CN109636559A - A kind of the signing method, apparatus and contracting terminal of obligatory contract - Google Patents

A kind of the signing method, apparatus and contracting terminal of obligatory contract Download PDF

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Publication number
CN109636559A
CN109636559A CN201811522653.0A CN201811522653A CN109636559A CN 109636559 A CN109636559 A CN 109636559A CN 201811522653 A CN201811522653 A CN 201811522653A CN 109636559 A CN109636559 A CN 109636559A
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CN
China
Prior art keywords
contract
user
obligatory
signing
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201811522653.0A
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Chinese (zh)
Inventor
黄铖梁
汪政
周明芳
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Hangzhou Hema Technology Co Ltd
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Hangzhou Hema Technology Co Ltd
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Application filed by Hangzhou Hema Technology Co Ltd filed Critical Hangzhou Hema Technology Co Ltd
Priority to CN201811522653.0A priority Critical patent/CN109636559A/en
Publication of CN109636559A publication Critical patent/CN109636559A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing

Abstract

The invention discloses a kind of signing methods of obligatory contract, device and contracting terminal, it is related to technical field of internet application, wherein, the signing method of the obligatory contract is applied to contracting terminal, it include: first, contracting terminal receives the signatory mode of user's selection, above-mentioned signatory mode be for the signing of obligatory contract it is preset, secondly, contracting terminal carries out authentication to the user of selection signatory mode, then, contracting terminal sends obligatory contract browser interface to by the user of authentication, interface associated therewith is sent to it after clear user identity, later, contracting terminal receives the obligatory contract to be signed that user selects in obligatory contract browser interface, and save signing messages of the user in obligatory contract to be signed, to complete the signing of obligatory contract, pass through above-mentioned treatment process, simplify credits side The process that obligatory contract is signed with debt side, keeps the signing of obligatory contract more convenient.

Description

A kind of the signing method, apparatus and contracting terminal of obligatory contract
Technical field
The present invention relates to technical field of internet application, in particular to the signing method, apparatus and label of a kind of obligatory contract About terminal.
Background technique
Obligatory contract be one kind in the form of text and number etc. clear stipulaties debt both sides (credits side and debt side) or The contract of the right and duty of debt multi-party (multiple credits sides and debt side).It can more specification debt by the signing of obligatory contract The behavior of Quan Fang and debt side.
During existing obligatory contract is signed, usually first negotiated by credits side and debt side about the specific thin of debt Section, draft obligatory contract later, and confirmed to obligatory contract by credits side and debt side, when obligatory contract determine it is errorless Afterwards, credits side and debt side negotiate to sign the specific when and where of obligatory contract, and are signed face to face by credits side and debt side. To sum up, the signing process of entire obligatory contract is very complicated.
Summary of the invention
The embodiment of the invention provides the signing method, apparatus and contracting terminal of a kind of obligatory contract, pass through signatory mode Selection and the processes such as authentication, solve the problems, such as that the signing of existing obligatory contract is excessively cumbersome.
To solve the above-mentioned problems, the invention discloses following technical solutions:
In a first aspect, providing a kind of signing method of obligatory contract, the method is applied to contracting terminal, comprising:
Receive user selection signatory mode, wherein the signatory mode be for the signing of obligatory contract it is preset;
User's progress authentication to the signatory mode is selected;
Obligatory contract browser interface is sent to by the user of the authentication;
The obligatory contract to be signed that the user selects in the obligatory contract browser interface is received, the use is saved Signing messages of the family in the obligatory contract to be signed, to complete the signing of obligatory contract.
With reference to first aspect, in a kind of possible embodiment, described the step of receiving the signatory mode that user selects Before, further includes:
Face signatory mode, bank card signatory mode and bar code sound wave signatory mode are set for the obligatory contract;
Wherein, the face signatory mode includes the cell-phone number and face characteristic information for pre-saving the user;
The bank card signatory mode includes the cell-phone number and bank's card number information for pre-saving the user;
The bar code sound wave signatory mode includes that the cell-phone number for pre-saving the user, mobile telephone bar code information and system are anti- Pseudo- information of acoustic wave.
