CN102034205A - Integrated account management system - Google Patents
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- CN102034205A CN102034205A CN2010105853731A CN201010585373A CN102034205A CN 102034205 A CN102034205 A CN 102034205A CN 2010105853731 A CN2010105853731 A CN 2010105853731A CN 201010585373 A CN201010585373 A CN 201010585373A CN 102034205 A CN102034205 A CN 102034205A
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Abstract
The invention provides an integrated account management system which comprises a client end device, a network device, a server device, a data bus and a database, wherein a credit post-inspection device, a receivable planning management device, a collection management device and a litigation management device are arranged on the server device, and all the devices on a server are connected to the client end device through the network device and connected to the database through the data bus. The advantages of the invention are embodied as follows: a series of business accounts, receivable accounts for loans and guaranteed compensatory accounts are uniformly managed by using an information technical means as a supporting platform to support the realization of various credit business products and satisfy the business requirements on various financial institutions.
Description
Technical field
The present invention relates to a kind of comprehensive account management system, belong to the credit services technical field.
Background technology
The medium-sized and small enterprises financing difficulties is a major issue that faces in China's economic life, for this reason, country has put into effect the multinomial relevant policy that solves the medium-sized and small enterprises Finance Issue, for example People's Bank of China transferred again and again since 2008 and increases financial institution's amount of credit, remove accent RMB loan benchmark interest rate and small-and medium-sized financial institutions Renminbi rate of deposited reserve from September 16th, 2008, attempt to solve the problem of medium-sized and small enterprises financing difficulties.At present, each big bank begins to implement relevant policies successively, innovation credit product, helping medium-sized and small enterprises financing.
It on the medium-sized and small enterprises provide financing services essence a kind of credit financing product; this product characteristics is that financial institution (comprises guarantee agency; down together) under the prerequisite of grasping the business standing situation; to enterprise's credit; then based on the result of the accrediting amount; give enterprise capital loan, perhaps tender guarantee for enterprise's loan fund.Like this, the credit financing product comprises two main flow processs in itself in fact, one is the reference operation flow that solves the business standing problem of information asymmetry, understands the business standing situation, another is on the basis of reference, to the giving credit flow process of enterprise, determine amount, time limit and subsidiary condition that enterprise is offered loans.So the business of whole credit financing mainly is presented as reference business and giving credit in fact in operation flow, this is a credit operation flow process feature.We are referred to as to levy giving credit altogether to the two, so for credit operation, its business realizing mechanism is exactly to levy giving credit, the purpose of levying giving credit conversely just realizes the credit service to enterprise.But, levy giving credit and be not equal to the credit operation of general bank, levying giving credit is to be purpose with the credit operation, except the bank service product, a series of associated credit services products have also been comprised in fact, credit services such as guarantee business, factoring business product for example, here for simplicity, we are classified as above-mentioned credit services uniform service the category of financial service product.
In medium-sized and small enterprises financing services field, because risk control is had relatively high expectations, professional kind complexity needs the business innovation that a kind of model instructs this field on business.And levy giving credit just from having held the essential characteristic of provide financing services in essence, formed the Rational Unified Process model of provide financing services, for constantly bringing forth new ideas of financial product provides a kind of support frame.Correspondingly, levy the giving credit system and also provide an informationalized support platform for levying carrying out of giving credit, based on this platform, can help finance service's high-level efficiency, implement various medium-sized and small enterprises provide financing services in high quality, and provide a valid approach for the final problem that solves the medium-sized and small enterprises financing difficulties.
In the giving credit system, the accounting processing of relevant giving credit is one of them main subject under discussion.Giving credit relates to the business tines such as compensatory management of the relevant professional account management of cost of contract, the management of the accounts receivable after the credit, guarantee business, the business need that adapts to various finance services such as bank, small-loan company, guarantee corporation is a very complicated system.
Summary of the invention
The purpose of this invention is to provide a kind of informationalized comprehensive account management system.
