CN109509083A - Agricultural credit financing assurance integrated information management platform - Google Patents
Agricultural credit financing assurance integrated information management platform Download PDFInfo
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- CN109509083A CN109509083A CN201811297086.3A CN201811297086A CN109509083A CN 109509083 A CN109509083 A CN 109509083A CN 201811297086 A CN201811297086 A CN 201811297086A CN 109509083 A CN109509083 A CN 109509083A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/02—Agriculture; Fishing; Mining
Abstract
The invention belongs to the technical fields that financing by credit guarantee is information-based, and in particular to agricultural credit financing assurance integrated information management platform；Technical problem to be solved are as follows: provide a kind of operation flow data visualization, can effectively solve the agricultural credit financing assurance integrated information management platform of agricultural credit financing problem；The technical solution of use are as follows: agricultural credit financing assurance integrated information management platform, comprising: client management system, for establishing and managing the credit information of lender；Banking system interface module is docked for realizing with banking system, acquires the putting of lender, refund information；Business supervisory systems is handled for the credit information to lender, controls and manage declaration form；Business machine account management system is managed for the account to guarantee business；Platform management system, the essential information for maintenance management platform；It is widely portable to agricultural credit field.
Description
Technical field
The invention belongs to the technical fields that financing by credit guarantee is information-based, and in particular to the comprehensive letter of agricultural credit financing assurance
Breath management platform.
Background technique
Currently, financing field in agricultural credit, the problem of there is " financing difficulties, financing expensive ", it is embodied in: bank face
" three are not " faced " cannot, dare not, be not desired to ".
" cannot " it is the existing credit loan management system of bank for lacking fixed assets guaranty or not meeting bank's wind
The business of peasant household as defined in controlling is forbidden, and the generation of Finance Issue is directly contributed；" dare not " it is to think that peasant household reaches even if bank
Bank's credit qualification requirement but due to being unfamiliar with, thinking that Agricultural Risks are high and feel misgivings to agricultural；" being not desired to " is that bank faces
Situations such as single household of dispersion manages, every loan amount is small and formality is cumbersome keeps someone at a respectful distance to peasant household.
The above problem leads to agricultural credit financing problem, restricts agricultural development level.
Summary of the invention
The present invention overcomes the shortcomings of the prior art, technical problem to be solved are as follows: provides a kind of Business Stream number of passes
According to agricultural credit financing assurance integrated information management platform that is visual, can effectively solving agricultural credit financing problem.
In order to solve the above-mentioned technical problem, the technical solution adopted by the present invention are as follows:
Agricultural credit financing assurance integrated information management platform, comprising: client management system, for establishing and managing lender
Credit information；Banking system interface module is docked for realizing with banking system, acquires the putting of lender, refund information；Industry
Business supervisory systems, handles for the credit information to lender, controls and manage declaration form；Business machine account management system is used
It is managed in the account to guarantee business；Platform management system, the essential information for maintenance management platform.
Preferably, further includes: fund dynamic management system, for guarantee the making loans of fund, refunding is managed；Statistics
Analysis system carries out various dimensions statistics for the information to guarantee fund and analyzes.
Preferably, the client management system includes: vertical card module of filing, for establishing the credit information of all lenders
Database, wherein the credit information includes: basic information, credit information and operation information；Loan repayment capacity evaluation module,
For loan repayment capacity rule to be arranged, so that auditor assesses the loan repayment capacity of lender；Project management module is used for
Classification Management is carried out to the loan project that lender is declared, so that auditor understands the basic condition of project；Credibility record pipe
Module is managed, for establishing by lender sincerity library is protected, so that platform management person understands the sincere record of lender.
Preferably, the business supervisory systems includes: that declaration form establishes module, for the credit information according to lender, is built
Vertical declaration form work order；Front Administration Module is protected, for receiving and managing declaration form work order, establishes data of approving and initiate a project；Management module in guarantor,
For carrying out risk assessment to data of approving and initiate a project, and establish contract inventory and repayment schedule；Backend Administration Module is protected, for establishing
Plan after being protected with management.
Preferably, the business machine account management system includes: comprehensive management module, during carrying out to guarantee business
The various funds occurred are managed；Premium management module, for receiving and managing the Premium information of lender；Premium is moved back
Also module, for after the termination of lender project, the premium for receiving and managing lender to return information；It makes loans statistical module, uses
In the information of making loans for counting and managing lender.
