CN109102290A - A kind of two dimensional code timing payment system - Google Patents
A kind of two dimensional code timing payment system Download PDFInfo
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- CN109102290A CN109102290A CN201810925400.1A CN201810925400A CN109102290A CN 109102290 A CN109102290 A CN 109102290A CN 201810925400 A CN201810925400 A CN 201810925400A CN 109102290 A CN109102290 A CN 109102290A
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- account
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
- G06K17/0022—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations arrangements or provisious for transferring data to distant stations, e.g. from a sensing device
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- Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
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- Computer Security & Cryptography (AREA)
- General Engineering & Computer Science (AREA)
- Finance (AREA)
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- General Business, Economics & Management (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
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Abstract
The present invention relates to a kind of two dimensional code timing payment systems, including paying party, paying party account, beneficiary, beneficiary account, common account, two dimensional code generating device, two dimensional code to read equipment, block catenary system.It is support with block chain technology, in conjunction with planar bar code technology, develops a kind of completely new means of payment, realize timing payment function.
Description
Technical field
The present invention relates to block chain technical fields, are related to a kind of two dimensional code timing payment system.
Background technique
As the news quantity that the payment failure, personal wallet produced by media are stolen, private key is lost is increasing, enterprise
To digital assets security, it is convenient the problems such as generate serious concern, seriously constrained investment of the enterprise to digital asset.Although
In the past few years, the team in block chain field attempts the safety transferred accounts using various technologies enhancing wallet, but so far all
None solution that is general, lower-cost, facilitating deployment to use.
Currently, the mode of two dimensional code payment is gradually received by user, the team in block chain field can use two dimensional code
The mode of timing payment enhances the safety of payment.
Summary of the invention
In view of this, the present invention provides a kind of two dimensional code timing payment system solved or part solves the above problems.
To achieve the effect that above-mentioned technical proposal, the technical solution of the present invention is as follows: a kind of two dimensional code timing payment system, institute
Paying party account is stated for storing the digital asset of the paying party；The beneficiary account is used to store the number of the beneficiary
Word assets；The common account is used to store the Payment Amount of the paying party；
The course of work of the two dimensional code timing payment system the following steps are included:
Step 1: the paying party sends transaction A to the block catenary system by private key signature, and the transaction A includes institute
State paying party account, Payment Amount, payment time；
Step 2: the transaction A is after the ballot of block catenary system confirmation, the two dimensional code timing payment system
Random number A is generated to the transaction A, while the two dimensional code generating device generates two dimensional code A corresponding with the random number A；
The transaction A and the random number A are written into the block catenary system；The Payment Amount is transferred to by the paying party account
In the common account, before the payment time, the Payment Amount being transferred in the common account is frozen；
Step 3: before the payment time, the payee can be read by the two dimensional code described in equipment scanning
Two dimensional code A obtains the random number A；It, can be by private key signature to the area after the beneficiary gets the random number A
Block catenary system sends transaction B, and the transaction B includes the beneficiary account, collection amount, random number A；
Step 4: for the transaction B after the ballot of block catenary system confirmation, the transaction B is written into the block
Catenary system；
Step 5: when arriving the payment time, the Payment Amount being frozen in the common account can be transferred to corresponding account
In, method particularly includes: if 1) being written into the block catenary system without the transaction B, it is frozen in the common account
Payment Amount be restored in the paying party account；2) if there is the transaction B is written into the block catenary system and described
Collection amount is not less than the Payment Amount, then the Payment Amount being frozen in the common account is transferred completely into the gathering
In square account；3) if there is the transaction B is written into the block catenary system and the collection amount is less than the Payment Amount,
It is then frozen in the Payment Amount in the common account and shifts and the equal part of the collection amount to the beneficiary account
Remainder after deducting the Payment Amount in family, and in the Payment Amount being frozen in the common account is then restored to institute
It states in paying party account.
