CN201629767U - Portable bank teller terminal and system - Google Patents
Portable bank teller terminal and system Download PDFInfo
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- CN201629767U CN201629767U CN2010201345158U CN201020134515U CN201629767U CN 201629767 U CN201629767 U CN 201629767U CN 2010201345158 U CN2010201345158 U CN 2010201345158U CN 201020134515 U CN201020134515 U CN 201020134515U CN 201629767 U CN201629767 U CN 201629767U
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Abstract
The utility model provides a portable bank teller terminal and a system thereof, wherein the terminal comprises an information collection device used for collecting fingerprint information, operation staff identity information, identity card information and bank card information, an information sending device used for sending the terminal number of the terminal and the collected operation staff identity information, identity card information and bank card information to a far-end system host for authentication through a wireless network, an information receiving device used for receiving the authentication results on the terminal number, operation staff identity information, identity card information and bank card information fed back by a system host as well as business application information sent when the authentication results are successful through the wireless network, and an information display device used for displaying the information collected by the information collection device, the information sent by the information sending device and the information received by the information receiving device. The terminal and the system can conveniently and safely conduct contract signing business, and provides safe, effective and convenient visiting service for customers.
Description
Technical field
The utility model relates to information security field, particularly, relates to a kind of portable bank teller terminal and system.
Background technology
In recent years, along with bank electronic bank the carrying out in a deep going way of motion of riding on a horse to enclose, each bank electronic banking by simple emphasis client quantity to the quantity transformation that lays equal stress on both quality and quantity.But,, caused having influenced to a certain extent the speed and the service quality of business development because bank is confined to site marketing and individual client handle related services such as e-bank to sales counter service mode for a long time.Therefore,, just need to break through the cabinet face and handle mode, increase the means of sending to some other department and handle relevant personal electric bank signing service in order to improve the market competitiveness of financial business such as bank individual e-bank.This just require the personnel of bank for client especially unit group customer carry out safety, efficiently, portable service easily.In this movable type service, the fail safe of authentication is still lower, and the fail safe that how to improve authentication is a problem that needing to demand solution at present urgently.
The utility model content
The main purpose of the utility model embodiment is to provide a kind of portable bank teller terminal and system, to solve the lower problem of fail safe of authentication in the existing portable service.
To achieve these goals, the utility model embodiment provides a kind of portable bank teller terminal, and this terminal comprises:
(a) information collecting device comprises:
Be used to the identification fingerprint device gathering finger print information and discern finger print information;
Be used to gather the also personal information harvester of operating personnel's identity information of read operation personnel input;
Be used to gather the also identity card information acquisition device of reading identity card information;
Be used to gather and read the bank card information harvester of bank card information;
(b) information transmitting apparatus is used for the terminal number of terminal and operating personnel's identity information, ID card information, the bank card information of gathering are sent to the far end system main frame by wireless network and authenticate;
(c) information receiver, being used for be the professional application information of transmission successfully the time by wireless network receiving system main frame feedback to the authentication result of terminal number, operating personnel's identity information, ID card information, bank card information and in authentication result;
(d) information display device is used for information, the information of information transmitting apparatus transmission and the information that information receiver receives that the display message harvester is gathered;
Wherein, information collecting device is connected with information transmitting apparatus, and information collecting device, information transmitting apparatus, information receiver are connected with information display device respectively.
Above-mentioned information transmitting apparatus comprises: be used for the terminal number of terminal is sent to the end message dispensing device that the far end system main frame authenticates by wireless network; The operating personnel's identity information that is used for the personal information harvester is read sends to the personal information dispensing device that the far end system main frame authenticates by wireless network; The ID card information that is used for identity card information acquisition device is read sends to the ID card information dispensing device that the far end system main frame authenticates by wireless network; The bank card information that is used for the bank card information harvester is read sends to the bank card information dispensing device that the far end system main frame authenticates by wireless network.
Above-mentioned information receiver comprises: be used for receiving the end message receiving system of far end system main frame to the terminal number authentication result of terminal by wireless network; Be used for receiving from the personal information receiving system of far end system main frame to operating personnel's identity information authentication result by wireless network; Be used for receiving from the ID card information receiving system of far end system main frame to the ID card information authentication result by wireless network; Be used for receiving from the bank card information receiving system of far end system main frame to the bank card information authentication result by wireless network; Being used for receiving the far end system main frame by wireless network be the professional application information receiving system of the professional application information of transmission successfully the time to the authentication result of terminal number, operating personnel's identity information, ID card information, bank card information.
