CN105184565A - Card business realizing method, business platform and system - Google Patents

Card business realizing method, business platform and system Download PDF

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Publication number
CN105184565A
CN105184565A CN201510569628.8A CN201510569628A CN105184565A CN 105184565 A CN105184565 A CN 105184565A CN 201510569628 A CN201510569628 A CN 201510569628A CN 105184565 A CN105184565 A CN 105184565A
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China
Prior art keywords
card
sent
target cities
business platform
purpose card
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CN201510569628.8A
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Chinese (zh)
Inventor
何宗盛
孙伟
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Billion Through (beijing) Data Processing Information Co Ltd
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Billion Through (beijing) Data Processing Information Co Ltd
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Priority to CN201510569628.8A priority Critical patent/CN105184565A/en
Publication of CN105184565A publication Critical patent/CN105184565A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/349Rechargeable cards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/105Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems involving programming of a portable memory device, e.g. IC cards, "electronic purses"

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides a card business realizing method, a business platform and a system. The method comprises the steps that the information of a one-card of a target city and the payment success message of corresponding recharge amount information are received, wherein the card information and the payment success message are sent by a user terminal; according to the received payment success message, the information of the one-card of the target city and the recharge request of the corresponding recharge amount information are sent to a one-card server; and after a recharge instruction returned by the one-card server is received, a card writing instruction, which carries the recharge amount, of the one-card of the target city is sent to a first load system which is previously set at a first designated place to trigger the first load system which receives the card writing instruction to carry out corresponding recharge amount card writing on the one-card of the target city. According to the technical scheme provided by the invention, online city one-card recharge and offline card writing are realized, which enhances the user experience.

Description

A kind of method of card business realizing, business platform and system
Technical field
The present invention relates to communication technical field, particularly a kind of method of card business realizing, business platform and system.
Background technology
City one-card is a kind of IC-card, user by prestoring certain amount of money in city one-card, the amount of money be pre-stored in city one-card can be used bankcard consumption is carried out when taking public transport, eliminate the process all needing when user takes public transport at every turn to make to carry out in cash buying tickets, have great convenience for the user trip.
At present, to city one-card prestore the amount of money namely supplement with money time, need to go the city one-card fixed to supplement site cash payment with money, the balance data just changed in city one-card by pos (pointofsales, the point of sale) machine maintenance being arranged on this site after cash payment is supplemented with money to complete; This make to carry out in cash to supplement with money supplement with money in mode, make troubles often can to some users, such as; when in user's city one-card, Sorry, your ticket has not enough value and when not carrying cash; then can not supplement with money city one-card, may have influence on the normal trip of user, Consumer's Experience is bad.
Summary of the invention
In view of this, the invention provides a kind of method of card business realizing, business platform and system, can realize that city one-card is supplemented with money online, write card under line.
First aspect, the invention provides a kind of method of card business realizing, is applied to the business platform being arranged in network side, comprises:
101: business platform receives the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent;
102: the charging request of the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card, according to the payment success message received, is sent to all-purpose card server by business platform;
103: after what business platform received that all-purpose card server returns supplement instruction with money, by carry described recharge amount to target cities all-purpose card card write card instruction send in advance first appointed place arrange first lap deposit system, to trigger after described first lap deposit system receives and write card instruction, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
Further,
Before the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card sends to all-purpose card server, comprise further:
Business platform receives the checking request of carrying the card image of described target cities all-purpose card card that first lap deposit system is sent;
The checking request of the card image of carrying target cities all-purpose card card is sent to all-purpose card server, and the result that all-purpose card server returns is sent to first lap deposit system;
Business platform receives the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that first lap deposit system is sent, and performs the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card send to all-purpose card server according to the charging request received.
Further, before the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card sends to all-purpose card server, also comprise:
Business platform generates the first evidence for payment code according to the described payment success message received, and described first evidence for payment code is sent to corresponding subscriber terminal equipment;
Business platform receives the second evidence for payment code that first lap deposit system sends, the the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card and send to all-purpose card server.
Second aspect, the invention provides a kind of business platform, comprising:
First interface unit, for receiving the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent;
Processor, for resolving payment success message, being carried in charging request by the card image of target cities all-purpose card card and the recharge amount information of correspondence, sending to the second interface unit; Receive after supplementing instruction with money, generate carry described recharge amount card instruction is write to target cities all-purpose card card, write card instruction send to the 3rd interface unit by described;
Second interface unit, for the charging request received is sent to all-purpose card server, what reception all-purpose card server returned supplements instruction with money, sends to described processor;
3rd interface unit, by described write card instruction send in advance first appointed place arrange first lap deposit system, with trigger that described first lap deposit system receives write card instruction after, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
Further,
Described 3rd interface unit, is further used for the checking request of carrying the card image of described target cities all-purpose card card that reception first lap deposit system is sent, checking request is sent to described processor; The result is sent to described first lap deposit system; Receive the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that first lap deposit system is sent, this charging request is sent to described processor;
Described processor, is further used for, after receiving checking request, this checking request being sent to described second interface unit; And the result is resolved, and send to described 3rd interface unit; And after receiving the charging request that described 3rd interface unit sends, described in execution, the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request, send to the second interface unit;
Second interface unit, is further used for the checking request received to send to all-purpose card server; The result that all-purpose card server returns is sent to described processor.
