CN109766430A - Contract audit method, apparatus, computer equipment and storage medium - Google Patents

Contract audit method, apparatus, computer equipment and storage medium Download PDF

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Publication number
CN109766430A
CN109766430A CN201811544385.2A CN201811544385A CN109766430A CN 109766430 A CN109766430 A CN 109766430A CN 201811544385 A CN201811544385 A CN 201811544385A CN 109766430 A CN109766430 A CN 109766430A
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China
Prior art keywords
contract
text
target
audit
page
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CN201811544385.2A
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Chinese (zh)
Inventor
臧爽爽
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OneConnect Smart Technology Co Ltd
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OneConnect Smart Technology Co Ltd
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Priority to CN201811544385.2A priority Critical patent/CN109766430A/en
Publication of CN109766430A publication Critical patent/CN109766430A/en
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Abstract

This application involves a kind of contract audit method, apparatus, computer equipment and storage mediums.The described method includes: contract text data are extracted from contract information, when the keyword in contract text data is consistent with default audit keyword, using contract text data as pending contract text;The summary info of pending contract text is extracted, and summary info is shown in the contract terms page;Target contract text is determined from pending contract text by the contract terms page;The feature field information of target contract text is extracted from target contract text according to default auditing rule, and the audit page is generated according to characteristic information;It shows the audit page, review operations instruction is obtained by the audit page, the auditing result for determining target contract text is instructed according to review operations.This method is based on data processing technique, by the way that the text information of multiple contracts to be shown in the same display page, realizes batch audit loan agreement, improves contract audit efficiency.

Description

Contract audit method, apparatus, computer equipment and storage medium
Technical field
This application involves technical field of data processing, more particularly to a kind of contract audit method, apparatus, computer equipment And storage medium.
Background technique
As intelligent terminal continues to develop, the contract signed required for different business can be completed on intelligent terminal, no With the portfolio rapid growth of business.Currently, being usually the item checked one by one by staff in contract for the audit of contract Money content, to complete to audit contract, review efficiency is low, influences contract action timeliness.By taking loan transaction as an example, loan Business gradually realizes that signature loan agreement is on intelligent terminal to apply providing a loan, loan portfolio rapid growth, traditional dependence The method inefficiency of manual examination and verification loan agreement, it is difficult to which the growth rate for meeting new era loan transaction leads to mentioning for contract Hand over the time interval of time and onset time too long, and then the duration increase of making loans that causes to provide a loan.
Summary of the invention
Based on this, it is necessary to the technical issues of for above-mentioned traditional audit contract method low efficiency, provide a kind of contract Checking method, device, computer equipment and storage medium.
A kind of contract audit method, which comprises
Contract information is obtained, contract text data are extracted from the contract information;
Word segmentation processing is carried out to the contract text data and obtains the keyword in the contract text data, when the pass Keyword is consistent with default audit keyword, using the contract text data as pending contract text;
The summary info of the pending contract text is extracted, and the summary info is shown in the contract terms page In;
Target contract text is determined from the pending contract text by the contract terms page;
The feature field of the target contract text is extracted from the target contract text according to default auditing rule Information, and the audit page is generated according to the characteristic information;
It shows the audit page, review operations instruction is obtained by the audit page, is referred to according to the review operations Enable the auditing result for determining the target contract text.
The default auditing rule of the basis extracts described from the target contract text in one of the embodiments, The step of feature field information of target contract text, comprising:
Pending data type is determined according to the default auditing rule;
Entity word corresponding with the pending data type is extracted from target contract text;
The context text of the entity word is obtained from the text information of target loan agreement according to the entity word This information;
The context text information is determined as to the feature field information of the target contract text.
The audit that the target contract text is determined according to review operations instruction in one of the embodiments, As a result after the step of, comprising:
Show that auditing result confirms the page by way of bullet layer;
When getting confirmation instruction from the auditing result confirmation page, according to the auditing result to target contract text Generate auditing result mark;
When getting cancellation instruction from the auditing result confirmation page, then the audit page is shown again.
In one of the embodiments, after described the step of generating the audit page according to the characteristic information, further includes:
Intercept the customer signature area in the target contract text, and from the corresponding contract information of the target contract text Middle acquisition contract signatory's information;
Text region is carried out to the customer signature area, obtains the signature text of the target contract text;
When the signature text is consistent with contract signatory's information, then closed the auditing result as the target With the target auditing result of text;
When the signature text and contract signatory's information are inconsistent, then the target of the target contract text is examined Core result is determined as auditing failure result.
