CN109636369A - Fund account accounting processing method, apparatus, computer equipment and storage medium - Google Patents
Fund account accounting processing method, apparatus, computer equipment and storage medium Download PDFInfo
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- CN109636369A CN109636369A CN201811299524.XA CN201811299524A CN109636369A CN 109636369 A CN109636369 A CN 109636369A CN 201811299524 A CN201811299524 A CN 201811299524A CN 109636369 A CN109636369 A CN 109636369A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
Abstract
The present invention is suitable for computer field, provides a kind of fund account accounting processing method, apparatus, computer equipment and storage medium, described method includes following steps: receive that business platform initiates withholds or pays out transaction；Transaction is withheld or paid out described in preservation and initiates to withhold or pay out；When it is described withhold or pay out trade successfully after, generate fund to be processed and record and separate and enter an item of expenditure in the accounts and keep accounts；According to preset accounting processing rule transaction progress accounting processing is withheld or paid out to described；According to the accounting processing results modification account balance.In embodiments of the present invention, by utilizing above-mentioned fund account accounting processing method, different fund allocation modes is used for different business, a large amount of funds transaction is avoided to be handled in the same period, high frequency trading account is eliminated to transaction processing system bring traffic bottleneck, effective raising system transaction handling capacity.
Description
Technical field
The invention belongs to computer field more particularly to a kind of fund account accounting processing method, apparatus, computer equipment
And storage medium.
Background technique
It is operated in hot spot account, that is, system by the high disengaging for continually carrying out fund, frequently occurs the account of locking and de-locking operation
Family.Fund account handles and mainly uses database for update lock mechanism at present, serial operation fund account, but for height
The trade company of frequency transaction will become the main bottleneck of system transaction throughput hoisting, much be unable to satisfy trade company's demand.
To solve the above-mentioned problems, two ways is mainly handled using artificial treatment and system at present.Artificial treatment efficiency
Low, there are hysteresis qualitys；System processing mode is single, and there are one-sidedness, can not be adjusted, when trading volume is big, trade company's transaction
There is phenomena such as time-out.
Therefore, it is necessary to invent a kind of fund account accounting processing method, eliminates the transaction of account high frequency and transaction system is gulped down
The influence for the amount of spitting improves system transaction handling capacity.
Summary of the invention
The embodiment of the present invention provides a kind of fund account accounting processing method, apparatus, computer equipment and storage medium, leads to
It crosses and high frequency trading account is eliminated to transaction processing system bring industry using different fund allocation modes for different business
Business bottleneck.
The embodiment of the present invention provides a kind of fund account accounting processing method, which is characterized in that the method includes as follows
Step:
Receive business platform initiation withholds or pays out transaction；
Transaction is withheld or paid out described in preservation and initiates to withhold or pay out；
When it is described withhold or pay out trade successfully after, generate fund to be processed and record and separate and enter an item of expenditure in the accounts and keep accounts；
According to preset accounting processing rule transaction progress accounting processing is withheld or paid out to described；
According to the accounting processing results modification account balance.
A kind of fund account accounting processing device, which is characterized in that described device includes:
Transaction acceptance unit, for receive business platform initiation withhold or pay out transaction；
It trades storage unit, described withhold or pay out transaction for saving and initiate to withhold or pay out；
Account separative unit after transaction successfully for withholding or paying out described in, generates fund to be processed and records and separate
It enters an item of expenditure in the accounts and keeps accounts；
Accounting processing unit, for withholding or paying out at transaction progress account to described according to preset accounting processing rule
Reason；
Results modification unit, for according to the accounting processing results modification account balance.
In conclusion using above-mentioned fund account accounting processing method, for different business using at different funds
Reason mode avoids a large amount of funds transaction from being handled in the same period, eliminates high frequency trading account to transaction processing system
Bring traffic bottleneck, it is effective to improve system transaction handling capacity.
Detailed description of the invention
Fig. 1 is a kind of flow chart of fund account accounting processing method provided in an embodiment of the present invention；
Fig. 2 is the flow chart of another fund account accounting processing method provided in an embodiment of the present invention；
Fig. 3 is the flow chart of another fund account accounting processing method provided in an embodiment of the present invention；
Fig. 4 is a kind of structural block diagram of fund account accounting processing device provided in an embodiment of the present invention；
Fig. 5 is the structural block diagram of another fund account accounting processing device provided in an embodiment of the present invention；
Fig. 6 is the structural block diagram of another fund account accounting processing device provided in an embodiment of the present invention.
Specific embodiment
In order to make the objectives, technical solutions, and advantages of the present invention clearer, with reference to the accompanying drawings and embodiments, right
The present invention is further elaborated.It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, and
It is not used in the restriction present invention.
Fig. 1 shows a kind of fund account accounting processing method provided in an embodiment of the present invention, which is characterized in that the side
Method includes the following steps:
Step S101, receive business platform initiation withholds or pays out transaction.
In embodiments of the present invention, the data for withholding or paying out transaction initiated by business platform are first received, it is described to withhold
Or pay out transaction and be related to a variety of accounts, such as internal family, hot spot account etc., wherein the transaction frequency of hot spot account is relatively high, easily
Traffic bottleneck is generated, the present invention is mainly also to withhold or pay out trading account for such high frequency.
