CN102402774A - Method for protecting bank account fund security and multiple specific applications thereof - Google Patents

Abstract

The invention discloses a method for protecting bank account fund security and multiple specific applications thereof, and belongs to the field of financial security. The method comprises the following steps of: dividing accounts into multiple levels with different functions; setting a few fund transfer and monitoring passwords, transferring funds among the levels by using a fixed phone number of bound numbers, a monitoring phone and a mobile phone, setting multiple persons to monitor the output funds, and authorizing departments of public security and the like of the output fund receiver accounts to monitor the funds, thus ensuring reality, legality and traceability of account possessors. When the mobile phone is used, information such as original passwords, accounts and the like does not need to be used or sent, so that radio signals can be prevented from being divulged by intercepting; the password can be used and monitored under the concealed condition, and the deposited amount is used as the other password, so that the theft-proof purpose is fulfilled, and the theft behaviors of thieves such as secret photography, hobbyhorses, exchange and the like completely lose effect; and by the method, a large amount of financial fraud, depositor hijacking, bribery, absconding with money, tax evasion and malicious overdraft cases can be reduced.

Description

A kind of method of bank account fund security and multiple special efficacy thereof protected used

Technical field

The invention belongs to the financial security field.

Background technology

People usually with seal, sign and the method for establishing password to protect the depositor (be bank account fund owner of a right.Account funds safety down together).But the former is prone to by counterfeit, and the latter often reaches network in public and uses, and easy quilt is peeped stealing.Because the account imports and exports unification, in case lose anti-then the city with the door open, the fund of storage is often stolen in a large number.Because of bank's examination, the technological means inadequate natural endowment of monitoring and finance of export lack monitoring again; Causing opens an account with false I.D. carries out the criminal activity that crime and public assets operator defalcate and happens occasionally, and the present invention can effectively ensure publicly-owned and privately owned account's fund security.

Summary of the invention

A capital account is divided into 4 grades, and the 1st grade is the fixed deposit level, and the most of deposits funds of depositor is at 1 grade; 2 grades are fund collection level, and income is directly advanced 2 grades and [contained the fiscard facility extent.(fiscard refers to that bank, fiscard operating company or tissue issue the depositor and can be used for the card saving, consume, do shopping, invest, pay, withdraw deposit, remit money, overdraw, comprises credit card, debit card, credit card.Down together)]; 3 grades are the temporary level of fund output monitoring, and the depositor can be stored in this level to many funds that plan will be used; 4 grades is the accurate output stage of fund.

Bind a fixed telephone number, (promptly bind number and account's corresponding relation, invalid with this phone input unbundling account number, when binding a plurality of account in all sites of a tame bank, a number must distinguish with sequence number! ) setting a prime transfer of funds, inquiry special purpose system, the depositor dials bank with this phone+this password+account number (also can add sequence number with number directly binds number of the account and need not import number of the account again) and (comprises that credit office, post office, fiscard operating company and other store up the mechanism of clients fund.Go up together, down together.) private telephone can inquire about the fund that is stored in 1,2,3 grade; Can the fund that be stored in 1,2,3 grade be shifted each other (fund output can only be downward step by step); But echo valid from the 2nd grade of monitoring phone (fixed line, mobile phone all can) that needs in addition to bind numbers by of the required and agreement of depositor or several to the 3rd level transfer fund; Monitor (account of unit such as chairman of the board, general manager (GM), the responsible official of trade union, higher level supervisor etc., individual accounts such as household, kith and kin.) with this making call bank customer service special line or transmission SMS input monitoring transfer amount of money number+monitored object fixed line number+sequence number (being the used fixed line number+sequence number of depositor's transfer fund) that password+monitoring is approved; Whether caller ID, monitoring password and monitoring approval number are checked according to caller identification by bank consistent with the transfer of funds number that transfer of funds fixed line sends with the depositor, and confirmation is promptly changeed.To a huge sum of money depositor, number of times and succession that monitoring phone sends can change, and multiple various combination can be arranged, and send once earlier as setting monitoring first phone, and monitoring second phone is sent out secondary continuously, and monitoring first phone is sent out once again, monitor valid, by that analogy.