Above-mentioned information transmitting apparatus also comprises: be used for the signatory successful service application information of client is sent to the professional application information dispensing device that the far end system main frame is stored by wireless network.
Above-mentioned terminal also comprise following one of at least: the printing equipment that is used to print; The camera head that is used to make a video recording.
The utility model embodiment also provides a kind of portable bank cashier system, this system comprises: above-mentioned portable bank teller terminal, portable bank cashier server and wireless network, portable bank teller terminal is undertaken alternately by wireless network and portable bank cashier server, wherein, portable bank cashier server comprises: be used to store end message, operating personnel's identity information, the client personnel identity information of portable bank teller terminal, the storage device of bank card information; Be used for receiving end message, operating personnel's identity information, the client personnel identity information of the portable bank teller terminal that sends from portable bank teller terminal, the authentication information receiving system of bank card information by wireless network; Be used for authenticate device that end message, operating personnel's identity information, client personnel identity information, bank card information that the authentication information receiving system receives are authenticated; Be used for the authentication result of authenticate device is sent to portable bank teller terminal and being the authentication result dispensing device that professional application information is sent to successfully the time portable bank teller terminal in authentication result by wireless network; The authentication information receiving system is connected with authenticate device, and authenticate device is connected with the authentication result dispensing device with storage device.
Above-mentioned authenticate device comprises: be used for the end message authenticate device that authenticates according to the end message that the end message of memory device stores receives information receiver; Be used for operating personnel's information authenticating apparatus of authenticating according to operating personnel's identity information that operating personnel's identity information of memory device stores receives information receiver; Be used for the client personnel information authenticating apparatus that authenticates according to the client personnel identity information that the client personnel identity information of memory device stores receives information receiver; Be used for the bank card information authenticate device that authenticates according to the bank card information that the bank card information of memory device stores receives information receiver.
Above-mentioned authentication result dispensing device comprises: be used for by wireless network the authentication result of end message authenticate device, operating personnel's identity information authenticate device, client personnel information authenticating apparatus, bank card information authenticate device being sent to the authentication result dispensing device of portable bank teller terminal; When being used for authentication result at end message authenticate device, operating personnel's identity information authenticate device, client personnel information authenticating apparatus, bank card information authenticate device and being successfully, professional application information is sent to the professional application information dispensing device of portable bank teller terminal by wireless network.
By means of technique scheme one of at least, by portable bank teller terminal the information of the information of this end message, bank operator, client's information and bank card being sent to portable bank cashier server verifies, make portable bank teller terminal to have realized the movable type service that bank releases easily and safely in client executing personal electric bank signing service.
Description of drawings
In order to be illustrated more clearly in the utility model embodiment or technical scheme of the prior art, the accompanying drawing of required use is done to introduce simply in will describing embodiment below, apparently, accompanying drawing in describing below only is embodiment more of the present utility model, for those of ordinary skills, under the prerequisite of not paying creative work, can also obtain other accompanying drawing according to these accompanying drawings.
Fig. 1 is the structural representation according to the portable bank cashier system of the utility model embodiment;
Fig. 2 is the structured flowchart according to the portable bank teller terminal 10 of the utility model embodiment;
Fig. 3 is the structured flowchart according to the information collecting device 100 of the utility model embodiment;
Fig. 4 is the structured flowchart according to the information transmitting apparatus 101 of the utility model embodiment;
Fig. 5 is the structured flowchart according to the information receiver 102 of the utility model embodiment;
Fig. 6 is the structured flowchart according to the portable bank cashier server of the utility model embodiment;
Fig. 7 is the structured flowchart according to the authenticate device 122 of the utility model embodiment;
Fig. 8 is the structured flowchart according to the authentication result dispensing device 123 of the utility model embodiment;
Fig. 9 is the structural representation according to the portable bank cashier system of the utility model embodiment.
Embodiment
Below in conjunction with the accompanying drawing among the utility model embodiment, the technical scheme among the utility model embodiment is clearly and completely described, obviously, described embodiment only is the utility model part embodiment, rather than whole embodiment.Based on the embodiment in the utility model, those of ordinary skills are not making the every other embodiment that is obtained under the creative work prerequisite, all belong to the scope of the utility model protection.
The utility model embodiment provides a kind of portable bank teller terminal and system, to solve the lower problem of fail safe of authentication in the existing portable service.Below in conjunction with accompanying drawing the utility model is elaborated.
