CN106529920A - Safe delivery method, device and system based on buyer subsystem of classification transaction system - Google Patents
Safe delivery method, device and system based on buyer subsystem of classification transaction system Download PDFInfo
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- CN106529920A CN106529920A CN201610998587.9A CN201610998587A CN106529920A CN 106529920 A CN106529920 A CN 106529920A CN 201610998587 A CN201610998587 A CN 201610998587A CN 106529920 A CN106529920 A CN 106529920A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
- G06Q20/023—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP] the neutral party being a clearing house
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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Abstract
The present invention relates to the asset transaction capital transfer technology field, in particular to a safe delivery method, device and system based on a buyer subsystem of a classification transaction system. The safe delivery method comprises the steps of determining whether the enquiry security deposit amount of the enquiry information is less than the available fund amount, if yes, issuing a fund transfer instruction to a paying agent to enable the paying agent to transfer the enquiry security deposit of an enquiry party and examine and subtract the available fund amount, after the successful transfer information fed back by the paying agent is received, issuing the enquiry information, thereby guaranteeing that the enquiry party has the enough funds to finish the transaction corresponding to the enquiry information, and guaranteeing the safe transfer of the transaction funds.
Description
Technical field
The present invention relates to transaction in assets fund transfer techniques field, more particularly to a kind of buyer based on classification transaction system
The safety of subsystem completes a business transaction methods, devices and systems.
Background technology
There are following several modes in existing assets transaction platform, fund transfer：
(1) assets pledge formula loaning bill pattern.Platform is using imperfect market mode platform price matching investment and financing both sides
Transaction bring together, mode is pledged in bank trustship in platform with assets, carries out directly investment and financing transaction.Deposited using Third-party payment
The excess reserve of pipe opens up network account and realizes that fund is shifted, and the fund of investor deposits pipe in Third-party payment company into platform
Account, is proceeding to the bank account of financier.After expiring, fund is then transferred to investor into platform bank account, investment and financing
Both sides do not produce the transaction relationship of direct fund transfer, are substantially that assets holder commission platform financing is built with financial asset
The counter guarantee Financing Mode of vertical mortgage.
(2) assets financing pattern.Assets are bought out by Capital Co., Ltd, finance product are packaged in platform sale by royalty, with
Tripartite's payment opens up network account and realizes that fund is shifted, and financier is not exclusively the assets holder with true trade background,
The holder in due course and investor both sides of assets does not produce direct transaction relationship, is shifted using the fund of middle trading account
Pattern.
(3) bank gurantee pattern.Before transaction, assets both parties will first arrive same bank and open fund account, assets
Transaction fund is first transferred bank and specifies fund account by the side of buying in, and fund is in frozen state；Looked forward to by bank the assets side of selling
Industry management platform inquire account freeze conclude the business money after, to the assets transfer of the assets side of buying in, after the assets side of buying in receives assets, entrance
Banking system application is thawed transaction money, and bank thaws and completes, and assets are sold and freely fund can be withdrawn deposit appointed bank's account.
In above-mentioned pattern, the foundation of assets mortgage is separated with space-time with fund transfer, and the fund of the assets side of buying in may
It is not to be directly entered the legal assets side of selling account, there is transaction risk.Both parties' transaction funds are all through the network of platform
Account and bank account, account can be become fund pool or melted certainly project with fictitious transaction completely.It is in bank gurantee pattern, whole
It is many that individual transaction flow manually borrows link, and both parties are required for opening up fund account, the assets side of selling in same bank
Need manually to check the fund state of the assets side of buying in before assets transfer, assets need platform to complete to confirm after turning；Assets
The side of buying in is received after buying in assets, need to arrive banking system application defrosting transaction money, and defrosting money is opened into the assets side of selling in bank
If fund account, appointed bank's account of manually need to withdrawing deposit.
