CN108122111A - Safe payment method, device, storage medium and computer equipment - Google Patents
Safe payment method, device, storage medium and computer equipment Download PDFInfo
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- CN108122111A CN108122111A CN201711176794.7A CN201711176794A CN108122111A CN 108122111 A CN108122111 A CN 108122111A CN 201711176794 A CN201711176794 A CN 201711176794A CN 108122111 A CN108122111 A CN 108122111A
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- payment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
- G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
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Abstract
The present invention relates to a kind of safe payment method, device, storage medium and computer equipment, wherein, the described method includes：The payment request that mobile terminal is sent is received, unlock interface is entered according to the payment request；Receive the unlock operation for acting on the unlock interface；When the unlock, which operates corresponding unlocking information, to be consistent with default unlocking information, payment instruction is generated according to the payment request；The payment instruction is sent to mobile terminal so that mobile terminal is paid according to the payment instruction.The present invention can reduce risk when being paid using electronic money.
Description
Technical field
The present invention relates to financial payment technical field, more particularly to a kind of safe payment method, device, storage medium and
Computer equipment.
Background technology
With the rapid development of science and technology, more and more people are paid when being traded using electronic money, electronics
Currency operations are simple, quick, the inconvenience that people carry cash eliminated, especially recently as wechat, Alipay, hand
The rise of the means of payment such as machine bank, electronic money payment have started to substitute traditional paper money transaction gradually.
However, in traditional technology, people are when using electronic money to be paid, it is only necessary to can be propped up using mobile phone
It pays, once mobile phone is lost or is stolen, there will be great risks for the security of electronic money.
The content of the invention
Based on this, it is necessary to for above-mentioned technical problem, provide a kind of safe payment method, device, storage medium and meter
Machine equipment is calculated, to reduce risk when being paid using electronic money.
A kind of safe payment method, the method are applied to a kind of safety device, the described method includes：
The payment request that mobile terminal is sent is received, unlock interface is entered according to the payment request；
Receive the unlock operation for acting on the unlock interface；
When the corresponding unlocking information of the unlock operation is consistent with default unlocking information, given birth to according to the payment request
Into payment instruction；
The payment instruction is sent to mobile terminal so that mobile terminal is paid according to the payment instruction.
In one of the embodiments, it is described the payment instruction is sent to mobile terminal so that mobile terminal according to
Include before the step of payment instruction is paid：
The payment instruction is encrypted by built-in safety element.
In one of the embodiments, the unlocking information is finger print information, digital information, voiceprint, gesture information
Or at least one of human face image information.
In one of the embodiments, the unlocking information is human face image information, and the method further includes：
It, will when the matching degree that the unlock operates corresponding unlocking information and default unlocking information is less than predetermined threshold value
The unlocking information is sent to mobile terminal so that the mobile terminal preserves the unlocking information.
In one of the embodiments, the method further includes：
When the number of operations of the unlock operation is more than the first preset value, sent into lock-out state and to mobile terminal
Warning information is so that mobile terminal shows the warning information.
In one of the embodiments, the payment request for receiving mobile terminal, enters solution according to the payment request
The step of locking interface includes：
The payment request of mobile terminal is received, the payment request carries the transaction amount of this payment；
When the payment amount is less than the second preset value, into the first unlock interface；
When the payment amount is more than the second preset value, sends confirmation message to mobile terminal and receiving movement eventually
Enter the second unlock interface after the confirmation instruction at end.
In one of the embodiments, it is described receive mobile terminal send payment request, according to the payment request into
Include before the step of entering unlock interface：
When receiving the association request of terminal, mark type information is sent to the terminal so that the terminal is by described in
Type information establishes incidence relation with active user's mark.
A kind of secure payment device, described device include：
Payment request receiving module for receiving the payment request of mobile terminal transmission, enters according to the payment request
Unlock interface；
Unlock operation receiving module, for receiving the unlock operation for acting on the unlock interface；
Payment instruction generation module, it is consistent with default unlocking information for working as the corresponding unlocking information of the unlock operation
When, payment instruction is generated according to the payment request；
Payment instruction sending module, for the payment instruction to be sent to mobile terminal so that mobile terminal is according to institute
Payment instruction is stated to be paid.
