CN109102412B - Vehicle information processing method, apparatus, and storage medium - Google Patents
Vehicle information processing method, apparatus, and storage medium Download PDFInfo
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Abstract
The embodiment of the invention provides a vehicle information processing method, vehicle information processing equipment and a storage medium. The method comprises the following steps: a block chain initiating node receives a first query request sent by a user node, wherein the first query request comprises identification information of at least one insurance company; the block chain initiating node inquires reliability evaluation parameters of the at least one insurance company according to the identification information of the at least one insurance company; and the block chain initiating node sends the reliability evaluation parameters of the at least one insurance company to the user node. According to the embodiment of the invention, the insurance company is matched with the 4S store through the block chain, so that the insurance claim settlement of the vehicle is more real and effective, and meanwhile, the efficiency of the insurance claim settlement of the vehicle is improved.
Description
Technical Field
The embodiment of the invention relates to the technical field of communication, in particular to a vehicle information processing method, equipment and a storage medium.
Background
Vehicle insurance, i.e. motor vehicle insurance, vehicle insurance for short, also called car insurance. It is a kind of commercial insurance for paying the responsibility for the personal injury or property loss of motor vehicles caused by natural disaster or accident. Automobile insurance is one of property insurance, and in the field of property insurance, automobile insurance belongs to a relatively young risk, which is generated and developed along with the advent and popularization of automobiles.
The claim settlement procedure of different insurance companies is different, but the basic steps of the claim settlement are mostly the same, and the basic flow comprises the following steps: reporting a case, surveying and determining damage, signing and checking a claim document, checking and rechecking the settlement, examining and approving, settling a claim and the like. All the loss of the vehicle caused by the insurance accident must be settled through the insurance company before being repaired (the settlement can be carried out in a repair shop or a 4S shop appointed by the insurance company, and can also be carried out in a shop qualified for the settlement, but the three-party personnel must be ensured to be all present) so as to check the loss item and the amount; the damaged vehicle can be repaired after the damage is determined; the compensation paid for the personal or property damage of the third person is also checked by the insurance company for the item of compensation and the relevant evidence and amount before the compensation.
Therefore, the current automobile insurance claim settlement process is complicated, and the long process makes the customer experience poor.
Disclosure of Invention
The embodiment of the invention provides a vehicle information processing method, equipment and a storage medium, which are used for improving the efficiency of vehicle insurance claim settlement.
In a first aspect, an embodiment of the present invention provides a vehicle information processing method, including:
a block chain initiating node receives a first query request sent by a user node, wherein the first query request comprises identification information of at least one insurance company;
the block chain initiating node inquires reliability evaluation parameters of the at least one insurance company according to the identification information of the at least one insurance company;
the block chain initiating node sends the reliability evaluation parameter of the at least one insurance company to the user node, so that the user node determines a target insurance company from the at least one insurance company according to the insurance offer of the at least one insurance company to the user vehicle and the reliability evaluation parameter of the at least one insurance company, and signs an intelligent contract for purchasing vehicle insurance with the target insurance company node;
wherein the blockchain initiating node, the user node, and the target insurance company node are nodes in a blockchain network.
In a second aspect, an embodiment of the present invention provides a block chain initiating node, including:
the system comprises a receiving module, a sending module and a receiving module, wherein the receiving module is used for receiving a first query request sent by a user node, and the first query request comprises identification information of at least one insurance company;
the query module is used for querying the reliability evaluation parameters of the at least one insurance company according to the identification information of the at least one insurance company;
the sending module is used for sending the reliability evaluation parameters of the at least one insurance company to the user node so that the user node determines a target insurance company from the at least one insurance company according to insurance quotations of the at least one insurance company on the user vehicle and the reliability evaluation parameters of the at least one insurance company and signs an intelligent contract for purchasing vehicle insurance with the target insurance company node;
wherein the blockchain initiating node, the user node, and the target insurance company node are nodes in a blockchain network.
In a third aspect, an embodiment of the present invention provides a block chain initiating node, including:
a memory;
a processor; and
a computer program;
wherein the computer program is stored in the memory and configured to be executed by the processor to implement the method of the first aspect.
In a fourth aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, the computer program being executed by a processor to implement the method of the first aspect.
According to the vehicle information processing method, the vehicle information processing device and the vehicle information processing storage medium, the insurance company is matched with the 4S shop through the block chain, so that the insurance claim settlement of the vehicle is more real and effective, and meanwhile, the efficiency of the insurance claim settlement of the vehicle is improved.