The utility model embodiment provides a kind of portable bank cashier system, as shown in Figure 1, this portable bank cashier system comprises: portable bank teller terminal 10, portable bank cashier server 12 and connect portable bank teller terminal and the wireless network 14 of portable bank cashier server, can realize communicating by letter between portable bank teller terminal 10 and the portable bank cashier server 12 by this wireless network 14.This wireless network can be wireless private network (VPDN) or other existing wireless networks.
Signatory by this e-bank, can so that portable bank teller terminal easily and safely in client executing personal electric bank signing service, thereby can realize the movable type service that bank releases.
Below describe portable bank teller terminal 10 and portable bank cashier server 12 respectively in detail.
As described in Figure 2, portable bank teller terminal 10 comprises:
Be used to gather the information collecting device 100 of finger print information, operating personnel's identity information, ID card information, bank card information;
Be used for terminal number, operating personnel's identity information of collection, ID card information, the bank card information of terminal are sent to the information transmitting apparatus 101 that the far end system main frame authenticates by wireless network;
Be used for be the information receiver 102 of the professional application information of transmission successfully the time by wireless network receiving system main frame feedback to the authentication result of terminal number, operating personnel's identity information, ID card information, bank card information and in authentication result;
Be used for information, the information of information transmitting apparatus transmission and the information display device 103 of the information that information receiver receives that the display message harvester is gathered;
Wherein, information collecting device 100 is connected with information transmitting apparatus 101, and information collecting device 100, information transmitting apparatus 101, information receiver 102 are connected with information display device 103 respectively.
By above description as can be seen, the information of information collecting device 100 being gathered by information transmitting apparatus 101 sends to system host and authenticates, and by information receiver 102 reception authentication results, make portable bank teller terminal can carry out signing service easily and safely, make house calls easily for the client provides safe and effective.
In order further to understand the utility model, below describe said apparatus respectively in detail.
As shown in Figure 3, above-mentioned information collecting device 100 comprises: identification fingerprint device 1001, personal information harvester 1002, identity card information acquisition device 1003 and bank card information harvester 1004.Wherein: identification fingerprint device 1001 is used to gather finger print information and discerns described finger print information; Personal information harvester 1002 is used to gather also operating personnel's identity information of read operation personnel input; Identity card information acquisition device 1003 is used for gathering and reading identity card information; Bank card information harvester 1004 is used for gathering and reading bank card information.
As shown in Figure 4, information transmitting apparatus 101 comprises: end message dispensing device 1010, personal information dispensing device 1011, ID card information dispensing device 1012, bank card information dispensing device 1013.Wherein: end message dispensing device 1010 is used for terminal number with terminal and sends to the far end system main frame by wireless network and authenticate; Personal information dispensing device 1011, the operating personnel's identity information that is used for that the personal information harvester is read sends to the far end system main frame by wireless network and authenticates; ID card information dispensing device 1012, the ID card information that is used for that identity card information acquisition device is read sends to the far end system main frame by wireless network and authenticates; Bank card information dispensing device 1013, the bank card information that is used for that the bank card information harvester is read sends to the far end system main frame by wireless network and authenticates.
As shown in Figure 5, information receiver 102 comprises: end message receiving system 1020, personal information receiving system 1021, ID card information receiving system 1022, bank card information receiving system 1023 and professional application information receiving system 1024.Wherein: end message receiving system 1020 is used for receiving the terminal number authentication result of far end system main frame to terminal by wireless network; Personal information receiving system 1021 is used for receiving from the far end system main frame operating personnel's identity information authentication result by wireless network; ID card information receiving system 1022 is used for receiving from the far end system main frame the ID card information authentication result by wireless network; Bank card information receiving system 1023 is used for receiving from the far end system main frame the bank card information authentication result by wireless network; Professional application information receiving system 1024, being used for receiving the far end system main frame by wireless network be the professional application information of transmission successfully the time to the authentication result of terminal number, operating personnel's identity information, ID card information, bank card information.
Finger print information by above-mentioned identification fingerprint device 1001 identifying operation personnel, when being legal, portable bank teller terminal (for convenience, being designated hereinafter simply as teller terminal) could normally be opened at operating personnel's finger print identifying, otherwise this teller terminal is reported to the police.By this identification fingerprint device, can prevent the unauthorized use of teller terminal, provide assurance for carrying out signing service safely.
