CN108648376A - Identity identifying method and device - Google Patents
Identity identifying method and device Download PDFInfo
- Publication number
- CN108648376A CN108648376A CN201810390782.2A CN201810390782A CN108648376A CN 108648376 A CN108648376 A CN 108648376A CN 201810390782 A CN201810390782 A CN 201810390782A CN 108648376 A CN108648376 A CN 108648376A
- Authority
- CN
- China
- Prior art keywords
- card
- atm device
- bank
- door
- protective cabin
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06F—ELECTRIC DIGITAL DATA PROCESSING
- G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
- G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
- G06F21/31—User authentication
- G06F21/32—User authentication using biometric data, e.g. fingerprints, iris scans or voiceprints
Abstract
The invention discloses a kind of identity identifying method and devices, belong to field of computer technology.The method includes：The bank's card number for being placed on bank card in card slot is read using the card reader of atm device；Receiving fund extraction request, or, when receiving fund transfer request, the standard picture of each validated user in validated user group is obtained from server using bank's card number, which includes the legal holden of bank card and the other users that legal holden has confirmed that；Authentication image is obtained using the camera of atm device；When detecting that the authentication image is matched with the standard picture of any validated user in the method user group, judge that the user of currently used atm device is legal, and response fund extraction request or fund transfer request；It solves the problems, such as that holder often carries out any once-through operation and is required for re-entering that Password Operations are cumbersome in the related technology, has achieved the effect that simplified user uses the user's operation of bank card on atm device.
Description
Technical field
The present invention relates to field of computer technology, more particularly to a kind of identity identifying method and device.
Background technology
With socio-economic development, the quantity of global bank card has reached very big number.Due to holder's carelessness etc.
Reason, usually someone forget card taking when ATM machine operates, utilized by offender, cause the property loss of holder.
The precautionary measures that bank is usually taken at present are：It is required that holder often carry out any once-through operation be required for again it is defeated
Enter password, is stolen come fund in the case of preventing holder from forgetting card taking.Although the method can prevent fund to be stolen,
It is but to cause inconvenience to holder, it is cumbersome if holder carries out more operations and needs repeatedly input password.
Invention content
In order to solve holder in the prior art often carry out any once-through operation be required for re-entering Password Operations it is cumbersome
The problem of, an embodiment of the present invention provides a kind of identity identifying method and devices.The technical solution is as follows：
In a first aspect, providing a kind of identity identifying method, the method is applied in atm device, the method includes：
The bank's card number for being placed on bank card in card slot is read using the card reader of the atm device；
Fund extraction request is being received, alternatively, when receiving fund transfer request, using bank's card number from clothes
Business device obtains the standard picture of each validated user in validated user group, and the validated user group includes the legal of the bank card
The other users that holder and the legal holden have confirmed that；
Authentication image is obtained using the camera of the atm device；
When detecting that the authentication image is matched with the standard picture of any validated user in the validated user group, sentence
The user of the fixed currently used atm device is legal, and the response fund extraction request or the fund transfer request.
Optionally, the method further includes：
If the standard picture of all validated users is mismatched with the authentication image in the validated user group, control
The door for making the protective cabin where the atm device is closed, and stops producing when being pressed according to the protective cabin inward swinging door option
Raw pressing signal opens the door of the protective cabin.
Optionally, after the door of the protective cabin where the control atm device is closed, the method further includes：
Using the camera recorded video, and obtain from the server contact method of the legal holden；
According to the contact method video is sent to the legal holden.
Optionally, after the door of the protective cabin where the control atm device is closed, the method further includes：
Using the camera recorded video, and utilize the device identification of the atm device from described in server acquisition
The contact method of the address information of atm device, the legal holden；
Alarm signal is generated using the contact method of the video, the address information of the atm device, the legal holden
Breath；
The warning message is sent to network public security alarm system.