A kind of computer readable storage medium is stored with computer program on the computer readable storage medium, described
When computer program is executed by processor so that the processor performs the step described in above-mentioned safe payment method.
A kind of computer equipment, the computer equipment include memory and processor, meter are stored in the memory
Calculation machine program, when the computer program is performed by the processor so that the processor performs above-mentioned safe payment method
The step.
Above-mentioned safe payment method, device, storage medium and computer equipment, safety device is by receiving mobile terminal
Payment request enters unlock interface according to the payment request, then receives the unlock operation for acting on the unlock interface, when
The unlock operate corresponding unlocking information it is consistent with default unlocking information when, paid and referred to according to payment request generation
Order to the mobile terminal transmission payment instruction so that mobile terminal is paid according to the payment instruction, is being propped up
Fu Shi since the unlock for adding safety device operates, just refers in unlocking security devices success to mobile terminal transmission payment
Order, compared with the side that only needs simply to be unlocked mobile phone or input payment cipher in traditional technology and can be paid
Formula substantially reduces risk when being paid using electronic money.
Description of the drawings
Fig. 1 is the applied environment figure of safe payment method in one embodiment；
Fig. 2 is the flow chart of safe payment method in one embodiment；
Fig. 3 is the flow chart of safe payment method in another embodiment；
Fig. 4 is the flow chart of safe payment method in another embodiment；
Fig. 5 is the flow chart of safe payment method in further embodiment；
Fig. 6 is the payment request that mobile terminal is received in one embodiment, enters unlock interface according to the payment request
Step flow chart；
Fig. 7 is the structure diagram of secure payment device in one embodiment；
Fig. 8 is the structure diagram of secure payment device in another embodiment；
Fig. 9 is the structure diagram of secure payment device in another embodiment；
Figure 10 is the structure diagram of secure payment device in further embodiment；
Figure 11 is the cut-away view of one embodiment Computer equipment.
Specific embodiment
In order to make the foregoing objectives, features and advantages of the present invention clearer and more comprehensible, below in conjunction with the accompanying drawings to the present invention
Specific embodiment be described in detail.Many details are elaborated in the following description in order to fully understand this hair
It is bright.But the invention can be embodied in many other ways as described herein, those skilled in the art can be not
Similar improvement is done in the case of running counter to intension of the present invention, therefore the present invention is not limited to the specific embodiments disclosed below.
It is appreciated that term " first " used in the present invention, " second " etc. can be used to describe various elements herein,
But these elements should not be limited by these terms.These terms are only used to distinguish first element and another element.Citing comes
It says, without departing from the scope of the invention, the first client can be known as the second client, and similarly, can incite somebody to action
Second client is known as the first client.First client and the second client both clients, but it is not same visitor
Family end.
Unless otherwise defined, all of technologies and scientific terms used here by the article is with belonging to technical field of the invention
The normally understood meaning of technical staff is identical.Term used in the description of the invention herein is intended merely to description tool
The purpose of the embodiment of body, it is not intended that the limitation present invention.
Fig. 1 is the applied environment figure of the safe payment method provided in one embodiment, as shown in Figure 1, in the implementation ring
In border, including mobile terminal 110 and safety device 120, mobile terminal 110 can pass through bluetooth, WIFI with safety device 120
Wait communications connection.Wherein, terminal 110 can be smart mobile phone, tablet computer, laptop, desktop computer,
Intelligent sound box, smartwatch etc., but be not limited thereto.
In one embodiment, as shown in Fig. 2, providing a kind of safe payment method, this method is applied to the peace in Fig. 1
Full device, this method include：
Step S210 receives the payment request that mobile terminal is sent, enters unlock interface according to payment request.