Bind a phone number (promptly binding the corresponding relation of mobile phone and prime transfer fund fixed line); The depositor has been temporarily stored in the correct used fixed line number of fund number+transfer prime fund of 3rd level with this making call bank special line or one of the input of sending short messages and has added sequence number and can fund be transferred to 4 grades from 3 grades, and the fund that gets into 4 grades can be used by conventional method (original password, signature, fingerprint etc.).

But depositor or the monitor also on-site relevant all departments of the delegable finance of export side of receiving account number monitor finance of export; Use " shifting number or monitoring number+#+110 " to 3rd level or the 4th grade of transfer fund like depositor or monitor; Then this fund can not get into external account; Become frozen state after outputing to reciprocal account; The other side can not withdraw deposit, can not remit money, can not consume, can not invest, can not pay, can not shift; Need this account everyone (unit must legal representative) to public security department examine after the identity by public security department with public security special use monitoring phone+monitoring password to the fund side of receiving bank transmission " account number+number thaws " thaw can, return like this fund when cancellation (or) then automatic former account number of not thawing yet after account is expired half a year.Band authorizes the amount of money of monitoring mark effective when the 1st output, and remaining sum is not monitored.The depositor should be to the supervision department of institute's delegable payment monitoring expense, and this department should guarantee monitored account, and everyone is true, legal, can trace, and this measure can effectively suppress the criminal offence of opening an account and carrying out with false I.D., and can obtain many special effects of benefiting the nation and the people

The present invention uses fixed line to add monitoring phone to add mobile phone and send transfer of funds instruction to bank, adds the method that finance of export can many people's monitoring again, because of shift, the non-original password of monitoring password, and under concealed situation, use, be difficult for divulging a secret.When using mobile phone, need not send information such as account number, original password, can prevent that wireless signal divulged a secret by intercepting and capturing, guarantee that again the depositor is easy for operation.Various purchase card, consumption card, grease card, rechargeable card, medical insurance card, various types of fiscard, deposit card, savings centificate, bankbook, check, draft, stock, fund, bond, each exchange can be used for scaling all kinds of article vouchers, have valency property card (like property ownership certificate, Vehicle Certificate) all can consult and use the present invention, promptly regulation withdraw the money, pay, consume, invest, transfer accounts or sell off before need earlier it to be forwarded to accurate output stage and confirms through the monitoring number with phone of setting and password can.

Embodiment

A, bank establish No. 1 special telephone line and accept transfer of funds instruction between 1,2 grades of the depositors, No. 2 lines and accept transfer of funds instruction between 2,3 grades of the depositors, No. 3 lines and accept the transfer of funds instruction between 3,4 grades of the depositors.

B, depositor notify that the monitor need (suggestion mantissa band angle, branch, it itself be exactly atypical password that this amount of money is counted from the 2nd grade of amount of money number of transferring to 3rd level.), the monitor is with the fixed telephone number+sequence number (being depositor's transfer fund dedicated fixed telephone number+sequence number) of No. 2 lines of making call of binding number or transmission note input monitoring password+fund number+monitored object that monitoring approval is shifted.

C, bank will send a telegram here or short message is approved by incoming call time, caller ID and monitoring transfer number and monitored object fixed telephone number+sequence number classification are stored in the caller data storehouse.

D, depositor dial No. 2 lines with the landline telephone of binding number and import account number, transfer pin, the transfer amount of money.

E, bank receive depositor's transfer of funds instruction; Check caller ID, transfer pin; Search caller data storehouse on the same day; Find and check corresponding monitor message to conform to and this monitor message is gone to hurdle for future reference after errorless, simultaneously with this transfer to 3rd level, the depositor can be pre-stored in 3rd level (apportion does not add up) to many funds.

F, depositor are with No. 3 lines of mobile phone dialing of binding number or fund number+used fixed telephone number+sequence number of transfer prime fund that has been stored in 3rd level of transmission note input; Bank is according to the caller identification check number, finds this amount of money number errorless this fund that is about to that conforms to forward the 4th grade to from this account 3rd level.

G, depositor can use traditional method (signature, original password, fingerprint etc.) to use the fund that is stored in the 4th grade.

