CN109872235B - Digital asset intercommunication method based on block chain technology - Google Patents

Digital asset intercommunication method based on block chain technology Download PDF

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CN109872235B
CN109872235B CN201910075854.9A CN201910075854A CN109872235B CN 109872235 B CN109872235 B CN 109872235B CN 201910075854 A CN201910075854 A CN 201910075854A CN 109872235 B CN109872235 B CN 109872235B
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digital asset
exchange
block chain
information
payment
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CN109872235A (en
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李实�
彭添才
章志容
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Dongguan Dayi Industry Chain Service Co ltd
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Dongguan Dayi Industry Chain Service Co ltd
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Abstract

The invention relates to the technical field of block chains, and particularly discloses a digital asset intercommunication method based on a block chain technology, which comprises the following steps: applying for exchanging the promised payment voucher by the digital asset, judging the feasibility of exchanging the application, and if the feasibility is available, giving out the promised payment voucher limit according to the digital asset exchanging rule; if the exchange is confirmed, the digital assets are recorded in the blocks, transferred to the alliance system for freezing, and digital asset block information is broadcasted to each node on the alliance block chain; and after the payment corresponding to the digital assets arrives at the account, automatically settling the payment. The invention can realize the intercommunication and exchange among different digital assets, realize the digital asset circulation among different platforms, communicate more trading scene rights and interests, comprehensively take an active online and offline trading scene, and the online trading assets can be used for online trading, thereby creating a digital asset business ecological alliance and realizing the multi-party win-win for cross-industry, trading parties and purchasing parties.

Description

Digital asset intercommunication method based on block chain technology
Technical Field
The invention relates to the technical field of block chains, in particular to a digital asset intercommunication method based on a block chain technology.
Background
At present, various e-commerce platforms exist in the market, and the plurality of e-commerce platforms are independent from each other, even if the same user registers as a member in several platforms, the platforms all have different assets, but because the platforms are independent from each other, the assets cannot be communicated with each other and can only circulate in one platform. This is undoubtedly a big drawback for the user; especially for e-commerce platforms as an integrated supply chain, the assets are stagnant and unable to circulate, both for the user himself and for the upstream and downstream suppliers of the user, without doubt incurring significant losses.
Disclosure of Invention
In order to solve the problems in the prior art, the invention aims to provide a convenient and effective digital asset intercommunication method based on a block chain technology, which is used for communicating more trading scene rights and benefits and realizing multi-win cooperation for cross-industry, trade parties and purchasing parties.
In order to achieve the above purpose, the present invention adopts the following scheme.
A digital asset intercommunication method based on block chain technology comprises the following steps:
applying for exchanging a commitment payment certificate to the blockchain digital asset ecological alliance system by using the digital assets;
a digital asset exchange auditing module of the block chain digital asset ecological alliance system judges the feasibility of exchange application; if the system is feasible, the system automatically gives out the exchange limit according to the exchange rule of the digital assets and feeds the exchange limit back to the applicant for confirmation; if not, feeding back infeasibility information to the applicant, and broadcasting audit result information to each node on the alliance block chain;
after receiving the current digital asset exchange limit, the applicant confirms whether the current digital asset is exchanged, if the current digital asset exchange limit is confirmed, the applicant confirms the exchange to the blockchain digital asset ecological alliance system, and a digital asset exchange module of the blockchain digital asset ecological alliance system records the exchanged asset information and the exchanged committed payment certificate limit information into a block; and recording the digital assets in the blocks, transferring the digital assets to a block chain digital asset ecological union system for freezing;
the block chain digital asset ecological alliance system monitors the collection account information of an applicant, broadcasts digital asset block information to each node on an alliance block chain, and performs corresponding digital asset information processing and promised payment voucher data processing after each node receives the broadcasted block information;
if the applicant uses the converted promised payment voucher to pay to another trading party, the promised payment voucher payment module of the block chain digital asset ecological alliance system records the promised payment voucher amount on a block and pays to the other trading party by the applicant;
after monitoring that the applicant exchanges the payment acceptance certificate, the block chain digital asset ecological alliance system automatically transfers the money to the block chain digital asset ecological alliance system account; and the digital asset settlement module automatically goes to the block according to the committed payment voucher limit converted from the digital asset recorded on the block chain, records the corresponding money limit to the corresponding user name on the block, records the corresponding limit of the current digital asset committed payment voucher as zero, performs corresponding money transfer, broadcasts the digital asset block information to each node on the block chain of the alliance, and performs corresponding committed payment voucher data processing after each node receives the broadcasted block information.
