CN109272336A - A kind of risk trade company discovery method and apparatus - Google Patents
A kind of risk trade company discovery method and apparatus Download PDFInfo
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- CN109272336A CN109272336A CN201811099111.7A CN201811099111A CN109272336A CN 109272336 A CN109272336 A CN 109272336A CN 201811099111 A CN201811099111 A CN 201811099111A CN 109272336 A CN109272336 A CN 109272336A
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Abstract
The application provides a kind of risk trade company discovery method.After first receiving the delivery operation of Client-initiated barcode scanning, determine whether barcode scanning interface that the user select if the barcode scanning interface that the user selects not is scan interface is face to face risk trade by this transactional marking after paying successfully for scan interface face to face；Transaction results are uploaded to server, so that server calculates trade company to be measured and completes risk trade number within a preset period of time and complete the ratio of total number of deals, determine whether the trade company to be measured is risk trade company according to whether the ratio is greater than first threshold, whether the application in the barcode scanning Path Recognition user that client select is to be scanned face to face by distinguishing user, avoid the prior art because Capital Flow channel and matter of time caused by supervise difficult and identification and lag.
Description
Technical field
This specification is related to Internet technical field more particularly to a kind of risk trade company discovery method and apparatus.
Background technique
With popularizing for e-payment, more and more Xian Xia trade companies can provide e-payment channel, Yong Huke for user
To scan the payment code that trade company provides by payment softwares such as Alipays, to be paid under line.
Wherein, e-payment software side puts into working capital to open to attract user pay under line sometimes
Preferential activity is opened up, for participating in movable trade company, user can obtain the preferential of amount of money deduction and exemption in payment.Facing to a large amount of living
Dynamic fund colludes with black production user there is illegal trade company and carries out wash sale, then therefrom arbitrage.Such as: subtract 5 in trade company full 20
In the activity of block, there is illegal businessman to convene a collection of user by network, payment code is remotely then sent to user, user passes through
It after network receives payment code, is paid the bill 20 yuan by barcode scanning, obtains 5 yuan of deduction and exemption, 15 yuan of actual expenses, businessman will after obtaining 20 yuan
15 yuan of user's capital returns, and carve up 5 yuan of marketing money with user.
In the prior art, usually pass through fund link identification cheating trade company: due to the cheating set colluded in trade company and user
In benefit, fund is often returned to user after acquisition fund by trade company again, therefore can always be known by tracking cash flow
Not.The shortcomings that this method is that the round-trip channel of the fund between trade company and user may be different, it is difficult to be supervised.Furthermore have
Trade company's selection by week knot or monthly closing entry in a manner of return, rather than returned after every transaction so that identification have it is biggish stagnant
Afterwards
Summary of the invention
In view of the above technical problems, this specification embodiment provides a kind of risk trade company discovery method and apparatus, technical side
Case is as follows:
According to this specification embodiment in a first aspect, provide a kind of risk trade company discovery method, it is applied to client, it should
Method includes:
After receiving the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether to work as Surface scan
Interface, wherein different barcode scanning interfaces is for identifying the picture of separate sources, and the scan interface face to face is for making visitor
Family end equipment identifies neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, by this trading standard
It is denoted as risk trade；
Transaction results are uploaded to server, so that server calculates trade company to be measured and completes risk friendship within a preset period of time
Easily number and the ratio for completing total number of deals, determine whether the trade company to be measured is wind according to whether the ratio is greater than first threshold
Dangerous trade company.
According to the second aspect of this specification embodiment, a kind of risk trade company discovery method is provided, server is applied to, it should
Method includes:
Receive the transaction results information that user terminal uploads；
According to the transaction results information, calculates trade company to be measured and complete risk trade number within a preset period of time and complete total
Whether the ratio of number of deals is greater than first threshold；
Determine whether the trade company to be measured is risk trade company according to calculated result.
According to the third aspect of this specification embodiment, a kind of risk trade company discovery method is provided, this method comprises:
After client receives the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether to work as
Surface scan interface, wherein different barcode scanning interfaces for identifying to the picture of separate sources, use by the scan interface face to face
In identifying client device to neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, client by this
Transactional marking is risk trade, and transaction results is uploaded to server；
Server according to the transaction results information, calculate trade company to be measured complete within a preset period of time risk trade number with
Whether the ratio for completing total number of deals is greater than first threshold；
Server determines whether the trade company to be measured is risk trade company according to calculated result.