With reference to first aspect, in a kind of possible embodiment, the user of the described pair of selection signatory mode is carried out The step of authentication, comprising:
Call request is received, and judges whether the corresponding cell-phone number of the call request is the user pre-saved Cell-phone number;
If so, acquiring the corresponding face information of the call request;
It is whether consistent with the face characteristic information of the user pre-saved to compare the face information;
Than it is more consistent when, the authentication of the user by selected the signatory mode.
With reference to first aspect, in a kind of possible embodiment, the user of the described pair of selection signatory mode is carried out The step of authentication, further includes:
Call request is received, and judges whether the corresponding cell-phone number of the call request is the user pre-saved Cell-phone number;
If so, acquiring the corresponding bank card information of the call request;
It is whether consistent with bank's card number information of the user pre-saved to compare the bank card information;
Than it is more consistent when, the authentication of the user by selected the signatory mode.
With reference to first aspect, in a kind of possible embodiment, the user of the described pair of selection signatory mode is carried out The step of authentication, further includes:
Call request is received, and judges whether the corresponding cell-phone number of the call request is the user pre-saved Cell-phone number;
If so, acquiring the corresponding mobile phone random code information of the call request and random anti-counterfeit vocal print key;
It is whether consistent with the mobile telephone bar code information of the user pre-saved to compare the mobile phone random code information, and, Whether the anti-fake information of acoustic wave of system for comparing the random anti-counterfeit vocal print key and server is consistent;
When comparison result is consistent, the authentication of the user by selected the signatory mode.
With reference to first aspect, in a kind of possible embodiment, the user to by the authentication The step of sending obligatory contract browser interface, comprising:
Obligatory contract browser interface is sent to by the user of the authentication, wherein the obligatory contract is clear Looking at interface includes that newly-built contract sub-interface associated with the user and contract show sub-interface;
When receiving the newly-built triggering of the user, the newly-built contract sub-interface shows newly-built template to the user Contract;
When the displaying for receiving the user triggers, the contract shows that sub-interface is shown and the use to the user The associated contract title in family and contract status information.
With reference to first aspect, in a kind of possible embodiment, the method also includes:
When monitoring that the user has selected the obligatory contract wait sign, video recording equipment is transferred to the preservation use Signing messages of the family in the obligatory contract to be signed carries out video record to complete the process of signing of obligatory contract.
Second aspect provides a kind of signing device of obligatory contract, is applied to contracting terminal, comprising:
Mode selection module, for receiving the signatory mode of user's selection, wherein the signatory mode is for obligatory contract Signing it is preset;
Authentication module, for user's progress authentication to the signatory mode is selected;
Interface browsing module, for sending obligatory contract browser interface to by the user of the authentication;
Contract signing module, the debt to be signed selected in the obligatory contract browser interface for receiving the user Business contract saves signing messages of the user in the obligatory contract to be signed, to complete the signing of obligatory contract.
The third aspect provides a kind of contracting terminal, comprising: video recording equipment, SIM card activation equipment, identity sensing apparatus, card The signing device of part OCR scanning device and display screen, obligatory contract is arranged inside contracting terminal;
The top of the display screen is arranged in the video recording equipment, and the SIM card activation equipment and identity induction are set The standby side for being arranged at the display screen;
The SIM card activation equipment is for storing and activating phonecard, and to receive call request, service terminates to open flight Offline mode is first closed in mode, service before starting, wait the called of corresponding cell-phone number, SIM card activation equipment supports Wi-Fi Hotspot It sends;
The identity sensing apparatus bank card information, mobile phone random code information and random anti-counterfeit vocal print key for identification;
The video recording equipment is for carrying out video record when being triggered;
The display screen is for showing obligatory contract browser interface.
In conjunction with the third aspect, in a kind of possible embodiment, further includes: strip printing device and power supply;
The strip printing device is connected with the display screen, for showing in the display screen and saving A.L.S. Obligatory contract is printed after breath;
The video recording equipment, the SIM card activation equipment, the identity sensing apparatus, the display screen and the strip Printing device is connected with the power supply;
The power supply is used for as the video recording equipment, the SIM card activation equipment, the identity sensing apparatus, institute It states display screen and the strip printing device provides electric energy, it is wireless standby to include rechargeable battery support.