As a preferred embodiment, the digital asset redemption rules include: setting an exchange ratio according to the cargo price fluctuation ratio range in the real-time data; or, the exchange ratio is set according to the value grade of the goods type.
Alternatively, the digital asset redemption rules include: setting an exchange ratio according to the cargo price fluctuation ratio range in the real-time data; setting the exchange proportion according to the value grade of the goods type; and finally obtaining the final exchange proportion according to the weighted average value of the set exchange rule proportion.
As a preferred embodiment, after monitoring that the applicant exchanges the payment acceptance certificate for the payment, the blockchain digital asset ecological alliance system automatically transfers the money to the account of the blockchain digital asset ecological alliance system, and transfers the remaining proportion of money as the risk return money to the blockchain digital asset ecological alliance system according to the preset exchange proportion.
Specifically, an applicant who applies for the digital asset conversion generates a unique account in the blockchain digital asset ecological alliance system and associates the unique account with accounts opened by the applicant on each platform, and the total commitment payment amount residual value of the exchange or transaction income applied by the applicant on each platform and the total fund balance of the commitment payment voucher collection are recorded in the blockchain digital asset ecological alliance system and are synchronized to each platform.
Preferably, the digital asset exchange module records the exchanged asset information and the exchanged promised payment voucher information into a block, wherein the recorded information comprises asset information, total amount of the asset, exchanged promised payment voucher limit, fund limit corresponding to the digital asset, and asset collection limit.
In addition, after the promised payment voucher reaches the collection deadline and the system does not monitor the account information, the system automatically sends payment due warning to the corresponding trading party and the block chain digital asset ecological union system administrator; and after the account information is monitored or the trade side actively supplements money, automatically triggering the settlement intelligent contract module to settle the money.
The digital asset intercommunication method based on the block chain technology can be automatically realized by adopting a computer program, so the invention also provides a computer readable storage device which stores the computer program, and the computer program is executed by a processor to realize the digital asset intercommunication method based on the block chain technology.
Meanwhile, the invention also provides a corresponding terminal and a corresponding system for realizing the digital asset intercommunication method based on the block chain technology.
The invention has the beneficial effects that: the invention provides a digital asset intercommunication method based on a block chain technology, wherein a platform user can exchange a commitment payment voucher for own digital asset and is used for paying and purchasing other commodities, so that the utilization rate and the liquidity of the digital asset are really and effectively improved; moreover, the block chain technology is introduced to break barriers among different kinds of transaction systems, the intercommunication and exchange among different digital assets are really realized, the digital asset circulation among different platforms is realized, more transaction scene rights and interests can be communicated, the online and offline transaction scenes can be comprehensively mastered, and the online and offline transaction assets can be used for online transaction, so that a digital asset business ecological alliance is created, and the multi-party win-win is realized for cross-industry, trade parties and purchasing parties.
Detailed Description
The present invention will be further described with reference to the following examples for facilitating understanding of those skilled in the art, and the description of the embodiments is not intended to limit the present invention.
The embodiment of the invention provides a digital asset intercommunication method and a system based on a block chain technology.
The technology of the invention mainly applies Tencent TrustSQL and Ali super ledger, adopts Baas architecture, and realizes an alliance chain formed by each platform server, platform side administrator, platform trader, platform buyer and block chain platform administrator. Specifically, the blockchain digital asset ecological alliance system provides a set of common interfaces for each platform, and the common interfaces are used for processing data interfacing between each platform service and the blockchain digital asset ecological alliance system.
The digital asset intercommunication method based on the block chain technology comprises the following steps:
1. each platform merchant may apply for redemption of commitment payment vouchers from the blockchain digital asset ecological association system with digital assets (including underwriting, banking, accounts receivable or other digital assets that may be converted to funds within a time frame).