Further,
Described processor, be further used for described after to payment, success message resolves, and before being carried in charging request by the card image of target cities all-purpose card card and the recharge amount information of correspondence, generate the first evidence for payment code, send to described first interface unit; The the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform and described the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request the process sending to the second interface unit;
Described first interface unit, is further used for the first evidence for payment code received to send to described subscriber terminal equipment;
Described 3rd interface unit, is further used for the second evidence for payment code sent at the described first lap deposit system of the first appointed place described in receiving, this second evidence for payment code is sent to described processor.
The third aspect, the invention provides a kind of system of card business realizing, comprising:
Subscriber terminal equipment, business platform, at least one is arranged on circle deposit system, the all-purpose card server of appointed place;
Described subscriber terminal equipment is for obtaining the card image of target cities all-purpose card card and corresponding recharge amount; Mutual according to described recharge amount and third-party payment system, when paying successfully, the payment success message of the recharge amount information of the card image and correspondence that comprise target cities all-purpose card card is sent to business platform by described subscriber terminal equipment;
Described business platform, for resolving the payment success message received, being carried at the card image of target cities all-purpose card card and the recharge amount information of correspondence in charging request and being sent to all-purpose card server; What reception was returned by all-purpose card server supplements instruction with money, according to described supplement with money instruction generate carry described recharge amount card instruction is write to target cities all-purpose card card, write card instruction be sent to described at least one circle deposit system described in advance at the first lap deposit system that the first appointed place is arranged;
First lap deposit system at least one circle deposit system described, for receive sent by described business platform write card instruction, and write according to described corresponding described recharge amount is carried out in card instruction writing operation to described target cities all-purpose card card;
Described all-purpose card server, for receiving the charging request sent by described business platform, to return to business platform according to described charging request and supplements instruction with money.
Further,
Described first lap deposit system, is further used for sending to described business platform the checking request carrying the card image of described target cities all-purpose card card; After receiving the result sent by described business platform, send the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence to described business platform.
Described business platform, be further used for the checking request of carrying the card image of described target cities all-purpose card card that reception first lap deposit system is sent, described checking request is sent to all-purpose card server, and receive the result returned by all-purpose card server, and the result is sent to described first lap deposit system; Receive the charging request that described first lap deposit system is sent, after receiving this charging request, perform the described card image of target cities all-purpose card card and the recharge amount information of correspondence being carried in charging request and be sent to all-purpose card server;
Described all-purpose card server, is further used for receiving the checking request sent by described business platform, and verifies the legitimacy of target cities all-purpose card card according to described checking request, returns the result to described business platform.
Further,
Described subscriber terminal equipment, is further used for receiving the first evidence for payment code sent by described business platform;
Described business platform, the described payment success message be further used for according to receiving generates the first evidence for payment code, and described first evidence for payment code is sent to described subscriber terminal equipment; Receive the second evidence for payment code sent by described first lap deposit system, the the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform and described the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request;
Described first lap deposit system, is further used for obtaining the second evidence for payment code inputted by user, and described second evidence for payment code is sent to described business platform.
Further, described business platform comprises further: circle deposit system information recording unit, for preserving the information of the appointed place at least one circle deposit system place described;
Described business platform, is further used for after receiving described payment success message, and the information of the appointed place at least one circle deposit system place described in preserving in described circle deposit system information recording unit is sent to described subscriber terminal equipment;
Described subscriber terminal equipment is further used for the information of the appointed place at least one circle deposit system place described to be supplied to user.
By the method for a kind of card business realizing provided by the invention, business platform and system, in advance circle deposit system is set in appointed place, by the recharge amount that subscriber terminal equipment on-line payment target cities all-purpose card is corresponding, and the card image of the recharge amount of correspondence and target cities all-purpose card is sent to business platform, business platform to send to all-purpose card server according to the recharge amount of the card image received and correspondence and supplements application with money and corresponding supplement instruction with money to obtain, business platform is supplemented instruction with money and is generated corresponding writing card instruction and this is write card instruction according to this and send to the circle deposit system arranged in appointed place in advance to carry out the writing operation of corresponding recharge amount to make this circle deposit system to target cities all-purpose card card, in sum, user passes through recharge amount corresponding to subscriber terminal equipment payment targets city one-card, and then by the circle deposit system arranged in appointed place in advance, corresponding recharge amount carries out to target cities all-purpose card card write card, realize that city one-card is supplemented with money online, write card under line, and then promote Consumer's Experience.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is some embodiments of the present invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is the process flow diagram of a kind of method in business platform upper clamp slice business realizing that one embodiment of the invention provides;
Fig. 2 is the process flow diagram of the another kind that provides of one embodiment of the invention in the method for business platform upper clamp slice business realizing;
Fig. 3 is a kind of structural representation realizing the business platform of card business that one embodiment of the invention provides;
Fig. 4 is the structural representation of a kind of card business realizing system that one embodiment of the invention provides;
Fig. 5 is the process flow diagram utilizing card business realizing system to complete card business in one embodiment of the invention.
Embodiment
For making the object of the embodiment of the present invention, technical scheme and advantage clearly; below in conjunction with the accompanying drawing in the embodiment of the present invention; technical scheme in the embodiment of the present invention is clearly and completely described; obviously; described embodiment is the present invention's part embodiment, instead of whole embodiments, based on the embodiment in the present invention; the every other embodiment that those of ordinary skill in the art obtain under the prerequisite not making creative work, all belongs to the scope of protection of the invention.