Drawings
Fig. 1 is a schematic diagram of an application scenario provided in an embodiment of the present invention;
FIG. 2 is a flowchart of a vehicle information processing method according to an embodiment of the present invention;
FIG. 3 is a flowchart of a vehicle information processing method according to another embodiment of the present invention;
FIG. 4 is a flowchart of a vehicle information processing method according to another embodiment of the present invention;
FIG. 5 is a flowchart of a vehicle information processing method according to another embodiment of the present invention;
FIG. 6 is a flowchart of a vehicle information processing method according to another embodiment of the present invention;
FIG. 7 is a flowchart of a vehicle information processing method according to another embodiment of the present invention;
fig. 8 is a schematic structural diagram of a blockchain initiating node according to an embodiment of the present invention;
fig. 9 is a schematic structural diagram of a blockchain initiating node according to an embodiment of the present invention.
With the foregoing drawings in mind, certain embodiments of the disclosure have been shown and described in more detail below. These drawings and written description are not intended to limit the scope of the disclosed concepts in any way, but rather to illustrate the concepts of the disclosure to those skilled in the art by reference to specific embodiments.
Detailed Description
Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The implementations described in the exemplary embodiments below are not intended to represent all implementations consistent with the present disclosure. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the present disclosure, as detailed in the appended claims.
The vehicle information processing method provided by the invention can be applied to the communication system shown in fig. 1. As shown in fig. 1, the communication system includes: the blockchain initiating node 11, the user node 12, the insurance company node 13 and the 4S store node 14, the blockchain initiating node 11, the user node 12, the insurance company node 13 and the 4S store node 14 may specifically be nodes in a blockchain network, which may specifically be a peer-to-peer network. Alternatively, this is only schematically illustrated here, and the blockchain network may also include other nodes, not limited to the structure shown in fig. 1.
The invention provides a vehicle information processing method, which aims to solve the technical problems in the prior art.
The following describes the technical solutions of the present invention and how to solve the above technical problems with specific embodiments. The following several specific embodiments may be combined with each other, and details of the same or similar concepts or processes may not be repeated in some embodiments. Embodiments of the present invention will be described below with reference to the accompanying drawings.
Fig. 2 is a flowchart of a vehicle information processing method according to an embodiment of the present invention. The embodiment of the invention provides a vehicle information processing method aiming at the technical problems in the prior art, and the method comprises the following specific steps:
As shown in fig. 1, the blockchain initiating node 11 may specifically be a communication device or apparatus of a vehicle management department, and the blockchain initiating node 11 generates a created block in the blockchain, where the created block includes identification information of the vehicle management department, a public key, identity information of the blockchain initiating node 11, and network address information of the blockchain initiating node 11. The mining node in the blockchain network may write the created block into a blockchain account book, and optionally, the blockchain initiating node 11 signs the created block with its own private key and broadcasts the signed created block to the blockchain network.
When the user node 12 joins the blockchain network, a query request of the created block is sent to its own neighboring node to request to acquire the created block locally stored by the neighboring node. Optionally, there are a plurality of neighboring nodes of the user node 12, after the user node 12 receives the created blocks from the plurality of neighboring nodes, the created blocks are stored, and whether the created blocks sent by the neighboring nodes are consistent or not is compared, if so, the user node 12 determines that the created blocks sent by the neighboring nodes are real, and if the created blocks sent by the neighboring nodes are not consistent and the created blocks sent by the neighboring nodes exceeding a certain percentage threshold, for example, 51% are consistent, the user node 12 determines that the created blocks sent by the 51% neighboring nodes are real.
After the user node 12 determines a real created block, network address information of the blockchain initiating node 11 is obtained from the created block, and first request information is sent to the blockchain initiating node 11 according to the network address information of the blockchain initiating node 11, where the first request information includes: identification information of user node 12 and a public key. Optionally, if the user node 12 is a terminal device, the first request message may further include identification information of the terminal device.
After receiving the first request information sent by the user node 12, the blockchain initiating node 11 records the identification information of the user node 12, the public key, and the identification information of the terminal device included in the first request information in a local first list, where the first list may be a user node list, and the user node list stores related information of different user nodes.
Fig. 3 is a flowchart of a vehicle information processing method according to another embodiment of the present invention. On the basis of the above embodiment, the vehicle information processing method provided by the present embodiment further includes the steps of:
In addition, as shown in fig. 1, the communication system may further include a vehicle factory node 15, where the vehicle factory node 15 may specifically be a communication device or apparatus of a vehicle factory, and when the vehicle factory node joins the block chain network, send an inquiry request of the created block to its own neighboring node to request to acquire the created block locally stored by the neighboring node.
