TWM286415U - Electronic transaction device having twofold authentication function - Google Patents

Description

M286415 IV. Creation Instructions (1) " ---- [New Ownership<Technical Fields] Ι + There is an electronic trading device that not only can effectively improve the safety and convenience of time, but also can be used simultaneously. The privacy of the person is not used in the consumption of the sudden use of the sudden use of the military, the use of the application, please refer to the technology of the credit card to be compiled, and the model must be used as early as possible. Home, application materials (Gold Financing and Finance in all kinds of services to become a daily use card to at least please be able to pay for an individual consumer Lv center users to pay for an input consumer card placement; machine signal) and the credit Material, if the amount of the end-of-sale fee is credited to the credit card when the card is swiped, the information is compared with the industry, the credit is handed over to the convenience of the regular purchase method, and the certificate is issued (the order is made), so that the shopping is paid (businesses and other consumer machines benefit) Developed, easy to use, and easy to use, so in the wide commodity behavior, its main delivery device, such as the user's credit is stored in a user can be easy to hold, will be sold); The use of transaction credit cards is subject to the general main steps of banks and cards, and the number of credits held by the credit card is the same as that of plastic money. The system includes: a financial institution or a user's claim device (or a card; a credit card is used by a credit card machine to read the credit: the amount of the fee, the credit card number (ie, the sale of the transaction room, etc.) The credit management device sets an authorization code for comparing the credit card information and the stored statement to the correct one;

M286415 IV. Creation Instructions (2) After the authorization code obtained by the seller, the credit card = signature and exchange of lecture materials will be printed to complete the lecture: the credit card shopping method used in the above-mentioned applications has been widely used by consumers. In the case of general credit card transactions. However, in the second method, it is necessary to use the user's reed to use the card to make a card swipe action and to read credit card information, and in this process 2, the credit card information may be caused by the side record or theft of the person. It is also possible to make a fake card for theft of theft, which is not only easy to form a shopping dispute, but also causes damage to the money issued by the issuing bank or the user or damage to the goodwill. Also, when the user forgets to carry a wallet or a credit card to go out, the situation is often paid. < Take", Ling Lei, Ma Shi 1 Nightmare: Find another simpler and safer electronic trading model and electronic parent-friendly device, which has been expected by all financial operators and consumers. Portable electronic devices are regarded as one of the alternative methods because of their high penetration rate and portability. However, portable electronic devices such as mobile phones have portability, but they are portable. The use of security, rapid use and personal identification has been questioned by the public. Therefore, the technology of using mobile phones as a medium for commodity communication has yet to be developed. (W ID) technology, which mainly relies on the identification speed of RFID to improve the identification of mobile phones, thereby enabling other functions besides commodity consumption. However, the technology of existing mobile phones with radio frequency tags will be “丨DSetting Page 7 M286415 IV. Creation Instructions (3) ----- On the mobile phone motherboard or user identification module (SIM card), it is generally by hand, system j Industry f or telecom operators are in charge of issuing certificates. For financial institutions, they are not only highly independent, so they lack the power of market promotion. / Because RFID is directly installed on mobile phone motherboards or SIMs. On the card, after use, if you want to change or replace the RFID on the mobile phone, it is not only troublesome in the procedure, but also because it is easy to be used by a third party for improper radio frequency scanning. The location or RFID content of the person poses a great danger to the safety and privacy of the consumer in other situations. [New content] For this reason, how to design a new electronic parent-friendly device to address the shortcomings of the above-mentioned conventional technologies, not only can avoid the risk of stolen credit card, but also can be used safely and quickly. Concealment, this is the focus of the creation of this creation. The main purpose of this creation is to provide an electronic transaction device that utilizes widely used portable electronic devices to store electronic vouchers that can represent financial institutions or businesses, together with a personal RF tag that can represent the user's individual. In order to conduct shopping or electronic trading, in order to improve the security and convenience of transactions in electronic trading. The secondary purpose of this creation is to provide an electronic transaction device whose personal radio frequency tag can be held by the user and can be carried separately from the mobile phone, thereby improving the privacy of the user in various occasions. .