Preferably, the fund dynamic management system includes: Risk-warning module, for loan expire situation carry out wind
Dangerous ranking is simultaneously shown；Guarantee fund display module, for being analyzed and being shown in insured amount degree, compensatory amount, recovery amount；
Guarantee project display module, for overall project, protect balance item, guarantee project is analyzed and is counted again；Guarantee visitor
Family display module, for single guarantee project, the single business amount of money, the situation that expires, compensatory situation, recovery feelings to guarantee client
Condition is analyzed and is counted, wherein guarantee client includes: home farm, planting and breeding household, the meeting of peasant cooperative society, socializing agriculture
Servers Organization, little Wei enterprise.
Preferably, the statistical analysis system includes: trade classification statistical module, for by management body category of employment into
Row statistic of classification, and show result；Compensatory account statistical module is counted for the compensatory account information to lender, and
Show result；Recovery account statistical module counts for the recovery account to lender, and shows result；Report summarizes
Module, for all kinds of reports that guarantee business is related to be summarized and exported.
Preferably, further includes: short message interface module realizes the hair that short message is reminded for docking with operator SMS platform
It puts, so that lender understands the progress situation of guarantee business.
Preferably, further includes: authentication interface module realizes the body of lender for being docked with public security system
Part inquiry and verifying；Enterprise's reference checking interface module realizes enterprise's reference information of lender for docking with industrial and commercial system
Inquiry and verifying；People's row reference checking interface module realizes people's row reference of lender for docking with people's row credit investigation system
The inquiry and verifying of information；It relates to and tells checking interface module, for docking with court system, realize looking into for the Case involved in lawsuit of lender
It askes and verifies.
Compared with the prior art, the invention has the following beneficial effects:
1, it in the present invention, by client management system, establishes and the credit information of management lender, by platform management system,
So that auditor has the permission of operating system；Wherein, the business supervisory systems, by with banking system interface module
Docking, the putting of lender, refund information can be acquired, and handle the credit information of lender, control and manage declaration form；
The business machine account management system, realization are managed the account of guarantee business；Entire agricultural credit financing assurance is comprehensive
Information management platform, operation flow visualization are supported by business supervisory systems, business machine account management system for banking system
The loan of agriculture management main body provides Data safeguard, can effectively solve agricultural credit financing problem,.
2, the fund dynamic management system in the present invention, can to guarantee the making loans of fund, refunding is managed, realization wind
Dangerous early warning, guarantee fund are shown, guarantee project is shown and guarantee present customers, to the transferring of fund, is used, and provide dynamic, straight
The displaying of sight, convenient for management and data traceability.
3, the statistical analysis system in the present invention, according to the credit information of lender, policy information, it can be achieved that various dimensions are united
It counts and analyzes, clearly express the development condition of all kinds of business, provide data supporting for subsequent supervision.
Detailed description of the invention
The present invention will be further described in detail with reference to the accompanying drawing；
Fig. 1 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention one provides
Figure；
Fig. 2 is that the circuit structure of agricultural credit financing assurance integrated information management platform provided by Embodiment 2 of the present invention is illustrated
Figure；
Fig. 3 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention three provides
Figure；
Fig. 4 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention four provides
Figure；
Fig. 5 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention five provides
Figure；
Fig. 6 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention six provides
Figure；
Fig. 7 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention seven provides
Figure；
Fig. 8 is the circuit structure signal for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention eight provides
Figure；
In figure: 10 be client management system, and 20 be banking system interface module, and 30 be business supervisory systems, and 40 be business account
Management system, 50 be platform management system, and 60 be fund dynamic management system, and 70 be statistical analysis system, and 80 be short message interface
Module, 90 be authentication interface module, and 100 be enterprise's reference checking interface module, and 110 verify interface mould for people's row reference
Block；120 tell checking interface module to relate to；
101 be vertical card module of filing, and 102 be loan repayment capacity evaluation module, and 103 be project management module, and 104 be credibility record pipe
Manage module；
301 establish module for declaration form, and 302 be to protect Front Administration Module, and 303 be management module in guarantor, and 304 be guarantor's Backend Administration Module；
401 be comprehensive management module, and 402 be premium management module, and 403 return module for premium, and 404 be statistical module of making loans；
601 be Risk-warning module, and 602 be guarantee fund display module, and 603 be guarantee project display module, and 604 be guarantee visitor
Family display module；
701 be trade classification statistical module, and 702 be compensatory account statistical module, and 703 be recovery account statistical module, and 704 be report
Table summarizing module.