According to the fourth aspect of this specification embodiment, a kind of risk trade company discovery device is provided, client is applied to, it should
Device includes:
Barcode scanning detection module: after receiving Client-initiated barcode scanning delivery operation, the barcode scanning of user's selection is determined
Whether interface is scan interface face to face, wherein different barcode scanning interfaces is described to work as identifying to the picture of separate sources
Surface scan interface is for identifying client device to neighbouring picture by image capture module；
Risk markers module: after barcode scanning interface for selecting as the user is not for scan interface face to face, payment at
It is risk trade by this transactional marking after function；
As a result uploading module: for transaction results to be uploaded to server, so that server calculates trade company to be measured default
Risk trade number is completed in period and completes the ratio of total number of deals, determines institute according to whether the ratio is greater than first threshold
State whether trade company to be measured is risk trade company.
According to the 5th of this specification embodiment the aspect, a kind of risk trade company discovery device is provided, server is applied to, it should
Device includes:
As a result receiving module: for receiving the transaction results information of user terminal upload；
Risk statistic module: for calculating trade company to be measured and completing within a preset period of time according to the transaction results information
Whether risk trade number and the ratio for completing total number of deals are greater than first threshold；
Risk determination module: for determining whether the trade company to be measured is risk trade company according to calculated result.
According to the 6th of this specification embodiment aspect, a kind of computer equipment is provided, including memory, processor and deposit
Store up the computer program that can be run on a memory and on a processor, wherein the processor is realized when executing described program
A kind of risk trade company discovery method, is applied to client, this method comprises:
After receiving the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether to work as Surface scan
Interface, wherein different barcode scanning interfaces is for identifying the picture of separate sources, and the scan interface face to face is for making visitor
Family end equipment identifies neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, by this trading standard
It is denoted as risk trade；
Transaction results are uploaded to server, so that server calculates trade company to be measured and completes risk friendship within a preset period of time
Easily number and the ratio for completing total number of deals, determine whether the trade company to be measured is wind according to whether the ratio is greater than first threshold
Dangerous trade company.
According to the 7th of this specification embodiment aspect, a kind of computer equipment is provided, including memory, processor and deposit
Store up the computer program that can be run on a memory and on a processor, wherein the processor is realized when executing described program
A kind of risk trade company discovery method, is applied to server, this method comprises:
Receive the transaction results information that user terminal uploads；
According to the transaction results information, calculates trade company to be measured and complete risk trade number within a preset period of time and complete total
Whether the ratio of number of deals is greater than first threshold；
Determine whether the trade company to be measured is risk trade company according to calculated result.
Technical solution provided by this specification embodiment, provides a kind of risk trade company discovery method, and client receives
After Client-initiated barcode scanning delivery operation, if the barcode scanning interface that the user selects not is scan interface face to face, payment at
It is risk trade by this transactional marking after function；And transaction results are uploaded to server, so that server calculates trade company to be measured
It completes risk trade number within a preset period of time and completes the ratio of total number of deals, whether preset threshold is greater than according to the ratio
Determine whether the trade company to be measured is risk trade company.The method that this specification provides is swept by distinguishing user what client selected
Code Path Recognition user whether be to be scanned face to face, avoid the prior art because Capital Flow channel and matter of time caused by
Supervision difficulty and identification lag.
It should be understood that above general description and following detailed description be only it is exemplary and explanatory, not
This specification embodiment can be limited.
In addition, any embodiment in this specification embodiment does not need to reach above-mentioned whole effects.
Detailed description of the invention
In order to illustrate more clearly of this specification embodiment or technical solution in the prior art, below will to embodiment or
Attached drawing needed to be used in the description of the prior art is briefly described, it should be apparent that, the accompanying drawings in the following description is only
The some embodiments recorded in this specification embodiment for those of ordinary skill in the art can also be attached according to these
Figure obtains other attached drawings.
Fig. 1 is a kind of flow chart of the risk trade company discovery method shown in one exemplary embodiment of this specification；
Fig. 2-3 is the schematic diagram of the non-interface face to face shown in one exemplary embodiment of this specification；
Fig. 4 is another flow chart of the risk trade company discovery method shown in one exemplary embodiment of this specification；
Fig. 5 is a kind of schematic diagram of the risk trade company discovery method shown in one exemplary embodiment of this specification；
Fig. 6 is a kind of stream of the risk trade company discovery method shown in one exemplary embodiment of this specification in client executing
Cheng Tu；
Fig. 7 is a kind of stream that the risk trade company discovery method shown in one exemplary embodiment of this specification is executed in server
Cheng Tu；
Fig. 8 is a kind of signal of the risk trade company discovery device shown in one exemplary embodiment of this specification in client
Figure；
Fig. 9 is a kind of signal of the risk trade company discovery device shown in one exemplary embodiment of this specification in server
Figure；
Figure 10 is a kind of structural schematic diagram of computer equipment shown in one exemplary embodiment of this specification.
Specific embodiment
Example embodiments are described in detail here, and the example is illustrated in the accompanying drawings.Following description is related to
When attached drawing, unless otherwise indicated, the same numbers in different drawings indicate the same or similar elements.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification.On the contrary, they are only and such as institute
The example of the consistent device and method of some aspects be described in detail in attached claims, this specification.