Purpose of the present invention realizes by following technical scheme is provided:
A kind of comprehensive account management system, comprise client terminal device, network equipment, server unit, data bus and database, described server unit is provided with: account parameter management device, accounts receivable management devices, compensatory apparatus for management of information, gathering apparatus for management of information, payment information management devices, finance audit device, the bank list management devices of withholing, each device on the above-mentioned server all is connected to client terminal device by network equipment, is connected to database by data bus; Described gathering apparatus for management of information connects account parameter management device by data bus, extracts the account matrix parameter with production account parameter matrix from account parameter management device; Described payment information management devices connects account parameter management device by data bus, extracts the account matrix parameter with production account parameter matrix from account parameter management device; Described compensatory management devices connects the accounts receivable management devices by data bus, to submit to the accounts receivable management devices to handle compensatory business record.
Preferably, described account parameter management device comprises: account configuration element is used for providing the configuration management function to the account parameter of each business scenario of account system; Fund configuration element is used for providing the configuration management function to the fund parameter that is belonged under each account of account system; The attribute configuration element is used for providing the configuration management function that carries out the receipt and payment attribute to the account parameter of each business scenario of account system.
Preferably, described accounts receivable management devices comprises: receivable plan information is safeguarded element, is used to provide client to accounts receivable refund detailed foundation and adjust function; Receivable plan information is inquired about element, is used to provide the function of the receivable plan information under the single account receivable account of query statistic; Contract account comprehensive inquiry element is used to provide the detailed information of receivable plan of each account receivable account under the credit contract.
Preferably, described compensatory apparatus for management of information comprises: the compensatory element of applying for registration of that is used to register compensatory application information; The compensatory result who is used to register the object information of compensatory execution registers element; Be used to inquire about the compensatory information inquiry element on the same day of the compensatory object information on the same day; Be used for compensatory information is carried out the compensatory informix inquiry element of various comprehensive inquiries; The compensatory money that is used to import the compensatory e-file as a result of bank is introducing element as a result.
Preferably, described gathering apparatus for management of information comprises: acceptance fee registration element is used to provide the function of RT register traffic acceptance fee with fund information; Cost of contract registration element is used to provide the function of registering cost of contract fund information; Loan and interest registration element is used to provide the function of registering loan and interest refund information; The guaranty money registers element, is used to provide the registration guaranty money function of information; Financing fund registration element is used to provide the function of registering financing fund information; Collection trusted registration element is used to provide the function of registering collection trusted information; The gathering informix is inquired about element, is used to provide the function of comprehensive inquiry gathering information.
Preferably, described payment information management devices comprises: what be used to register fund information that finance service pays out for the client pays out fund registration element; Be used to register finance service and move back moving back of the information of the paying the bill registration element of paying the bill to the client; Be used to inquire about the information of paying the bill is moved back by payment information comprehensive inquiry element from finance service to the client.
Preferably, described finance audit device comprises: pay in audit registration element, be used to provide business department's registration to pay in the function of information to finance; The unit's of paying in inquiry on same day element is used to provide inquiry to finish the function of the unit that pays in the same day.
Preferably, the described bank management devices of withholing comprises: bank's list export element of withholing is used to offer the withhold export function of list of the current trust of bank; Bank's introducing element as a result of withholing is used to provide bank's import feature of e-file as a result of withholing.
Preferably, described network equipment is internet or internal lan.
Beneficial effect of the present invention is embodied in: by the infotech means as support platform, a series of professional account, loan accounts receivable account, the compensatory account unified management of guarantee are got up, to support the realization of various giving credit products, satisfy the business demand of various financial institutions.
Description of drawings
The invention will be further described below in conjunction with accompanying drawing:
Fig. 1: the basic framework synoptic diagram of comprehensive account management system of the present invention.
Fig. 2: the concrete framework synoptic diagram of comprehensive account management system of the present invention.
Fig. 3: the financial system expansion process flow diagram of comprehensive account management system of the present invention.
Fig. 4: the receivable plan processing flow chart of comprehensive account management system of the present invention.
Fig. 5: the bank settlement management flow figure of comprehensive account management system of the present invention.
Fig. 6: the compensatory management method process flow diagram of comprehensive account management system of the present invention.
Embodiment
The present invention has provided a kind of financial management system model, the account system realizes by the combination setting of account and fund, particular content is: dissimilar business scenarios relates to different accounting processings, at this moment by being set, realizes account, service charging, for example can set up the loan and interest account to offering loans, set up guaranty money's account etc. guaranteeing to promise to undertake to the signatory contract charge account of setting up of contract; Corresponding different accounts can be provided with multiple fund according to the demand of business, and for example contract charge account comprises initial payment, miscellaneous service charges, handling fee, monthly payment plan service charge, guarantee services expense etc.; Account and fund form a two-dimensional matrix, can expand along with the business variation and adjust; On this two-dimensional matrix basis, can carry out the setting of receipt and payment attribute to each account again, thereby can be expanded into a kind of account parameter matrix of multidimensional.
