CN109740997A - A kind of logistics platform guarantee fund management method and system - Google Patents

A kind of logistics platform guarantee fund management method and system Download PDF

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Publication number
CN109740997A
CN109740997A CN201910016616.0A CN201910016616A CN109740997A CN 109740997 A CN109740997 A CN 109740997A CN 201910016616 A CN201910016616 A CN 201910016616A CN 109740997 A CN109740997 A CN 109740997A
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logistics
supply side
guarantee fund
logistics supply
evaluated
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王伟
喻恒
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Henan Lingshan Information Technology Co Ltd
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Henan Lingshan Information Technology Co Ltd
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Abstract

The invention discloses a kind of logistics platform guarantee fund management method and system, method includes: the evaluation grade for obtaining logistics supply side;Obtain the history credit worthiness of logistics supply side;Acquire the logistics sample within the scope of logistics supply side region to be evaluated;Obtain logistics goods history average value;Obtain the initial margin amount of logistics supply side to be evaluated;The guarantee fund for obtaining logistics supply side to be evaluated consumes amount;Determine the remaining guarantee fund in the margin account of logistics supply side to be evaluated.The present invention determines initial margin amount by logistics goods history average value, avoid random and subjectivity, amount is consumed to adjust guarantee fund to the evaluation of logistics supply side to be evaluated in logistics platform guarantee fund's management system using according to by Demand side of logistics, logistics supply side is encouraged to fulfil the obligation of oneself conscientiously, improve the satisfaction of Demand side of logistics, business sustained, stable growth is kept for logistics supply side, does not bring the larger pressure in fund to medium and small logistics supply side.

Description

A kind of logistics platform guarantee fund management method and system
Technical field
The present invention relates to computer software technical fields, more particularly, to a kind of logistics platform guarantee fund management method and are System.
Background technique
In recent years, the logistics platform based on traditional end PC or cell phone application end gradually increases, by their logistics supply sides, Demand side of logistics, recipient can complete the work such as place an order, pay, sign for and settle accounts online online, bring the time to each side With the huge saving of cost, while the great variety of business model is also brought.For Demand side of logistics, originally may with it is solid Fixed logistics supply side signs contract of affreightment, and cargo gives the logistics supply side to transport within a certain period of time;And in logistics platform On, Demand side of logistics has the space of more selection logistics suppliers, many factors such as transport price, transport duration can be combined, The logistics supply side for selecting oneself most satisfied.
But on logistics platform, the addition of more logistics supply sides also brings a series of realistic problems.Work as logistics demand When trading for the first time between side and logistics supply side, understands do not understand in other words seldom between each other.Some value of goods are big The big expense more than a logistics transportation, a small number of logistics supply sides forget what is right at the sight of profit, theft commodity profiteering;Or adulterate, steathily Liang Huanzhu, in logistic industry it occur frequently that this kind of dispute.Presence due to several: (1) for economic reasons, be sparing of one's energy Angularly it is less likely to be thrown for every physical distribution trading with the immature development of China Logistics insurance field, Demand side of logistics It protects;(2) due to defendant party's lost contact frequent occurrence, very big obstruction is brought to public security organ's clear up a criminal case, cracking of cases Period is very long.So once as a result bringing very huge economic loss to Demand side of logistics there is a situation where loss of goods, transformation.
Based on the above situation encountered in the development of several years ago logistics platform, logistics platform has gradually adopted guarantee fund at present System.Each logistics supply side that platform is added is both needed to pay the guarantee fund of certain number to platform side, loses once volume goods occurs The serious discreditable behaviors such as connection, platform will compensate Demand side of logistics using this guarantee fund, can in a short time and to a certain extent Make up Demand side of logistics loss.By it was verified that the implementation of margin system constrains the mistake of some illegal logistics supply sides Letter behavior.
Guarantee fund's scheme of existing logistics field can be divided into two major classes: the interests of the main collateral security logistics supply side of the first kind Angle is set out, and when Demand side of logistics promise breaking, such as pay the freight not in time, logistics platform will draw button guarantee fund to ensure logistics Supplier's legitimate interests;Second class is then the guarantee fund for requiring logistics supply side and party in request to pay certain number simultaneously.But Existing guarantee fund's Managed Solution is unfavorable for developing more users addition logistics platform guarantee fund management system there are various problems System.
