CN109978639A - The financial bill big data management business system of public payment terminal system - Google Patents
The financial bill big data management business system of public payment terminal system Download PDFInfo
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- CN109978639A CN109978639A CN201910229947.2A CN201910229947A CN109978639A CN 109978639 A CN109978639 A CN 109978639A CN 201910229947 A CN201910229947 A CN 201910229947A CN 109978639 A CN109978639 A CN 109978639A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/01—Customer relationship services
- G06Q30/015—Providing customer assistance, e.g. assisting a customer within a business location or via helpdesk
- G06Q30/016—After-sales
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/04—Billing or invoicing
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/12—Accounting
- G06Q40/123—Tax preparation or submission
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Abstract
The invention discloses the financial bill big data management business systems of public payment terminal system.It is related to carefree shopping payment technology field, online shopping intuitive is good, and consumer's purchase or lease are without fear of an attack from the rear, and electronic invoice is facilitated to issue management.Including financial bill big data system, government's management of non-tax revenue platform, public payment terminal system, commodity allotment On-site Experience sales platform, the payment unit being arranged on commodity allotment On-site Experience sales platform；Payment unit is connect respectively with public payment terminal grid and the connection of financial bill big data grid, and public payment terminal system and financial bill big data system are connect with government management of non-tax revenue platform network respectively；Each consumer can be can be transferred through external APP by consumption APP and each physical stores and deploy On-site Experience sales platform and payment unit network connection with commodity respectively.
Description
Technical field
The present invention relates to carefree shopping payment technology fields, and in particular to the big number of financial bill of public payment terminal system
According to management business system.
Background technique
Present shopping online is more and more common, but online shopping is intuitively poor, Yi Fasheng Transaction Disputes, and physical stores to consume
It is arduously time-consuming that person strolls shop.Therefore, a kind of quotient that can overcome above-mentioned on-line shop's shopping disadvantage and physical stores shopping disadvantage simultaneously is designed
Product shopping way is very necessary.
Summary of the invention
The present invention is provided to solve existing on-line shop's shopping disadvantage and physical stores shopping disadvantage above shortcomings
A kind of on-line shop consumer purchase is without fear of an attack from the rear, and on-line shop's commodity expression way is intuitively true, and on-line shop's logistical problem is few, physical stores
Commodity amount allows the shopping between good friend consumer to deploy letter without limitation, consumer without blindly going to stroll physical stores everywhere
It is borrowed with rating fraction is partly or entirely mutually interim, shopping allotment credit grade score can mutually be led between consumer good friend
Even, electronic invoice is facilitated to issue the financial bill big data management business system of the public payment terminal system of management.
To achieve the goals above, the invention adopts the following technical scheme:
The financial bill big data management business system of public payment terminal system, including financial bill big data system,
Government's management of non-tax revenue platform, public payment terminal system, commodity allotment On-site Experience sales platform, setting are deployed in commodity
Payment unit on On-site Experience sales platform, several hold smart phone respectively and all independently pacify on smart phone respectively
Physical stores equipped with external APP and several hold respectively smart phone and all respectively on smart phone it is independently installed have disappear
Take the consumer of APP；
Payment unit is connect with public payment terminal grid；Mobile payment unit with also with financial bill big data system
System network connection, public payment terminal system and financial bill big data system respectively with government's management of non-tax revenue platform network
Connection；
It is flat with commodity allotment On-site Experience sale respectively that each physical stores can be transferred through the external APP in its smart phone
Platform and payment unit network connection, and each physical stores can be wanted oneself by the external APP in oneself smart phone
The merchandise news publication of sale is on commodity allotment On-site Experience sales platform；
Shops's network push arrangement of the height and physical stores of shops's sale credit rating fraction of physical stores is forward
It spends directly proportional；Shops's network push arranges more high, the power that physical stores are pushed forward by the sales platform of line upper mounting plate of forward degree
Degree is bigger, and physical stores are easier to be accessed by consumer；On the contrary then physical stores are facing forward by the sales platform of line upper mounting plate
With regard to smaller, physical stores are more not easy to be accessed by consumer the dynamics of push；
It is flat with commodity allotment On-site Experience sale respectively that each consumer also can be transferred through the consumption APP in its smart phone
Platform and payment unit network connection, and each consumer can be deployed by the consumption APP in oneself smart phone in commodity
The merchandise news that each physical stores upload on commodity allotment On-site Experience sales platform is checked on On-site Experience sales platform；
Each consumer can also be deployed on On-site Experience sales platform by the consumption APP in oneself smart phone in commodity
Mutually add as a friend；And the shopping allotment credit grade score between the consumer mutually added as a friend can be mutually temporarily whole
It borrows or part borrows, after consumer borrows the shopping allotment credit grade score of good friend, the current shopping allotment of the consumer
Credit grade score is equal to the original shopping allotment credit grade score of the consumer and borrows plus the consumer from good friend there
Shopping allotment the sum of the credit grade score come, and after consumer's goods On-site Experience purchase transaction success or commodity scene
It is moved back automatically after automatically being subtracted the shopping allotment credit grade score that the consumer is borrowed by system after experience purchase transaction failure
Return that consumer for being lent consumption grade；
Any one entity quotient that each consumer oneself can also will take a fancy on commodity allotment On-site Experience sales platform
Specified be formulated to of commodity that the shopping allotment credit grade score current with oneself is consistent in shop facilitates oneself On-site Experience to do shopping
Another physical stores in come, and consumer specified is formulated to conveniently in the commodity for a physical stores for taking a fancy to oneself
The consumer is without paying any expense when coming in another physical stores of oneself On-site Experience shopping；
When the commodity that consumer takes a fancy to are sent to the entity quotient that consumer specifies by express delivery by the physical stores of the commodity
After in shop, the physical stores specified by the consumer deploy On-site Experience sales platform by commodity and notify the consumer to consumption
Carry out On-site Experience shopping in the physical stores that person specifies；Then On-site Experience is gone to purchase in the physical stores that consumer specifies to oneself
After object,
Pass through the consumption of oneself smart phone in the physical stores that oneself is specified by consumer if consumer satisfaction
APP can take commodity away after payment expense in payment unit, so far, the success of commodity On-site Experience purchase transaction；
If dissatisfied can directly give commodity after oneself this specified physical stores of consumer can be directly off,
Consumer should not commodity the physical stores of delivery are then returned to by the physical stores, so far, the shopping of commodity On-site Experience is handed over
Easily failure.