H, depositor can many bank finance clamps of on-demand application cards (secondary card), with corresponding one by one each subcard (the subcard account is independent separately) of binding of different mobile number, help the capital management of unit and family, the account resource of saving bank.Business personnel like unit holds the account of the unit finance clamp card of binding with own phone number respectively; First business personnel needs 10,000 yuan of trip expenses; Second business personnel needs 30,000 yuan procurement payment; Finance and monitor change 10000.01 yuan and 30000.16 yuan respectively over to the account third level; This two number is equivalent to password; Others does not know (business personnel can only inquire about the amount of money that has been stored on this subcard on the ATM), and finance are notified two business personnels the amount of money number that deposits in respectively, and the business personnel changes these two moneys over to the subcard of oneself respectively with the mobile phone of binding number; The back of finishing the work all returns to account's the second level (comprising interest) to the remaining sum in the subcard, can remedy business personnel in the past and carry buckets of cash and covered the blank check (dangerous) of chapter or directly put fund under the defective of business personnel individual's bank card (actual is to make an unclear distinction between public and private interests).For family, like children's reading to the other places, as long as be with subcard, the head of a family forwards required expense to the account third level on time and gets final product, and needn't do credit card in addition for children, can prevent that child from disorderly overdrawing.

The invention property ground gives fixed deposit and two functions of current deposit respectively for an account; The depositor can send instructions to bank with the communication tool of binding number at any time and carry out fixed, the current unloading of fund; Needn't go to squeeze the sales counter queuing working time in bank, greatly facilitate depositor and bank.

The present invention can make things convenient for you to use fiscard flexibly, safely to store fund number itself as the technological means of password; As you can store 1001.68 yuan, 2001.68 yuan, 5001.68 yuan three moneys the third level in advance as required; This three number has only you to know; Be equivalent to password, inquire about the amount of money number that the third level stores and have only with the landline telephone of binding number, (can inquire about the amount of money number that is stored in the fourth stage on the ATM) is even the burglar all steals the mobile phone of your bank card, original password, binding number also and is not afraid of now; Because the fund of the general fourth stage is just changeed before use, the thief does not know that the concrete amount of money number that you are stored in the third level just can't succeed.

The depositor is being subjected to that the ruffian coerces and after surrendering bank card and password, the code word of available prior agreement notifies the monitor to report to the police, and finally can reduce the generation of this type of crime.Like your friend is your account monitor people, just in case you are by criminal hijack, and compelled bank card and the password surrendered; Does the ruffian force you let the monitor send out wholesale and what if transfers accounts monitor message? Let friend know your situation, arrange a code word, friend is named as Zhang San; You cry out Zhang San three; Explain that you are in, dangerous, report to the police; You cry out Zhang San six, explain in unit, and are dangerous, report to the police!------.Concerning the ruffian, be easy to originally go smoothly, also to pass through monitor one pass now, who knows you have notified the monitor with what code word, and the other side one reports to the police, and the police and bank prepare for any eventuality already, and risk is too big, does not still do to wonderful.

Give to the invention property the technological means that payer or monitor entrust relevant department that finance of export is monitored, verified, can supply the depositor to tackle various financial swindlings and pre-payment trap that the unprincipled fellow sets calmly.The cheat was very proud originally, opened an account with false I.D., established a fraud and just can play off one against another, as underselling air ticket, ticket or other article on the net; Deceive your hundreds of, thousands of unit, you report a case to the security authorities, and the police not necessarily put on record; Because case value is too low, cheat's extensive cultivation takes care of the pence.Now if during remittance with launching public security, industrial and commercial two monitoring, money has arrived cheat's account, but he do not get because will arrive public security bureau's stoning reality identity, just can take money to industrial and commercial bureau's stoning reality management qualification, the cheat does not accomplish.You do not get purchase, and one reports a case to the security authorities, and bank notifies the cheat fund of thawing, and the cheat dare not show up, and cheat's account is closed down in public security, and money is return at once, the fraud bankruptcy, and fully effortlessly, the cheat loses the soil of existence.Be as the injured phone that needs salvage what if in the other places to receive the household? Remittance possibly had dust thrown into the eyes; Do not converge and be afraid of to incur loss through delay rescue time, now if during remittance with launching public security, the two monitoring of health bureau, regular hospital money is to just rescue of account; The cheat does not get money; You one report a case to the security authorities, and the account closes down, and money is just return.The parents of student runs into and pretends to be elite school enrollment, as long as launch public security, the two monitoring of Bureau of Education during remittance.Also have friend rural migrant worker east to borrow the west to gather and be with the city that counts out money to do manual work, deceived intermediary to abduct, get into a difficult position, be too deep for tears at once.Be not afraid of now, if when paying through bank, and entrust public security, industrial and commercial monitoring, he does not get money black intermediary, one reports a case to the security authorities, he is just intact, money has been returned again, black intermediary can't survive at all.Want to gain the illegal businessman that consumer's writing payment in advance is sneaked away then by cheating for those, do not get money to opening a bank account with false I.D. now, slip again with true I.D..