It is only to be not intended to be limiting this explanation merely for for the purpose of describing particular embodiments in the term that this specification uses
Book.The "an" of used singular, " described " and "the" are also intended to packet in this specification and in the appended claims
Most forms are included, unless the context clearly indicates other meaning.It is also understood that term "and/or" used herein is
Refer to and includes that one or more associated any or all of project listed may combine.
It will be appreciated that though various information may be described using term first, second, third, etc. in this specification, but
These information should not necessarily be limited by these terms.These terms are only used to for same type of information being distinguished from each other out.For example, not taking off
In the case where this specification range, the first information can also be referred to as the second information, and similarly, the second information can also be claimed
For the first information.Depending on context, word as used in this " if " can be construed to " ... when " or
" when ... " or " in response to determination ".
With popularizing for e-payment, more and more Xian Xia trade companies can provide e-payment channel, Yong Huke for user
To scan the payment code that trade company provides by payment softwares such as Alipays, to be paid under line.
Wherein, e-payment software side puts into working capital to open to attract user pay under line sometimes
Preferential activity is opened up, for participating in movable trade company, user can obtain the preferential of amount of money deduction and exemption in payment.Facing to a large amount of living
Dynamic fund colludes with black production user there is illegal trade company and carries out wash sale, then therefrom arbitrage.Such as: subtract 5 in trade company full 20
In the activity of block, there is illegal businessman to convene a collection of user by network, payment code is then issued into user, user is paid by barcode scanning
20 yuan of money, obtain 5 yuan of deduction and exemption, 15 yuan of actual expenses, businessman returns 15 yuan of user's capital after obtaining 20 yuan, and with user's melon
Divide 5 yuan of marketing money.
In the prior art, usually pass through fund link identification cheating trade company: due to the cheating set colluded in trade company and user
In benefit, fund is often returned to user after acquisition fund by trade company again, therefore can always be known by tracking cash flow
Not.The shortcomings that this method is that the round-trip channel of the fund between trade company and user may be different, it is difficult to be supervised.Furthermore have
Trade company's selection by week knot or monthly closing entry in a manner of return, rather than returned after every transaction so that identification have it is biggish stagnant
Afterwards.
In view of the above problems, this specification embodiment provides a kind of risk trade company discovery method, and a kind of for executing
The risk trade company of this method finds device, the risk trade company discovery that the present embodiment is related to is described in detail below, referring to Fig. 1
Shown, this method may comprise steps of:
S101, client receive the delivery operation of Client-initiated barcode scanning,
S102, determine barcode scanning interface that the user selects whether for scan interface face to face, if scan interface face to face, then
Step S103 is executed, if not scan interface face to face, then do not operate；
Wherein, for identifying to the picture of separate sources, the scan interface face to face is used for different barcode scanning interfaces
Identify client device to neighbouring picture by image capture module；
Under normal line in barcode scanning payment operation, user would generally directly pass through the image capture module of mobile device
(camera etc.) scans the payment code that trade company provides, and then completes delivery operation.
When risk trade company wants illegally to extract working capital, it can't usually be paid the bill by the way of barcode scanning under line, user
And do not have to appear in businessman shops.But pass through the user that code of paying the bill is sent or showed assistance to extract working capital by network.
For example, payment code can be sent to other users by way of one or group by trade company, or, businessman will pay the bill, code is shown
At forum (microblogging, discussion bar etc.), passes through screenshot after completing transaction by user and businessman requires to return money.
It is appreciated that after user remotely obtains payment code, usually not using directly by the way of the Surface scan to pay the bill code into
Row identification, and general e-payment software would generally provide some non-payment code identification methods when Surface scan.
By taking e-payment software Alipay wallet as an example, referring to figs. 2 and 3, there are three types of pay in Alipay wallet APP at present
Money code identification method:
1) open Alipay wallet -> entrances " sweep and sweep " -> by mobile phone camera be aligned payment code progress barcode scanning；
2) open Alipay wallet -> entrance " sweep sweep " -> click " photograph album " button -> selection payment code figure from photograph album
Piece carries out payment code identification；
3) clicking long-pressing payment code picture, (payment code is issued user by Alipay social activity channel by businessman, or in forum
Etc. show user) -> click " identification figure in two dimensional code " and carry out payment code identification.
By taking above-mentioned identification method as an example, user generally selects second or the third side when assisting to extract working capital
Formula carries out payment code identification, i.e. the operation interface of user is respectively " photograph album " and " two-dimentional in identification figure in Fig. 3 in Fig. 2
Code ".And non-scan interface face to face is not limited only to the several of citing, as long as user does not use client device to pass through Image Acquisition
Module identifies neighbouring picture, then can be judged to non-working as Surface scan.