The invention discloses the signing method, apparatus and contracting terminal of a kind of obligatory contract, wherein a kind of above-mentioned debt conjunction Same signing method is applied to contracting terminal, and the signing method of the obligatory contract specifically includes: firstly, contracting terminal receives user The signatory mode of selection, it should be noted that here signatory mode be for the signing of obligatory contract it is preset, in general, can For user selection signatory mode there are many, in use process, user can select according to their own needs it is one such, Secondary, contracting terminal carries out authentication to the user of selection signatory mode, and then, contracting terminal is to the user by authentication Obligatory contract browser interface is sent, i.e., is sent to it the interface of all contracts associated therewith after clear user identity, later, Contracting terminal receives the obligatory contract to be signed that user selects in obligatory contract browser interface, and determining in user should be wait sign The obligatory contract ordered saves signing messages of the user in obligatory contract to be signed after there is no problem, and then completes debt and close Same signing, lower input signing password is easy to be monitored or stolen by criminal on a public occasion, thus to the hidden of user Private and property safety brings about great losses, and the present invention can use the key (face/bank card/random bar code/random that can not be replicated Vocal print) solve how to trust, efficiently realize obligatory contract significant surface label.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is the present invention Some embodiments for those of ordinary skill in the art without creative efforts, can also basis These attached drawings obtain other attached drawings.
Fig. 1 is the flow diagram of the signing method of obligatory contract in one embodiment of the invention.
Fig. 2 is the structural schematic diagram of contracting terminal in one embodiment of the invention.
Fig. 3 is the structural schematic diagram of the signing device of obligatory contract in another embodiment of the present invention.
Specific embodiment
In order to make the object, technical scheme and advantages of the embodiment of the invention clearer, below in conjunction with the embodiment of the present invention In attached drawing, technical scheme in the embodiment of the invention is clearly and completely described, it is clear that described embodiment is A part of the embodiment of the present invention, instead of all the embodiments, based on the embodiments of the present invention, those of ordinary skill in the art Every other embodiment obtained without making creative work, shall fall within the protection scope of the present invention.
Currently, the signing process of obligatory contract is usually first to be negotiated by credits side and debt side about the specific thin of debt Section, the particular content of obligatory contract is drafted by credits side and debt side later, and is carried out by credits side and debt side to obligatory contract Confirmation, when obligatory contract determines it is errorless after, credits side and debt side negotiate to sign the specific when and where of obligatory contract, and by Credits side and debt side sign face to face.As it can be seen that the signing process of existing obligatory contract is very complicated.
Based on this, the embodiment of the invention provides the signing method, apparatus and contracting terminal of a kind of obligatory contract, lead to below Embodiment is crossed to be described.
Embodiment one
Fig. 1 is the flow diagram of the signing method of obligatory contract in one embodiment of the invention, proposes a kind of debt The signing method of contract is applied to contracting terminal.
Here lower contracting terminal is first introduced.Fig. 2 is a kind of structural schematic diagram of contracting terminal, contracting terminal in the present invention It include: video recording equipment 1, SIM card activation equipment 2, identity sensing apparatus 3, certificate OCR scanning device and display screen 4.Above-mentioned video recording The top of display screen is arranged in equipment, and in application process, common video recording equipment includes high-definition camera or camera etc., from And facilitate the image information etc. of acquisition user, also, video recording equipment is also used to be triggered (for example, being clicked or being designated Gesture starting etc.) when in field angle scene carry out video record.
SIM card activation equipment and identity sensing apparatus are arranged at the side of display screen, and SIM card activation equipment is for storing And phonecard is activated, in this way, the contracting terminal can lead to when effective SIM card to be inserted into inside the card slot of SIM card activation equipment It crosses SIM card to be contacted with the external world, that is, receives external call request, service terminates to open offline mode, and service starts preceding elder generation Offline mode is closed, waits the called of corresponding cell-phone number, SIM card activation equipment supports Wi-Fi Hotspot to send.Additionally need explanation , not every contracting terminal plug-in can be using signing system, each operates normally the contracting terminal of work, service Device can verify two conditions " cell-phone number (being inserted in the SIM card of lane terminal) authenticated " and " effective terminal number ", if right As long as equipment safety problem can be solved in the verification that contracting terminal encryption opens PIN code to SIM card.
