CN108876340B

CN108876340B - Virtual asset transfer method and device based on biological characteristic recognition and storage medium

Info

Publication number: CN108876340B
Application number: CN201810516856.2A
Authority: CN
Inventors: 郑琼琼; 张文涛; 陈贤博
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2018-05-25
Filing date: 2018-05-25
Publication date: 2022-10-14
Anticipated expiration: 2038-05-25
Also published as: CN108876340A

Abstract

The invention discloses a virtual asset transfer method and device based on biological characteristic identification, a computer readable storage medium and electronic equipment. The virtual asset transfer method comprises the following steps: receiving a virtual asset transfer instruction initiated by a user, wherein the virtual asset transfer instruction is associated with a content object provided by a first terminal; according to a signing record generated by a signing operation initiated to the first terminal by the user through a second terminal, carrying out biological feature identification on the user; and deducting the virtual asset corresponding to the content object from the user account bound in the subscription record based on the result of the biometric identification. Based on the embodiment of the invention, the interactive process is simplified, the user experience is enhanced, the hardware and the network resources are saved, and the working efficiency of the terminal is improved.

Description

Virtual asset transfer method and device based on biological characteristic recognition and storage medium

Technical Field

The invention relates to the technical field of computers, in particular to a virtual asset transfer method and device based on biological feature recognition, a computer readable storage medium and electronic equipment.

Background

With the development of the internet and artificial intelligence, intelligent devices such as intelligent sound boxes are widely used, and paid content services provided by the intelligent devices are increasingly accepted by the public. However, in the conventional technology, a user purchases a content service provided by a smart device, and generally needs to cooperate with an application program (App) associated with the smart device on a mobile terminal to operate.

FIG. 3 illustrates a typical smart device content service payment interaction flow diagram. As shown, the user 31 first interacts with the smart device 32 to discover content that is of interest but needs to be paid for, and the smart device 32 prompts the user 31 to make a purchase via the App of the mobile terminal 33; subsequently, the user 31 opens the App associated with the intelligent device 32 on the mobile terminal 33, enters a related purchase page, selects corresponding content and calls the payment App to complete payment operation; after App displays the payment success page, user 31 interacts with smart device 32 again, and may receive the corresponding content service.

In summary, the operation flow of purchasing content services through the intelligent device is complex at present, and the content services can be completed only by performing multi-end interaction between the intelligent device and the mobile terminal by a user, so that the use experience of the user is reduced, and the conversion from the user to a purchasing behavior is not facilitated; and the waste of hardware processing and network resources is also caused, and the working efficiency of the intelligent equipment is reduced.

Disclosure of Invention

In order to solve the problems of complex operation, low efficiency and the like existing in the related art of purchasing content services through intelligent equipment, the invention provides a virtual asset transfer method and device based on biological feature identification, a computer readable storage medium and electronic equipment.

According to an embodiment of the invention, a virtual asset transfer method based on biological feature recognition is provided, which comprises the following steps: receiving a virtual asset transfer instruction initiated by a user, wherein the virtual asset transfer instruction is associated with a content object provided by a first terminal; according to a signing record generated by a signing operation initiated to the first terminal by the user through a second terminal, carrying out biological feature identification on the user; and deducting the virtual asset corresponding to the content object from the user account bound in the subscription record based on the result of the biometric identification.

According to an embodiment of the present invention, there is provided a virtual asset transfer apparatus based on biometric recognition, including: a receiving unit, configured to receive a virtual asset transfer instruction initiated by a user, where the virtual asset transfer instruction is associated with a content object provided by a first terminal; the identification unit is used for carrying out biological feature identification on the user according to a signing record generated by signing operation initiated to the first terminal by the user through a second terminal; and the transfer unit is used for deducting the virtual asset corresponding to the content object from the user account bound in the signing record based on the result of the biological characteristic identification.

According to an embodiment of the present invention, there is provided a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, implements the biometric-based virtual asset transfer method as described above.

According to an embodiment of the present invention, there is provided an electronic apparatus including: a processor; and a memory having stored thereon computer readable instructions that, when executed by the processor, implement the biometric-based virtual asset transfer method as described above.

The technical scheme provided by the embodiment of the invention can have the following beneficial effects:

according to the virtual asset transfer method based on the biological feature recognition, provided by the embodiment of the invention, through one-time subscription, when a subsequent user acquires a content object, the virtual asset transfer is completed only by interacting with one terminal, so that the interaction flow is simplified, the user experience is enhanced, hardware and network resources are saved, and the working efficiency of the terminal is improved.

It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the invention as claimed.

Drawings

The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.

Fig. 1 is a schematic diagram illustrating an exemplary system architecture of a virtual asset transfer method or apparatus based on biometric identification to which an embodiment of the present invention may be applied.