This programme is by getting through on-line off-line channel, so that on-line shop consumer purchase is without fear of an attack from the rear, the expression of on-line shop's commodity
Mode is intuitively true, and on-line shop's logistics transportation problem is reduced, and traveller, on-line shop stablizes, and physical stores channel low-dimensional, physical stores offset
The stickiness of the person of expense increases, and physical stores commodity amount is without limitation, and consumer without blindly going to stroll physical stores to can increase everywhere
The traveller of physical stores and sale radius, the physical stores rent volume of the flow of passengers is small, and physical stores fund and personal management efficiency obtain
It is promoted, improves consumer experience, allow shopping allotment credit grade fractional part or whole phases between good friend consumer
Mutually interim to borrow, shopping allotment credit grade score can be implicative of each other between consumer good friend.
The reality preferably, electronic invoice of the financial bill big data management business system of public payment terminal system is made out an invoice
Existing process is as follows:
The page of making out an invoice of consumption APP of the consumer on oneself smart phone, which is filled in, makes out an invoice information and is uploaded to paying bill
Member, on the external APP for information of the making out an invoice smart phone that is sent to correspondent entity shop that payment unit immediately uploads consumer,
Information of making out an invoice after the personnel of physical stores confirm the information of making out an invoice transmitted on consumer and will confirm that after keeping on file again is logical
It crosses payment unit and is transmitted to financial bill big data system；Financial bill big data system receives make out an invoice information after in financial bill
Increase in the financial warehouse of big data system and make out an invoice information, financial warehouse has increased make out an invoice information after, by financial bill big data
The system information that will make out an invoice again uploads to government's management of non-tax revenue platform, and government's management of non-tax revenue platform receives information of making out an invoice
Afterwards, the bill for starting government's management of non-tax revenue platform immediately provides module and provides billing information, and bill is provided module and provided
After billing information, billing information is transmitted to public payment terminal system by government's management of non-tax revenue platform；User is from public branch
Pay terminal system downloading billing information after user can be obtained needed for electronic invoice.
Preferably, being paid in the payment unit of the financial bill big data management business system of public payment terminal system
The realization process of expense is as follows:
Judge whether directly to access payment unit after step 1, consumer query covering warrant,
Step 1.1, more bores that payment unit is directly accessed if directly accessing payment unit after consumer's judgement
Demand note is inquired,
Step 1.2, the directly access payment of access consumption APP if directly not accessing payment unit after consumer's judgement
Unit, inquire demand note after visit again payment unit more bores inquiry demand note；
More bores that step 2, consumer access payment unit can pass through more bores of payment unit after inquiring demand note
The inquiry demand note of public payment terminal system is accessed in inquiry demand note；
After the demand note that step 3, consumer inquire in public payment terminal system, sent out by public payment terminal system
Send demand note to payment unit, so that consumer be made to obtain demand note information in payment unit；
After step 3, consumer obtain demand note information, need to judge whether to have paid in,
Step 3.1, if consumer obtain demand note information after judge to have paid in after if complete to pay in；
Step 3.2, if consumer obtain demand note information after judge not pay in also after if by payment unit obtain prop up
Pay single information, consumer sends public payment terminal system for the paying bill information of acquisition and generates and return to paying bill information；
Consumer jumps to after reaffirming that paying bill, consumer reaffirm paying bill after payment unit obtains the paying bill returned
The payment page of public payment terminal system completes payment, to complete to pay in.
The reimbursement of expense mode good reliability of the financial bill big data management business system of public payment terminal system.
Preferably, when the physical stores that consumer specifies to oneself go On-site Experience to do shopping, if consumer satisfaction
The commodity are then taken away commodity after payment expense in payment unit by consuming APP by consumer, the shopping of commodity On-site Experience
It trades successfully.It allows consumer's picking in physical stores to examine goods and pays expense, greatly reduce the risk of purchase both sides, it can
By property height.
Preferably, deploying On-site Experience sales platform by commodity in the physical stores that consumer specifies notifies the consumption
After carrying out On-site Experience shopping in the physical stores that person specifies to consumer, if consumer deploys On-site Experience sales platform in commodity
Still not to On-site Experience shopping is carried out in physical stores after the defined picking time, then commodity allotment On-site Experience sale
Platform determines that the consumer should not the commodity；
Commodity allotment On-site Experience sales platform issues rollback info to this physical stores that consumer specifies immediately, should
Commodity are then returned to the physical stores of delivery by this physical stores that consumer specifies；And the shopping of the consumer is deployed and is believed
F10 is subtracted with rating fraction；It is next live in the time as defined in On-site Experience sales platform that F10 indicates that consumer does not deploy in commodity
Experience the score that shopping causes commodity to be retired number.