Specific embodiment
In order to make the object, technical scheme and advantages of the embodiment of the invention clearer, below in conjunction with the embodiment of the present invention
In attached drawing, technical scheme in the embodiment of the invention is clearly and completely described, it is clear that described embodiment is
A part of the embodiments of the present invention, instead of all the embodiments；Based on the embodiments of the present invention, ordinary skill people
Member's every other embodiment obtained without creative efforts, shall fall within the protection scope of the present invention.
Fig. 1 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention one provides shows
It is intended to；As shown in Figure 1, agricultural credit financing assurance integrated information management platform, comprising: client management system 10, for establishing
With the credit information of management lender；Banking system interface module 20 is docked for realizing with banking system, acquires lender
Put, refund information；Business supervisory systems 30 is handled for the credit information to lender, controls and manage declaration form；Industry
Business machine account management system 40, is managed for the account to guarantee business；Platform management system 50 is used for maintenance management platform
Essential information, and make auditor have operating system permission.
In the present invention, by client management system 10, the credit information of lender is established and managed, platform management is passed through
System 50, so that auditor has the permission of operating system；Wherein, the business supervisory systems 30 by with banking system
The docking of interface module can acquire the putting of lender, refund information, and handle the credit information of lender, control and
Manage declaration form；The business machine account management system 40, realization are managed the account of guarantee business；Entire agricultural credit is melted
Money guarantee integrated information management platform, operation flow visualization, by business supervisory systems, business machine account management system, for silver
The loan of row system Support agriculture management body provides Data safeguard, can effectively solve agricultural credit financing problem.
Fig. 2 is that the circuit structure of agricultural credit financing assurance integrated information management platform provided by Embodiment 2 of the present invention shows
It is intended to, as shown in Fig. 2, on the basis of example 1, further includes:
Fund dynamic management system 60, for guarantee the making loans of fund, refunding is managed；
Statistical analysis system 70 carries out various dimensions statistics for the information to guarantee fund and analyzes.
Fig. 3 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention three provides shows
It is intended to, as shown in figure 3, on the basis of example 1, the client management system 10 includes:
It files vertical card module 101, for establishing the credit information database of all lenders, wherein the credit information packet
It includes: basic information, credit information and operation information；
Loan repayment capacity evaluation module 102, for loan repayment capacity rule to be arranged, so that loan repayment capacity of the auditor according to lender
It is assessed；
Project management module 103, the loan project for declaring lender carries out Classification Management, so that auditor understands item
Purpose basic condition；
Credibility record management module 104, for establishing by lender sincerity library is protected, so that platform management person understands the sincere of lender
Letter record.
Specifically, the essential information includes: lender personal information, family information and assets information；The warp
Battalion's information includes: enterprise name, trade classification, unified social credibility code, region, registion time, the registration amount of money, amount paid in
The amount of money, operation address, business scope, enterprise nature etc..
In the present invention, the loan repayment capacity rule in the loan repayment capacity evaluation module 102 includes: based on income, is based on
Cash flow, based on the rule that can appoint net value；Wherein:
Rule based on income are as follows: guarantee amount≤main business income * corresponds to ratio；Take in corresponding ratio value reference interval
For 30%-70%.
Rule based on cash flow are as follows: guarantee amount≤year operational cash infusion * corresponds to ratio, and cash flow corresponds to ratio
Example value reference interval is 70%-110%；
Rule based on the net working that can be disposed are as follows: guarantee amount≤can appoint net value * correspond to ratio, and correspondence ratio takes
Value reference interval is 70%-120%.
Judge that loan repayment capacity in principle with ripe low for standard, also can use mean value, is carried out according to the loan repayment capacity rule of product
Judgement calculates.
Lender in the present invention is mainly centered on Moderate Scale Management of Agricultural Production main body, by the loan for establishing lender
Information (basic document, management body situation, demand for loan and it is expected that the data such as future profits, counter guarantee Action Message), construction
Unified agricultural guarantee database, can be realized interconnecting for data；Specifically, the agricultural in the client management system is suitable
Metric mould management body include: home farm, planting and breeding household, peasant cooperative society, little Wei agribusiness, other tissues appropriateness rule
The novel agricultural management body of mould operation effectively can be linked up and be supervised with lender by establishing the credit information of lender
Pipe realizes the electronization of lender basic data.