The present invention has fund to plan output function as required, concerning entity and individual, can make things convenient for the management of fund.Like 500,000 yuan of certain unit normal expenditures in every month; The monitor changed the allotment of 500,000 yuan (being divided into several) confession finance with regard to every month over to the third level; Special expenses will be agreed with all monitors through finance jointly; As long as guaranteed income is entered the bank account second level entirely, who wants corruption, no way entirely to divert account funds.

The present invention can prevent that the corrupt official from rolling up the public money flight; Anti-evil mind boss delays paying a salary and absconds; Fund in anti-senior executive of enterprise or finance corruption, the peculation account is as long as choose several monitors.The head of a family can prevent that child from disorderly overdrawing, children can prevent old man's account funds stolen, cheated.

The present invention can solve a current difficult problem that makes the credit card malicious overdraft of each tame bank headache; As long as every credit card of regulation to have at least one with a high reputation, (bank wants in time notify monitor with the relevant information of overdrawing with SMS with this account, and the monitor is jointly and severally liable for monitor that normal income is arranged.), because of the monitor can control expenditure, so more acceptant card mainly asks it to become account monitor people's request.

The present invention evades taxes to the prevention high-income group has special efficacy; As long as law-making stipulation: " thereby surpassing the full-amount again withholding tax of certain number, payer institute payout possibly take place that the payee evades taxes; must and entrust tax bureau's monitoring through bank paying, otherwise will receive the punishment same with this tax evasion person! " get final product, the tax bureau detains tax when thawing fund, perfectly safe (entrusting public welfare monitoring such as the tax, discipline inspection not pay).

In like manner, as long as law-making stipulation: " consumer institute payout surpasses certain number must and entrust tax monitoring through bank paying, otherwise is considered to know that vacation buys vacation, and right-safeguarding can only be walked the road of the administration of justice, and abandons the sweepstake that the tax bureau holds." can reduce commercial tax evasion and suppress false invoice and spread unchecked.

In like manner, as long as law-making stipulation: " must and entrust industrial and commercial bureau's monitoring through bank paying when paying construction unit or contractor's engineering funds, will supervise the granting of rural migrant worker's wage when fund is thawed in industrial and commercial bureau and put in place.Can reduce the illegal incident of being in wage arrears for migrant rural workers takes place.

In like manner; As long as law-making stipulation: " debt of paying business personnel, the responsible official of enterprises and institutions, civil servant or government official might cause that therefore this person violate the acceptance of bribes must and entrust the tax bureau and the monitoring of discipline inspection department through bank paying, otherwise payment criminal crime of offering bribes." income closes the illegal relevant department that lets earlier and identify, can reduce that some human is all to seem to be the criminal offence that legal excuse is offered and taken bribes.

In sum, the present invention can make financial robbers used in the past, known theft art all lost efficacy, what take on the sly oh, wooden horse oh, stealthily substitute or the like, completely useless.The prime transfer of funds of the present invention can be carried out in advance; A level transfer of funds in back can be carried out before payment, has ensured that farthest the safety of fund can be accelerated clearing speed again, than the fast manyfold of mode that draws behind the card again with bank's dialogue; Accomplish that function and security significantly increase, clearing speed is constant.The present invention is in the interests that ensure depositor, consumer, businessman, bank; Popularize fiscard, personal cheque application; Make things convenient for the depositor, alleviate aspect such as bank counter pressure positive meaning is all arranged, the present invention can reduce the financial swindling case in a large number, kidnap the generation of depositor's case, offering or accepting bribes case, the case of making off with money, tax scams case, malicious overdraft case.