Preferably, the amount of money for consuming order under consumer is determined by the current shopping allotment credit grade score of consumer
Fixed, it is directly proportional that the height of shopping allotment credit grade score to consumer can consume down the amount of money of order；Shopping allotment credit etc.
The grade score the high, and the amount of money that consumer can consume down order is bigger, the more low then consumer's energy of shopping allotment credit grade score
The amount of money of lower consumption order is with regard to smaller；
Shopping allotment credit grade score is obtained by the way of adding up as follows:
Or the score F1 plus consumer enrollment information's integrity degree
Or along with consumer completely completes the score F2 of consumption order number
Or along with consumer is by the score F3 of physical stores favorable comment number
Or along with consumer is to the score F4 of commodity evaluation number
Or along with consumer is to the score F5 of physical stores evaluation number
Or with the commercial quality problem of physical stores or commodity allotment is uploaded to now with physical stores along with consumer
The actuals that descriptive labelling information and consumer on the sales platform of experience sales platform receive is inconsistent to be caused to disappear
Fei Zheyu physical stores occur dispute and determine consumer by platform after commodity allotment On-site Experience sales platform goes out surface treatment
The score F6 of correct number
Or the score F7 along with the timely picking number of consumer
Or the score F8 that consumer is commented number by physical stores difference is subtracted again
Or consumer is subtracted again and uploads to commodity allotment now with the commercial quality problem of physical stores or with physical stores
The actuals that descriptive labelling information and consumer on the sales platform of experience sales platform receive is inconsistent to be caused to disappear
Dispute occurs for Fei Zheyu physical stores and after commodity allotment On-site Experience sales platform goes out surface treatment by platform decision entities quotient
The score F9 of the correct number in shop
Or consumer is subtracted again picking causes in the picking time not as defined in the commodity allotment On-site Experience sales platform
Commodity are retired the score F10 of number；
Or along with consumer lend good friend do shopping allotment credit grade score after, which is lent with the consumer
Shopping allotment credit grade score completes the score F11 of transaction count；
Or subtract again consumer lend good friend do shopping allotment credit grade score after, which is lent with the consumer
Shopping allotment credit grade score does not complete the score F12 of transaction count；
Or the consumption mutual assistance score F13 along with consumer.
Consumption mutual assistance score F13 is equal to the consumer and lends consumer shopping tune in the first seven day when deploying the commodity
Good friend's number with credit grade score is multiplied by 2；Consumer shopping allotment credit grade point is lent in the first seven described day
The several good friend's numbers the more, consume that mutual assistance score is bigger, otherwise lend the consumer in the first seven described day and do shopping allotment letter
It is more few with good friend's number of rating fraction, it is lower to consume mutual assistance score.
The shopping between good friend consumer is allowed to deploy credit grade fractional part or all mutually temporarily borrow, consumer
Shopping allotment credit grade score can be implicative of each other between good friend, this to be dropped significantly by the way of being implicative of each other between good friend
The commodity in a physical stores that lower consumer carelessly takes a fancy to oneself on commodity allotment On-site Experience sales platform
It is specified be formulated to come in another physical stores after again should not the case where occur, cost, high reliablity can be reduced.
It is obtained by the way of adding up as follows preferably, credit rating fraction is sold by shops:
Or the score M1 plus physical stores registration information integrity degree
Or along with physical stores completely complete the score M3 of sales order number
Or along with physical stores are by the score M6 of consumer's favorable comment number
Or amendment score 10 is commented along with shops's sale has a good credit
Or with the commercial quality problem of physical stores or line upper mounting plate is uploaded to physical stores along with consumer
The actuals that descriptive labelling information and consumer on sales platform receive is inconsistent to cause consumer and physical stores to send out
Raw dispute and warp upper mounting plate go out the score F9 after surface treatment by the correct number in platform decision entities shop
Or along with the qualified positive fight amendment score 30 of shops's sale credit commercial quality
Or consumer is subtracted again and uploads to line upper mounting plate with the commercial quality problem of physical stores or with physical stores
The actuals that descriptive labelling information and consumer on sales platform receive is inconsistent to cause consumer and physical stores to send out
Raw dispute and warp upper mounting plate go out after surface treatment to be determined by platform the score F6 of the correct number of consumer
Or the unqualified negative sense fight amendment score 60 of shops's sale credit commercial quality is subtracted again
Or point of the physical stores more than delivery availability number as defined in commodity allotment On-site Experience sales platform is subtracted again
Number M7
Or the score M8 that physical stores are commented number by consumer's difference is subtracted again
Or shops's sale credit difference is subtracted again and comments amendment score 20.
The present invention can reach following effect:
The present invention is by getting through on-line off-line channel, so that on-line shop consumer purchase is without fear of an attack from the rear, the expression of on-line shop's commodity
Mode is intuitively true, and on-line shop's logistics transportation problem is reduced, and traveller, on-line shop stablizes, and physical stores channel low-dimensional, physical stores offset
The stickiness of the person of expense increases, and physical stores commodity amount is without limitation, and consumer without blindly going to stroll physical stores to can increase everywhere
The traveller of physical stores and sale radius, the physical stores rent volume of the flow of passengers is small, and physical stores fund and personal management efficiency obtain
It is promoted, improves consumer experience, allow shopping allotment credit grade fractional part or whole phases between good friend consumer
Mutually interim to borrow, shopping allotment credit grade score can be implicative of each other between consumer good friend, and good reliability facilitates electronic invoice
Issue management.