M286415 IV. Creation Instructions (4) Another purpose of this creation is to provide a person's RF tag and electronic voucher 1: Easy ': Set 'It:: Li ❿ 文 文 限于 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机 手机... see the dry-type, which can improve the city's original creation, another purpose, is to pick up the coin 7 by the fast and convenient Lei is for an electronic trading device, borrowing you:: electric device to receive different electrons at any time; Ma Wei, Fang # for the exchange of goods. And to be a variety of commodity trading lines > To this end, in order to achieve the above objectives, the creation provides a functional electronic trading device, which mainly includes:; :;: may select at least one electronic full =, at least one human RF tag and one of the combinations according to at least one user's needs, and $ π holds a personal radio frequency tag; a portable electronic device, 彳For storing;: sub-vouchers, and a vending-end processing device, which is provided with an electronic device for reading the electronic core 5 and a reading device for reading the personal radio frequency tag, the signal reader, And can be based on Take the electronic voucher and the personal shot ', the label to decide whether to carry out a follow-up transaction. ^ In addition, for the above purposes, the creation can provide a dual % = function electronic trading device, which mainly includes: The first issuing device generates at least one electronic voucher according to at least one user's needs; at least the portable electronic device can receive the electronic voucher and a vending device processing device by using a telecommunication device, and An electronic voucher reader that can be used to read the electronic voucher and can be determined according to the electronic voucher read

Page 9 M286415 IV. Creation Instructions (5) No Conduct a follow-up transaction. [Embodiment] In order to make your reviewer's work on the name of the singer's name, the right robes, the horns, and the y, the details of the structure, and the details of the cooperation, explain the following: The legend and the first 'please refer to the 丄W, the main means of 罢W, including Ϊ:T, the creation of the electronic transaction f mainly includes at least one issuing device 23, : I device 21, at least one The candlestick search station is a Th-type electronic device 25 and a credit management device 29. , 社合闱鲈纽钟+命-^ Irong institution, government agency. Choose to accept at least one user 22 application and choose to manufacture or generate at least one electronic voucher 231, at least one person red ^ tag (RFID) 235, or electronic Feng Wei 231; 5 徊 私 私 私 ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” ” It can be sent to the credit management device 29 directly or via a telecommunication device u' for transmission. The electronic voucher 2 3 1 may be used to represent the issuing device, and the shopping voucher representing the purchased goods or services may include at least 5 issuing device materials or with the credit management device 29 Connection data, $ can be connected or by the telecommunication device 27, such as GSM system, CDMA system, DAMp^ system, FLEX system, CDPD system, PDC system, CT2 system, Dect system, PACS system, PHS system, The GPRS system or the physical network transmits the electronic voucher 231 to the portable electronic device 21 for storage.

Page 10 M286415 Fourth, the creation description (6) can be displayed in the display screen 2 π of the portable electronic device 21, therefore, the electronic voucher 231 can be a barcode (Barcode), a multimedia message (MMS) ), text messaging (SMS), wireless Internet access (WAP Pull/Push), symbol or number representation. Moreover, the personal radio frequency tag 235 can represent a user individual, and can include at least a user profile or connection data with the credit management device 29. When the user wants to perform a shopping transaction, the user can select to hold the personal radio frequency tag 253 issued by one of the issuing devices 23, and match the electronic voucher corresponding to the e-voucher stored in the portable electronic device 21. Mi. > When the user has completed the purchase of the merchandise, and wants to check out and swipe the card, a vendor (shop) will complete the electronic transaction by a vending device 25, as in the transaction mode. The vending terminal also inputs a transaction information device 25 such as the transaction amount, the product name or the quantity in the processing device 25, wherein the signal radio frequency holding end is interrupted and the vending end of the vending end processing device 25 can include a display 1. An electronic credential reader 257 and an RF signal reader 257'. The 'Electronic Two Voucher Reader 257 can use an infrared signal or optical to: an electronic voucher 231 in the portable electronic device 21, and the signal reader 257 borrows from the RF signal 245 to read the user ί. Personal RF tag 235. The 汊 汊 汊 汊 231 231 231 231 will be directly displayed in the sale: 2 '乂 贩 贩 - - - 简易 简易 简易 简易 简易 简易 简易 简易 简易 简易 简易Is it valid for the effective day 2 H voucher 231? Or is there any other need?