After the teller terminal normal boot-strap, end message dispensing device 1010 sends to system host (being portable bank cashier server) with the terminal number of this terminal and authenticates, with the validity of verifying this teller terminal and guarantee that teller terminal is the equipment that allows to carry out mobile signing service through authorizing.Simultaneously, after system host authenticates terminal number, feed back to end message receiving system 1011 authentication results, if authentication success, then operating personnel carry out follow-up work, if authentification failure, then this teller terminal prompting makes mistakes or reports to the police, to avoid continuing follow-up work.
Preferably, at system host during, can also send the key that generates at random to teller terminal, in order to strengthen the fail safe of transaction data to the terminal number authentication success.
After to the teller terminal authentication success, operating personnel carry out the authentication process.The identity information that personal information harvester 1002 is gathered and the read operation personnel import, by personal information dispensing device 1011 operating personnel's identity information being sent to system host then authenticates, legitimacy with the verification operation personnel, can guarantee the validity of operating personnel's identity to the doorstep like this and whether in effective time, handle signatoryly, have only operating personnel just can carry out follow-up signing service by legitimate verification.
In the specific implementation, teller terminal can have the man-machine interface that comprises keypad, and operating personnel import this operating personnel's identity information by this keypad, as information such as job numbers, afterwards, is gathered these operating personnel's information by personal information harvester 1002.Perhaps, teller terminal can have scanner, and this scanner is used for scan operation personnel's work card, and personal information harvester 1002 can be gathered the operating personnel's that arrive by scanner scanning identity information.
After the operating personnel's that system host sends personal information dispensing device 1011 identity information authenticates, to personal information receiving system 1021 feedback authentication results, if authentication success, then operating personnel carry out follow-up work, if authentification failure, then this teller terminal prompting makes mistakes or reports to the police, to avoid continuing follow-up work.
After to operating personnel's authentication success, need authenticate the client.Client identity authentication card information is gathered and read to identity card information acquisition device 1003, this identity card can be a China second-generation identity card, identity card information acquisition device 1003 can be the China second-generation identity card card reader, can discern China second-generation identity card automatically, can alleviate operating personnel's workload like this, and, also guaranteed the fail safe of customer information.Whether the ID card information that ID card information dispensing device 1012 reads identity card information acquisition device 1003 sends to system host and authenticates, effective to verify this client.After the ID card information that system host sends ID card information dispensing device 1012 authenticates, to ID card information receiving system 1022 feedback authentication results.If authentication success, then operating personnel carry out follow-up work, if authentification failure, then this teller terminal prompting makes mistakes or reports to the police, to avoid continuing follow-up work.
After to the customer information authentication success, need verify client's bank card (for example, debit card).Whether the client gathers and reads bank card information by bank card information harvester 1004, and bank card information dispensing device 1013 sends to system host with bank card information and authenticates then, legal effectively to verify this bank card.After the bank card information that system host sends bank card information dispensing device 1013 authenticates, to bank card information receiving system 1023 feedback authentication results.If authentication success, then operating personnel carry out follow-up work, if authentification failure, then this teller terminal prompting makes mistakes or reports to the police, to avoid continuing follow-up work.
If brand-new user promptly, does not also open the user of bank card, then after to the customer information authentication success, system host can send client's application to teller terminal, for the client opens bank card.After opening bank card, this new client just can continue to carry out other personal electric bank signing service.
After to the bank authentication success or after newly the user opens bank card, system host also can send professional application information to professional application information receiving system 1024, be used for the client and handle other personal electric bank signing service according to professional application information, for example, registration Net silver, electricity silver, Mobile banking, granting certificate, safeguard business such as SMS prompting, safeguard that the SMS reminding business is meant that system host sends short breath of prompting of account balance change to client's mobile phone.
In specific implementation process, above-mentioned information transmitting apparatus 101 can also comprise: professional application information dispensing device is used for that the signatory successful service application information of client is sent to the far end system main frame by wireless network and stores.
As mentioned above, can be by teller terminal easily and safely for the client handle personal electric bank signing service, brought convenient, safety, quality services to the client.
In specific implementation process, teller terminal can also comprise following one or more device:
Data encryption device is used to come client's account password is encrypted especially, guarantees safety;
Camera head can be a pinhole cameras, the remote authorization that is used to conclude the business;
The peripheral hardware drive unit, the driving of each device in the encapsulation teller terminal is to guarantee the operate as normal of teller terminal;
Printing equipment is used for printing;
CDMA or GPRS or 3G Wireless Telecom Equipment are used for guaranteeing that teller terminal can communicate by wireless network and system host, and this Wireless Telecom Equipment is supported current state-of-the-art 3G communication mode, the transactions velocity of raising teller terminal that can be bigger.
