CN108769143B - Message pushing method and device, storage medium and electronic equipment - Google Patents

Message pushing method and device, storage medium and electronic equipment Download PDF

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CN108769143B
CN108769143B CN201810449661.0A CN201810449661A CN108769143B CN 108769143 B CN108769143 B CN 108769143B CN 201810449661 A CN201810449661 A CN 201810449661A CN 108769143 B CN108769143 B CN 108769143B
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message
risk
risk notification
applicant
content
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CN108769143A (en
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卢洪岩
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Ping An Technology Shenzhen Co Ltd
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Ping An Technology Shenzhen Co Ltd
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/55Push-based network services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/08Insurance
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/50Network services
    • H04L67/53Network services using third party service providers

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  • Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Signal Processing (AREA)
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  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The disclosure relates to a message pushing method and a device, belonging to the technical field of information processing, wherein the method comprises the following steps: receiving a first trigger instruction of a designated insurance product, and acquiring risk notification content indicated by the first trigger instruction; generating a risk informing message according to the risk informing content and the information of the applicant corresponding to the specified insurance product, and sending the risk informing message to the applicant terminal through a server; receiving a successful notification message of the risk notification message sent by the server and fed back by the applicant terminal; displaying a page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted; and generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction. The method reduces the rate of the refuge and the loss of the enterprise.

Description

Message pushing method and device, storage medium and electronic equipment
Technical Field
The present disclosure relates to the field of information processing technologies, and in particular, to a message pushing method, a message pushing apparatus, a computer-readable storage medium, and an electronic device.
Background
With the development of internet technology, more and more users choose to purchase products online. For example, a user may purchase insurance services, physical products, and virtual products, etc. on-line.
However, when the user confirms the purchase, especially when the insurance service is ordered online, the detail of the insurance service to be purchased may still be unclear and misunderstood in many cases because the salesperson cannot timely send the information corresponding to the insurance service to the user.
Therefore, a new message pushing method and device are needed.
It is to be noted that the information disclosed in the above background section is only for enhancement of understanding of the background of the present disclosure, and thus may include information that does not constitute prior art known to those of ordinary skill in the art.
Disclosure of Invention
An object of the present disclosure is to provide a message pushing method, a message pushing apparatus, a computer-readable storage medium, and an electronic device, thereby overcoming, at least to some extent, the problem of untimely message pushing due to the limitations and disadvantages of the related art.
According to an aspect of the present disclosure, there is provided a message pushing method, including:
receiving a first trigger instruction of a designated insurance product, and acquiring risk notification content indicated by the first trigger instruction;
generating a risk informing message according to the risk informing content and the information of the applicant corresponding to the specified insurance product, and sending the risk informing message to the applicant terminal through a server;
receiving a successful notification message of the risk notification message sent by the server and fed back by the applicant terminal;
displaying a page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted;
and generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction.
In an exemplary embodiment of the present disclosure, obtaining the risk notification content indicated by the first trigger instruction includes:
acquiring the risk notification content from a local database according to the product identifier included in the first trigger instruction; or
And acquiring the risk notification content from a server according to the product identifier included in the first trigger instruction.
In an exemplary embodiment of the disclosure, after obtaining the risk notification content indicated by the first trigger instruction, the message pushing method further includes:
and editing the risk notification content.
In an exemplary embodiment of the present disclosure, editing the risk notification content includes:
receiving an editing operation instruction for editing the risk notification content;
and responding to the editing operation instruction to modify the risk notification content.
In an exemplary embodiment of the present disclosure, the risk notification content includes a plurality of product names, product numbers, important terms, and notices.
According to an aspect of the present disclosure, there is provided a message pushing method, including:
receiving a risk informing message generated by the sales terminal according to the risk informing content and the information of the applicant corresponding to the specified insurance product;
sending the risk notification message to an applicant terminal, and receiving a notification success message fed back by the applicant terminal in response to the risk notification message;
and sending the notification success message to the sales terminal so that the sales terminal generates a submission request of the insurance order corresponding to the specified insurance product according to the notification success message.