Detailed description of the invention
Fig. 1 is a kind of connection structure schematic block diagram of the invention.
Specific embodiment
Below with reference to the embodiments and with reference to the accompanying drawing the technical solutions of the present invention will be further described.
Embodiment: the financial bill big data management business system of public payment terminal system, it is shown in Figure 1, including
Financial bill big data system E2, government management of non-tax revenue platform E3, public payment terminal system F1, commodity deploy live body
Test sales platform 6, one be arranged in commodity allotment On-site Experience sales platform on payment units 9, several hold intelligence respectively
Can mobile phone 8 and all respectively on smart phone the independently installed physical stores 5 for having external APP7 and several hold intelligence respectively
Mobile phone 2 and all respectively on smart phone it is independently installed have consumption APP3 consumer 4；
Payment unit is connect with public payment terminal grid；Mobile payment unit with also with financial bill big data system
System network connection, public payment terminal system and financial bill big data system respectively with government's management of non-tax revenue platform network
Connection；
It is flat with commodity allotment On-site Experience sale respectively that each physical stores can be transferred through the external APP in its smart phone
Platform and payment unit network connection, and each physical stores can be wanted oneself by the external APP in oneself smart phone
The merchandise news publication of sale is on commodity allotment On-site Experience sales platform；
It is flat with commodity allotment On-site Experience sale respectively that each consumer also can be transferred through the consumption APP in its smart phone
Platform and payment unit network connection, and each consumer can be deployed by the consumption APP in oneself smart phone in commodity
The merchandise news that each physical stores upload on commodity allotment On-site Experience sales platform is checked on On-site Experience sales platform；
Each consumer can also be deployed on On-site Experience sales platform by the consumption APP in oneself smart phone in commodity
Mutually add as a friend；And the shopping allotment credit grade score between the consumer mutually added as a friend can be mutually temporarily whole
It borrows or part borrows, after consumer borrows the shopping allotment credit grade score of good friend, the current shopping allotment of the consumer
Credit grade score is equal to the original shopping allotment credit grade score of the consumer and borrows plus the consumer from good friend there
Shopping allotment the sum of the credit grade score come, and after consumer's goods On-site Experience purchase transaction success or commodity scene
It is moved back automatically after automatically being subtracted the shopping allotment credit grade score that the consumer is borrowed by system after experience purchase transaction failure
Return that consumer for being lent consumption grade；
Any one entity quotient that each consumer oneself can also will take a fancy on commodity allotment On-site Experience sales platform
Specified be formulated to of commodity that the shopping allotment credit grade score current with oneself is consistent in shop facilitates oneself On-site Experience to do shopping
Another physical stores in come, and consumer specified is formulated to conveniently in the commodity for a physical stores for taking a fancy to oneself
The consumer is without paying any expense when coming in another physical stores of oneself On-site Experience shopping；
When the commodity that consumer takes a fancy to are sent to the entity quotient that consumer specifies by express delivery by the physical stores of the commodity
After in shop, the physical stores specified by the consumer deploy On-site Experience sales platform by commodity and notify the consumer to consumption
Carry out On-site Experience shopping in the physical stores that person specifies；Then On-site Experience is gone to purchase in the physical stores that consumer specifies to oneself
After object,
Pass through the consumption of oneself smart phone in the physical stores that oneself is specified by consumer if consumer satisfaction
APP can take commodity away after payment expense in payment unit, so far, the success of commodity On-site Experience purchase transaction；
If dissatisfied can directly give commodity after oneself this specified physical stores of consumer can be directly off,
Consumer should not commodity the physical stores of delivery are then returned to by the physical stores, so far, the shopping of commodity On-site Experience is handed over
Easily failure.
The electronic invoice of the financial bill big data management business system of public payment terminal system makes out an invoice realization process such as
Under:
The page of making out an invoice of consumption APP of the consumer on oneself smart phone, which is filled in, makes out an invoice information and is uploaded to paying bill
Member, on the external APP for information of the making out an invoice smart phone that is sent to correspondent entity shop that payment unit immediately uploads consumer,
Information of making out an invoice after the personnel of physical stores confirm the information of making out an invoice transmitted on consumer and will confirm that after keeping on file again is logical
It crosses payment unit and is transmitted to financial bill big data system；Financial bill big data system receives make out an invoice information after in financial bill
Increase in the financial warehouse of big data system and make out an invoice information, financial warehouse has increased make out an invoice information after, by financial bill big data
The system information that will make out an invoice again uploads to government's management of non-tax revenue platform, and government's management of non-tax revenue platform receives information of making out an invoice
Afterwards, the bill for starting government's management of non-tax revenue platform immediately provides module and provides billing information, and bill is provided module and provided
After billing information, billing information is transmitted to public payment terminal system by government's management of non-tax revenue platform；User is from public branch
Pay terminal system downloading billing information after user can be obtained needed for electronic invoice.