S103, if the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, client will
This transactional marking is risk trade, and transaction results are uploaded to server；
Still by taking three kinds of payment code identification methods of Alipay wallet above as an example, if the barcode scanning interface that user selects is " phase
Volume " or " two dimensional code in identification figure ", then after corresponding trade successfully, be labeled as risk trade for this transaction.
The transaction information is uploaded onto the server, Transaction Information may include the trade company to trade with user.To the pen
The suspicion of transaction marks, progress time of the transaction etc..At this point, not can determine that whether the transaction is used to illegally apply work still
Dynamic fund.It is a large amount of similar to the above must to further determine that whether trade company occurs, has the suspicion for illegally applying working capital
Transaction.
S104, server calculate trade company to be measured and complete risk friendship within a preset period of time according to the transaction results information
Easily whether number is greater than first threshold with the ratio for completing total number of deals；
Server is accumulated to corresponding trade company after the transaction results information that each client receives, by transaction results information
Under information, and the Transaction Information of different trade companies is counted, judge trade company complete within a preset period of time risk trade number with
Whether the ratio for completing total number of deals is greater than first threshold.
S105, server determine whether the trade company to be measured is risk trade company according to calculated result.
If being appreciated that, the ratio of risk trade number and total number of deals is greater than first threshold, then it represents that trade company's maximum probability with
Completed between user it is a large amount of it is non-trade face to face, and then can determine whether that the trade company is likely to carrying out extracting for working capital.
This specification embodiment also provides a kind of more specifically risk trade company discovery method, shown in Figure 4, this method
It may comprise steps of:
S401, to user is supplied to, the different barcode scanning interfaces for barcode scanning payment are monitored client；
S402, after user operates one of described different barcode scanning interfaces, client determines the barcode scanning of user's operation
Whether interface is scan interface face to face, if scan interface face to face, executes step S403, if not scan interface face to face, then not
Operation；
S403 records the interface operation time of user if the interface of user's operation is non-scan interface face to face；
S404 after interface operation, when barcode scanning payment events for the first time occur, records the generation of the barcode scanning payment events
Time；
S405 calculates the time difference of the interface operation time Yu barcode scanning payment events time of origin；
S406, judges whether the time difference is greater than preset time, such as larger than preset time, thens follow the steps S407, if
No more than preset time, then do not operate；
Specifically, the barcode scanning key of cheating suspicion can will carries out unique identification with ID in client.It is with Fig. 2, Fig. 3
Example, the key of cheating suspicion are the home position " photograph album " and " identifying two dimensional code in figure " such as Fig. 2, in Fig. 3.
After user clicks mark case, which is recorded, which includes the unique identification of the key
With the time CTi of click.After barcode scanning payment events are initiated, barcode scanning Time To Event PT is recorded.And according to click and payment
The time difference ti=PT-CTi of event can determine whether current click event and current transaction if the time difference is less than preset time
Time is relevant.With reference to Fig. 5, it is assumed that transaction results are denoted as Y, then enables Y=1 represent the transaction as risk trade, enables Y=0 generation
The table transaction is arm's length dealing.
This transactional marking is risk trade, and transaction results are uploaded to server after paying successfully by S407；
S408, server calculate trade company to be measured and complete risk friendship within a preset period of time according to the transaction results information
Easily whether number is greater than first threshold with the ratio for completing total number of deals；
S409 continues to judge what trade company to be measured completed in the preset time period if the ratio is greater than first threshold
Whether total number of deals is greater than second threshold, if total number of deals is greater than second threshold, S410 is thened follow the steps, if total friendship
Easily number is not more than second threshold.It does not operate then；
It is appreciated that being concentrated (in preset time period) enough in the time, sample is enough, and (total number of deals is greater than the second threshold
Value) in the case where, it (completes risk trade number if accounting of the risk trade quantity in total number of transaction is sufficiently high and completes total hand over
Easily whether several ratio is greater than first threshold), then trade company's maximum probability is carrying out extracting for working capital.
S410 determines that the trade company to be measured is risk trade company.
In order to illustrate more clearly of the scheme of this specification embodiment, separately below again from unilateral angle, for executing
Method be illustrated:
It is shown in Figure 6, it is risk trade company discovery method of this specification embodiment in client executing, the method packet
It includes:
Whether S601 after receiving the delivery operation of Client-initiated barcode scanning, determines barcode scanning interface that the user selects to work as
Surface scan interface, wherein different barcode scanning interfaces for identifying to the picture of separate sources, use by the scan interface face to face
In identifying client device to neighbouring picture by image capture module；
S602, if the barcode scanning interface that the user selects is not handed over this after paying successfully for scan interface face to face
Easily label is；
Transaction results are uploaded to server by S603, so that server calculates trade company to be measured and completes within a preset period of time
Risk trade number and the ratio for completing total number of deals, determine that the trade company to be measured is according to whether the ratio is greater than first threshold
No is risk trade company.