As shown in Figure 1, embodiments provide a kind of method of card business realizing, be applied to the business platform being arranged in network side, the method can comprise the following steps:
101: business platform receives the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent;
102: the charging request of the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card, according to the payment success message received, is sent to all-purpose card server by business platform;
103: after what business platform received that all-purpose card server returns supplement instruction with money, by carry described recharge amount to target cities all-purpose card card write card instruction send in advance first appointed place arrange first lap deposit system, to trigger after described first lap deposit system receives and write card instruction, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
By the method for a kind of card business realizing provided by the invention, in advance circle deposit system is set in appointed place, by the recharge amount that subscriber terminal equipment on-line payment target cities all-purpose card is corresponding, and the card image of the recharge amount of correspondence and target cities all-purpose card is sent to business platform, business platform to send to all-purpose card server according to the recharge amount of the card image received and correspondence and supplements application with money and corresponding supplement instruction with money to obtain, business platform is supplemented instruction with money and is generated corresponding writing card instruction and this is write card instruction according to this and send to the circle deposit system arranged in appointed place in advance to carry out the writing operation of corresponding recharge amount to make this circle deposit system to target cities all-purpose card card, in sum, user passes through recharge amount corresponding to subscriber terminal equipment payment targets city one-card, and then by any one circle deposit system arranged in appointed place in advance, corresponding recharge amount carries out to target cities all-purpose card card write card, realize that city one-card is supplemented with money online, write card under line, and then promote Consumer's Experience.
Further, the city one-card attribute used due to each city is not identical, the all-purpose card server of its correspondence is not identical yet, and city one-card card is all provided with the corresponding term of validity, when city one-card card not before the deadline time, even if to card write card supplement with money after this card also can not be used for consumption, therefore, effective in order to ensure the rewriting of the data in city one-card card, need to verify according to the legitimacy of card image to card; Particularly, in a preferred embodiment of the invention, in above-mentioned steps 102 before the charging request of the recharge amount information by the card image and correspondence of carrying target cities all-purpose card card sends to all-purpose card server, make to verify the legitimacy of card with the following method, A1: business platform receives the checking request of carrying the card image of described target cities all-purpose card card that first lap deposit system is sent; A2: the checking request of the card image of carrying target cities all-purpose card card is sent to all-purpose card server, and the result that all-purpose card server returns is sent to first lap deposit system; A3: business platform receives the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that first lap deposit system is sent, performs the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card according to the charging request received and sends to all-purpose card server.
Further, in order to improve the security of city one-card card, the city one-card card preventing other people from passing through to copy is write card at the circle deposit system being set in advance in appointed place to the city one-card card copied and is supplemented to obtain the recharge amount that the target cities all-purpose card of corresponding subscriber terminal equipment to correspondence pay with money, and the mode by arranging evidence for payment code ensures that the city one-card that the circle deposit system in default appointed place carries out writing card is the target cities all-purpose card corresponding with subscriber terminal equipment; Particularly, in a preferred embodiment of the invention, in a step 102, the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card also comprises before sending to all-purpose card server:
Business platform generates the first evidence for payment code according to the described payment success message received, and described first evidence for payment code is sent to corresponding subscriber terminal equipment;
Business platform receives the second evidence for payment code that first lap deposit system sends, the the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card and send to all-purpose card server.
So, though other people replicate target cities all-purpose card card also due to and the recharge amount of not knowing the first corresponding evidence for payment code and cannot be paid target cities all-purpose card the city one-card card write respective user terminal device copied by circle deposit system.
For making the object, technical solutions and advantages of the present invention clearly, below in conjunction with drawings and the specific embodiments, the present invention is described in further detail.
As shown in Figure 2, embodiments provide a kind of method of the card business realizing in business platform, the method can comprise the following steps:
Step 201, business platform receives the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent.
Treat the target cities all-purpose card of supplementing with money by subscriber terminal equipment and pay corresponding recharge amount, when subscriber terminal equipment pays successfully, send the payment success message of card image and the corresponding recharge amount comprising target cities all-purpose card to business platform; Such as, the card image of target cities to be supplemented with money all-purpose card comprises card number 00001, and corresponding recharge amount comprises 50 yuan.
Step 202, business platform generates the first evidence for payment code according to the described payment success message received, and described first evidence for payment code is sent to corresponding subscriber terminal equipment.
When business platform receives the payment success message described in step 201, generate the first evidence for payment code that respective user terminal device and card number are the target cities all-purpose card of 00001, such as, corresponding evidence for payment code can comprise the character identifying code abcd of 4, and this evidence for payment code is sent to corresponding subscriber terminal equipment.
Step 203, business platform receives the checking request of carrying the card image of described target cities all-purpose card card that first lap deposit system is sent.
Here, first lap deposit system is that after user completes line pays, selected and go to circle deposit system, user writes card under line is carried out in first lap deposit system side.
Step 204, the checking request of the card image of carrying target cities all-purpose card card is sent to all-purpose card server by business platform, and the result that all-purpose card server returns is sent to first lap deposit system.
In step 203 and step 204, what user carried out corresponding recharge amount by arbitrary circle deposit system of being set in advance in appointed place to the target cities all-purpose card card that card number is 00001 writes card; First the card image being obtained target cities all-purpose card card by circle deposit system is needed, and be sent to all-purpose card server to verify the legitimacy of card, card image comprise card attribute city, the term of validity, whether at blacklist etc., so effective to guarantee the data rewriting in the all-purpose card card of target cities, only have when all-purpose card server to the legitimate verification of target cities all-purpose card by time, just can perform step 205.That is, if the result is illegal, the process of follow-up transmission second evidence for payment code then can not be carried out in circle deposit system side.
Step 205, business platform receives the second evidence for payment code that first lap deposit system sends.
Step 206, judges that whether the first evidence for payment code of the second evidence for payment code and generation is identical, if identical, then performs step 207, otherwise, terminate current process.