In one exemplary embodiment of the disclosure, sending the risk notification message to an applicant terminal comprises:
acquiring a contact way of the applicant included in the applicant information;
packing the risk notification message into a communication format corresponding to the communication type according to the communication type corresponding to the contact way of the applicant;
and sending the packaged risk notification message to the applicant terminal through the applicant contact way.
In an exemplary embodiment of the present disclosure, the message pushing method further includes:
receiving a submission request of an insurance application order sent by a sales terminal;
and responding to the submission request to generate the insurance order.
According to an aspect of the present disclosure, there is provided a message pushing apparatus including:
the system comprises an acquisition module, a risk notification module and a risk notification module, wherein the acquisition module is used for receiving a first trigger instruction of a specified insurance product to be triggered and acquiring risk notification content indicated by the first trigger instruction;
the message generation module is used for generating a risk notification message according to the risk notification content and the information of the applicant corresponding to the specified insurance product, and sending the risk notification message to the applicant terminal through the server;
the first message receiving module is used for receiving a successful notification message which is sent by the server and fed back by the applicant terminal and is used for notifying the risk;
the instruction receiving module is used for displaying the page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted;
and the request generation module is used for generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction.
According to an aspect of the present disclosure, there is provided a message pushing apparatus including:
the second message receiving module is used for receiving a risk informing message generated by the sales terminal according to the risk informing content and the information of the policyholder corresponding to the appointed insurance product;
the third message receiving module is used for sending the risk informing message to an applicant terminal and receiving an informing success message fed back by the applicant terminal in response to the risk informing message;
and the message sending module is used for sending the notification success message to the sales terminal so that the sales terminal generates a submission request of the insurance order corresponding to the specified insurance product according to the notification success message.
According to an aspect of the present disclosure, there is provided a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, implements the message push method of any one of the above.
According to an aspect of the present disclosure, there is provided an electronic device including:
a processor; and
a memory for storing executable instructions of the processor;
wherein the processor is configured to perform any of the message push methods described above via execution of the executable instructions.
The invention discloses a message pushing method and a device, wherein a risk informing message is regenerated by acquiring risk informing content indicated by a first trigger instruction, and the risk informing message is sent to an applicant terminal through a server; then receiving a message informing success and displaying the page to be submitted; finally, generating a submission request of an insurance order corresponding to the specified insurance product according to the second trigger instruction; on one hand, a risk informing message is generated according to the risk informing content and the information of the applicant corresponding to the appointed insurance product, and is sent to the applicant terminal through the server, so that the user can receive the risk informing message in time, and the timeliness of sending the risk informing message is improved; on the other hand, the submission request of the insurance order corresponding to the specified insurance product is generated after the notification success message is received, so that the accuracy of the generation of the submission request of the insurance order is improved.
It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the disclosure.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the present disclosure and together with the description, serve to explain the principles of the disclosure. It is to be understood that the drawings in the following description are merely exemplary of the disclosure, and that other drawings may be derived from those drawings by one of ordinary skill in the art without the exercise of inventive faculty.
Fig. 1 schematically shows a flow chart of a message push method.
Fig. 2 schematically illustrates an application scenario example of a message push method.
Fig. 3 schematically shows a flow chart of another message pushing method.
Figure 4 schematically illustrates a flow chart of a method of sending a risk notification message to an applicant terminal.
Fig. 5 schematically shows a block diagram of a message pushing device.
Fig. 6 schematically shows a block diagram of another message pushing apparatus.
Fig. 7 schematically illustrates an example block diagram of an electronic device for implementing the message pushing method.
Fig. 8 schematically illustrates a computer-readable storage medium for implementing the message push method described above.
Detailed Description
Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many different forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete, and will fully convey the concept of example embodiments to those skilled in the art. The described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided to give a thorough understanding of embodiments of the disclosure. One skilled in the relevant art will recognize, however, that the subject matter of the present disclosure can be practiced without one or more of the specific details, or with other methods, components, devices, steps, and the like. In other instances, well-known technical solutions have not been shown or described in detail to avoid obscuring aspects of the present disclosure.