Above-mentioned identity sensing apparatus bank card information, mobile phone random code information and random anti-counterfeit vocal print key for identification, In implementation process, identity sensing apparatus specifically includes bank's magnetic stripe card credit card area, bank card incudes the area Tie Ka, mobile telephone bar code is tested Area's (contain camera) is demonstrate,proved and with sound wave microphone receiver etc., to acquire bank card information, the mobile phone random code information of user respectively With random anti-counterfeit vocal print key etc..
The function of above-mentioned certificate OCR scanning device is for identifying a generation resident identification card, second-generation resident identification card, officer Card, passport, driving license, Hongkong and Macro's pass, Taiwan compatriot's home return permit etc..I.e. in certain embodiments, pass through the identity information of combination user Carry out the authenticity of clear concluding parties.
Above-mentioned display screen is for showing obligatory contract browser interface, in use process, the content of the screen area of display screen Substantially enter map below, that is, user is facilitated to check and browse the particular content of obligatory contract.The material of display screen be usually LED, LCD etc..
In addition, above-mentioned contracting terminal further include: strip printing device 5 and power supply 6, strip printing device and display screen It is connected, strip printing device in display screen for showing and printing obligatory contract after saving signing messages, specifically, strip Printing device includes contract strip printing paper delivery area, printing paper and replacing ink cartridge area etc., to carry out the maintenance of strip printing device With use.
Above-mentioned video recording equipment, SIM card activation equipment, identity sensing apparatus, display screen and strip printing device with power supply Power supply is connected, and in use process, power supply is used to as video recording equipment, SIM card activation equipment, identity sensing apparatus, display Screen and strip printing device provide electric energy, common, and it is wireless standby that power supply includes rechargeable battery support.
In implementation process, the signing method of the obligatory contract specifically includes the following steps:
Step S101: the signatory mode of user's selection is received, wherein signatory mode is set in advance for the signing of obligatory contract Fixed.
I.e. before the step of receiving the signatory mode of user's selection, further includes:
Contracting terminal is that obligatory contract sets face signatory mode, bank card signatory mode and bar code sound wave signatory mode, To facilitate subsequent user that one such mode is selected to carry out authentication and the signing of obligatory contract in use.
Above-mentioned face signatory mode includes the cell-phone number and face characteristic information for pre-saving user, i.e. contracting terminal passes through SIM card activation equipment acquires the cell-phone number of user, i.e., will have permission and carried out in advance using the cell-phone number of the user of the contracting terminal Storage acquires the face characteristic information of user by video recording equipment, in order to effectively distinguish whether user had using signing end The permission at end, video recording equipment can acquire the face characteristic information for the user having permission in advance, and by the cell-phone number and face of user Characteristic information combines as face signatory mode.
Above-mentioned bank card signatory mode includes the cell-phone number and bank's card number information for pre-saving user, i.e., contracting terminal is logical The cell-phone number of SIM card activation equipment acquisition user is crossed, i.e., will be had permission pre- advanced using the cell-phone number of the user of the contracting terminal Row storage incudes the bank of the acquisition such as area Tie Ka user by bank's magnetic stripe card credit card area in identity sensing apparatus, bank card Card number information the bank's card number information for having permission using the user of the contracting terminal is stored in advance, and by user's Cell-phone number and bank's card number information combine as bank card signatory mode.
Above-mentioned bar code sound wave signatory mode includes the cell-phone number for pre-saving user, mobile telephone bar code information and the anti-fake sound of system Wave information, i.e. contracting terminal acquire the cell-phone number of user by SIM card activation equipment, i.e., will have permission using the contracting terminal The cell-phone number of user stores in advance, verifies area's (containing camera) by the mobile telephone bar code in identity sensing apparatus to acquire use The mobile telephone bar code information at family will have permission to use and be somebody's turn to do by band sound wave microphone receiver come the anti-fake information of acoustic wave of acquisition system The anti-fake information of acoustic wave of mobile telephone bar code information and system of the user of contracting terminal is stored in advance, thus by the mobile phone of user Number, mobile telephone bar code information and the anti-fake information of acoustic wave of system combine as bar code sound wave signatory mode.