As seen from the above description, by above-mentioned portable bank teller terminal, just can realize the mobile service that bank provides for the client in safe ready ground.
In order further to understand the utility model, below describe portable bank cashier server 12 in detail.
The preferably above-mentioned system host of this portable bank cashier server 12, this server can provide safeguard for the fail safe of bank's mobile service.
As shown in Figure 6, this portable bank cashier server 12 comprises:
Be used to store end message, operating personnel's identity information, the client personnel identity information of portable bank teller terminal, the storage device 120 of bank card information;
Be used for receiving end message, operating personnel's identity information, the client personnel identity information of the teller terminal that sends from portable bank teller terminal, the authentication information receiving system 121 of bank card information by wireless network;
Be used for authenticate device 122 that end message, operating personnel's identity information, client personnel identity information, bank card information that the authentication information receiving system receives are authenticated;
Be used for the authentication result of authenticate device is sent to portable bank teller terminal and being the authentication result dispensing device 123 that professional application information is sent to successfully the time portable bank teller terminal in authentication result by wireless network;
Wherein, authentication information receiving system 121 is connected with authenticate device 122, and authenticate device 122 is connected with authentication result dispensing device 123 with storage device 120.
By above description as can be seen, by portable bank cashier server 12 storage terminal information, operating personnel's identity information, client personnel identity information, bank card information, can realize authentication to the information of teller terminal transmission, and authentication result fed back to teller terminal, thereby can guarantee the fail safe of mobile service.
Above-mentioned storage device 120 is mainly used in storage customer information and signing service process information, wherein, customer information can comprise: information such as customer information number, registration card number/number of the account (comprising bank card), name in an account book, type of credential, passport NO., effective address, work unit, telephone number, this customer information is used for the follow-up legitimate verification to the client.The signing service process information can comprise: operation teller number, teller's rank, type of credential, passport NO., the effective information such as time on date, teller terminal numbering of working, this signing service process information is used for follow-up legitimate verification to operating personnel, teller terminal.
Below describe authenticate device 122 and authentication result dispensing device 123 respectively in detail.
As shown in Figure 7, authenticate device 122 comprises: end message authenticate device 1220, operating personnel's information authenticating apparatus 1221, client personnel information authenticating apparatus 1222 and bank card information authenticate device 1223, wherein:
End message authenticate device 1220, be used for the end message that described information receiver receives being authenticated according to the end message of memory device stores, when the end message that receives is consistent with the end message of storage, the expression authentication success can guarantee to be used for authenticity, legitimacy and the fail safe of the terminal equipment of signing service by this end message authenticate device 1220;
Operating personnel's information authenticating apparatus 1221, be used for operating personnel's identity information that information receiver receives being authenticated according to operating personnel's identity information of memory device stores, when the operating personnel's identity information that receives is consistent with operating personnel's identity information of storage, the expression authentication success, can guarantee operating personnel's authenticity, legitimacy to prevent that unwarranted operating personnel from carrying out the risk that mobile signing service is brought by this operating personnel's information authenticating apparatus 1221;
Client personnel information authenticating apparatus 1222, be used for the client personnel identity information that described information receiver receives being authenticated according to the client personnel identity information of memory device stores, when the client personnel identity information that receives is consistent with the client personnel identity information of storage, the expression authentication success, can guarantee client's authenticity, legitimacy by client personnel information authenticating apparatus 1222, prevent that invalid customer information from carrying out the risk that mobile signing service is brought;
Bank card information authenticate device 1223, be used for the bank card information that information receiver receives being authenticated according to the bank card information of memory device stores, when the bank card information of the bank card information that receives and storage is consistent, the expression authentication success, can guarantee to prevent from authenticity, the legitimacy of customer bank card to use invalid bank card and carry out the risk that mobile signing service is brought by bank card information authenticate device 1223.This bank card can be a debit card, perhaps credit card etc.
By above description as can be seen, by above-mentioned four authenticate devices, for the fail safe of mobile signing service provides further assurance.