The described the step of audit page is generated according to the characteristic information in one of the embodiments, comprising:
Contract is obtained from the corresponding contract information of the target contract text generates the time;
The target contract text is ranked up according to the permutation with positive order that the contract generates the time, obtains the target The ranking results of contract text;
It is ranked up according to characteristic information of the ranking results of the target contract text to the target contract text, and Generate the audit page.
A kind of contract audit device, described device include:
Contract information obtains module, and for obtaining contract information, contract text data are extracted from the contract information;
Contract screening module obtains in the contract text data for carrying out word segmentation processing to the contract text data Keyword, when the keyword is consistent with default audit keyword, using the contract text data as pending contract text This;
Entry page face generation module is believed for extracting the summary info of the pending contract text, and by the abstract Breath is shown in the contract terms page;
Target contract determining module, for determining mesh from the pending contract text by the contract terms page Mark contract text;
Page generation module is audited, for extracting the mesh from the target contract text according to default auditing rule The feature field information of contract text is marked, and the audit page is generated according to the characteristic information;
Auditing result obtains module, for showing the audit page, obtains review operations by the audit page and refers to It enables, the auditing result of the target contract text is determined according to review operations instruction.
The audit page generation module is used in one of the embodiments:
Pending data type is determined according to the default auditing rule;
Entity word corresponding with the pending data type is extracted from target contract text;
The context text of the entity word is obtained from the text information of target loan agreement according to the entity word This information;
The context text information is determined as to the feature field information of the target contract text.
The audit page generation module is used in one of the embodiments:
Contract is obtained from the corresponding contract information of the target contract text generates the time;
The target contract text is ranked up according to the permutation with positive order that the contract generates the time, obtains the target The ranking results of contract text;
It is ranked up according to characteristic information of the ranking results of the target contract text to the target contract text, and Generate the audit page.
A kind of computer equipment, including memory and processor, the memory are stored with computer program, the processing Device performs the steps of when executing the computer program
Contract information is obtained, contract text data are extracted from the contract information;
Word segmentation processing is carried out to the contract text data and obtains the keyword in the contract text data, when the pass Keyword is consistent with default audit keyword, using the contract text data as pending contract text;
The summary info of the pending contract text is extracted, and the summary info is shown in the contract terms page In;
Target contract text is determined from the pending contract text by the contract terms page;
The feature field of the target contract text is extracted from the target contract text according to default auditing rule Information, and the audit page is generated according to the characteristic information;
It shows the audit page, review operations instruction is obtained by the audit page, is referred to according to the review operations Enable the auditing result for determining the target contract text.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor It is performed the steps of when row
Contract information is obtained, contract text data are extracted from the contract information;
Word segmentation processing is carried out to the contract text data and obtains the keyword in the contract text data, when the pass Keyword is consistent with default audit keyword, using the contract text data as pending contract text;
The summary info of the pending contract text is extracted, and the summary info is shown in the contract terms page In;
Target contract text is determined from the pending contract text by the contract terms page;
The feature field of the target contract text is extracted from the target contract text according to default auditing rule Information, and the audit page is generated according to the characteristic information;
It shows the audit page, review operations instruction is obtained by the audit page, is referred to according to the review operations Enable the auditing result for determining the target contract text.
Said contract checking method, device, computer equipment and storage medium, by default keyword of auditing from numerous conjunctions The multiple target contract texts for needing to audit are filtered out in, then filter out contract audit from each target contract text The feature field information of multiple target contract texts is shown in same examine by the feature field information for needing emphasis to confirm in journey In the core page, this method reduces point one by one and opens by directly displaying the text information of multiple contracts in the same display page Loan agreement, the complicated processes for closing loan agreement realize batch audit loan agreement, improve contract audit efficiency, shorten and close With the timeliness that comes into force.
Detailed description of the invention
Fig. 1 is the application scenario diagram of contract audit method in one embodiment;
Fig. 2 is the flow diagram of contract audit method in one embodiment;
Fig. 3 is the schematic diagram of the contract terms page in one embodiment;
Fig. 4 is the schematic diagram that the page is audited in one embodiment;
Fig. 5 is the schematic diagram that auditing result confirms the page in one embodiment;
Fig. 6 is the structural block diagram of contract audit device in one embodiment;
Fig. 7 is the structural block diagram of contract audit device in another embodiment;
Fig. 8 is the structural block diagram of contract audit device in another embodiment;
Fig. 9 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not For limiting the application.