Step S102 withholds or pays out transaction described in preservation and initiates to withhold or pay out.
The received data for withholding or paying out transaction are saved, subsequent inquiry and calling are convenient for.When detecting
It is described withhold or pay out transaction saved after, for it is described withhold or pay out transaction initiate withhold or pay out.
Preferably, it also needs to check the transaction data before withholding or paying out transaction described in preservation, works as inspection
Transaction is withheld or paid out described in just saving when the transaction business meets related request.
Step S103, when it is described withhold or pay out trade successfully after, generate fund to be processed and record and separate and enter an item of expenditure in the accounts and enter
Account.
In embodiments of the present invention, it is described withhold or pay out trade successfully after, do not handle transaction funds in real time, but generate
Fund record to be processed；For the ease of the account classification processing to different type account, also need the accounting process of the transaction
The fractionation for carrying out affairs, splits into and enters an item of expenditure in the accounts and keep accounts, separate in this way, entering an item of expenditure in the accounts and keeping accounts, can be respectively processed.When
When entering an item of expenditure in the accounts successfully, then whole success, keeping accounts can postpone to keep accounts, entire in this way if the failure that keeps accounts can mend account by timing JOB
The payment unique affairs of core, which are that, updates account remaining sum and newly-increased fund flowing water.Such as: guarantee family (hot spot account)
Inside go to trade company's void family (hot spot account).
Step S104 withholds or pays out transaction progress accounting processing to described according to preset accounting processing rule.
In embodiments of the present invention, it according to fund account type, entering an item of expenditure in the accounts and keeping accounts for what is split, it can be according to default
Accounting processing rule handled, different types of fund account is using different accounting processing rules.
Preferably, the preset accounting processing rule includes but is not limited to postpone to keep accounts, split to enter an item of expenditure in the accounts and account and/or enter
Account account is according to priority ranked up the account operation to keep accounts out.Above-mentioned three kinds of accounting processing rules will be carried out below
Detailed description.
Delay keeps accounts, as the term suggests it is a kind of book keeping operation behavior progress asynchronization by real-time synchronization, it is real-time to reach book keeping operation
Property and system stability between the book keeping operation means that balance, be after all exactly peak load shifting, when trading successfully, increase fund flowing water newly
(remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.Keeping accounts corresponding with delay is to summarize to keep accounts, i.e.,
Transaction in a period of time is summarized, is disposably kept accounts.In order to eliminate hot spot account bring traffic bottleneck, for different business
There is different processing modes, can extend and keep accounts, can also summarize and keep accounts.Such as single business is received, because of such business funds timeliness
Not high, the T Day Trading T+1 daily settlement of property, can be used delay and keeps accounts.
Fractionation is entered an item of expenditure in the accounts account and/or the account that keeps accounts, and there are many modes for splitting account, 1 account can be torn open by rule
It is divided into multiple accounts to trade, that is, splits sub- account；The same account can also be split into enter an item of expenditure in the accounts account and the account that keeps accounts
Family；The account that can also will enter an item of expenditure in the accounts splits into multiple sub- accounts, splits mode non-present invention emphasis, herein with no restrictions (such as:
Hash subregion), when being disadvantageous in that sub- account is withholdd to the end, possible overall balance is enough, but sub- account balance is insufficient,
The minimum threshold values early warning of remaining sum can be set.
It is according to priority ranked up to the account operation task to keep accounts is gone out, highest priority of entering an item of expenditure in the accounts can be set, will enter an item of expenditure in the accounts
Accomplish that single trade company is serial, more trade companies are parallel.
Above-mentioned accounting processing rule can be used alone, and can also be used in combination.For example, can be according to hot spot Account Type
Determine processing rule, specific rules are as follows:
1, when the account is internal family, fund flowing water can be increased newly in such a way that delay keeps accounts, when trading successfully
(remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.
It 2, can be different by account by withholding account and pay out account and distinguish when the account is trade company's void family
Account use different processing modes.
Withholding account can be used the mode that delay keeps accounts, and when trading successfully, increase fund flowing water (remaining sum is sky after variation) newly,
Remaining sum and modification account balance after changing are mended afterwards.
It pays out the account account that can will enter an item of expenditure in the accounts and splits into multiple sub- accounts, individually carry out account behaviour again for different sub- accounts
Make, when being disadvantageous in that sub- account is withholdd to the end, may the overall balances of all sub- accounts be enough, but a small pin for the case account
It is likely to occur that Sorry, your ticket has not enough value.
Preferably, the minimum threshold values early warning of remaining sum can be set, the remaining sum can be the account balance of sub- account, be also possible to
The summation of all sub- account account balances.When account of entering an item of expenditure in the accounts splits into multiple sub- accounts, corresponding account balance can also be split
To each sub- account, when fractionation, the account balance of each sub- account can be equal, can also be unequal, after carrying out more transactions, respectively
Account balance difference, separate accounts remaining sum can be close to zero in advance, i.e., Sorry, your ticket has not enough value.When setting remaining sum minimum early warning
Afterwards, when account balance is reduced to early warning value, the low early warning of remaining sum is issued the user in advance.