2. After receiving the interface information, a digital asset exchange auditing module of the block chain digital asset ecological alliance system judges the exchange feasibility according to the authenticity of the digital asset information (if necessary, offline investigation can be carried out), whether the asset collection time limit is one week (the specific time limit can be set according to the actual application scene), whether the digital asset collection account is a platform controllable account and the like by an auditor, and if the exchange feasibility is feasible, the system automatically sets an exchange limit according to the digital asset exchange rule and feeds the exchange limit back to a platform merchant for confirmation; and if the verification result is not feasible, feeding back infeasibility information to the platform merchant, and broadcasting the verification result information to each node on the block chain of the alliance.
The exchange rule setting is mainly to set the exchange proportion according to some rules, including but not limited to (1) setting an exchange proportion according to the fluctuation proportion range of the price of the goods in the real-time big data system; (2) setting an exchange proportion according to the value grade of the goods type; or other exchange rules can be added, and the final exchange proportion is obtained according to the weighted average of the set exchange rule proportion.
3. After receiving the converted amount of the current digital asset, the platform merchant confirms whether the current digital asset is converted, if the conversion is confirmed, the platform merchant node confirms the conversion to the blockchain digital asset ecological alliance system through the platform, a digital asset conversion module of the blockchain digital asset ecological alliance system records the converted asset information and converted committed payment voucher information into a block, wherein the converted asset information and the converted committed payment voucher information comprise asset information, total amount of the asset, converted committed payment voucher amount, fund amount corresponding to the digital asset, asset collection period and other information, the block records that the digital asset is transferred to the blockchain digital asset ecological alliance system to be frozen, the blockchain digital asset ecological alliance system has the right to monitor platform merchant collection account information, broadcasts the digital asset block information to each node on the alliance blockchain, and each platform node performs corresponding digital information processing after receiving the broadcasted asset information, and promised payment voucher data processing.
4. After the platform merchant A purchases the commodity payment of the platform merchant B by the promised payment voucher, the promised payment voucher payment module of the block chain digital asset ecological alliance system records the promised payment voucher amount on the block and the platform merchant A pays the platform merchant B.
5. After the platform trader exchanges the payment commitment voucher for the digital assets, the blockchain digital asset ecological alliance system automatically transfers the payment to the blockchain digital asset ecological alliance system account after monitoring the corresponding payment to the account, after the blockchain digital asset ecological alliance system receives the corresponding payment, the digital asset settlement module automatically goes to the bank according to the payment commitment voucher limit of the digital asset exchange recorded on the blockchain, recording corresponding amount on the block to the corresponding user name, carrying out corresponding money transfer, marking the corresponding amount of the current digital asset promise payment voucher as zero, making the rest payment of goods be owned by the block chain digital asset ecological alliance system, and broadcasting the digital asset block information to each node on the alliance block chain, and performing corresponding promised payment voucher data processing after each platform node receives the broadcasted block information.
Continuing with the example of point 4 above, the platform merchant a redeems 80 ten thousand commitment payment vouchers with 100 ten thousand merchants (assuming that 2019 expires at 20 th 1 month and numbered 20190120000001), redeems 45 ten thousand commitment payment vouchers with 50 ten thousand silver (assuming that 2019 expires at 23 th 1 month and numbered 20190123000001), and at 19 th 2019, the platform merchant a purchases 50 ten thousand commodities of the platform merchant B with the commitment payment vouchers, the system uses 50 ten thousand commitment payment vouchers of 20190120000001 for payment, the platform merchant a records the commitment payment voucher quota of 20190120000001 as (80-50= 30), then after the 100 ten thousand accounts are collected, the digital settlement module of the blockchain digital asset federation ecosystem automatically goes to the quota recorded in the blockchain, and records 30 thousand of the blockchain in the name of the platform merchant a, and recording 50 thousands of the blocks under the name of a platform merchant B, recording the amounts of 20190120000001 committed payment vouchers corresponding to the platform merchant A and the platform merchant B as 0, transferring 30 thousands of funds to the account of the merchant A, transferring 50 thousands of funds to the account of the merchant B, and using the rest 20 thousands of goods as risk payoff (or income) to be owned by the block chain digital asset ecological union system.