Contract audit method provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, terminal 102 It is communicated with server 104 by network by network.The user to sign a contract can be signed a contract by terminal 102, eventually End 102 generates corresponding contract information according to the contract of user's signature, and the contract information is sent in server 104, takes After business device 104 receives multiple contract informations of the transmission of terminal 102, the contract of acquisition is sieved according to default audit keyword Choosing, and it is showed in the contract terms page, contract audit personnel determine that target contract, server will determine by the contract terms page The contract text of target contract be showed in the audit page, by directly displaying the text information of multiple contracts in same aobvious Show in the page, reduce the complicated processes that point opens loan agreement, closes loan agreement one by one, realizes batch audit loan agreement, mention High contract audit efficiency.Wherein, terminal 102 can be, but not limited to be various personal computers, laptop, smart phone, Tablet computer and portable wearable device, server 104 can use the either multiple server compositions of independent server Server cluster is realized.
In one embodiment, as shown in Fig. 2, providing a kind of contract audit method, it is applied in Fig. 1 in this way It is illustrated for server, comprising the following steps:
Step S210: obtaining contract information, and contract text data are extracted from contract information.
In this step, contract information may include contract text data, contract generation time, the sequence number of contract, contract Signer's information, contract enter the relevant informations such as part channel and contract product, and contract text data may include in text of Contract Hold;Specifically, the new contract information that the available user of server is signed by user terminal, and obtained from contract information The body text information of contract.
Step S220: pairing carries out the keyword in word segmentation processing acquisition contract text data with text data, works as key Word is consistent with default audit keyword, using contract text data as pending contract text;
In this step, preset audit keyword can screening conditions based on contract it is pre-set;Server can benefit With stammerer segmentation methods pairing with text data into segmenting and stop words being gone to handle, to obtain the key in contract text data Then word is matched using default audit keyword with all keywords of acquisition, if successful match, by the contract text Data are determined as pending contract text.For example, when auditor needs to audit the loan agreement about A product, server will Default audit keyword is set as the title of A product, after pairing carries out word segmentation processing acquisition keyword with text data, if closing It is consistent with the title of A product with some keyword in the keyword of text data, then using the contract text data as to Contract text is audited, realization filters out pending contract text from numerous contract texts.
Step S230: the summary info of pending contract text is extracted, and summary info is shown in the contract terms page In.
In this step, the summary info of pending contract text can be from the corresponding contract information of pending contract text Obtain, can specifically include: the sequence number of contract, contract product, contract signatory's name, contract signatory's ID card No., Contract generates the information such as time, contract value;Server by by the summary info of pending contract text in contract terms page Face obtains the basic relevant information of pending contract text convenient for auditor by the contract terms page, and according to these phases It closes information and chooses target contract text.
Step S240: target contract text is determined from pending contract text by the contract terms page.
Specifically, server shows the contract terms page, auditor carries out pending contract text in the contract terms page Target contract text is selected in this operation of choosing, and instruction is chosen in triggering;Server is got by the contract terms page and is chosen Instruction, wherein choosing the identifier that instruction includes pending contract text, server is determined according to the identifier chosen in instruction Target contract text is determined from pending contract text.Referring to Fig. 3, Fig. 3 is that the contract terms pages shows in one embodiment It is intended to, includes summary info, choice box and the operation button of different pending contracts in the contract terms page, wherein pluck Wanting information may include contract sequence number, contract product, the name of contract signatory, contract signatory's ID card No. and conjunction With the time is generated, the choice box that auditor can click in " Quan Xuan " column of the contract terms page carries out pending contract text Choose, and click " checking " operation button, instruction is chosen in triggering, and auditor is determined when server, which receives, chooses instruction The target contract text chosen realizes the selection of target contract text.
Step S250: the feature field of target contract text is extracted from target contract text according to default auditing rule Information, and the audit page is generated according to characteristic information.