Claims (10)

1. protect the method for bank account fund security and multiple special efficacy thereof to use for one kind, its specific embodiments is:

A, a capital account is divided into 4 grades, the 1st grade is the fixed deposit level, and the most of deposits funds of depositor is at the 1st grade; The 2nd grade is fund collection level, and the various incomes of depositor directly get into the 2nd grade (comprising the fiscard facility extent); 3rd level is the temporary level of fund output monitoring, and the depositor can be stored in the fund that many plans will be used this level (separation does not add up); The 4th grade is the accurate output stage of fund.

B, fixed line number of binding (promptly are bound number and account's corresponding relation, must be distinguished with sequence number when a number is bound a plurality of account in all sites of a tame bank! ) establishing a prime transfer of funds, inquiry special purpose system, the depositor dials bank with this phone+this password+account number+sequence number (also can use number+sequence number directly to bind number of the account and need not import number of the account again) and (comprises that credit office, post office, fiscard operating company and other store up the mechanism of clients fund.Go up together, down together.) the customer service special line can inquire about the fund that is stored in 1,2,3 grade, can the fund that be stored in 1,2,3 grade be shifted each other (fund output can only be downward step by step).

C, echo valid from 2 grades of monitoring phones (fixed line, mobile phone all can) that need in addition to bind numbers by of the required and agreement of depositor or several to 3 grades of transfer funds; The monitoring password is checked by bank; Transfer number and monitored object fixed line number+sequence number classification that monitor's incoming call or short message are approved by incoming call time, caller ID and monitoring are stored in the caller data storehouse; Bank receives the database on the same day of search after the instruction of depositor's transfer fund; Whether the monitoring approval amount of money number that finds and check the monitor to send is consistent with the transfer number that the special-purpose fixed line of the transfer of funds sends with the depositor, and the jump operation of this fund is promptly carried out in confirmation.To a huge sum of money depositor, number of times and succession that monitoring phone sends can change, and multiple various combination can be arranged, and send once earlier as setting monitoring first phone, and the second phone is sent out secondary continuously, and the first phone is sent out once again, monitor valid, by that analogy.

D, a binding phone number (promptly binding the corresponding relation of mobile phone and prime transfer fund fixed line); The depositor has been temporarily stored in the used fixed line number+sequence number of the correct fund number+transfer prime fund of 3rd level with this making call bank special line or one of the input of sending short messages can transfer to 4 grades from 3 grades with fund, and the fund that gets into 4 grades can be used by conventional method (original password, signature, fingerprint etc.).

E, depositor or monitor also can authorize account number location, the finance of export side of receiving relevant departments that this finance of export is monitored; Use " shifting number or monitoring number+#+110 " to 3 grades or 4 grades of transfer funds like depositor or monitor; Then this fund can not get into external account; Become frozen state after outputing to reciprocal account; The other side can not withdraw deposit, can not remit money, can not pay, can not consume, can not invest, can not shift; Need this account everyone (unit must legal representative) to public security department examine after the identity by public security department with the special-purpose monitoring phone of public security+monitoring password to the fund side of receiving bank transmission " account number+number thaws " thaw can, be with the amount of money of mandate monitoring mark effective when exporting for the 1st time, remaining sum is not monitored; The depositor should be to mandate supervision department payment monitoring expense, and this department should guarantee the monitored account in the fund side of receiving, and everyone is true, legal, can trace.

F, depositor can apply to get many bank finance clamp cards (secondary card) on demand, with corresponding one by one each subcard (account of subcard is independent separately) of binding of different mobile number, help the capital management of unit and family, save the account resource of bank.

Cause the stolen phenomenon of frequent generation fund to the bank account fund because of the imperfection of safety technique; The present invention is under the prerequisite that keeps original safety technique; Creatively be divided into 4 grades to a capital account, protect fund security with phone that bind, multiple jack per station and type to bank's technological means that fund is shifted, monitors that sends instructions, it is characterized by: the account divides 4 grades; Fund is output downwards step by step; Add remote account funds monitor, the technological means of funds regulation and control at different levels has three differences at least, and need add monitoring phone with fixed line and fixed line respectively and mobile phone can use the transfer of funds by routine to level Four; Remedied the unsafe defective of former technology; Adding the account funds monitor is a kind of technological innovation, except protecting the fund security, also can reduce the generation of the case of making off with money, abduction depositor case, malicious overdraft case, corruption case of misappropriation of public funds in a large number.

2. according to claim 1a; A capital account can be divided into multistage; At different levels use identical or different technological means to fund regulation and control, shift; It is characterized by: being provided with multistage itself is exactly a kind of technological means of encryption, and the burglar is confused about and will shifts through what, what transfer method could steal the money in the account with.