Optionally, after the door of the protective cabin where the control atm device is closed, the method further includes：
Selected operable option is obtained, and safe class is determined according to the selected operable option；
According to the safe class standard information, and input of the displaying for validation information are obtained from server
Frame；
If the verification information in the input frame is identical as the standard information, generated according to the operable option
Operation requests.
Optionally, after the door of the protective cabin where the control atm device is closed, the method further includes：
When detecting that certificate option is triggered, the electronic user account of the legal holden is obtained from server
Number；
Authentication image is obtained using camera, is carried to the electronic equipment transmission for logging in the electronic user account described
The certification request of authentication image；
After receiving the notification message being identified through that the electronic equipment is sent, selected according to the protective cabin inward swinging door
The pressing signal that item generates when being pressed opens the door of the protective cabin.
Optionally, after being placed on bank's card number of bank card in card slot using the reading of the card reader of the atm device, institute
The method of stating further includes：
When receiving confirmation retain card signal, the bank card is moved to cabinet, and generate card drawing information, it is described
Card drawing information includes the bank's card number of the bank card got address, get voucher, the bank card；
The notice request for carrying the card drawing information is sent to server, the notice request is for triggering the service
Device sends the card drawing information to the electronic user account of the legal holden；
The pressing signal generated when being pressed according to the protective cabin inward swinging door option opens the door of the protective cabin.
Second aspect provides a kind of identification authentication system, which is characterized in that described device includes：
Memory and processor；
At least one program instruction is stored in the memory；
The processor, by loading and executing at least one program instruction to realize first aspect and first party
Identity identifying method involved by any alternative embodiment in face.
The advantageous effect that technical solution provided in an embodiment of the present invention is brought is：
The bank's card number for being placed on bank card in card slot is read by using the card reader of atm device；Receiving fund
Extraction request is obtained in validated user group respectively using bank's card number from server alternatively, when receiving fund transfer request
The standard picture of a validated user, the validated user group include that the legal holden of the bank card and legal holden have confirmed that
Other users；Authentication image is obtained using the camera of atm device；Appoint in detecting the authentication image and validated user group
When the standard picture matching of one validated user, judge that the user of the currently used atm device is legal, and responds fund extraction
Request or the fund transfer request；Solve holder in the related technology often carry out any once-through operation be required for re-entering it is close
The cumbersome problem of code has achieved the effect that simplified user uses the user's operation of bank card on atm device.
Description of the drawings
To describe the technical solutions in the embodiments of the present invention more clearly, make required in being described below to embodiment
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for
For those of ordinary skill in the art, without creative efforts, other are can also be obtained according to these attached drawings
Attached drawing.
Fig. 1 is the method flow diagram of identity identifying method provided by one embodiment of the present invention.
Specific implementation mode
To make the object, technical solutions and advantages of the present invention clearer, below in conjunction with attached drawing to embodiment party of the present invention
Formula is described in further detail." electronic equipment " said in text may include smart mobile phone, tablet computer, smart television,
E-book reader, MP3 player (Moving Picture Experts Group Audio Layer III, dynamic image
Expert's compression standard audio level 3), MP4 (Moving Picture Experts Group Audio Layer IV, dynamic shadow
As expert's compression standard audio level 4) player, pocket computer on knee and desktop computer etc..
Referring to FIG. 1, it illustrates the method flow diagram of identity identifying method provided by one embodiment of the present invention, this reality
Example is applied with the authentication applied to illustrating in atm device.As shown in Figure 1, the identity identifying method may include：
Step 110, the bank's card number for being placed on bank card in card slot is read using the card reader of atm device.
The realization of this step can be：When being inserted into bank card in the card slot for detecting atm device, bank's chips are read
Bank's card number of interior storage.Atm device is getting bank's card number, can show interface for password input, can also directly display operation
Interface illustrates in two kinds of situation below：
The first situation：Atm device shows interface for password input, so that user is in password after getting bank's card number
Bank card password is inputted in input interface；The bank card password inputted in interface for password input is obtained, the bank card of input is detected
Whether password is consistent with the correct bank card password of the bank card；If consistent, operation display interface can in the operation interface
Including withdrawing the money, transferring accounts, deposit, Modify password, query the balance etc. option.