In step 205 and step 206, when the legitimate verification that card number is the target cities all-purpose card card of 00001 passes through, the first evidence for payment code that user can receive according to subscriber terminal equipment inputs the second evidence for payment code at the circle deposit system of correspondence, business platform according to the second evidence for payment code received judge whether to generate with this business platform to should card number be that the first evidence for payment code of the target cities all-purpose card of 00001 is identical, only have and just can perform step 207 when the first evidence for payment code is identical with the second evidence for payment code, such as, in the present embodiment, when the second evidence for payment code only having user to input is abcd, just step 207 can be performed, so, when can prevent target cities all-purpose card from being copied by other people, the city one-card copied is utilized to obtain the recharge amount of corresponding subscriber terminal equipment to the correspondence that this target cities all-purpose card pays.
Step 207, the charging request of the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card is sent to all-purpose card server by business platform.
Step 208, after what business platform received that all-purpose card server returns supplement instruction with money, will carry sending in advance at the first lap deposit system that the first appointed place is arranged the card instruction of writing of target cities all-purpose card card of described recharge amount.
Here, write card instruction and can trigger after described first lap deposit system receives and write card instruction, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
In step 207 and step 208, the recharge amount 50 yuan of the card number 00001 of target cities all-purpose card and correspondence is sent to all-purpose card server by business platform, corresponding supplementing instruction with money and be back to business platform is generated according to the information received to make all-purpose card server, business platform is supplemented instruction with money and is generated corresponding writing card instruction and this being write card instruction according to this and send to corresponding circle deposit system, with the writing operation making corresponding circle deposit system carry out corresponding recharge amount to the target cities all-purpose card card that card number is 00001.
As shown in Figure 3, embodiments provide a kind of business platform 30, comprising:
First interface unit 301, for receiving the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent;
Processor 302, for resolving payment success message, being carried in charging request by the card image of target cities all-purpose card card and the recharge amount information of correspondence, sending to the second interface unit 303; Receive after supplementing instruction with money, generate carry described recharge amount card instruction is write to target cities all-purpose card card, write card instruction send to the 3rd interface unit 304 by described;
Second interface unit 303, for the charging request received is sent to all-purpose card server, what reception all-purpose card server returned supplements instruction with money, sends to described processor 302;
3rd interface unit 304, by described write card instruction send in advance first appointed place arrange first lap deposit system, with trigger that described first lap deposit system receives write card instruction after, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
In the present embodiment, business platform is by first interface unit 301, second interface unit 303, 3rd interface unit 304 respectively with subscriber terminal equipment, all-purpose card server communicates with circle deposit system, wherein, first interface unit 301 and the second interface unit 303 comprise API (ApplicationProgrammingInterface, application programming interface), when the second interface unit 303 and all-purpose card server communication, use tcp/ip (transmissionControlProtocol/InternetProtocol, transmission control protocol/internet protocol) transmit data, when 3rd interface unit 304 communicates with circle deposit system, use http (HyperTextTransferProtocol, HTML (Hypertext Markup Language)) transmit data.
Further, effective to the data rewriting in city one-card card in order to ensure circle deposit system, consumption can be used for after balance data in card is rewritten, need to verify to guarantee that city one-card card before the deadline and not medium at blacklist according to the legitimacy of card image to the city one-card card of correspondence of target cities all-purpose card card, in a preferred embodiment of the invention, described 3rd interface unit 304, be further used for the checking request of carrying the card image of described target cities all-purpose card card that reception first lap deposit system is sent, checking request is sent to described processor 302, the result is sent to described first lap deposit system, receive the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that first lap deposit system is sent, this charging request is sent to described processor 302,
Described processor 302, is further used for, after receiving checking request, this checking request being sent to described second interface unit 303; And the result is resolved, and send to described 3rd interface unit 304; And after receiving the charging request that described 3rd interface unit 304 sends, described in execution, the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request, send to the second interface unit 303;
Described second interface unit 303, is further used for the checking request received to send to all-purpose card server; The result that all-purpose card server returns is sent to described processor 302.
In order to improve the security of city one-card card, the city one-card card preventing from other people from utilizing copying deposits into row by circle and writes the recharge amount that subscriber terminal equipment that card supplements with money to obtain correspondence pays target cities all-purpose card, guarantee that the city one-card writing card at the circle deposit system by presetting appointed place is the target cities all-purpose card card corresponding with subscriber terminal equipment, in a preferred embodiment of the invention
Described processor 302, be further used for described after to payment, success message resolves, and before being carried in charging request by the card image of target cities all-purpose card card and the recharge amount information of correspondence, generate the first evidence for payment code, send to described first interface unit 301; The the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform and described the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request the process 303 sending to the second interface unit;
Described first interface unit 301, is further used for the first evidence for payment code received to send to described subscriber terminal equipment;
Described 3rd interface unit 304, is further used for the second evidence for payment code sent at the described first lap deposit system of the first appointed place described in receiving, this second evidence for payment code is sent to described processor 302.