When the vehicle manufacturer node determines a real created block, network address information of the block chain initiating node 11 is obtained from the created block, and second request information is sent to the block chain initiating node 11 according to the network address information of the block chain initiating node 11, where the second request information includes: the identification information of the vehicle manufacturer node, the public key, and the attribute information of the vehicle manufactured by the vehicle manufacturer may specifically include: basic parameters such as the brand, the model and the configuration of the vehicle (length, width, height, wheelbase, wheel track, front suspension, rear suspension, minimum ground clearance, mailbox volume, servicing quality and the like), performance parameters (engine model, displacement, compression ratio, maximum power, maximum torque, maximum vehicle speed, fuel consumption, emission standard, transmission type and the like) and other parameters (steering gear type, suspension, brake type, tire type, specification and the like) and the like.
After receiving the second request information sent by the vehicle production plant node 15, the blockchain initiating node 11 records the identification information of the vehicle production plant node, the public key, and the attribute information of the vehicle produced by the vehicle production plant in a local second list, where the second list may specifically be a vehicle production plant node list, and the vehicle production plant node list stores related information of different vehicle production plant nodes.
And step 303, the block chain initiating node determines the reliability evaluation parameter of the vehicle production plant according to the complaint information of the complaint of the vehicle produced by the vehicle production plant.
The block chain initiating node 11 may set a corresponding reliability evaluation parameter for different types of automobiles in the vehicle manufacturing plant, and increase or decrease the reliability evaluation index of a certain type of automobile product in the vehicle manufacturing plant in real time along with complaint information that the automobile product is effectively complained in the block chain.
Fig. 4 is a flowchart of a vehicle information processing method according to another embodiment of the present invention. On the basis of the foregoing embodiment, the vehicle information processing method provided in this embodiment specifically includes the following steps:
As shown in fig. 1, the 4S store node 14 may specifically be a communication device or apparatus of a 4S store, and when the 4S store node 14 joins the blockchain network, sends an inquiry request of the created block to its own neighboring node to request to acquire the created block locally stored by the neighboring node.
After the 4S store node 14 determines a real created block, network address information of the blockchain initiating node 11 is obtained from the created block, and third request information is sent to the blockchain initiating node 11 according to the network address information of the blockchain initiating node 11, where the third request information includes: the identification information of the 4S store node, the public key, and the attribute information of the vehicle for which the 4S store is responsible for repair, maintenance, and sale. Optionally, the attribute information of the vehicle includes information about parameters such as a vehicle type, a model, a price, and the like.
After receiving the third request information sent by the 4S store node 14, the blockchain initiating node 11 records the identification information of the 4S store node, the public key, and the attribute information of the vehicle for which the 4S store is responsible for repair, maintenance, and sale in a local third list, where the third list may be specifically a 4S store node list, and the 4S store node list stores related information of different 4S store nodes.
The blockchain initiating node 11 may set a corresponding reliability evaluation parameter for the record of the repaired automobile of the 4S shop, and increase or decrease the reliability evaluation index of the 4S shop in real time along with the number of valid complaints of the repaired automobile product of the 4S shop in the blockchain.
Fig. 5 is a flowchart of a vehicle information processing method according to another embodiment of the present invention. On the basis of the foregoing embodiment, the vehicle information processing method provided in this embodiment specifically includes the following steps:
As shown in fig. 1, the insurance company node 13 may specifically be a communication device or apparatus of an insurance company, and when the insurance company node 13 joins the block chain network, sends an inquiry request of the created block to its own neighboring node to request to acquire the created block locally stored by the neighboring node, optionally, there are a plurality of neighboring nodes of the insurance company node 13, and when the insurance company node 13 receives the created block from the neighboring nodes, the created block is stored, and the authenticity of the created block is determined, and the determination process is consistent with the above-described embodiment, and is not described herein again.
When the insurance company node 13 determines a real created block, the network address information of the block chain initiating node 11 is acquired from the created block, and fourth request information is sent to the block chain initiating node 11 according to the network address information of the block chain initiating node 11, where the fourth request information includes: the identification information of the insurance company node, the public key and the attribute information of the vehicle insured by the insurance company. Optionally, the attribute information of the vehicle includes information such as a vehicle type and a price quote.