Furthermore, the drawings are merely schematic illustrations of the present disclosure and are not necessarily drawn to scale. The same reference numerals in the drawings denote the same or similar parts, and thus their repetitive description will be omitted. Some of the block diagrams shown in the figures are functional entities and do not necessarily correspond to physically or logically separate entities. These functional entities may be implemented in the form of software, or in one or more hardware modules or integrated circuits, or in different networks and/or processor devices and/or microcontroller devices.
In the present exemplary embodiment, a message pushing method is first provided, where the message pushing method may be executed on a device terminal (a sales terminal), or may also be executed on a server, a server cluster, a cloud server, or the like, and of course, a person skilled in the art may also execute the method of the present invention on other platforms according to needs, which is not limited in this exemplary embodiment. Referring to fig. 1, the message push method may include the steps of:
step S110, receiving a first trigger instruction of a designated insurance product to be triggered, and acquiring risk notification content indicated by the first trigger instruction.
And S120, generating a risk informing message according to the risk informing content and the information of the applicant corresponding to the specified insurance product, and sending the risk informing message to the applicant terminal through the server.
And S130, receiving a successful informing message of the risk informing message sent by the server and fed back by the applicant terminal.
And S140, displaying the page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted.
And S150, generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction.
In the message pushing method, on one hand, the risk informing message is generated according to the risk informing content and the information of the applicant corresponding to the appointed insurance product, and is sent to the applicant terminal through the server, so that the user can receive the risk informing message in time, and the timeliness of sending the risk informing message is improved; on the other hand, the submission request of the insurance order corresponding to the specified insurance product is generated after the notification success message is received, so that the accuracy of the generation of the submission request of the insurance order is improved.
Hereinafter, each step in the above message push method in the present exemplary embodiment will be explained and explained in detail with reference to the drawings.
In step S110, a first trigger instruction indicating that an insurance product is triggered is received, and risk notification content indicated by the first trigger instruction is acquired.
In the present exemplary embodiment, as shown with reference to fig. 2, the sales terminal 201 receives a first trigger execution in which the salesperson triggers selection of a specified insurance product; then, the risk informing content indicated by the first trigger instruction is obtained. Wherein, obtaining the risk notification content indicated by the first trigger instruction may include: acquiring the risk notification content from a local database according to the product identifier included in the first trigger instruction; or acquiring the risk notification content from a server according to the product identifier included in the first trigger instruction. In detail:
the method comprises the following steps that a salesperson clicks and selects a specified insurance product on a sales terminal according to the insurance product to be purchased by an applicant, and after the sales terminal receives a trigger instruction for selecting the specified insurance product, risk informing content corresponding to the insurance product identification is obtained from a background server or a local database (self database) according to the insurance product identification carried in the trigger instruction; wherein, the insurance product identification can be the number, name, etc. of the insurance product; and the sales terminal acquires the risk notification content corresponding to the number or the name from a database or a server of the sales terminal according to the number or the name of the insurance product. Further, the risk notification content may include insurance product name, product number, important terms and notices, and the like. The risk informing content is stored in advance by a manager, so that the standardization and the convenience of the risk informing content are realized.
Further, in order to make the more explicit notification content more accurate, the risk notification content also needs to be edited, which specifically includes: receiving an editing operation instruction for editing the risk notification content; and responding to the editing operation instruction to modify the risk notification content. In detail:
the sales terminal can receive an editing operation instruction triggered by sales personnel, edit and process the risk informing content and perfect the risk informing content. Specifically, the salesperson can modify the risk notification content according to the information of the policyholder; e.g., adding important terms or notes, etc.
In step S120, a risk notification message is generated according to the risk notification content and the information of the applicant corresponding to the specified insurance product, and the risk notification message is sent to the applicant terminal through the server.
In this exemplary embodiment, as shown in fig. 2, after the salesperson finishes editing the risk notification content in the sales terminal 201, the risk notification content and the applicant contact information may be packaged to generate a risk notification message according to the applicant contact information corresponding to the specified insurance product input by the salesperson, and the risk notification message may be sent to the backend server 202.
In step S130, a notification success message of the risk notification message, which is sent by the server and fed back by the applicant terminal, is received.
