it is stored in the computer program that can be run on the memory and on the processor, the computer program is described
The step of processor realizes method as described in any one of the above embodiments when executing.
In addition, to achieve the above object, the present invention also provides a kind of computer readable storage medium, the computer can
It reads to be stored with computer program on storage medium, be realized described in any of the above-described when the computer program is executed by processor
Method the step of.
In the inventive solutions, this prevents the method for payment for repeating to pay the bill from detecting user according to currently ordering
When odd numbers carries out payment operation, judge whether the current order number is existing order number, wherein the current order number with
Transaction Information corresponds, and the Transaction Information includes transaction amount, user side ID, beneficiary ID and exchange hour stamp；Work as institute
When stating current order number and belonging to existing order number, refuse the payment operation, therefore, in carrying out electronic transaction process, this hair
Whether bright can be existing order number by order number, judge whether to carry out e-payment to current order number, work as when described
When preceding order number belongs to existing order number, refuse the payment operation, advantageously account in existing electronic transaction process due to
Third party feed back not in time, user repeats to repeat the problem of paying caused by submitting the reasons such as payment request.
Detailed description of the invention
Fig. 1 is the flow diagram that the present invention prevents from repeating the method for payment first embodiment paid the bill；
Fig. 2 is the flow diagram that the present invention prevents from repeating the method for payment second embodiment paid the bill；
Fig. 3 is the flow diagram that the present invention prevents from repeating the method for payment 3rd embodiment paid the bill；
Fig. 4 is the modular structure schematic diagram of terminal first embodiment of the present invention.
The object of the invention is realized, the embodiments will be further described with reference to the accompanying drawings for functional characteristics and advantage.
Specific embodiment
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not used to limit this hair
It is bright.
Referring to Fig. 1, to achieve the above object, the first embodiment of the present invention provides a kind of branch for preventing from repeating to pay the bill
The method of paying, includes the following steps:
Step S10 judges the current order number when detecting user according to current order number progress payment operation
It whether is existing order number, wherein the current order number and Transaction Information correspond, and the Transaction Information includes transaction
The amount of money, user side ID, beneficiary ID and exchange hour stamp；
Step S20 refuses the payment operation when the current order number belongs to existing order number.
In the inventive solutions, this prevents the method for payment for repeating to pay the bill from detecting user according to currently ordering
When odd numbers carries out payment operation, judge whether the current order number is existing order number, wherein the current order number with
Transaction Information corresponds, and the Transaction Information includes transaction amount, user side ID, beneficiary ID and exchange hour stamp；Work as institute
When stating current order number and belonging to existing order number, refuse the payment operation, therefore, in carrying out electronic transaction process, this hair
Whether bright can be existing order number by order number, judge whether to carry out e-payment to current order number, work as when described
When preceding order number belongs to existing order number, refuse the payment operation, advantageously account in existing electronic transaction process due to
Third party feed back not in time, user repeats to repeat the problem of paying caused by submitting the reasons such as payment request.
This prevents the method for payment for repeating to pay the bill to can be applied to the transaction platform for being able to carry out e-payment, due to this
Invention is corresponding by Transaction Informations such as order number and transaction amount, user side ID, beneficiary ID and exchange hour stamps, therefore, trades
The amount of money, user side ID, beneficiary ID and exchange hour stamp be it is determining, then corresponding order number be also uniquely determine, if
The order number of generation is identical as order number already present in system, then shows the order to repeat order, user does not need to this
Order carries out payment operation, so as to avoid repeating paying the bill.
Referring to Fig. 2, preventing from repeating the first embodiment for the method for payment paid the bill based on the present invention, the present invention prevents weight
In the second embodiment for the method for payment paid the bill again, before the step S10, further includes:
It is raw to obtain preset transaction identification code when detecting user to current transaction initiation transaction request by step S30
At rule, preset order number create-rule and the current Transaction Information traded, according to the Transaction Information and transaction knowledge
Other code create-rule generates and the one-to-one transaction identification code of the Transaction Information；
Step S40 obtains the third of user's selection when detecting user to the current transaction initiation payment request
Square payment platform, and obtain payment serial number corresponding with the payment request in the Third-party payment platform；
Step S50, according to the order number create-rule, the transaction identification code and the payment serial number generate with
The transaction identification code and the one-to-one order number of the payment serial number.