In specific implementation process, user will first select one of above-mentioned signatory mode in contracting terminal, in this way, signing Terminal just can be carried out subsequent step.
Step S102: authentication is carried out to the user of selection signatory mode.
Since signatory mode is different, and corresponding authentication is also different.Correspondingly, contracting terminal is to selection signatory mode User carry out authentication the case where include following three:
The first situation: above-mentioned to selection signatory mode when the signatory mode that user selects is face signatory mode User carries out the step of authentication, comprising:
(1) contracting terminal receives call request, and call request here is the signing equipment of intermediary (assuming that including 139 Mobile phone card) or the phone number (assuming that the user terminal etc. for including 150 mobile phone cards) of authenticated mistake has been issued, also, Contracting terminal judge the corresponding cell-phone number of call request whether be the user pre-saved cell-phone number.
(2) if so, the corresponding cell-phone number of i.e. above-mentioned call request is the cell-phone number of the user pre-saved (in being assumed to be What the user terminal containing 150 mobile phone cards issued), when the cell-phone number of user has passed through verifying, contracting terminal acquisition calling in next step Corresponding face information is requested, i.e., acquires the face information of the user within the vision for issuing call request by video recording equipment.
(3) after, whether contracting terminal compares face information consistent with the face characteristic information of the user pre-saved, i.e., Whether the facial characteristics of verifying user can pass through verifying.
(4) than it is more consistent when, i.e., when face information is consistent with the face characteristic information of the user pre-saved, need to illustrate , the similar degree of face reaches 88% or more and thinks consistent in implementation process, and contracting terminal passes through selected signing mould The authentication of the user of formula allows user to continue to operate using contracting terminal.
Second situation: above-mentioned to selection signatory mode when the signatory mode that user selects is bank card signatory mode User carry out authentication the step of, further includes:
(1) contracting terminal receives call request, and call request here is the signing equipment of intermediary (assuming that including 139 Mobile phone card) or the phone number (assuming that the user terminal etc. for including 150 mobile phone cards) of authenticated mistake has been issued, also, Contracting terminal judge the corresponding cell-phone number of call request whether be the user pre-saved cell-phone number.
(2) if so, the corresponding cell-phone number of i.e. above-mentioned call request is the cell-phone number of the user pre-saved (in being assumed to be What the user terminal containing 150 mobile phone cards issued), when the cell-phone number of user has passed through verifying, contracting terminal acquisition calling in next step Request corresponding bank card information, i.e., by identity sensing apparatus bank's magnetic stripe card credit card area or bank card incude the area Tie Ka To acquire in the bank card information for swiping the card or pasting the user for issuing call request in card region.
(3) after, whether contracting terminal compares bank card information consistent with bank's card number information of the user pre-saved, Whether the bank's card number information for verifying user can pass through verifying.
(4) than it is more consistent when, i.e., when bank card information is consistent with the bank's card number information of user pre-saved, signing eventually End allows user to continue to operate using contracting terminal by the authentication of the user of selected signatory mode.
The third situation: above-mentioned to contract mould to selection when the signatory mode that user selects is bar code sound wave signatory mode The user of formula carries out the step of authentication, further includes:
(1) contracting terminal receives call request, and call request here is the signing equipment of intermediary (assuming that including 139 Mobile phone card) or the phone number (assuming that the user terminal etc. for including 150 mobile phone cards) of authenticated mistake has been issued, also, Contracting terminal judge the corresponding cell-phone number of call request whether be the user pre-saved cell-phone number.
(2) if so, the corresponding cell-phone number of i.e. above-mentioned call request is the cell-phone number of the user pre-saved (in being assumed to be What the user terminal containing 150 mobile phone cards issued), when the cell-phone number of user has passed through verifying, contracting terminal acquisition calling in next step Corresponding mobile phone random code information and random anti-counterfeit vocal print key are requested, i.e., area is verified by the mobile telephone bar code in identity sensing apparatus (contain camera) acquires the mobile phone random code information of the user for issuing call request, is talked about by the band sound wave in identity sensing apparatus Cylinder receiver come acquire issue call request user random anti-counterfeit vocal print key.