After receiving the fourth request message sent by the insurance company node 13, the blockchain initiating node 11 records the identification information of the insurance company node, the public key, and the attribute information of the vehicle covered by the insurance company in a local fourth list, where the fourth list may specifically be an insurance company node list, and the insurance company node list stores related information of different insurance company nodes.
The blockchain initiating node 11 may set a corresponding reliability evaluation parameter for the record of the insurance car of the insurance company, and increase or decrease the reliability evaluation index of the insurance company in real time along with the establishment of the number of times that the car type insurance of the insurance company is effectively complained in the blockchain.
Fig. 6 is a flowchart of a vehicle information processing method according to another embodiment of the present invention. On the basis of the foregoing embodiment, the vehicle information processing method provided in this embodiment specifically includes the following steps:
When a user wants to purchase a vehicle, a broadcast message including information on the brand, price, etc. of the vehicle the user wants to purchase may be transmitted in the blockchain network through the user node 12. Optionally, the user node 12 signs information such as the brand and price of the vehicle with its own private key and broadcasts the information to the blockchain network.
After the 4S shop node 14 and the vehicle production plant node 15 receive the broadcast message, according to the purchase demand of the user for the vehicle, the related information of the vehicle, such as offer information, meeting the purchase demand is inquired, and the 4S shop node 14 and the vehicle production plant node 15 respectively adopt their own private keys to sign the related information of the vehicle and send the signed information to the blockchain network.
It is understood that the user node 12 may receive not only the offer information of the vehicle meeting the purchase demand sent by the 4S shop node 14 and the vehicle production plant node 15, but also offer information of the vehicle meeting the purchase demand sent by other 4S shop nodes and other vehicle production plant nodes. In this case, the user node 12 may send an inquiry request to the blockchain originating node 11, and in order to distinguish from the inquiry requests in the subsequent embodiments, the inquiry request in the subsequent embodiments is referred to as a first inquiry request, and the inquiry request in the present embodiment is referred to as a second inquiry request, and the second inquiry request includes vehicle brand information and model information. Optionally, the user node 12 signs the second query request with its own private key and sends the signed second query request to the block chain initiating node 11.
After receiving the second query request sent by the user node 12, the blockchain initiating node 11 queries the relevant information of the vehicle manufacturer and the relevant information of the 4S shop corresponding to the vehicle, where the relevant information of the vehicle manufacturer includes the reliability evaluation parameter of the vehicle manufacturer, and the relevant information of the 4S shop includes the reliability evaluation parameter of the 4S shop.
Wherein the target 4S store node is a node in a blockchain network.
The block chain initiating node 11 signs the relevant information of the vehicle production plant corresponding to the vehicle and the relevant information of the 4S stores by using a private key of the block chain initiating node, and then sends the signed information to the user node 12, the user node 12 selects one target 4S store from the plurality of 4S stores according to the quotation information of the vehicle by the plurality of 4S stores, the reliability evaluation parameters of the plurality of 4S stores and the reliability evaluation parameters of the plurality of vehicle production plants, and signs an intelligent contract for purchasing the vehicle with the target 4S store node corresponding to the target 4S store. For example, the user corresponding to the user node 12 purchases a vehicle from the 4S store corresponding to the 4S store node 14, and the user node 12 and the 4S store node 14 sign an intelligent contract.
According to the embodiment of the invention, the insurance company is matched with the 4S store through the block chain, so that the insurance claim settlement of the vehicle is more real and effective, and meanwhile, the efficiency of the insurance claim settlement of the vehicle is improved.
Fig. 7 is a flowchart of a vehicle information processing method according to another embodiment of the present invention. On the basis of the foregoing embodiment, the vehicle information processing method provided in this embodiment specifically includes the following steps:
For example, the user corresponding to the user node 12 purchases a vehicle from the 4S store corresponding to the 4S store node 14, the user node 12 and the 4S store node 14 sign an intelligent contract, the 4S store node 14 signs the purchase information of the vehicle using its own private key and transmits the signature to the user node 12, and the purchase information of the vehicle includes information such as the brand, model, and engine identification information of the vehicle. After the user node 12 receives the purchase information of the vehicle, the user node 12 signs the purchase information of the vehicle by using a private key of the user node 12 and broadcasts the signature to the block chain network.
After the insurance company node 13 receives the purchase information of the vehicle doubly signed by the user node 12 and the 4S store node 14, a vehicle insurance scheme is made for the vehicle according to the relevant information of the vehicle, and the vehicle insurance scheme is signed by the private key of the insurance company node 13 and then is broadcasted to the blockchain network. The vehicle insurance scheme may include the vehicle insurance quote.