As shown in Figure 4, embodiments provide a kind of card business realizing system 40, comprising:
Any one business platform 402 that subscriber terminal equipment 401, the embodiment of the present invention propose, at least one is arranged on circle deposit system 403, the all-purpose card server 404 of appointed place;
Described subscriber terminal equipment 401 is for obtaining the card image of target cities all-purpose card card and corresponding recharge amount; Mutual according to described recharge amount and third-party payment system, when paying successfully, the payment success message of the recharge amount information of the card image and correspondence that comprise target cities all-purpose card card is sent to business platform 402 by described subscriber terminal equipment 401;
Described business platform 402, for resolving the payment success message received, being carried at the card image of target cities all-purpose card card and the recharge amount information of correspondence in charging request and being sent to all-purpose card server 404; What reception was returned by all-purpose card server 404 supplements instruction with money, according to described supplement with money instruction generate carry described recharge amount card instruction is write to target cities all-purpose card card, write card instruction be sent to described at least one circle deposit system described in advance at the first lap deposit system 403 that the first appointed place is arranged;
Circle deposit system 403 described at least one circle deposit system described first, for receive sent by described business platform 402 write card instruction, and write according to described corresponding described recharge amount is carried out in card instruction writing operation to described target cities all-purpose card card;
Described all-purpose card server 404, for receiving the charging request sent by described business platform 402, to return to described business platform 402 according to described charging request and supplements instruction with money.
In the present embodiment, subscriber terminal equipment 401 can comprise PC and intelligent mobile terminal (such as, smart mobile phone), the card image of the target cities all-purpose card card of user's input and corresponding recharge amount is obtained by subscriber terminal equipment 401, this subscriber terminal equipment 401 passes through recharge amount corresponding to third-party payment system on-line payment, then information interaction is carried out with the business platform 402 described in above-described embodiment, simultaneously, business platform 402 described in above-described embodiment carries out information interaction with the circle deposit system 403 and all-purpose card server 404 that are preset in appointed place respectively, carry out corresponding card of writing to make user by arbitrary circle deposit system 403 pairs of target cities all-purpose card cards being preset in appointed place to supplement with money to complete, described on end, user carries out on-line payment by subscriber terminal equipment 401, then a circle deposit system 403 being preset in specified point of no longer holding the post writes card to complete supplementing with money target cities all-purpose card, and that need not go to fix supplements site cash payment with money to supplement with money city one-card again.
In order to ensure circle deposit system to city one-card card write card supplement with money after this card can effectively for consumption, need to verify the legitimacy of the city one-card card being write card by circle deposit system, in a preferred embodiment of the invention,
Described first lap deposit system 403, is further used for sending to described business platform 402 the checking request carrying the card image of described target cities all-purpose card card; After receiving the result sent by described business platform 402, send the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence to described business platform;
Described business platform 402, be further used for the checking request of carrying the card image of described target cities all-purpose card card that reception first lap deposit system 403 is sent, described checking request is sent to all-purpose card server 404, and receive the result returned by all-purpose card server 404, and the result is sent to described first lap deposit system 403; Receive the charging request that described first lap deposit system 403 is sent, after receiving this charging request, perform the described card image of target cities all-purpose card card and corresponding recharge amount information being carried in charging request and be sent to all-purpose card server 404;
Described all-purpose card server 404, is further used for receiving the checking request sent by described business platform 402, and verifies the legitimacy of target cities all-purpose card card according to described checking request, returns the result to described business platform 402.
During owing to verifying the legitimacy of card, can only verify according to the card image of card inside, when when enclosing that to deposit city one-card card that terminal carries out writing card be the card copying target cities all-purpose card, identical with the data in the all-purpose card card of target cities in the city one-card card copied, therefore, the city one-card card passing through to prevent other people to copy obtains the recharge amount that corresponding subscriber terminal equipment pays target cities all-purpose card, in a preferred embodiment of the invention
Described subscriber terminal equipment 401, is further used for receiving the first evidence for payment code sent by described business platform 402;
Described business platform 402, the described payment success message be further used for according to receiving generates the first evidence for payment code, and described first evidence for payment code is sent to described subscriber terminal equipment 401; Receive the second evidence for payment code sent by described first lap deposit system 403, the the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform and described the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request;
Described first lap deposit system 403, is further used for obtaining the second evidence for payment code inputted by user, and described second evidence for payment code is sent to described business platform 402.
By arranging evidence for payment code, even if other people replicate target cities all-purpose card card also due to and do not know the first evidence for payment code and cannot obtain by the city one-card card that copies the recharge amount that corresponding subscriber terminal equipment pay target cities all-purpose card, can guarantee to deposit at circle the target cities all-purpose card card that city one-card card that terminal carries out writing card is correspondence.
Further, after user pays corresponding recharge amount by subscriber terminal equipment to target cities all-purpose card, conveniently user writes the geographic position of the circle deposit system of card under checking and can completing line, to carry out target cities all-purpose card card corresponding writing card, in a preferred embodiment of the invention, the information in the place at each circle deposit system place can be provided to subscriber terminal equipment, to provide to user, now, in the system of the embodiment of the present invention
Described business platform 402 comprises further: circle deposit system information recording unit, for preserving the information of the appointed place at least one circle deposit system 403 place described;
Described business platform 402, is further used for after receiving described payment success message, and the information of the appointed place at least one circle deposit system 403 place described in preserving in described circle deposit system information recording unit is sent to described subscriber terminal equipment 401;
Described subscriber terminal equipment 401 is further used for, by the information of the appointed place at least one circle deposit system 403 place described, being supplied to user.
As shown in Figure 5, in one embodiment of the invention, in conjunction with the system of one embodiment of the invention, take subscriber terminal equipment as mobile phone be example, the process of card business realizing can comprise:
501, the application program of card recharging service process downloaded in advance by the mobile phone of user from business platform.
502, when user needs to supplement with money the city one-card card of oneself, then open mobile phone, trigger the application program of the card recharging service process that mobile phone is downloaded in advance.
503, after the application program of card recharging service process is triggered, the amount information that the card image of mobile phone acquisition target cities all-purpose card card and the needs of correspondence are supplemented with money.