Specifically, identification code generation module, order number generation module and transaction process mould can be set in transaction platform
Block.Wherein, identification code generation module generates one and unique corresponding identification code of trading for realizing by Transaction Information；Order
Number generation module generates one and the unique corresponding order number of Third-party payment platform for realizing according to transaction identification code；It hands over
Easy scheduler module is inquired for realizing calling and Third-party payment platform the transaction process of Third-party payment platform.Order number is used
In calling Third-party payment platform interface, payment mark module can also be further arranged in transaction platform, and payment mark module is used
In when detecting according to same order number calling third-party platform interface, which is labeled as existing order.
It is readily appreciated that, the transaction identification code can be any one of digital code, graphic code or bar code.
Referring to Fig. 3, prevent from repeating the first embodiment or the second embodiment for the method for payment paid the bill based on the present invention,
The present invention prevents from repeating in the 3rd embodiment for the method for payment paid the bill, the step S20, comprising:
Step S21 is judged whether there is and is called the calling of the Third-party payment platform interface to remember according to the order number
Record；
Step S22 is recorded according to the calling, determines whether the order number is existing order number.
When calling the Third-party payment platform interface according to the order number, mark module is paid by the order number mark
It is denoted as existing order, carries out dual payment so as to refuse user according to existing order.
For the ease of introducing, by user for X treasured transaction platform carries out electronic business transaction, the present embodiment is illustrated.
Step S30a: when user chooses A commodity in shopping cart, and selects " to settle accounts ", systems scan to user is to working as
Transaction request is initiated in preceding transaction.At this point, the Transaction Information for obtaining preset transaction identification code create-rule and currently trading, institute
Stating Transaction Information includes User ID-abc, Merchant ID-def, settlement time stamp information (12:00 on the 1st of September in 2016), and transaction
- 99 yuan of the amount of money；It is generated according to the Transaction Information and the transaction identification code create-rule and is corresponded with the Transaction Information
Transaction identification code " xxxxx ".According to the transaction identification code can be read directly the User ID-abc, Merchant ID-def,
Settlement time stabs information (12:00 on the 1st of September in 2016) and -99 yuan of transaction amount of information, alternatively, can establish in systems
The mapping table of transaction identification code and Transaction Information may be read into unique corresponding transaction according to the transaction identification code
Information.
Step S40a: when user is to the selection of current balance product " submitting order ", systems scan to user is worked as to described
Payment request is initiated in preceding transaction.At this point, obtaining the Third-party payment platform of user's selection, and it is flat to obtain the Third-party payment
Payment serial number " yyyyy " corresponding with the payment request in platform；
Step S50a, according to the order number create-rule, the transaction identification code " xxxxx " and the payment flowing water
Number " yyyyy " generate with the transaction identification code and the one-to-one order number of the payment serial number " zzzzz ", be easy to manage
Solution, the corresponding information of order number " zzzzz " are as follows: when transaction identification code " xxxxx ", User ID-abc, Merchant ID-def, clearing
Between stab information (12:00 on the 1st of September in 2016) and -99 yuan of transaction amount.
According to current order number " zzzzz ", the corresponding information of order number " zzzzz ": transaction identification code can be determined
" xxxxx ", User ID-abc, Merchant ID-def, settlement time stamp information (12:00 on the 1st of September in 2016) and transaction amount -99
Member.Therefore, each order number is unique corresponding with Transaction Information.If situations such as there are network delays, user is in basis
After the order number selects " immediate payment " to complete payment, when initiating payment request again, due to the User ID-in Transaction Information
Abc, Merchant ID-def, settlement time stab information (12:00 on the 1st of September in 2016), -99 yuan of transaction amount, and payment flowing water
Number constant, therefore, order number corresponding with above-mentioned Transaction Information and payment serial number also remains unchanged, then user props up again
It is identical as the order number of first time payment to pay the order number used, system thinks that the order number paid again is existing order number,
Directly refuse the payment operation, to prevent user from repeating to pay.
Prevent from repeating the 3rd embodiment for the method for payment paid the bill based on the present invention, the present invention prevents the branch for repeating to pay the bill
In the fourth embodiment for the method for paying, after the step S22, comprising:
The order number is determined as existing order number when there are calling record by step S23.
Prevent from repeating the 3rd embodiment or fourth embodiment of the method for payment paid the bill based on the present invention, the present invention prevents
In the 5th embodiment for repeating the method for payment of payment, after the step S22, comprising:
The order number is determined as payable order number when there is no calling record by step S24.
For payable order number, payment operation can be carried out.
Prevent from repeating the first embodiment of the method for payment of payment any one of to the 5th embodiment based on the present invention,
The present invention prevents from repeating in the sixth embodiment for the method for payment paid the bill, and the method for payment for preventing from repeating to pay the bill also is wrapped
It includes:
Step S60 executes the payment operation when the order number is not belonging to existing order number.