It is understood that not only the insurance company node 13 may make a vehicle insurance plan for the vehicle based on the relevant information of the vehicle, but also other insurance company nodes in the blockchain network may receive the purchase information of the vehicle doubly signed by the user node 12 and the 4S shop node 14, make a vehicle insurance plan for the vehicle based on the relevant information of the vehicle, and broadcast the vehicle insurance plan into the blockchain network. That is, the user node 12 may receive not only the vehicle insurance scheme of the insurance company node 13 but also vehicle insurance schemes of other insurance companies, the vehicle insurance schemes of different insurance companies including corresponding vehicle insurance quotes.
After the user node 12 receives the vehicle insurance schemes sent by the multiple insurance company nodes, the user node 12 sends a first query request to the blockchain initiating node 11, where the first query request includes identification information of the multiple insurance companies and vehicle insurance information.
After receiving the first query request sent by the user node 12, the blockchain initiating node 11 queries, according to the identification information of the multiple insurance companies, the relevant information of each insurance company in the multiple insurance companies, where the relevant information of each insurance company may specifically include: the size and reliability evaluation parameters of each insurer.
And 703, the blockchain initiating node sends the reliability evaluation parameter of the at least one insurance company to the user node, so that the user node determines a target insurance company from the at least one insurance company according to the insurance offer of the at least one insurance company to the user vehicle and the reliability evaluation parameter of the at least one insurance company, and signs an intelligent contract for purchasing vehicle insurance with the target insurance company node.
Wherein the blockchain initiating node, the user node, and the target insurance company node are nodes in a blockchain network.
Further, the blockchain initiating node 11 signs the related information of each of the plurality of insurance companies with its own private key and sends the signed information to the user node 12. The user node 12 determines a target insurance company from the plurality of insurance companies according to the vehicle insurance quotation and the reliability evaluation parameter of each of the plurality of insurance companies, and signs an intelligent contract for purchasing vehicle insurance with the target insurance company node corresponding to the target insurance company. For example, the target insurance company node is the insurance company node 13, the user node 12 and the insurance company node 13 sign an intelligent contract for purchasing the vehicle insurance, and the user corresponding to the user node 12 purchases the vehicle insurance of the vehicle from the insurance company corresponding to the insurance company node 13. The insurance company node 13 adopts the private key of itself to sign the intelligent contract for purchasing vehicle insurance signed by the user node 12 and the insurance company node 13, and then sends the intelligent contract to the user node 12, and the user node 12 adopts the private key of itself to sign the intelligent contract and then broadcasts the intelligent contract to the block chain network.
When some faults or accident damages occur to the vehicle, a user firstly gives an alarm by telephone and takes a picture, and then the 4S shop node of the 4S shop in charge of maintenance signs the specific situation of the fault or accident by using a private key of the node and broadcasts the situation to the block chain network.
After receiving the information of the fault or accident of the vehicle, the insurance company node 13 customizes a vehicle insurance claim settlement scheme of the fault or accident for the vehicle according to the information related to the vehicle and the information related to the fault or accident, and then broadcasts the scheme to the block chain network after signing with the private key of the insurance company node. And the insurance company node 13 can record the vehicle insurance record for later inquiry of the vehicle insurance history record.
According to the embodiment of the invention, the insurance company is matched with the 4S store through the block chain, so that the insurance claim settlement of the vehicle is more real and effective, and meanwhile, the efficiency of the insurance claim settlement of the vehicle is improved.
Fig. 8 is a schematic structural diagram of a blockchain initiating node according to an embodiment of the present invention. As shown in fig. 8, the blockchain initiating node 80 according to the embodiment of the present invention may execute the processing procedure provided in the embodiment of the vehicle information processing method, and includes: a receiving module 81, a query module 82 and a sending module 83; the receiving module 81 is configured to receive a first query request sent by a user node, where the first query request includes identification information of at least one insurance company; the query module 82 is configured to query the reliability evaluation parameter of the at least one insurance company according to the identification information of the at least one insurance company; the sending module 83 is configured to send the reliability evaluation parameter of the at least one insurance company to the user node, so that the user node determines a target insurance company from the at least one insurance company according to the insurance offer of the at least one insurance company for the user vehicle and the reliability evaluation parameter of the at least one insurance company, and makes an intelligent contract for purchasing vehicle insurance with the target insurance company node; wherein the blockchain initiating node, the user node, and the target insurance company node are nodes in a blockchain network.