Fig. 4 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention four provides shows
It is intended to, as shown in figure 4, on the basis of example 1, the business supervisory systems 30 includes: that declaration form establishes module 301, is used for
According to the credit information of lender, declaration form work order is established；Front Administration Module 302 is protected, for receiving and managing declaration form work order, is established
It approves and initiate a project data；Management module 303 in guarantor, for approve and initiate a project data carry out risk assessment, and establish contract inventory and
Repayment schedule；Backend Administration Module 304 is protected, for planning after establishing and managing guarantor.
The whole process that the present invention can be achieved before protecting, in guarantor, after protecting is information-based, realizes overall process dynamic supervision, Precision management.
Specifically, the declaration form establishes module 301 according to the credit information of lender, the project declared lender
Carry out business number (major embodiment project category, project year, item sequence), and entering as the external automatic identification of business
Mouthful, and the business operations such as project application information collection, modification, inquiry can be carried out after identifying to it, such as: the project application drafts,
Pause, the examination in project application time limit during the project application, project application termination, contract draft, Contract Signing etc..
Further, guarantor's Front Administration Module 302 receives and management declaration form work order, by projects accepting and project verification,
Report is adjusted to form data of approving and initiate a project to the greatest extent；Wherein: the most tune report includes: submit to a higher level for approval or revision table, first trial report, Guarantee Request book etc.
Electronic document.
Further, management module 303 includes: that risk evaluation module, contract establish module and refund in the guarantor
Plan setup module；The risk evaluation module, for filling in Risk Assessment Report, in which: the Risk Assessment Report
Include: credit and closes rule risk analysis, analyzingfinancialrisk, market and industry risk analysis, risk in management analysis and total
Body risk analysis；The contract establishes module, for filling in contract inventory, so that related side audits contract, and will
Contract carries out archive management；The repayment schedule setup module, for refund that is regular according to loan repayment capacity, establishing lender
Plan, so that related personnel can carry out expiring prompting and protect remaining sum statistics according to plan to borrower.
Further, guarantor's Backend Administration Module 304 includes: planning management mould after planning to establish module and protect after protecting
Block, in which: after the guarantor plan establish module include: establish protect after check rule so that related side can find in time and
Prevention project default risk；
Planning management module after the guarantor, for planning after establishing and managing guarantor, plan includes: to protect for the first time after the guarantor
Afterwards, after daily guarantor, after being protected before refunding and after special guarantor.
Fig. 5 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention five provides shows
It is intended to；As shown in figure 5, on the basis of example 1, the business machine account management system 40 includes:
Comprehensive management module 401, the various funds for occurring during carrying out to guarantee business are managed；
Premium management module 402, for receiving and managing the Premium information of lender；
Premium returns module 403, for after the termination of lender project, the premium for receiving and managing lender to return information；
It makes loans statistical module 404, for counting and managing the information of making loans of lender.
In the present invention, pass through capital management (penalty of creditor Xiang Nong load payment, compensation in comprehensive management module 401
Indemnity, loss, agriculture load are the expense for realizing recovery power, including but not limited to advising charges, interpellation expense, legal expenses, lawsuit
Expense, traveling expense etc.), premium management, statistics of making loans, compensatory account and recovery account etc. set out, for guarantee capital management, system
Meter analysis provides information-based means, realizes visualization, the fine-grained management of Company capital.
Fig. 6 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention five provides shows
It is intended to, as shown in fig. 6, on the basis of example 2, the fund dynamic management system 60 includes:
Risk-warning module 601, for risk ranking and show to the loan situation that expires；
Guarantee fund display module 602, for being analyzed and being shown in insured amount degree, compensatory amount, recovery amount；
Guarantee project display module 603, for overall project, protect balance item, guarantee project is analyzed and is counted again；
Present customers module 604 is assured, for single guarantee project, the single business amount of money, the situation that expires, generation to guarantee client
Repay situation, recovery situation is analyzed and counted, wherein guarantee client includes: home farm, planting and breeding household, peasant cooperative society
Meeting, agricultural socialization of service organization, little Wei enterprise.
Fund dynamic management system 60 in the present invention, can to guarantee the making loans of fund, refunding is managed, realization wind
Dangerous early warning, guarantee fund are shown, guarantee project is shown and guarantee present customers, to the transferring of fund, is used, and provide dynamic, straight
The displaying of sight, convenient for management and data traceability.
