CN109816511A - Show method, apparatus, computer equipment and the storage medium of product - Google Patents

Show method, apparatus, computer equipment and the storage medium of product Download PDF

Info

Publication number
CN109816511A
CN109816511A CN201811535047.2A CN201811535047A CN109816511A CN 109816511 A CN109816511 A CN 109816511A CN 201811535047 A CN201811535047 A CN 201811535047A CN 109816511 A CN109816511 A CN 109816511A
Authority
CN
China
Prior art keywords
refund
target user
loan
product
section
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201811535047.2A
Other languages
Chinese (zh)
Inventor
胡金丹
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
OneConnect Smart Technology Co Ltd
Original Assignee
OneConnect Smart Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by OneConnect Smart Technology Co Ltd filed Critical OneConnect Smart Technology Co Ltd
Priority to CN201811535047.2A priority Critical patent/CN109816511A/en
Publication of CN109816511A publication Critical patent/CN109816511A/en
Pending legal-status Critical Current

Links

Landscapes

  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The application provides a kind of method, apparatus, computer equipment and storage medium for showing product, this method comprises: receiving the loan requests of target user, the loan requests include the multiple refund information for the target user that the terminal device authorized through the target user obtains, and the multiple refund information includes the repayment amount of the target user;It is that the target user determines loan product according to the repayment amount;In the display interface of the terminal device, the loan product is shown.Method, apparatus, computer equipment and the storage medium of display product provided by the present application, there is difficulty of refunding when the target user refunds, pass through the method for the embodiment of the present application, the display interface of terminal device is enabled to jump to the corresponding recommended products page, effectively attract target user, increases loan amount.