Optionally, the receiving module 81 is further configured to: receiving a second query request sent by the user node, wherein the second query request comprises vehicle brand information and model information; the query module 82 is further configured to: inquiring reliability evaluation parameters of at least one vehicle manufacturer and reliability evaluation parameters of at least one 4S shop of the vehicle according to the vehicle brand information and the model information; the sending module 83 is further configured to: sending reliability evaluation parameters of at least one vehicle production plant and at least one 4S shop of the vehicle to the user node, so that the user node determines a target 4S shop from the at least one 4S shop according to price quoted information of the vehicle by the at least one 4S shop, the reliability evaluation parameters of the at least one vehicle production plant and the reliability evaluation parameters of the at least one 4S shop, and makes an intelligent contract for purchasing the vehicle with the target 4S shop node; wherein the target 4S store node is a node in a blockchain network.
Optionally, the receiving module 81 is further configured to: when the user node joins the blockchain network, receiving first request information sent by the user node, wherein the first request information comprises: identification information and a public key of the user node; the block chain originating node 80 further comprises: a recording module 84; the recording module 84 is configured to record the identification information and the public key of the user node in the first list.
Optionally, the receiving module 81 is further configured to: when a vehicle production plant node joins the block chain network, receiving second request information sent by the vehicle production plant node, wherein the second request information comprises: the identification information of the vehicle production plant node, the public key and the attribute information of the vehicle produced by the vehicle production plant; the block chain originating node 80 further comprises: a recording module 84 and a determination module 85; the recording module 84 is configured to record the identification information of the vehicle production plant node, the public key, and the attribute information of the vehicle produced by the vehicle production plant in a second list; the determining module 85 is configured to determine the reliability evaluation parameter of the vehicle manufacturing plant according to the complaint information that the vehicle manufactured by the vehicle manufacturing plant is complained.
Optionally, the receiving module 81 is further configured to: when a 4S store node joins the blockchain network, receiving third request information sent by the 4S store node, wherein the third request information comprises: the identification information and the public key of the 4S store node, and the attribute information of the vehicle which is in charge of maintenance, maintenance and sale of the 4S store; the block chain originating node 80 further comprises: a recording module 84 and a determination module 85; the recording module 84 is configured to record the identification information of the 4S shop node, the public key, and the attribute information of the vehicle in which the 4S shop is responsible for repair, maintenance, and sales in a third list; the determining module 85 is configured to determine the reliability evaluation parameter of the 4S store according to the complaint information about the complaint of the 4S store.
Optionally, the receiving module 81 is further configured to: when an insurance company node joins the block chain network, receiving fourth request information sent by the insurance company node, wherein the fourth request information comprises: the identification information of the insurance company node, the public key and the attribute information of the vehicle insured by the insurance company; the block chain originating node 80 further comprises: a recording module 84 and a determination module 85; the recording module 84 is configured to record the identification information of the insurance company node, the public key, and the attribute information of the vehicle insured by the insurance company in a fourth list; the determining module 85 is configured to determine the reliability evaluation parameter of the insurance company according to the complaint information that the vehicle insurance of the insurance company is complained.
The block chain initiating node in the embodiment shown in fig. 8 may be used to implement the technical solution of the above method embodiment, and the implementation principle and technical effect are similar, which are not described herein again.
Fig. 9 is a schematic structural diagram of a blockchain initiating node according to an embodiment of the present invention. The blockchain initiating node provided by the embodiment of the present invention may execute the processing procedure provided by the vehicle information processing method embodiment, as shown in fig. 9, the blockchain initiating node 90 includes a memory 91, a processor 92, a computer program, and a communication interface 93; wherein the computer program is stored in the memory 91 and configured to execute the new energy transaction method described in the above embodiments by the processor 92.
The block chain initiating node in the embodiment shown in fig. 9 may be configured to execute the technical solution of the above method embodiment, and the implementation principle and the technical effect are similar, which are not described herein again.
In addition, the present embodiment also provides a computer-readable storage medium on which a computer program is stored, the computer program being executed by a processor to implement the vehicle information processing method described in the above embodiment.
In the embodiments provided in the present invention, it should be understood that the disclosed apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional unit.
The integrated unit implemented in the form of a software functional unit may be stored in a computer readable storage medium. The software functional unit is stored in a storage medium and includes several instructions to enable a computer device (which may be a personal computer, a server, or a network device) or a processor (processor) to execute some steps of the methods according to the embodiments of the present invention. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
It is obvious to those skilled in the art that, for convenience and simplicity of description, the foregoing division of the functional modules is merely used as an example, and in practical applications, the above function distribution may be performed by different functional modules according to needs, that is, the internal structure of the device is divided into different functional modules to perform all or part of the above described functions. For the specific working process of the device described above, reference may be made to the corresponding process in the foregoing method embodiment, which is not described herein again.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.