FIG. 2 illustrates a schematic structural diagram of a computer system suitable for use with the electronic device to implement an embodiment of the invention.

FIG. 3 illustrates a typical smart device content service payment interaction flow diagram.

FIG. 4 is a flowchart illustrating a method for biometric-based virtual asset transfer, according to an example embodiment.

Fig. 5 is a flowchart illustrating an example of a subscription operation in a virtual asset transfer method based on biometric identification according to an embodiment of the present invention.

FIG. 6 is a flowchart illustrating biometric operations in a virtual asset transfer method based on biometric identification, according to an embodiment of the present invention.

Fig. 7 is another exemplary flowchart of a subscription operation in a virtual asset transfer method based on biometric identification according to an embodiment of the present invention.

Fig. 8 is a schematic diagram of an exemplary scenario of a signing operation in a virtual asset transfer method based on biometric identification according to an embodiment of the present invention.

FIG. 9 is a schematic diagram of an exemplary scenario of a virtual asset transfer method based on biometric identification according to an embodiment of the present invention.

FIG. 10 illustrates a block diagram of a biometric-based virtual asset transfer device, according to an exemplary embodiment.

FIG. 11 is a block diagram illustrating a biometric-based virtual asset transfer device, according to another exemplary embodiment.

Detailed Description

Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many different forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art.

Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to provide a thorough understanding of embodiments of the invention. One skilled in the relevant art will recognize, however, that the invention can be practiced without one or more of the specific details, or with other methods, components, devices, steps, and so forth. In other instances, well-known methods, devices, implementations or operations have not been shown or described in detail to avoid obscuring aspects of the invention.

The block diagrams shown in the figures are functional entities only and do not necessarily correspond to physically separate entities. I.e. these functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor means and/or microcontroller means.

The flow charts shown in the drawings are merely illustrative and do not necessarily include all of the contents and operations/steps, nor do they necessarily have to be performed in the order described. For example, some operations/steps may be decomposed, and some operations/steps may be combined or partially combined, so that the actual execution sequence may be changed according to the actual situation.

FIG. 1 illustrates a schematic diagram of an exemplary system architecture 100 to which the biometric-based virtual asset transfer method or apparatus of an embodiment of the present invention may be applied.

As shown in fig. 1, the system architecture 100 may include one or more of

terminal devices

101, 102, 103, one or more of

smart devices

104, 105, 106,

networks

107, 108, and a server 109. The network 107 is used to provide the medium of communication links between the

terminal devices

101, 102, 103 and the

smart devices

104, 105, 106 and the server 109, and the network 108 is used to provide the medium of communication links between the

terminal devices

101, 102, 103 and the

smart devices

104, 105, 106. The

networks

107, 108 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

It should be understood that the number of terminal devices, smart devices, networks, and servers in fig. 1 are merely illustrative. There may be any number of terminal devices, intelligent devices, networks, and servers, as desired for implementation. For example, server 109 may be a server cluster comprising a plurality of servers.

A user may use the

terminal device

101, 102, 103 to interact with the

smart device

104, 105, 106 over the network 108 to receive or send messages or the like, for example to activate and bind the

smart device

104, 105, 106 using an App installed by the

terminal device

101, 102, 103. In turn, the user may interact with server 109 using

smart devices

104, 105, 106 to receive or send messages, and the like. The

terminal devices

101, 102, 103 may be various electronic devices having a display screen, including but not limited to smart phones, tablet computers, portable computers, desktop computers, and the like. The

smart devices

104, 105, 106 may be electronic devices that provide various services to the user in coordination with apps installed on the

terminal devices

101, 102, 103, including but not limited to smart speakers, smart televisions, smart watches, and so on. The server 109 may be a server that provides cloud services for the

smart devices

104, 105, 106.

For example, the user activates and binds the smart device 104 through the network 108 by using the App installed on the terminal device 101, and then can directly interact with the smart device 104 to enjoy the content service provided by the server 109 through the network 107. When the user finds content of interest during the interaction, a virtual asset transfer instruction is initiated. The intelligent device 104 receives a virtual asset transfer instruction initiated by a user, and performs biological feature identification on the user according to a signing record generated when the user initiates signing operation to the intelligent device 104 through the terminal device 101 in advance; the smart device 104, in turn, deducts the virtual asset corresponding to the content object from the user account bound in the subscription record based on the result of the biometric identification.

In some embodiments, the virtual asset transfer method based on biometric identification provided by the embodiments of the present invention is generally executed by any intelligent device, or is executed by a server and/or any terminal device in cooperation with the intelligent device, and accordingly, the virtual asset transfer apparatus based on biometric identification is generally disposed in the intelligent device, or is disposed in a distributed manner in the server and/or any terminal device. Therefore, the virtual asset transfer method based on the biometric identification provided by the embodiment of the invention is not limited to be executed on the intelligent device side.