Description

Show method, apparatus, computer equipment and the storage medium of product
Technical field
This application involves electronic technology field more particularly to a kind of method, apparatus for showing product, computer equipment and deposit Storage media.
Background technique
Currently, what target user was immediately seen is the information for carrying additionally product after target user carrys additionally product;For example, target User is having the carrying additionally in the page of a APP, it can be seen that the product information carried additionally.But this only includes what this was carried additionally Product information tends not to the needs for meeting target user, and furthermore target user's experience is bad.
For example, target user refunds in the application and/or when credit card repayment product is carried additionally, the application program The refund time that can be provided according to client reminds client to refund on time, but when the refund product that target user is carried additionally is more When, it often will appear the difficult situation of one's own reserves refund, in this case, target user can not often complete also in time Money.
Therefore, this field need it is a kind of can be improved user experience carry additionally product.
Summary of the invention
The purpose of the application is to provide a kind of method, apparatus, computer equipment and storage medium for showing product, for solving Problem certainly of the existing technology.
To achieve the above object, the application provides a kind of method for showing product, comprising the following steps:
Step 01, the loan requests of target user are received, the loan requests include the end authorized through the target user The multiple refund information for the target user that end equipment obtains, the multiple refund information includes the refund of the target user The amount of money;
It step 02, is that the target user determines loan product according to the repayment amount;
Step 03, in the display interface of the terminal device, the loan product is shown.
Wherein, the step 02 includes:
Obtain at least one refund section;
In at least one described refund section, the target refund area where the repayment amount of the target user is determined Between;
According to target refund section, the loan product is determined.
Optionally, step 01 includes:
The loan requests mark on the display interface of the terminal device is clicked by user, obtains the loan requests.
Optionally, described according to target refund section, determine the loan product, comprising:
According to target refund section and mapping relation information, the loan product, the mapping relation information are determined Including at least one corresponding loan of each refund section at least one described refund section and at least one described refund section Money product.
Optionally, the loan product is multiple products, and the step 03 includes:
In the display interface of the terminal device, the multiple product is shown according to recommendation order.
Optionally, described at least one refund section of acquisition, comprising:
Obtain at least one the described refund section pre-seted.
Optionally, described according to target refund section, determine the loan product, comprising:
According to target refund section, the maximum amount to pay in target refund section is determined as the loan and is produced The amount of the loan of product.
Optionally, the multiple refund information includes the refund time of the target user;
The method also includes:
Obtain at least one time interval;
Object time area at least one described time interval, where the time of refunding for determining the target user Between;
According to the object time section, the loan product is determined.
To achieve the above object, the application also provides a kind of device for showing product, and the device of the display product includes:
Receiving module, for receiving the loan requests of target user, the loan requests include awarding through the target user The multiple refund information for the target user that the terminal device of power obtains, the multiple refund information includes the target user Repayment amount;
Determining module, for being that the target user determines loan product according to the repayment amount;
Display module shows the loan product for the display interface in the terminal device.
Wherein, the determining module is specifically used for:
Obtain at least one refund section;
In at least one described refund section, the target refund area where the repayment amount of the target user is determined Between;
According to target refund section, the loan product is determined.
Optionally, the receiving module is specifically used for:
The loan requests mark on the display interface of the terminal device is clicked by user, obtains the loan requests.
Optionally, the determining module is specifically used for:
According to target refund section and mapping relation information, the loan product, the mapping relation information are determined Including at least one corresponding loan of each refund section at least one described refund section and at least one described refund section Money product.
Optionally, the loan product is multiple products, and the display module is specifically used for:
In the display interface of the terminal device, the multiple product is shown according to recommendation order.
Optionally, the determining module is specifically used for:
Obtain at least one the described refund section pre-seted.
Optionally, the determining module is specifically used for:
According to target refund section, the maximum amount to pay in target refund section is determined as the loan and is produced The amount of the loan of product.
Optionally, the multiple refund information includes the refund time of the target user;
The method determining module is specifically used for:
Obtain at least one time interval;
Object time area at least one described time interval, where the time of refunding for determining the target user Between;
According to the object time section, the loan product is determined.
To achieve the above object, the application also provides a kind of computer equipment, including memory, processor and is stored in On memory and the computer program that can run on a processor, the processor are realized above-mentioned when executing the computer program The step of method.
To achieve the above object, the application also provides computer readable storage medium, is stored thereon with computer program, institute State the step of above method is realized when computer program is executed by processor.
Method, apparatus, computer equipment and the storage medium of display product provided by the present application, when the target user goes back There is difficulty of refunding in money, and determines corresponding loan product by refund section, and determining bandwidth product is shown to target and is used Family can effectively attract target user, increase loan amount.In addition, by the corresponding loan product in a refund section, it can Effectively reduce the product classification of loan product.