It is shown in Figure 7, method, the method packet are found in the risk trade company that server executes for this specification embodiment
It includes:
S701 receives the transaction results information that user terminal uploads；
S702, according to the transaction results information, calculate trade company to be measured complete within a preset period of time risk trade number with
Whether the ratio for completing total number of deals is greater than first threshold；
S703 determines whether the trade company to be measured is risk trade company according to calculated result.
Corresponding to above method embodiment, this specification embodiment also provides a kind of risk trade company hair applied to client
Existing device, it is shown in Figure 8, the apparatus may include: barcode scanning detection module 810, risk markers module 820 and result upload
Module 830.
Barcode scanning detection module 810: after receiving Client-initiated barcode scanning delivery operation, sweeping for user's selection is determined
Whether code interface is scan interface face to face, wherein different barcode scanning interfaces is described for identifying to the picture of separate sources
Scan interface is for identifying client device to neighbouring picture by image capture module face to face；
Risk markers module 820: it after barcode scanning interface for selecting as the user is not for scan interface face to face, is paying
It is risk trade by this transactional marking after success；
As a result uploading module 830: for transaction results to be uploaded to server, so that server calculates trade company to be measured pre-
If completing risk trade number in the period and completing the ratio of total number of deals, determined according to whether the ratio is greater than first threshold
Whether the trade company to be measured is risk trade company.
Corresponding to above method embodiment, this specification embodiment also provides a kind of risk trade company hair applied to server
Existing device, it is shown in Figure 9, the apparatus may include: result receiving module 910, Risk statistic module 920 and risk determine
Module 930.
As a result receiving module 910: for receiving the transaction results information of user terminal upload；
Risk statistic module 920: for it is complete within a preset period of time to calculate trade company to be measured according to the transaction results information
Whether it is greater than first threshold at risk number of deals and the ratio for completing total number of deals；
Risk determination module 930: for determining whether the trade company to be measured is risk trade company according to calculated result.
This specification embodiment also provides a kind of computer equipment, includes at least memory, processor and is stored in
On reservoir and the computer program that can run on a processor, wherein processor realizes aforementioned risk quotient when executing described program
Family finds that method, the method are applied to client, and this method includes at least:
After receiving the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether to work as Surface scan
Interface, wherein different barcode scanning interfaces is for identifying the picture of separate sources, and the scan interface face to face is for making visitor
Family end equipment identifies neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, by this trading standard
It is denoted as risk trade；
Transaction results are uploaded to server, so that server calculates trade company to be measured and completes risk friendship within a preset period of time
Easily number and the ratio for completing total number of deals, determine whether the trade company to be measured is wind according to whether the ratio is greater than first threshold
Dangerous trade company.
This specification embodiment also provides a kind of computer equipment, includes at least memory, processor and is stored in
On reservoir and the computer program that can run on a processor, wherein processor realizes aforementioned risk quotient when executing described program
Family finds that method, the method are applied to server, and this method includes at least:
Receive the transaction results information that user terminal uploads；
According to the transaction results information, calculates trade company to be measured and complete risk trade number within a preset period of time and complete total
Whether the ratio of number of deals is greater than first threshold；
Determine whether the trade company to be measured is risk trade company according to calculated result.
Figure 10 shows one kind provided by this specification embodiment and more specifically calculates device hardware structural schematic diagram,
The equipment may include: processor 1010, memory 1020, input/output interface 1030, communication interface 1040 and bus
1050.Wherein processor 1010, memory 1020, input/output interface 1030 and communication interface 1040 are real by bus 1050
The now communication connection inside equipment each other.
Processor 1010 can use general CPU (Central Processing Unit, central processing unit), micro- place
Reason device, application specific integrated circuit (Application Specific Integrated Circuit, ASIC) or one
Or the modes such as multiple integrated circuits are realized, for executing relative program, to realize technical side provided by this specification embodiment
Case.
Memory 1020 can use ROM (Read Only Memory, read-only memory), RAM (Random Access
Memory, random access memory), static storage device, the forms such as dynamic memory realize.Memory 1020 can store
Operating system and other applications are realizing technical solution provided by this specification embodiment by software or firmware
When, relevant program code is stored in memory 1020, and execution is called by processor 1010.
Input/output interface 1030 is for connecting input/output module, to realize information input and output.Input and output/
Module can be used as component Configuration (not shown) in a device, can also be external in equipment to provide corresponding function.Wherein
Input equipment may include keyboard, mouse, touch screen, microphone, various kinds of sensors etc., output equipment may include display,
Loudspeaker, vibrator, indicator light etc..