Page 11 M286415 IV. Creation Instructions (7) Wake up notes? Further, after the information on the electronic voucher 231 and the personal radio frequency tag 235 is read by the vending end processing device 25, it can judge whether the read electronic voucher 2 3 1 and the personal radio frequency tag 2 3 5 are in conformity with each other. If not, you can stop the subsequent trading behavior. Of course, after the electronic processing unit 235 or the personal radio frequency identification 235 is read, the selling end processing device 25 can also connect the credit management device 2 g according to the read data by a telecommunication device 27. The credit management device 29 can compare the received electronic receipt 231 and the personal radio frequency label 235 with the application data 295 stored therein to determine the electronic certificate 2 3 1 and the personal radio frequency. Is the label 2 3 5 correct? If the comparison process, it is found that the read electronic voucher 2 31 and the personal radio frequency tag 2 3 5 can match each other, and the electronic voucher 2 3 1 and the personal radio frequency tag .2 3 5 are not notified to be deactivated or revoked. The status indicates that this is legal use 'should continue to carry out a subsequent transaction action, such as entering the transaction amount, entering the vending number 252, issuing the merchandise, issuing the transaction voucher or canceling the transaction. Of course, 'if the comparison process, it is found that the read electronic voucher 2 3 1 • and the personal radio frequency tag 235 do not coincide with each other, or one of the electronic voucher 231 and the personal radio frequency tag 235 has been notified to be deactivated or revoked, Then the subsequent trading action is stopped immediately. Since the creation is issued by the issuing device 23 to issue the electronic voucher 231 and the personal radio frequency tag 235, it is the same as the existing credit card issuing device and the steps, and is not limited to having to cooperate with the mobile phone manufacturer or the telecommunication operator.

M286415 IV. Creation Instructions (8) !: 2 There is no problem in accepting the death. And 'because the second line of this creation can be separated from the portable electronic device 21, in the user-style t ί #胃/ι /, it does not need to be carried around or fixed at the portable to: :Prevent The third party uses an improper scanning party. And in order to maintain the user's use of the privacy structure; see Figure 2, which is a representation of the creation and the embodiment, in this embodiment, when the user's lecture, the creation of the Leizi Liudan The safety of the secondary hair 5 and the breaking 23 is required, and the αβ 杈 type may be moved in addition to the same steps as the previous embodiment to increase several subsequent trading actions. For example, the credit management device 2 g or the fee amount or the transaction processing device 25 can respond to other security mechanisms (the third security device requires the user to provide the selling device 25 or the portable device 2). Set: If you want to know W, you can know the symbol 417, which can be set by the number and text. / k, and the port is formed as a valid symbol. The valid symbol can be compared with the management information management device stored in the control file by using the electronic device #.29 to determine the application information in the input Jf. The credit management device 29 or the vendor's end is. For reasons such as size or transaction security, _ ^25 can be used in response to the consumer spending mechanism, for example, it can be used to provide users with another - Daoan hunting by the vendor to handle the attack 25 or portable Electricity; M286415 Fourth, creation instructions (9) 11 ί Η!; 1 ° ^ ^ ^ Human biometric signal 2; 5 grams of wind = tube or sound. Private pattern, eye hole, blood text: ίί= In the example, the symbol, number, or: or valid payment input by the user 22 can also be regarded as a feature of the biometric signal 225: the device 25 Or the biometrics 5 captured by the portable electronic device 21 can be transmitted to the credit management device 295, and == granted! Application information in the processing device 295 * Line comparison: Is it correct to determine whether the levy signal 225 is correct? If it is correct, it can be continued. If the right is incorrect, the transaction shopping behavior will be canceled. By using the vending end processing device 25 or the portable electric security system, if the electronic voucher 253 and the personal radio frequency tag 235 held by the correct end 22 are correct, the α 5丨 can also be used as a card parent. In the easy mode, the vendillistic processing device 25 can also serve an authorization code and output a payment voucher 459 or a transaction voucher, and the user 22 is required to sign, which is advantageous for the reconciliation operation. Outside of the Nightmare Department, the electronic voucher 231 in the present creation may be used to represent the issuing certificate, and a plurality of electronic voucher 23 may be stored in the parent user 22 or each portable electronic device 21! However, it is difficult for a plurality of electric powers to judge which one is represented in the shortest time; =23? Which personal radio frequency tag 235 should be matched with each other? Therefore, the display screen 211 of the portable electronic device 21 can also include a color image M286415 creation description (10) 411 » the mother color image 4 11 can include a different electronic certificate 2 3 1 ' It is easy to judge the electronic voucher 2 3 1 to be used. Although the personal radio frequency tag (RFID) 235 of the present invention can be issued by the separate device 23, and can be separated from the portable electronic device 21 at any time, it is advantageous for: on-site promotion, use safety, convenience and privacy. . However, the personal radio frequency tag 235 may also be fixed in the portable electronic device 21, for example, attached to the portable electronic device 21, on the outer casing or on the outer casing or Suspended in portable electronic devices • 2 3 5 and not i J: I hope that this can be prevented from being brought directly to the personal radio frequency standard: in the middle, its personal radio frequency standard 235 can also be grouped (SIM card) (not f The system board or user identification model in 21 is hidden." Although this configuration will exist, there will be a loss of dual authentication mode - V straw by personal RF tag 235 and electronic voucher 231 person RF tag 235 ^ t The same can be used for the purpose of the above-mentioned commodity trading. And a mobile phone business V! can be commissioned by the general business to the mobile phone manufacturer, or can be used to achieve the above-mentioned postpartum' and then purchased by other businesses, with the same mouth Purpose: RF = 3 cases, if the electronic voucher 231 and the business of the merchant transaction with the merchant are issued early, it does not have the ability to cross the not-to-all ratio; the sales terminal r device 25, the above. The work can be done in the vending end processing device 25