Above-mentioned thus parameter has constituted a kind of complete financial management system, has also constituted the service basic of levying the accounting processing of giving credit system.
As shown in Figure 1, comprehensive account management system is made of client terminal device, network equipment, server unit, data bus and database, described client terminal device is connected with server by network equipment, and described server unit is connected to described database by data bus.
Wherein:
Client terminal device is user's a operator's console, is a kind of User Interface, and the user fills in the result of data, the request of submission business processing, acceptance and display process by client terminal device.
Server is the lift-launch platform of processing element, and some treating apparatus have been installed in server inside, carries out the business processing step according to the programmed logic that presets.
Network equipment is to be used for the parts of Connection Service device and client terminal device, finish the function of the data transmission between server unit and the client, network equipment can select public network (being the internet), private network forms such as (being intramural private local area network) to realize.
Database is the device of message exchange and storage between each parts, carries each processing element visit by server unit by it.
Introduce the concrete framework of comprehensive account management system below.
As shown in Figure 2, system provides the function of handling at miscellaneous service scene account information, structurally, the some treating apparatus in the server unit of aforesaid comprehensive account management system specifically comprise: account parameter management device, accounts receivable management devices, compensatory apparatus for management of information, gathering apparatus for management of information, payment information management devices, finance audit device, the bank list management devices of withholing.These devices all are connected to client terminal device by network equipment, are connected to database by data bus.
Next coming in order are introduced the 26S Proteasome Structure and Function of each treating apparatus in detail.
One, account parameter management device
The principal feature of comprehensive account disposal system is exactly to satisfy the accounting processing function that different business kind in the giving credit, different business stage relate to, actual conditions according to present giving credit, can comprise: the accounts receivable account of general credit operation is handled, professional account such as every cost of contract that the credit contract relates to, credit side is handled, the contents such as compensatory account processing that guarantee business relates to, and system also provides the function of a kind of account expansion, can expand at any time according to the variation of business and set up the account that relates to.
Account parameter management device then is that the expansion for account provides corresponding configuration management function, can expand the content account content of account system by parameter configuration, comprises parts such as account configuration element, fund configuration element, attribute configuration element.Wherein:
Account configuration element provides the configuration management function to the account parameter of each business scenario in the account system, produces the account argument section of account matrix configuration file, is stored in database or the server file system.
Fund configuration element provides the configuration management function of the fund parameter that each account in the account system is belonged to down, produces the fund argument section of account matrix configuration file, is stored in database or the server file system.
The attribute configuration element provides the configuration management function that carries out the receipt and payment attribute to the account parameter of each business scenario in the account system, produces the account receipt and payment property parameters of account matrix configuration file, is stored in database or the server file system.
Two, accounts receivable management devices
The refund maintenance function of managing detailed catalogue of accounts receivable essential information that the accounts receivable management devices has produced when the credit contract execution is provided and client, this device provides regulation of breathing function for receivable plan information provides automatic foundation and manually sets up dual mode.Its parts comprise that receivable plan information is safeguarded element, the contents such as plan information inquiry element and contract account comprehensive inquiry element of should collect.
Wherein receivable plan information safeguards that element provides client at accounts receivable refund detailed foundation and adjust function, can be compatible artificial and dual mode such as foundations automatically.Receivable plan information inquiry element provides according to condition queries such as cut-off date, customer names and has added up receivable plan information under the single account receivable account.Contract account comprehensive inquiry element provides the detailed information of receivable plan of each account receivable account under the credit contract, can based on contract number, customer name condition query and gather the receivable and real breath of collecting mail of contrast statistics contract.
Three, compensatory apparatus for management of information
In guarantee business, in case violations appear in the client, then guarantee corporation need bear the refund responsibility, and at this moment compensatory business conduct has just taken place.At compensatory business, compensatory apparatus for management of information provides the whole process control function of applying for compensatory result from compensatory, supports manual registration and the compensatory notice of bank/compensatory result's batch import function simultaneously.Its parts have comprised that the compensatory element, compensatory result of applying for registration of register compensatory information inquiry element of element, the same day, compensatory informix inquiry element, compensatory money introducing element etc. as a result.