Prevent from repeating the first embodiment of the method for payment of payment any one of to sixth embodiment based on the present invention,
The present invention prevents from repeating in the 7th embodiment of the method for payment paid the bill, and the method for payment for preventing from repeating to pay the bill also is wrapped
It includes:
Step S70 is obtained and is stored the payment operation result to the current order number.
Specifically, transaction scheduler module can inquire transaction process to Third-party payment platform according to the order number, and will
Process status is back to transaction platform, the process status include transaction carrying out, pay successfully, pay unsuccessfully and order
Cancel etc..
The inquiry of process can be set transaction any time node progress, for example, trade start when, trade into
When row or after transaction.
In addition, to achieve the above object, the present invention also provides a kind of transaction platform, application is as described in any one of the above embodiments
Prevent the method for payment for repeating to pay the bill.Since the technical solution of the present embodiment transaction platform includes at least above method embodiment
Whole technical solutions, therefore at least with above embodiments whole technical effects, no longer repeat one by one herein.
In addition, to achieve the above object, the present invention also provides a kind of terminal, the terminal includes: memory, processor
And it is stored in the computer program that can be run on the memory and on the processor, the computer program is described
The step of processor realizes method as described in any one of the above embodiments when executing.
In some specific embodiments, which may include: processor 1001, such as CPU, network interface
1004, user interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing these components
Between connection communication.User interface 1003 may include display screen (Display), input unit such as keyboard
(Keyboard), optional user interface 1003 can also include standard wireline interface and wireless interface, when specifically used, front end
Data are obtained by above-mentioned user interface 1003.Network interface 1004 optionally may include the wireline interface of standard, wirelessly connect
Mouth (such as WI-FI interface).Memory 1005 can be high speed RAM memory, be also possible to stable memory (non-
Volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processor 1001
Storage device.
It, can be with it will be understood by those skilled in the art that the restriction of the not structure paired terminal of terminal structure shown in Fig. 4
Including perhaps combining certain components or different component layouts than illustrating more or fewer components.
Since the technical solution of the present embodiment terminal 10 includes at least whole technical solutions of above method embodiment, because
This at least has whole technical effects of above embodiments, no longer repeats one by one herein.
It should be noted that, in this document, the terms "include", "comprise" or its any other variant be intended to it is non-
It is exclusive to include, so that the process, method, article or the system that include a series of elements not only include those elements,
It but also including other elements that are not explicitly listed, or further include for this process, method, article or system institute
Intrinsic element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that
There is also other identical elements in process, method, article or system including the element.
The serial number of the above embodiments of the invention is only for description, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment
Method can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but many situations
It is lower the former be more preferably embodiment.Based on this understanding, technical solution of the present invention is substantially in other words to the prior art
The part to contribute can be embodied in the form of software products, which is stored in as described above
In one storage medium (such as ROM/RAM, magnetic disk, CD), including some instructions are used so that a terminal device enters this hair
Method described in bright each embodiment.
In addition, to achieve the above object, the present invention also provides a kind of computer readable storage medium, the computer can
It reads to be stored with computer program on storage medium, be realized described in any of the above-described when the computer program is executed by processor
Method the step of.
Since the technical solution of the present embodiment computer readable storage medium includes at least the whole of above method embodiment
Technical solution, therefore at least no longer repeated one by one herein with whole technical effects of above embodiments.
The above is only a preferred embodiment of the present invention, is not intended to limit the scope of the invention, all to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content, it is relevant to be applied directly or indirectly in other
Technical field is included within the scope of the present invention.
Claims (10)
1. a kind of method of payment for preventing from repeating to pay the bill, which comprises the steps of:
When detecting user according to current order number progress payment operation, judge whether the current order number is existing order
Number, wherein the current order number and Transaction Information correspond, and the Transaction Information includes transaction amount, user side ID, receives
Money side ID and exchange hour stamp；
When the current order number belongs to existing order number, refuse the payment operation.
2. the method for payment according to claim 1 for preventing from repeating to pay the bill, which is characterized in that described to detect user's root
When carrying out payment operation according to current order number, before judging the step of whether current order number is existing order number, also wrap
It includes:
When detecting user and initiating transaction request to current transaction, preset transaction identification code create-rule, preset is obtained
Order number create-rule and the Transaction Information currently traded, it is raw according to the Transaction Information and the transaction identification code create-rule
At with the one-to-one transaction identification code of the Transaction Information；
When detecting user to the current transaction initiation payment request, the Third-party payment platform of user's selection is obtained, and
Obtain payment serial number corresponding with the payment request in the Third-party payment platform；
It is generated and the transaction identification code according to the order number create-rule, the transaction identification code and the payment serial number
With the one-to-one order number of the payment serial number.