Summary of the invention
Based on this, it is necessary in view of the deficiencies of the prior art, a kind of logistics platform guarantee fund management method and system are provided, The pressure in fund is not brought to medium and small loglstics enterprise, develops more users and logistics platform guarantee fund management system is added;Simultaneously Can be according to the business development situation of logistics supply side, dynamic adjusts guarantee fund's number, has taken into account logistics supply side and logistics demand The interests of side.
In order to solve the above technical problems, the technical scheme adopted by the invention is that: a kind of logistics platform guarantee fund manager Method and system and method comprising following steps:
(1), obtain logistics supply side evaluation grade, by logistics supply side be divided into AAAAA grades, AAAA grades, AAA grades, AA grades, A grades and B grades;
(2), it obtains the history credit worthiness of logistics supply side: passing through formulaCalculate logistics supply side History credit worthiness CONratio, wherein ELtFor the credit worthiness of logistics supply side's current year, ELt-kFor the letter of logistics supply side before k Reputation degree, when the evaluation grade of logistics supply side is AAAAA grades, the credit worthiness of the logistics supply side is a5, when logistics supply side Evaluation grade when being AAAA grade, the credit worthiness of the logistics supply side is a4, when the evaluation grade of logistics supply side is AAA grades When, the credit worthiness of the logistics supply side is a3, when the evaluation grade of logistics supply side is AA grades, the prestige of the logistics supply side Degree is a2, when the evaluation grade of logistics supply side is A grades, the credit worthiness of the logistics supply side is a1, when commenting for logistics supply side When to estimate grade be B grade, the credit worthiness of the logistics supply side is a0, wherein 0 < a0< a1< a2< a3< a4< a5≤1.0;
(3), acquire the logistics sample within the scope of logistics supply side region to be evaluated: the regional scope is logistics to be evaluated City scope where the industrial and commercial registration ground of supplier, the logistics sample includes logistics supply side, n/6 family in each evaluation grade section Historical evaluation grade and logistics supply side, n family history logistics order record, wherein n be 6 integral multiple;
(4), logistics goods history average value is obtained: according to m logistics of logistics supply side, n family prior year in logistics sample Value of goods GV in order recordiObtain logistics goods history average valueWherein, value of goods In cargo unit price by cargo factory marked price on the basis of;
(5), initial margin amount is deposited to logistics to be evaluated and is supplied by the initial margin amount for obtaining logistics supply side to be evaluated The margin account for the side of answering, wherein the margin account of logistics supply side to be evaluated is that logistics supply side to be evaluated is protected in logistics platform Demonstrate,prove the cash pledge account in golden management system: according to formulaCalculate initial margin amount Rd, wherein ratiod To preset guarantee fund's amount coefficient, 0 < rationd<1;
(6), the guarantee fund for obtaining logistics supply side to be evaluated consumes amount, i.e., logistics supply side to be evaluated is in current physical distribution trading In consumed guarantee fund: according to formula dca=(1-ratioc)×depositbaseIt calculates guarantee fund and consumes amount dca, In, depositbaseRadix, ratio are consumed for default guarantee fundcFor guarantee fund's consumption coefficient;
(7), the remaining guarantee fund in the margin account of logistics supply side to be evaluated is determined, by the guarantor of logistics supply side to be evaluated Card gold consumption amount is compared with the remaining guarantee fund in the margin account of logistics supply side to be evaluated.
Further include in one of the embodiments, step (8), according to current physical distribution trading result to logistics supply side to be evaluated Initial margin amount handled.
A in the step (1) in one of the embodiments,5=1.0, a4=0.8, a3=0.6, a2=0.4, a1= 0.2, a0=0.1.