The content of the invention
It is an object of the invention to avoid above-mentioned defect of the prior art and provide a kind of based on transaction system of classifying
The safety of buyer's subsystem completes a business transaction method, apparatus and system, and the method is able to ensure that the fund security for realizing the assets side of buying in turns
The assets side of selling is moved on to, while guaranteeing to realize that the assets security of the assets side of selling is transferred to the assets side of buying in.
The purpose of the present invention is achieved through the following technical solutions：
Method is completed a business transaction there is provided a kind of safety of the buyer's subsystem based on classification transaction system, it is characterised in that include：
Judge step：The inquiry information that the assets of inquiry side's issue of buyer's market are bought in is received, the inquiry side is obtained
Available funds amount, and whether the inquiry guarantee fund amount of the inquiry information is judged less than available funds amount, if it is, jumping
Locking issuing steps are gone to, the inquiry guarantee fund refers to and is able to ensure that inquiry side is completed when time fund of transaction；
Locking issuing steps：Fund circle is issued to the side of paying out deposit and instruct to allow the inquiry guarantee fund that pays out that square circle deposits inquiry side
And available funds amount of examining and making cuts, and after the successful circle for receiving the side's of paying out feedback deposits information, issue the inquiry information；
Step is reached in transaction：Receive after transaction reaches information, send to the side of paying out and pay out instruction, to pay out direction assets
The side of selling pays discount charge, and information is reached in the transaction includes the asset acceptance information of the side's of inquiry feedback；
In buyer's market, the inquiry information refer to the promoter of transaction according to transaction wish issue with regard to waiting to buy in
Assets type and the information of price.
Wherein, the classification transaction system includes buyer's subsystem and selling party subsystem, when receiving information, judges the information
Whether it is inquiry information, if it is, the type of the inquiry information is determined whether, if the inquiry information is that assets are bought in
Inquiry information, then be distributed to buyer's market submodule by the inquiry information and provide the quotation port for being directed to the inquiry information, such as
Really the inquiry information is the inquiry information that assets are sold, then the inquiry information is distributed to seller's market submodule and offer is directed to
The quotation port of the inquiry information.
Wherein, the side of paying out refers to bank side.
Wherein, the judgement step includes scanning step：Communicated with the side of paying out with the side's of paying out note of the scanning side of paying out
Account book, so as to obtain the available funds amount of inquiry side, or the local book keeping operation of scanning is originally, according to this acquisition inquiry side that locally keeps accounts
Available funds amount.
Wherein, also including local billing step：The successful circle for receiving the side's of paying out feedback is deposited information or successfully pays out information
Afterwards, this is locally kept accounts according to these information updatings.
Additionally provide a kind of safety of the buyer's subsystem based on classification transaction system and complete a business transaction device, it is characterised in that bag
Include：
Judgment means：The inquiry information that the assets of inquiry side's issue of buyer's market are bought in is received, the inquiry side is obtained
Available funds amount, and whether the inquiry guarantee fund amount of the inquiry information is judged less than available funds amount, if it is, jumping
Locking distributing device is gone to, the inquiry guarantee fund refers to and is able to ensure that inquiry side is completed when time fund of transaction；
Locking distributing device：Fund circle is issued to the side of paying out deposit and instruct to allow the inquiry guarantee fund that pays out that square circle deposits inquiry side
And available funds amount of examining and making cuts, and after the successful circle for receiving the side's of paying out feedback deposits information, issue the inquiry information；
Device is reached in transaction：Receive after transaction reaches information, send to the side of paying out and pay out instruction, to pay out direction assets
The side of selling pays discount charge, and information is reached in the transaction includes the asset acceptance information of the side's of inquiry feedback；
In buyer's market, the inquiry information refer to the promoter of transaction according to transaction wish issue with regard to waiting to buy in
Assets type and the information of price.