Claims (12)
1. A vehicle information processing method characterized by comprising:
a block chain initiating node receives a first query request sent by a user node, wherein the first query request comprises identification information of at least one insurance company; the first query request is sent after the user node receives vehicle insurance schemes sent by a plurality of insurance company nodes;
the block chain initiating node inquires reliability evaluation parameters of the at least one insurance company according to the identification information of the at least one insurance company;
the block chain initiating node sends the reliability evaluation parameter of the at least one insurance company to the user node, so that the user node determines a target insurance company from the at least one insurance company according to the insurance offer of the at least one insurance company to the user vehicle and the reliability evaluation parameter of the at least one insurance company, and signs an intelligent contract for purchasing vehicle insurance with the target insurance company node;
wherein the blockchain initiating node, the user node, and the insurance company node are nodes in a blockchain network;
before the block chain initiating node receives the first query request sent by the user node, the method further includes:
the block chain initiating node receives a second query request sent by the user node, wherein the second query request comprises vehicle brand information and model information;
the block chain initiating node inquires reliability evaluation parameters of at least one vehicle manufacturer and reliability evaluation parameters of at least one 4S shop of the vehicle according to the vehicle brand information and the model information;
the block chain initiating node sends reliability evaluation parameters of at least one vehicle production plant and at least one 4S shop of the vehicle to the user node, so that the user node determines a target 4S shop from the at least one 4S shop according to price quoted information of the vehicle by the at least one 4S shop, the reliability evaluation parameters of the at least one vehicle production plant and the reliability evaluation parameters of the at least one 4S shop, and signs an intelligent contract for purchasing the vehicle with the target 4S shop node;
wherein the 4S store node is a node in a blockchain network.
2. The method of claim 1, further comprising:
when the user node joins the blockchain network, the blockchain initiating node receives first request information sent by the user node, wherein the first request information comprises: identification information and a public key of the user node;
and the block chain initiating node records the identification information and the public key of the user node in a first list.
3. The method of claim 1, further comprising:
when a vehicle production plant node joins the blockchain network, the blockchain initiating node receives second request information sent by the vehicle production plant node, wherein the second request information comprises: the identification information of the vehicle production plant node, the public key and the attribute information of the vehicle produced by the vehicle production plant;
the block chain initiating node records the identification information of the vehicle production plant node, the public key and the attribute information of the vehicles produced by the vehicle production plant in a second list;
and the block chain initiating node determines the reliability evaluation parameters of the vehicle production plant according to the complaint information of the complaints of the vehicles produced by the vehicle production plant.
4. The method of claim 1, further comprising:
when a 4S store node joins the blockchain network, the blockchain initiating node receives third request information sent by the 4S store node, where the third request information includes: the identification information and the public key of the 4S store node, and the attribute information of the vehicle which is in charge of maintenance, maintenance and sale of the 4S store;
the block chain initiating node records the identification information and the public key of the 4S shop node and the attribute information of the vehicle which is in charge of maintenance, maintenance and sale of the 4S shop in a third list;
and the block chain initiating node determines the reliability evaluation parameters of the 4S shop according to the complaint information of the complaint of the 4S shop.
5. The method of claim 1, further comprising:
when an insurance company node joins the block chain network, the block chain initiating node receives fourth request information sent by the insurance company node, wherein the fourth request information comprises: the identification information of the insurance company node, the public key and the attribute information of the vehicle insured by the insurance company;
the block chain initiating node records the identification information of the insurance company node, the public key and the attribute information of the vehicle insured by the insurance company in a fourth list;
and the block chain initiating node determines the reliability evaluation parameters of the insurance company according to the complaint information of the complaint of the vehicle insurance of the insurance company.