The second situation：Atm device directly displays operation interface after getting bank's card number, can be wrapped in the operation interface
Include withdrawal, transfer accounts, deposit, Modify password, query the balance etc. option.
Step 120, fund extraction request is being received, alternatively, when receiving fund transfer request, is utilizing the bank card
Number from server obtain validated user group in each validated user standard picture, which includes the conjunction of the bank card
The other users that method holder and legal holden have confirmed that.
The realization of this step can be：Detect withdrawal option be triggered or transfer accounts option be triggered when, utilize the silver
Row card number obtains the standard picture of each validated user in validated user group from server, which includes the bank card
Legal holden and the other users that have confirmed that of legal holden.
Wherein, legal holden confirms that the approach of the other users of the validated user group may include：
The first, handles addition formality in bank counter, provides the identification card number of the user to be added to validated user group
Yard, the standard picture of each user is the identity card picture of police affairs system storage in validated user group.
Second, the ID card No. of the user of validated user group is submitted by electronic equipment；If holder user is also
By electronic equipment submit validated user group any user certificate photo, 0 server using the certificate photo of its any user as
The standard picture of any user；If holder user does not submit the certificate photo of a certain user, server by electronic equipment
Then using the identity card picture of a certain user as standard picture.
Step 130, authentication image is obtained using the camera of atm device.
Step 140, when detecting that the authentication image is matched with the standard picture of any validated user in validated user group,
Judge that the user of the currently used atm device is legal, and responds fund extraction request or the fund transfer request.
In conclusion method provided in an embodiment of the present invention, card slot is placed on by using the card reader reading of atm device
Bank's card number of middle bank card；Fund extraction request is being received, alternatively, when receiving fund transfer request, is utilizing the silver
Row card number obtains the standard picture of each validated user in validated user group from server, which includes the bank card
Legal holden and the other users that have confirmed that of legal holden；Authentication image is obtained using the camera of atm device；
When detecting that the authentication image is matched with the standard picture of any validated user in validated user group, the currently used ATM is judged
The user of equipment is legal, and responds fund extraction request or the fund transfer request；Solves holder in the related technology
It often carries out any once-through operation to be required for re-entering the cumbersome problem of Password Operations, has reached simplified user on atm device
Use the effect of the user's operation of bank card.
In one example, if in the validated user group standard picture of all validated users with the authentication image not
Matching, then when controlling the door closing of the protective cabin where atm device, and stopping being pressed according to the protective cabin inward swinging door option
The pressing signal of generation opens the door of the protective cabin, to limit the freedom of the currently used atm device.
In one example, control the protective cabin where atm device door close after, using camera recorded video, with
And the contact method of legal holden is obtained from server；According to contact method video is sent to legal holden.Wherein, legal
The contact method of holder may include instant messaging mode, mailbox, user account etc., and the present embodiment does not limit this specifically
It is fixed.
Optionally, its address information and device numbering has been locally stored in atm device, by the address information, device numbering
And the video is sent to legal holden together.
In another example, control the protective cabin where atm device door close after, using camera recorded video,
And the address information of the atm device, the correspondent party of legal holden are obtained from server using the device identification of the atm device
Formula；Warning message is generated using the contact method of the video, the address information of atm device, legal holden；Warning message is sent out
It send to network public security alarm system.
Optionally, user can check and accept the video of atm device transmission on an electronic device, and electronic equipment can also show unlock choosing
；Electronic equipment sends unlocking request when detecting that unlock option is triggered, to the atm device；Atm device is according to the unlock
Ask the door in opening protection function cabin.
In one example, after the door closing for controlling the protective cabin where atm device, certificate option can be shown；ATM
Equipment obtains the electronic user account of the legal holden from server when detecting that certificate option is triggered；It utilizes
Camera obtains authentication image, and the certification that the authentication image is carried to the electronic equipment transmission for logging in the electronic user account is asked
It asks；After the notification message being identified through for receiving electronic equipment transmission, it is pressed according to the protective cabin inward swinging door option
When the pressing signal that generates open the door of the protective cabin, alternatively, according to the door in the notification message opening protection function cabin.