Guarantee fund's consumption coefficient ratio in the step (6) in one of the embodiments,cFor initial margin consumption Coefficient ratioc0Or guarantee fund's consumption coefficient ratio after transactionc1, when logistics supply side to be evaluated is for the first time in logistics platform guarantee fund Management system is traded, guarantee fund's consumption coefficient ratiocFor initial margin consumption coefficient ratioc0, initial margin disappears Consume coefficient ratioc0To preset guarantee fund's consumption coefficient;When logistics supply side to be evaluated is enterprising in logistics platform guarantee fund's management system Went transaction, guarantee fund's consumption coefficient ratiocFor guarantee fund's consumption coefficient ratio after transactionc1
Guarantee fund's consumption coefficient ratio after the transaction in one of the embodiments,c1=WOntimelevel+W Integratedlevel+WTransportlevel, wherein OntimelevelIt is satisfied for the arrival on time of last physical distribution trading Degree, IntegratedlevelFor the intact degree of cargo transport of last physical distribution trading, TransportlevelFor last logistics friendship Easy handling satisfaction, 0≤Ontimelevel≤ 1,0≤Integratedlevel≤ 1,0 < Transportlevel≤ 1, WoIt is upper The weight for reaching satisfaction on time of physical distribution trading, WIFor the weight of the intact degree of cargo transport of last physical distribution trading, WT The weight of grade is satisfied with for the handling of last physical distribution trading, wherein Wo+WI+WT=1.
Ontime in one of the embodiments,level、IntegratedlevelAnd TransportlevelRange of choice be 0.2, one in 0.4,0.6,0.8,1.0.
The guarantee fund in the step (7) when logistics supply side to be evaluated consumes amount and is greater than in one of the embodiments, When remaining guarantee fund in the margin account of logistics supply side to be evaluated, logistics platform guarantee fund's management system passes through short message, electricity Words mode notifies the logistics supply side to be evaluated replenishment of funds into margin account in time.
In one of the embodiments, when the residue in the margin account of logistics supply side to be evaluated in the step (7) When guarantee fund is less than the preset percentage of initial margin amount, logistics platform guarantee fund's management system passes through short message, phone side Formula notifies the logistics supply side to be evaluated replenishment of funds into margin account in time.
A kind of logistics platform guarantee fund management system comprising server is used for and Demand side of logistics and logistics supply side Connection;Server includes:
System parameter module, for the system parameter of logistics platform guarantee fund's management system to be arranged;
Subscriber information module, for handling the registration information of Demand side of logistics and logistics supply side, registration information includes surname Name or Business Name, ID card No. or business license number, contact person and contact method;
Guarantee fund's module calculates guarantee fund, logistics platform is facilitated to guarantee for registering margin account for logistics supply side Guarantee fund is deducted in golden management system collateral security gold account or the guarantee fund of deduction is retracted into margin account;
Physical distribution trading evaluation module, for after the completion of physical distribution trading Demand side of logistics to the physical distribution trading of logistics supply side Reach the intact degree of satisfaction, the cargo transport of physical distribution trading on time and the handling satisfaction of physical distribution trading is evaluated;
Data acquisition module, for storing the logistics sample data for acquiring the logistics supply side in each regional scope.
In conclusion a kind of logistics platform guarantee fund management method of the present invention and system pass through logistics goods history flat fare It is worth and determines initial margin amount, avoids random and subjectivity, meanwhile, using basis by Demand side of logistics in logistics platform Guarantee fund is adjusted in guarantee fund's management system to the evaluation of logistics supply side to be evaluated and consumes amount, encourages logistics supply side practical The obligation of oneself is fulfiled, not only improves the satisfaction of Demand side of logistics, but also keep business continually and steadily to increase for logistics supply side It is long, the larger pressure in fund is not brought to medium and small logistics supply side, can more develop more users and logistics platform guarantee fund is added Management system reaches logistics platform, Demand side of logistics, logistics supply side's all-win.
Detailed description of the invention
Step (5)~(8) process principle figure in Fig. 1 logistics platform guarantee fund management method of the present invention;
Fig. 2 is the structure principle chart of logistics platform guarantee fund management system of the present invention.
Specific embodiment
To further understand the features of the present invention, technological means and specific purposes achieved, function, below with reference to Present invention is further described in detail for the drawings and the specific embodiments.
As depicted in figs. 1 and 2, a kind of logistics platform guarantee fund management method of the present invention includes the following steps:
(1), the evaluation grade for obtaining logistics supply side is organized by China Federation of Logistics & Purchasing according to national standard " loglstics enterprise classification and evaluation index " (GB/T19680-2013) assesses logistics supply side's integrated level, obtains logistics Logistics supply side is divided into AAAAA grades, AAAA grades, AAA grades, AA grades according to integrated level power by the evaluation grade of supplier And five evaluation grades of A grade, meanwhile, by the logistics supply side without China Federation of Logistics & Purchasing's tissue assessment and it is unsatisfactory for The evaluation grade of the logistics supply side of national standard " loglstics enterprise classification and evaluation index " (GB/T19680-2013) is set as B Grade, wherein the logistics supply side for being unsatisfactory for national standard " loglstics enterprise classification and evaluation index " (GB/T19680-2013) is The evaluation grades such as any being not belonging in AAAAA grades, AAAA grades, AAA grades, AA grades and five evaluation grades of A grade.