Wherein, also including information sorting device：The classification transaction system includes buyer's subsystem and sells party subsystem, receives
During to information, judge whether the information is inquiry information, if it is, the type of the inquiry information is determined whether, if should
Inquiry information is the inquiry information that assets are bought in, then the inquiry information is distributed to buyer's market submodule and is provided for the inquiry
The quotation port of valency information, if the inquiry information is distributed to the seller by the inquiry information that the inquiry information is assets to be sold
Market submodule simultaneously provides the quotation port for being directed to the inquiry information.
Wherein, the side of paying out refers to bank side.
Wherein, the judgement step includes scanning means：Communicated with the side of paying out with the side's of paying out note of the scanning side of paying out
Account book, so as to obtain the available funds amount of inquiry side, or the local book keeping operation of scanning is originally, according to this acquisition inquiry side that locally keeps accounts
Available funds amount.
Wherein, also including local billing device：The successful circle for receiving the side's of paying out feedback is deposited information or successfully pays out information
Afterwards, this is locally kept accounts according to these information updatings.
A kind of system is additionally provided, the system performs the safety side of completing a business transaction of buyer's subsystem of above-mentioned classification transaction system
Method.
Beneficial effects of the present invention：This transaction funds pays out method, device and the system using the method for process, passes through
There is the fund disbursing office (bank) of public credibility as fund paying agent, it is ensured that the safe transfer of transaction funds.
Description of the drawings
Using accompanying drawing, the invention will be further described, but the embodiment in accompanying drawing does not constitute any limit to the present invention
System, for one of ordinary skill in the art, on the premise of not paying creative work, can be being obtained according to the following drawings
Other accompanying drawings.
Fig. 1 is that the safety of buyer's subsystem of the classification transaction system of the present invention completes a business transaction method flow diagram.
Specific embodiment
The invention will be further described with the following Examples.
Based on classification transaction system buyer's subsystem safe systeeme secant specific embodiment, for convenience of description,
By taking bill as an example, including but not limited to silver holds paper ticket, silver and holds electric ticket, business and holds electric ticket the assets of the system.
Facilitate transaction to promote to conclude the business and enabling a system to Auto-matching, the system be on the one hand divided into buyer's subsystem and
Party subsystem is sold, dealer is divided into into inquiry side and quotation side on the other hand, inquiry side refers to the initiator of transaction, according to friendship
The information of easily trade variety and price with regard to assets to be transacted that wish is issued (broadcast to all user sides) is inquiry information,
Quotation side refers to the side that quotation is responded and provided to inquiry information, and which is report for the information sent in response to inquiry information
Valency information.
For inquiry side and quotation side, there is inquiry functional module and quotation functional module in the system, additionally, in order to give inquiry
Valency side and quotation side set up Info Link, and the system is additionally provided with for showing the market module of inquiry information.Corresponding to buyer
Subsystem and party subsystem is sold, On the Tape module is divided into buyer's market submodule and seller's market submodule, buyer's market
Submodule is configured with buyer's market interface, and seller's market submodule is configured with seller's market interface, uses for the ease of user, buys
Square market interface and seller's market interface gather to form market interface, and switching push button is provided with market interface, and user passes through
Switching push button can switch buyer's market interface and seller's market interface.
Additionally, when generating and issue enquiry breath, system can also be by the terms of trade information of inquiry side and the enquiry
Breath is associated, and terms of trade (needs meet the law of this country, regulation) letter of the inquiry information is shown according to predetermined fraction
Breath.These terms of trade information can be from the condition being input into when the side of inquiry inquires the price, for example, complete a business transaction time limit, minimum number of transaction
Etc. terms of trade information, the conditional information of system default keeping records, the identity information of such as side of inquiry are can also be.(note：
In bill business, the identity information of dealer is the key factor for affecting transaction reliability, therefore is an important transaction bar
Part, if in other assets type in, then can according to transaction particularity its terms of trade given tacit consent to flexibly is set
Information).
