CN109919686A - Profit distributing method based on e-payment mode - Google Patents
Profit distributing method based on e-payment mode Download PDFInfo
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- CN109919686A CN109919686A CN201910205957.2A CN201910205957A CN109919686A CN 109919686 A CN109919686 A CN 109919686A CN 201910205957 A CN201910205957 A CN 201910205957A CN 109919686 A CN109919686 A CN 109919686A
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Abstract
The present invention discloses a kind of profit distributing method based on e-payment mode, comprising the following steps: 1) acquires consumer and pass through the payment data that businessman pays to electric business platform clectronic；2) payment data is assigned as businessman's allocation, retention commission income by electric business platform, retaining commission income includes business the deduction income, digital asset income, platform income, referrer's income distributed according to a certain percentage, and digital asset income includes business return on assets, consumer assets' income, referrer's return on assets；3) digital asset income generates business assets ultimate yield, consumer assets' ultimate yield, referrer's assets ultimate yield under the influence of platform other income respectively.The present invention realize between different businessmans member's intercommunication, resource-sharing, participant's shared platform income function, have incentive action to businessman, so that businessman mutually publicizes, member mutually recommends, play the role of promoting with all strength to electric business platform.
Description
Technical field
The invention belongs to digital asset process field more particularly to a kind of profit distribution sides based on e-payment mode
Method.
Background technique
Currently, the entities trade company such as traditional retail industry, line experience shop, maintenace point is when carrying on the work activity, cash register mode
It is generally limited to cash, swiping the card pays with barcode scanning.And as e-payment mode is increasingly flourishing, more and more entity trade companies are more inclined
To in carrying out reimbursement of expense in such a way that barcode scanning is paid, in order to the every financial data generated in day-to-day operations activity into
Row monitoring and management, the risk that the trouble and true and false paper money for also eliminating small change distinguish.The e-payment mode of existing entity trade company
It is most of to directly select the single payment platform such as wechat, Alipay and Unionpay, fraction select locking client function and with
The payment platform that wechat, Alipay are cooperated with Unionpay.But above-mentioned e-payment mode can only all realize simple function for receiving cash,
Still more value-added services can not be provided to entity trade company, it is still very big promotes difficulty.
A kind of information processing system and method based on different transaction points of first patent CN201611049003-, definition
The essence of integral is the incentive postposition allowance of one kind that businessman gives consumer, with realize guidance consumer secondary consumption and
Expand the purpose of businessman's business revenue.On the basis of integral, spending amount and businessman's discount, creatively set up benchmark discount,
Benchmark allocation proportion with share the parameter systems such as ratio and deep ploughing with, deep ploughing reward, extra payment, platform flowing water etc. generally
System is read, by laying down a regulation and constraint condition, constructs that integral is general and the complete algorithm system of marketing incentives.Not only realize
Integral between different businessmans circulates general and balance of interest, while realizing businessman, platform company, consumer, business personnel
The dynamic equalization of interests between manager, and can have the characteristics that simple to operation with flexible modulation.But above-mentioned interest concessions
Mode needs consumer to carry out secondary consumption, otherwise can not carry out integral and circulate general, this will extend the profit of entire interests chain
Period reduces the consumption experience of consumer.
Summary of the invention
The purpose of the present invention is to provide a kind of profit distributions based on e-payment mode for accelerating distribution of interests speed
Method.
Based on above-mentioned purpose, the present invention takes following technical scheme:
Profit distributing method based on e-payment mode, comprising the following steps:
1) acquisition consumer passes through the payment data that businessman pays to electric business platform clectronic；
2) payment data is assigned as businessman's allocation, retention commission income by electric business platform, and retaining commission income includes according to one
Business the deduction income, digital asset income, platform income, referrer's income of certainty ratio distribution, digital asset income includes industry
Business return on assets, consumer assets' income, referrer's return on assets；
3) digital asset income generates business assets ultimate yield, consumer assets most respectively under the influence of platform other income
Whole income, referrer's assets ultimate yield.
In step 1), electric business platform generates the two dimensional code of unique identification, consumer to businessman, consumer and service management person
Member is bound automatically by sweeping two dimensional code for the first time, and the businessman that consumer sweeps two dimensional code for the first time becomes the referrer of the consumer.
In step 2, businessman's allocation > retains commission income.
The beneficiary of step 2 business deduction income and step 3) business return on assets is provincial operation centre, provincial operation
Center and city-level operation centre or provincial operation centre, city-level operation centre and service centre at county level.
In step 3), when calculating digital asset value, digital asset income is converted to measurement consumption in some cycles
The digital asset (its unit is indicated with a) of person, referrer or business contribution degree size, value=(consumption of individual digit assets
The accumulative platform other income of the accumulative digital asset income+consumption some cycles of some cycles) before/consumption some cycles
The sum of all digital assets, business assets ultimate yield, consumer assets' ultimate yield or referrer's assets ultimate yield=consumption
Service digital assets, consumer digital's assets or the referrer's digital asset × individual digit assets valence that some cycles generate
Value.
