CN110060035A - 风险支付的处理方法、装置及设备 - Google Patents
风险支付的处理方法、装置及设备 Download PDFInfo
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- CN110060035A CN110060035A CN201910140872.0A CN201910140872A CN110060035A CN 110060035 A CN110060035 A CN 110060035A CN 201910140872 A CN201910140872 A CN 201910140872A CN 110060035 A CN110060035 A CN 110060035A
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- 238000003672 processing method Methods 0.000 title claims abstract description 24
- 238000012795 verification Methods 0.000 claims abstract description 138
- 238000000034 method Methods 0.000 claims abstract description 46
- 238000012545 processing Methods 0.000 claims abstract description 44
- 230000008569 process Effects 0.000 claims abstract description 31
- 238000010586 diagram Methods 0.000 description 6
- 230000006870 function Effects 0.000 description 5
- 238000012954 risk control Methods 0.000 description 4
- 230000001960 triggered effect Effects 0.000 description 4
- 230000009471 action Effects 0.000 description 3
- 238000004590 computer program Methods 0.000 description 3
- 230000000977 initiatory effect Effects 0.000 description 3
- 230000004048 modification Effects 0.000 description 3
- 238000012986 modification Methods 0.000 description 3
- 235000013399 edible fruits Nutrition 0.000 description 2
- 238000012360 testing method Methods 0.000 description 2
- 230000006978 adaptation Effects 0.000 description 1
- 230000003044 adaptive effect Effects 0.000 description 1
- 230000006399 behavior Effects 0.000 description 1
- 230000008859 change Effects 0.000 description 1
- 238000007796 conventional method Methods 0.000 description 1
- 238000011161 development Methods 0.000 description 1
- 230000000694 effects Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 230000006872 improvement Effects 0.000 description 1
- 238000009434 installation Methods 0.000 description 1
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- 230000004044 response Effects 0.000 description 1
- 238000000926 separation method Methods 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
- 238000010200 validation analysis Methods 0.000 description 1
Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
Abstract
Description
Claims (10)
Priority Applications (5)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201910140872.0A CN110060035A (zh) | 2019-02-26 | 2019-02-26 | 风险支付的处理方法、装置及设备 |
TW108132764A TWI717830B (zh) | 2019-02-26 | 2019-09-11 | 風險支付的處理方法、裝置及設備 |
SG11202105101UA SG11202105101UA (en) | 2019-02-26 | 2020-01-22 | Risk payment processing method and apparatus, and device |
PCT/CN2020/073753 WO2020173276A1 (zh) | 2019-02-26 | 2020-01-22 | 风险支付的处理方法、装置及设备 |
US17/306,637 US11276069B2 (en) | 2019-02-26 | 2021-05-03 | Risk payment processing method and apparatus, and device |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201910140872.0A CN110060035A (zh) | 2019-02-26 | 2019-02-26 | 风险支付的处理方法、装置及设备 |
Publications (1)
Publication Number | Publication Date |
---|---|
CN110060035A true CN110060035A (zh) | 2019-07-26 |
Family
ID=67316531
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201910140872.0A Pending CN110060035A (zh) | 2019-02-26 | 2019-02-26 | 风险支付的处理方法、装置及设备 |
Country Status (5)
Country | Link |
---|---|
US (1) | US11276069B2 (zh) |
CN (1) | CN110060035A (zh) |
SG (1) | SG11202105101UA (zh) |
TW (1) | TWI717830B (zh) |
WO (1) | WO2020173276A1 (zh) |
Cited By (4)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN111275348A (zh) * | 2020-02-05 | 2020-06-12 | 张�浩 | 电子订单信息处理方法、服务器及电子订单信息处理系统 |
CN111353784A (zh) * | 2020-02-25 | 2020-06-30 | 支付宝(杭州)信息技术有限公司 | 一种转账处理方法、系统、装置和设备 |