It should be noted that the computer system 200 of the electronic device shown in fig. 2 is only an example, and should not bring any limitation to the functions and the scope of the application of the embodiment of the present invention.

As shown in fig. 2, the computer system 200 includes a Central Processing Unit (CPU) 201 that can perform various appropriate actions and processes in accordance with a program stored in a Read Only Memory (ROM) 202 or a program loaded from a storage section 208 into a Random Access Memory (RAM) 203. In the RAM203, various programs and data necessary for system operation are also stored. The CPU 201, ROM 202, and RAM203 are connected to each other via a bus 204. An input/output (I/O) interface 205 is also connected to bus 204.

The following components are connected to the I/O interface 205: an input section 206 including a microphone, an image collector, and the like; an output section 207 including a display such as a Cathode Ray Tube (CRT), a Liquid Crystal Display (LCD), and the like, and a speaker; a storage section 208 including a hard disk and the like; and a communication section 209 including a network interface card such as a LAN card, a modem, or the like. The communication section 209 performs communication processing via a network such as the internet. A drive 210 is also connected to the I/O interface 205 as needed. A removable medium 211 such as a magnetic disk, an optical disk, a magneto-optical disk, a semiconductor memory, or the like is mounted on the drive 210 as necessary, so that a computer program read out therefrom is mounted into the storage section 208 as necessary.

In particular, according to an embodiment of the present invention, the processes described below with reference to the flowcharts may be implemented as computer software programs. For example, embodiments of the invention include a computer program product comprising a computer program embodied on a computer-readable medium, the computer program comprising program code for performing the method illustrated in the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 209 and/or installed from the removable medium 211. The computer program, when executed by a Central Processing Unit (CPU) 201, performs various functions defined in the aspects of the present application.

It should be noted that the computer readable medium shown in the present invention can be a computer readable signal medium or a computer readable storage medium or any combination of the two. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples of the computer readable storage medium may include, but are not limited to: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present invention, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device. In the present invention, however, a computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device. Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to: wireless, wire, fiber optic cable, RF, etc., or any suitable combination of the foregoing.

The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems that perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.

The units described in the embodiments of the present invention may be implemented by software or hardware, and the described units may also be disposed in a processor. Wherein the names of the elements do not in some way constitute a limitation on the elements themselves.

As another aspect, the present application also provides a computer-readable medium, which may be contained in the electronic device described in the above embodiments; or may exist separately without being assembled into the electronic device. The computer readable medium carries one or more programs which, when executed by an electronic device, cause the electronic device to implement the method as described in the embodiments below. For example, the electronic device may implement the steps shown in fig. 4 to 6.

The principle and implementation details of the technical solution of the embodiments of the present invention are explained in detail below.

FIG. 4 is a flowchart illustrating a method for biometric-based virtual asset transfer, according to an example embodiment. The method of the present embodiment may be performed by any computing device, such as the smart device 104 in the embodiment of FIG. 1. As shown in FIG. 4, the method of the present embodiment includes steps 410-430.

In step 410, a user-initiated virtual asset transfer instruction is received, the virtual asset transfer instruction being associated with a content object provided by the first terminal.

In one embodiment, the first terminal provides content resources for the user based on the cloud service, and the user can acquire the corresponding content service through interaction with the first terminal. Different content resources can have corresponding virtual asset price-offs, for example, for most content resources, the virtual asset that the user needs to spend is zero, that is, the user can directly obtain the virtual asset without transferring the virtual asset; for part of content resources, the user needs to spend a corresponding amount of virtual assets for purchase before the resources can be obtained.

Taking the scene that this embodiment is applied to intelligent audio amplifier as an example, the user finds interesting but not free program resources in the interaction process with intelligent audio amplifier, can initiate the purchase instruction to intelligent audio amplifier through pronunciation, and then accomplishes the purchase of program resources through interacting with intelligent audio amplifier.

In one embodiment, the virtual assets herein may be digital currency of a user in a third party account, which may have a real currency consideration or may be virtual currency with no consideration at all.

In one embodiment, the content object may be various audio-video program contents such as music, novel, movie, etc., or may be an entity selling object in an online shopping mall.

In step 420, according to a subscription record generated by the user initiating a subscription operation to the first terminal through the second terminal, biometric identification is performed on the user.

In one embodiment, in order to obtain the right to implement the user virtual asset transfer through the first terminal, the method of the present invention further includes a step of signing up. As shown in fig. 5, one example flow of a sign-up operation includes steps 510-520.