Further, the multiple refund information includes the refund time of the target user.Terminal device can be with as a result, The repayment amount of the target user is calculated according to the refund time of the target user.For example, target user can apply Multiple products are carried additionally in program, when target user to terminal device issue loan requests after, terminal device can according to the request, Obtain multiple refund information that target user carrys additionally product.For example, target user has carried additionally multiple banks in the application Credit card.After then the terminal device receives the loan requests that the target user sends, time cut-off of refunding can be calculated Repayment amount in current time.User experience can be effectively improved.
Detailed description of the invention
Fig. 1 is the flow chart of the embodiment for the method that the application shows product;
Fig. 2 is the flow chart of another embodiment of the method that the application shows product;
Fig. 3 is the program module schematic diagram for the Installation practice that the application shows product;
Fig. 4 is another program module schematic diagram for the Installation practice that the application shows product;
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood The application is further elaborated.It should be appreciated that specific embodiment described herein is only to explain the application, not For limiting the application.Based on the embodiment in the application, those of ordinary skill in the art are not before making creative work Every other embodiment obtained is put, shall fall in the protection scope of this application.
It should be understood that method, apparatus, computer equipment and the storage medium of display product provided by the present application are suitable for target User carrys additionally the scene of product in the application.For example, being suitable for the product that target user can refund Information concentration carrys additionally the scene in a certain refund reminder application.For example, target user can be by its A bank card also The concentrations such as money information, B bank refund information carry additionally the scene in the refund interface of application program, when the repayment date of target user Phase, which expires, is, target user can be reminded to refund.
It should also be understood that method, apparatus, computer equipment and the storage medium of display product provided by the present application, are suitable for User accesses the technical field of some websites or mobile Internet application by various terminal equipment.The embodiment of the present application is suitable for Any electronic equipment or terminal device with display screen.
Wherein, terminal device can be any terminal, such as: mobile phone, tablet computer, laptop, computer, access are eventually End etc..In another example the terminal devices such as PC and mobile phone, PAD.Wherein, access terminal can be cellular phone, wireless phone, Session initiation protocol (Session Initiation Protocol, SIP) phone, wireless local loop (Wireless Local Loop, WLL) it stands, personal digital assistant (Personal Digital Assistant, PDA), the hand with wireless communication function Holding equipment, the other processing equipments for calculating equipment or being connected to radio modem, mobile unit, wearable device, communication Terminal device etc. in network.
Referring to Fig. 1, may comprise steps of in a kind of method of display product of the present embodiment:
Step 01, the loan requests of target user are received, the loan requests include the end authorized through the target user The multiple refund information for the target user that end equipment obtains, the multiple refund information includes the refund of the target user The amount of money;
It step 02, is that the target user determines loan product according to the repayment amount;
Step 03, in the display interface of the terminal device, the loan product is shown.
Wherein, the step 02 may include:
Obtain at least one refund section;
In at least one described refund section, the target refund area where the repayment amount of the target user is determined Between;
According to target refund section, the loan product is determined.
It should be understood that the executing subject of the embodiment of the present application can be terminal device or be mounted on the terminal device Application program.In order to make it easy to understand, below by taking terminal device is executing subject as an example, to the technical solution of the embodiment of the present application into Row exemplary illustration.
Specifically, terminal device receives the loan requests of target user, the loan requests include using through the target The multiple refund information for the target user that the terminal device of family authorization obtains, the multiple refund information includes the target The repayment amount of user;The terminal device is that the target user determines loan product according to the repayment amount;The end End equipment shows the loan product in the display interface of the terminal device.
It can be found that there is difficulty of refunding when the target user refunds, by the method for the embodiment of the present application, can make The display interface for obtaining terminal device jumps to the corresponding recommended products page, effectively attraction target user, increases loan amount.
Specifically, in step 01, the terminal device can obtain target user according to the loan requests of target user The multiple refund information for needing to refund, multiple refund information may include the repayment amount that target user refunds. Specifically, target user can carry additionally multiple products in the application, when target user issues loan requests to terminal device Afterwards, terminal device can obtain multiple refund information that target user carrys additionally product according to the request.For example, target user exists The credit card of multiple banks such as Bank of China, safety bank, China Merchants Bank is carried additionally in application program, and in the application program Added with its repayment amount and/or billing amount, after target user sends loan requests, terminal device can be according to the target The loan requests of user obtain the information such as the repayment amount of the multiple bank cards of target user.
Optionally, step 01 includes:
Terminal device can click the mark of the loan requests on the display interface of the terminal device by user, obtain institute State loan requests.
Optionally, the loan requests mark can be a uniform resource locator (URL), and wherein unified resource positions Symbol is the expression succinct to the position for the resource that can be obtained from internet and one kind of access method, is standard on internet The address of resource.Each file on internet has a unique URL, and the information that unique URL includes can refer to The processing operation of the position of file and browser out.For example, the uniform resource locator (URL) can be used as WWW Address.
In the embodiment of the present application, when there is target user's refund appearance refund difficulty, the target user passes through click " button " jumps the corresponding recommended products page by a uniform resource locator (URL);Effectively attract target user, increases Add loan amount.