Alternatively, the merchant may choose to exchange the commitment to pay amount for a portion of the digital asset. For example, the merchant a exchanges the committed payment voucher amount with 60 ten thousand outstanding collections in 100 ten thousand outstanding collections at the platform a, the biockchain digital asset ecosystem system evaluates that 60 ten thousand outstanding collections can be exchanged for 50 ten thousand committed payment vouchers (20190125000001), the merchant a conducts a transaction with the merchant B at the platform B, pays (20190125000001)30 ten thousand committed payment amount to the merchant B, automatically transfers 60 ten thousand items for exchange to the biockchain digital asset ecosystem fund account after the biockchain digital asset ecosystem system monitors the outstanding collections of the merchant a in the platform a, the remaining 40 ten thousand remain under the merchant a account of the platform a, then proceeds to settlement according to (20190125000001) the committed payment amount, transfers 30 ten thousand funds to the fund account of the merchant B in the biockchain digital asset system, transfers 20 thousand funds to the fund account of the merchant a in the biockchain digital asset ecosystem, 10 million funds remain as risk payback for the blockchain digital asset ecological alliance system, 30 million commitment payment amounts for merchant B (20190125000001) are noted as 0, and 20 million commitment payment amounts for merchant a (20190125000001) are noted as 0.
6. The merchant can carry out cash withdrawal on the fund of the block chain digital asset ecological alliance system, and when the cash withdrawal is carried out, the system records the cash withdrawal amount of the merchant on the block and broadcasts the digital asset block information to each node on the alliance block chain.
7. Meanwhile, a merchant can initiate an application to the block chain digital asset ecological alliance system through each platform to transfer the funds belonging to the block chain digital asset ecological alliance system to an account of any platform where the merchant is located, a settlement module of the block chain digital asset ecological alliance system records the funds of the merchant in the block chain digital asset ecological alliance system account and transfers the funds to the merchant account of the corresponding platform on a block, the block chain digital asset ecological alliance system transfers corresponding funds to the corresponding platform account, digital asset block information is broadcast to each node on the alliance block chain, and each platform node receives the broadcasted block information and then processes corresponding account fund data.
When a platform merchant applies for digital asset exchange, the blockchain digital asset ecological alliance system performs unique integration on the enterprise qualification or identity card information of the merchant corresponding to the account of each platform by the platform merchant, generates a unique account in the blockchain digital asset ecological alliance system, associates the unique account with the account opened by the merchant on each platform, and records the residual value of the total commitment payment amount of exchange or transaction income applied by an applicant on each platform and the total fund balance of collection of commitment payment certificates in the blockchain digital asset ecological alliance system and synchronizes to each platform.
For example, the merchant has its own platform account on each platform, and only one alliance system account on the alliance system, and all requests of the merchant are initiated through each platform without directly contacting the alliance system; for example, the merchant has an account a on platform a, an account B on platform B, an account C on the alliance system, applies for 100 ten thousand commitment and payment vouchers exchanged on platform a (20190125000001), and exchanges 150 ten thousand commitment and payment vouchers exchanged on platform B (20190125000002), so that the merchant has 250 ten thousand commitment and payment vouchers on the alliance system, the merchant displays 250 ten thousand commitment and payment voucher accounts on platform a and platform B, respectively, and similarly, if the merchant opens a user on platform D, when platform D exchanges 300 ten thousand commitment and payment vouchers (20190125000003), after the exchange is completed, platform a and platform B update to display 550 ten thousand commitment and payment amount of the merchant, and the fund amount in the alliance system is also 550 ten thousand.
In addition, the above digital asset exchange and intercommunication requires a blockchain-based intelligent contract, which includes a transaction processing and saving mechanism, and a complete state machine for receiving and processing various intelligent contracts.
1. And (3) exchanging intelligent contracts: after the platform trader confirms the exchange, the digital asset exchange module transmits exchange application information (including an account for applying the exchange, digital asset information for applying the exchange, a digital asset receivable term, a digital asset receivable limit, an exchange commitment payment limit, exchange time and the like) to the exchange intelligent contract module for digital asset exchange, records the information including asset information, total asset amount, an exchange commitment payment certificate limit, a fund limit corresponding to the digital asset, an asset collection limit and the like on a block, records that the digital asset is transferred to a block chain digital asset ecological alliance system for freezing, the block chain digital asset ecological alliance system has the right to monitor platform trader collection account information, broadcasts the digital asset block information to each node on an alliance chain, and the platform processes the corresponding digital asset information after receiving the broadcasted block information, and promised payment voucher data processing.