In this step, the contract terms information for needing to audit when default auditing rule includes audit contract, server is true It sets the goal after contract text, according to the contract terms information for needing to audit in default auditing rule, is obtained from target audit text Take field corresponding with the contract terms information audited is needed as feature field information, thus according to the spy of target contract text It levies field information and generates the audit page;Specifically, feature field information can be generated picture by server, same target will be belonged to All text pictures generated by feature field information of contract text are arranged in one by one under the summary info of corresponding contract, and All summary infos and its text picture are ranked up according to certain sequence, to generate the audit page;Referring to fig. 4, Fig. 4 is The schematic diagram that the page is audited in one embodiment includes the summary info of each target contract text and by spy in the audit page The text picture that field information generates is levied, server is generated by the summary info of target contract text and by feature field information Text picture be shown according to certain sequence, wherein summary info may include that the name of contract signatory, contract enter part Channel, contract product, contract signatory's telephone number and contract sequence number.
Step S260: showing the audit page, obtains review operations instruction by the audit page, is instructed according to review operations true Set the goal the auditing result of contract text.
In this step, server show audit the page after, auditor audit the page in carry out target contract text into Row review operations, to trigger the transmission of review operations instruction, wherein review operations instruction may include auditing result;Server Auditing result in the review operations instruction obtained by the audit page is determined as the corresponding auditing result of target contract text.
In said contract checking method, by default audit keyword filtered out from numerous contracts needs audit it is multiple Target contract text, the tagged word for then needing emphasis to confirm during filtering out contract audit in each target contract text The feature field information of multiple target contract texts is shown in the same audit page by segment information, and this method passes through will be more The text information of a contract directly displays in the same display page, reduces point one by one and opens loan agreement, closes loan agreement Complicated processes realize batch audit loan agreement, improve contract audit efficiency, shorten execution of contract timeliness.
In one embodiment, the spy of target contract text is extracted from target contract text according to default auditing rule The step of levying field information, comprising: pending data type is determined according to default auditing rule;It is extracted from target contract text Entity word corresponding with pending data type;Entity is obtained from the text information of target loan agreement according to entity word The context text information of word;Context text information is determined as to the feature field information of target contract text.
In the present embodiment, server determines pending nucleus number according to the contract terms information for needing to audit in default auditing rule According to type, so that entity list corresponding with pending data type is extracted from target contract text using entity recognition techniques Word, and analyzed according to text semantic and the context text information of entity word is determined as feature field information.Specifically, service The corresponding entity sample of the available pending data type of device is extracting target carrying out word segmentation processing to target contract text After the entity word of contract text, entity word is compared with entity sample and is matched, when successful match is by the entity word As target entity word, server obtains the context text information of target entity word as feature field information.
In one embodiment, the step of the auditing result of the target contract text is determined according to review operations instruction After rapid, comprising: show that auditing result confirms the page by way of bullet layer;When from auditing result confirmation the page get confirmation Instruction generates auditing result mark to target contract text according to auditing result;It is taken when being got from the auditing result confirmation page Disappear instruction, then shows the audit page again.
In this step, the available current review result of server is the number of the contract of same auditing result, will be audited As a result and its contract quantity generates auditing result and confirms the page, and shows that auditing result confirms the page by way of bullet layer;Ginseng See that Fig. 5, Fig. 5 are the schematic diagram that auditing result confirms the page in one embodiment, which includes working as former trial Core result, auditing result confirming button and auditing result cancel button;Auditor is by confirming that the page carries out in auditing result Selection operation, triggering confirmation instruction or cancellation instruction;Server confirms that the page gets confirmation instruction by the auditing result Or after cancelling instruction, corresponding operation is carried out according to obtained instruction.Auditing result is faced into one by auditing result confirmation page Step confirmation, effectively reduces the generation of contract audit mistake.
Further, after generating auditing result mark, auditing result can be identified as audit success flag by server Target contract text deleted from the contract terms page, and, will by auditing result be identified as audit success flag target The feature field information of contract text is deleted from the audit page, does not generate the feature of the target contract text of auditing result mark Field information is shown in audit page front end;By the target contract text by auditing result mark has been generated from contract terms page It is deleted in face and the audit page, avoids the contract text audited from being selected again and audited, improve the audit effect of contract Rate.
In one embodiment, after the step of generating the audit page according to characteristic information, further includes: interception target contract Customer signature area in text, and contract signatory's information is obtained from the corresponding contract information of target contract text;To client Signature area carries out Text region, obtains the signature text of target contract text;When signing, text is consistent with contract signatory's information, Then using auditing result as the target auditing result of target contract text;When signature text and contract signatory's information it is inconsistent, Then the target auditing result of target contract text is determined as to audit failure result.
