CN109801046A - A kind of financial approval method of payment - Google Patents
A kind of financial approval method of payment Download PDFInfo
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- CN109801046A CN109801046A CN201910203748.4A CN201910203748A CN109801046A CN 109801046 A CN109801046 A CN 109801046A CN 201910203748 A CN201910203748 A CN 201910203748A CN 109801046 A CN109801046 A CN 109801046A
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- approval
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Abstract
The present invention provides a kind of financial approval methods of payment, comprising the following steps: S1, approval system obtain payment information, and application status is arranged；S2, approval system search approving person's table, formulate approval process, and approver is arranged；S3, approval system send payment information and examination and approval document and the examination and approval document for receiving return to approver, obtain approval results；S4, approval system judge approval results and approval process performance, change application status；S5, approval system judge application status and send payment information to bank.This financial approval method of payment connects approval system with bank payment system, is also provided with constraint condition of the application status as payment, not only increases examination & approval efficiency, and avoid examination & approval and become a mere formality.
Description
Technical field
The present invention relates to information technology field more particularly to a kind of financial approval methods of payment.
Background technique
Current at village level financial approval payment scheme is generally divided into two processes of examination & approval and payment, and examination & approval are generally divided on line
With two kinds of examination & approval modes under line, and paying generally take is that Internetbank or sales counter handle two ways.But this examination & approval branch
It is disconnected section between the examination & approval and payment that the scheme of paying is deposited, it cannot be guaranteed that the amount of money of payment is exactly amount of money when examining, and pays
Before without precondition, exists first pay the phenomenon that examining afterwards sometimes, management level can not also carry out the process of examination & approval
Real-time inspection and supervision.
Summary of the invention
The technical problem to be solved by the present invention is in order to solve examination & approval and the disconnected section of payment in existing examination & approval payment scheme and examine
Process problem difficult to regulate is criticized, the present invention provides one kind to solve the above problems.
The technical solution adopted by the present invention to solve the technical problems is: a kind of financial approval method of payment, including following
Step:
S1, approval system receive the examination & approval application of applicant's account transmission and obtain payment information by the information solicitation page, together
Shi Suoshu approval system generates examination & approval number and application status, and the examination & approval number and application status are tied up with the payment information
Fixed, the payment information includes applicant, payee, the amount of money, the origin of an incident, applicant's cell-phone number, application attachment and application time；
S2, the approval system inquire corresponding approving person according to the origin of an incident in the payment information in the database
Table, approving person's table include examination & approval number, approver, examination & approval account and cell-phone number, and the approval system presses described examine again
The sequence of number from small to large is criticized to formulate approval process and be set as currently examining by the smallest approver of examination & approval number
People, the approval process include step S3 and S4；
S3, the approval system to the examination & approval account of the current approver send payment information and examination and approval document and to described
The cell-phone number of current approver sends examination & approval prompting message, when the examination and approval document includes examination & approval number, approver, examination & approval
Between, suggestions made after examination and examination & approval number, wherein the examination & approval time and suggestions made after examination is, to fill state, the approval system receive
The examination & approval that the examination & approval account of the current approver is sent finish message and obtain the examination & approval of the current approver
The examination and approval document that account returns；
S4, the approval system judge whether examination & approval pass through according to the suggestions made after examination in the examination and approval document, if described examine
Batch result, which is 0, indicates that examination & approval do not pass through, and the approval system stops examination & approval and to applicant's account and applicant's mobile phone
Number send examination & approval refusal prompting message, if the approval results be 1 if indicate examination & approval pass through；
The approval system judges whether the examination & approval number of the current approver is maximum in approving person's table again
, there are next bit approver, the examination & approval for explanation if the examination & approval of current approver number is not the largest
System numbers the examination & approval that the examination & approval number of the current approver plus one obtain the next bit approver, then root
The next bit approver is found in approving person's table according to the examination & approval number of the next bit approver, it is described to examine
The next bit approver is set as the current approver by the system of criticizing, and S3 is entered step, if the institute of the current approver
It states examination & approval number to be the largest, then the next bit approver is not present in explanation, and the approval process terminates, and enters step S5；
The payment information is sent to bank payment system by approval system described in S5, and the bank payment system is according to the branch
It pays information and completes delivery operation.