Specifically, when user needs payment, payment event is triggered in mobile terminal, as clicked on interface of mobile terminal
" payment " button, the payment event that mobile terminal is triggered according to user are asked to safety device Sending Payments, are taken in payment request
Band Transaction Information, including transaction amount, paying party mark, beneficiary mark etc., wherein, mobile terminal sends to safety device and pays
Money request can be sent by wireless modes such as WIFI, bluetooths, can also by USB (Universal Serial Bus, it is general
Universal serial bus) it sends.After payment mechanism receives the payment request, interface is unlocked automatically.Wherein, unlock interface is presented
Unlocking manner can be any one in line information, digital information, voiceprint, gesture information or human face image information, tool
Which kind of unlocking manner body is, the present invention is not limited herein.
It is understood that in order to further improve the security of payment, safety device can set a variety of unlocks simultaneously
Mode is presented different unlocking manners or two kinds of different unlocking manners is continuously presented at random when unlocking each time.
Step S220 receives the unlock operation for acting on unlock interface.
Specifically, safety device reception acts on the unlock operation of unlock interface.It is appreciated that safety device can receive
The unlock operation of unlock interface is directly acted on, the gesture input such as acted on unlocking security devices interface, Password Input refer to
Line input etc.；The unlock that indirectly-acting can also be received in unlock interface operates, if user is according to the prompt message of unlock interface
Take pictures and realize that recognition of face unlocks or says preset voice and carries out vocal print unlock etc..
Further, safety device judge the corresponding unlocking information of above-mentioned unlocking manner and default band unlocking information whether phase
Meet, if so, entering step S230；If it is not, then unlock failure.
Step S230, when the corresponding unlocking information of unlock operation is consistent with default unlocking information, according to payment request
Generate payment instruction.
Specifically, unlocking information refers to that user performs what is inputted during unlock operation according to the unlock interface on safety device
Information；Default unlocking information refers to the unlocking information of the corresponding correct unlocking manner of unlock interface.When safety device judges
Go out user by the unlocking information that unlock interface inputs it is consistent with default unlocking information when, unlock successfully, safety device according to
Payment request generates payment instruction.
In one embodiment, according to the difference of unlocking manner, unlocking information is finger print information, digital information, vocal print letter
At least one of breath, gesture information or human face image information.
Payment instruction is sent to mobile terminal so that mobile terminal is paid according to payment instruction by step S240.
Specifically, safety device can send payment instruction by communications such as bluetooth, WIFI to mobile terminal,
Can also payment instruction be sent to mobile terminal by USB, mobile terminal be connected to after the payment instruction according to the payment instruction into
Enter payment flow, request of deducting fees is sent to the corresponding banking system of payment instruction, when the response letter for receiving banking system return
During breath, illustrate to pay successfully.
In one embodiment, it is further comprising the steps of before step S210：Safety device is receiving the association of terminal
During request, mark type information is sent to terminal so that type information and active user's mark are established incidence relation by terminal.Its
In, type information refers to the information being set when safety device dispatches from the factory, the signal message be used for by current safety device with
Other safety devices distinguish, and type information can be by the group of number, letter or number, letter and other characteristic symbols
It is combined into.The user identity that active user's mark is currently logged in for unique mark in mobile terminal.
In one embodiment, user identifier can by user mobile terminal by the accounts such as cell-phone number, E-mail address into
Row registration.
It is appreciated that after mobile terminal and safety device establish incidence relation, safety device will be received only and bound therewith
Mobile terminal send information.
Above-mentioned safe payment method, safety device are entered by receiving the payment request of mobile terminal according to payment request
Then unlock interface receives the unlock operation for acting on unlock interface, when unlock operates corresponding unlocking information and default solution
When lock information is consistent, payment instruction is generated according to payment request, payment instruction is sent so that mobile terminal root to mobile terminal
Paid according to payment instruction, when being paid, due to add safety device unlock operate, unlocking security devices into
Payment instruction just is sent to mobile terminal during work(, compared with only needing simply to be unlocked mobile phone in traditional technology or defeated
Enter the mode that payment cipher can be paid, substantially reduce risk when being paid using electronic money.