As inquiry side is the initiator of transaction, inquiry functional module includes that the input of the side of inquiry is inquired the price price and terms of trade
The inquiry interface of information, the inquiry interface include seller inquiry interface and buyer's inquiry interface, and user can be by interface of inquiring the price
Upper " seller's market " button switches seller's inquiry and sets interface and buyer's inquiry interface with " buyer's market " button.For inquiry
Side, as inquiry side is the promoter that concludes the business, its be difficult to the transaction value that sets in initiation always expect it is favourable as far as possible
In oneself, but the price fixing of excessively favourable inquiry side is difficult to attract the quotation of quotation side, inquiry side to need between both again
Seeking balance, but this inquiry is with larger subjective factor, it is difficult to optimum Market-pricing Policy is realized, for this purpose, the system is also
Inquiry module automatically is provided with, the module of inquiring the price automatically is for the default inquiry a reference value in inquiry side, inquiry threshold value, gradually range of readjusting the price
With the price adjustment cycle, after inquiry side presets above- mentioned information, system can issue inquiry information automatically, inquiry information inquiry at the beginning
Price is inquiry a reference value, after releasing news, if the quotation of the inquiry information is not received within a price adjustment cycle
Information, then adjust price with gradually range of readjusting the price, until there is the quotation information for the inquiry information, or inquiry price is high
In default inquiry threshold value.So, inquiry side just can be in a scope of inquiring the price (between inquiry a reference value and inquiry threshold value)
The reaction in market is automatically perceived by system, so that the inquiry price of inquiry side more conforms to Market-pricing Policy.
Under buyer's market, the inquiry information that inquiry side sends is the willingness information that assets are bought in, in this case, if
Inquiry side does not have enough funds to guarantee which can buy its assets to be bought, then can user distribute inquiry indiscriminately in buyer's market
The trading efficiency and transaction reliability in valency informational influence market.It would therefore be desirable to have certain mechanism come guarantee when inquiry information most
When can conclude the transaction eventually, there are enough abilities inquiry side to complete transaction.Particularly, when inquiry side is not bank-user,
In order to ensure the reliability of transaction, need to conclude the business using full margin, that is, need according to the inquiry information of inquiry side to set inquiry
The valency amount of money earmark.Non-banking user inquires the price before transaction Fang Xu open platforms cooperative bank trading account, separately sets bank
Electronic accounting sheet or platform clectronic book keeping operation are originally.Trading account can use amount and bank electronic book keeping operation originally or platform clectronic book keeping operation is originally same
Step.
When non-banking user inquiry side issues inquiry information, the book keeping operation of system scanning bank electronic is originally or platform clectronic keeps accounts this
Available amount, when the available amount ＞ inquiry amount of money, notifications cooperative bank circle deposits inquiry side's trading account fund, and synchronous core
Subtract bank electronic book keeping operation this or platform clectronic to keep accounts this available amount, and issue the inquiry and thanks；System receives transaction and reaches letter
During breath, notify that cooperative bank (side of paying out) does fund and pays out, both sides DVP clearing, closing the transaction；If Fail Transaction is not processed,
Inquiry can send Xie Quan to system and deposit request, and Xie Quan is deposited instruction and sends cooperative bank by system, and bank Xie Quan is deposited, and replys transaction
Account amount, and synchronously recover bank electronic book keeping operation this or platform clectronic and keep accounts this available amount.Flow chart such as Fig. 1.