3. according to claim 1a; Can on one or more accounts, use the present invention; Its technical characterictic is: account's import and export separate; The fund that promptly gets into this account shifts to related account only, not directly is used for consumption, investment, payment, withdraws deposit, remittance, prevents that account funds from being finished off with one blow by the ruffian.

4. according to claim 1a, the invention property ground is counted the fund that is stored in the third level and itself become atypical password, it is characterized by: the concrete numeral that must know the storage fund could this fund of lump-sum output.

5. according to claim 1a; The present invention is divided into fixed, two parts of current deposit to an account and supplies the depositor to regulate and control; It is characterized by: the depositor can carry out fixed, the current unloading of fund at any time with the communication tool of binding number; Needn't go to squeeze the sales counter queuing working time in bank, make things convenient for depositor and bank.

6. according to claim 1b, c, d; Can use communication tool, the communication mode of number of different types that fund is monitored and shifted; Comprise Internet webpage, the networking telephone, landline telephone, Personal Handyphone System, mobile phone, Email, satellite communication, telegram, cable address, fax, telephone wire terminal device, online line terminal equipment, TV signal line terminal equipment, wireless broadband terminal equipment, power lead appendix communication signal transceiver terminal equipment, mailing written instructions, the Express Mail Service of using binding IP address; What fund is monitored and shifted with various communication tool, communication mode itself also is a kind of encryption technology that doubles; The burglar is confused about and will carries out the transfer of funds with what communication tool, communication mode and could steal the money in the account; Also be confused about and use several communication tools, communication several times could steal money altogether; It is characterized by: communication tool, the communication mode that the number of different types that reservation binds was monitored and can be used during jump operation to fund sends to bank that instruction is shifted, the regulation and control fund, ensures that with variation fund security guarantees that again the depositor is easy to operate.

7. according to claim 1b, d; The present invention has adopted with landline telephone and has sent number of the account to bank; Protect the safety of account again with the technological means of handset binding and this fixed line corresponding relation; It is characterized by: use mobile phone only need send the fixed line number and add sequence number, need not send number of the account, remedied and sent the defective that wireless signal is prone to divulge a secret.

8. according to claim 1c, bank can be stored in the caller data storehouse in advance with monitor message, and this is the technology of innovation; Can improve speed; The transfer of funds of assurance prime can shift to an earlier date smoothly to be carried out, and a back level transfer of funds can be carried out the shortcoming of having avoided several people to send instructions to bank in the same period before clearing; It is characterized by: need to receive in many ways, when many people, a plurality of telecommunication instruction; Can house-keeping instruction be stored in database in advance, wait and receive that main instruction back search database reruns, talk with the shortcoming of delay time at stop when having avoided drawing card clearing again with bank.

9. according to claim 1c, to a huge sum of money depositor, number of times and succession that monitoring phone sends can change; Multiple different combinations can be arranged, send once earlier as setting monitoring first phone, the second phone is sent out secondary continuously; The first phone is sent out once again, monitor valid, by that analogy; This is a kind of two-in-one encryption technology of innovation; It is characterized by: it is a kind of encryption technology that the number of times that each communication tool sends instruction changes, and it is again a kind of encryption technology that the front and back order that each communication tool sends instruction changes, and the burglar does not know it and closely just can't succeed.

10. according to claim 1e; Depositor or monitor also available " 315,135,148,120,910 etc. " authorize this account location, finance of export side of receiving industrial and commercial bureau, the tax bureau, Anti-Corruption Bureau, health bureau, Bureau of Education etc. to carry out multidisciplinary monitoring, by that analogy.It is characterized by: creatively give payer or finance of export monitor and entrust, authorize relevant departments exporting the money side of receiving account householder identity or qualification or receiving the technological means that the legal rationality of money is verified again or manage again; Be finance of export monitoring power and remote directed, the bonding part door transfer techniques of the power of thawing; The fund that remedied was in the past paid back payer defective just out of control to this fund; Remedied bank and caused with the false I.D. defective that the crime carried out emerges in an endless stream of opening an account because of the deficiency of examination means, the application present technique can reduce the generation of financial swindling case, offering or accepting bribes case, tax scams case in a large number.