In this example embodiment, with continued reference to fig. 2, after the server 202 receives the risk notification message, it sends the risk notification message to the applicant terminal 203 by way of third party communication; after the applicant terminal 203 receives the risk notification message, a receiving prompt is given to the risk notification message; for example, a floating window may pop up where a new message is received; after the user views the floating window, clicking the floating window and reading the risk notification message; after receiving a trigger instruction for clicking the risk notification message by the user, the applicant terminal 203 sends a notification success message to the server 202 at a preset time interval (for example, 1min or 2min may be used, and the preset time interval may indicate that the user has read the risk notification message); when the server 202 receives the notification success message, it sends the notification success message to the sales terminal 201. The content of the successful notification message may be a applicant signature, a verification code, or a risk notification message read identifier, or the like, or may be other content, which is not limited in this example.
In step S140, the to-be-submitted page corresponding to the specified insurance product is displayed based on the notification success message, and a second trigger instruction triggered by the to-be-submitted page is received.
In this exemplary embodiment, after the applicant terminal receives the notification success message, the to-be-submitted page corresponding to the specified insurance product is displayed based on the notification success message, and then a second trigger instruction triggered by the to-be-submitted page is received. In detail:
after receiving the notification success message fed back by the background server, the sales terminal 201 jumps to enter an order to-be-submitted interface, and waits for a sales person to trigger a trigger instruction of an order submitting function in the order to-be-submitted interface.
In step S150, a request for submitting an insurance order corresponding to the specified insurance product is generated according to the second trigger instruction.
In the present exemplary embodiment, after receiving the second trigger instruction of the order submitting function, the sales terminal 201 sends a submitting request of the insured order to the server 202; when the server 202 receives the submit request, an insured order is generated.
The present disclosure also provides another message pushing method, which may be executed on a server, or may also be executed on a server cluster or a cloud server, and of course, a person skilled in the art may also execute the method of the present invention on other platforms according to a requirement, which is not particularly limited in this exemplary embodiment. Referring to fig. 3, the message push method may include steps S310 to S330. Wherein:
in step S310, a risk notification message generated by the sales terminal according to the risk notification content and the applicant information corresponding to the specified insurance product is received.
In the present exemplary embodiment, with continued reference to FIG. 2, server 202 receives a risk notification message generated by point-of-sale terminal 201 based on the risk notification content and the applicant information corresponding to the specified insurance product. The applicant information may include contact information of the applicant, an identification number of the applicant, and the like, or may include other information, such as contact address of the applicant, work unit, and the like, which is not limited in this example.
In step S320, the risk notification message is sent to the applicant terminal, and a notification success message fed back by the applicant terminal in response to the risk notification message is received.
In the present exemplary embodiment, first, after the server 202 receives the risk notification message sent by the sales terminal 201, the risk notification message is sent to the applicant terminal 203; and then receives a notification success message fed back by the applicant terminal 203 in response to the risk notification message. Wherein, referring to fig. 4, sending the risk notification message to the applicant terminal may comprise steps S410-S430. Wherein:
in step S410, the contact details of the applicant included in the applicant information are obtained.
In step S420, the risk notification message is packaged into a communication format corresponding to the communication type according to the communication type corresponding to the contact information of the applicant.
In step S430, the packaged risk notification message is sent to the applicant terminal via the applicant contact.
Next, steps S410 to S430 are explained and explained. Firstly, a server acquires a contact way of an applicant included in application information; the contact information may include a short message, a WeChat, an email, or other contact information, and the like, which is not limited in this example; secondly, packing the risk notification message into a communication format corresponding to the communication type according to the communication type corresponding to the contact way of the applicant; for example, converting risk-imparting content into a compressed package format, and so forth; finally, the packed risk notification message is sent to the applicant terminal through the applicant contact way; for example, if the insurance applicant contact address input by the salesperson is a mailbox address, the backend server may call third-party communication software such as Foxmail to send risk notification content to the terminal corresponding to the mailbox address when determining the communication type of the insurance applicant contact address.
In step S330, the notification success message is sent to the sales terminal, so that the sales terminal generates a submission request of the insurance order corresponding to the specified insurance product according to the notification success message.