2. Paying the intelligent contract: after the platform merchant pays the promised payment voucher, the promised payment voucher payment module sends the payment information to the payment intelligent contract module to carry out corresponding processing of promised payment voucher limit division and the like, and records the division processing limit on the block.
3. Settlement of intelligent contracts: after a payer of the digital assets corresponding to the promised payment certificate pays to a merchant account, a monitoring mechanism of the block chain digital asset ecological alliance system monitors the received account information, and then a settlement intelligent contract module is automatically triggered; after the promised payment voucher reaches the collection deadline, but the monitoring mechanism does not monitor the account information, the system automatically sends payment due warning to the corresponding trader and the block chain digital asset ecological alliance system manager, and automatically triggers the settlement intelligent contract module after monitoring the account information or actively supplementing the money by the trader; the settlement intelligent contract module transfers 100 thousands of digital asset payment amount (for example, the digital asset receivable amount is 100 thousands, the converted commitment payment voucher (20190125000001) amount is 80 thousands) corresponding to the commitment payment voucher received by the merchant to the blockchain digital asset ecological alliance system account, meanwhile, all holders corresponding to the committed payment voucher line (assuming that a merchant A holds (20190125000001) the committed payment line of 20 ten thousand and a merchant B holds (20190125000001) the committed payment line of 60 ten thousand) transfer the corresponding money line to the merchant A (20 ten thousand) and the merchant B (60 ten thousand), the remaining line is used as the risk return block chain digital asset ecological union system account, the committed payment lines held by the merchant A and the merchant B (20190125000001) are both 0, and recording the account collection amount of the blockchain digital asset ecological alliance system and the money amount allocated to each amount holder on the blocks.
The digital asset intercommunication method of the present invention is mainly described in the embodiment by taking accounts receivable as an example, but those skilled in the art will appreciate that the method of the present invention is also applicable to business commitments, bank commitments, or other digital assets that can be converted into funds within a certain period of time.
The digital asset intercommunication method based on the block chain technology provided by the embodiment introduces the block chain technology to break barriers between different types of transaction systems, really realizes intercommunication and exchange between different digital assets, simultaneously realizes digital asset circulation between different platforms, can communicate more transaction scene rights and interests, comprehensively takes charge of online and offline transaction scenes, and offline transaction assets can be used for online transaction, thereby creating a digital asset business ecological alliance and realizing multi-party win-win for cross-industry, trade parties and purchasing parties.
It should be noted that, as will be understood by those skilled in the art: all or part of the steps for implementing the method can be implemented by hardware related to program instructions, where the program instructions can be stored in a computer readable storage medium or storage device, and when executed, the program instructions perform the steps of the digital asset interworking method based on the blockchain technology; and the aforementioned storage media or storage devices include, but are not limited to: various media that can store program codes, such as ROM, RAM, magnetic or optical disks.
Accordingly, an embodiment of the present invention further provides a computer-readable storage device, which stores a computer program, where the computer program is executed by a processor to implement the above-mentioned digital asset interworking method based on the blockchain technology.
Further, the present invention also provides a corresponding mobile terminal and system to implement the digital asset intercommunication method based on the block chain technology, specifically:
a mobile terminal, comprising:
a processor adapted to execute program instructions;
a storage device adapted to store program instructions adapted to be loaded and executed by a processor to implement the above-described block chain technology-based digital asset interworking method.
A digital asset intercommunication system based on block chain technology comprises a server; the server comprises a processor and a storage device;
a processor adapted to execute program instructions;
a storage device adapted to store program instructions adapted to be loaded and executed by a processor to implement the above-described block chain technology-based digital asset interworking method.
The above description is only a preferred embodiment of the present invention, and for those skilled in the art, the present invention should not be limited by the description of the present invention, which should be interpreted as a limitation.