3. the method for payment according to claim 1 for preventing from repeating to pay the bill, which is characterized in that the judgement order number
The step of whether being existing order number, comprising:
It judges whether there is and calls the calling of the Third-party payment platform interface to record according to the order number；
It is recorded according to the calling, determines whether the order number is existing order number.
4. the method for payment according to claim 3 for preventing from repeating to pay the bill, which is characterized in that described to be remembered according to the calling
Record determines whether the order number is after having the step of order number, comprising:
When there are calling record, the order number is determined as existing order number.
5. the method for payment according to claim 4 for preventing from repeating to pay the bill, which is characterized in that described to be remembered according to the calling
Record determines whether the order number is after having the step of order number, further includes:
When there is no calling record, the order number is determined as payable order number.
6. the method for payment according to any one of claims 1-5 for preventing from repeating to pay the bill, which is characterized in that described to prevent
Repeat the method for payment of payment, further includes:
When the order number is not belonging to existing order number, the payment operation is executed.
7. the method for payment according to any one of claims 1-5 for preventing from repeating to pay the bill, which is characterized in that described to prevent
Repeat the method for payment of payment, further includes:
It obtains and stores the payment operation result to the current order number.
8. a kind of transaction platform, which is characterized in that application such as the branch of any of claims 1-7 for preventing from repeating to pay the bill
The method of paying.
9. a kind of terminal, which is characterized in that the terminal includes: memory, processor and is stored on the memory and can
The computer program run on the processor realizes such as claim when the computer program is executed by the processor
The step of method described in any one of 1-7.
10. a kind of computer readable storage medium, which is characterized in that be stored with computer on the computer readable storage medium
Program is realized when the computer program is executed by processor such as the step of method of any of claims 1-7.
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| CN201811200627.6A CN109359996A (en) | 2018-10-16 | 2018-10-16 | Prevent method of payment, transaction platform, terminal and the storage medium for repeating to pay the bill |
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| CN201811200627.6A CN109359996A (en) | 2018-10-16 | 2018-10-16 | Prevent method of payment, transaction platform, terminal and the storage medium for repeating to pay the bill |
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| CN109919588A (en) * | 2019-02-27 | 2019-06-21 | 深圳市买买提信息科技有限公司 | A kind of method and apparatus for preventing from repeating to pay |
| CN110428561A (en) * | 2019-09-06 | 2019-11-08 | 中国工商银行股份有限公司 | A kind of separate type gathering probe, device and method |
| CN111861745A (en) * | 2020-07-02 | 2020-10-30 | 中国建设银行股份有限公司 | Service wind control method and device |
| CN112053149A (en) * | 2020-08-06 | 2020-12-08 | 中信银行股份有限公司 | Method and device for preventing repeated payment, electronic equipment and readable storage medium |
| CN112288533A (en) * | 2020-10-30 | 2021-01-29 | 云账户技术(天津)有限公司 | Payment order fusing protection method and device and electronic equipment |
| CN112348503A (en) * | 2020-11-24 | 2021-02-09 | 中国农业银行股份有限公司安徽省分行 | Capital collection and payment method |
| CN113240528A (en) * | 2021-06-18 | 2021-08-10 | 中国银行股份有限公司 | Financial transaction processing method and system |
| CN113421072A (en) * | 2021-06-10 | 2021-09-21 | 青岛海信智慧生活科技股份有限公司 | Method for operating business service fee document, electronic terminal and server |
| CN113592506A (en) * | 2021-09-27 | 2021-11-02 | 北京华益精点生物技术有限公司 | Repeated payment processing method and device, electronic equipment and storage medium |
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| CN109919588A (en) * | 2019-02-27 | 2019-06-21 | 深圳市买买提信息科技有限公司 | A kind of method and apparatus for preventing from repeating to pay |
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| CN112348503B (en) * | 2020-11-24 | 2023-11-03 | 中国农业银行股份有限公司安徽省分行 | Fund collection and payment method |
| CN113421072A (en) * | 2021-06-10 | 2021-09-21 | 青岛海信智慧生活科技股份有限公司 | Method for operating business service fee document, electronic terminal and server |
| CN113240528A (en) * | 2021-06-18 | 2021-08-10 | 中国银行股份有限公司 | Financial transaction processing method and system |
| CN113592506A (en) * | 2021-09-27 | 2021-11-02 | 北京华益精点生物技术有限公司 | Repeated payment processing method and device, electronic equipment and storage medium |
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Application publication date: 20190219 |