3, the account is when going out the hot spot account to keep accounts in real time, and each order status change all relates to the account
The change of family fund.Its business scenario is analyzed, optimizes for this block to do, accounting processing can be carried out according to the following rules:
A, the account operation task to keep accounts out is according to priority ranked up, highest priority of entering an item of expenditure in the accounts is set, is done entering an item of expenditure in the accounts
It is serially parallel with more trade companies to single trade company；
B, it splits and keeps accounts account, account of entering an item of expenditure in the accounts, can allow under trade company's line and first be supplemented with money, be paid again when wait need to pay
Money；
C, memory refreshing remaining sum, it is rear to mend database fund flowing water and more new balance.
Step S105, according to the accounting processing results modification account balance.
In embodiments of the present invention, after the account for withholding or paying out account is handled according to default rule, phase is formed
The amount of money to be processed answered, summarizes the amount of money to be processed, calculating keeps accounts the amount of money and the amount of money of entering an item of expenditure in the accounts prick it is poor, and according to calculating knot
Fruit modifies account balance, and remaining sum after first changing by pen modification fund, another pen modifies account balance.
Preferably, before summarizing the amount of money to be processed, the fund state of fund account is inquired according to hot spot account ID.
Preferably, before summarizing the amount of money to be processed, account balance and last are first judged according to fund account request for information
Whether remaining sum is equal after fund changes, if equal, illustrates that the complete rear fund of account trading changes not yet, accounting processing does not have
There is completion, needs to continue to operate in next step；If unequal, illustrate that the complete rear fund of account trading has changed, account
Processing is completed, and terminates this accounting processing operation.
In conclusion using above-mentioned fund account accounting processing method, for different business using at different funds
Reason mode avoids a large amount of funds transaction from being handled in the same period, eliminates high frequency trading account to transaction processing system
Bring traffic bottleneck, it is effective to improve system transaction handling capacity.
Fig. 2 shows being suitable for another fund account accounting processing method flow diagram provided in an embodiment of the present invention, with
Fig. 1 is compared, and step S104 specifically includes step S201, S202, S203 and S204, specific as follows:
Step S201 counts fund record to be processed.
In embodiments of the present invention, in order to eliminate the traffic bottleneck of hot spot account, by the hot spot account withhold or generation
It pays to trade and takes Timing Processing, and Non real-time processing.When Timing Processing, needs to count and withhold or pay out transaction in each fund account
The fund to be processed record of different accounts is summarized, then carries out next step operation by fund to be processed record afterwards.
Step S202 classifies to the fund account.
In embodiments of the present invention, grouping or classification are grouped to different accounts in advance, further according to it is described grouping and
Classification, counts the account ID of different Account Types, confirms fund account type, especially hot spot according to this ID in order to subsequent
Account ID.
Step S203 determines accounting processing rule according to the fund account type.
In embodiments of the present invention, different accounting processing rules is set previously according to different Account Types, works as basis
Corresponding account can be both determined after withholding or paying out the fund account type of the determining transaction of fund to be processed record of transaction
Business processing rule.
The preset accounting processing rule include but is not limited to postpone to keep accounts, split enter an item of expenditure in the accounts account and/or the account that keeps accounts,
It is according to priority ranked up to the account operation to keep accounts is gone out.Detailed retouch will be carried out to above-mentioned three kinds of accounting processing rules below
It states.
Delay keeps accounts, as the term suggests it is a kind of book keeping operation behavior progress asynchronization by real-time synchronization, it is real-time to reach book keeping operation
Property and system stability between the book keeping operation means that balance, be after all exactly peak load shifting, when trading successfully, increase fund flowing water newly
(remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.Keeping accounts corresponding with delay is to summarize to keep accounts, i.e.,
Transaction in a period of time is summarized, is disposably kept accounts.In order to eliminate hot spot account bring traffic bottleneck, for different business
There is different processing modes, can extend and keep accounts, can also summarize and keep accounts.Such as single business is received, because of such business funds timeliness
Not high, the T Day Trading T+1 daily settlement of property, can be used delay and keeps accounts.
Fractionation is entered an item of expenditure in the accounts account and/or the account that keeps accounts, and there are many modes for splitting account, 1 account can be torn open by rule
It is divided into multiple accounts to trade, that is, splits sub- account；The same account can also be split into enter an item of expenditure in the accounts account and the account that keeps accounts
Family；The account that can also will enter an item of expenditure in the accounts splits into multiple sub- accounts, splits mode non-present invention emphasis, herein with no restrictions (such as:
Hash subregion), when being disadvantageous in that sub- account is withholdd to the end, possible overall balance is enough, but sub- account balance is insufficient,
The minimum threshold values early warning of remaining sum can be set.
It is according to priority ranked up to the account operation task to keep accounts is gone out, highest priority of entering an item of expenditure in the accounts can be set, will enter an item of expenditure in the accounts
Accomplish that single trade company is serial, more trade companies are parallel.
Above-mentioned accounting processing rule can be used alone, and can also be used in combination.
Step S204, according to the accounting processing rule to it is described withhold or pay out transaction account handle.
After determining that corresponding accounting processing is regular according to different Account Types, carried out according to the accounting processing rule
Accounting processing.
Preferably, it when the account is internal family, when trading successfully, can newly be spent more money in such a way that delay keeps accounts
Golden flowing water (remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.
Preferably, when the account is trade company's void family, can by account by withholding account and pay out account and distinguish,
Different accounts uses different processing modes.