Fig. 7 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention six provides shows
It is intended to；As shown in fig. 7, on the basis of example 2, the statistical analysis system 70 includes:
Trade classification statistical module 701 for carrying out statistic of classification by management body category of employment, and shows result；
Compensatory account statistical module 702 counts for the compensatory account information to lender, and shows result；
Recovery account statistical module 703 counts for the recovery account to lender, and shows result；
Report summarizing module 704, for all kinds of reports that guarantee business is related to be summarized and exported.
Statistical analysis system 70 in the present invention, according to the credit information of lender, policy information, it can be achieved that various dimensions are united
It counts and analyzes, clearly express the development condition of all kinds of business, provide data supporting for subsequent supervision.
Fig. 8 is that the circuit structure for the agricultural credit financing assurance integrated information management platform that the embodiment of the present invention eight provides shows
It is intended to, as shown in figure 8, on the basis of example 1, further includes:
Short message interface module 80 realizes the granting that short message is reminded, so that lender understands for docking with operator SMS platform
The progress situation of guarantee business.
Authentication interface module 90 realizes ID inquiring and the verifying of lender for being docked with public security system；
Enterprise's reference checking interface module 100 realizes the inquiry of enterprise's reference information of lender for docking with industrial and commercial system
And verifying；
People's row reference checking interface module 110 realizes people's row reference information of lender for docking with people's row credit investigation system
Inquiry and verifying；
It relates to and tells checking interface module 120, for docking with court system, realize the inquiry and verifying of the Case involved in lawsuit of lender.
Finally, it should be noted that the above embodiments are only used to illustrate the technical solution of the present invention., rather than its limitations；To the greatest extent
Pipe present invention has been described in detail with reference to the aforementioned embodiments, those skilled in the art should understand that: its according to
So be possible to modify the technical solutions described in the foregoing embodiments, or to some or all of the technical features into
Row equivalent replacement；And these are modified or replaceed, various embodiments of the present invention technology that it does not separate the essence of the corresponding technical solution
The range of scheme.
Claims (9)
1. agricultural credit financing assurance integrated information management platform, it is characterised in that: include:
Client management system (10), for establishing and managing the credit information of lender；
Banking system interface module (20) is docked for realizing with banking system, acquires the putting of lender, refund information；
Business supervisory systems (30), is handled for the credit information to lender, controls and manage declaration form；
Business machine account management system (40), is managed for the account to guarantee business；
Platform management system (50) for the essential information of maintenance management platform, and makes auditor have operating system
Permission.
2. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: further include:
Fund dynamic management system (60), for guarantee the making loans of fund, refunding is managed；
Statistical analysis system (70) carries out various dimensions statistics for the information to guarantee fund and analyzes.
3. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: the client
Management system (10) includes:
It files vertical card module (101), for establishing the credit information database of all lenders, wherein the credit information
It include: basic information, credit information and operation information；
Loan repayment capacity evaluation module (102), for loan repayment capacity rule to be arranged, so that refund energy of the auditor according to lender
Power is assessed；
Project management module (103), the loan project for declaring lender carries out Classification Management, so that auditor understands
The basic condition of project；
Credibility record management module (104), for establishing by lender sincerity library is protected, so that platform management person understands lender
Sincerity record.
4. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: the business
Supervisory systems (30) includes:
Declaration form establishes module (301), for the credit information according to lender, establishes declaration form work order；
It protects Front Administration Module (302), for receiving and managing declaration form work order, establishes data of approving and initiate a project；
Contract inventory for carrying out risk assessment to data of approving and initiate a project, and is established and meter of refunding in management module (303) in guarantor
It draws；
It protects Backend Administration Module (304), for planning after establishing and managing guarantor.
5. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: the business
Machine account management system (40) includes:
Comprehensive management module (401), the various funds for occurring during carrying out to guarantee business are managed；
Premium management module (402), for receiving and managing the Premium information of lender；
Premium returns module (403), for after the termination of lender project, the premium for receiving and managing lender to return information；
It makes loans statistical module (404), for counting and managing the information of making loans of lender.