Beneficial achievement of the invention are as follows: the present invention provides a kind of two dimensional code timing payment systems, including paying party, payment
Square account, beneficiary, beneficiary account, common account, two dimensional code generating device, two dimensional code read equipment, block catenary system.With
Block chain technology is support, in conjunction with planar bar code technology, develops a kind of completely new means of payment, realizes timing payment function.
Specific implementation method
In order to which technical problems, technical solutions and advantages to be solved are more clearly understood, tie below
Embodiment is closed, the present invention will be described in detail.It should be noted that specific embodiment described herein is only to explain
The present invention is not intended to limit the present invention, and the product for being able to achieve said function belongs to equivalent replacement and improvement, is all contained in this hair
Within bright protection scope.The specific method is as follows:
Embodiment 1: the present embodiment specifically illustrates the content of two dimensional code timing payment system, as follows:
Two dimensional code timing payment system include: paying party, paying party account, beneficiary, beneficiary account, common account,
Two dimensional code generating device, two dimensional code read equipment, block catenary system；
The paying party account is used to store the digital asset of the paying party；The beneficiary account is described for storing
The digital asset of beneficiary；The common account is used to store the Payment Amount of the paying party；
The course of work of the two dimensional code timing payment system the following steps are included:
Step 1: the paying party sends transaction A to the block catenary system by private key signature, and the transaction A includes institute
State paying party account, Payment Amount, payment time；
Step 2: the transaction A is after the ballot of block catenary system confirmation, the two dimensional code timing payment system
Random number A is generated to the transaction A, while the two dimensional code generating device generates two dimensional code A corresponding with the random number A；
The transaction A and the random number A are written into the block catenary system；The Payment Amount is transferred to by the paying party account
In the common account, before the payment time, the Payment Amount being transferred in the common account is frozen；
Step 3: before the payment time, the payee can be read by the two dimensional code described in equipment scanning
Two dimensional code A obtains the random number A；It, can be by private key signature to the area after the beneficiary gets the random number A
Block catenary system sends transaction B, and the transaction B includes the beneficiary account, collection amount, random number A；
Step 4: for the transaction B after the ballot of block catenary system confirmation, the transaction B is written into the block
Catenary system；
Step 5: when arriving the payment time, the Payment Amount being frozen in the common account can be transferred to corresponding account
In, method particularly includes: if 1) being written into the block catenary system without the transaction B, it is frozen in the common account
Payment Amount be restored in the paying party account；2) if there is the transaction B is written into the block catenary system and described
Collection amount is not less than the Payment Amount, then the Payment Amount being frozen in the common account is transferred completely into the gathering
In square account；3) if there is the transaction B is written into the block catenary system and the collection amount is less than the Payment Amount,
It is then frozen in the Payment Amount in the common account and shifts and the equal part of the collection amount to the beneficiary account
Remainder after deducting the Payment Amount in family, and in the Payment Amount being frozen in the common account is then restored to institute
It states in paying party account.
Embodiment 2: example illustrates that the treatment process of two dimensional code timing payment system:
Step S201: paying party sends transaction A to block catenary system by private key signature, and transaction A includes paying party account
001, Payment Amount Amount1, payment time Time001；
Step S201: transaction A after the ballot of block catenary system confirmation, and two dimensional code timing payment system is raw to transaction A
At random number A, while two dimensional code generating device generates two dimensional code A corresponding with random number A；Transaction A and random number A is written into area
Block catenary system；It is transferred in common account 000 and is frozen by paying party account 001 with the token of Payment Amount Amount1 equivalence
Knot；
Step S203: before payment time Time001 arrival, payee can read equipment scanning two by two dimensional code
It ties up code A and obtains random number A；Beneficiary sends transaction B to block catenary system by private key signature, and transaction B includes beneficiary account
002, collection amount Amount2, random number A；
Step S204: transaction B after the ballot of block catenary system confirmation, and transaction B is written into block catenary system, if with
Machine number A is incorrect, then the B that trades cannot be written into block catenary system；
Step S205: three kinds of situations of this step point are executed:
Situation 1: if when to payment time Time001, the B that do not trade is written into block catenary system, then is frozen in public
Payment Amount in account 000 is restored in paying party account 001；
Situation 2: if there is transaction B to be written into block catenary system, and collection amount when to payment time Time001
Amount2 is not less than Payment Amount Amount1, then all tokens being frozen in common account 000 are transferred to beneficiary account
In 002；
Situation 2: if there is transaction B to be written into block catenary system, and collection amount when to payment time Time001
Amount2 is less than Payment Amount Amount1, then is frozen in token part in common account 000 and is transferred to beneficiary account 002
In, it partially returns in paying party account 001；Token and collection amount Amount2 for being transferred in beneficiary account 002 etc.