(3) after, whether contracting terminal compares mobile phone random code information and the mobile telephone bar code information of user that pre-saves Whether with the system anti-fake information of acoustic wave that pre-saves consistent, that is, verify if unanimously, while also can compare random anti-counterfeit vocal print key Whether the mobile phone random code information and random anti-counterfeit vocal print key of user can pass through verifying.The detailed process of implementation are as follows: ratio Compared with the real name account for logging in specified APP or small routine, correct signing password is inputted, point opens acquisition dynamic key, and server is received Go whether the signing equipment for matching " cell-phone number " of the same name login needs matched request while to the software account request, if APP (perhaps small routine software) is opened simultaneously with the request of contracting terminal both sides could obtain hand on APP (or small routine software) Machine random code information and rhythmical random anti-counterfeit vocal print key, contracting terminal scan APP (or the small routine software) mobile phone Whether random code information and two keys of random anti-counterfeit vocal print key are consistent with cell-phone number, it should be noted that in order to make password More efficient, mobile phone random code information and random anti-counterfeit vocal print key are all disposable information, and request next time needs to regenerate. (4) than it is more consistent when, i.e., mobile phone random code information is consistent with the mobile telephone bar code information of user pre-saved, also, random anti- When pseudo- vocal print key is also consistent with the anti-fake information of acoustic wave of system pre-saved, contracting terminal passes through the use that selected signatory mode The authentication at family allows user to continue to operate using contracting terminal.
Step S103: obligatory contract browser interface is sent to by the user of authentication, which specifically includes:
(1) after the authentication of user passes through, contracting terminal sends obligatory contract to by the user of authentication Browser interface, it should be noted that obligatory contract browser interface includes newly-built contract sub-interface associated with the user and contract Show sub-interface, i.e. obligatory contract browser interface includes all contracts related to user, in general, newly-built contract sub-interface is used to Obligatory contract etc. is created after the triggering such as being clicked, contract shows that sub-interface is used to show the contract of user one by one.
(2) when contracting terminal receive user newly-built triggering (for example, user issue new buttons click, press Deng) when, contract sub-interface is created to user and shows newly-built template contract, is met so that user selects from newly-built template contract The contract of itself use demand carries out the foundation of contract.
(3) when contracting terminal receive user displaying triggering (for example, user issue displaying button click, press Deng) when, contract shows that sub-interface shows contract title and contract status information associated with the user to user, for example, showing Particular content include contract title (for example, XXX, YYY etc.) and the current state of contract (for example, signed, wait sign Deng).Also, works as some entitled XXX, when contract status information is that the contract wait sign is clicked, can specifically be shown to user The entitled XXX, contract status information is the particular content of contract to be signed, so that user be facilitated to consult.
Step S104: when user wants to sign the obligatory contract wait sign, contracting terminal receives user in obligatory contract The obligatory contract to be signed selected in browser interface saves signing messages of the user in obligatory contract to be signed, obtains Completed contract with signature, it should be noted that above-mentioned signing messages is that user does not ask in the acknowledgement of debt particulars of a contract The signature left on contracting terminal after topic, to complete the signing of obligatory contract.
In addition, the validity in order to further ensure obligatory contract signature, the signing method of above-mentioned obligatory contract further include: When monitoring that user has selected the obligatory contract wait sign, contracting terminal transfers video recording equipment to preservation user to be signed Signing messages in obligatory contract carries out video record to complete the process of signing of obligatory contract, that is, obtains and save user The video information of obligatory contract is signed, so that the signature process of obligatory contract is more secure, specific recording process are as follows: work as user In handwritten signature on the screen of display screen, finger tip touches screen and starts automatic recording video, and finger tip frames out pause record System terminates video record preservation and upper transmitting file when user's point " submission " signature.