WO2020173276A1 (zh) * | 2019-02-26 | 2020-09-03 | 阿里巴巴集团控股有限公司 | 风险支付的处理方法、装置及设备 |
CN113837763A (zh) * | 2021-09-15 | 2021-12-24 | 深圳依时货拉拉科技有限公司 | 支付请求处理方法、装置、计算机设备及可读存储介质 |
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US20060016878A1 (en) * | 2004-07-20 | 2006-01-26 | Irek Singer | Wireless payment processing system |
CN102096872A (zh) * | 2011-02-12 | 2011-06-15 | 中国工商银行股份有限公司 | 一种网上银行支付信息安全检测方法及装置 |
CN102789607A (zh) * | 2012-07-04 | 2012-11-21 | 北京天龙融和软件有限公司 | 一种网络交易方法和系统 |
CN103093341A (zh) * | 2012-12-27 | 2013-05-08 | 德赛电子(惠州)有限公司 | 一种基于rfid智能支付系统的安全支付方法 |
CN103489095A (zh) * | 2013-10-08 | 2014-01-01 | 百度在线网络技术(北京)有限公司 | 电子交易方法、系统及支付平台系统 |
US20140279462A1 (en) * | 2013-03-12 | 2014-09-18 | Inventime Usa, Inc. | Systems and methods for integrated payment and accounting of invoices |
CN104616137A (zh) * | 2013-12-26 | 2015-05-13 | 腾讯科技(深圳)有限公司 | 安全支付方法、服务器及系统 |
CN104852884A (zh) * | 2014-02-14 | 2015-08-19 | 中兴通讯股份有限公司 | 第三方支付平台的注册方法及装置、系统 |
US20160292678A1 (en) * | 2014-01-02 | 2016-10-06 | Tencent Technology (Shenzhen) Company Limited | Signature verification method, apparatus, and system |
CN107808289A (zh) * | 2016-09-09 | 2018-03-16 | 腾讯科技(深圳)有限公司 | 电子支付平台、控制方法及装置 |
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US8875990B2 (en) * | 1999-11-05 | 2014-11-04 | Lead Core Fund, L.L.C. | Systems and methods for allocating a payment authorization request to a payment processor |
US8573486B2 (en) * | 2010-10-13 | 2013-11-05 | Square, Inc. | Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer |
US7349871B2 (en) | 2002-08-08 | 2008-03-25 | Fujitsu Limited | Methods for purchasing of goods and services |
EP1552661B1 (en) | 2002-10-17 | 2009-11-25 | Vodafone Group PLC | Facilitating and authenticating transactions |
US7357310B2 (en) * | 2005-03-11 | 2008-04-15 | Gerry Calabrese | Mobile phone charge card notification and authorization method |
US20060235795A1 (en) | 2005-04-19 | 2006-10-19 | Microsoft Corporation | Secure network commercial transactions |
GB0621189D0 (en) | 2006-10-25 | 2006-12-06 | Payfont Ltd | Secure authentication and payment system |
US9286604B2 (en) | 2008-09-22 | 2016-03-15 | Visa International Service Association | Over the air management of payment application installed in mobile device |
US8601266B2 (en) | 2010-03-31 | 2013-12-03 | Visa International Service Association | Mutual mobile authentication using a key management center |
CN203299885U (zh) | 2010-04-13 | 2013-11-20 | 维萨国际服务协会 | 用于交易的系统和移动设备 |
US10282724B2 (en) | 2012-03-06 | 2019-05-07 | Visa International Service Association | Security system incorporating mobile device |
US9727862B2 (en) | 2012-05-08 | 2017-08-08 | Visa International Service Association | System and method for authentication using payment protocol |
US20150058145A1 (en) | 2013-05-10 | 2015-02-26 | Sergio Luciani | Universal check-out system for Mobile Payment Applications/Platforms |
JP6371390B2 (ja) | 2013-07-15 | 2018-08-08 | ビザ インターナショナル サービス アソシエーション | セキュアな遠隔決済取引処理 |
CN103530764A (zh) * | 2013-10-08 | 2014-01-22 | 百度在线网络技术(北京)有限公司 | 电子交易方法、系统及客户端 |
US9922322B2 (en) | 2013-12-19 | 2018-03-20 | Visa International Service Association | Cloud-based transactions with magnetic secure transmission |
US9775029B2 (en) | 2014-08-22 | 2017-09-26 | Visa International Service Association | Embedding cloud-based functionalities in a communication device |
CN104408610A (zh) * | 2014-12-03 | 2015-03-11 | 苏州贝多环保技术有限公司 | 一种基于风险评估的第三方支付平台业务处理方法 |
CN104639566A (zh) | 2015-03-10 | 2015-05-20 | 四川省宁潮科技有限公司 | 基于带外身份认证的交易授权方法 |
CN106934606B (zh) * | 2015-12-30 | 2021-09-14 | 创新先进技术有限公司 | 一种信用卡支付请求处理方法及装置 |