As shown in Figure 8, authentication result dispensing device 123 comprises: authentication result dispensing device 1230, professional application information dispensing device 1231, wherein: authentication result dispensing device 1230 is used for the authentication result of end message authenticate device, operating personnel's information authenticating apparatus, client personnel information authenticating apparatus, bank card information authenticate device is sent to portable bank teller terminal; Professional application information dispensing device 1231, be connected with authentication result dispensing device 1230, when being used for authentication result at end message authenticate device, operating personnel's information authenticating apparatus, client personnel information authenticating apparatus, bank card information authenticate device and being successfully, professional application information is sent to portable bank teller terminal, think that the client provides e-bank's signing service.
In order better to understand the utility model,, below provide the example that certain customer requirement bank handles mobile signing service based on structure chart shown in Figure 9.
As shown in Figure 9, wireless network 2 is wireless private network (VPDN), connects teller terminal 3 and system host 1 by this wireless private network.This system host can be a mainframe computer, in also can being, minicom, this teller terminal meets the magnetic stripe read write line of bank's standard, keypad, impact printer, the IC-card read write line, supporting that China second-generation identity card information is non-connects identification, fingerprint recognition, support 3G wireless network access etc., specifically comprise power cord accommodation cartridge module 30 as shown in Figure 9, impact printer 31, high power lithium battery module 32, mobile phone terminal module 33 (comprises fingerprint module, the magnetic stripe module, the IC-card module), China second-generation identity card identification module 34, code keypad module 35 and peripheral interface module 36 (comprise serial ports, parallel port etc.).
Bank carries out following flow process after receiving this instruction:
Step 1, bank moves the needed related data information of signing service and carries out preliminary treatment carrying out this: signatory required necessary information is moved in registration on portable bank cashier server, comprise: teller terminal information (as numbering of teller terminal etc.), service operations personnel identity information (blocking information such as rank) as operating personnel's job number, job number password, the worker person who allows through audit, mandate, the bank card information that client's relevant information (as client's China second-generation identity card number) and this client are correlated with (can be debit card information in this example); Certainly can also comprise effective time, promptly, mobile signing service can only be carried out in effective time, for example, be 15:00 on the 8th in March 12:00 to 2010 year on the 8th March in 2010 effective time, if portable bank cashier server surpasses the information that this time receives teller terminal again, then portable bank cashier server is refused this and is moved signing service;
Step 4, the client provides me China second-generation identity card, teller terminal is by gathering China second-generation identity card information, reading on the back send system host to carry out authentification of message, if ID card information is not registered on system host, then authentification failure refuse to handle signing service, otherwise system host feeds back successful authentication result to teller terminal;
Step 5, gather client's debit card information by teller terminal, and the debit card information of gathering is sent to system host authenticate, if debit card information is not registered on system host, authentification failure then, refusal is handled signing service, otherwise system host feeds back successful authentication result to teller terminal; If this client does not also open debit card, then system host Sends Debit Card application to teller terminal, for the client opens debit card;
Step 6, system host sends service order form to teller terminal, for realizing that the client handles personal electric bank signing service by teller terminal, as registering Net silver, electricity silver, Mobile banking, granting certificate, safeguarding SMS prompting etc.
Step 7, teller terminal type belt bear the signature capable with bar and service order form to client's signature, retain.
In specific implementation process, opening of debit card can invite the client open-minded to teller terminal by the system host application that initiatively Sends Debit Card, and also can be that the client carries out open-minded by teller terminal to the system host request.If the client need carry out transferred account service, then only need after the debit card authentication success, carry out accounting processing to the system host application by teller terminal, the non-of service charge now collected in realization.
By above description as can be seen, teller terminal is realized with the authentication of system host mutual by wireless private network, provide mobile service for the client safely and effectively.
In sum, the utility model is teller terminal with the wireless network and the channel that is connected of system host, the personal electric bank signing service of bank is handled the office space (or arbitrary site of client's appointment) that extends to the client place, make house calls by business bank (mechanism), utilize the teller terminal scene to finish the personal electric bank signing service handling process of bank to the client, thereby brought convenient, safety, quality services to the client, and then can improve the market competitiveness of bank at personal financial business such as personal electric banks.
Above-described specific embodiment; the purpose of this utility model, technical scheme and beneficial effect are further described; institute is understood that; the above only is a specific embodiment of the utility model; and be not used in and limit protection range of the present utility model; all within spirit of the present utility model and principle, any modification of being made, be equal to replacement, improvement etc., all should be included within the protection range of the present utility model.