Preferably, further including transaction flow water meter and approval record table in the database, the transaction flow water meter includes
Applicant, payee, the amount of money, the origin of an incident, application status, applicant's cell-phone number, application attachment, application time and examination & approval number, it is described
Approval record table includes approver, examination & approval time, suggestions made after examination, examination & approval number and examination & approval number；
In step sl, examination & approval number, application status and payment information are stored in described in the database by the approval system
In transaction flow water meter and 0 i.e. examination & approval, which are set, by the application status does not pass through state；
In step s3, the examination and approval document that the approval system will acquire is stored in the approval record table of the database
In；
In step s 4, after approval system judgement examination & approval pass through and the next bit approver is not present, the examination & approval
The application status in the transaction flow water meter of the database is changed to 1 by 0 by system, i.e., does not pass through state from examination & approval
It is changed to examination & approval and has passed through state, then the S5 that gos to step.
Preferably, further include between step S4 and S5 step S41, the approval system to applicant's account and
Applicant's cell-phone number sends payment reminders, the approval system obtain after the confirmation payment application that applicant's account is sent
The application status is searched in the transaction flow water meter of the database, whether the approval system judges the application status
State is passed through for examination & approval, if not the confirmation payment application is then refused, if it is go to step S5.
Preferably, in the transaction flow water meter of the database, in addition to other Xiang Jun quilts of the application status
Being set as can not modification item.
The invention has the advantages that this financial approval method of payment, approval system is connected with bank payment system
Together, the payment information and in database is also arranged as not modifiable state, increases the consistency of front and back information；It examines
Constraint condition of the application status as payment is added in batch list, the circulation process and result of examination & approval are maintained in database
And can be supervised and be checked by examination & approval number, not only avoid examination & approval from becoming a mere formality, but also improve the supervision of approval process.
Detailed description of the invention
Present invention will be further explained below with reference to the attached drawings and examples.
Fig. 1 is a kind of system structure diagram of financial approval method of payment optimum embodiment of the present invention.
Fig. 2 is a kind of flow chart of financial approval method of payment optimum embodiment of the present invention.
Specific embodiment
The embodiment of the present invention is described below in detail, examples of the embodiments are shown in the accompanying drawings, wherein from beginning to end
Same or similar label indicates same or similar element or element with the same or similar functions.Below with reference to attached
The embodiment of figure description is exemplary, and for explaining only the invention, and is not considered as limiting the invention.
As shown in Figure 1, be to realize the system construction drawing of financial approval method of payment, including hardware system and software systems,
Hardware system includes smart machine, at village level server and bank server, and smart machine is the iPhone system of Apple Inc.'s production
Column mobile phone, ipad series tablet computer and Galaxy series mobile phone of Samsung's production etc., but the said goods are not limited to, intelligence
Energy equipment includes wireless communication chips, and wireless communication chips include 4G communication chip and WiFi communication chip, and smart machine passes through
4G communication chip or WiFi communication chip are connect with internet.At village level server and bank server are with processor, deposit
Reservoir, display equipment, external input device, wireless network card and network adapter PC(computer), at village level server can lead to
It crosses wireless network card or network adapter access internet, at village level server is connected with bank server by internal network, into
The transmission of row data.
Software systems include browser, approval system, database and bank payment system, and user uses on smart machine
Browser logs in approval system.Approval system and data inventory are at village level server that bank payment system is present in bank
On server, bank payment system and approval system are carried out data transmission by internal network.Approval system is responsible for the place of data
The formulation of reason and approval process, database are responsible for the storage of data, and bank payment system is responsible for completing delivery operation.
Administrative staff create transaction flow water meter, approval record table and approving person's table by approval system in the database,
Transaction flow water meter includes applicant, payee, the amount of money, the origin of an incident, application status, applicant's cell-phone number, application attachment, application time
With examination & approval number, approval record table includes approver, examination & approval time, suggestions made after examination, examination & approval number and examination & approval number, approving person's table packet
Include examination & approval number, approver, examination & approval account and cell-phone number.In addition to other Xiang Jun of application status in the transaction flow water meter of database
Be arranged to can not modification item, preserve several approving person's tables in database, the examination & approval number in each approving person's table
It is the successively layout since 1, each approving person's table is both configured to corresponding with an origin of an incident.