M286415 IV. Creation Instructions (11) Finally, please refer to FIG. 3, which is a configuration of another embodiment of the present invention. As shown in the figure, in this embodiment, the issuing device 23 can be in accordance with The electronic voucher 231 is required to be generated, or only the personal radio frequency tag 235, the 3 certificate 231 and the personal radio frequency tag 235 are generated, and the electronic counterfeit can also be represented as a shopping voucher, a ticket, an air ticket, a ticket, and a performance; The volume, the issuance device, the child exchange certificate or the U-mark of the transaction-type is stored in the portable electronic device 21 of the purchase user. The purchaser 2 notifies the issuing device 23 to cancel or convert the ticket due to the actual need: for example, to convert the ticket of the venue, and the issuing device selects to void or change the electronic certificate after confirming the user's demand. The voucher 231 will be re-exported to the portable electronic device 21 by the telecommunication device 27. In the embodiment, the portable electronic device 61 can directly exchange the goods or services. In another type of frequency pole sign 7 = can be exchanged for goods or services, and its personal shot

The change of the basic f material can be notified to the issuing device 23 by the previous user upon notification of the conversion of the electronic voucher 231. W portable i Γ; 223 guangbo electronic vouchers 231, 631 to a plurality of, and corresponding personal RF tags 2 3 5

Page 16 Φ M286415 IV. Members or users of the creation instructions (12) can accept the electronic thirst and personal radio frequency tag 235, or directly uif ° 3 , Q . ^ α fly 1 The electronic voucher 231, 6.3, to the electronic voucher or service, in order to save the general company line number to receive the goods required for the goods and the operating time. Of course, the above-mentioned portable electronic devices 21, 61 are electronic devices such as a personal digital assistant, a stock transmitter, an all-star digital device, a video player or a voice recorder. In summary, when the knowledge of the creative department is related to ^ = two, the J-sex and the electronic transaction are improved. Therefore, the creation is - novelty, enthusiasm and the use of the industry, should be, in line with the patent /, according to the new patent application, 恳, t 杳 曰 曰 曰; Real sense of virtue. * - *Bei Ping Ri gave this creation to use: ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ ΓΓ 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 。 ..."modification, «

Page 17 M286415 Brief Description of the Drawings FIG. 1 is a structural diagram of a preferred embodiment of the electronic trading apparatus of the present invention. FIG. 2 is a diagram showing the construction of another embodiment of the electronic trading apparatus of the present invention. The configuration of another embodiment of the electronic transaction device of the present invention [main component symbol description] 21 portable electronic device 211 display screen m2 2 user 225 biometric signal 23 certification device 231 electronic voucher 235 personal radio frequency tag 241 optical signal * 245 RF signal 25 Vendor processing unit .251 Display 252 Vendor number 253 E-Voucher 255 RF signal reader 257 Electronic voucher reader 27 Telecommunications device 29 Credit management device 295 Medium information 411 Color image 413 Image capture device _415 Sound Picker 417 Symbol Button '419 Battery Cover 459 Payment Signature 61 Portable electronic device 631 electronic certificate