The reality of expense is paid in the payment unit of the financial bill big data management business system of public payment terminal system
Existing process is as follows:
Judge whether directly to access payment unit after step 1, consumer query covering warrant,
Step 1.1, more bores that payment unit is directly accessed if directly accessing payment unit after consumer's judgement
Demand note is inquired,
Step 1.2, the directly access payment of access consumption APP if directly not accessing payment unit after consumer's judgement
Unit, inquire demand note after visit again payment unit more bores inquiry demand note；
More bores that step 2, consumer access payment unit can pass through more bores of payment unit after inquiring demand note
The inquiry demand note of public payment terminal system is accessed in inquiry demand note；
After the demand note that step 3, consumer inquire in public payment terminal system, sent out by public payment terminal system
Send demand note to payment unit, so that consumer be made to obtain demand note information in payment unit；
After step 3, consumer obtain demand note information, need to judge whether to have paid in,
Step 3.1, if consumer obtain demand note information after judge to have paid in after if complete to pay in；
Step 3.2, if consumer obtain demand note information after judge not pay in also after if by payment unit obtain prop up
Pay single information, consumer sends public payment terminal system for the paying bill information of acquisition and generates and return to paying bill information；
Consumer jumps to after reaffirming that paying bill, consumer reaffirm paying bill after payment unit obtains the paying bill returned
The payment page of public payment terminal system completes payment, to complete to pay in.
Consumer to oneself specify physical stores go On-site Experience to do shopping when, if the consumer satisfaction commodity by
Consumer is taken away commodity after payment expense in payment unit by consuming APP, the success of commodity On-site Experience purchase transaction.
Deploying On-site Experience sales platform by commodity in the physical stores that consumer specifies notifies the consumer to consumption
After carrying out On-site Experience shopping in the physical stores that person specifies, taken as defined in On-site Experience sales platform if consumer deploys in commodity
Still not to On-site Experience shopping is carried out in physical stores after ETCD estimated time of commencing discharging, then commodity allotment On-site Experience sales platform determines
The consumer should not the commodity；
Commodity allotment On-site Experience sales platform issues rollback info to this physical stores that consumer specifies immediately, should
Commodity are then returned to the physical stores of delivery by this physical stores that consumer specifies；And the shopping of the consumer is deployed and is believed
F10 is subtracted with rating fraction；It is next live in the time as defined in On-site Experience sales platform that F10 indicates that consumer does not deploy in commodity
Experience the score that shopping causes commodity to be retired number.
The amount of money that order is consumed under consumer determines that shopping is deployed by the current shopping allotment credit grade score of consumer
It is directly proportional that the height of credit grade score to consumer can consume down the amount of money of order；Shopping allotment credit grade score gets over Gao Ze
The amount of money that consumer can consume down order is bigger, and the shopping allotment credit grade score the low, and consumer can consume order down
The amount of money is with regard to smaller；
Shopping allotment credit grade score is obtained by the way of adding up as follows:
Or the score F1 plus consumer enrollment information's integrity degree
Or along with consumer completely completes the score F2 of consumption order number
Or along with consumer is by the score F3 of physical stores favorable comment number
Or along with consumer is to the score F4 of commodity evaluation number
Or along with consumer is to the score F5 of physical stores evaluation number
Or with the commercial quality problem of physical stores or commodity allotment is uploaded to now with physical stores along with consumer
The actuals that descriptive labelling information and consumer on the sales platform of experience sales platform receive is inconsistent to be caused to disappear
Fei Zheyu physical stores occur dispute and determine consumer by platform after commodity allotment On-site Experience sales platform goes out surface treatment
The score F6 of correct number
Or the score F7 along with the timely picking number of consumer
Or the score F8 that consumer is commented number by physical stores difference is subtracted again
Or consumer is subtracted again and uploads to commodity allotment now with the commercial quality problem of physical stores or with physical stores
The actuals that descriptive labelling information and consumer on the sales platform of experience sales platform receive is inconsistent to be caused to disappear
Dispute occurs for Fei Zheyu physical stores and after commodity allotment On-site Experience sales platform goes out surface treatment by platform decision entities quotient
The score F9 of the correct number in shop
Or consumer is subtracted again picking causes in the picking time not as defined in the commodity allotment On-site Experience sales platform
Commodity are retired the score F10 of number；
Or along with consumer lend good friend do shopping allotment credit grade score after, which is lent with the consumer
Shopping allotment credit grade score completes the score F11 of transaction count；
Or subtract again consumer lend good friend do shopping allotment credit grade score after, which is lent with the consumer
Shopping allotment credit grade score does not complete the score F12 of transaction count；
Or the consumption mutual assistance score F13 along with consumer.
Consumption mutual assistance score F13 is equal to the consumer and lends consumer shopping tune in the first seven day when deploying the commodity
Good friend's number with credit grade score is multiplied by 2；Consumer shopping allotment credit grade point is lent in the first seven described day
The several good friend's numbers the more, consume that mutual assistance score is bigger, otherwise lend the consumer in the first seven described day and do shopping allotment letter
It is more few with good friend's number of rating fraction, it is lower to consume mutual assistance score.