Compared with prior art, the invention has the following advantages:
The present invention utilizes electronic payment function to upgrade to member when consumer's barcode scanning first is paid the bill and lock to it, member
When transboundary being consumed on electric business platform, reward and income can be brought for the businessman (referrer) of first payment, realized in difference
Member's intercommunication between businessman, resource-sharing, participant's shared platform income function, have incentive action to businessman, so that businessman
Mutually publicity, member mutually recommend, and play the role of promoting with all strength to electric business platform, accelerate profit distribution speed.
Specific embodiment
In order to keep technical purpose of the invention, technical scheme and beneficial effects clearer, combined with specific embodiments below
Technical solution of the present invention is further illustrated.
Profit distributing method based on e-payment mode, comprising the following steps:
1) electric business platform provides the two dimensional code of a unique identification for businessman and service management person, and acquisition consumer is swept by businessman
The payment data that the two dimensional code of unique identification is paid to electric business platform clectronic；Consumer is bound automatically by sweeping two dimensional code for the first time
Member, the businessman that consumer sweeps two dimensional code for the first time become always the referrer of the consumer；
2) payment data is assigned as businessman's allocation, retention commission income, businessman's distribution by certain allocation proportion by electric business platform
Volume > retain commission income, retain commission income include distribute according to a certain percentage business deduction income, digital asset income,
Platform income, referrer's income, digital asset income include business return on assets, consumer assets' income, referrer's assets receipts
Benefit；
3) digital asset income generates business assets ultimate yield, consumer assets most respectively under the influence of platform other income
Whole income, referrer's assets ultimate yield.
In step 3), when calculating digital asset value, digital asset income is converted to measurement consumption in some cycles
The digital asset (its unit is indicated with a) of person, referrer or business contribution degree size, value=(consumption of individual digit assets
The accumulative platform other income of the accumulative digital asset income+consumption some cycles of some cycles) before/consumption some cycles
The sum of all digital assets, consumption some cycles accumulative business assets ultimate yield, consumer assets' ultimate yield or recommendation
The accumulative service digital assets generated of people's assets ultimate yield=consumption some cycles, consumer digital's assets or referrer's number
Assets × individual digit assets value.
Step 2 business deduction income and step 3) business return on assets: if service management person is provincial operation centre,
The beneficiary of said two devices is provincial operation centre；If service management person is city-level operation centre, the beneficiary of said two devices
For provincial operation centre and city-level operation centre, if service management person is operation centre at county level, the beneficiary of said two devices is
Provincial operation centre, city-level operation centre and service centre at county level.
Platform other income is electric business Platform integration own resource income obtained, and different industry businessman is carried out such as in businessman
Advertising, the income that not include consumer generated by the payment data that businessman pays on electric business platform.
Such as: the allocation proportion of businessman's allocation is 90%, and the allocation proportion for retaining commission income is 10%.In this example, industry
Business manager is operation centre at county level.
Business deduction income, digital asset income, platform income, referrer's income realize that mean allocation, allocation proportion are equal
It is 25%.In business deduction income, the distribution of income ratio of provincial operation centre, city-level operation centre and service centre at county level
Respectively 4%, 16%, 80%.Provincial operation centre, city-level operation centre, the business return on assets of service centre at county level, consumer
Return on assets, the allocation proportion of referrer's return on assets are respectively 1%, 4%, 20%, 50%, 25%.
It is assumed that the retention commission income that consumption some cycles add up is 18000 yuan, platform other income is 5000 yuan, consumption
All digital assets before some cycles (can be a calculating cycle with 1 day, 2 days or n days) is 4500.Digital asset is protected
All periods stayed are 365 days, when by 366 days, remove first day digital asset.
Then business deduction income, digital asset income, platform income, referrer's income are respectively 4500 yuan.
Then individual digit assets value=(4500+5000)/4500=2.111111 yuan/.Digital asset income was on the same day
Being converted to consumer digital's assets, service digital assets, referrer's digital asset is respectively 2250,1125,1125, then
Consumer assets ultimate yield=2250 × 2.111111 yuan /=4750 yuan.Similarly, provincial operation centre, city can be calculated
Grade operation centre, the business assets ultimate yield of service centre at county level, referrer's assets ultimate yield be respectively 95 yuan, 380 yuan,
1900 yuan, 2375 yuan.
The present invention utilizes electronic payment function to upgrade to member when consumer's barcode scanning first is paid the bill and carry out to it as a result,
Locking, member can bring reward and income for the businessman (referrer) of first payment, realize when transboundary consuming on electric business platform
Between different businessmans member's intercommunication, resource-sharing, participant shared platform income function, have incentive action to businessman,
So that businessman mutually publicizes, member mutually recommends, play the role of promoting with all strength to electric business platform.