6. A blockchain initiating node, comprising:
the system comprises a receiving module, a sending module and a receiving module, wherein the receiving module is used for receiving a first query request sent by a user node, and the first query request comprises identification information of at least one insurance company;
the query module is used for querying the reliability evaluation parameters of the at least one insurance company according to the identification information of the at least one insurance company;
the sending module is used for sending the reliability evaluation parameters of the at least one insurance company to the user node so that the user node determines a target insurance company from the at least one insurance company according to insurance quotations of the at least one insurance company on the user vehicle and the reliability evaluation parameters of the at least one insurance company and signs an intelligent contract for purchasing vehicle insurance with the target insurance company node;
wherein the blockchain initiating node, the user node, and the insurance company node are nodes in a blockchain network;
the receiving module is further configured to: receiving a second query request sent by the user node, wherein the second query request comprises vehicle brand information and model information;
the query module is further configured to: inquiring reliability evaluation parameters of at least one vehicle manufacturer and reliability evaluation parameters of at least one 4S shop of the vehicle according to the vehicle brand information and the model information;
the sending module is further configured to: sending reliability evaluation parameters of at least one vehicle production plant and at least one 4S shop of the vehicle to the user node, so that the user node determines a target 4S shop from the at least one 4S shop according to price quoted information of the vehicle by the at least one 4S shop, the reliability evaluation parameters of the at least one vehicle production plant and the reliability evaluation parameters of the at least one 4S shop, and makes an intelligent contract for purchasing the vehicle with the target 4S shop node;
wherein the 4S store node is a node in a blockchain network.
7. A blockchain initiating node according to claim 6,
the receiving module is further configured to: when the user node joins the blockchain network, receiving first request information sent by the user node, wherein the first request information comprises: identification information and a public key of the user node;
the blockchain initiating node further comprises: and the recording module is used for recording the identification information and the public key of the user node in a first list.
8. A blockchain initiating node according to claim 6,
the receiving module is further configured to: when a vehicle production plant node joins the block chain network, receiving second request information sent by the vehicle production plant node, wherein the second request information comprises: the identification information of the vehicle production plant node, the public key and the attribute information of the vehicle produced by the vehicle production plant;
the blockchain initiating node further comprises: a recording module and a determining module;
the recording module is used for recording the identification information of the vehicle production plant node, the public key and the attribute information of the vehicle produced by the vehicle production plant in a second list;
the determining module is used for determining the reliability evaluation parameters of the vehicle production plant according to the complaint information of the complaints of the vehicles produced by the vehicle production plant.
9. A blockchain initiating node according to claim 6,
the receiving module is further configured to: when a 4S store node joins the blockchain network, receiving third request information sent by the 4S store node, wherein the third request information comprises: the identification information and the public key of the 4S store node, and the attribute information of the vehicle which is in charge of maintenance, maintenance and sale of the 4S store;
the blockchain initiating node further comprises: a recording module and a determining module;
the recording module is used for recording the identification information and the public key of the 4S shop node and the attribute information of the vehicle which is in charge of maintenance, maintenance and sale of the 4S shop in a third list;
the determining module is used for determining the reliability evaluation parameters of the 4S shop according to the complaint information of the complaint about the 4S shop.
10. A blockchain initiating node according to claim 6,
the receiving module is further configured to: when an insurance company node joins the block chain network, receiving fourth request information sent by the insurance company node, wherein the fourth request information comprises: the identification information of the insurance company node, the public key and the attribute information of the vehicle insured by the insurance company;
the blockchain initiating node further comprises: a recording module and a determining module;
the recording module is used for recording the identification information of the insurance company node, the public key and the attribute information of the vehicle insured by the insurance company in a fourth list;
the determining module is used for determining the reliability evaluation parameters of the insurance company according to the complaint information of the complaint of the vehicle insurance of the insurance company.
11. A blockchain initiating node, comprising:
a memory;
a processor; and
a computer program;
wherein the computer program is stored in the memory and configured to be executed by the processor to implement the method of any one of claims 1-5.
12. A computer-readable storage medium, having stored thereon a computer program for execution by a processor to perform the method of any one of claims 1-5.
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| CN110866039A (en) * | 2019-11-28 | 2020-03-06 | 山东浪潮人工智能研究院有限公司 | Block chain-based automobile insurance record query method and system |
| CN111242782A (en) * | 2020-01-16 | 2020-06-05 | 中保车服科技服务股份有限公司 | Service processing method, device and equipment based on block chain and readable medium |
| CN111355804B (en) * | 2020-03-06 | 2023-03-07 | 微民保险代理有限公司 | Alliance-chain-based vehicle management method, device, equipment and storage medium |
| CN111415230B (en) * | 2020-04-28 | 2023-05-02 | 中国联合网络通信集团有限公司 | Comment method and comment device |
| CN113408005B (en) * | 2021-06-04 | 2023-05-09 | 中国联合网络通信集团有限公司 | Auxiliary evaluation method, system, computer equipment and storage medium for automobile performance |
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