In one example, after the door closing for controlling the protective cabin where atm device, retain card option can be shown；It is detecting
When being triggered to the retain card option when generated confirmation retain card signal, which is moved to cabinet, and generate neck
Card information, the card drawing information include the bank's card number of the bank card got address, get voucher, the bank card；To server
The notice request for carrying the card drawing information is sent, which asks for triggering electronics of the server to the legal holden
User account sends the card drawing information；The pressing signal generated when being pressed according to the protective cabin inward swinging door option opens the protection
The door in cabin.
Wherein, it refers to that user goes to the address of getting of bank card to get the required evidence of bank card, such as body to get voucher
Part card.Optionally, when sending the notice request for carrying the card drawing information to server, the neck is shown in ATM displays
Card information.
It is further alternative, while showing retain card option, also show certificate option；Atm device is detecting
When certificate option is triggered, the electronic user account of the legal holden is obtained from server；Recognized using camera acquisition
Image is demonstrate,proved, the certification request for carrying the authentication image is sent to the electronic equipment for logging in the electronic user account；It is receiving
After the notification message being identified through that the electronic equipment is sent, the pressing that is generated when being pressed according to the protective cabin inward swinging door option
Signal opens the door of the protective cabin, alternatively, according to the door in the notification message opening protection function cabin.
In the case where directly displaying operation interface after atm device obtains bank's card number, selected operable choosing is obtained
, and safe class is determined according to the selected operable option；According to the safe class standard letter is obtained from server
Breath, and input frame of the displaying for validation information；If the verification information in the input frame is identical as the standard information,
Operation requests are then generated according to the operable option.
For example, option is deposited, the safe class of inquiry into balance option is 1 grade；The peace of withdrawal option, option of transferring accounts
Congruent grade is 2 grades；The safe class of Modify password option is 3 grades.In addition, user can be by operating Modify password option amendment peace
2 corresponding standard information of 1 corresponding standard information of congruent grade and safe class.
For example, the standard information that safe class is 1 grade can be the password being made of 6 bit digitals；The mark that safe class is 2
Calibration information can be password, the ID card No. of emergency contact (for example, spouse or parent), the name of 6 bit digitals composition
Etc..
A kind of computer readable storage medium that one embodiment of the invention also provides, in the computer readable storage medium
It is stored with one or more instruction, when one or more than one instruction is executed by the processor in atm device
Realize identity identifying method involved in any of the above-described embodiment.
One embodiment of the invention also provides a kind of identification authentication system, and described device includes：Memory and processor；Institute
It states and is stored at least one program instruction in memory；The processor is referred to by loading and executing at least one program
It enables to realize identity identifying method involved in any of the above-described embodiment.
Term " first ", " second " are used for description purposes only, and are not understood to indicate or imply relative importance or hidden
Quantity containing indicated technical characteristic.The feature of " first ", " second " that limit as a result, can express or implicitly include one
A or more this feature.In the description of the present invention, unless otherwise indicated, the meaning of " plurality " is two or two with
On.
One of ordinary skill in the art will appreciate that realizing that all or part of step of above-described embodiment can pass through hardware
It completes, relevant hardware can also be instructed to complete by program, the program can be stored in a kind of computer-readable
In storage medium, storage medium mentioned above can be read-only memory, disk or CD etc..
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all the present invention spirit and
Within principle, any modification, equivalent replacement, improvement and so on should all be included in the protection scope of the present invention.
Claims (8)
1. a kind of identity identifying method, which is characterized in that the method is applied in atm device, the method includes：
The bank's card number for being placed on bank card in card slot is read using the card reader of the atm device；
Fund extraction request is being received, alternatively, when receiving fund transfer request, using bank's card number from server
The standard picture of each validated user in validated user group is obtained, the validated user group includes that the legal of the bank card holds
The other users that people and the legal holden have confirmed that；
Authentication image is obtained using the camera of the atm device；
When detecting that the authentication image is matched with the standard picture of any validated user in the validated user group, judgement is worked as
The preceding user using the atm device is legal, and the response fund extraction request or the fund transfer request.