In the present embodiment, auditing result includes audit successful result and audit failure result, and server is by target contract The customer signature area interception that signature is signed in text, the signature text of customer signature is identified using image processing techniques, if label Name text is consistent with contract signatory's information, then it is assumed that the contract text is contract signatory's signed, then server will be from Audit final target auditing result of the auditing result of page acquisition as the target contract text;If signing text and contract Signer's information is inconsistent, then it is assumed that the contract text is not contract signatory's signed, then server is literary by target contract This target auditing result is confirmed as audit failure result.By automatically in contract text signing messages and contract signatory Information compares, and realizes automatic audit Digital Contract Signature information, improves contract audit efficiency, and determine target according to comparing result The auditing result of contract text effectively reduces the generation of contract audit mistake.
In one embodiment, the step of audit page being generated according to characteristic information, comprising: corresponding from target contract text Contract information in obtain contract generate the time;Based on contract the permutation with positive order for generating the time arranges target contract text Sequence obtains the ranking results of target contract text;According to the ranking results of target contract text to the feature of target contract text Information is ranked up, and generates the audit page.
In the present embodiment, the sequence for auditing the contract of the page can be excellent according to the progress of the generation time of target contract text Change, specifically, server obtains the generation time of contract from the corresponding contract information of target contract text, thus based on contract The time is generated to target contract text progress permutation with positive order, realizes and the target contract text first generated is arranged in the audit page Forefront, the contract text first examined are first audited, and the execution of contract time is effectively ensured, and avoid contract onset time and submission time Time interval is too long.
Further, server can be ranked up target contract text with the contract product combination contract generation time, Specifically, server is first ranked up target contract text by the sequence of contract name of product initial, same contract is produced Target contract text under product is arranged by the contract generation time, realizes that the contract text first generated is first audited.
It should be understood that although each step in the flow chart of Fig. 2 is successively shown according to the instruction of arrow, this A little steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly state otherwise herein, these steps It executes there is no the limitation of stringent sequence, these steps can execute in other order.Moreover, at least part in Fig. 2 Step may include that perhaps these sub-steps of multiple stages or stage are executed in synchronization to multiple sub-steps It completes, but can execute at different times, the execution sequence in these sub-steps or stage, which is also not necessarily, successively to be carried out, But it can be executed in turn or alternately at least part of the sub-step or stage of other steps or other steps.
In one embodiment, as shown in fig. 6, providing a kind of contract audit device, comprising: contract information obtains module 610, contract screening module 620, entry page face generation module 630, target contract determining module 640, audit page generation module 650 and auditing result obtain module 660, in which:
Contract information obtains module 610, and for obtaining contract information, contract text data are extracted from contract information;
Contract screening module 620 obtains the pass in contract text data with text data progress word segmentation processing for pairing Keyword, when keyword is consistent with default audit keyword, using contract text data as pending contract text;
Entry page face generation module 630, shows for extracting the summary info of pending contract text, and by summary info In the contract terms page;
Target contract determining module 640, for determining that target is closed from pending contract text by the contract terms page Same text;
Page generation module 650 is audited, is closed for extracting target from target contract text according to default auditing rule The audit page is generated with the feature field information of text, and according to characteristic information;
Auditing result obtains module 660, for showing the audit page, obtains review operations instruction, root by the audit page The auditing result for determining target contract text is instructed according to review operations.
In one embodiment, audit page generation module 650 is used for: determining pending Nuclear Data according to default auditing rule Type;Entity word corresponding with pending data type is extracted from target contract text;It is borrowed according to entity word from target The context text information of entity word is obtained in the text information of money contract;Context text information is determined as target contract The feature field information of text.
In one embodiment, as shown in fig. 7, providing a kind of contract audit device, contract audit device further includes examining Core result confirmation module 670, auditing result confirmation module 670 by way of bullet layer for showing that auditing result confirms the page; When getting confirmation instruction from the auditing result confirmation page, auditing result mark is generated to target contract text according to auditing result Know;When getting cancellation instruction from the auditing result confirmation page, then the audit page is shown again.