In the present exemplary embodiment, after receiving the notification success message, the server sends the notification success message to the sales terminal; after receiving the notification success message, the sales terminal displays the page to be submitted corresponding to the specified insurance product based on the notification success message, then receives a second trigger instruction triggered by the page to be submitted, and after receiving the second trigger instruction of the order submitting function, the sales terminal 201 sends a submitting request of the insurable order to the server 202.
Further, the message pushing method provided by the present disclosure may further include: receiving a submission request of an insurance application order sent by a sales terminal; and responding to the submission request to generate the insurance order. In detail:
firstly, a server receives a submission request of an insurance application order sent by a sales terminal; and after receiving the submission request, the server responds to the submission request and generates an insurance order so as to complete the purchase of the specified insurance product.
Further, the message pushing method related to the present disclosure is further explained and illustrated. The message pushing method can comprise the following steps:
(1) the sales terminal receives an instruction of a salesperson for triggering and selecting a specified insurance product, and obtains risk notification content indicated by the instruction.
The salesperson can click and select a designated insurance product according to the insurance product to be purchased by the policyholder; and after the sales terminal receives a trigger instruction for selecting a specified insurance product, acquiring risk notification content corresponding to the insurance product identification from a background server or a database of the sales terminal according to the insurance product identification carried in the trigger instruction. Wherein, the insurance product identification can be the number, name, etc. of the insurance product; the risk notification content may include the insurance product name, important terms and notices, and the like. The risk informing content is stored in advance by a manager, so that the standardization and the convenience of the risk informing content are realized.
(2) The sales terminal can generate a risk notification message according to the risk notification content and the applicant contact information input by the sales personnel, and send the risk notification message to the background server.
The sales terminal can receive an editing operation instruction triggered by sales personnel, edit and process the risk informing content and perfect the risk informing content. Specifically, the salesperson can modify the risk notification content according to the information of the policyholder; e.g., modify the applicant's name, etc. And then, combining the insurance applicant contact information input by the salesperson, packaging the risk notification content and the insurance applicant contact information to generate a risk notification message, and sending the risk notification message to a background server.
(3) And the background server forwards the risk informing content in the risk informing message to an applicant terminal corresponding to the applicant contact way through a third-party communication way according to the applicant contact way carried in the risk informing message. And the background server sends the risk notification content to the terminal to which the applicant belongs through a short message, a WeChat, an email or other modes according to the contact mode of the applicant.
Specifically, the background server analyzes the risk notification message to obtain risk notification content and contact information of the applicant. The risk notification content is then packaged into a specified communication format, such as converting the risk notification content into a compressed package format, and so forth, based on the communication type of the applicant's contact in the risk notification message. And the background server calls third-party communication software corresponding to the communication type and forwards the risk notification content to the applicant terminal to which the applicant contact information belongs. If the insurance applicant contact information input by the salesperson is a mailbox address, the background server can determine the mail when the communication type of the insurance applicant contact information is determined, and can call third-party communication software such as Foxmail and the like to send risk notification content to a terminal corresponding to the mailbox address.
(4) And the background server receives a notification success message returned by the applicant terminal responding to the risk notification content and feeds the notification success message back to the sales terminal.
And after receiving the risk notification content, the applicant terminal prompts the risk notification content to receive, for example, popping up a floating window for receiving a new message. The user can click the floating window, and the policyholder terminal receives a trigger instruction of the user for triggering the display risk notification content and returns a notification success message to the background server; and then the background server feeds back the returned notification success message to the sales terminal. Wherein the return of the notification success message indicates that the applicant has confirmed the relevant matter of the insurance purchased. The content of the notification success message may be an applicant signature, a verification code, or a read identification of the risk notification content, etc.
(5) And the sales terminal responds to the notification success message, displays an order to-be-submitted interface and waits for receiving an order submitting operation instruction.
And the sales terminal receives the success notification message fed back by the background server, jumps to enter an order to-be-submitted interface, and waits for sales personnel to trigger a triggering instruction of an order submitting function in the order to-be-submitted interface. After receiving a triggering instruction of an order submitting function, the sales terminal sends a submitting request of an insurance application order to the background server, and the background server generates the insurance application order.
Through the scheme, the insurance related matters are sent to the policyholder through a third-party communication mode before the insurance order is submitted, so that the policyholder can know the purchased products better, the insurance refunding rate is reduced, and the client viscosity is increased.