Wherein, the compensatory element of applying for registration of is responsible for registering compensatory application information, and system is according to bank and customer name is automatic and contract mates.Compensatory result registers the object information that element is responsible for registering compensatory execution, and system is according to bank and customer name is automatic and contract mates.The same day, compensatory information inquiry element provided the compensatory object information on the inquiry same day, can provide compensatory form on the same day.Compensatory informix inquiry element provides compensatory information is carried out various comprehensive inquiry functions, and the forms such as statistics of the compensatory number of times of accumulative total and the amount of money can be provided.Compensatory money introducing element as a result provides the import feature of the compensatory e-file as a result of bank, and system carries out compensatory registration automatically.
Four, gathering apparatus for management of information
The gathering apparatus for management of information provides at the ledger management function of collecting the various funds that the client pays, and its element comprises that acceptance fee registration element, cost of contract registration element, loan and interest (rent) registration element, guaranty money register parts such as element, financing fund registration element, collection trusted registration element, gathering informix inquiry element.
Wherein, acceptance fee registration element provides the information that the miscellaneous service acceptance fee of collecting to the client is used fund of registering.Cost of contract registration element provides safeguards function from various cost of contract fund information to the client that collect.Loan and interest (rent) safeguards that element provides the function of collecting customer lending principal and interest refund information such as (rents).The guaranty money registers element provides maintenance to collect the function of guaranty money's information to the client.The registration of financing fund provides safeguards function from financing fund information to the client that collect.The collection trusted registration provides safeguards function from all kinds of collection trusted information to the client that collect.Gathering informix inquiry element provides the based on contract function of condition comprehensive inquiry gathering information such as numbering, fund type.
Five, payment information management devices
The apparatus for management of information of making loans provides the function of outside payout, is included as the client and pays out fund, moves back to the client and pay the bill etc.Its parts have comprised that also paying out fund registers element, moves back pay the bill registration element, payment information comprehensive inquiry element etc.
Wherein, pay out fund registration element and be used for registering the fund information that finance service pays out for the client.Moving back the registration element of paying the bill provides registration finance service to move back the function of the information of paying the bill to the client.Based on contract payment information comprehensive inquiry element provides conditions registration finance services such as numbering, fund type to move back functions such as the information of paying the bill to the client.
Six, finance audit device
Finance audit device provides the information interface of paying in of treasurer's department and giving credit department, can examine affirmation to paying in information by this device financial staff.Its parts have comprised pays in audit registration element and the unit's of paying in inquiry on same day element.
Wherein, pay in the function that audit registration element provides business department to register the information of paying in to finance, system's meeting compulsive inquiry bank settlement on same day situation also gathers prompting and checks dues information, to guarantee the security of fund.The unit's of paying in inquiry on same day element is used to inquire about finished the unit that pays in the same day, to guarantee the normal termination of work.
Seven, bank's management devices of withholing
Bank's management devices of withholing is that bank and other credit service organization have passed through handshake interface, can exchange the list of withholing between each mechanism.Its parts comprise bank's list export element, bank introducing element etc. as a result of withholing of withholing.
Wherein, bank's withhold export function of list of current trust that the list export element offers bank of withholing, and withhold introducing element as a result of bank provides the import feature of e-file as a result of withholing of bank's feedback.
Below introduce the groundwork flow process of comprehensive account management system of the present invention.
One, the workflow of account system expansion
The invention provides a kind of method of account system expansion, the parameter of account system can be set according to the difference of business scenario, produce the account matrix, and adapt to miscellaneous service.As shown in Figure 3, realization flow is:
The account parameter of described client typing user input.
Described client terminal device sends to account parameter management device with the account parameter.
Account parameter management device carries out the account parameter and is provided with generation account system matrix, and is concrete:
Account parameter management device carries out the setting of account parameter, and promptly account parameter management device is provided with account according to business scenario, produces first dimension of account matrix;
Account parameter management device carries out the fund parameter setting under the account, promptly in the account parameter management device according to the requirement of business, under account, fund is set, produce second dimension of account matrix thus;
The financial management device carries out other property parameters settings of account, and promptly according to business need, account parameter management device further is provided with other attribute of account;
The financial management device generates the account system matrix according to the result of the setting of aforesaid account parameter, the setting of fund parameter, other property parameters settings of account.