In one embodiment, as shown in figure 3, safe payment method comprises the following steps：
Step S210, receives the payment request of mobile terminal, enters unlock interface according to payment request.
Step S220 receives the unlock operation for acting on unlock interface.
Step S230, when the corresponding unlocking information of unlock operation is consistent with default unlocking information, according to payment request
Generate payment instruction.
Step S250 is encrypted payment instruction by built-in safety element.
Specifically, safety element (Security element, SE), work(of the SE in safety device are set in safety device
Can mainly it include：Secure storage, data encryption computing and the safety storage of information of key.The secure storage of key can establish phase
To perfect key management system, ensure that key can not be read.Data encryption computing is included for reliable security algorithm
Support, sensitive data ciphertext are transmitted and data transmission is anti-tamper etc..The safety storage of information refers to stringent file access power
Limit mechanism and reliable identifying algorithm and flow.In the present embodiment, after safety device generates payment instruction according to payment request,
Secure payment is encrypted by built-in SE chips, the Encryption Algorithm of use includes but not limited to RSA or ASE etc. and calculates safely
Method.
Payment instruction is sent to mobile terminal so that mobile terminal is paid according to payment instruction by step S240.
In the present embodiment, by being then forwarded to mobile terminal after payment instruction is encrypted, payment instruction quilt can be prevented
The unsafe acts such as malicious intercepted, the security of data when further improving payment.
In one embodiment, as shown in figure 4, method further includes：
Step S260, when the matching degree that unlock operates corresponding unlocking information and default unlocking information is less than predetermined threshold value
When, unlocking information is sent to mobile terminal so that mobile terminal preserves unlocking information.
In the present embodiment, the corresponding unlocking manner of safety device unlocks for recognition of face, when safety device gets use
During the human face image information at family, which is identified into corresponding default facial image with paying party, judgement is compared
Whether the two is identical, when identical, then unlocks success, failure is then unlocked when differing.In one embodiment, paying party mark pair
The default facial image answered can be stored in safety device；In another embodiment, safety device judges above-mentioned unlock side
The corresponding unlocking information of formula can also be stored in server with whether default band unlocking information is consistent, when need carry out face
During identification, safety device obtains default facial image by network from server, so as to save the memory headroom of safety device.
It is appreciated that in the present embodiment, when the human face image information that safety device is got and default facial image
It when matching degree reaches predetermined threshold value, then can determine whether to be identical, during less than the predetermined threshold value, then be judged as differing.
Further, when unlocking failure, i.e., the human face image information and the default facial image that get when safety device
When matching degree is less than the predetermined threshold value, which can be sent to mobile terminal by safety device, and mobile terminal is to this
Human face image information is preserved, and is stolen or is maliciously unlocked by other people when unsafe acts occur in safety device, mobile whole
The facial image that end preserves can contribute to the identity that user judges the corresponding executor of unsafe acts.
In one embodiment, as shown in figure 5, method further includes：
Step S270, when the number of operations of unlock operation is more than the first preset value, into lock-out state and to movement eventually
End sends warning information so that mobile terminal shows warning information.
Specifically, in some cases, when losing or be stolen such as safety device, it is possible to be attempted by malicious person
Decryption to be further ensured that the security of safety device, reduces risk during payment, can be set beforehand through safety device
One the first preset value, when safety device detects that the number of operations of release operation is more than the preset value, into lock-out state,
Wherein, lock-out state refers to that safety device can not be opened by way of unlock again, so as to ensure the payment safety of user.
Further, safety device sends warning information to mobile terminal, after mobile terminal receives the warning information, to this
Warning information is shown so that user can know current payout status so as to take measures in time at the first time, prevent from providing
Gold is stolen.
It is appreciated that after safety device enters released state, the default finger that unlocks can be sent by mobile terminal
Order so that safety device can normal use, i.e., can simultaneously be received into unlock interface user act on unlock interface unlock behaviour
Make.