Claims (8)
1. a portable bank teller terminal is characterized in that, described terminal comprises:
(a) information collecting device comprises:
Be used to the identification fingerprint device gathering finger print information and discern described finger print information;
Be used to gather the also personal information harvester of operating personnel's identity information of read operation personnel input;
Be used to gather the also identity card information acquisition device of reading identity card information;
Be used to gather and read the bank card information harvester of bank card information;
(b) information transmitting apparatus is used for the terminal number of described terminal and operating personnel's identity information, ID card information, the bank card information of described collection are sent to the far end system main frame by wireless network and authenticate;
(c) information receiver, what be used for receiving described system host feedback by described wireless network be the professional application information of transmission successfully the time to the authentication result of described terminal number, described operating personnel's identity information, ID card information, bank card information and in authentication result;
(d) information display device is used to the information, the information of information transmitting apparatus transmission and the information that information receiver receives that show that described information collecting device is gathered;
Wherein, described information collecting device is connected with described information transmitting apparatus, and described information collecting device, information transmitting apparatus, information receiver are connected with described information display device respectively.
2. portable bank teller terminal according to claim 1 is characterized in that, described information transmitting apparatus comprises:
Be used for the terminal number of described terminal is sent to the end message dispensing device that described far end system main frame authenticates by described wireless network;
The operating personnel's identity information that is used for described personal information harvester is read sends to the personal information dispensing device that described far end system main frame authenticates by described wireless network;
The ID card information that is used for described identity card information acquisition device is read sends to the ID card information dispensing device that described far end system main frame authenticates by described wireless network;
The bank card information that is used for the bank card information harvester is read sends to the bank card information dispensing device that described far end system main frame authenticates by described wireless network;
3. portable bank teller terminal according to claim 1 is characterized in that, described information receiver comprises:
Be used for receiving the end message receiving system of described far end system main frame to the terminal number authentication result of described terminal by described wireless network;
Be used for receiving from the personal information receiving system of described far end system main frame to described operating personnel's identity information authentication result by described wireless network;
Be used for receiving from the ID card information receiving system of described far end system main frame to described ID card information authentication result by described wireless network;
Be used for receiving from the bank card information receiving system of described far end system main frame to described bank card information authentication result by described wireless network;
Be used for receiving the professional application information receiving system that described far end system main frame is the professional application information that sends successfully the time to the authentication result of described terminal number, operating personnel's identity information, ID card information, bank card information by described wireless network.
4. portable bank teller terminal according to claim 1 is characterized in that, described information transmitting apparatus also comprises:
Be used for the signatory successful service application information of client is sent to the professional application information dispensing device that described far end system main frame is stored by described wireless network.
5. portable bank teller terminal according to claim 1 is characterized in that, described terminal also comprise following one of at least:
The printing equipment that is used to print;
The camera head that is used to make a video recording.
6. portable bank cashier system, it is characterized in that, described system comprises as each described portable bank teller terminal, portable bank cashier server and wireless network in the claim 1 to 5, described portable bank teller terminal is undertaken alternately by described wireless network and described portable bank cashier server, wherein, described portable bank cashier server comprises:
Be used to store end message, operating personnel's identity information, the client personnel identity information of portable bank teller terminal, the storage device of bank card information;
Be used for describedly receiving end message, operating personnel's identity information, the client personnel identity information of the portable bank teller terminal that sends from described portable bank teller terminal, the authentication information receiving system of bank card information by wireless network;
Be used for authenticate device that end message, operating personnel's identity information, client personnel identity information, bank card information that described authentication information receiving system receives are authenticated;
Be used for describedly the authentication result of described authenticate device is sent to described portable bank teller terminal and being the authentication result dispensing device that professional application information is sent to successfully the time described portable bank teller terminal in described authentication result by wireless network;
Described authentication information receiving system is connected with described authenticate device, and described authenticate device is connected with described authentication result dispensing device with described storage device.
7. portable bank cashier according to claim 6 system is characterized in that described authenticate device comprises:
Be used for the end message authenticate device that authenticates according to the end message that the end message of described memory device stores receives described information receiver;
Be used for operating personnel's information authenticating apparatus of authenticating according to operating personnel's identity information that operating personnel's identity information of described memory device stores receives described information receiver;
Be used for the client personnel information authenticating apparatus that authenticates according to the client personnel identity information that the client personnel identity information of described memory device stores receives described information receiver;
Be used for the bank card information authenticate device that authenticates according to the bank card information that the bank card information of described memory device stores receives described information receiver.