The invention discloses a kind of signing methods of obligatory contract, are applied to contracting terminal, comprising: firstly, when user opens After dynamic contracting terminal, the signatory mode of user's selection is received, secondly, authentication is carried out to the user of selection signatory mode, with Guarantee the validity of the user using contracting terminal, then, contracting terminal sends obligatory contract to by the user of authentication Browser interface, and then user is facilitated to consult contract associated therewith, later, receives user and selected in obligatory contract browser interface The obligatory contract to be signed selected saves signing messages of the user in obligatory contract to be signed, to complete obligatory contract It signs, compared with the existing mode signed face to face, the signing method of the obligatory contract simplifies credits side and debt side face to face The complicated processes signed a contract can carry out authentication and the preservation of user's signature information etc. to debt both sides online, make The signature for obtaining obligatory contract is more convenient effectively.
Embodiment two
Fig. 3 is the schematic diagram of the signing device of obligatory contract in another embodiment of the present invention, proposes a kind of debt conjunction Same signing device is applied to contracting terminal, and the signing device of the obligatory contract is specifically located inside contracting terminal, specific to wrap It includes:
Mode selection module 10, for receiving the signatory mode of user's selection, it is to be noted that, signatory mode is for debt The signing of contract is preset,
Authentication module 20 carries out authentication for the user to selection signatory mode,
Interface browsing module 30, for sending obligatory contract browser interface to by the user of authentication,
Contract signing module 40 is closed for receiving the debt to be signed that user selects in obligatory contract browser interface Together, signing messages of the user in obligatory contract to be signed is saved, to complete the signing of obligatory contract.
A kind of signing device of obligatory contract provided in an embodiment of the present invention, a kind of debt provided with above-described embodiment one The signing method technical characteristic having the same of contract reaches identical technology effect so also can solve identical technical problem Fruit.
It should be noted that, in this document, such as first and second etc relational terms are used merely to an entity Or operation is distinguished with another entity or operation, is existed without necessarily requiring or implying between these entities or operation Any actual relationship or order.Moreover, the terms "include", "comprise" or its any other variant be intended to it is non- It is exclusive to include, so that the process, method, article or equipment for including a series of elements not only includes those elements, It but also including other elements that are not explicitly listed, or further include solid by this process, method, article or equipment Some elements.In the absence of more restrictions, the element limited by sentence " including one ", is not arranged Except there is also other identical factors in the process, method, article or apparatus that includes the element.
Those of ordinary skill in the art will appreciate that: realize that all or part of the steps of above method embodiment can pass through The relevant hardware of program instruction is completed, and program above-mentioned can store in computer-readable storage medium, the program When being executed, step including the steps of the foregoing method embodiments is executed;And storage medium above-mentioned includes: ROM, RAM, magnetic disk or light In the various media that can store program code such as disk.
Finally, it should be noted that the foregoing is merely presently preferred embodiments of the present invention, it is merely to illustrate skill of the invention Art scheme, is not intended to limit the scope of the present invention.Any modification for being made all within the spirits and principles of the present invention, Equivalent replacement, improvement etc., are included within the scope of protection of the present invention.

Claims (10)

1. a kind of signing method of obligatory contract, which is characterized in that the method is applied to contracting terminal, comprising:
Receive user selection signatory mode, wherein the signatory mode be for the signing of obligatory contract it is preset;
User's progress authentication to the signatory mode is selected;
Obligatory contract browser interface is sent to by the user of the authentication;
The obligatory contract to be signed that the user selects in the obligatory contract browser interface is received, the user is saved and exists Signing messages in the obligatory contract to be signed, to complete the signing of obligatory contract.
2. the method according to claim 1, wherein it is described receive user selection signatory mode the step of it Before, further includes:
Face signatory mode, bank card signatory mode and bar code sound wave signatory mode are set for the obligatory contract;
Wherein, the face signatory mode includes the cell-phone number and face characteristic information for pre-saving the user;
The bank card signatory mode includes the cell-phone number and bank's card number information for pre-saving the user;
The bar code sound wave signatory mode includes the cell-phone number for pre-saving the user, mobile telephone bar code information and the anti-fake sound of system Wave information.
3. according to the method described in claim 2, it is characterized in that, the user of the described pair of selection signatory mode carries out identity The step of certification, comprising:
Receive call request, and judge the corresponding cell-phone number of the call request whether be the user pre-saved mobile phone Number;
If so, acquiring the corresponding face information of the call request;
It is whether consistent with the face characteristic information of the user pre-saved to compare the face information;
Than it is more consistent when, the authentication of the user by selected the signatory mode.