Here, the mode of amount information that the needs of the mobile phone card image and correspondence that obtain target cities all-purpose card card are supplemented with money can be: user inputs the card image of target cities all-purpose card card and the recharge amount information of correspondence on mobile phone.
504, mobile phone and Third party system mutual, on-line payment is carried out according to the recharge amount information that user inputs on mobile phone, when mobile phone receives the successful recharging message that this third-party payment system returns, the card number information of target cities all-purpose card and recharge amount and payment success message are sent to business platform.
505, business platform generates the first evidence for payment code of corresponding target cities all-purpose card card according to the payment success message sent by mobile phone, and the information of the appointed place at this first evidence for payment code and each circle deposit system place is returned to this mobile phone.
506, mobile phone shows the information of the appointed place at each circle deposit system place to user.
Here, the information of each appointed place, circle deposit system place that user can provide according to mobile phone selects to go suitable circle deposit system location to carry out corresponding writing card.
Particularly, mobile phone is when receiving the information of each appointed place, circle deposit system place, by the map tool such as application call Baidu map or high moral map of card recharging service process downloaded from business platform in advance, the information of each appointed place, circle deposit system place received according to mobile phone marks the position of each circle deposit system in the map tool of correspondence in map tool, and what facilitate user to select to go suitable circle deposit system location to carry out corresponding recharge amount by this map tool writes card.
Here, such as show the information of the appointed place at each circle deposit system place to user at mobile phone after, user goes to the circle deposit system 1 being positioned at appointed place 1 and write card process under completing follow-up line.
507, the circle deposit system 1 being positioned at appointed place 1 obtains the card image of target cities all-purpose card card, sends the checking request carrying the card image of described target cities all-purpose card card to business platform.
It should be noted that, the card image that circle deposit system 1 obtains target cities all-purpose card card can read the card image of target cities all-purpose card card by radio frequency signal transmission mode.
508, the checking request of the card image carrying described target cities all-purpose card card is sent to all-purpose card server by business platform.
509, all-purpose card server is according to the checking request received, verify the card legitimacy of target cities all-purpose card card, the result (such as card is legal or card is illegal) is returned to business platform, and the result is returned to circle deposit system 1 by business platform.
510, circle deposit system 1 the result be card legal time, obtain the evidence for payment code that provides of user side, be designated as the second evidence for payment code, the second evidence for payment code and charging request are sent to business platform by circle deposit system 1.
Here, the evidence for payment code that user can receive before mobile phone inputs circle deposit system 1.
Here, the card image of target cities all-purpose card card and the recharge amount information of correspondence is carried in charging request.
511, whether the second evidence for payment code that business platform judges is sent by circle deposit system 1 is identical with the first evidence for payment code of the corresponding target cities all-purpose card card of generation, if identical, then performs step 512, otherwise, terminate current process.
By arranging evidence for payment code, even if other people replicate this target cities all-purpose card card also due to and do not know evidence for payment code and cannot by copy city one-card card obtain the recharge amount that corresponding subscriber terminal equipment pays target cities all-purpose card, the security of raising city one-card card.
512, business platform by carrying the card number of corresponding target cities all-purpose card card, the charging request of recharge amount is sent to all-purpose card server.
513, all-purpose card server according to the card number of the charging request received and corresponding target cities all-purpose card card, recharge amount generate corresponding carry recharge amount supplement instruction with money, and supplement this with money instruction and send to business platform.
514, business platform generates corresponding write card instruction according to the instruction of supplementing with money received, and this is write card instruction and be sent to circle deposit system 1.
515, circle deposit system 1 according to receive write that card instruction carries out corresponding recharge amount to target cities all-purpose card card write card.
In the present embodiment, can realize user by above-mentioned steps utilizes third-party payment system to carry out the on-line payment of corresponding recharge amount to target cities all-purpose card by mobile phone, when payment completes, by arbitrary circle deposit system being preset in appointed place, the card of writing that target cities all-purpose card card carries out corresponding recharge amount is supplemented with money to complete.
In each embodiment above-mentioned of the present invention, third-party payment system can be that any one has the system of payment function, such as, and Net silver, Alipay, micro-letter payment system etc.
State in each embodiment on the invention, when business platform communicates with all-purpose card server, standard message form as shown in Table 1 below can be used, wherein MessageDescriptionr part can be necessary, can be thereafter optional MessageHeader and MessageData two parts.