In step 510, a registered biometric transmitted by a user to a first terminal through a second terminal is received.

The function of the first terminal is relatively single, and in order to realize complex operations such as registration and binding, the function can be completed by matching with an App installed on the second terminal. In one embodiment, a user can register the biological features which can be identified by the first terminal through the App provided by the first terminal manufacturer, and can call a third-party application to bind a user account, so that the permission of virtual asset transfer can be obtained conveniently.

The biometric feature may be a unique biometric feature that can be used to verify the identity of the user, such as but not limited to a fingerprint, a voiceprint, an iris, a FaceID (face-recognition feature), etc., and may be selected according to the identification function of the first terminal. For example, for a smart speaker, a user may register for voiceprints through an App; for a smart television with a camera, a user can register features such as irises and faceids through an App.

In step 520, a subscription record is generated by the second terminal, and the binding relationship between the user account and the registered biometric is stored in the subscription record.

After the biological characteristic registration and the user account binding are completed, the App installed on the second terminal can generate a corresponding signing record, and the binding relation between the user account and the registered biological characteristic is stored and used as a verification basis for the subsequent virtual asset transfer.

In one embodiment, the generated subscription record may be stored locally at the second terminal, may be transmitted to the first terminal for storage, or may be directly uploaded to a cloud service space corresponding to the user. Subsequently, when the first terminal wants to call the subscription record for user authentication, the corresponding subscription record may be obtained from the corresponding storage location according to the preset setting.

In one embodiment, the subscription record may further store a terminal identification of the first terminal. And before the virtual asset is transferred subsequently, the identifier of the terminal currently acquiring the transfer instruction can be detected, and whether the identifier is matched with the terminal identifier stored in the signing record or not is judged. If not, the current terminal is not in accordance with the terminal of the signing operation, so that the process can be stopped to ensure the safety of the user account.

As described above, a subscription record corresponding to the user account may be obtained through a subscription operation, such as those shown at steps 510-520. Based on the virtual asset transfer instructions obtained in step 410, step 420 may perform biometric identification of the user according to the subscription record obtained in advance.

As shown in FIG. 6, an example flow of biometric identification may include steps 610-620, for example.

In step 610, a biometric to be verified associated with the virtual asset transfer instruction is obtained.

In one embodiment, the virtual asset transfer instruction obtained in step 410 may directly carry the user's biometric to be verified. As another example, after the virtual asset transfer instruction is obtained in step 410, the user may be prompted to enter additional biometric characteristics to be verified.

Still taking the scenario that the present embodiment is applied to the smart speaker as an example, when finding interesting but not free program resources, the user initiates a purchase instruction to the smart speaker through voice. After the smart sound box acquires the purchase instruction of the user, the voice information of the purchase instruction can be directly extracted to serve as the biological feature to be verified, or the user can be prompted to read a specific statement and extract the voice information in the statement to serve as the biological feature to be verified.

In step 620, it is determined whether the biometric to be verified matches the enrollment biometric stored in the subscription record.

Based on the biometric currently acquired at step 610 and to be verified, step 620 further compares it with the enrollment biometric stored in the subscription record to determine if the two match. If the virtual asset is matched with the subscription record, the subsequent virtual asset transfer operation can be carried out based on the subscription record, otherwise, the current user has no operation authority or is not bound with a virtual asset account, and therefore the process can be stopped.

In one embodiment, the operation of obtaining the biometric characteristic to be verified in step 610 and the matching operation in step 620 may be repeated multiple times, so as to improve the success rate of biometric identification and ensure the account security of the user. For example, in the case of speech recognition, if recognition is performed twice, an accuracy of 95% or more can be achieved.

As described above, through biometric identification operations such as those shown in steps 610-620, the identification of the current user may be obtained as a basis for whether to proceed with the virtual asset transfer.

In step 430, the virtual asset corresponding to the content object is deducted from the user account bound in the subscription record based on the result of the biometric identification.

Based on the result of the biometric identification in step 420, when the result indicates that the biometric identification passes, step 430 deducts the virtual asset corresponding to the content object from the user account bound in the subscription record.

Still taking the scenario that the present embodiment is applied to the smart speaker as an example, when finding interesting but not free program resources, the user initiates a purchase instruction to the smart speaker through voice. The intelligent sound box extracts the voiceprint to be verified from the voice information of the current user, compares the voiceprint with the registered voiceprint in the signing record, and when the voiceprint is matched with the registered voiceprint in the signing record, the intelligent sound box deducts the amount corresponding to the program resource from the user account bound to the signing record through communication with the server, and provides the corresponding program resource for the user when deduction is successful.