Withholding account can be used the mode that delay keeps accounts, and when trading successfully, increase fund flowing water (remaining sum is sky after variation) newly,
Remaining sum and modification account balance after changing are mended afterwards.
It pays out the account account that can will enter an item of expenditure in the accounts and splits into multiple sub- accounts, individually carry out account behaviour again for different sub- accounts
Make, when being disadvantageous in that sub- account is withholdd to the end, may the overall balances of all sub- accounts be enough, but a small pin for the case account
It is likely to occur that Sorry, your ticket has not enough value.
Preferably, the minimum threshold values early warning of remaining sum can be set, the remaining sum can be the account balance of sub- account, be also possible to
The summation of all sub- account account balances.When account of entering an item of expenditure in the accounts splits into multiple sub- accounts, corresponding account balance can also be split
To each sub- account, when fractionation, the account balance of each sub- account can be equal, can also be unequal, after carrying out more transactions, respectively
Account balance difference, separate accounts remaining sum can be close to zero in advance, i.e., Sorry, your ticket has not enough value.When setting remaining sum minimum early warning
Afterwards, when account balance is reduced to early warning value, the low early warning of remaining sum is issued the user in advance.
Preferably, when the account is to go out the hot spot account to keep accounts in real time, each order status change is related to
And account fund change.Its business scenario is analyzed, optimizes for this block to do, accounting processing can be carried out according to the following rules:
A, the account operation task to keep accounts out is according to priority ranked up, highest priority of entering an item of expenditure in the accounts is set, is done entering an item of expenditure in the accounts
It is serially parallel with more trade companies to single trade company；
B, it splits and keeps accounts account, account of entering an item of expenditure in the accounts, can allow under trade company's line and first be supplemented with money, be paid again when wait need to pay
Money；
C, memory refreshing remaining sum, it is rear to mend database fund flowing water and more new balance.
Fig. 3 is shown suitable for another fund account accounting processing method flow diagram provided in an embodiment of the present invention, with
Fig. 1 is compared, and step S105 specifically includes step S301, S302, S303 and S304, specific as follows:
Step S301 judges whether remaining sum is equal after account balance and finishing touch fund change after accounting processing.
In embodiments of the present invention, it in order to judge whether the accounting processing of the fund account is completed, needs to judge account
Whether remaining sum is equal after family remaining sum is changed with finishing touch fund.Account of the exchequer is withheld or paid out according to hot spot account ID inquiry
Family information, the account information include the remaining sum situation of the fund account, and the fund account remaining sum inquired is for sentencing
Whether remaining sum is equal after the disconnected variation with finishing touch fund.
Step S302 summarizes when account balance is equal with remaining sum after the variation of finishing touch fund after judging accounting processing
The amount of money to be processed.
When remaining sum is equal after judging that account balance is changed with finishing touch fund, illustrate that the complete rear fund of account trading does not have also
There is variation, accounting processing is not completed, and needs to continue to operate in next step.
Step S303, when remaining sum is unequal after account balance and finishing touch fund change after judge accounting processing, knot
Shu Suoshu accounting processing.
When remaining sum is unequal after judging that account balance and finishing touch fund change, the complete rear fund of account trading is illustrated
Through changing, accounting processing is completed, and terminates this accounting processing operation.
Step S304, remaining sum and account balance after modification fund changes.
In embodiments of the present invention, after the account for withholding or paying out account is handled according to default rule, phase is formed
The amount of money to be processed answered, summarizes the amount of money to be processed, calculating keeps accounts the amount of money and the amount of money of entering an item of expenditure in the accounts prick it is poor, and according to calculating knot
Fruit modifies account balance, and remaining sum after first changing by pen modification fund, another pen modifies account balance.
In embodiments of the present invention, by judging that remaining sum is after account balance is changed with finishing touch fund after accounting processing
It is no it is equal determine whether the accounting processing terminates, avoid it is described withhold or pay out account rerun or omission, can be effective
Promotion accounting processing accuracy.
Fig. 4 is shown suitable for a kind of structural block diagram of fund account accounting processing device provided in an embodiment of the present invention,
It is characterized in that, described device includes:
Transaction acceptance unit 401, for receive business platform initiation withhold or pay out transaction.
In embodiments of the present invention, the data for withholding or paying out transaction initiated by business platform are first received, it is described to withhold
Or pay out transaction and be related to a variety of accounts, such as internal family, hot spot account etc., wherein the transaction frequency of hot spot account is relatively high, easily
Traffic bottleneck is generated, the present invention is mainly also to withhold or pay out trading account for such high frequency.
It trades storage unit 402, described withhold or pay out transaction for saving and initiate to withhold or pay out.
The received data for withholding or paying out transaction are saved, subsequent inquiry and calling are convenient for.When detecting
It is described withhold or pay out transaction saved after, for it is described withhold or pay out transaction initiate withhold or pay out.
Preferably, it also needs to check the transaction data before withholding or paying out transaction described in preservation, works as inspection
Transaction is withheld or paid out described in just saving when the transaction business meets related request.
Account separative unit 403 after transaction successfully for withholding or paying out described in, generates fund to be processed and records and divide
It separates out account and keeps accounts.