(2), it obtains the history credit worthiness of logistics supply side: passing through formulaCalculate logistics supply side History credit worthiness CONratio, wherein ELtFor the credit worthiness of logistics supply side's current year, ELt-kFor the letter of logistics supply side before k Reputation degree, when the evaluation grade of logistics supply side is AAAAA grades, the credit worthiness of the logistics supply side is a5, when logistics supply side Evaluation grade when being AAAA grade, the credit worthiness of the logistics supply side is a4, when the evaluation grade of logistics supply side is AAA grades When, the credit worthiness of the logistics supply side is a3, when the evaluation grade of logistics supply side is AA grades, the prestige of the logistics supply side Degree is a2, when the evaluation grade of logistics supply side is A grades, the credit worthiness of the logistics supply side is a1, when commenting for logistics supply side When to estimate grade be B grade, the credit worthiness of the logistics supply side is a0, wherein 0 < a0< a1< a2< a3< a4< a5≤ 1.0, specifically Ground, a5=1.0, a4=0.8, a3=0.6, a2=0.4, a1=0.2, a0=0.1.
(3), acquire the logistics sample within the scope of logistics supply side region to be evaluated: the regional scope is logistics to be evaluated City scope where the industrial and commercial registration ground of supplier, the logistics sample includes logistics supply side, n/6 family in each evaluation grade section Historical evaluation grade and logistics supply side, n family history logistics order record, wherein n be 6 integral multiple;Preferably, logistics sample Logistics supply side is n/6 before operating income ranking in each evaluation grade section in this.
(4), logistics goods history average value is obtained: according to m logistics of logistics supply side, n family prior year in logistics sample Value of goods GV in order recordiObtain logistics goods history average valueWherein, value of goods In cargo unit price by cargo factory marked price on the basis of;
(5), initial margin amount is deposited to logistics to be evaluated and is supplied by the initial margin amount for obtaining logistics supply side to be evaluated The margin account for the side of answering, wherein the margin account of logistics supply side to be evaluated is that logistics supply side to be evaluated is protected in logistics platform Demonstrate,prove the cash pledge account in golden management system: according to formulaCalculate initial margin amount Rd, wherein ratiod To preset guarantee fund's amount coefficient, 0 < rationd< 1, specifically, preset guarantee fund's amount coefficient ratiodGuaranteed by logistics platform Negotiate to determine between golden management system and logistics supply side to be evaluated.
Default guarantee fund's amount coefficient can also be by logistics platform guarantee fund's management system in one of the embodiments, Sets itself, specifically, after a fixed time period, logistics platform guarantee fund management system is according to the logistics need of physical distribution trading The adjustment such as complaint ratio of the variation of number formulary amount, Demand side of logistics are asked to preset guarantee fund's amount coefficient.
(6), the guarantee fund for obtaining logistics supply side to be evaluated consumes amount, i.e., logistics supply side to be evaluated is in current physical distribution trading In consumed guarantee fund: according to formula dca=(1-ratioc)×depositbaseIt calculates guarantee fund and consumes amount dca, In, depositbaseRadix, ratio are consumed for default guarantee fundcSpecifically guarantee fund's consumption is preset for guarantee fund's consumption coefficient Radix depositbaseNegotiate to determine between Demand side of logistics and logistics supply side to be evaluated, guarantee fund's consumption coefficient ratiocFor Initial margin consumption coefficient ratioc0Or guarantee fund's consumption coefficient ratio after transactionc1, when logistics supply side to be evaluated exists for the first time Logistics platform guarantee fund's management system is traded, guarantee fund's consumption coefficient ratiocFor initial margin consumption coefficient ratioc0, initial margin consumption coefficient ratioc0To preset guarantee fund's consumption coefficient, specifically, initial margin consumption system Number ratioc0By negotiating to determine between Demand side of logistics and logistics supply side to be evaluated;When logistics supply side to be evaluated is protected in logistics platform It demonstrate,proves and carried out transaction, guarantee fund's consumption coefficient ratio in golden management systemcFor guarantee fund's consumption coefficient ratio after transactionc1, hand over Guarantee fund's consumption coefficient ratio after easilyc1=WOntimelevel+WIntegratedlevel+WTransportlevel, wherein OntimelevelFor the arrival satisfaction on time of last physical distribution trading, IntegratedlevelFor the goods of last physical distribution trading Object transports intact degree, TransportlevelFor the handling satisfaction of last physical distribution trading, 0≤Ontimelevel≤ 1,0≤ Integratedlevel≤ 1,0 < Transportlevel≤1;Specifically, the satisfaction of arrival on time of last physical distribution trading, on The handling satisfaction of the intact degree of the cargo transport of physical distribution trading and last physical distribution trading is to manage in logistics platform guarantee fund Evaluation of the last Demand side of logistics to logistics supply side to be evaluated in reason system, as Demand side of logistics is not right within a preset time The service of logistics supply side is evaluated, then the satisfaction of arrival on time, the cargo transport of physical distribution trading for defaulting physical distribution trading are complete The handling satisfaction of good degree and physical distribution trading is 1.