In one embodiment, step 430 may further include an operation of determining whether the current terminal is consistent with the subscribing terminal prior to the deduction of the virtual asset. For example, it may be detected whether the terminal receiving the virtual asset transfer instruction matches the terminal identification stored in the subscription record. If the current terminal is matched with the terminal of the signing operation, the current terminal is consistent with the terminal of the signing operation, so that the process can be continued; if not, the current terminal is not in accordance with the terminal of the signing operation, so that the process can be stopped to ensure the safety of the user account. In another embodiment, the operation of determining whether the current terminal is consistent with the subscribed terminal may further adjust the biometric recognition to proceed if there is a match before the biometric recognition operation of step 430; if not, the process may be aborted without performing the biometric operation.

In one embodiment, step 430 may further include the operation of determining whether the user is in a common network environment prior to making the deduction of the virtual asset. For example, it may be detected whether the IP address of the first terminal matches a pre-stored user's commonly used IP address. If the first terminal is matched with the second terminal, the first terminal is in a network environment commonly used by the user, so that the process can be continued; if not, the network environment where the first terminal is currently located is changed, so that the process can be stopped to ensure the security of the user account. Similarly, in another embodiment, the operation of determining whether the user is in a common network environment may also adjust the biometric identification to proceed if there is a match before the biometric identification operation of step 430; if not, the process may be aborted without performing the biometric operation.

In an embodiment, starting from the step 410 of recognizing the virtual asset Transfer instruction, the subsequent communication between the first terminal and the second terminal or the server may be encrypted and transmitted by using HTTPS (HyperText Transfer Protocol over Secure Socket Layer), so as to ensure the network communication and further ensure the security of the user account.

Fig. 7 is another exemplary flowchart of a subscription operation in a virtual asset transfer method based on biometric identification according to an embodiment of the present invention. The present example shows an interaction process between a user, a first terminal, and a first App and a second App of a second terminal, and as shown in fig. 7, the signing operation of the present example includes steps 710 to 740.

In step 710, the user enters the enrollment biometric through the first App.

The first App is associated with the first terminal, for example, the App may be provided by a provider of the first terminal, and a user may install the first App on the second terminal to perform operations such as searching, activating, and binding of the first terminal. In one embodiment, the first terminal and the second terminal may be located in the same network environment, e.g., both access the same WiFi hotspot.

In this step, the user can trigger an operation of entering the registered biometric features through the first App, and then the biometric features entered by the user are collected by the first terminal. Taking the intelligent sound box as an example, a user opens a sound box App installed on a mobile phone to select to record voiceprints, and then the App sends an instruction to the intelligent sound box through the mobile phone to inform the intelligent sound box to collect the voiceprints of the user; and then, the intelligent sound box can prompt the user to follow and read a specific sentence through voice, so that the registration operation of the voiceprint of the user is completed.

After the registration biological characteristics are input, the first terminal can directly feed back a prompt of successful biological characteristic registration to the user through the first App or without the first App.

In step 720, the user calls a second App through the first App to attempt to acquire an operation authority for the user account.

Here the second App is associated with the user's virtual asset account.

After the registration biological characteristics are input, the user starts the binding operation of the virtual asset account through the first App, and tries to acquire the operation authority of the virtual asset account by calling the second App. The second App can correspondingly display an authorization verification page through the second terminal.

Taking the application scenario of the smart sound box as an example, after receiving the prompt that the biometric registration is successful, the user can continue to initiate an operation such as opening voice fast payment through the sound box App, and the sound box App can further call a payment App (such as WeChat, paibao and the like) installed on the mobile phone to display a corresponding authorization verification page.

In step 730, the user clicks on the authorization verification page to confirm and inputs the corresponding authentication voucher to complete the authorization.

And for the second App through an authorization verification page displayed by the second terminal, the user selects and confirms on the page, and inputs a corresponding authentication voucher to finish authorization according to the prompt. The authentication voucher may be a payment password of the user, or may be information such as a fingerprint and a FaceID required for the second App to verify.

In step 740, the first App displays the subscription result information returned by the second App, and stores the corresponding subscription record.

Steps 720-730 obtain the operation authority to the user account, and are completed based on the first App calling the second App. Therefore, after the second App completes the user authorization in step 730, the subscription result information may be returned to the first App for display.

Meanwhile, the first App generates a subscription record based on the information of subscription success, wherein a binding relationship of the user account and the registered biometric can be stored. Subsequently, when receiving a virtual asset transfer instruction of the user, the first terminal may determine, based on the obtained subscription record, a user account bound to the current user, and then notify the service associated with the second App to directly deduct the corresponding virtual asset from the bound user account.

According to the virtual asset transfer method based on the biological feature recognition provided by the embodiment of the invention, through one-time subscription, when a subsequent user acquires a content object, the transfer of the virtual asset is completed only by interacting with one terminal, so that not only is the interaction flow simplified and the user experience enhanced, but also hardware and network resources are saved and the working efficiency of the terminal is improved.