Shops's network push arrangement of the height and physical stores of shops's sale credit rating fraction of physical stores is forward
It spends directly proportional；Shops's network push arranges more high, the power that physical stores are pushed forward by the sales platform of line upper mounting plate of forward degree
Degree is bigger, and physical stores are easier to be accessed by consumer；On the contrary then physical stores are facing forward by the sales platform of line upper mounting plate
With regard to smaller, physical stores are more not easy to be accessed by consumer the dynamics of push；
Shops sells credit rating fraction and is obtained by the way of adding up as follows:
Or the score M1 plus physical stores registration information integrity degree
Or along with physical stores completely complete the score M3 of sales order number
Or along with physical stores are by the score M6 of consumer's favorable comment number
Or amendment score 10 is commented along with shops's sale has a good credit
Or with the commercial quality problem of physical stores or line upper mounting plate is uploaded to physical stores along with consumer
The actuals that descriptive labelling information and consumer on sales platform receive is inconsistent to cause consumer and physical stores to send out
Raw dispute and warp upper mounting plate go out the score F9 after surface treatment by the correct number in platform decision entities shop
Or along with the qualified positive fight amendment score 30 of shops's sale credit commercial quality
Or consumer is subtracted again and uploads to line upper mounting plate with the commercial quality problem of physical stores or with physical stores
The actuals that descriptive labelling information and consumer on sales platform receive is inconsistent to cause consumer and physical stores to send out
Raw dispute and warp upper mounting plate go out after surface treatment to be determined by platform the score F6 of the correct number of consumer
Or the unqualified negative sense fight amendment score 60 of shops's sale credit commercial quality is subtracted again
Or point of the physical stores more than delivery availability number as defined in commodity allotment On-site Experience sales platform is subtracted again
Number M7
Or the score M8 that physical stores are commented number by consumer's difference is subtracted again
Or shops's sale credit difference is subtracted again and comments amendment score 20.
It is exemplified below:
If consumer A original shopping allotment credit grade score is 600 points, if letter is deployed in consumer B original shopping
It is 800 points with rating fraction, if consumer C original shopping allotment credit grade score is 500.
If the original shops's sale credit rating fraction of A physical stores is 2000 points, if shops's pin that B entity shop is original
Selling credit grade score is 5000 points,
If A consumer wants to be formulated to B entity shop from A physical stores by A commodity, A commodity, which need to do shopping, deploys credit etc.
Grade score 1000 divides and could deploy, but the shopping allotment credit grade score of A consumer only has 600 points, and A consumer is just to good friend
B consumer has borrowed 100 points of shopping to deploy credit grade score, and A consumer has also borrowed 300 points of shopping to good friend C consumer
Deploy credit grade score, such A consumer it is current shopping allotment credit grade score just there are 1000 to divide, A consumer this
When shopping allotment credit grade score just meet by A commodity from A physical stores be formulated to B entity shop come.
After A commodity are formulated to B entity shop from A physical stores by A consumer to be come, A consumer arrive physical stores go it is existing
Field experience shopping.
If A customer site is examined goods after satisfaction, A consumer is just being paid in B entity shop with the consumption APP of oneself
Commodity can be taken away after payment expense on unit；So far, commodity On-site Experience purchase transaction success；Then system consumes A
The shopping allotment credit grade score of person becomes
600+F2+F3+F4+F5+F7+4, F13=2 × 2=4 at this time；The shopping of B consumer is also deployed credit by system
Rating fraction becomes 800+F11, and the shopping allotment credit grade score of C consumer is also become 500+F11 by system；System will also
Shops's sale credit rating fraction of A physical stores becomes 2000+M3+M6+10.
If A customer site examine goods it is dissatisfied after, A consumer directly gives commodity to B entity shop, and commodity are by B entity
Directly return A physical stores in shop；So far commodity On-site Experience purchase transaction fails；Then system is by the shopping tune of A consumer
Become 600-F8-F10 with credit grade score；The shopping allotment credit grade score of B consumer is also become 800- by system
The shopping allotment credit grade score of C consumer is also become 500-F12 by F12, system；System is also by the shops in B entity shop
Sale credit rating fraction becomes 5000-M7-M8-20.
The shopping between good friend consumer is allowed to deploy credit grade fractional part or all mutually temporarily borrow, consumer
Shopping allotment credit grade score can be implicative of each other between good friend, this to be dropped significantly by the way of being implicative of each other between good friend
The commodity in a physical stores that lower consumer carelessly takes a fancy to oneself on commodity allotment On-site Experience sales platform
It is specified be formulated to come in another physical stores after again should not the case where occur, cost, high reliablity can be reduced.
Allow good friend's physical stores shops to sell credit rating fraction changeable to adjust.High reliablity.
The present invention is by getting through on-line off-line channel, so that on-line shop consumer purchase is without fear of an attack from the rear, the expression of on-line shop's commodity
Mode is intuitively true, and on-line shop's logistics transportation problem is reduced, and traveller, on-line shop stablizes, and physical stores channel low-dimensional, physical stores offset
The stickiness of the person of expense increases, and physical stores commodity amount is without limitation, and consumer without blindly going to stroll physical stores to can increase everywhere
The traveller of physical stores and sale radius, the physical stores rent volume of the flow of passengers is small, and physical stores fund and personal management efficiency obtain
It is promoted, improves consumer experience, allow shopping allotment credit grade fractional part or whole phases between good friend consumer
Mutually interim to borrow, shopping allotment credit grade score can be implicative of each other between consumer good friend, and good reliability facilitates electronic invoice
Issue management.
Embodiments of the present invention are described above in conjunction with attached drawing, however, the implementation is not limited to the above embodiments, this field
Those of ordinary skill can be with various changes and modifications may be made within the scope of the appended claims.