KR20170115686A (ko) * | 2016-04-08 | 2017-10-18 | 삼성전자주식회사 | 휴대 장치 및 휴대 장치의 전자 결제방법 |
US10692057B1 (en) * | 2017-03-03 | 2020-06-23 | Wells Fargo Bank, N.A. | Prepayment validation by originator and beneficiary |
US20180308100A1 (en) * | 2017-04-19 | 2018-10-25 | Risto Haukioja | System and method of client recognition for service provider transactions |
TWM550856U (zh) * | 2017-04-26 | 2017-10-21 | shao-feng Huang | 第三方支付的快速付款設備 |
CN107153961B (zh) * | 2017-05-18 | 2020-11-13 | 努比亚技术有限公司 | 一种支付方法、支付服务器、交易服务器及可读存储介质 |
TWM549911U (zh) * | 2017-06-23 | 2017-10-01 | 彰化商業銀行股份有限公司 | 第三方支付連結帳戶付款系統 |
CN108038686A (zh) * | 2017-11-06 | 2018-05-15 | 阿里巴巴集团控股有限公司 | 基于信用实现支付的方法 |
CN110060035A (zh) * | 2019-02-26 | 2019-07-26 | 阿里巴巴集团控股有限公司 | 风险支付的处理方法、装置及设备 |
-
2019
- 2019-02-26 CN CN201910140872.0A patent/CN110060035A/zh active Pending
- 2019-09-11 TW TW108132764A patent/TWI717830B/zh active
-
2020
- 2020-01-22 WO PCT/CN2020/073753 patent/WO2020173276A1/zh active Application Filing
- 2020-01-22 SG SG11202105101UA patent/SG11202105101UA/en unknown
-
2021
- 2021-05-03 US US17/306,637 patent/US11276069B2/en active Active
Patent Citations (10)
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US20060016878A1 (en) * | 2004-07-20 | 2006-01-26 | Irek Singer | Wireless payment processing system |
CN102096872A (zh) * | 2011-02-12 | 2011-06-15 | 中国工商银行股份有限公司 | 一种网上银行支付信息安全检测方法及装置 |
CN102789607A (zh) * | 2012-07-04 | 2012-11-21 | 北京天龙融和软件有限公司 | 一种网络交易方法和系统 |
CN103093341A (zh) * | 2012-12-27 | 2013-05-08 | 德赛电子(惠州)有限公司 | 一种基于rfid智能支付系统的安全支付方法 |
US20140279462A1 (en) * | 2013-03-12 | 2014-09-18 | Inventime Usa, Inc. | Systems and methods for integrated payment and accounting of invoices |
CN103489095A (zh) * | 2013-10-08 | 2014-01-01 | 百度在线网络技术(北京)有限公司 | 电子交易方法、系统及支付平台系统 |
CN104616137A (zh) * | 2013-12-26 | 2015-05-13 | 腾讯科技(深圳)有限公司 | 安全支付方法、服务器及系统 |
US20160292678A1 (en) * | 2014-01-02 | 2016-10-06 | Tencent Technology (Shenzhen) Company Limited | Signature verification method, apparatus, and system |
CN104852884A (zh) * | 2014-02-14 | 2015-08-19 | 中兴通讯股份有限公司 | 第三方支付平台的注册方法及装置、系统 |
CN107808289A (zh) * | 2016-09-09 | 2018-03-16 | 腾讯科技(深圳)有限公司 | 电子支付平台、控制方法及装置 |
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2020173276A1 (zh) * | 2019-02-26 | 2020-09-03 | 阿里巴巴集团控股有限公司 | 风险支付的处理方法、装置及设备 |
US11276069B2 (en) | 2019-02-26 | 2022-03-15 | Advanced New Technologies Co., Ltd. | Risk payment processing method and apparatus, and device |
CN111275348A (zh) * | 2020-02-05 | 2020-06-12 | 张�浩 | 电子订单信息处理方法、服务器及电子订单信息处理系统 |
CN111353784A (zh) * | 2020-02-25 | 2020-06-30 | 支付宝(杭州)信息技术有限公司 | 一种转账处理方法、系统、装置和设备 |
CN113837763A (zh) * | 2021-09-15 | 2021-12-24 | 深圳依时货拉拉科技有限公司 | 支付请求处理方法、装置、计算机设备及可读存储介质 |
Also Published As
Publication number | Publication date |
---|---|
TW202032451A (zh) | 2020-09-01 |
US20210256527A1 (en) | 2021-08-19 |
US11276069B2 (en) | 2022-03-15 |
SG11202105101UA (en) | 2021-06-29 |
TWI717830B (zh) | 2021-02-01 |
WO2020173276A1 (zh) | 2020-09-03 |
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Effective date of registration: 20200924 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Innovative advanced technology Co.,Ltd. Address before: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant before: Advanced innovation technology Co.,Ltd. Effective date of registration: 20200924 Address after: Cayman Enterprise Centre, 27 Hospital Road, George Town, Grand Cayman Islands Applicant after: Advanced innovation technology Co.,Ltd. Address before: A four-storey 847 mailbox in Grand Cayman Capital Building, British Cayman Islands Applicant before: Alibaba Group Holding Ltd. |