Account parameter management device stores the account system matrix in the database into.
Each business processing device when handling concrete business, calls execution that account matrix give birth to supporting business by account parameter management device as gathering apparatus for management of information, payment information management devices.
Two, workflow is set up and is struck out in receivable plan automatically
System can generate accounts receivable automatically under the implementation framework of giving credit, and carries out the whole-process automatic management at accounts receivable.As shown in Figure 4, realization flow is:
When professional loan origination, other service apparatus sends to the accounts receivable management devices to business information, and the accounts receivable management devices generates accounts receivable information, stores in the database.
The accounts receivable management devices generates client's refund detail automatically according to amount, the time of contract engagement and loan origination, just receivable plan.
Receivable planning management device is closing on payment collection time in limited time to other service apparatus prompting gathering.
When the client refunded, the amount of money that gathering apparatus for management of information typing client refunds was handled by the accounts receivable management devices.
The automatic computing of accounts receivable management devices is struck out fund and detail according to the account parameter matrix automatically by pen, and adjusts the gathering plan that generates next time.
The receivable plan information in the new database more.
The refund situation is submitted to finance audit device and is examined.
The receivable plan of withholing for delegate user then generates the list of withholing and gives bank and handle by bank's management devices of withholing, and pours the result that withholds of bank after finishing again into, submits to the accounts receivable management devices to handle.
The accounts receivable management devices is struck out receivable plan, and adjusts the gathering plan that generates next time.
The receivable plan information in the new database more.
The refund situation is submitted to finance audit device and is examined.
Three, the workflow of unifying the bank settlement management
System provides unified bank settlement information management function, and the account fund of bank settlement can be expanded at any time, and system can unified management for collecting money and making loans.As shown in Figure 5, realization flow is:
During gathering,, submit to the gathering apparatus for management of information and handle by client terminal device typing gathering information.
The gathering apparatus for management of information reads parameter by account parameter management device, generates the account parameter matrix.
The gathering apparatus for management of information is registered various accounts such as cost of contract, guaranty money, rent respectively according to the requirement of business scenario in each element.
For the account under the accounts receivable attribute, can be automatically or manually strike out receivable plan at receivable planning management device.
The gathering information stores is in database.
During payment,, submit to the payment information management devices and handle by client terminal device typing payment information.
The payment information management devices reads parameter by account parameter management device, generates the account parameter matrix.
The payment information management devices also can be registered in each element respectively according to the requirement of business scenario.
For the account under the attribute under the accounts payable, then can check that gathering is detailed by the payment information management devices, strike out.
Store in the database
Day is submitted the processing of finance audit device to by client terminal device when tying.
Finance audit device reads the bank settlement record in the account cycle.
After finance audits device was pricked difference to gathering and payment, the amount of money of paying in of generation was registered and is examined by finance audit device, finishes the work of paying in.
Store in the database.
Four, the workflow of compensatory management
Compensatory management is a major part of guarantee business, and system provides omnidistance compensatory management function, and as shown in Figure 6, realization flow is:
When compensatory generation, compensatory management devices is accepted compensatory destination file from bank, imports in the native system.
Compensatory management devices is examined compensatory application record, and audit produces compensatory business by the back, stores compensatory business information into database.
Compensatory management devices submits to compensatory business record the accounts receivable management devices to handle.
The accounts receivable management devices is that compensatory behavior is set up receivable plan according to the compensatory destination file after examining automatically, and prompt service person collects money to the user.
Store in the database.
After the client refunds, client terminal device typing refund information.
Gathering apparatus for management of information registration gathering information, and submit to the accounts receivable management devices to check and write off accounts receivable.
Receivable planning management device is struck out accounts receivable, and the flow process of compensatory management finishes.
Receivable planning management is new database more.
The present invention still has multiple concrete embodiment, and all employings are equal to replacement or equivalent transformation and all technical schemes of forming, all drop within the scope of protection of present invention.