The present disclosure also provides a message pushing apparatus, which, as shown in fig. 5, may include: an acquisition module 510, a message generation module 520, a first message receiving module 530, an instruction receiving module 540, and a request generation module 550. Wherein:
the obtaining module 510 may be configured to receive a first trigger instruction indicating that an insurance product is triggered, and obtain risk notification content indicated by the first trigger instruction.
The message generating module 520 may be configured to generate a risk notification message according to the risk notification content and the information of the applicant corresponding to the specified insurance product, and send the risk notification message to the applicant terminal through the server.
The first message receiving module 530 may be configured to receive a notification success message sent by the server and fed back by the applicant terminal to the risk notification message.
The instruction receiving module 540 may be configured to display a to-be-submitted page corresponding to the specified insurance product based on the notification success message, and receive a second trigger instruction that the to-be-submitted page is triggered.
The request generation module 550 can be configured to generate a submission request for an insurance order corresponding to the specified insurance product according to the second trigger instruction.
The present disclosure also provides another message pushing apparatus. Referring to fig. 6, the message pushing apparatus may further include a second message receiving module 610, a third message receiving module 620, and a message sending module 630. Wherein:
the second message receiving module 610 may be configured to receive a risk notification message generated by the sales terminal according to the risk notification content and the applicant information corresponding to the specified insurance product.
The third message receiving module 620 may be configured to send the risk notification message to an applicant terminal, and receive a notification success message fed back by the applicant terminal in response to the risk notification message.
The message sending module 630 may be configured to send the notification success message to the sales terminal, so that the sales terminal generates a submission request of an insurance order corresponding to the specified insurance product according to the notification success message.
The specific details of each module in the message pushing apparatus have been described in detail in the corresponding message pushing method, and therefore are not described herein again.
It should be noted that although in the above detailed description several modules or units of the device for action execution are mentioned, such a division is not mandatory. Indeed, the features and functionality of two or more modules or units described above may be embodied in one module or unit, according to embodiments of the present disclosure. Conversely, the features and functions of one module or unit described above may be further divided into embodiments by a plurality of modules or units.
Moreover, although the steps of the methods of the present disclosure are depicted in the drawings in a particular order, this does not require or imply that the steps must be performed in this particular order, or that all of the depicted steps must be performed, to achieve desirable results. Additionally or alternatively, certain steps may be omitted, multiple steps combined into one step execution, and/or one step broken down into multiple step executions, etc.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a mobile terminal, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
In an exemplary embodiment of the present disclosure, an electronic device capable of implementing the above method is also provided.
As will be appreciated by one skilled in the art, aspects of the present invention may be embodied as a system, method or program product. Thus, various aspects of the invention may be embodied in the form of: an entirely hardware embodiment, an entirely software embodiment (including firmware, microcode, etc.) or an embodiment combining hardware and software aspects that may all generally be referred to herein as a "circuit," module "or" system.
An electronic device 700 according to this embodiment of the invention is described below with reference to fig. 7. The electronic device 700 shown in fig. 7 is only an example and should not bring any limitation to the functions and the scope of use of the embodiments of the present invention.
As shown in fig. 7, electronic device 700 is embodied in the form of a general purpose computing device. The components of the electronic device 700 may include, but are not limited to: the at least one processing unit 710, the at least one memory unit 720, and a bus 730 that couples various system components including the memory unit 720 and the processing unit 710.
Wherein the storage unit stores program code that is executable by the processing unit 710 such that the processing unit 710 performs the steps according to various exemplary embodiments of the present invention as described in the above section "exemplary method" of the present specification. For example, the processing unit 710 may perform step S110 as shown in fig. 1: receiving a first trigger instruction of a designated insurance product, and acquiring risk notification content indicated by the first trigger instruction; s120: generating a risk informing message according to the risk informing content and the information of the applicant corresponding to the specified insurance product, and sending the risk informing message to the applicant terminal through a server; step S130: receiving a successful notification message of the risk notification message sent by the server and fed back by the applicant terminal; step S140: displaying a page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted; step S150: and generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction.