Additionally, being offered for the ease of quotation side, the system is that the mode of inquiry information configuration quotation port has two kinds,
A kind of is inquire the price per bar information configuration quotation link to show in market interface, and user can be entered by clicking on inquiry information
Offered for the corresponding bid window of inquiry information；Another kind is to provide a user with automatic quote module, is reported automatically
Valency module generates quotation interface for users automatically and presets automatic quotation information, then records the default offer that user pre-enters
Breath, these quotation informations include customizing terms of trade information, transaction value information etc., wherein customization terms of trade information includes asking
The accrediting amount information of valency side, credit list information, trade variety information, ownership people's information, cash people's information, amount of assets letter
The information such as breath, regional information, delivery method information, delivery time information and credit rating information, these customization terms of trade letters
Breath part is input in default quotation by quotation side, part be then system according to the trading margin information of quotation side with/
Or identity information is come (such as amount of assets information, credit rating information etc.) for automatically generating.System is receiving new inquiry information
When, all default quotation informations for matching the inquiry information in automatic quote module can be found out, and according to default quotation information
Automatically generate the quotation information for the inquiry information.In order to ensure adopting the rights and interests of the quotation side of quotation automatically, the system to exist
Default transaction threshold when user preset quotation information is guided during user preset quotation information, can judge threshold of concluding the business when offering automatically
Whether value is compared inquiry value and is more conducive to quotation side, if it is, offer by inquiry value, if it is not, then thinking the default offer
Breath mismatches the inquiry information.It should be noted that the automatic quote module is similarly divided into the automatic quote module of buyer and sells
Fang Zidong quote modules, the automatic quote module of buyer belong to buyer's subsystem, and the automatic quote module of the seller is belonged to sells prescription
System, that is to say, that different quotation informations is limited at different subsystems, will not produce interference to other system.Class
On the Tape module is similar to, automatic quote module has the default interface of quotation, and the default interface of the quotation includes that asked price is preset
Interface and the default interface of Buying Offer, user can be pressed by " seller's market " button on the default interface of quotation and " buyer's market "
To switch, interface is preset in asked price to button and Buying Offer presets interface.
The quotation information proposed for quotation side is (either by the manual quotation information of the link submission at market interface also
It is the automatic quotation information of automatic quote module submission), inquiry side can be collected and be sent to system, pick out optimum for seeking valency side
Counterparty, to conclude the transaction.Responded due to having a plurality of quotation information for same inquiry information, therefore the system
Also there is functional module of bidding, the functional module of bidding can be by the most favorable rates in current all of quotation information (most beneficial for inquiry
The quotation of valency side) quotation side's (can be the quotation side for carrying out manual quotation, or automatic quote module) is fed back to,
Bidded by current other quotation informations of quotation root evidence, so that transaction can more really embody both parties'
Wish.
In order to adapt to aforementioned automatic quote module, module of bidding is also corresponding to be configured with automated auction function, and this is automatic
Function of bidding is to allow user that gradually amplitude of variation is also preset when default quotation information is arranged；When bidding, function of bidding is being received
The most favorable rates of module feedback, in judging whether the current quotes of the default quotation information are the quotation of all quotation sides at present
Most beneficial for the quotation of inquiry side, if it is, current quotes are maintained, if it is not, then being offered according to the adjustment of gradually amplitude of variation
Value, and whether the quotation after judging again after the adjustment to adjust is most beneficial for inquiry side in the quotation of all quotation sides at present
Quotation, until quotation is equal to transaction threshold.By the automated auction function, quotation side can more reasonably preset oneself
Game scheme such that it is able to also sufficiently reflect the transaction wish of oneself in default quotation, realizes risk and income
The maximization matched somebody with somebody.
The system is by buyer's subsystem and sells that party subsystem is strict to be made a distinction buyer's market and seller's market, because
And in buyer's subsystem (i.e. seller's market), the inquiry side necessarily seller, quotation side necessarily buyer；In buyer's subsystem (i.e.
Buyer's market), inquiry side necessarily buyer, the quotation side necessarily seller.In buyer's subsystem (i.e. buyer's market), inquiry side must
It is so buyer, the quotation side necessarily seller.Dealer can have quotation side and two kinds of inquiry side angle simultaneously in different market
Color.In seller's market, possess assets and sell demand, be then inquiry side, possess assets and buy in demand, be then quotation side；In buyer
Market, possesses assets and buys in demand, be then inquiry side, possesses assets and sells demand, is then quotation side.In different market,
By arranging the quotation port for inquiry information, deals match process is defined to by strict：Inquiry quotation is ask
Valency side selects suitable dealer's transaction；Under clear and definite deals match process, system also can be realized as Auto-matching,
And the transaction wish (inquiry price or bid price information that i.e. the seller/buyer proposes) that dealer is expressed in process of exchange
Can be by the clear and definite book of final entry, so as to clearly embody exchange quotation.