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Claims (1)

M286415 V. Application for Patent Scope '--- The package selection certificate is for each person and the electronic transaction device with dual authentication function, which mainly includes: to ^ one certification device, The user may select one of at least one electronic voucher, at least one human RF tag, and one of the two, depending on the needs of at least one user, and the user may hold a personal RF tag: / electronic device, which can be used to store the Electronic voucher; and a set of i-fixed - can be used to read the electronic device and the device can read the personal radio frequency tag: and can be based on the read electronic 2 = wear, whether or not - Follow-up transaction actor. :: The electronic trading device described in item 1 may be a user corresponding to # 1 1 and the electric device represents the issuing device and at least the third party of the transaction. There is a credit management device as described in the item, and the device can be easily deployed. The device processing device can be separately used by a U-type electronic device and the vendor. It is broken to connect to the credit management. 4. The electronic e-voucher mentioned in the patent scope 帛i can be selected as an ant, multimedia: 2. Wireless Internet access messages, symbols and numbers. One of the patent scopes mentioned in item i: ^. The issuing device is optional as an electronic device, in which social organizations organize it; one of the organs, businesses, and government agencies Page 19 M286415 V. Patent Application Range 6 • If the application has at least one of the above mentioned electronic, one of them can be selected and can be used to input at least one biometric signal. The biometrics pick-up processing and processing device of the first item of the patent scope further includes an electronic transaction device fixed to the sixth item of the portable electric battery, wherein the image is an image. One of the pickers and the sound captures, which can be selected as the text, and the sixth item can be transmitted to the electronic transaction device by which the decision is made, wherein the fingerprint One of the pupils, blood vessels, and sounds. The electronic symbol of the effect symbol is whether or not the transaction device is operated, wherein the device is used to authorize the follow-up transaction actor 10 11 12 if applying for a follow-up transaction management number, if the transaction is for a personal injection and as an application The portable patent range is easy to operate, and one of the printed payment receipts is one of the patent scopes. The first frequency label is optional and the electronic patent of the portable patent range electronic device is one input transaction. The electronic number of the vending end number, the transmission, the issuance of the goods, and the issuance of one item is one of the electronic items described in the item 1 that is fixed to the electronic device, and the electronic exchange includes a usable device, wherein the amount, Connected to a biometric message transaction voucher and a cancellation device, wherein the portable electronic device +. Easy device, which shows the electronic certificate page 20 M286415 V. Patent application scope Display screen. The electronic transaction device of claim 12, wherein the display screen is represented by a color image to represent one of the corresponding certification devices. The electronic transaction device of claim 1, wherein the issuance device transmits the electronic voucher to the portable electronic device by means of a telecommunication device. The electronic transaction device of claim 1, wherein the portable electronic device can be selected as a mobile phone, a laptop, a personal digital assistant, a stock transmitter, and a ball satellite locator. One of the video player and the recorder. The electronic transaction device of claim 1, wherein the RF signal reader is directly installed in the electronic voucher reader. 〇1 7 · An electronic transaction with dual authentication function The device mainly includes: a certification device capable of generating at least one electronic voucher according to at least one user's needs; #at least a portable electronic device, receiving the electronic voucher by a telecommunication device; a vending end processing device, an electronic voucher reader for reading the electronic voucher, and an electronic voucher to determine whether to perform a subsequent transaction. 1 8 · The electronic transaction device as described in claim 17 of the patent application, wherein M286415 V. Patent Application Scope Electronic voucher can be selected as one of a code, a multimedia newsletter, a text message, a wireless Internet access message, a symbol and a number. 1 9 The electronic transaction device of claim 17, wherein the electronic voucher can be selected as a shopping voucher, a ticket, an air ticket, a ticket, a concert ticket, a discount price, a issuing device, and a child exchange. One of the voucher and the subject of the transaction. Page 22 8