Communication interface 1040 is used for connection communication module (not shown), to realize the communication of this equipment and other equipment
Interaction.Wherein communication module can be realized by wired mode (such as USB, cable etc.) and be communicated, can also be wirelessly
(such as mobile network, WIFI, bluetooth etc.) realizes communication.
Bus 1050 include an access, equipment various components (such as processor 1010, memory 1020, input/it is defeated
Outgoing interface 1030 and communication interface 1040) between transmit information.
It should be noted that although above equipment illustrates only processor 1010, memory 1020, input/output interface
1030, communication interface 1040 and bus 1050, but in the specific implementation process, which can also include realizing normal fortune
Other assemblies necessary to row.In addition, it will be appreciated by those skilled in the art that, it can also be only comprising real in above equipment
Component necessary to existing this specification example scheme, without including all components shown in figure.
This specification embodiment also provides a kind of computer readable storage medium, is stored thereon with computer program, the journey
Realize that risk trade company discovery method above-mentioned, the method are applied to client when sequence is executed by processor, this method is at least wrapped
It includes:
After receiving the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether to work as Surface scan
Interface, wherein different barcode scanning interfaces is for identifying the picture of separate sources, and the scan interface face to face is for making visitor
Family end equipment identifies neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, by this trading standard
It is denoted as risk trade；
Transaction results are uploaded to server, so that server calculates trade company to be measured and completes risk friendship within a preset period of time
Easily number and the ratio for completing total number of deals, determine whether the trade company to be measured is wind according to whether the ratio is greater than first threshold
Dangerous trade company.
This specification embodiment also provides a kind of computer readable storage medium, is stored thereon with computer program, the journey
Realize that risk trade company discovery method above-mentioned, the method are applied to server when sequence is executed by processor, this method is at least wrapped
It includes:
Receive the transaction results information that user terminal uploads；
According to the transaction results information, calculates trade company to be measured and complete risk trade number within a preset period of time and complete total
Whether the ratio of number of deals is greater than first threshold；
Determine whether the trade company to be measured is risk trade company according to calculated result.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method
Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data.
The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves
State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable
Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM),
Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices
Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates
Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
This explanation also provides a kind of risk trade company discovery system, the system comprises:
Server, client；
The client determines that the barcode scanning of user's selection connects after receiving Client-initiated barcode scanning delivery operation
Mouthful whether be scan interface face to face, wherein different barcode scanning interfaces for being identified to the picture of separate sources, it is described face to face
Scan interface is for identifying client device to neighbouring picture by image capture module；
The client is being paid successfully after barcode scanning interface for selecting as the user is not for scan interface face to face
It afterwards, is risk trade by this transactional marking；
The client, for transaction results to be uploaded to server；
The server, for receiving the transaction results information of user terminal upload；
The server, for calculating trade company to be measured and completing wind within a preset period of time according to the transaction results information
Whether dangerous number of deals and the ratio for completing total number of deals are greater than first threshold；
The server, for determining whether the trade company to be measured is risk trade company according to calculated result.
For device embodiment, since it corresponds essentially to embodiment of the method, so related place is referring to method reality
Apply the part explanation of example.The apparatus embodiments described above are merely exemplary, wherein described be used as separation unit
The unit of explanation may or may not be physically separated, and component shown as a unit can be or can also be with
It is not physical unit, it can it is in one place, or may be distributed over multiple network units.It can be according to actual
The purpose for needing to select some or all of the modules therein to realize this specification scheme.Those of ordinary skill in the art are not
In the case where making the creative labor, it can understand and implement.
As seen through the above description of the embodiments, those skilled in the art can be understood that this specification
Embodiment can be realized by means of software and necessary general hardware platform.Based on this understanding, this specification is implemented
Substantially the part that contributes to existing technology can be embodied in the form of software products the technical solution of example in other words,
The computer software product can store in storage medium, such as ROM/RAM, magnetic disk, CD, including some instructions are to make
It is each to obtain computer equipment (can be personal computer, server or the network equipment etc.) execution this specification embodiment
Method described in certain parts of a embodiment or embodiment.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity,
Or it is realized by the product with certain function.A kind of typically to realize that equipment is computer, the concrete form of computer can
To be personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, media play
In device, navigation equipment, E-mail receiver/send equipment, game console, tablet computer, wearable device or these equipment
The combination of any several equipment.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment
Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for device reality
For applying example, since it is substantially similar to the method embodiment, so describing fairly simple, related place is referring to embodiment of the method
Part explanation.The apparatus embodiments described above are merely exemplary, wherein described be used as separate part description
Module may or may not be physically separated, can be each module when implementing this specification example scheme
Function realize in the same or multiple software and or hardware.Can also select according to the actual needs part therein or
Person's whole module achieves the purpose of the solution of this embodiment.Those of ordinary skill in the art are not the case where making the creative labor
Under, it can it understands and implements.