Fig. 8 is a schematic diagram of an exemplary scenario of a signing operation in a virtual asset transfer method based on biometric identification according to an embodiment of the present invention. As shown in fig. 8, in this embodiment, a user 81 interacts with a smart sound box 82 and a corresponding App installed on a mobile terminal 83 to implement a subscription operation.

First, the user 81 opens the sound box App on the mobile terminal 83, and clicks the page 831 of the enter sign operation. For example, information of "register-specific voiceprint" may be displayed on the page 831, and an operation component of "click add voiceprint" may be displayed. Simultaneously or alternatively, speaker App may notify smart speaker 82 to prepare for a voice prompt.

Subsequently, the user 81 enters the registered biometric features according to the voice prompt of the smart speaker 82. Simultaneously or alternatively, the sound App may display a prompt page 832. For example, the smart speaker 82 issues a voice prompt to prompt the user 81 to follow a specific content (e.g., please read "little leopard" with little leopard); simultaneously or alternatively, the sound box App can display "please read 'little leopard' with little leopard" on the prompt page 832.

When the user 81 reads with him, the smart speaker 82 may collect the voice information of the user 81, generate a registration voiceprint as the user, and store the registration voiceprint in the subscription record of the user 81. Simultaneously or alternatively, voice information of the user 81 may also be collected by the mobile terminal 83 and stored in the subscription record of the user 81. In one embodiment, the generated subscription record may be uploaded to a storage location corresponding to the user 81 on the cloud server, so that the subsequent smart sound box 82 may call the subscription record for voiceprint verification when performing the payment operation.

In one embodiment, smart speaker 82 and speaker App may also prompt user 81 to follow up with multiple different pieces of content to ensure that the entered voice information can be used more accurately to identify the particular user.

After the collection of the voice information is completed, the sound box App can jump to a prompt page 833 for opening the voice quick payment to remind the user 81 to start the binding of the payment account next time. For example, an operation part of "open voice quick payment" may be displayed on the prompt page 833.

After the confirmation operation of the user 81 on the prompt page 833 is acquired, the sound box App can call the payment App to bind the payment account, and a binding page 834 of the payment App is displayed on the mobile terminal 83. For example, an operation component of "open the privacy-free payment" may be displayed on the binding page 834, and the user is prompted to start the authentication of the payment account by clicking.

Subsequently, after the user 81 inputs the payment password or completes the verification of the fingerprint, faceID, etc. on the verification page 835, the payment App may display a prompt page 836 that the voice quick payment is successfully opened. For example, a password entry box may be displayed on the verification page 835 prompting the user 81 to enter a payment password for the payment account. The prompt page 836 may also display a "return" operation component, and according to the selection of the user 81, the mobile terminal 83 may jump from the payment App to a prompt page (not shown) of the echo box App to prompt the user 81 that the subscription operation has been successfully completed.

The above describes an example in which the user 81 initiates a sign-up operation from the sound box App, but the embodiment of the present invention is not limited thereto. In another embodiment, the user 81 may also initiate a subscription operation from the payment App to verify a payment account, and then call the sound box App to register a voiceprint using a corresponding interface provided by the payment App. Those skilled in the art can easily implement the method based on the above description, and the detailed description is omitted here.

Fig. 9 is a schematic diagram of an exemplary scenario of a virtual asset transfer method based on biometric identification according to an embodiment of the present invention. In the present embodiment, it is assumed that user 81 has completed a subscription operation for voice payment on the proprietary App of smart sound 82 based on the embodiment shown in fig. 8. As shown in fig. 9, the purchase of content services by user 81 on smart sound 82 may be accomplished through voice interaction between the two.

First, smart sound box 82 recognizes a purchase instruction of a specific content resource from the voice information of user 81. For example, user 81 utters a voice to smart sound 82 asking for a particular content asset, such as "I want to listen to abc lessons"; smart speaker 82 feeds back to user 81 information that a particular content resource needs to be charged, for example, "abc course is paid for content, voice payment is 0.2 yuan, confirm whether to buy? Please say confirmation after beep "; the user 81 issues a purchase instruction, such as "confirm"; smart sound box 82 recognizes the purchase instruction of user 81 and confirms that it is associated with a particular content asset.

Subsequently, the smart speaker 82 prompts the user 81 to perform identity verification through voice, for example, "identity verification is performed now, please say a little leopard 8372"; the user 81 utters a voice according to a prompt, such as "little leopard 8372"; the smart speaker 82 further confirms that the current user matches the registered voiceprint in the subscription record according to the obtained subscription record, thereby further notifying the payment service related to the user account to deduct the corresponding money, and simultaneously returning a prompt, such as "pay, please slightly wait" to the user 81. Buy successfully, now play abc course for you ".