It should be noted last that: technical solution of the present invention that the above embodiments are only illustrative and not limiting is any right
The equivalent replacement and do not depart from the modification of spirit and scope of the invention or locally replace that the present invention carries out, should all cover in this hair
Within bright protective scope of the claims.
Claims (4)
1. the profit distributing method based on e-payment mode, which comprises the following steps:
1) acquisition consumer passes through the payment data that businessman pays to electric business platform clectronic；
2) payment data is assigned as businessman's allocation, retention commission income by electric business platform, and retaining commission income includes according to one
Business the deduction income, digital asset income, platform income, referrer's income of certainty ratio distribution, digital asset income includes industry
Business return on assets, consumer assets' income, referrer's return on assets；
3) digital asset income generates business assets ultimate yield, consumer assets most respectively under the influence of platform other income
Whole income, referrer's assets ultimate yield.
2. the profit distributing method as described in claim 1 based on e-payment mode, which is characterized in that in step 1), electricity
Quotient's platform generates the two dimensional code of unique identification to businessman, consumer and service management person, and consumer by sweeping two dimensional code certainly for the first time
Dynamic to bind member, the businessman that consumer sweeps two dimensional code for the first time becomes the referrer of the consumer.
3. the profit distributing method as claimed in claim 2 based on e-payment mode, which is characterized in that in step 2, quotient
Family allocation > retains commission income.
4. the profit distributing method as claimed in claim 3 based on e-payment mode, which is characterized in that step 2 business mentions
Be provincial operation centre, provincial operation centre and city-level operation centre at the beneficiary of income and step 3) business return on assets,
Or provincial operation centre, city-level operation centre and service centre at county level.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201910205957.2A CN109919686A (en) | 2019-03-19 | 2019-03-19 | Profit distributing method based on e-payment mode |
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| CN201910205957.2A CN109919686A (en) | 2019-03-19 | 2019-03-19 | Profit distributing method based on e-payment mode |
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| CN109919686A true CN109919686A (en) | 2019-06-21 |
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| CN201910205957.2A Pending CN109919686A (en) | 2019-03-19 | 2019-03-19 | Profit distributing method based on e-payment mode |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111612595A (en) * | 2020-06-03 | 2020-09-01 | 陈包容 | Method and system for generating rebate gold coins based on transaction |
| CN112767000A (en) * | 2019-10-21 | 2021-05-07 | 云南飞网科技有限公司 | Membership system mobile payment system and method |
| CN115049381A (en) * | 2021-03-08 | 2022-09-13 | 东营樟润网络科技有限公司 | Method for online sharing of stored value balance |
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| CN106204204A (en) * | 2016-06-30 | 2016-12-07 | 云南贪猫科技有限公司 | A kind of data processing method of e-commerce platform consumption profit |
| CN106548378A (en) * | 2016-11-24 | 2017-03-29 | 北京开心贝科技有限公司 | A kind of information processing system and method based on different transaction points |
| CN106875215A (en) * | 2017-01-20 | 2017-06-20 | 四川千亿猫电子商务有限公司 | Profit system and interest concessions distribution method are shared by Yi Ye strange lands businessman, consumer federation |
| CN107730299A (en) * | 2017-09-04 | 2018-02-23 | 福满人间（北京）科技有限公司 | Barcode scanning divides account method on a kind of line |
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2019
- 2019-03-19 CN CN201910205957.2A patent/CN109919686A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20130231986A1 (en) * | 1997-08-15 | 2013-09-05 | Larry A. Masi | Non-cash transaction incentive and commission distribution system |
| CN106204204A (en) * | 2016-06-30 | 2016-12-07 | 云南贪猫科技有限公司 | A kind of data processing method of e-commerce platform consumption profit |
| CN106548378A (en) * | 2016-11-24 | 2017-03-29 | 北京开心贝科技有限公司 | A kind of information processing system and method based on different transaction points |
| CN106875215A (en) * | 2017-01-20 | 2017-06-20 | 四川千亿猫电子商务有限公司 | Profit system and interest concessions distribution method are shared by Yi Ye strange lands businessman, consumer federation |
| CN107730299A (en) * | 2017-09-04 | 2018-02-23 | 福满人间（北京）科技有限公司 | Barcode scanning divides account method on a kind of line |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112767000A (en) * | 2019-10-21 | 2021-05-07 | 云南飞网科技有限公司 | Membership system mobile payment system and method |
| CN111612595A (en) * | 2020-06-03 | 2020-09-01 | 陈包容 | Method and system for generating rebate gold coins based on transaction |
| CN115049381A (en) * | 2021-03-08 | 2022-09-13 | 东营樟润网络科技有限公司 | Method for online sharing of stored value balance |
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