Preferably, Ontimelevel、IntegratedlevelAnd TransportlevelSelectable range be 0.2,0.4, 0.6, one in 0.8,1.0, numerical value is bigger, then shows Demand side of logistics in logistics platform guarantee fund's management system to logistics The evaluation of supplier is more positive.
WoFor the weight for reaching satisfaction on time of last physical distribution trading, WIFor the cargo transport of last physical distribution trading The weight of intact degree, WTFor the weight of the handling satisfaction of last physical distribution trading, wherein Wo+WI+WT=1, pass through level point Analysis method come determine physical distribution trading on time reach satisfaction weight, the weight and logistics of the intact degree of the cargo transport of physical distribution trading The weight of the handling satisfaction of transaction is a kind of more general method in view of analytic hierarchy process (AHP), has been in practical stage Those skilled in the art are known, and detailed process repeats no more.
(7), the remaining guarantee fund in the margin account of logistics supply side to be evaluated is determined, by the guarantor of logistics supply side to be evaluated Card gold consumption amount is compared with the remaining guarantee fund in the margin account of logistics supply side to be evaluated;When logistics supply to be evaluated When the guarantee fund of side consumes the remaining guarantee fund that amount is greater than in the margin account of logistics supply side to be evaluated, logistics platform guarantees Golden management system notifies the logistics supply side to be evaluated replenishment of funds into margin account in time by short message, liaison mode;It is optional Ground, logistics platform guarantee fund's management system are simultaneously emitted by prompting message and give logistics platform guarantee fund's management system customer service, then by object The guarantee fund's management system customer service of levelling platform notifies logistics supply side to be evaluated to supplement money into margin account in time with liaison mode Gold.
If the logistics supply side to be evaluated replenishment of funds into margin account not in time, can not confirm this physical distribution trading, The secondary logistics order may be lost, because other logistics supply sides can accept this physical distribution trading.In addition, if logistics to be evaluated Supplier's not replenishment of funds into margin account in time also illustrates that logistics supply side to be evaluated may face insufficient funds, or Person abandons the logistics order more than current service ability in view of logistics service promise breaking bring punishment, to attentively take The logistics business that business has been accepted.
In one of the embodiments, when the remaining guarantee fund in the margin account of logistics supply side to be evaluated is less than initially When the preset percentage of guarantee fund's amount, logistics platform guarantee fund management system notifies logistics to be evaluated by short message, liaison mode Supplier's replenishment of funds into margin account in time, it is preferable that preset percentage 20%.
(8), it is handled according to initial margin amount of the current physical distribution trading result to logistics supply side to be evaluated;Currently Physical distribution trading result is normal, and the guarantee fund that logistics platform guarantee fund's management system deducts consumes amount and is returned to logistics supply to be evaluated In the margin account of side;Current transaction results are abnormal, guarantor of the logistics platform guarantee fund management system to logistics supply side to be evaluated The initial margin amount demonstrate,proved in golden account is locked, and the loss of Demand side of logistics is made up.