Claims (7)
1. the financial bill big data management business system of public payment terminal system, which is characterized in that big including financial bill
Data system, government's management of non-tax revenue platform, public payment terminal system, commodity allotment On-site Experience sales platform, setting
Commodity allotment On-site Experience sales platform on payment unit, several hold smart phone respectively and all respectively in intelligent hand
On machine the independently installed physical stores for having external APP and several hold respectively smart phone and all respectively on smart phone solely
The vertical consumer for being equipped with consumption APP；
Payment unit is connect with public payment terminal grid；Payment unit with also with financial bill big data grid connect
It connects, public payment terminal system and financial bill big data system are connect with government management of non-tax revenue platform network respectively；
Each physical stores can be transferred through the external APP in its smart phone respectively with commodity deploy On-site Experience sales platform and
Payment unit network connection, and each physical stores can will be sold oneself by the external APP in oneself smart phone
Merchandise news publication commodity allotment On-site Experience sales platform on；
Physical stores shops sale credit rating fraction height and physical stores shops's network push arrangement it is forward degree at
Direct ratio；Shops's network push arrange it is forward degree it is more high, the dynamics that physical stores are pushed forward by the sales platform of line upper mounting plate is just
Bigger, physical stores are easier to be accessed by consumer；On the contrary then physical stores are pushed forward by the sales platform of line upper mounting plate
Dynamics with regard to smaller, physical stores are more not easy to be accessed by consumer；
Each consumer also can be transferred through the consumption APP in its smart phone respectively with commodity deploy On-site Experience sales platform and
Payment unit network connection, and each consumer can deploy scene in commodity by the consumption APP in oneself smart phone
The merchandise news that each physical stores upload on commodity allotment On-site Experience sales platform is checked on experience sales platform；
Each consumer can also be deployed on On-site Experience sales platform mutually by the consumption APP in oneself smart phone in commodity
It adds as a friend；And the shopping allotment credit grade score between the consumer mutually added as a friend mutually temporarily can be borrowed all
Or part borrows, after consumer borrows the shopping allotment credit grade score of good friend, credit is deployed in the current shopping of the consumer
Rating fraction is equal to what the original shopping allotment credit grade score of the consumer was borrowed plus the consumer from good friend there
Shopping allotment the sum of credit grade score, and after consumer's goods On-site Experience purchase transaction success or commodity On-site Experience
It is returned to automatically after automatically being subtracted the shopping allotment credit grade score that the consumer is borrowed by system after purchase transaction failure
It is lent that consumer of consumption grade；
In any one physical stores that each consumer can also take a fancy to oneself on commodity allotment On-site Experience sales platform
Specified be formulated to of commodity that the shopping allotment credit grade score current with oneself is consistent facilitates the another of oneself On-site Experience shopping
Come in one physical stores, and consumer facilitates oneself in specified be formulated to of commodity for a physical stores for taking a fancy to oneself
The consumer is without paying any expense when coming in another physical stores of On-site Experience shopping；
When the commodity that consumer takes a fancy to are sent in the physical stores that consumer specifies by the physical stores of the commodity by express delivery
Afterwards, the physical stores specified by the consumer deploy On-site Experience sales platform by commodity and the consumer are notified to refer to consumer
Carry out On-site Experience shopping in fixed physical stores；Then On-site Experience is gone to do shopping in the physical stores that consumer specifies to oneself
Afterwards,
Existed in the physical stores that oneself is specified by the consumption APP of oneself smart phone if consumer satisfaction by consumer
Commodity can be taken away after payment expense in payment unit, so far, the success of commodity On-site Experience purchase transaction；
If consumer is dissatisfied directly can give commodity to oneself this specified physical stores after can be directly off consumption
Person should not commodity the physical stores of delivery are then returned to by the physical stores, so far, commodity On-site Experience purchase transactions is lost
It loses.
2. the financial bill big data management business system of public payment terminal system according to claim 1, feature
It is, the electronic invoice of the financial bill big data management business system of public payment terminal system realization process of making out an invoice is as follows:
The page of making out an invoice of consumption APP of the consumer on oneself smart phone, which is filled in, makes out an invoice information and is uploaded to payment unit, branch
On the external APP for paying the smart phone that the information of making out an invoice that consumer uploads is sent to correspondent entity shop immediately by unit, entity
Information of making out an invoice after the personnel in shop confirm the information of making out an invoice transmitted on consumer and will confirm that after keeping on file again passes through branch
It pays unit and is transmitted to financial bill big data system；Financial bill big data system receives make out an invoice information after in the big number of financial bill
Make out an invoice information according to increasing in the financial warehouse of system, financial warehouse has increased make out an invoice information after, by financial bill big data system
The information that will make out an invoice again uploads to government's management of non-tax revenue platform, government's management of non-tax revenue platform receives make out an invoice information after, stand
The bill for starting government's management of non-tax revenue platform provides module and provides billing information, and bill provides module and provided bill letter
After breath, billing information is transmitted to public payment terminal system by government's management of non-tax revenue platform；User is from public payment terminal
Electronic invoice needed for user can be obtained after system downloading billing information.
3. the financial bill big data management business system of public payment terminal system according to claim 1, feature
It is,
The realization of expense is paid in the payment unit of the financial bill big data management business system of public payment terminal system
Journey is as follows:
Judge whether directly to access payment unit after step 1, consumer query covering warrant,
Step 1.1, more bores inquiry that payment unit is directly accessed if directly accessing payment unit after consumer's judgement
Demand note,
Step 1.2, the access paying bill that consumption APP is directly accessed if directly not accessing payment unit after consumer's judgement
Member, inquire demand note after visit again payment unit more bores inquiry demand note；
More bores that step 2, consumer access payment unit can be inquired after inquiring demand note by more bores of payment unit
The inquiry demand note of public payment terminal system is accessed in demand note；
After the demand note that step 3, consumer inquire in public payment terminal system, paid by the transmission of public payment terminal system
Money list is to payment unit, so that consumer be made to obtain demand note information in payment unit；
After step 3, consumer obtain demand note information, need to judge whether to have paid in,
Step 3.1, if consumer obtain demand note information after judge to have paid in after if complete to pay in；
Step 3.2, after judge not pay in also after consumer obtains demand note information if paying bill obtained by payment unit
Information, consumer send public payment terminal system for the paying bill information of acquisition and generate and return to paying bill information；Consumption
Person reaffirms paying bill after payment unit obtains the paying bill returned, consumer reaffirm jump to after paying bill it is public
The payment page of payment terminal system completes payment, to complete to pay in.