Table 1
Particularly, supplement in the information interactive process of instruction to all-purpose card server transmission charging request and all-purpose card server to business platform transmission at business platform, except the message format that can use as shown in Table 1 above, MessageHeader and the MessageData two parts data described in above-mentioned table 1 can also comprise message format as shown in table 2 below:
Table 2
Special domain data described in above-mentioned table 2 can comprise message format as shown in table 3 below:
Table 3
It should be noted that, in the embodiment of the present invention, before business platform sends charging request to all-purpose card server, can also comprise and supplement pre-service transaction with money: business platform sends the calibration remaining sum application carrying balance data and target cities AiOCC number in the all-purpose card card of target cities to all-purpose card server, with make all-purpose card server according to described in carry balance data and target cities AiOCC number in the all-purpose card card of target cities the application of calibration remaining sum the balance data of corresponding target cities all-purpose card in all-purpose card server is rewritten to identical with the balance data in the all-purpose card card of target cities, and receive the circle that returned by described all-purpose card server and deposit initialization directive and supplement application with money to make operation system send to all-purpose card server,
Particularly, supplement with money in pre-service process of exchange, except the standard message form that can use as shown in above-mentioned table 1, MessageHeader and the MessageData two parts data described in above-mentioned table 1 can also comprise message format as shown in table 4 below:
Table 4
Special domain data described in above-mentioned table 4 can comprise message format as shown in table 5 below:
Table 5
Individuation data described in above-mentioned table 5 can comprise message format as shown in table 6 below:
Table 6
Also it should be noted that, circle deposit system according to write card instruction target cities all-purpose card carried out corresponding recharge amount write card after can also comprise recharging result transaction: circle deposit system will be write card result and be sent to business platform, by business platform, this is write card result again and be sent to all-purpose card server, write card result to make all-purpose card server judge whether circle deposit system completes the rewriting according to writing card instruction and to carry out target cities all-purpose card corresponding recharge amount according to this, when judged result is for being, all-purpose card server makes the balance data of corresponding target cities all-purpose card in all-purpose card server identical with the balance data in the all-purpose card card of revised target cities according to the recharge amount of correspondence, when the balance data of corresponding target cities all-purpose card in all-purpose card is consistent with the balance data in the all-purpose card card of revised target cities, all-purpose card server returns circle to business platform and deposits result to complete whole recharge procedure of target cities all-purpose card card being carried out to the corresponding amount of money,
Particularly, in recharging result process of exchange, except can using the standard message form shown in above-mentioned table 1, MessageHeader and the MessageData two parts data described in above-mentioned table 1 can also comprise message format as shown in table 7 below:
Table 7
The embodiment of the present invention at least has following beneficial effect:
1, in advance circle deposit system is set in appointed place, by the recharge amount that subscriber terminal equipment on-line payment target cities all-purpose card is corresponding, and the card image of the recharge amount of correspondence and target cities all-purpose card is sent to business platform, business platform to send to all-purpose card server according to the recharge amount of the card image received and correspondence and supplements application with money and corresponding supplement instruction with money to obtain, business platform is supplemented instruction with money and is generated corresponding writing card instruction and this is write card instruction according to this and send to the circle deposit system arranged in appointed place in advance to carry out the writing operation of corresponding recharge amount to make this circle deposit system to target cities all-purpose card card, in sum, user pays the recharge amount of corresponding target cities all-purpose card by subscriber terminal equipment, and then by the circle deposit system arranged in appointed place in advance, corresponding recharge amount carries out to target cities all-purpose card card write card, realize that city one-card is supplemented with money online, write card under line, and then promote Consumer's Experience.
2, by arranging evidence for payment code, only have when the second evidence for payment code that user inputs in circle deposit system is identical with the first evidence for payment code of the corresponding target cities all-purpose card that business platform generates, just can write the recharge amount paid by subscriber terminal equipment in the all-purpose card of target cities, even if when guaranteeing that target cities all-purpose card is copied by other people, also cannot utilize circle deposit system in the city one-card card copied, write the corresponding recharge amount paid by subscriber terminal equipment.
3, by arranging the positional information that each is arranged on the circle deposit system of appointed place in operation system, after user carries out on-line payment by subscriber terminal equipment to target cities all-purpose card, send to subscriber terminal equipment the positional information that each is arranged on the circle deposit system of appointed place, the circle deposit system selecting any one suitable with the positional information making user can be arranged on the circle deposit system of appointed place according to each removes writing operation target cities all-purpose card card being carried out to corresponding recharge amount.
It should be noted that, in this article, the relational terms of such as first and second and so on is only used for an entity or operation to separate with another entity or operational zone, and not necessarily requires or imply the relation that there is any this reality between these entities or operation or sequentially.And, term " comprises ", " comprising " or its any other variant are intended to contain comprising of nonexcludability, thus make to comprise the process of a series of key element, method, article or equipment and not only comprise those key elements, but also comprise other key elements clearly do not listed, or also comprise by the intrinsic key element of this process, method, article or equipment.When not more restrictions, the key element " being comprised " limited by statement, and be not precluded within process, method, article or the equipment comprising described key element and also there is other same factor.
Finally it should be noted that: the foregoing is only preferred embodiment of the present invention, only for illustration of technical scheme of the present invention, be not intended to limit protection scope of the present invention.All any amendments done within the spirit and principles in the present invention, equivalent replacement, improvement etc., be all included in protection scope of the present invention.

Claims (10)

1. a method for card business realizing, is characterized in that, is applied to the business platform being arranged in network side, comprises:
Business platform receives the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent;
The charging request of the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card, according to the payment success message received, is sent to all-purpose card server by business platform;
After what business platform received that all-purpose card server returns supplement instruction with money, by carry described recharge amount to target cities all-purpose card card write card instruction send in advance first appointed place arrange first lap deposit system, to trigger after described first lap deposit system receives and write card instruction, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
2. method according to claim 1, is characterized in that,
Before the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card sends to all-purpose card server, comprise further:
Business platform receives the checking request of carrying the card image of described target cities all-purpose card card that first lap deposit system is sent;
The checking request of the card image of carrying target cities all-purpose card card is sent to all-purpose card server, and the result that all-purpose card server returns is sent to first lap deposit system;
Business platform receives the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that first lap deposit system is sent, and performs the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card send to all-purpose card server according to the charging request received.
3., according to described method arbitrary in claim 1 to 2, it is characterized in that, before the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card sends to all-purpose card server, also comprise:
Business platform generates the first evidence for payment code according to the described payment success message received, and described first evidence for payment code is sent to corresponding subscriber terminal equipment;
Business platform receives the second evidence for payment code that first lap deposit system sends, the the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform the described charging request by the recharge amount information of the card image and correspondence of carrying target cities all-purpose card card and send to all-purpose card server.