In embodiments of the present invention, it is described withhold or pay out trade successfully after, do not handle transaction funds in real time, but generate
Fund record to be processed；For the ease of the account classification processing to different type account, also need the accounting process of the transaction
The fractionation for carrying out affairs, splits into and enters an item of expenditure in the accounts and keep accounts, separate in this way, entering an item of expenditure in the accounts and keeping accounts, can be respectively processed.When
When entering an item of expenditure in the accounts successfully, then whole success, keeping accounts can postpone to keep accounts, entire in this way if the failure that keeps accounts can mend account by timing JOB
The payment unique affairs of core, which are that, updates account remaining sum and newly-increased fund flowing water.Such as: guarantee family (hot spot account)
Inside go to trade company's void family (hot spot account).
Accounting processing unit 404, for withholding or paying out transaction progress account to described according to preset accounting processing rule
Business processing.
In embodiments of the present invention, it according to fund account type, entering an item of expenditure in the accounts and keeping accounts for what is split, it can be according to default
Accounting processing rule handled, different types of fund account is using different accounting processing rules.
Preferably, the preset accounting processing rule includes but is not limited to postpone to keep accounts, split to enter an item of expenditure in the accounts and account and/or enter
Account account is according to priority ranked up the account operation to keep accounts out.Above-mentioned three kinds of accounting processing rules will be carried out below
Detailed description.
Delay keeps accounts, as the term suggests it is a kind of book keeping operation behavior progress asynchronization by real-time synchronization, it is real-time to reach book keeping operation
Property and system stability between the book keeping operation means that balance, be after all exactly peak load shifting, when trading successfully, increase fund flowing water newly
(remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.Keeping accounts corresponding with delay is to summarize to keep accounts, i.e.,
Transaction in a period of time is summarized, is disposably kept accounts.In order to eliminate hot spot account bring traffic bottleneck, for different business
There is different processing modes, can extend and keep accounts, can also summarize and keep accounts.Such as single business is received, because of such business funds timeliness
Not high, the T Day Trading T+1 daily settlement of property, can be used delay and keeps accounts.
Fractionation is entered an item of expenditure in the accounts account and/or the account that keeps accounts, and there are many modes for splitting account, 1 account can be torn open by rule
It is divided into multiple accounts to trade, that is, splits sub- account；The same account can also be split into enter an item of expenditure in the accounts account and the account that keeps accounts
Family；The account that can also will enter an item of expenditure in the accounts splits into multiple sub- accounts, splits mode non-present invention emphasis, herein with no restrictions (such as:
Hash subregion), when being disadvantageous in that sub- account is withholdd to the end, possible overall balance is enough, but sub- account balance is insufficient,
The minimum threshold values early warning of remaining sum can be set.
It is according to priority ranked up to the account operation task to keep accounts is gone out, highest priority of entering an item of expenditure in the accounts can be set, will enter an item of expenditure in the accounts
Accomplish that single trade company is serial, more trade companies are parallel.
Above-mentioned accounting processing rule can be used alone, and can also be used in combination.For example, can be according to hot spot Account Type
Determine processing rule, specific rules are as follows:
1, when the account is internal family, fund flowing water can be increased newly in such a way that delay keeps accounts, when trading successfully
(remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.
It 2, can be different by account by withholding account and pay out account and distinguish when the account is trade company's void family
Account use different processing modes.
Withholding account can be used the mode that delay keeps accounts, and when trading successfully, increase fund flowing water (remaining sum is sky after variation) newly,
Remaining sum and modification account balance after changing are mended afterwards.
It pays out the account account that can will enter an item of expenditure in the accounts and splits into multiple sub- accounts, individually carry out account behaviour again for different sub- accounts
Make, when being disadvantageous in that sub- account is withholdd to the end, may the overall balances of all sub- accounts be enough, but a small pin for the case account
It is likely to occur that Sorry, your ticket has not enough value.
Preferably, the minimum threshold values early warning of remaining sum can be set, the remaining sum can be the account balance of sub- account, be also possible to
The summation of all sub- account account balances.When account of entering an item of expenditure in the accounts splits into multiple sub- accounts, corresponding account balance can also be split
To each sub- account, when fractionation, the account balance of each sub- account can be equal, can also be unequal, after carrying out more transactions, respectively
Account balance difference, separate accounts remaining sum can be close to zero in advance, i.e., Sorry, your ticket has not enough value.When setting remaining sum minimum early warning
Afterwards, when account balance is reduced to early warning value, the low early warning of remaining sum is issued the user in advance.
3, the account is when going out the hot spot account to keep accounts in real time, and each order status change all relates to the account
The change of family fund.Its business scenario is analyzed, optimizes for this block to do, accounting processing can be carried out according to the following rules:
A, the account operation task to keep accounts out is according to priority ranked up, highest priority of entering an item of expenditure in the accounts is set, is done entering an item of expenditure in the accounts
It is serially parallel with more trade companies to single trade company；
B, it splits and keeps accounts account, account of entering an item of expenditure in the accounts, can allow under trade company's line and first be supplemented with money, be paid again when wait need to pay
Money；
C, memory refreshing remaining sum, it is rear to mend database fund flowing water and more new balance.
Results modification unit 405, for according to the accounting processing results modification account balance.
In embodiments of the present invention, after the account for withholding or paying out account is handled according to default rule, phase is formed
The amount of money to be processed answered, summarizes the amount of money to be processed, calculating keeps accounts the amount of money and the amount of money of entering an item of expenditure in the accounts prick it is poor, and according to calculating knot
Fruit modifies account balance, and remaining sum after first changing by pen modification fund, another pen modifies account balance.