As shown in the above scenario, according to the virtual asset transfer method based on biometric feature recognition provided by the embodiment of the present invention, through one-time subscription, when a subsequent user acquires a content object, the subsequent user only needs to interact with the smart speaker to complete payment, which not only simplifies an interaction process and enhances user experience, but also saves hardware and network resources, and improves the working efficiency of the terminal.

The following is an embodiment of the apparatus of the present invention, which can be used to implement the above-mentioned embodiment of the virtual asset transfer method based on biometric identification of the present invention. For details not disclosed in the embodiments of the apparatus of the present invention, please refer to the embodiments of the method for transferring virtual assets based on biometric identification of the present invention.

FIG. 10 is a block diagram illustrating a biometric-based virtual asset transfer device, according to an example embodiment. As shown in fig. 10, the apparatus includes, but is not limited to: a receiving unit 910, an identifying unit 920 and a transferring unit 930.

The receiving unit 910 is configured to receive a virtual asset transfer instruction initiated by a user, where the virtual asset transfer instruction is associated with a content object provided by a first terminal.

The identification unit 920 is configured to perform biometric identification on the user according to a subscription record generated when the user initiates a subscription operation to the first terminal through the second terminal.

The transferring unit 930 is configured to deduct the virtual asset corresponding to the content object from the user account bound in the subscription record based on the result of the biometric identification.

According to the virtual asset transfer device based on the biological feature recognition provided by the embodiment of the invention, through one-time subscription, when a subsequent user acquires a content object, the transfer of the virtual asset is completed only by interacting with one terminal, so that not only is the interaction flow simplified and the user experience enhanced, but also hardware and network resources are saved and the working efficiency of the terminal is improved.

FIG. 11 is a block diagram illustrating a biometric-based virtual asset transfer device, according to another exemplary embodiment. As shown in fig. 11, on the basis of the embodiment in fig. 10, the apparatus further includes a signing unit 940, and the identifying unit 920 further includes a feature obtaining unit 921, a feature matching unit 922, a terminal verifying unit 923, and a network verifying unit 924.

The signing unit 940 is configured to complete a signing operation in cooperation with a first App (not shown in the figure) on the second terminal.

In one embodiment, the signing unit 940 receives the registered biometric transmitted from the user to the first terminal through the second terminal, and further generates a signing record by the second terminal, where the binding relationship between the user account and the registered biometric is stored in the signing record.

In another embodiment, the signing unit 940 receives the registered biometric feature of the user through a first App on the second terminal associated with the first terminal; then the first App calls a second App which is associated with the user account on the second terminal, and the operation authority of the user account is obtained based on the confirmation of the user; and finally, generating a signing record through the first App, and storing the binding relationship between the user account and the registered biological characteristics in the signing record.

In one embodiment, the generated subscription record may be stored locally at the second terminal, may be transmitted to the first terminal for storage, or may be directly uploaded into a cloud service space corresponding to the user. Subsequently, when the first terminal wants to call the subscription record for user authentication, the corresponding subscription record may be obtained from the corresponding storage location according to the preset setting.

Next, the feature acquiring unit 921 is configured to acquire the biometric feature to be verified associated with the virtual asset transfer instruction.

The feature matching unit 922 is used to determine whether the biometric to be verified matches the enrollment biometric stored in the subscription record. If so, the transfer unit 930 may be notified to perform a subsequent virtual asset transfer operation based on the subscription record, otherwise, the current user has no operation right or no virtual asset account has been bound, and the process may be terminated.

The biometric feature may be a unique biometric feature that can be used to verify the identity of the user, such as but not limited to a fingerprint, a voiceprint, an iris, a FaceID, etc., and may be selected according to the identification function of the first terminal. For example, for the smart sound box, a user may perform voiceprint registration through App, and correspondingly perform voiceprint identification and verification in the feature matching unit 922; for the smart television with a camera, the user may register features such as iris and FaceID through App, and correspondingly may perform identification and verification of iris and FaceID at the feature matching unit 922.

The terminal verification unit 923 is configured to determine whether the terminal that receives the virtual asset transfer instruction matches a terminal identifier stored in the subscription record. If the current terminal is matched with the terminal of the signing operation, the current terminal is consistent with the terminal of the signing operation, so that the process can be continued; if not, the current terminal is not in accordance with the terminal of the signing operation, so that the process can be stopped to ensure the safety of the user account.

The network verifying unit 924 is configured to determine whether the IP address of the first terminal matches a pre-stored user common IP address. If the first terminal is matched with the second terminal, the first terminal is in a network environment commonly used by the user, so that the process can be continued; if not, the network environment where the first terminal is currently located is changed, so that the process can be stopped to ensure the security of the user account.