According to a kind of logistics platform guarantee fund management method of aforementioned present invention, the present invention provides a kind of logistics platform guarantee fund Management system, logistics platform guarantee fund's management system specifically include server, are used for and Demand side of logistics and logistics supply side Connection;Server includes:
System parameter module, for the system parameter of logistics platform guarantee fund's management system to be arranged;
Subscriber information module, for handling the registration information of Demand side of logistics and logistics supply side, registration information includes surname Name or Business Name, ID card No. or business license number, contact person and contact method;
Guarantee fund's module calculates guarantee fund, logistics platform is facilitated to guarantee for registering margin account for logistics supply side Guarantee fund is deducted in golden management system collateral security gold account or the guarantee fund of deduction is retracted into margin account;
Physical distribution trading evaluation module, for after the completion of physical distribution trading Demand side of logistics to the physical distribution trading of logistics supply side Reach the intact degree of satisfaction, the cargo transport of physical distribution trading on time and the handling satisfaction of physical distribution trading is evaluated;
Data acquisition module, for storing the logistics sample data for acquiring the logistics supply side in each regional scope.
In conclusion a kind of logistics platform guarantee fund management method of the present invention and system pass through logistics goods history flat fare It is worth and determines initial margin amount, avoids random and subjectivity, meanwhile, using basis by Demand side of logistics in logistics platform Guarantee fund is adjusted in guarantee fund's management system to the evaluation of logistics supply side to be evaluated and consumes amount, encourages logistics supply side practical The obligation of oneself is fulfiled, not only improves the satisfaction of Demand side of logistics, but also keep business continually and steadily to increase for logistics supply side It is long, the larger pressure in fund is not brought to medium and small logistics supply side, can more develop more users and logistics platform guarantee fund is added Management system reaches logistics platform, Demand side of logistics, logistics supply side's all-win.
The embodiments described above only express several embodiments of the present invention, and the description thereof is more specific and detailed, but simultaneously Limitation of the scope of the invention therefore cannot be interpreted as.It should be pointed out that for those of ordinary skill in the art, Without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to protection model of the invention It encloses.Therefore, protection scope of the present invention should be determined by the appended claims.

Claims (9)

1. a kind of logistics platform guarantee fund management method, which comprises the steps of:
(1), obtain logistics supply side evaluation grade, by logistics supply side be divided into AAAAA grades, AAAA grades, AAA grades, AA grades, A grades and B grades;
(2), it obtains the history credit worthiness of logistics supply side: passing through formulaCalculate going through for logistics supply side History credit worthiness CONratio, wherein ELtFor the credit worthiness of logistics supply side's current year, ELt-kFor the prestige of logistics supply side before k Degree, when the evaluation grade of logistics supply side is AAAAA grades, the credit worthiness of the logistics supply side is a5, when logistics supply side When evaluation grade is AAAA grades, the credit worthiness of the logistics supply side is a4, when the evaluation grade of logistics supply side is AAA grades, The credit worthiness of the logistics supply side is a3, when the evaluation grade of logistics supply side is AA grades, the credit worthiness of the logistics supply side For a2, when the evaluation grade of logistics supply side is A grades, the credit worthiness of the logistics supply side is a1, when the assessment of logistics supply side When grade is B grades, the credit worthiness of the logistics supply side is a0, wherein 0 < a0< a1< a2< a3< a4< a5≤1.0;
(3), acquire the logistics sample within the scope of logistics supply side region to be evaluated: the regional scope is logistics supply to be evaluated City scope where the industrial and commercial registration ground of side, the logistics sample include in each evaluation grade section logistics supply side, n/6 family go through History evaluation grade and logistics supply side, n family history logistics order record, the integral multiple that wherein n is 6;
(4), logistics goods history average value is obtained: according to m logistics order of logistics supply side, n family prior year in logistics sample Value of goods GV in recordiObtain logistics goods history average valueWherein, in value of goods Cargo unit price is on the basis of cargo factory marked price;
(5), the initial margin amount for obtaining logistics supply side to be evaluated, initial margin amount is deposited to logistics supply side to be evaluated Margin account, wherein the margin account of logistics supply side to be evaluated be logistics supply side to be evaluated in logistics platform guarantee fund Cash pledge account in management system: according to formulaCalculate initial margin amount Rd, wherein ratiodIt is pre- If guarantee fund's amount coefficient, 0 < rationd<1;
(6), the guarantee fund for obtaining logistics supply side to be evaluated consumes amount, i.e., institute in current physical distribution trading, logistics supply side to be evaluated The guarantee fund of consumption: according to formula dca=(1-ratioc)×depositbaseIt calculates guarantee fund and consumes amount dca, wherein depositbaseRadix, ratio are consumed for default guarantee fundcFor guarantee fund's consumption coefficient;
(7), the remaining guarantee fund in the margin account of logistics supply side to be evaluated is determined, by the guarantee fund of logistics supply side to be evaluated Consumption amount is compared with the remaining guarantee fund in the margin account of logistics supply side to be evaluated.