It should be understood that the terminal device can carry out in several ways receiving target user's in step 01 Loan requests, optionally a kind of mode can be, and api interface, target can be set on the Application Program Interface of terminal device User, can be by clicking interface at " button " of interface edge when providing a loan, and thus terminal device can receive mesh Mark the loan requests of user.After target user sends loan requests to terminal device by the button, terminal device can root According to the authorization of target user, to obtain multiple refund information of target user.
It should be understood that in this fashion, being somebody's turn to do " button " can be there are many implementation, and the embodiment of the present application, which does not do this, to be had Body limits.
For example, the terminal device can by the interface of the terminal device be arranged " loan " suspension button, when When target user needs to provide a loan, " loan " suspension button transmission loan requests can be somebody's turn to do by clicking.
In another example can be realized by the way that the suspension button of certain shapes is arranged.It specifically, can be by terminal device Application Program Interface on setting one circular suspension button can pass through click when target user provides a loan The circular suspension button sends loan requests.It should be understood that it is only a kind of example that the shape of the suspension button, which is round, this Apply for that embodiment is without being limited thereto, for example, the shape of the suspension button is also possible to triangle or circle.
In another example can be realized by the way that the suspension button of specific pattern is arranged.It specifically, can be by terminal device Application Program Interface on the suspension button of a bank identifier or bank's trade mark is set, when target user provides a loan When, loan requests can be sent by clicking the suspension button of the bank identifier or bank's trade mark.
Optionally, as shown in Fig. 2, step 02 includes:
Step 021, at least one refund section is obtained.
Step 022, at least one described refund section, the target where the repayment amount of the target user is determined Refund section.
Step 023, according to target refund section, the loan product is determined.
Specifically, the terminal device obtains at least one refund section.The terminal device it is described at least one also In money section, the target refund section where the repayment amount of the target user is determined.The terminal device is according to the mesh Refund section is marked, determines the loan product.
Based on above technical scheme, the terminal device can distribute splicing according to target refund section and jump product, have Body, the target refund section that the terminal device can carry additionally product according to target user pushes distribution difference to target user Product, can effectively solve target user and carry additionally product information deficiency, can not be mesh when target user occur and refunding difficult It marks user and convenient credit information is provided.
In addition, the product classification of loan product can be effectively reduced by the corresponding loan product in a refund section.
Below to step 021 shown in Fig. 2, step 022, step 023 is described in detail respectively.
In step 021, the terminal device obtains at least one refund section.Optionally, at least one described refund Section is the section pre-seted.Optionally, at least one described refund section is also possible to the network equipment or service provider's configuration At least one refund section.Optionally, at least one described refund section be the terminal device and the network equipment about Fixed refund section, for example, a kind of scheme that target user selects in the selection scheme in a variety of refund sections.
Further, in step 021, at least one refund section can also correspond at least one grade.
For example, can be corresponding by least one refund section and at least one corresponding grade by way of table.
The corresponding relationship in table 1 at least one refund section and at least one corresponding grade
Grade refund section
A≤10000
B 10000<X≤30000
C 30000<X≤50000
D 50000<X≤70000
E 70000<X≤100000
Table 1 is referred to, specifically: the corresponding refund section of A grade is 0≤10000.The corresponding refund section of B grade is 10000<X≤30000.The corresponding refund section of C grade is 30000 < X≤50000.The corresponding refund section of D grade is 50000 <X≤70000.The corresponding refund section of E grade is 70000 < X≤100000.
It should be understood that above-mentioned refund section is only example explanation, can specifically be divided according to actual needs.
In step 022, the terminal device needs to determine the refund gold of target user according to the multiple refund information Refund section locating for volume.It in this step, can be according to this also after the repayment amount of terminal device acquisition target user Money amount information determines refund section locating for the repayment amount.It specifically, can be with after obtaining the refund gold of target user Just the amount of money of multiple refund bills of target user is summed up, obtains refund total amount, then according to the refund total amount Determine refund section locating for the repayment amount of target user.
In step 023, the terminal device needs corresponding with the refund section according to refund section determination Loan product.It in this step, can be according to preset refund after the terminal device determines the refund section of target user Corresponding relationship between section and loan product, to be determined as the loan product that target user is recommended.Specifically, work as determination When the refund section that target user refunds, according to the corresponding relationship between the refund section and loan product, determine The loan product of the target user.
Optionally, the classification of the loan product corresponds to target refund section.Optionally, the class of the loan product A section can not corresponded to.For example, the corresponding section of a loan limit.Optionally, a section can also correspond to more The classification of a loan product.For example, a section can correspond to different classes of, difference refund time, different modes of repayment And the product of different interest rates.
Optionally, the amount of money of the loan product corresponds to target refund section.
Optionally, the amount of the loan of the loan product is equal to the maximum amount to pay in target refund section.
For example, it is assumed that the terminal device can determine the refund gold that target user refunds in step 01 Volume is 39000 yuan, the terminal device referring to table 1 can determine the refund section of target user at this time for 30000 < X≤ 50000, corresponding grade is C.
In this case, the terminal device can be that target user determines loan according to refund section 30000 < X≤50000 Money product or the terminal device can be that target user determines loan product according to grade C.
It is that target user determines that the implementation of loan product is illustrated to the terminal device below with reference to table 2.
2 refund section of table, grade, the classification of loan product and the amount of the loan corresponding relationship
The classification of the amount of money loan product of grade refund section loan product
A≤10000 10000 1
B 10000<X≤30000 30000 2
C 30000<X≤50000 50000 3
D 50000<X≤70000 70000 4
E 70000<X≤100000 100000 5