Claims (9)
1. comprehensive account management system, comprise client terminal device, network equipment, server unit, data bus and database, it is characterized in that, described server unit is provided with: account parameter management device, accounts receivable management devices, compensatory apparatus for management of information, gathering apparatus for management of information, payment information management devices, finance audit device, the bank list management devices of withholing, each device on the described server unit all is connected to client terminal device by network equipment, is connected to database by data bus;
Described gathering apparatus for management of information connects account parameter management device by data bus, extracts the account matrix parameter with production account parameter matrix from account parameter management device;
Described payment information management devices connects account parameter management device by data bus, extracts the account matrix parameter with production account parameter matrix from account parameter management device;
Described compensatory management devices connects the accounts receivable management devices by data bus, to submit to the accounts receivable management devices to handle compensatory business record.
2. comprehensive account management system according to claim 1 is characterized in that, described account parameter management device comprises:
Account configuration element is used for providing the configuration management function to the account parameter of each business scenario of account system;
Fund configuration element is used for providing the configuration management function to the fund parameter that is belonged under each account of account system;
The attribute configuration element is used for providing the configuration management function that carries out the receipt and payment attribute to the account parameter of each business scenario of account system.
3. comprehensive account management system according to claim 1 is characterized in that, described accounts receivable management devices comprises:
Receivable plan information is safeguarded element, is used to provide client to accounts receivable refund detailed foundation and adjust function;
Receivable plan information is inquired about element, is used to provide the function of the receivable plan information under the single account receivable account of query statistic;
Contract account comprehensive inquiry element is used to provide the detailed information of receivable plan of each account receivable account under the credit contract.
4. comprehensive account management system according to claim 1 is characterized in that: described compensatory apparatus for management of information comprises:
Be used to register the compensatory element of applying for registration of of compensatory application information;
The compensatory result who is used to register the object information of compensatory execution registers element;
Be used to inquire about the compensatory information inquiry element on the same day of the compensatory object information on the same day;
Be used for compensatory information is carried out the compensatory informix inquiry element of various comprehensive inquiries;
The compensatory money that is used to import the compensatory e-file as a result of bank is introducing element as a result.
5. comprehensive account management system according to claim 1 is characterized in that: described gathering apparatus for management of information comprises:
Acceptance fee registration element is used to provide the function of RT register traffic acceptance fee with fund information;
Cost of contract registration element is used to provide the function of registering cost of contract fund information;
Loan and interest registration element is used to provide the function of registering loan and interest refund information;
The guaranty money registers element, is used to provide the registration guaranty money function of information;
Financing fund registration element is used to provide the function of registering financing fund information;
Collection trusted registration element is used to provide the function of registering collection trusted information;
The gathering informix is inquired about element, is used to provide the function of comprehensive inquiry gathering information.
6. comprehensive account management system according to claim 1 is characterized in that: described payment information management devices comprises:
What be used to register fund information that finance service pays out for the client pays out fund registration element;
Be used to register finance service and move back moving back of the information of the paying the bill registration element of paying the bill to the client;
Be used to inquire about the information of paying the bill is moved back by payment information comprehensive inquiry element from finance service to the client.
7. comprehensive account management system according to claim 1 is characterized in that: described finance audit device comprises:
Pay in audit registration element, be used to provide business department's registration to pay in the function of information to finance;
The unit's of paying in inquiry on same day element is used to provide inquiry to finish the function of the unit that pays in the same day.
8. comprehensive account management system according to claim 1 is characterized in that: the described bank management devices of withholing comprises:
Bank's list export element of withholing is used to offer the withhold export function of list of the current trust of bank;
Bank's introducing element as a result of withholing is used to provide bank's import feature of e-file as a result of withholing.
9. comprehensive account management system according to claim 1 is characterized in that: described network equipment is internet or internal lan.
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| CN103679533A (en) * | 2013-12-09 | 2014-03-26 | 上海信联商贸发展有限公司 | System and method for processing account service |
| CN104346660A (en) * | 2013-07-26 | 2015-02-11 | 镇江雅迅软件有限责任公司 | Automatic charging calculation method based on contract management |
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| CN110135987A (en) * | 2019-04-25 | 2019-08-16 | 安徽海汇金融投资集团有限公司 | A kind of accounts receivable credits plan as a whole the management method and system of guarantee fund |
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| CN104346660A (en) * | 2013-07-26 | 2015-02-11 | 镇江雅迅软件有限责任公司 | Automatic charging calculation method based on contract management |
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| CN104424590A (en) * | 2013-09-07 | 2015-03-18 | 镇江金软计算机科技有限责任公司 | House-leasing contract cost calculation method based on multi-Agent collaborative technology |
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Application publication date: 20110427 |