With regard to the apparatus in the above-described embodiment, the specific manner in which each module performs the operation has been described in detail in the embodiment related to the method, and will not be elaborated here.

It should be noted that although in the above detailed description several modules or units of the device for action execution are mentioned, such a division is not mandatory. Indeed, the features and functionality of two or more modules or units described above may be embodied in one module or unit, according to embodiments of the present disclosure. Conversely, the features and functions of one module or unit described above may be further divided into embodiments by a plurality of modules or units. The components shown as modules or units may or may not be physical units, i.e. may be located in one place or may be distributed over a plurality of network units. Some or all of the modules can be selected according to actual needs to achieve the purpose of the disclosed solution.

Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiment of the present invention can be embodied in the form of a software product, which can be stored in a non-volatile storage medium (which can be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which can be a personal computer, a server, a touch terminal, or a network device, etc.) to execute the method according to the embodiment of the present invention.

Other embodiments of the invention will be apparent to those skilled in the art from consideration of the specification and practice of the invention disclosed herein. This application is intended to cover any variations, uses, or adaptations of the invention following, in general, the principles of the invention and including such departures from the present disclosure as come within known or customary practice within the art to which the invention pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the invention being indicated by the following claims.

It will be understood that the invention is not limited to the precise arrangements that have been described above and shown in the drawings, and that various modifications and changes can be made without departing from the scope thereof. The scope of the invention is limited only by the appended claims.

Claims

1. A virtual asset transfer method based on biological feature recognition is characterized by comprising the following steps:

receiving a virtual asset transfer instruction initiated by a user, wherein the virtual asset transfer instruction is associated with a content object provided by a first terminal;

according to a signing record generated by a signing operation initiated to the first terminal by the user through a second terminal, carrying out biological feature identification on the user; and

deducting virtual assets corresponding to the content object from a user account bound in the subscription record based on a result of the biometric identification;

the user initiates a subscription operation to the first terminal through the second terminal, including:

receiving a registered biometric of the user through a first application (App) on the second terminal associated with the first terminal;

calling a second App associated with the user account on the second terminal through the first application App, and acquiring the operation authority of the user account based on the confirmation of the user;

and generating the signing record through the first application program App, and storing the binding relationship between the user account and the registered biological characteristics in the signing record.

2. The method of claim 1, wherein the user initiates a subscription operation with the first terminal via a second terminal, comprising:

receiving a registered biometric feature transmitted by the user to the first terminal through the second terminal;

and generating the signing record through the second terminal, and storing the binding relationship between the user account and the registered biological characteristics in the signing record.

3. The method of claim 1 or 2, wherein said biometric identification of said user comprises:

obtaining a biometric characteristic to be verified associated with the virtual asset transfer instruction; and

determining whether the biometric characteristic to be verified matches the enrollment biometric characteristic stored in the subscription record.

4. The method of claim 3, wherein said biometric identification of said user comprises:

determining whether voice information obtained from the user matches voiceprint features stored in the subscription record.

5. The method according to claim 1 or 2, characterized in that the subscription record further stores therein a terminal identification of the first terminal;

before deducting the virtual asset corresponding to the content object from the user account bound in the subscription record, determining whether the terminal receiving the virtual asset transfer instruction is matched with the terminal identification.

6. The method of claim 1 or 2, further comprising, prior to said deducting the virtual asset corresponding to the content object from the user account bound in the subscription record:

and determining whether the IP address of the first terminal is matched with a pre-stored commonly-used IP address associated with the user.

7. A virtual asset transfer device based on biometric identification, comprising:

a receiving unit, configured to receive a virtual asset transfer instruction initiated by a user, where the virtual asset transfer instruction is associated with a content object provided by a first terminal;

the identification unit is used for carrying out biological feature identification on the user according to a signing record generated by signing operation initiated to the first terminal by the user through a second terminal; and

a transfer unit, configured to deduct, based on a result of the biometric identification, a virtual asset corresponding to the content object from a user account bound in the subscription record;

the signing unit is used for receiving the registered biological characteristics of the user through a first App on the second terminal, the first App is used for calling a second App on the second terminal, the second App is related to the user account, the operation authority of the user to the user account is obtained based on the confirmation of the user, the signing record is generated through the first App, and the binding relationship between the user account and the registered biological characteristics is stored in the signing record.

8. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out a biometric-based virtual asset transfer method according to any one of claims 1 to 6.

9. An electronic device, comprising:

a processor; and

a memory having stored thereon computer readable instructions that, when executed by the processor, implement the biometric-based virtual asset transfer method according to any one of claims 1 to 6.