Value, after all tokens deduction being frozen in common account 000 is transferred to the token in beneficiary account 002, remainder is moved back
It returns in paying party account 001.
Beneficial achievement of the invention are as follows: the present invention provides a kind of two dimensional code timing payment systems, including paying party, payment
Square account, beneficiary, beneficiary account, common account, two dimensional code generating device, two dimensional code read equipment, block catenary system.With
Block chain technology is support, in conjunction with planar bar code technology, develops a kind of completely new means of payment, realizes timing payment function.
The foregoing is merely the preferred embodiments of the invention, the claims that are not intended to limit the invention.
Simultaneously it is described above, for those skilled in the technology concerned it would be appreciated that and implement, therefore other be based on institute of the present invention
The equivalent change that disclosure is completed, should be included in the covering scope of the claims.
Claims (1)
1. a kind of two dimensional code timing payment system characterized by comprising paying party, paying party account, beneficiary, beneficiary
Account, common account, two dimensional code generating device, two dimensional code read equipment, block catenary system；
The paying party account is used to store the digital asset of the paying party；The beneficiary account is for storing the gathering
The digital asset of side；The common account is used to store the Payment Amount of the paying party；
The course of work of the two dimensional code timing payment system the following steps are included:
Step 1: the paying party sends transaction A to the block catenary system by private key signature, and the transaction A includes described pays
Money side's account, Payment Amount, payment time；
Step 2: the transaction A is after the ballot of block catenary system confirmation, and the two dimensional code timing payment system is to institute
It states transaction A and generates random number A, while the two dimensional code generating device generates two dimensional code A corresponding with the random number A；It is described
The transaction A and random number A is written into the block catenary system；The Payment Amount is transferred to described by the paying party account
In common account, before the payment time, the Payment Amount being transferred in the common account is frozen；
Step 3: before the payment time, the payee can read equipment by the two dimensional code and scan the two dimension
Code A obtains the random number A；It, can be by private key signature to the block chain after the beneficiary gets the random number A
System sends transaction B, and the transaction B includes the beneficiary account, collection amount, random number A；
Step 4: for the transaction B after the ballot of block catenary system confirmation, the transaction B is written into the block linkwork
System；
Step 5: when arriving the payment time, the Payment Amount being frozen in the common account can be transferred in corresponding account,
Method particularly includes: 1) if it is written into the block catenary system without the transaction B, is frozen in paying in the common account
The money amount of money is restored in the paying party account；2) if there is the transaction B is written into the block catenary system and the gathering
The amount of money is not less than the Payment Amount, then the Payment Amount being frozen in the common account is transferred completely into the beneficiary account
In family；3) if there is the transaction B is written into the block catenary system and the collection amount is less than the Payment Amount, then freeze
Knot shifts in the Payment Amount in the common account and the equal part of the collection amount is into the beneficiary account,
And the remainder after the Payment Amount is deducted in the Payment Amount being frozen in the common account and is then restored to described pay