Table 2 is referred to, specifically: the amount of money of the corresponding loan product of A grade is 10000, the class of corresponding loan product It Wei 1.The amount of money of the corresponding loan product of B grade is 30000, and the classification of corresponding loan product is 2.The corresponding loan of C grade The amount of money of money product is 50000, and the classification of corresponding loan product is 3.The amount of money of the corresponding loan product of D grade is 70000, The classification of corresponding loan product is 4.The amount of money of the corresponding loan product of E grade is 100000, the class of corresponding loan product It Wei 5.
That is, the terminal device can be the class for the loan product that target user determines the target user according to grade C Not Wei 3, and the amount of money of its loan product be 50000.
Table 2 is referred to, specifically: the amount of money of the corresponding loan product in refund section 0≤10000 is 10000, corresponding loan The classification of money product is 1.The amount of money of the corresponding loan product in refund section 10000 < X≤30000 is 30000, corresponding loan The classification of product is 2.The amount of money of the corresponding loan product in refund section 30000 < X≤50000 is 50000, and corresponding loan produces The classification of product is 3.The amount of money of the corresponding loan product in refund section 50000 < X≤70000 is 70000, corresponding loan product Classification be 4.The amount of money of the corresponding loan product in refund section 70000 < X≤100000 is 100000, corresponding loan product Classification be 5.
That is, the terminal device can be that target user determines that the target is used according to refund section 30000 < X≤50000 The classification of the loan product at family is 3, and the amount of money of its loan product is 50000.
It should also be understood that above-mentioned corresponding relationship is only to illustrate, can specifically be modified according to actual needs.
For example, the table 2 can only include the corresponding relationship in refund section, grade and the amount of the loan.
In another example the table 2 can only include the corresponding relationship of grade, the classification of loan product and the amount of the loan.
In another example the table 2 can only include that the corresponding of refund section, the classification of loan product and the amount of the loan is closed System.
Optionally, the multiple refund information includes the refund time of the target user.Terminal device can root as a result, The repayment amount of the target user is calculated according to the refund time of the target user.For example, target user can apply journey Multiple products are carried additionally in sequence, after target user issues loan requests to terminal device, terminal device can be obtained according to the request Target user is taken to carry additionally multiple refund information of product.For example, target user has carried additionally Bank of China, safety in the application The credit card of multiple banks such as bank, China Merchants Bank.The loan that then terminal device receives that the target user sends is asked After asking, the repayment amount refunded in time cut-off current time can be calculated.
In step 03 described in Fig. 1, the loan product can be shown by terminal device at terminal device interface. In this step, after being determined as the loan product of target user's recommendation, which is opened up at terminal device interface Show, to prompt target user that can further apply for the loan product.
Through the above scheme, there is difficulty of refunding when the target user refunds, corresponding loan is determined by refund section Money product, and determining bandwidth product is shown to target user, it can effectively attract target user, increase loan amount.In addition, By the corresponding loan product in a refund section, the product classification of loan product can be effectively reduced.
Further, the multiple refund information includes the refund time of the target user.Terminal device can be with as a result, The repayment amount of the target user is calculated according to the refund time of the target user.For example, target user can apply Multiple products are carried additionally in program, when target user to terminal device issue loan requests after, terminal device can according to the request, Obtain multiple refund information that target user carrys additionally product.For example, target user has carried additionally multiple banks in the application Credit card.After then the terminal device receives the loan requests that the target user sends, time cut-off of refunding can be calculated Repayment amount in current time.User experience can be effectively improved.
Fig. 3 is the schematic block diagram of the device of the display product of the embodiment of the present application.Optionally, the dress of the display product It installs and is placed in terminal device.
As shown in figure 3, in this example it is shown that the device 10 of product may include or be divided into one or more journeys Sequence module, one or more program module are stored in storage medium, and as performed by one or more processors, with complete At the application, and the method that can realize above-mentioned display product.The so-called program module of the application is to refer to complete specific function Series of computation machine program instruction section, relative program more suitable for description display product the holding in storage medium of device 10 Row process.The function of each program module in the present embodiment will specifically be introduced by being described below.
As shown in figure 3, the device 10 of display product may include:
Receiving module 11, for receiving the loan requests of target user, the loan requests include through the target user The multiple refund information for the target user that the terminal device of authorization obtains, the multiple refund information include that the target is used The repayment amount at family;
Determining module 12, for being that the target user determines loan product according to the repayment amount;
Display module 13 shows the loan product for the display interface in the terminal device.
Wherein, the determining module 12 is specifically used for:
Obtain at least one refund section;
In at least one described refund section, the target refund area where the repayment amount of the target user is determined Between;
According to target refund section, the loan product is determined.
Optionally, the receiving module 11 is specifically used for:
The loan requests mark on the display interface of the terminal device is clicked by user, obtains the loan requests.
Optionally, the determining module 12 is specifically used for:
According to target refund section and mapping relation information, the loan product, the mapping relation information are determined Including at least one corresponding loan of each refund section at least one described refund section and at least one described refund section Money product.
Optionally, the loan product is multiple products, and the display module 13 is specifically used for:
In the display interface of the terminal device, the multiple product is shown according to recommendation order.
Optionally, the determining module 12 is specifically used for:
Obtain at least one the described refund section pre-seted.
Optionally, the determining module 12 is specifically used for:
According to target refund section, the maximum amount to pay in target refund section is determined as the loan and is produced The amount of the loan of product.
Optionally, the multiple refund information includes the refund time of the target user;
The method determining module 12 is specifically used for:
Obtain at least one time interval;
Object time area at least one described time interval, where the time of refunding for determining the target user Between;
According to the object time section, the loan product is determined.
Terminal device can calculate the refund gold of the target user according to the refund time of the target user as a result, Volume.For example, target user can carry additionally multiple products in the application, when target user issues loan requests to terminal device Afterwards, terminal device can obtain multiple refund information that target user carrys additionally product according to the request.For example, target user exists The credit card of multiple banks such as Bank of China, safety bank, China Merchants Bank has been carried additionally in application program.Then the terminal device connects After receiving the loan requests that the target user sends, the repayment amount refunded in time cut-off current time can be calculated.Energy Enough effectively improve user experience.
A kind of computer equipment is also provided in the present embodiment, can such as execute the smart phone, tablet computer, notes of program This computer, desktop computer, rack-mount server, blade server, tower server or Cabinet-type server (including independence Server or multiple servers composed by server cluster) etc..The computer equipment 20 of the present embodiment include at least but It is not limited to: memory 21, the processor 22 of connection can be in communication with each other by system bus, as shown in Figure 4.It should be pointed out that Fig. 4 illustrates only the computer equipment 20 with component 21-22, it should be understood that being not required for implementing all show Component, the implementation that can be substituted is more or less component.
In the present embodiment, memory 21 (i.e. readable storage medium storing program for executing) includes flash memory, hard disk, multimedia card, memory card (example Such as, SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, magnetic Disk, CD etc..In some embodiments, memory 21 can be the internal storage unit of computer equipment 20, such as the calculating The hard disk or memory of machine equipment 20.In further embodiments, memory 21 is also possible to the external storage of computer equipment 20 The plug-in type hard disk being equipped in equipment, such as the computer equipment 20, intelligent memory card (Smart Media Card, SMC), peace Digital (Secure Digital, SD) card, flash card (Flash Card) etc..Certainly, memory 21 can also both include meter The internal storage unit for calculating machine equipment 20 also includes its External memory equipment.In the present embodiment, memory 21 is commonly used in storage Be installed on the operating system and types of applications software of computer equipment 20, for example, embodiment display product device 10 program Code etc..In addition, memory 21 can be also used for temporarily storing the Various types of data that has exported or will export.
Processor 22 can be in some embodiments central processing unit (Central Processing Unit, CPU), Controller, microcontroller, microprocessor or other data processing chips.The processor 22 is commonly used in control computer equipment 20 overall operation.In the present embodiment, program code or processing data of the processor 22 for being stored in run memory 21, Such as the device 10 of operation display product, the method to realize the display product of embodiment.
There is difficulty of refunding when the target user refunds, the computer equipment 20 of the embodiment of the present application can pass through refund Section determines corresponding loan product, and determining bandwidth product is shown to target user, can effectively attract target user, Increase loan amount.In addition, the product point of loan product can be effectively reduced by the corresponding loan product in a refund section Class.
Further, the multiple refund information includes the refund time of the target user.Terminal device can be with as a result, The repayment amount of the target user is calculated according to the refund time of the target user.For example, target user can apply Multiple products are carried additionally in program, when target user to terminal device issue loan requests after, terminal device can according to the request, Obtain multiple refund information that target user carrys additionally product.For example, target user has been carried additionally Bank of China in the application, has been put down Pacify the credit card of multiple banks such as bank, China Merchants Bank.Then the terminal device receives the loan that the target user sends After request, the repayment amount refunded in time cut-off current time can be calculated.User experience can be effectively improved.
A kind of computer readable storage medium is also provided in the present embodiment, such as flash memory, hard disk, multimedia card, memory card (for example, SD or DX memory etc.), random access storage device (RAM), static random-access memory (SRAM), read-only memory (ROM), electrically erasable programmable read-only memory (EEPROM), programmable read only memory (PROM), magnetic storage, magnetic Disk, CD, server, App are stored thereon with computer program, phase are realized when program is executed by processor using store etc. Answer function.The computer readable storage medium of the present embodiment is used to store the device 10 of display product, real when being executed by processor The method of the display product of current embodiment.
Above-mentioned the embodiment of the present application serial number is for illustration only, does not represent the advantages or disadvantages of the embodiments.
Through the above description of the embodiments, those skilled in the art can be understood that the above method is implemented Example can be realized by means of software and necessary general hardware platform, naturally it is also possible to by hardware, but in many cases The former is more preferably embodiment.I.e. the present invention can take full hardware embodiment, full software implementation or integration software and hard The form of the embodiment of part.Typical combine of hardware and software can be the general-purpose computing system with computer program, When program is loaded and is performed, computer system is controlled, so as to execute above-mentioned method.The present invention can be embedded in In computer program product, it includes all features for being carried out method described herein.The computer program product It is comprised in one or more computer readable storage mediums, the computer readable storage medium, which has, to be contained therein Computer readable program code.
The above is only preferred embodiment of the present application, are not intended to limit the scope of the patents of the application, all to utilize this Shen Please equivalent structure or equivalent flow shift made by specification and accompanying drawing content, be applied directly or indirectly in other relevant skills Art field similarly includes in the scope of patent protection of the application.