Additionally, quotation functional module, inquiry functional module and On the Tape module that system includes respectively are configured with point
Belong to buyer's subsystem and sell the submodule of party subsystem, therefore the software systems are all provided the user in each functional module
The interaction end and entrance of party subsystem and buyer's subsystem are clearly sold, the convenience of user operation is improve.
Finally it should be noted that above example is only illustrating technical scheme, rather than to present invention guarantor
The restriction of shield scope, although having made to explain to the present invention with reference to preferred embodiment, one of ordinary skill in the art should
Work as understanding, technical scheme can be modified or equivalent, without deviating from the reality of technical solution of the present invention
Matter and scope.
Claims (11)
1. a kind of safety of the buyer's subsystem based on classification transaction system completes a business transaction method, it is characterised in that include：
Judge step：The inquiry information that the assets of inquiry side's issue of buyer's market are bought in is received, the available of the inquiry side is obtained
Fund amount, and whether the inquiry guarantee fund amount of the inquiry information is judged less than available funds amount, if it is, jumping to
Locking issuing steps, the inquiry guarantee fund are referred to and are able to ensure that inquiry side is completed when time fund of transaction；
Locking issuing steps：Fund circle is issued to the side of paying out and deposits instruction, inquiry guarantee fund that square circle deposits inquiry side is paid out simultaneously to allow
Available funds of examining and making cuts amount, after the successful circle for receiving the side's of paying out feedback deposits information, issues the inquiry information；
Step is reached in transaction：Receive after transaction reaches information, send to the side of paying out and pay out instruction, sell to pay out direction assets
Fang Zhifu discount charges, information is reached in the transaction includes the asset acceptance information of the side's of inquiry feedback；
In buyer's market, the inquiry information refer to the promoter of transaction according to transaction wish issue with regard to money to be bought in
The information of the type and price of product.
2. a kind of safety of buyer's subsystem based on classification transaction system as claimed in claim 1 completes a business transaction method, its feature
It is also to include information classification step：The classification transaction system includes buyer's subsystem and sells party subsystem, when receiving information,
Judge whether the information is inquiry information, if it is, the type of the inquiry information is determined whether, if the inquiry information is
The inquiry information that assets are bought in, then be distributed to buyer's market submodule by the inquiry information and provide the report for being directed to the inquiry information
Valency port, if the inquiry information is distributed to seller's market submodule by the inquiry information that the inquiry information is assets to be sold
And the quotation port for being directed to the inquiry information is provided.
3. a kind of safety of buyer's subsystem based on classification transaction system as claimed in claim 1 completes a business transaction method, its feature
It is that the side of paying out refers to bank side.
4. a kind of safety of buyer's subsystem based on classification transaction system as claimed in claim 1 completes a business transaction method, its feature
It is：The judgement step includes scanning step：Communicated with the side of paying out this is kept accounts with the side of paying out of the scanning side of paying out, so as to
The available funds amount of inquiry side is obtained, or the local book keeping operation of scanning is originally, according to the available money of this acquisition inquiry side that locally keeps accounts
Amount of money degree.
5. a kind of safety of the buyer's subsystem based on classification transaction system completes a business transaction method as claimed in claim 4, and its feature exists
In also including local billing step：Receive the side of paying out feedback successful circle deposit information or successfully pay out information after, according to these
Information updating locally keeps accounts this.