Preferably, before summarizing the amount of money to be processed, the fund state of fund account is inquired according to hot spot account ID.
Preferably, before summarizing the amount of money to be processed, account balance and last are first judged according to fund account request for information
Whether remaining sum is equal after fund changes, if equal, illustrates that the complete rear fund of account trading changes not yet, accounting processing does not have
There is completion, needs to continue to operate in next step；If unequal, illustrate that the complete rear fund of account trading has changed, account
Processing is completed, and terminates this accounting processing operation.
In conclusion using above-mentioned fund account accounting processing device, for different business using at different funds
Reason mode avoids a large amount of funds transaction from being handled in the same period, eliminates high frequency trading account to transaction processing system
Bring traffic bottleneck, it is effective to improve system transaction handling capacity.
Fig. 5 is shown suitable for a kind of structural block diagram of fund account accounting processing device provided in an embodiment of the present invention,
It is characterized in that, the accounting processing unit 404 further include:
Account balance judgment module 501, for counting fund record to be processed.
In embodiments of the present invention, in order to eliminate the traffic bottleneck of hot spot account, by the hot spot account withhold or generation
It pays to trade and takes Timing Processing, and Non real-time processing.When Timing Processing, needs to count and withhold or pay out transaction in each fund account
The fund to be processed record of different accounts is summarized, then carries out next step operation by fund to be processed record afterwards.
Amount of money summarizing module 502 to be processed, for classifying to the fund account.
In embodiments of the present invention, grouping or classification are grouped to different accounts in advance, further according to it is described grouping and
Classification, counts the account ID of different Account Types, confirms fund account type, especially hot spot according to this ID in order to subsequent
Account ID.
Accounting processing ending module 503, for determining accounting processing rule according to the fund account type.
In embodiments of the present invention, different accounting processing rules is set previously according to different Account Types, works as basis
Corresponding account can be both determined after withholding or paying out the fund account type of the determining transaction of fund to be processed record of transaction
Business processing rule.
The preset accounting processing rule include but is not limited to postpone to keep accounts, split enter an item of expenditure in the accounts account and/or the account that keeps accounts,
It is according to priority ranked up to the account operation to keep accounts is gone out.Detailed retouch will be carried out to above-mentioned three kinds of accounting processing rules below
It states.
Delay keeps accounts, as the term suggests it is a kind of book keeping operation behavior progress asynchronization by real-time synchronization, it is real-time to reach book keeping operation
Property and system stability between the book keeping operation means that balance, be after all exactly peak load shifting, when trading successfully, increase fund flowing water newly
(remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.Keeping accounts corresponding with delay is to summarize to keep accounts, i.e.,
Transaction in a period of time is summarized, is disposably kept accounts.In order to eliminate hot spot account bring traffic bottleneck, for different business
There is different processing modes, can extend and keep accounts, can also summarize and keep accounts.Such as single business is received, because of such business funds timeliness
Not high, the T Day Trading T+1 daily settlement of property, can be used delay and keeps accounts.
Fractionation is entered an item of expenditure in the accounts account and/or the account that keeps accounts, and there are many modes for splitting account, 1 account can be torn open by rule
It is divided into multiple accounts to trade, that is, splits sub- account；The same account can also be split into enter an item of expenditure in the accounts account and the account that keeps accounts
Family；The account that can also will enter an item of expenditure in the accounts splits into multiple sub- accounts, splits mode non-present invention emphasis, herein with no restrictions (such as:
Hash subregion), when being disadvantageous in that sub- account is withholdd to the end, possible overall balance is enough, but sub- account balance is insufficient,
The minimum threshold values early warning of remaining sum can be set.
It is according to priority ranked up to the account operation task to keep accounts is gone out, highest priority of entering an item of expenditure in the accounts can be set, will enter an item of expenditure in the accounts
Accomplish that single trade company is serial, more trade companies are parallel.
Above-mentioned accounting processing rule can be used alone, and can also be used in combination.
Account balance modified module 504, for withholding or paying out transaction account to described according to the accounting processing rule
It is handled.
After determining that corresponding accounting processing is regular according to different Account Types, carried out according to the accounting processing rule
Accounting processing.
Preferably, it when the account is internal family, when trading successfully, can newly be spent more money in such a way that delay keeps accounts
Golden flowing water (remaining sum is sky after variation), rear remaining sum and modification account balance after mending variation.
Preferably, when the account is trade company's void family, can by account by withholding account and pay out account and distinguish,
Different accounts uses different processing modes.
Withholding account can be used the mode that delay keeps accounts, and when trading successfully, increase fund flowing water (remaining sum is sky after variation) newly,
Remaining sum and modification account balance after changing are mended afterwards.
It pays out the account account that can will enter an item of expenditure in the accounts and splits into multiple sub- accounts, individually carry out account behaviour again for different sub- accounts
Make, when being disadvantageous in that sub- account is withholdd to the end, may the overall balances of all sub- accounts be enough, but a small pin for the case account
It is likely to occur that Sorry, your ticket has not enough value.