In one embodiment, as shown in figure 8, providing a kind of contract audit device, contract audit device further includes label Name validation of information module 680, signing messages confirmation module 680 are used to intercept the customer signature area in target contract text, and from Contract signatory's information is obtained in the corresponding contract information of target contract text;Text region is carried out to customer signature area, is obtained The signature text of target contract text;When signature text is consistent with contract signatory's information, then using auditing result as target conjunction With the target auditing result of text;When signature text and contract signatory's information are inconsistent, then by the target of target contract text Auditing result is determined as auditing failure result.
In one embodiment, audit page generation module 650 is used for: from the corresponding contract information of target contract text Acquisition contract generates the time;Based on contract it generates the permutation with positive order of time to be ranked up target contract text, obtains target conjunction With the ranking results of text;It is ranked up according to characteristic information of the ranking results of target contract text to target contract text, And generate the audit page.
Specific about contract audit device limits the restriction that may refer to above for contract audit method, herein not It repeats again.Modules in said contract audit device can be realized fully or partially through software, hardware and combinations thereof.On Stating each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also store in a software form In memory in computer equipment, the corresponding operation of the above modules is executed in order to which processor calls.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction Composition can be as shown in Figure 9.The computer equipment include by system bus connect processor, memory, network interface and Database.Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory packet of the computer equipment Include non-volatile memory medium, built-in storage.The non-volatile memory medium is stored with operating system, computer program and data Library.The built-in storage provides environment for the operation of operating system and computer program in non-volatile memory medium.The calculating The database of machine equipment is for storing the data such as contract text data, default audit keyword.The network of the computer equipment connects Mouth with external terminal by network connection for being communicated.To realize that a kind of contract is examined when the computer program is executed by processor Kernel method.
It will be understood by those skilled in the art that structure shown in Fig. 9, only part relevant to application scheme is tied The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, which is stored with Computer program, the processor perform the steps of when executing computer program
Contract information is obtained, contract text data are extracted from contract information;
Pairing carries out the keyword in word segmentation processing acquisition contract text data with text data, when keyword and presets careful Core keyword is consistent, using contract text data as pending contract text;
The summary info of pending contract text is extracted, and summary info is shown in the contract terms page;
Target contract text is determined from pending contract text by the contract terms page;
The feature field information of target contract text, and root are extracted from target contract text according to default auditing rule The audit page is generated according to characteristic information;
It shows the audit page, review operations instruction is obtained by the audit page, is instructed according to review operations and determines that target is closed With the auditing result of text.
In one embodiment, processor executes computer program and realizes that basis presets auditing rule from target contract text In when extracting the step of feature field information of target contract text, implement following steps: according to default auditing rule Determine pending data type;Entity word corresponding with pending data type is extracted from target contract text;According to reality Body word obtains the context text information of entity word from the text information of target loan agreement;By context text information It is determined as the feature field information of target contract text.
In one embodiment, the exhibition by way of bullet layer is also performed the steps of when processor executes computer program Show that auditing result confirms the page;When getting confirmation instruction from the auditing result confirmation page, according to auditing result to target contract Text generation auditing result mark;When getting cancellation instruction from the auditing result confirmation page, then the audit page is shown again.
In one embodiment, interception target contract text is also performed the steps of when processor executes computer program In customer signature area, and from the corresponding contract information of target contract text obtain contract signatory's information;To customer signature Area carries out Text region, obtains the signature text of target contract text;When signing, text is consistent with contract signatory's information, then will Target auditing result of the auditing result as target contract text;When signature text and contract signatory's information it is inconsistent, then general The target auditing result of target contract text is determined as auditing failure result.
In one embodiment, processor executes computer program and realizes the step for generating the audit page according to characteristic information Suddenly, following steps are implemented: obtaining contract from the corresponding contract information of target contract text and generates the time;Based on contract it gives birth to Target contract text is ranked up at the permutation with positive order of time, obtains the ranking results of target contract text;It is closed according to target Ranking results with text are ranked up the characteristic information of target contract text, and generate the audit page.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated Machine program performs the steps of when being executed by processor
Contract information is obtained, contract text data are extracted from contract information;
Pairing carries out the keyword in word segmentation processing acquisition contract text data with text data, when keyword and presets careful Core keyword is consistent, using contract text data as pending contract text;
The summary info of pending contract text is extracted, and summary info is shown in the contract terms page;
Target contract text is determined from pending contract text by the contract terms page;
The feature field information of target contract text, and root are extracted from target contract text according to default auditing rule The audit page is generated according to characteristic information;
It shows the audit page, review operations instruction is obtained by the audit page, is instructed according to review operations and determines that target is closed With the auditing result of text.