Claims (10)

1. a kind of method for showing product, which comprises the following steps:
Step 01, the loan requests of target user are received, the loan requests include setting through the terminal that the target user authorizes Multiple refund information of the standby target user obtained, the multiple refund information include the refund gold of the target user Volume;
It step 02, is that the target user determines loan product according to the repayment amount;
Step 03, in the display interface of the terminal device, the loan product is shown;
Wherein, the step 02 includes:
Obtain at least one refund section;
In at least one described refund section, the target refund section where the repayment amount of the target user is determined;
According to target refund section, the loan product is determined.
2. the method according to claim 1, wherein step 01 includes:
The loan requests mark on the display interface of the terminal device is clicked by user, obtains the loan requests.
3. method according to claim 1 or 2, which is characterized in that it is described according to target refund section, determine described in Loan product, comprising:
According to target refund section and mapping relation information, determine that the loan product, the mapping relation information include At least one corresponding loan of each refund section produces at least one described refund section and at least one described refund section Product.
4. according to the method described in claim 3, the step 03 is wrapped it is characterized in that, the loan product is multiple products It includes:
In the display interface of the terminal device, the multiple product is shown according to recommendation order.
5. method according to claim 1 or 2, which is characterized in that described at least one refund section of acquisition, comprising:
Obtain at least one the described refund section pre-seted.
6. method according to claim 1 or 2, which is characterized in that it is described according to target refund section, determine described in Loan product, comprising:
According to target refund section, the maximum amount to pay in target refund section is determined as the loan product The amount of the loan.
7. method according to claim 1 or 2, which is characterized in that the multiple refund information includes the target user The refund time;
The method also includes:
Obtain at least one time interval;
Object time section at least one described time interval, where the time of refunding for determining the target user;
According to the object time section, the loan product is determined.
8. it is a kind of show product device, which is characterized in that it is described display product device include:
Receiving module, for receiving the loan requests of target user, the loan requests include authorizing through the target user The multiple refund information for the target user that terminal device obtains, the multiple refund information include going back for the target user The money amount of money;
Determining module, for being that the target user determines loan product according to the repayment amount;
Display module shows the loan product for the display interface in the terminal device;
Wherein, the determining module is specifically used for:
Obtain at least one refund section;
In at least one described refund section, the target refund section where the repayment amount of the target user is determined;
According to target refund section, the loan product is determined.
9. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage Computer program, which is characterized in that the processor realizes any one of claim 1 to 7 institute when executing the computer program The step of stating method.
10. a kind of computer readable storage medium, is stored thereon with computer program, it is characterised in that: the computer program The step of any one of claim 1 to 7 the method is realized when being executed by processor.
CN201811535047.2A 2018-12-14 2018-12-14 Show method, apparatus, computer equipment and the storage medium of product Pending CN109816511A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201811535047.2A CN109816511A (en) 2018-12-14 2018-12-14 Show method, apparatus, computer equipment and the storage medium of product