Preferably, the minimum threshold values early warning of remaining sum can be set, the remaining sum can be the account balance of sub- account, be also possible to
The summation of all sub- account account balances.When account of entering an item of expenditure in the accounts splits into multiple sub- accounts, corresponding account balance can also be split
To each sub- account, when fractionation, the account balance of each sub- account can be equal, can also be unequal, after carrying out more transactions, respectively
Account balance difference, separate accounts remaining sum can be close to zero in advance, i.e., Sorry, your ticket has not enough value.When setting remaining sum minimum early warning
Afterwards, when account balance is reduced to early warning value, the low early warning of remaining sum is issued the user in advance.
Preferably, when the account is to go out the hot spot account to keep accounts in real time, each order status change is related to
And account fund change.Its business scenario is analyzed, optimizes for this block to do, accounting processing can be carried out according to the following rules:
A, the account operation task to keep accounts out is according to priority ranked up, highest priority of entering an item of expenditure in the accounts is set, is done entering an item of expenditure in the accounts
It is serially parallel with more trade companies to single trade company；
B, it splits and keeps accounts account, account of entering an item of expenditure in the accounts, can allow under trade company's line and first be supplemented with money, be paid again when wait need to pay
Money；
C, memory refreshing remaining sum, it is rear to mend database fund flowing water and more new balance.
Fig. 6 is shown suitable for a kind of structural block diagram of fund account accounting processing device provided in an embodiment of the present invention,
It is characterized in that, the results modification unit 405 further include:
Account balance judgment module 601, it is remaining after account balance and finishing touch fund change after accounting processing for judging
Whether volume is equal.
In embodiments of the present invention, it in order to judge whether the accounting processing of the fund account is completed, needs to judge account
Whether remaining sum is equal after family remaining sum is changed with finishing touch fund.Account of the exchequer is withheld or paid out according to hot spot account ID inquiry
Family information, the account information include the remaining sum situation of the fund account, and the fund account remaining sum inquired is for sentencing
Whether remaining sum is equal after the disconnected variation with finishing touch fund.
Amount of money summarizing module 602 to be processed is changed for account balance after judging accounting processing and finishing touch fund
When remaining sum is equal afterwards, summarize the amount of money to be processed.
When remaining sum is equal after judging that account balance is changed with finishing touch fund, illustrate that the complete rear fund of account trading does not have also
There is variation, accounting processing is not completed, and needs to continue to operate in next step.
Accounting processing ending module 603, after being changed for account balance after judging accounting processing and finishing touch fund
When remaining sum is unequal, terminate the accounting processing.
When remaining sum is unequal after judging that account balance and finishing touch fund change, the complete rear fund of account trading is illustrated
Through changing, accounting processing is completed, and terminates this accounting processing operation.
Account balance modified module 604, for modifying remaining sum and account balance after fund changes.
In embodiments of the present invention, after the account for withholding or paying out account is handled according to default rule, phase is formed
The amount of money to be processed answered, summarizes the amount of money to be processed, calculating keeps accounts the amount of money and the amount of money of entering an item of expenditure in the accounts prick it is poor, and according to calculating knot
Fruit modifies account balance, and remaining sum after first changing by pen modification fund, another pen modifies account balance.
In embodiments of the present invention, by judging that remaining sum is after account balance is changed with finishing touch fund after accounting processing
It is no it is equal determine whether the accounting processing terminates, avoid it is described withhold or pay out account rerun or omission, can be effective
Promotion accounting processing accuracy.
In one embodiment it is proposed that a kind of computer equipment, the computer equipment include memory, processor and
It is stored in the computer program that can be run on the memory and on the processor, the processor executes the computer
The step of any one of present invention method is realized when program.
In one embodiment, a kind of computer readable storage medium is provided, is stored on computer readable storage medium
Computer program, when computer program is executed by processor, so that the step of processor executes any one of present invention method.
Although should be understood that various embodiments of the present invention flow chart in each step according to arrow instruction successively
It has been shown that, but these steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly state otherwise herein,
There is no stringent sequences to limit for the execution of these steps, these steps can execute in other order.Moreover, each embodiment
In at least part step may include that perhaps these sub-steps of multiple stages or stage are not necessarily multiple sub-steps
Completion is executed in synchronization, but can be executed at different times, the execution in these sub-steps or stage sequence is not yet
Necessarily successively carry out, but can be at least part of the sub-step or stage of other steps or other steps in turn
Or it alternately executes.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the program can be stored in a non-volatile computer and can be read
In storage medium, the program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein, provided herein
Each embodiment used in any reference to memory, storage, database or other media, may each comprise non-volatile
And/or volatile memory.Nonvolatile memory may include that read-only memory (ROM), programming ROM (PROM), electricity can be compiled
Journey ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include random access memory
(RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms, such as static state RAM
(SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhanced SDRAM
(ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) directly RAM (RDRAM), straight
Connect memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of embodiment described above can be combined arbitrarily, for simplicity of description, not to above-mentioned reality
It applies all possible combination of each technical characteristic in example to be all described, as long as however, the combination of these technical characteristics is not deposited
In contradiction, all should be considered as described in this specification.
The embodiments described above only express several embodiments of the present invention, and the description thereof is more specific and detailed, but simultaneously
Limitations on the scope of the patent of the present invention therefore cannot be interpreted as.It should be pointed out that for those of ordinary skill in the art
For, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to guarantor of the invention
Protect range.Therefore, the scope of protection of the patent of the invention shall be subject to the appended claims.