4. according to the method described in claim 2, it is characterized in that, the user of the described pair of selection signatory mode carries out identity The step of certification, further includes:
Receive call request, and judge the corresponding cell-phone number of the call request whether be the user pre-saved mobile phone Number;
If so, acquiring the corresponding bank card information of the call request;
It is whether consistent with bank's card number information of the user pre-saved to compare the bank card information;
Than it is more consistent when, the authentication of the user by selected the signatory mode.
5. according to the method described in claim 2, it is characterized in that, the user of the described pair of selection signatory mode carries out identity The step of certification, further includes:
Receive call request, and judge the corresponding cell-phone number of the call request whether be the user pre-saved mobile phone Number;
If so, acquiring the corresponding mobile phone random code information of the call request and random anti-counterfeit vocal print key;
It is whether consistent with the mobile telephone bar code information of the user pre-saved to compare the mobile phone random code information, and, compare Whether the anti-fake information of acoustic wave of system of the random anti-counterfeit vocal print key and server is consistent;
When comparison result is consistent, the authentication of the user by selected the signatory mode.
6. the method according to claim 1, wherein described send to by the user of the authentication The step of obligatory contract browser interface, comprising:
Obligatory contract browser interface is sent to by the user of the authentication, wherein the obligatory contract browses boundary Face includes that newly-built contract sub-interface associated with the user and contract show sub-interface;
When receiving the newly-built triggering of the user, the newly-built contract sub-interface shows that newly-built template is closed to the user Together;
When the displaying for receiving the user triggers, the contract shows that sub-interface is shown and user's phase to the user Associated contract title and contract status information.
7. the method according to claim 1, wherein the method also includes:
When monitoring that the user has selected the obligatory contract wait sign, transfers video recording equipment and exist to the user is saved Signing messages in the obligatory contract to be signed carries out video record to complete the process of signing of obligatory contract.
8. a kind of signing device of obligatory contract, which is characterized in that be applied to contracting terminal, comprising:
Mode selection module, for receiving the signatory mode of user's selection, wherein the signatory mode is the label for obligatory contract It orders preset;
Authentication module, for user's progress authentication to the signatory mode is selected;
Interface browsing module, for sending obligatory contract browser interface to by the user of the authentication;
Contract signing module is closed for receiving the debt to be signed that the user selects in the obligatory contract browser interface Together, signing messages of the user in the obligatory contract to be signed is saved, to complete the signing of obligatory contract.
9. a kind of contracting terminal characterized by comprising video recording equipment, SIM card activation equipment, identity sensing apparatus, certificate The signing device of OCR scanning device and display screen, obligatory contract according to any one of claims 8 is arranged inside contracting terminal;
The top of the display screen is arranged in the video recording equipment, and the SIM card activation equipment and the identity sensing apparatus are equal The side of the display screen is set;
The SIM card activation equipment is for storing and activating phonecard, and to receive call request, service terminates to open flight mould Offline mode is first closed in formula, service before starting, wait the called of corresponding cell-phone number, and SIM card activation equipment supports Wi-Fi Hotspot hair It send;
The identity sensing apparatus bank card information, mobile phone random code information and random anti-counterfeit vocal print key for identification;
The video recording equipment is for carrying out video record when being triggered;
The display screen is for showing obligatory contract browser interface.
10. contracting terminal according to claim 9, which is characterized in that further include: strip printing device and power supply;
The strip printing device is connected with the display screen, after showing in the display screen and saving signing messages Print obligatory contract;
The video recording equipment, the SIM card activation equipment, the identity sensing apparatus, the display screen and strip printing Equipment is connected with the power supply;
The power supply is used for as the video recording equipment, the SIM card activation equipment, the identity sensing apparatus, described aobvious Display screen and the strip printing device provide electric energy, and it is wireless standby to include rechargeable battery support.
CN201811522653.0A 2018-12-13 2018-12-13 A kind of the signing method, apparatus and contracting terminal of obligatory contract Pending CN109636559A (en)

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