In money side's account.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810925400.1A CN109102290A (en) | 2018-08-15 | 2018-08-15 | A kind of two dimensional code timing payment system |
| PCT/CN2019/100813 WO2020035030A1 (en) | 2018-08-15 | 2019-08-15 | Two-dimensional code timing payment system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810925400.1A CN109102290A (en) | 2018-08-15 | 2018-08-15 | A kind of two dimensional code timing payment system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN109102290A true CN109102290A (en) | 2018-12-28 |
Family
ID=64849664
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810925400.1A Pending CN109102290A (en) | 2018-08-15 | 2018-08-15 | A kind of two dimensional code timing payment system |
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| Country | Link |
|---|---|
| CN (1) | CN109102290A (en) |
| WO (1) | WO2020035030A1 (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110599146A (en) * | 2019-09-16 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Data processing method, device, terminal, node equipment and storage medium |
| WO2020035030A1 (en) * | 2018-08-15 | 2020-02-20 | 杭州复杂美科技有限公司 | Two-dimensional code timing payment system |
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| CN105681301A (en) * | 2016-01-16 | 2016-06-15 | 杭州复杂美科技有限公司 | Settlement method on block chain |
| CN106157040A (en) * | 2016-07-12 | 2016-11-23 | 詹博凯 | A kind of collaborative method of commerce based on intelligent mobile terminal and system |
| CN107392578A (en) * | 2017-06-26 | 2017-11-24 | 中国人民银行数字货币研究所 | The indirect method of payment and system of a kind of digital cash |
| CN107833040A (en) * | 2017-07-28 | 2018-03-23 | 平安科技（深圳）有限公司 | Method of payment, device, storage medium and terminal |
| CN108241976A (en) * | 2018-01-04 | 2018-07-03 | 杭州复杂美科技有限公司 | A kind of Quick Response Code method of payment based on block chain |
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| US10475030B2 (en) * | 2016-02-22 | 2019-11-12 | Bank Of America Corporation | System for implementing a distributed ledger across multiple network nodes |
| CN107423973B (en) * | 2017-08-04 | 2021-12-10 | 苏州缓流科技有限公司 | Payment method for passive code scanning on user mobile terminal based on block chain technology |
| CN108090761A (en) * | 2017-11-10 | 2018-05-29 | 杭州云象网络技术有限公司 | Block chain token method of payment based on credible two-dimension code |
| CN109102290A (en) * | 2018-08-15 | 2018-12-28 | 杭州复杂美科技有限公司 | A kind of two dimensional code timing payment system |
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2018
- 2018-08-15 CN CN201810925400.1A patent/CN109102290A/en active Pending
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2019
- 2019-08-15 WO PCT/CN2019/100813 patent/WO2020035030A1/en active Application Filing
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105681301A (en) * | 2016-01-16 | 2016-06-15 | 杭州复杂美科技有限公司 | Settlement method on block chain |
| CN106157040A (en) * | 2016-07-12 | 2016-11-23 | 詹博凯 | A kind of collaborative method of commerce based on intelligent mobile terminal and system |
| CN107392578A (en) * | 2017-06-26 | 2017-11-24 | 中国人民银行数字货币研究所 | The indirect method of payment and system of a kind of digital cash |
| CN107833040A (en) * | 2017-07-28 | 2018-03-23 | 平安科技（深圳）有限公司 | Method of payment, device, storage medium and terminal |
| CN108241976A (en) * | 2018-01-04 | 2018-07-03 | 杭州复杂美科技有限公司 | A kind of Quick Response Code method of payment based on block chain |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020035030A1 (en) * | 2018-08-15 | 2020-02-20 | 杭州复杂美科技有限公司 | Two-dimensional code timing payment system |
| CN110599146A (en) * | 2019-09-16 | 2019-12-20 | 腾讯科技（深圳）有限公司 | Data processing method, device, terminal, node equipment and storage medium |
| CN110599146B (en) * | 2019-09-16 | 2023-12-19 | 腾讯科技（深圳）有限公司 | Data processing method, device, terminal, node equipment and storage medium |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2020035030A1 (en) | 2020-02-20 |
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| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20181228 |
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