Claims (10)
1. a kind of fund account accounting processing method, which is characterized in that described method includes following steps:
Receive business platform initiation withholds or pays out transaction；
Transaction is withheld or paid out described in preservation and initiates to withhold or pay out；
When it is described withhold or pay out trade successfully after, generate fund to be processed and record and separate and enter an item of expenditure in the accounts and keep accounts；
According to preset accounting processing rule transaction progress accounting processing is withheld or paid out to described；
According to the accounting processing results modification account balance.
2. fund account accounting processing method according to claim 1, which is characterized in that it is described according to preset account at
Reason rule specifically includes described the step of withholding or pay out transaction progress accounting processing:
Count fund record to be processed；
Classify to the fund account；
Accounting processing rule is determined according to the fund account type；
According to the accounting processing rule to it is described withhold or pay out transaction account handle.
3. fund account accounting processing method according to claim 1 or 2, which is characterized in that at the preset account
Reason rule includes but is not limited to:
Delay keeps accounts；Or
Fractionation is entered an item of expenditure in the accounts account and/or the account that keeps accounts；
It is according to priority ranked up to the account operation to keep accounts is gone out.
4. fund account accounting processing method according to claim 1, which is characterized in that described according to the accounting processing
The step of results modification account balance, specifically includes:
Judge whether remaining sum is equal after account balance and finishing touch fund change after accounting processing；
When account balance is equal with remaining sum after the variation of finishing touch fund after judging accounting processing, summarize the amount of money to be processed；
When remaining sum is unequal after account balance and finishing touch fund change after judge accounting processing, terminate at the account
Reason；
Remaining sum and account balance after modification fund changes.
5. a kind of fund account accounting processing device, which is characterized in that described device includes:
Transaction acceptance unit, for receive business platform initiation withhold or pay out transaction；
It trades storage unit, described withhold or pay out transaction for saving and initiate to withhold or pay out；
Account separative unit after transaction successfully for withholding or paying out described in, generates fund to be processed and records and separate and enter an item of expenditure in the accounts
With keep accounts；
Accounting processing unit, for withholding or paying out transaction progress accounting processing to described according to preset accounting processing rule；
Results modification unit, for according to the accounting processing results modification account balance.
6. fund account accounting processing device according to claim 5, which is characterized in that the accounting processing unit also wraps
It includes:
Statistical module, for counting fund record to be processed；
Account classification module, for classifying to the fund account；
Accounting processing rule determining module, for determining accounting processing rule according to the fund account type；
Accounting processing module, for according to the accounting processing rule to it is described withhold or pay out transaction account handle.
7. fund account accounting processing device according to claim 5 or 6, which is characterized in that at the preset account
Reason rule includes but is not limited to:
Delay keeps accounts；Or
Fractionation is entered an item of expenditure in the accounts account and/or the account that keeps accounts；
It is according to priority ranked up to the account operation to keep accounts is gone out.
8. fund account accounting processing device according to claim 5, which is characterized in that the results modification unit also wraps
It includes:
Account balance judgment module, for judge after account balance is changed with finishing touch fund after accounting processing remaining sum whether phase
Deng；
Amount of money summarizing module to be processed, for account balance after judging accounting processing and remaining sum phase after the variation of finishing touch fund
Whens equal, summarize the amount of money to be processed；
Accounting processing ending module, for the not phase of remaining sum after account balance and finishing touch fund variation when judge accounting processing after
Whens equal, terminate the accounting processing；
Account balance modified module, for modifying remaining sum and account balance after fund changes.
9. a kind of computer equipment, which is characterized in that the computer equipment includes processor, and the processor is deposited for executing
The calculating formula program stored in reservoir realizes the step of method according to any of claims 1-4.
10. a kind of computer readable storage medium is stored thereon with computer program (instruction), which is characterized in that the calculating
When machine program (instruction) is executed by processor, realize method according to any of claims 1-4 the step of.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811299524.XA CN109636369A (en) | 2018-11-02 | 2018-11-02 | Fund account accounting processing method, apparatus, computer equipment and storage medium |
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| CN201811299524.XA Pending CN109636369A (en) | 2018-11-02 | 2018-11-02 | Fund account accounting processing method, apparatus, computer equipment and storage medium |
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| CN111552697A (en) * | 2020-04-16 | 2020-08-18 | 重庆富民银行股份有限公司 | High concurrency processing method for solving hot account of bank core system |
| CN111552697B (en) * | 2020-04-16 | 2023-09-15 | 重庆富民银行股份有限公司 | High concurrency processing method for solving hot-spot account of bank core system |
| CN111695984A (en) * | 2020-05-29 | 2020-09-22 | 中国建设银行股份有限公司 | Account balance processing method and device |
| CN111967962A (en) * | 2020-08-18 | 2020-11-20 | 中国银行股份有限公司 | Financial transaction processing method and device |
| CN111967962B (en) * | 2020-08-18 | 2024-02-27 | 中国银行股份有限公司 | Financial transaction processing method and device |
| CN112182505A (en) * | 2020-09-09 | 2021-01-05 | 支付宝(杭州)信息技术有限公司 | Account compliance processing method and device |
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Application publication date: 20190416 |