6. a kind of safety of the buyer's subsystem based on classification transaction system completes a business transaction device, it is characterised in that include：
Judgment means：The inquiry information that the assets of inquiry side's issue of buyer's market are bought in is received, the available of the inquiry side is obtained
Fund amount, and whether the inquiry guarantee fund amount of the inquiry information is judged less than available funds amount, if it is, jumping to
Locking distributing device, the inquiry guarantee fund are referred to and are able to ensure that inquiry side is completed when time fund of transaction；
Locking distributing device：Fund circle is issued to the side of paying out deposit to instruct and pay out square circle and deposit the inquiry guarantee fund of inquiry side simultaneously core to allow
Subtract available funds amount, and after the successful circle for receiving the side's of paying out feedback deposits information, issue the inquiry information；
Device is reached in transaction：Receive after transaction reaches information, send to the side of paying out and pay out instruction, sell to pay out direction assets
Fang Zhifu discount charges, information is reached in the transaction includes the asset acceptance information of the side's of inquiry feedback；
In buyer's market, the inquiry information refer to the promoter of transaction according to transaction wish issue with regard to money to be bought in
The information of the type and price of product.
7. a kind of safety of buyer's subsystem based on classification transaction system as claimed in claim 6 completes a business transaction device, its feature
It is also to include information sorting device：The classification transaction system includes buyer's subsystem and sells party subsystem, when receiving information,
Judge whether the information is inquiry information, if it is, the type of the inquiry information is determined whether, if the inquiry information is
The inquiry information that assets are bought in, then be distributed to buyer's market submodule by the inquiry information and provide the report for being directed to the inquiry information
Valency port, if the inquiry information is distributed to seller's market submodule by the inquiry information that the inquiry information is assets to be sold
And the quotation port for being directed to the inquiry information is provided.
8. a kind of safety of buyer's subsystem based on classification transaction system as claimed in claim 6 completes a business transaction device, its feature
It is that the side of paying out refers to bank side.
9. a kind of safety of buyer's subsystem based on classification transaction system as claimed in claim 6 completes a business transaction device, its feature
It is：The judgement step includes scanning means：Communicated with the side of paying out this is kept accounts with the side of paying out of the scanning side of paying out, so as to
The available funds amount of inquiry side is obtained, or the local book keeping operation of scanning is originally, according to the available money of this acquisition inquiry side that locally keeps accounts
Amount of money degree.
10. a kind of safety of the buyer's subsystem based on classification transaction system completes a business transaction device as claimed in claim 6, and its feature exists
In also including local billing device：Receive the side of paying out feedback successful circle deposit information or successfully pay out information after, according to these
Information updating locally keeps accounts this.
A kind of 11. safe systeeme secants of the buyer's subsystem based on classification transaction system, it is characterised in that：The system right of execution
The method that profit requires any one in 1-5.
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| CN107507051A (en) * | 2017-07-14 | 2017-12-22 | 广州普惠创新金融信息服务有限公司 | A kind of transaction match method, device and the storage medium of transaction system of classifying |
| CN112926971A (en) * | 2021-03-23 | 2021-06-08 | 支付宝(杭州)信息技术有限公司 | Payment method and device based on stored value card |
| CN114579193A (en) * | 2022-03-08 | 2022-06-03 | 国泰新点软件股份有限公司 | Multi-system loading method, device, equipment and storage medium |
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| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107507051A (en) * | 2017-07-14 | 2017-12-22 | 广州普惠创新金融信息服务有限公司 | A kind of transaction match method, device and the storage medium of transaction system of classifying |
| CN112926971A (en) * | 2021-03-23 | 2021-06-08 | 支付宝(杭州)信息技术有限公司 | Payment method and device based on stored value card |
| CN112926971B (en) * | 2021-03-23 | 2023-03-21 | 支付宝（中国）网络技术有限公司 | Payment method and device based on stored value card |
| CN114579193A (en) * | 2022-03-08 | 2022-06-03 | 国泰新点软件股份有限公司 | Multi-system loading method, device, equipment and storage medium |
| CN114579193B (en) * | 2022-03-08 | 2024-01-12 | 国泰新点软件股份有限公司 | Multi-system loading method, device, equipment and storage medium |
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