Claims (10)

1. A digital asset intercommunication method based on block chain technology is characterized by comprising the following steps:
applying for exchanging a commitment payment certificate to the blockchain digital asset ecological alliance system by using the digital assets;
a digital asset exchange auditing module of the block chain digital asset ecological alliance system judges the feasibility of exchange application; if the system is feasible, the system automatically gives out the exchange limit according to the exchange rule of the digital assets and feeds the exchange limit back to the applicant for confirmation; if not, feeding back infeasibility information to the applicant, and broadcasting audit result information to each node on the alliance block chain;
after receiving the current digital asset exchange limit, the applicant confirms whether the current digital asset is exchanged, if the current digital asset exchange limit is confirmed, the applicant confirms the exchange to the blockchain digital asset ecological alliance system, and a digital asset exchange module of the blockchain digital asset ecological alliance system records the exchanged asset information and the exchanged committed payment certificate limit information into a block; and recording the digital assets in the blocks, transferring the digital assets to a block chain digital asset ecological union system for freezing;
the block chain digital asset ecological alliance system monitors the collection account information of an applicant, broadcasts digital asset block information to each node on an alliance block chain, and performs corresponding digital asset information processing and promised payment voucher data processing after each node receives the broadcasted block information;
if the applicant uses the converted promised payment voucher to pay to another trading party, the promised payment voucher payment module of the block chain digital asset ecological alliance system records the promised payment voucher amount on a block and pays to the other trading party by the applicant;
after monitoring that the applicant exchanges the payment acceptance certificate, the block chain digital asset ecological alliance system automatically transfers the money to the block chain digital asset ecological alliance system account; and the digital asset settlement module automatically goes to the block according to the committed payment voucher limit converted from the digital asset recorded on the block chain, records the corresponding money limit to the corresponding user name on the block, records the corresponding limit of the current digital asset committed payment voucher as zero, performs corresponding money transfer, broadcasts the digital asset block information to each node on the block chain of the alliance, and performs corresponding committed payment voucher data processing after each node receives the broadcasted block information.
2. The method of claim 1, wherein the digital asset exchange rules comprise: setting an exchange ratio according to the cargo price fluctuation ratio range in the real-time data; or, the exchange ratio is set according to the value grade of the goods type.
3. The method of claim 1, wherein the digital asset exchange rules comprise: setting an exchange ratio according to the cargo price fluctuation ratio range in the real-time data; setting the exchange proportion according to the value grade of the goods type; and finally obtaining the final exchange proportion according to the weighted average value of the set exchange rule proportion.
4. The method of claim 1, wherein the biockchain digital property alliance system monitors that the applicant exchanges the commitment payment voucher to the account, automatically transfers the money to the account of the biockchain digital property alliance system, and then transfers the rest proportion of money to the biockchain digital property alliance system as the risk return money according to the pre-exchange proportion.
5. The method of claim 1, wherein the applicant for the digital asset exchange application generates a unique account in the biockchain system and associates the unique account with the account opened by the applicant at each platform, and the remaining total commitment payment amount and the remaining total balance of the commitment payment voucher for collection of the exchange or transaction income applied by the applicant at each platform are recorded in the biockchain system and synchronized to each platform.
6. The method as claimed in claim 1, wherein the digital asset exchange module records the exchanged asset information and the exchanged promised payment voucher information into the block, and the recorded information includes asset information, total amount of the asset, amount of the promised payment voucher, amount of money corresponding to the digital asset, and the asset collection period.
7. The method of claim 1, further comprising the step of automatically sending payment due warnings to corresponding traders and administrators of the biockchain digital asset federation system if the payment acceptance has reached the collection deadline and the system does not monitor the income statement information; and after the account information is monitored or the trade side actively supplements money, automatically triggering the settlement intelligent contract module to settle the money.
8. A computer-readable storage device storing a computer program, wherein the computer program is executed by a processor to implement the digital asset interworking method based on blockchain technology according to any one of claims 1 to 7.
9. A mobile terminal, comprising:
a processor adapted to execute program instructions;
a storage device adapted to store program instructions adapted to be loaded and executed by a processor to implement the method of digital asset interworking based on blockchain technology of any one of claims 1 to 7.
10. A digital asset intercommunication system based on block chain technology is characterized by comprising a server;
the server comprises a processor and a storage device;
a processor adapted to execute program instructions;
a storage device adapted to store program instructions adapted to be loaded and executed by a processor to implement the method of digital asset interworking based on blockchain technology of any one of claims 1 to 7.
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