The storage unit 720 may include readable media in the form of volatile memory units, such as a random access memory unit (RAM)7201 and/or a cache memory unit 7202, and may further include a read only memory unit (ROM) 7203.
The storage unit 720 may also include a program/utility 7204 having a set (at least one) of program modules 7205, such program modules 7205 including, but not limited to: an operating system, one or more application programs, other program modules, and program data, each of which, or some combination thereof, may comprise an implementation of a network environment.
Bus 730 may be any representation of one or more of several types of bus structures, including a memory unit bus or memory unit controller, a peripheral bus, an accelerated graphics port, a processing unit, or a local bus using any of a variety of bus architectures.
The electronic device 700 may also communicate with one or more external devices 780 (e.g., keyboard, pointing device, bluetooth device, etc.), with one or more devices that enable a user to interact with the electronic device 700, and/or with any devices (e.g., router, modem, etc.) that enable the electronic device 700 to communicate with one or more other computing devices. Such communication may occur via an input/output (I/O) interface 750. Also, the electronic device 700 may communicate with one or more networks (e.g., a Local Area Network (LAN), a Wide Area Network (WAN), and/or a public network such as the internet) via the network adapter 760. As shown, the network adapter 760 communicates with the other modules of the electronic device 700 via the bus 730. It should be appreciated that although not shown in the figures, other hardware and/or software modules may be used in conjunction with the electronic device 700, including but not limited to: microcode, device drivers, redundant processing units, external disk drive arrays, RAID systems, tape drives, and data backup storage systems, among others.
Through the above description of the embodiments, those skilled in the art will readily understand that the exemplary embodiments described herein may be implemented by software, or by software in combination with necessary hardware. Therefore, the technical solution according to the embodiments of the present disclosure may be embodied in the form of a software product, which may be stored in a non-volatile storage medium (which may be a CD-ROM, a usb disk, a removable hard disk, etc.) or on a network, and includes several instructions to enable a computing device (which may be a personal computer, a server, a terminal device, or a network device, etc.) to execute the method according to the embodiments of the present disclosure.
In an exemplary embodiment of the present disclosure, there is also provided a computer-readable storage medium having stored thereon a program product capable of implementing the above-described method of the present specification. In some possible embodiments, aspects of the invention may also be implemented in the form of a program product comprising program code means for causing a terminal device to carry out the steps according to various exemplary embodiments of the invention described in the above section "exemplary methods" of the present description, when said program product is run on the terminal device.
Referring to fig. 8, a program product 800 for implementing the above method according to an embodiment of the present invention is described, which may employ a portable compact disc read only memory (CD-ROM) and include program code, and may be run on a terminal device, such as a personal computer. However, the program product of the present invention is not limited in this regard and, in the present document, a readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
The program product may employ any combination of one or more readable media. The readable medium may be a readable signal medium or a readable storage medium. A readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the readable storage medium include: an electrical connection having one or more wires, a portable disk, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing.
A computer readable signal medium may include a propagated data signal with readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A readable signal medium may also be any readable medium that is not a readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computing device, partly on the user's device, as a stand-alone software package, partly on the user's computing device and partly on a remote computing device, or entirely on the remote computing device or server. In the case of a remote computing device, the remote computing device may be connected to the user computing device through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computing device (e.g., through the internet using an internet service provider).
Furthermore, the above-described figures are merely schematic illustrations of processes involved in methods according to exemplary embodiments of the invention, and are not intended to be limiting. It will be readily understood that the processes shown in the above figures are not intended to indicate or limit the chronological order of the processes. In addition, it is also readily understood that these processes may be performed synchronously or asynchronously, e.g., in multiple modules.
Other embodiments of the disclosure will be apparent to those skilled in the art from consideration of the specification and practice of the disclosure disclosed herein. This application is intended to cover any variations, uses, or adaptations of the disclosure following, in general, the principles of the disclosure and including such departures from the present disclosure as come within known or customary practice within the art to which the disclosure pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the disclosure being indicated by the following claims.