2. a kind of logistics platform guarantee fund management method according to claim 1, it is characterised in that: further include step (8), It is handled according to initial margin amount of the current physical distribution trading result to logistics supply side to be evaluated.
3. a kind of logistics platform guarantee fund management method according to claim 1, it is characterised in that: a in the step (1)5 =1.0, a4=0.8, a3=0.6, a2=0.4, a1=0.2, a0=0.1.
4. a kind of logistics platform guarantee fund management method according to claim 1, it is characterised in that: in the step (6) Guarantee fund's consumption coefficient ratiocFor initial margin consumption coefficient ratioc0Or guarantee fund's consumption coefficient ratio after transactionc1, when Logistics supply side to be evaluated trades in logistics platform guarantee fund's management system for the first time, guarantee fund's consumption coefficient ratiocIt is initial Guarantee fund's consumption coefficient ratioc0, initial margin consumption coefficient ratioc0To preset guarantee fund's consumption coefficient;When logistics to be evaluated Supplier carried out transaction, guarantee fund's consumption coefficient ratio in logistics platform guarantee fund's management systemcFor guarantee fund after transaction Consumption coefficient ratioc1
5. a kind of logistics platform guarantee fund management method according to claim 4, it is characterised in that: guarantee after the transaction Golden consumption coefficient ratioc1=Wo×Ontimelevel+WI×Integratedlevel+WT×Transportlevel, wherein OntimelevelFor the arrival satisfaction on time of last physical distribution trading, IntegratedlevelFor the goods of last physical distribution trading Object transports intact degree, TransportlevelFor the handling satisfaction of last physical distribution trading, 0≤Ontimelevel≤ 1,0≤ Integratedlevel≤ 1,0 < Transportlevel≤ 1, WoFor last physical distribution trading on time reach satisfaction weight, WIFor the weight of the intact degree of cargo transport of last physical distribution trading, WTThe power of grade is satisfied with for the handling of last physical distribution trading Weight, wherein Wo+WI+WT=1.
6. a kind of logistics platform guarantee fund management method according to claim 4, it is characterised in that: Ontimelevel、 IntegratedlevelAnd TransportlevelRange of choice be 0.2,0.4,0.6,0.8,1.0 in one.
7. a kind of logistics platform guarantee fund management method according to claim 1, it is characterised in that: in the step (7) When the guarantee fund of logistics supply side to be evaluated consumes the remaining guarantee fund in the margin account that amount is greater than logistics supply side to be evaluated When, logistics platform guarantee fund management system notifies logistics supply side to be evaluated in time to margin account by short message, liaison mode Interior replenishment of funds.
8. a kind of logistics platform guarantee fund management method according to claim 1, it is characterised in that: in the step (7) When the remaining guarantee fund in the margin account of logistics supply side to be evaluated is less than the preset percentage of initial margin amount, object Levelling platform guarantee fund management system notifies logistics supply side to be evaluated to supplement in time into margin account by short message, liaison mode Fund.
9. a kind of logistics platform guarantee fund management system, which is characterized in that including server, be used for and Demand side of logistics and logistics Supplier's connection;Server includes:
System parameter module, for the system parameter of logistics platform guarantee fund's management system to be arranged;
Subscriber information module, for handling the registration information of Demand side of logistics and logistics supply side, registration information include name or Business Name, ID card No. or business license number, contact person and contact method;
Guarantee fund's module calculates guarantee fund, logistics platform guarantee fund is facilitated to manage for registering margin account for logistics supply side Guarantee fund is deducted in reason system collateral security gold account or the guarantee fund of deduction is retracted into margin account;
Physical distribution trading evaluation module, for Demand side of logistics the pressing to the physical distribution trading of logistics supply side after the completion of physical distribution trading When reach the intact degree of satisfaction, the cargo transport of physical distribution trading and the handling satisfaction of physical distribution trading is evaluated;
Data acquisition module, for storing the logistics sample data for acquiring the logistics supply side in each regional scope.
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Application publication date: 20190510