The above is only the specific embodiment of this specification embodiment, it is noted that for the general of the art
For logical technical staff, under the premise of not departing from this specification embodiment principle, several improvements and modifications can also be made, this
A little improvements and modifications also should be regarded as the protection scope of this specification embodiment.
Claims (16)
1. a kind of risk trade company finds method, which comprises
After client receives the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether to sweep face to face
Retouch interface, wherein different barcode scanning interfaces is for identifying the picture of separate sources, and the scan interface face to face is for making
Client device identifies neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, client trades this
Server is uploaded to labeled as risk trade, and by transaction results；
Server calculates trade company to be measured and completes risk trade number within a preset period of time and complete according to the transaction results information
Whether the ratio of total number of deals is greater than first threshold；
Server determines whether the trade company to be measured is risk trade company according to calculated result.
2. a kind of risk trade company finds method, it is applied to client, which comprises
After receiving the delivery operation of Client-initiated barcode scanning, determine barcode scanning interface that the user selects whether for when Surface scan connects
Mouthful, wherein different barcode scanning interfaces is for identifying the picture of separate sources, and the scan interface face to face is for making client
End equipment identifies neighbouring picture by image capture module；
If the barcode scanning interface that the user selects not is scan interface face to face, after paying successfully, it is by this transactional marking
Risk trade；
Transaction results are uploaded to server, so that server calculates trade company to be measured and completes risk trade number within a preset period of time
Ratio with total number of deals is completed, determines whether the trade company to be measured is risk quotient according to whether the ratio is greater than first threshold
Family.
3. method according to claim 2 after the reception Client-initiated barcode scanning delivery operation, determines user's selection
Barcode scanning interface whether be scan interface face to face, comprising:
User is supplied to client, the different barcode scanning interfaces for barcode scanning payment are monitored；
After user operates one of described different barcode scanning interfaces, determine whether the barcode scanning interface of user's operation is to sweep face to face
Retouch interface.
4. method as claimed in claim 3, if the barcode scanning mode that the user selects is being paid not to work as Surface scan
It is risk trade by this transactional marking after success, comprising:
If the interface of user's operation is non-scan interface face to face, determine whether client is sent out in preset time after operation
Raw barcode scanning payment events；
It is risk trade by this transactional marking after paying successfully if barcode scanning payment events occur.
5. method as claimed in claim 3, if the barcode scanning mode that the user selects is being paid not to work as Surface scan
It is risk trade by this transactional marking after success, comprising:
If the interface of user's operation is non-scan interface face to face, the interface operation time of user is recorded；
After interface operation, when barcode scanning payment events for the first time occur, the time of origin of the barcode scanning payment events is recorded；
The time difference of the interface operation time Yu barcode scanning payment events time of origin are calculated, if the time difference is no more than default
This transactional marking is risk trade then after paying successfully by the time.
6. a kind of risk trade company finds method, it is applied to server, which comprises
Receive the transaction results information that user terminal uploads；
According to the transaction results information, calculates trade company to be measured and complete risk trade number within a preset period of time and complete total transaction
Whether several ratio is greater than first threshold；
Determine whether the trade company to be measured is risk trade company according to calculated result.
7. method as claimed in claim 6, described determine whether the trade company to be measured is risk trade company according to calculated result, packet
It includes
Judge whether the ratio is greater than first threshold；
If the ratio is greater than first threshold, the total number of deals for continuing to judge that trade company to be measured completes in the preset time period is
It is no to be greater than second threshold；
If total number of deals is greater than second threshold, determine the trade company to be measured for risk trade company.
8. a kind of risk trade company finds device, it is applied to client, described device includes:
Barcode scanning detection module: after receiving Client-initiated barcode scanning delivery operation, the barcode scanning interface of user's selection is determined
It whether is scan interface face to face, wherein different barcode scanning interfaces is described to sweep face to face for identifying to the picture of separate sources
Interface is retouched for identifying client device to neighbouring picture by image capture module；
Risk markers module: after barcode scanning interface for selecting as the user is not for scan interface face to face, after paying successfully,
It is risk trade by this transactional marking；
As a result uploading module: for transaction results to be uploaded to server, so that server calculates trade company to be measured in preset time
Complete risk trade number in section and complete the ratio of total number of deals, according to the ratio whether be greater than first threshold determine it is described to
Survey whether trade company is risk trade company.
9. device as claimed in claim 8, the barcode scanning interface that the determination user selects whether for scan interface face to face,
Include:
User is supplied to client, the different barcode scanning interfaces for barcode scanning payment are monitored；
After user operates one of described different barcode scanning interfaces, determine whether the barcode scanning interface of user's operation is to sweep face to face
Retouch interface.