4. a business platform, is characterized in that, comprising:
First interface unit, for receiving the payment success message carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that subscriber terminal equipment is sent;
Processor, for resolving payment success message, being carried in charging request by the card image of target cities all-purpose card card and the recharge amount information of correspondence, sending to the second interface unit; Receive after supplementing instruction with money, generate carry described recharge amount card instruction is write to target cities all-purpose card card, write card instruction send to the 3rd interface unit by described;
Second interface unit, for the charging request received is sent to all-purpose card server, what reception all-purpose card server returned supplements instruction with money, sends to described processor;
3rd interface unit, by described write card instruction send in advance first appointed place arrange first lap deposit system, with trigger that described first lap deposit system receives write card instruction after, described target cities all-purpose card card is carried out to the writing operation of corresponding described recharge amount.
5. business platform according to claim 4, is characterized in that,
Described 3rd interface unit, is further used for the checking request of carrying the card image of described target cities all-purpose card card that reception first lap deposit system is sent, checking request is sent to described processor; The result is sent to described first lap deposit system; Receive the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence that first lap deposit system is sent, this charging request is sent to described processor;
Described processor, is further used for, after receiving checking request, this checking request being sent to described second interface unit; And the result is resolved, and send to described 3rd interface unit; And after receiving the charging request that described 3rd interface unit sends, described in execution, the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request, send to the second interface unit;
Second interface unit, is further used for the checking request received to send to all-purpose card server; The result that all-purpose card server returns is sent to described processor.
6., according to described business platform arbitrary in claim 4 to 5, it is characterized in that,
Described processor, be further used for described after to payment, success message resolves, and before being carried in charging request by the card image of target cities all-purpose card card and the recharge amount information of correspondence, generate the first evidence for payment code, send to described first interface unit; The the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform and described the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request the process sending to the second interface unit;
Described first interface unit, is further used for the first evidence for payment code received to send to described subscriber terminal equipment;
Described 3rd interface unit, is further used for the second evidence for payment code sent at the described first lap deposit system of the first appointed place described in receiving, this second evidence for payment code is sent to described processor.
7. a system for card business realizing, is characterized in that, comprising:
Subscriber terminal equipment, business platform, at least one is arranged on circle deposit system, the all-purpose card server of appointed place;
Described subscriber terminal equipment is for obtaining the card image of target cities all-purpose card card and corresponding recharge amount; Mutual according to described recharge amount and third-party payment system, when paying successfully, the payment success message of the recharge amount information of the card image and correspondence that comprise target cities all-purpose card card is sent to business platform by described subscriber terminal equipment;
Described business platform, for resolving the payment success message received, being carried at the card image of target cities all-purpose card card and the recharge amount information of correspondence in charging request and being sent to all-purpose card server; What reception was returned by all-purpose card server supplements instruction with money, according to described supplement with money instruction generate carry described recharge amount card instruction is write to target cities all-purpose card card, write card instruction be sent to described at least one circle deposit system described in advance at the first lap deposit system that the first appointed place is arranged;
First lap deposit system at least one circle deposit system described, for receive sent by described business platform write card instruction, and write according to described corresponding described recharge amount is carried out in card instruction writing operation to described target cities all-purpose card card;
Described all-purpose card server, for receiving the charging request sent by described business platform, to return to business platform according to described charging request and supplements instruction with money.
8. system according to claim 7, is characterized in that,
Described first lap deposit system, is further used for sending to described business platform the checking request carrying the card image of described target cities all-purpose card card; After receiving the result sent by described business platform, send the charging request of carrying the card image of target cities all-purpose card card and the recharge amount information of correspondence to described business platform.
Described business platform, be further used for the checking request of carrying the card image of described target cities all-purpose card card that reception first lap deposit system is sent, described checking request is sent to all-purpose card server, and receive the result returned by all-purpose card server, and the result is sent to described first lap deposit system; Receive the charging request that described first lap deposit system is sent, after receiving this charging request, perform the described card image of target cities all-purpose card card and the recharge amount information of correspondence being carried in charging request and be sent to all-purpose card server;
Described all-purpose card server, is further used for receiving the checking request sent by described business platform, and verifies the legitimacy of target cities all-purpose card card according to described checking request, returns the result to described business platform.
9. system according to claim 7, is characterized in that,
Described subscriber terminal equipment, is further used for receiving the first evidence for payment code sent by described business platform;
Described business platform, the described payment success message be further used for according to receiving generates the first evidence for payment code, and described first evidence for payment code is sent to described subscriber terminal equipment; Receive the second evidence for payment code sent by described first lap deposit system, the the second evidence for payment code relatively received and the first evidence for payment code of described generation, if identical, then perform and described the card image of target cities all-purpose card card and the recharge amount information of correspondence are carried in charging request;
Described first lap deposit system, is further used for obtaining the second evidence for payment code inputted by user, and described second evidence for payment code is sent to described business platform.
10. the system according to claim 7,8 or 9, is characterized in that, described business platform comprises further: circle deposit system information recording unit, for preserving the information of the appointed place at least one circle deposit system place described;
Described business platform, is further used for after receiving described payment success message, and the information of the appointed place at least one circle deposit system place described in preserving in described circle deposit system information recording unit is sent to described subscriber terminal equipment;
Described subscriber terminal equipment is further used for the information of the appointed place at least one circle deposit system place described to be supplied to user.
CN201510569628.8A 2015-09-09 2015-09-09 Card business realizing method, business platform and system Pending CN105184565A (en)

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