Claims (8)

1. A message pushing method, comprising:
receiving a first trigger instruction of a designated insurance product, and acquiring risk notification content indicated by the first trigger instruction;
generating a risk notification message according to the risk notification content and applicant information corresponding to the specified insurance product, editing the risk notification content, and sending the edited risk notification message to an applicant terminal through a server, so that after the applicant terminal receives the risk notification message, the risk notification message is reminded of receiving, and after the applicant terminal receives a trigger instruction of clicking the risk notification message by a user, a notification success message is sent to the server at intervals of preset time; wherein the risk notification content includes at least one of an insurance product name, an important clause, and a notice; editing the risk notification content, including:
receiving an editing operation instruction for editing the risk notification content, and responding to the editing operation instruction to modify the risk notification content;
receiving a notification success message which is sent by the server and fed back by the applicant terminal and is used for notifying the risk, wherein the content of the notification success message comprises at least one of applicant signature, verification code and risk notification content read identification;
displaying a page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted;
and generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction.
2. The message pushing method according to claim 1, wherein obtaining risk notification content indicated by the first trigger instruction comprises:
acquiring the risk notification content from a local database according to the product identifier included in the first trigger instruction; or
And acquiring the risk notification content from a server according to the product identifier included in the first trigger instruction.
3. The message pushing method according to any one of claims 1-2, wherein the risk notification content includes a plurality of product names, product numbers, important terms, and notes.
4. A message pushing method, comprising:
receiving a risk informing message generated by the sales terminal according to the risk informing content and the information of the applicant corresponding to the specified insurance product; the risk notification content is obtained by the fact that the sales terminal receives an editing operation instruction for editing the risk notification content and responds to the editing operation instruction to modify the risk notification content; the risk notification content includes at least one of an insurance product name, an important term, and a notice;
sending the risk notification message to an applicant terminal, so that after the applicant terminal receives the risk notification message, the risk notification message is prompted to be received, and after the applicant terminal receives a trigger instruction of clicking the risk notification message by a user, a notification success message is sent to a server at a preset time interval, and the notification success message fed back by the applicant terminal in response to the risk notification message is received; wherein the content of the notification success message comprises at least one of an applicant signature, a verification code and a read identification of the risk notification content;
and sending the notification success message to the sales terminal so that the sales terminal generates a submission request of the insurance order corresponding to the specified insurance product according to the notification success message.
5. The message pushing method of claim 4, wherein sending the risk notification message to an applicant terminal comprises:
acquiring a contact way of the applicant included in the applicant information;
packing the risk notification message into a communication format corresponding to the communication type according to the communication type corresponding to the contact way of the applicant;
and sending the packaged risk notification message to the applicant terminal through the applicant contact way.
6. A message push apparatus, comprising:
the system comprises an acquisition module, a risk notification module and a risk notification module, wherein the acquisition module is used for receiving a first trigger instruction of a specified insurance product to be triggered and acquiring risk notification content indicated by the first trigger instruction;
the message generation module is used for generating a risk notification message according to the risk notification content and the applicant information corresponding to the specified insurance product, editing the risk notification content, and sending the edited risk notification message to an applicant terminal through a server, so that after the applicant terminal receives the risk notification message, the risk notification message is prompted to be received, and after the applicant terminal receives a trigger instruction of clicking the risk notification message by a user, a notification success message is sent to the server at a preset time interval; wherein the risk notification content includes at least one of an insurance product name, an important clause, and a notice; editing the risk notification content, including:
receiving an editing operation instruction for editing the risk notification content, and responding to the editing operation instruction to modify the risk notification content;
the first message receiving module is used for receiving a notification success message which is sent by the server and fed back by the applicant terminal and is used for notifying the risk, wherein the content of the notification success message comprises at least one of an applicant signature, a verification code and a risk notification content read identifier;
the instruction receiving module is used for displaying the page to be submitted corresponding to the specified insurance product based on the information of success, and receiving a second trigger instruction triggered by the page to be submitted;
and the request generation module is used for generating a submission request of the insurance order corresponding to the specified insurance product according to the second trigger instruction.
7. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, implements the message push method according to any one of claims 1 to 5.
8. An electronic device, comprising:
a processor; and
a memory for storing executable instructions of the processor;
wherein the processor is configured to perform the message push method of any of claims 1-5 via execution of the executable instructions.
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