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201811535047.2A CN109816511A (en) 2018-12-14 2018-12-14 Show method, apparatus, computer equipment and the storage medium of product

Publications (1)

Publication Number Publication Date
CN109816511A true CN109816511A (en) 2019-05-28

Family

ID=66602036

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201811535047.2A Pending CN109816511A (en) 2018-12-14 2018-12-14 Show method, apparatus, computer equipment and the storage medium of product

Country Status (1)

Country Link
CN (1) CN109816511A (en)

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004126773A (en) * 2002-09-30 2004-04-22 Daisan Bank Ltd Electronic recording medium or computer with housing loan program built-in
CN101122986A (en) * 2006-08-08 2008-02-13 阿里巴巴公司 Method and system for implementing debit and credit by network
CN102163316A (en) * 2011-04-26 2011-08-24 中国工商银行股份有限公司 Repayment data processing device, system and method
WO2017128391A1 (en) * 2016-01-30 2017-08-03 杨钰 Method of transmitting data relating to loan product recommendation technology, and loan indication system
CN107844948A (en) * 2017-10-09 2018-03-27 平安普惠企业管理有限公司 Credit methods, device, equipment and readable storage medium storing program for executing based on credit product storehouse
CN107871280A (en) * 2017-09-30 2018-04-03 上海壹账通金融科技有限公司 Loan administration method, application server and computer-readable storage medium
CN108416670A (en) * 2018-03-19 2018-08-17 深圳市买买提信息科技有限公司 Credit matches folk prescription method and server

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
JP2004126773A (en) * 2002-09-30 2004-04-22 Daisan Bank Ltd Electronic recording medium or computer with housing loan program built-in
CN101122986A (en) * 2006-08-08 2008-02-13 阿里巴巴公司 Method and system for implementing debit and credit by network
CN102163316A (en) * 2011-04-26 2011-08-24 中国工商银行股份有限公司 Repayment data processing device, system and method
WO2017128391A1 (en) * 2016-01-30 2017-08-03 杨钰 Method of transmitting data relating to loan product recommendation technology, and loan indication system
CN107871280A (en) * 2017-09-30 2018-04-03 上海壹账通金融科技有限公司 Loan administration method, application server and computer-readable storage medium
CN107844948A (en) * 2017-10-09 2018-03-27 平安普惠企业管理有限公司 Credit methods, device, equipment and readable storage medium storing program for executing based on credit product storehouse
CN108416670A (en) * 2018-03-19 2018-08-17 深圳市买买提信息科技有限公司 Credit matches folk prescription method and server

Similar Documents

Publication Publication Date Title
CN105099688B (en) A kind of operating method of electronic account, the methods of exhibiting and device for paying the page
CN104067255B (en) Set up network to connect
CN104717342B (en) A kind of method and device waking up client application based on short message
US9779432B1 (en) Invoice financing and repayment
US20160277481A1 (en) Data transferring method, device and system thereof
CN109409918A (en) The recognition methods of wool party, device, equipment and storage medium based on user behavior
US20140208399A1 (en) Method and system for accessing a computing resource
CN109447610A (en) Method and apparatus for determining payment channel
CN110796440A (en) Payment method, device and system, payment service architecture, electronic equipment and medium
CN104616142B (en) Data transfer method, server, mobile terminal and system
CN110335111A (en) Data processing method, system, terminal and server
CN110060041A (en) Channel of disbursement cut-in method, system, computer equipment and readable storage medium storing program for executing
CN114169885A (en) Digital currency payment method, device, terminal and computer readable storage medium
CN107528822A (en) A kind of business performs method and device
CN107688934A (en) Integrate deduction method and terminal device
CN109785107B (en) Method for flexibly configuring fund duty ratio and related products
CN109816511A (en) Show method, apparatus, computer equipment and the storage medium of product
CN109542918A (en) Guarantee method, system, computer equipment and the storage medium of data consistency
CN109409922A (en) Data aggregate modeling method, device, computer equipment and storage medium
CN106652210A (en) Intelligent water meter payment system
US20140351087A1 (en) Registration process
CN105184565A (en) Card business realizing method, business platform and system
CN111833151B (en) Cloud ecological service method, cloud server, system, device and readable storage medium
CN114445128A (en) Card ticket management method and device, electronic equipment and computer readable medium
CN108428174A (en) Transaction funds method for early warning, server and storage medium

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20190528

WD01 Invention patent application deemed withdrawn after publication