8. portable bank cashier according to claim 7 system is characterized in that described authentication result dispensing device comprises:
Be used for the authentication result of described end message authenticate device, described operating personnel's identity information authenticate device, described client personnel information authenticating apparatus, described bank card information authenticate device being sent to the authentication result dispensing device of described portable bank teller terminal by described wireless network;
When being used for authentication result at described end message authenticate device, described operating personnel's identity information authenticate device, described client personnel information authenticating apparatus, described bank card information authenticate device and being successfully, professional application information is sent to the professional application information dispensing device of described portable bank teller terminal by described wireless network.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010201345158U CN201629767U (en) | 2010-03-16 | 2010-03-16 | Portable bank teller terminal and system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010201345158U CN201629767U (en) | 2010-03-16 | 2010-03-16 | Portable bank teller terminal and system |
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| Publication Number | Publication Date |
|---|---|
| CN201629767U true CN201629767U (en) | 2010-11-10 |
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010201345158U Expired - Lifetime CN201629767U (en) | 2010-03-16 | 2010-03-16 | Portable bank teller terminal and system |
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| Country | Link |
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| CN (1) | CN201629767U (en) |
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102411814A (en) * | 2011-08-10 | 2012-04-11 | 中国工商银行股份有限公司 | Identity authentication method, handheld ATM (automated teller machine) terminal and system |
| CN103366202A (en) * | 2013-07-08 | 2013-10-23 | 中国工商银行股份有限公司 | Data preprocessing terminal and system employing integrated circuit (IC) card |
| CN103856340A (en) * | 2012-12-04 | 2014-06-11 | 广州智域电子有限公司 | China People's Bank information network access system based on second-generation ID cards and China People's Bank information network accessing method |
| CN105847270A (en) * | 2016-04-18 | 2016-08-10 | 贵州安易和信科技有限公司 | Loan authentication system |
| CN106572058A (en) * | 2015-10-10 | 2017-04-19 | 阿里巴巴集团控股有限公司 | Business processing method and apparatus |
| CN106651361A (en) * | 2016-12-20 | 2017-05-10 | 张涉应 | Internet terminal for financial IC (Integrated Circuit) card and transaction method thereof |
| CN107844786A (en) * | 2017-12-08 | 2018-03-27 | 四川安亮科技有限公司 | Terminating machine for the registration of financial identity |
| CN108038995A (en) * | 2017-12-08 | 2018-05-15 | 四川安亮科技有限公司 | Terminating machine for financial authentication |
| CN109636559A (en) * | 2018-12-13 | 2019-04-16 | 杭州嘿马科技有限公司 | A kind of the signing method, apparatus and contracting terminal of obligatory contract |
| CN113436002A (en) * | 2021-06-29 | 2021-09-24 | 中国工商银行股份有限公司 | Data processing method, device and system |
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- 2010-03-16 CN CN2010201345158U patent/CN201629767U/en not_active Expired - Lifetime
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102411814A (en) * | 2011-08-10 | 2012-04-11 | 中国工商银行股份有限公司 | Identity authentication method, handheld ATM (automated teller machine) terminal and system |
| CN103856340A (en) * | 2012-12-04 | 2014-06-11 | 广州智域电子有限公司 | China People's Bank information network access system based on second-generation ID cards and China People's Bank information network accessing method |
| CN103366202A (en) * | 2013-07-08 | 2013-10-23 | 中国工商银行股份有限公司 | Data preprocessing terminal and system employing integrated circuit (IC) card |
| CN106572058A (en) * | 2015-10-10 | 2017-04-19 | 阿里巴巴集团控股有限公司 | Business processing method and apparatus |
| CN105847270A (en) * | 2016-04-18 | 2016-08-10 | 贵州安易和信科技有限公司 | Loan authentication system |
| CN106651361A (en) * | 2016-12-20 | 2017-05-10 | 张涉应 | Internet terminal for financial IC (Integrated Circuit) card and transaction method thereof |
| CN107844786A (en) * | 2017-12-08 | 2018-03-27 | 四川安亮科技有限公司 | Terminating machine for the registration of financial identity |
| CN108038995A (en) * | 2017-12-08 | 2018-05-15 | 四川安亮科技有限公司 | Terminating machine for financial authentication |
| CN109636559A (en) * | 2018-12-13 | 2019-04-16 | 杭州嘿马科技有限公司 | A kind of the signing method, apparatus and contracting terminal of obligatory contract |
| CN113436002A (en) * | 2021-06-29 | 2021-09-24 | 中国工商银行股份有限公司 | Data processing method, device and system |
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