Based on system above, a kind of embodiment of financial approval method of payment is provided, as shown in Fig. 2, including following step
It is rapid:
S1, applicant are entered applicant's account and issued to approval system using the browser login approval system of smart machine to be examined
Batch payment application, approval system pop-up information solicitation page request applicant fill in payment information, payment information include applicant,
Payee, the amount of money, the origin of an incident, applicant's cell-phone number, application attachment and application time.Applicant determined that after the completion of filling in, disbursement letter
Breath will be returned to approval system, and approval system generates application status and examination & approval number and by application status and examines number and disbursement letter
Breath binding, then application status, examination & approval number and payment information are saved into the transaction flow water meter of database, the friendship of database at this time
Application status in easy flowing water table is that 0 i.e. examination & approval do not pass through state；
S2, approval system search approving person's table according to the origin of an incident in payment information in the database, and approving person's table includes examining
Criticize number, approver, examination & approval account and cell-phone number.Approval system formulates approval process simultaneously by the sequence of examination & approval number from small to large
The smallest approver is numbered into examination & approval and is set as current approver, approval process includes step S3 and S4.
S3, approval system send payment information and examination and approval document to the examination & approval account of current approver, and approval system is again to working as
The cell-phone number of preceding approver sends examination & approval prompting message, and examination and approval document includes examination & approval number, approver, examination & approval time, suggestions made after examination
With examination & approval number, wherein examination & approval number, approver and examination & approval number are the state that has filled, examine the time and suggestions made after examination be to
Fill state, suggestions made after examination indicate two kinds of situations with 0 and 1, and 0 does not pass through for examination & approval, and 1 passes through for examination & approval.Current approver receives
Approval system is logged in after examination & approval prompting message to check payment information into current approver's account and fill in examination and approval document, it is current to examine
People's confirmation is returned to approval system after filling in completion examination and approval document, and approval system saves examination and approval document to the examination & approval note of database
It records in table；
S4 approval system judges whether examination & approval pass through according to the suggestions made after examination in examination and approval document, indicates to examine if approval results are 0
It criticizes and does not pass through, approval system sends the prompting message of examination & approval refusal to applicant's account and applicant's cell-phone number, if examination & approval are tied
Fruit, which is 1, indicates that examination & approval pass through, and approval system judges whether the examination & approval number of current approver is maximum in approving person's table again
Examination & approval number；
If the examination & approval number of current approver is not the largest examination & approval number, illustrate that there are next bit approver, examination & approval systems
System numbers the examination & approval that the examination & approval number of current approver plus one obtain next bit approver, further according to examining for next bit approver
It criticizing number and finds next bit approver in approving person's table, next bit approver is set as current approver by approval system, into
Enter step S3, if the examination & approval number of current approver is the largest examination & approval number, illustrates to examine there is no next bit approver
Criticizing process terminates, and the application status in the transaction flow water meter of database is changed to 1 by 0 by approval system, i.e., is not passed through by examining
State is changed to examination & approval and has passed through state, enters step S5；
S5, approval system send payment reminders to applicant's account and applicant's cell-phone number, and applicant makes after receiving payment reminders
Enter applicant's account with smart machine login approval system and issue confirmation payment application to approval system, approval system receives
Application status is searched in the transaction flow water meter of database after confirmation payment application and judges whether application status is that examination & approval have been led to
State is crossed, has passed through state approval system if not examination & approval and has then refused this time to confirm payment application, passed through if it is examination & approval
Payment information is then sent to bank payment system by state approval system, and bank payment system is completed to pay according to payment information
Operation.
Taking the above-mentioned ideal embodiment according to the present invention as inspiration, through the above description, relevant staff is complete
Various changes and amendments can be carried out without departing from the scope of the technological thought of the present invention' entirely.The technology of this invention
Property range is not limited to the contents of the specification, it is necessary to which the technical scope thereof is determined according to the scope of the claim.