2. according to the method described in claim 1, it is characterized in that, the method further includes：
If the standard picture of all validated users is mismatched with the authentication image in the validated user group, institute is controlled
The door for stating the protective cabin where atm device is closed, and stop generating when being pressed according to the protective cabin inward swinging door option
Pressing signal opens the door of the protective cabin.
3. according to the method described in claim 2, it is characterized in that, in the protective cabin where the control atm device
After door is closed, the method further includes：
Using the camera recorded video, and obtain from the server contact method of the legal holden；
According to the contact method video is sent to the legal holden.
4. according to the method described in claim 2, it is characterized in that, in the protective cabin where the control atm device
After door is closed, the method further includes：
It is set from the server acquisition ATM using the camera recorded video, and using the device identification of the atm device
The contact method of standby address information, the legal holden；
Warning message is generated using the contact method of the video, the address information of the atm device, the legal holden；
The warning message is sent to network public security alarm system.
5. according to the method described in claim 2, it is characterized in that, in the protective cabin where the control atm device
After door is closed, the method further includes：
Selected operable option is obtained, and safe class is determined according to the selected operable option；
According to the safe class standard information, and input frame of the displaying for validation information are obtained from server；
If the verification information in the input frame is identical as the standard information, operation is generated according to the operable option
Request.
6. according to the method described in claim 2, it is characterized in that, in the protective cabin where the control atm device
After door is closed, the method further includes：
When detecting that certificate option is triggered, the electronic user account of the legal holden is obtained from server；
Authentication image is obtained using camera, the certification is carried to the electronic equipment transmission for logging in the electronic user account
The certification request of image；
After receiving the notification message being identified through that the electronic equipment is sent, according to the protective cabin inward swinging door option quilt
The pressing signal generated when pressing opens the door of the protective cabin.
7. according to the method described in claim 2, it is characterized in that, the card reader reading using the atm device is placed on card
In slot after bank's card number of bank card, the method further includes：
When receiving confirmation retain card signal, the bank card is moved to cabinet, and generate card drawing information, the card drawing
Information includes the bank's card number of the bank card got address, get voucher, the bank card；
Send the notice request for carrying the card drawing information to server, the notice ask for trigger the server to
The electronic user account of the legal holden sends the card drawing information；
The pressing signal generated when being pressed according to the protective cabin inward swinging door option opens the door of the protective cabin.
8. a kind of identification authentication system, which is characterized in that described device includes：
Memory and processor；
At least one program instruction is stored in the memory；
The processor, it is any described in claim 1 to 7 to realize by loading and executing at least one program instruction
Identity identifying method.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810390782.2A CN108648376A (en) | 2018-04-27 | 2018-04-27 | Identity identifying method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810390782.2A CN108648376A (en) | 2018-04-27 | 2018-04-27 | Identity identifying method and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108648376A true CN108648376A (en) | 2018-10-12 |
Family
ID=63748247
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810390782.2A Pending CN108648376A (en) | 2018-04-27 | 2018-04-27 | Identity identifying method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108648376A (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109887194A (en) * | 2019-03-17 | 2019-06-14 | 中国建设银行股份有限公司 | One kind is to public withdrawal method and device |
| CN109934577A (en) * | 2019-03-17 | 2019-06-25 | 中国建设银行股份有限公司 | A kind of transaction data processing method and automatic teller machine |
| CN109979123A (en) * | 2019-03-13 | 2019-07-05 | 南京合荣欣业金融软件有限公司 | A kind of plug-in card self-service device and its retain card processing method |
| CN111445644A (en) * | 2019-01-17 | 2020-07-24 | 邓婕 | Financial self-service equipment and transaction method thereof |
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Application publication date: 20181012 |