6. agricultural credit financing assurance integrated information management platform according to claim 2, it is characterised in that: the fund
Dynamic management system (60) includes:
Risk-warning module (601), for risk ranking and show to the loan situation that expires；
Guarantee fund display module (602), for being analyzed and being shown in insured amount degree, compensatory amount, recovery amount；
Guarantee project display module (603), for overall project, protect balance item, guarantee project is analyzed and is united again
Meter；
Assure present customers module (604), for the guarantee single guarantee project of client, the single business amount of money, the situation that expires,
Compensatory situation, recovery situation are analyzed and are counted, wherein guarantee client includes: that home farm, planting and breeding household, peasant cooperate
Society, agricultural socialization of service organization, little Wei enterprise.
7. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: the statistics
Analysis system (70) includes:
Trade classification statistical module (701) for carrying out statistic of classification by management body category of employment, and shows result；
Compensatory account statistical module (702) counts for the compensatory account information to lender, and shows result；
Recovery account statistical module (703) counts for the recovery account to lender, and shows result；
Report summarizing module (704), for all kinds of reports that guarantee business is related to be summarized and exported.
8. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: further include:
Short message interface module (80) realizes the granting that short message is reminded, so that lender for docking with operator SMS platform
Solve the progress situation of guarantee business.
9. agricultural credit financing assurance integrated information management platform according to claim 1, it is characterised in that: further include:
Authentication interface module (90) realizes ID inquiring and the verifying of lender for being docked with public security system；
Enterprise's reference checking interface module (100) realizes looking into for enterprise's reference information of lender for docking with industrial and commercial system
It askes and verifies；
People's row reference checking interface module (110) realizes people's row reference information of lender for docking with people's row credit investigation system
Inquiry and verifying；
It relates to and tells checking interface module (120), for being docked with court system, realize the inquiry of the Case involved in lawsuit of lender and test
Card.
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| CN201811297086.3A CN109509083A (en) | 2018-11-01 | 2018-11-01 | Agricultural credit financing assurance integrated information management platform |
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| CN201811297086.3A CN109509083A (en) | 2018-11-01 | 2018-11-01 | Agricultural credit financing assurance integrated information management platform |
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Cited By (9)
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|---|---|---|---|---|
| CN110070436A (en) * | 2019-04-11 | 2019-07-30 | 中国工商银行股份有限公司 | A kind of comprehensive financing information processing method, equipment and system |
| CN112132678A (en) * | 2020-09-30 | 2020-12-25 | 南京龙戈软件科技有限公司 | Guarantee credit technology management platform and implementation method thereof |
| CN112232946A (en) * | 2020-10-20 | 2021-01-15 | 浪潮云信息技术股份公司 | Business application system for small and micro enterprises |
| CN113177849A (en) * | 2021-04-07 | 2021-07-27 | 安徽科讯金服科技有限公司 | Tax integration online system based on government affair big data |
| CN113298410A (en) * | 2021-06-10 | 2021-08-24 | 路献峰 | Method and system for risk control through system |
| WO2022001817A1 (en) * | 2020-06-30 | 2022-01-06 | 浙江网商银行股份有限公司 | Data processing method and apparatus |
| CN114463120A (en) * | 2022-04-13 | 2022-05-10 | 鲁担(山东)数据科技有限公司 | Business processing method, system and device of credit guarantee product |
| CN115545946A (en) * | 2022-10-19 | 2022-12-30 | 国家电投集团财务有限公司 | Financing management system and method |
| DE202023102126U1 (en) | 2023-04-21 | 2023-05-08 | Akkaraju Sailesh Chandra | Automated financial risk management system for agricultural investments using big data analytics and machine learning |
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| WO2022001817A1 (en) * | 2020-06-30 | 2022-01-06 | 浙江网商银行股份有限公司 | Data processing method and apparatus |
| CN112132678A (en) * | 2020-09-30 | 2020-12-25 | 南京龙戈软件科技有限公司 | Guarantee credit technology management platform and implementation method thereof |
| CN112232946A (en) * | 2020-10-20 | 2021-01-15 | 浪潮云信息技术股份公司 | Business application system for small and micro enterprises |
| CN113177849A (en) * | 2021-04-07 | 2021-07-27 | 安徽科讯金服科技有限公司 | Tax integration online system based on government affair big data |
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| CN114463120A (en) * | 2022-04-13 | 2022-05-10 | 鲁担(山东)数据科技有限公司 | Business processing method, system and device of credit guarantee product |
| CN115545946A (en) * | 2022-10-19 | 2022-12-30 | 国家电投集团财务有限公司 | Financing management system and method |
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