Claims (4)
1. a kind of financial approval method of payment, it is characterised in that: the following steps are included:
S1, approval system receive the examination & approval application of applicant's account transmission and obtain payment information by the information solicitation page, together
Shi Suoshu approval system generates examination & approval number and application status, and the examination & approval number and application status are tied up with the payment information
Fixed, the payment information includes applicant, payee, the amount of money, the origin of an incident, applicant's cell-phone number, application attachment and application time；
S2, the approval system inquire corresponding approving person's table, institute according to the origin of an incident in the payment information in the database
Stating approving person's table includes examination & approval number, approver, examination & approval account and cell-phone number, and the approval system presses the examination & approval number again
Sequence from small to large, which formulates approval process and the smallest approver is numbered in the examination & approval, is set as current approver, described
Approval process includes step S3 and S4；
S3, the approval system to the examination & approval account of the current approver send payment information and examination and approval document and to described
The cell-phone number of current approver sends examination & approval prompting message, when the examination and approval document includes examination & approval number, approver, examination & approval
Between, suggestions made after examination and examination & approval number, wherein the examination & approval time and suggestions made after examination is, to fill state, the approval system receive
The examination & approval that the examination & approval account of the current approver is sent finish message and obtain the examination & approval of the current approver
The examination and approval document that account returns；
S4, the approval system judge whether examination & approval pass through according to the suggestions made after examination in the examination and approval document, if described examine
Batch result, which is 0, indicates that examination & approval do not pass through, and the approval system stops examination & approval and to applicant's account and applicant's mobile phone
Number send examination & approval refusal prompting message, if the approval results be 1 if indicate examination & approval pass through；
The approval system judges whether the examination & approval number of the current approver is maximum in approving person's table again
, there are next bit approver, the examination & approval for explanation if the examination & approval of current approver number is not the largest
System numbers the examination & approval that the examination & approval number of the current approver plus one obtain the next bit approver, then root
The next bit approver is found in approving person's table according to the examination & approval number of the next bit approver, it is described to examine
The next bit approver is set as the current approver by the system of criticizing, and S3 is entered step, if the institute of the current approver
It states examination & approval number to be the largest, then the next bit approver is not present in explanation, and the approval process terminates, and enters step S5；
The payment information is sent to bank payment system by approval system described in S5, and the bank payment system is according to the branch
It pays information and completes delivery operation.
2. a kind of financial approval method of payment as described in claim 1, it is characterised in that: further include transaction in the database
Flowing water table and approval record table, the transaction flow water meter include applicant, payee, the amount of money, the origin of an incident, application status, applicant
Cell-phone number, application attachment, the application time and examination & approval number, the approval record table include approver, examination & approval the time, suggestions made after examination,
Examination & approval number and examination & approval number；
In step sl, examination & approval number, application status and payment information are stored in described in the database by the approval system
In transaction flow water meter and 0 i.e. examination & approval, which are set, by the application status does not pass through state；
In step s3, the examination and approval document that the approval system will acquire is stored in the approval record table of the database
In；
In step s 4, after approval system judgement examination & approval pass through and the next bit approver is not present, the examination & approval
The application status in the transaction flow water meter of the database is changed to 1 by 0 by system, i.e., does not pass through state from examination & approval
It is changed to examination & approval and has passed through state, then the S5 that gos to step.
3. a kind of financial approval method of payment as claimed in claim 2, it is characterised in that: further include between step S4 and S5
Step S41, the described approval system sends payment reminders to applicant's account and applicant's cell-phone number, and the approval system obtains
The Shen is searched in the transaction flow water meter of the database after the confirmation payment application for taking applicant's account to send
Please state, the approval system judges whether the application status is that examination & approval pass through state, described true if not then refusing
Recognize payment application, if it is go to step S5.
4. a kind of financial approval method of payment as claimed in claim 3, it is characterised in that: in the transaction of the database
In flowing water table, in addition to be all set to can not modification item for other items of the application status.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201910203748.4A CN109801046A (en) | 2019-03-18 | 2019-03-18 | A kind of financial approval method of payment |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910203748.4A CN109801046A (en) | 2019-03-18 | 2019-03-18 | A kind of financial approval method of payment |
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| CN109801046A true CN109801046A (en) | 2019-05-24 |
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| CN201910203748.4A Pending CN109801046A (en) | 2019-03-18 | 2019-03-18 | A kind of financial approval method of payment |
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Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113706045A (en) * | 2021-09-02 | 2021-11-26 | 工银科技有限公司 | Fund payment method, apparatus, device, medium and program product |
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Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106203939A (en) * | 2016-06-27 | 2016-12-07 | 南京信息职业技术学院 | A kind of school finance reimbursement system |
| CN106487901A (en) * | 2016-10-18 | 2017-03-08 | 郑州云海信息技术有限公司 | A kind of social security submits an expense account system and method |
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN113706045A (en) * | 2021-09-02 | 2021-11-26 | 工银科技有限公司 | Fund payment method, apparatus, device, medium and program product |
| CN113706045B (en) * | 2021-09-02 | 2024-05-10 | 工银科技有限公司 | Funds payment method, apparatus, device, medium and program product |
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Application publication date: 20190524 |