In one embodiment, it is literary from target contract according to auditing rule is preset to be executed by processor realization for computer program The step of extracting the feature field information of target contract text in this implements following steps: according to default auditing rule Determine pending data type;Entity word corresponding with pending data type is extracted from target contract text;According to reality Body word obtains the context text information of entity word from the text information of target loan agreement;By context text information It is determined as the feature field information of target contract text.
In one embodiment, it is also performed the steps of by way of bullet layer when computer program is executed by processor Show that auditing result confirms the page;When getting confirmation instruction from the auditing result confirmation page, target is closed according to auditing result It is identified with text generation auditing result;When getting cancellation instruction from the auditing result confirmation page, then the audit page is shown again.
In one embodiment, interception target contract text is also performed the steps of when computer program is executed by processor Customer signature area in this, and contract signatory's information is obtained from the corresponding contract information of target contract text;Client is signed Name Qu Jinhang Text region, obtains the signature text of target contract text;When signing, text is consistent with contract signatory's information, then Using auditing result as the target auditing result of target contract text;When signature text and contract signatory's information it is inconsistent, then The target auditing result of target contract text is determined as to audit failure result.
In one embodiment, computer program is executed by processor the step realized and generate the audit page according to characteristic information Suddenly, following steps are implemented: obtaining contract from the corresponding contract information of target contract text and generates the time;Based on contract it gives birth to Target contract text is ranked up at the permutation with positive order of time, obtains the ranking results of target contract text;It is closed according to target Ranking results with text are ranked up the characteristic information of target contract text, and generate the audit page.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, To any reference of memory, storage, database or other media used in each embodiment provided herein, Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM (PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms, Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM (RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.

Claims (10)

1. a kind of contract audit method, which comprises
Contract information is obtained, contract text data are extracted from the contract information;
Word segmentation processing is carried out to the contract text data and obtains the keyword in the contract text data, when the keyword It is consistent with default audit keyword, using the contract text data as pending contract text;
The summary info of the pending contract text is extracted, and the summary info is shown in the contract terms page;
Target contract text is determined from the pending contract text by the contract terms page;
The feature field information of the target contract text is extracted from the target contract text according to default auditing rule, And the audit page is generated according to the characteristic information;
It shows the audit page, review operations instruction is obtained by the audit page, is instructed according to the review operations true The auditing result of the fixed target contract text.
2. the method according to claim 1, wherein the basis presets auditing rule from the target contract text The step of extracting the feature field information of the target contract text in this, comprising:
Pending data type is determined according to the default auditing rule;
Entity word corresponding with the pending data type is extracted from target contract text;
The context text envelope of the entity word is obtained from the text information of target loan agreement according to the entity word Breath;
The context text information is determined as to the feature field information of the target contract text.
3. the method according to claim 1, wherein described determine the target according to review operations instruction After the step of auditing result of contract text, comprising:
Show that auditing result confirms the page by way of bullet layer;
When getting confirmation instruction from the auditing result confirmation page, target contract text is generated according to the auditing result Auditing result mark;
When getting cancellation instruction from the auditing result confirmation page, then the audit page is shown again.
4. the method according to claim 1, wherein the step for generating the audit page according to the characteristic information After rapid, further includes:
The customer signature area in the target contract text is intercepted, and is obtained from the corresponding contract information of the target contract text Take contract signatory's information;
Text region is carried out to the customer signature area, obtains the signature text of the target contract text;
When the signature text is consistent with contract signatory's information, then using the auditing result as the target contract text This target auditing result;
When the signature text and contract signatory's information are inconsistent, then by the target audit knot of the target contract text Fruit is determined as auditing failure result.
5. the method according to claim 1, wherein the step for generating the audit page according to the characteristic information Suddenly, comprising:
Contract is obtained from the corresponding contract information of the target contract text generates the time;
The target contract text is ranked up according to the permutation with positive order that the contract generates the time, obtains the target contract The ranking results of text;
It is ranked up, and generated according to characteristic information of the ranking results of the target contract text to the target contract text The audit page.