4. the financial bill big data management business system of public payment terminal system according to claim 1, feature
It is, when the physical stores that consumer specifies to oneself go On-site Experience to do shopping, by disappearing if the consumer satisfaction commodity
Expense person is taken away commodity after payment expense in payment unit by consuming APP, the success of commodity On-site Experience purchase transaction.
5. the financial bill big data management business system of public payment terminal system according to claim 1, feature
It is, deploys On-site Experience sales platform by commodity in the physical stores that consumer specifies and the consumer is notified to refer to consumer
After carrying out On-site Experience shopping in fixed physical stores, if when consumer's picking as defined in commodity allotment On-site Experience sales platform
Between after still not to On-site Experience shopping is carried out in physical stores, then commodity allotment On-site Experience sales platform determines that this disappears
The person of expense should not the commodity；
Commodity allotment On-site Experience sales platform issues rollback info, the commodity to this physical stores that consumer specifies immediately
The physical stores of delivery are then returned to by this physical stores that consumer specifies；And credit etc. is deployed into the shopping of the consumer
Grade score subtracts F10；F10 indicates that consumer does not deploy in the time as defined in On-site Experience sales platform in commodity and carrys out On-site Experience
Shopping causes commodity to be retired the score of number.
6. the financial bill big data management business system of public payment terminal system according to claim 1, feature
It is, the amount of money that order is consumed under consumer is determined by the current shopping allotment credit grade score of consumer, shopping allotment letter
It is directly proportional that consumer the amount of money of order can be consumed down with the height of rating fraction；The shopping allotment credit grade score the high, disappears
The amount of money that order is consumed under Fei Zheneng is bigger, and the shopping allotment credit grade score the low, and consumer can consume down the gold of order
Volume is with regard to smaller；
Shopping allotment credit grade score is obtained by the way of adding up as follows:
Or the score F1 plus consumer enrollment information's integrity degree
Or along with consumer completely completes the score F2 of consumption order number
Or along with consumer is by the score F3 of physical stores favorable comment number
Or along with consumer is to the score F4 of commodity evaluation number
Or along with consumer is to the score F5 of physical stores evaluation number
Or with the commercial quality problem of physical stores or the live body of commodity allotment is uploaded to physical stores along with consumer
The actuals that the descriptive labelling information and consumer tested on the sales platform of sales platform receive is inconsistent to lead to consumer
Dispute occurs with physical stores and determines that consumer is correct by platform after commodity allotment On-site Experience sales platform goes out surface treatment
The score F6 of number
Or the score F7 along with the timely picking number of consumer
Or the score F8 that consumer is commented number by physical stores difference is subtracted again
Or consumer is subtracted again and uploads to the live body of commodity allotment with the commercial quality problem of physical stores or with physical stores
The actuals that the descriptive labelling information and consumer tested on the sales platform of sales platform receive is inconsistent to lead to consumer
With physical stores occur dispute and through commodity allotment On-site Experience sales platform go out surface treatment after by platform decision entities shop just
The score F9 of true number
Or consumer is subtracted again picking leads to commodity in the picking time not as defined in the commodity allotment On-site Experience sales platform
It is retired the score F10 of number；
Or do shopping after allotment credit grade score along with consumer lends good friend, shopping which is lent with the consumer
Deploy the score F11 that credit grade score completes transaction count；
Or subtract consumer again and lend good friend and do shopping after allotment credit grade score, shopping which is lent with the consumer
Allotment credit grade score does not complete the score F12 of transaction count；
Or the consumption mutual assistance score F13 along with consumer.
7. the financial bill big data management business system of public payment terminal system according to claim 1, feature
It is,
Shops sells credit rating fraction and is obtained by the way of adding up as follows:
Or the score M1 plus physical stores registration information integrity degree
Or along with physical stores completely complete the score M3 of sales order number
Or along with physical stores are by the score M6 of consumer's favorable comment number
Or amendment score 10 is commented along with shops's sale has a good credit
Or the sale of line upper mounting plate is uploaded to along with consumer with the commercial quality problem of physical stores or with physical stores
Descriptive labelling information on platform with the actuals that consumer receives is inconsistent that consumer is caused to entangle with physical stores
Confused and warp upper mounting plate goes out the score F9 after surface treatment by the correct number in platform decision entities shop
Or along with the qualified positive fight amendment score 30 of shops's sale credit commercial quality
Or the sale that consumer uploads to line upper mounting plate with the commercial quality problem of physical stores or with physical stores is subtracted again
Descriptive labelling information on platform with the actuals that consumer receives is inconsistent that consumer is caused to entangle with physical stores
Confused and warp upper mounting plate goes out after surface treatment to be determined by platform the score F6 of the correct number of consumer
Or the unqualified negative sense fight amendment score 60 of shops's sale credit commercial quality is subtracted again
Or score M7 of the physical stores more than delivery availability number as defined in commodity allotment On-site Experience sales platform is subtracted again
Or the score M8 that physical stores are commented number by consumer's difference is subtracted again
Or shops's sale credit difference is subtracted again and comments amendment score 20.
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Application publication date: 20190705 |