10. device as claimed in claim 9, if the barcode scanning mode that the user selects is being propped up not to work as Surface scan
It is risk trade by this transactional marking after paying successfully, comprising:
If the interface of user's operation is non-scan interface face to face, determine whether client is sent out in preset time after operation
Raw barcode scanning payment events；
It is risk trade by this transactional marking after paying successfully if barcode scanning payment events occur.
11. device as claimed in claim 9, if the barcode scanning mode that the user selects is being propped up not to work as Surface scan
It is risk trade by this transactional marking after paying successfully, comprising:
If the interface of user's operation is non-scan interface face to face, the interface operation time of user is recorded；
After interface operation, when barcode scanning payment events for the first time occur, the time of origin of the barcode scanning payment events is recorded；
The time difference of the interface operation time Yu barcode scanning payment events time of origin are calculated, if the time difference is no more than default
This transactional marking is risk trade then after paying successfully by the time.
12. a kind of risk trade company finds device, it is applied to server, described device includes:
As a result receiving module: for receiving the transaction results information of user terminal upload；
Risk statistic module: for calculating trade company to be measured and completing risk within a preset period of time according to the transaction results information
Whether number of deals and the ratio for completing total number of deals are greater than first threshold；
Risk determination module: for determining whether the trade company to be measured is risk trade company according to calculated result.
13. device as claimed in claim 12, described according to judging result, determine whether the trade company to be measured is risk quotient
Family, including
Judge whether the ratio is greater than first threshold；
If the ratio is greater than first threshold, the total number of deals for continuing to judge that trade company to be measured completes in the preset time period is
It is no to be greater than second threshold；
If total number of deals is greater than second threshold, determine the trade company to be measured for risk trade company.
14. a kind of risk trade company finds system, the system comprises:
Server, client；
The client determines that the barcode scanning interface of user's selection is after receiving Client-initiated barcode scanning delivery operation
It is no for scan interface face to face, wherein different barcode scanning interfaces is described to work as Surface scan for identifying to the picture of separate sources
Interface is for identifying client device to neighbouring picture by image capture module；
The client, will after paying successfully after barcode scanning interface for selecting as the user is not for scan interface face to face
This transactional marking is risk trade；
The client, for transaction results to be uploaded to server；
The server, for receiving the transaction results information of user terminal upload；
The server, for calculating trade company to be measured and completing risk friendship within a preset period of time according to the transaction results information
Easily whether number is greater than first threshold with the ratio for completing total number of deals；
The server, for determining whether the trade company to be measured is risk trade company according to calculated result.
15. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, wherein the processor realizes method according to claim 2 when executing described program.
16. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, wherein the processor is realized method as claimed in claim 6 when executing described program.
Priority Applications (3)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811099111.7A CN109272336A (en) | 2018-09-20 | 2018-09-20 | A kind of risk trade company discovery method and apparatus |
| TW108123915A TW202013282A (en) | 2018-09-20 | 2019-07-08 | Method and device for identifying risky merchant |
| PCT/CN2019/100950 WO2020057305A1 (en) | 2018-09-20 | 2019-08-16 | Method and device for identifying risky merchant |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201811099111.7A CN109272336A (en) | 2018-09-20 | 2018-09-20 | A kind of risk trade company discovery method and apparatus |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109272336A true CN109272336A (en) | 2019-01-25 |
Family
ID=65197701
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201811099111.7A Pending CN109272336A (en) | 2018-09-20 | 2018-09-20 | A kind of risk trade company discovery method and apparatus |
Country Status (3)
| Country | Link |
|---|---|
| CN (1) | CN109272336A (en) |
| TW (1) | TW202013282A (en) |
| WO (1) | WO2020057305A1 (en) |
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| CN110659961A (en) * | 2019-09-12 | 2020-01-07 | 阿里巴巴集团控股有限公司 | Method and device for identifying off-line commercial tenant |
| CN110782143A (en) * | 2019-10-15 | 2020-02-11 | 支付宝(杭州)信息技术有限公司 | Data processing method and device |
| WO2020057305A1 (en) * | 2018-09-20 | 2020-03-26 | 阿里巴巴集团控股有限公司 | Method and device for identifying risky merchant |
| TWI713019B (en) * | 2019-01-31 | 2020-12-11 | 開曼群島商創新先進技術有限公司 | Data label generation, model training, event recognition method and device |
| WO2021169529A1 (en) * | 2020-02-25 | 2021-09-02 | 支付宝(杭州)信息技术有限公司 | Method, apparatus and device for identifying risk in code image |
| CN114897533A (en) * | 2022-02-15 | 2022-08-12 | 北京结慧科技有限公司 | Risk control method, device, medium and computer equipment based on business behaviors |
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Also Published As
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| TW202013282A (en) | 2020-04-01 |
| WO2020057305A1 (en) | 2020-03-26 |
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