6. a kind of contract audit device, which is characterized in that described device includes:
Contract information obtains module, and for obtaining contract information, contract text data are extracted from the contract information;
Contract screening module obtains the pass in the contract text data for carrying out word segmentation processing to the contract text data Keyword, when the keyword is consistent with default audit keyword, using the contract text data as pending contract text;
Entry page face generation module is shown for extracting the summary info of the pending contract text, and by the summary info It is shown in the contract terms page;
Target contract determining module, for determining that target is closed from the pending contract text by the contract terms page Same text;
Page generation module is audited, is closed for extracting the target from the target contract text according to default auditing rule The audit page is generated with the feature field information of text, and according to the characteristic information;
Auditing result obtains module, for showing the audit page, obtains review operations instruction, root by the audit page The auditing result of the target contract text is determined according to review operations instruction.
7. contract audit device according to claim 6, which is characterized in that the audit page generation module is used for:
Pending data type is determined according to the default auditing rule;
Entity word corresponding with the pending data type is extracted from target contract text;
The context text envelope of the entity word is obtained from the text information of target loan agreement according to the entity word Breath;
The context text information is determined as to the feature field information of the target contract text.
8. contract audit device according to claim 6, which is characterized in that the audit page generation module is used for:
Contract is obtained from the corresponding contract information of the target contract text generates the time;
The target contract text is ranked up according to the permutation with positive order that the contract generates the time, obtains the target contract The ranking results of text;
It is ranked up, and generated according to characteristic information of the ranking results of the target contract text to the target contract text The audit page.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists In the step of processor realizes any one of claims 1 to 5 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program The step of method described in any one of claims 1 to 5 is realized when being executed by processor.
CN201811544385.2A 2018-12-17 2018-12-17 Contract audit method, apparatus, computer equipment and storage medium Pending CN109766430A (en)

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Cited By (10)

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Publication number Priority date Publication date Assignee Title
CN111178309A (en) * 2019-12-31 2020-05-19 支付宝(杭州)信息技术有限公司 Service processing method and device
CN111275410A (en) * 2020-02-29 2020-06-12 重庆百事得大牛机器人有限公司 Remote interaction method for remote counselor of enterprise
CN112001691A (en) * 2020-07-01 2020-11-27 北京车行一六八信息技术有限公司 Page auditing method and device, computer equipment and storage medium
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CN112950170A (en) * 2020-06-19 2021-06-11 支付宝(杭州)信息技术有限公司 Auditing method and device
CN113312455A (en) * 2021-06-23 2021-08-27 北京鼎泰智源科技有限公司 Intelligent contract auditing method and device based on knowledge distillation
CN113642569A (en) * 2021-05-31 2021-11-12 国网宁夏电力有限公司 Unstructured data document processing method and related equipment
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CN117009933A (en) * 2023-06-25 2023-11-07 上海朗晖慧科技术有限公司 Information security approval monitoring system and method based on Internet of things
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* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111178309A (en) * 2019-12-31 2020-05-19 支付宝(杭州)信息技术有限公司 Service processing method and device
CN111275410A (en) * 2020-02-29 2020-06-12 重庆百事得大牛机器人有限公司 Remote interaction method for remote counselor of enterprise
CN112950170A (en) * 2020-06-19 2021-06-11 支付宝(杭州)信息技术有限公司 Auditing method and device
CN112001691A (en) * 2020-07-01 2020-11-27 北京车行一六八信息技术有限公司 Page auditing method and device, computer equipment and storage medium
CN112307101A (en) * 2020-10-24 2021-02-02 上海东方投资监理有限公司 Project pricing auditing method, device, computer equipment and system
CN113642569A (en) * 2021-05-31 2021-11-12 国网宁夏电力有限公司 Unstructured data document processing method and related equipment
CN113312455A (en) * 2021-06-23 2021-08-27 北京鼎泰智源科技有限公司 Intelligent contract auditing method and device based on knowledge distillation
CN113837772A (en) * 2021-09-24 2021-12-24 支付宝(杭州)信息技术有限公司 Method, device and equipment for auditing marketing information
CN117009933A (en) * 2023-06-25 2023-11-07 上海朗晖慧科技术有限公司 Information security approval monitoring system and method based on Internet of things
CN117009933B (en) * 2023-06-25 2024-03-29 上海朗晖慧科技术有限公司 Information security approval monitoring system and method based on Internet of things
CN117540003B (en) * 2024-01-09 2024-04-26 腾讯科技(深圳)有限公司 Text processing method and related device

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