In the present embodiment, when the number of operations of unlock operation is more than the first preset value, into lock-out state and to shifting
Dynamic terminal sends warning information, can further reduce risk during payment, ensure the payment safety of user.
In one embodiment, as shown in fig. 6, receiving the payment request of mobile terminal, unlock is entered according to payment request
The step of interface, includes：
Step S211, receives the payment request of mobile terminal, and payment request carries the transaction amount of this payment.
In some cases, when user is paid, may occur the situation that transaction amount is wrongly write by mistake because of hand, work as friendship
The easy amount of money, which is filled out, staggers the time, especially when transaction amount is larger, it is possible to very big loss can be caused to user.Therefore, in this reality
It applies in example, safety device can verify transaction amount, be lost with reducing user caused by error.Specifically, safety dress
After putting the payment request for receiving mobile terminal transmission, the transaction value data carried in payment request is obtained, judges the transaction
Whether value data is less than the second preset value, if so, entering step S212；If it is not, then enter step S213.In an implementation
In example, the second preset value can be previously set by mobile terminal by user and be sent to safety device.
Step S212, when payment amount is less than the second preset value, into the first unlock interface.
Specifically, when payment finance is less than the second preset value, illustrate that current transaction amount is usual for a user
For small amount payment, therefore, the corresponding unlocking manner of the first unlock interface can be relatively simple, security level in contrast slightly
The unlocking manner of micro- low spot, such as gesture unlock, password unlock, in addition, when payment finance is less than the second preset value into the
One unlock interface additionally aid user quickly judge the currently transaction amount that has inputted and the transaction amount that should be inputted whether
Match somebody with somebody, prevent because amount of money input error causes unnecessary trouble.Such as, when the second default settings are 1000, user currently should
When the transaction amount of input is 9000, and the transaction amount that user has inputted is 900, then when user's device safe to use is solved
During lock payment, the transaction amount currently inputted can be quickly judged according to the first unlock interface there are mistake, so as to select
Terminal is paid, and avoids causing follow-up unnecessary trouble because of payment error.
Step S213 when payment amount is more than the second preset value, sends confirmation message to mobile terminal and is receiving
Enter the second unlock interface after the confirmation instruction of mobile terminal.
Specifically, illustrate that current transaction amount is usually for a user when payment amount is more than the second preset value
Wholesale is paid, at this point, for user because error causes monetary losses, safety device can send confirmation letter to mobile terminal in order to prevent
Breath, when such as clicking on the operation button of interface of mobile terminal when mobile terminal receives the confirmation operation of user, to safety device
It sends and confirms instruction, safety device enters the second unlock interface after confirmation instruction is received, due to current transaction amount
It is paid for wholesale, therefore, the corresponding unlocking manner of the second unlock interface may be configured as than the first unlock interface security level higher
Unlocking manner, such as recognition of face, fingerprint recognition, Application on Voiceprint Recognition, simultaneously as the second unlock interface and the first unlock interface
And differ, user can quickly judge the transaction amount currently inputted and the trade gold that should be inputted according to the second unlock interface
Whether volume matches, and further prevents the monetary losses brought by operation error.
In one embodiment, if safety device does not have after mobile terminal sends confirmation message within the default period
There is the response message for receiving mobile terminal return, then security terminal terminates this delivery operation flow automatically.
In another embodiment, if safety device is after mobile terminal sends confirmation message, mobile terminal transmission is received
Abandon payment response message when, Shu Benci delivery operation flows.
In the present embodiment, security terminal according to transaction amount compared with the second preset value, it is and big in transaction amount
When the second preset value confirmation message is sent to terminal and after the confirmation for receiving terminal instructs just into unlock interface, it can be with
It is effective to avoid monetary losses caused by user's operation error.
In one embodiment, as shown in fig. 7, additionally providing a kind of secure payment device 700, which includes：
Payment request receiving module 702 for receiving the payment request of mobile terminal transmission, enters solution according to payment request
Lock interface；
Unlock operation receiving module 704, for receiving the unlock operation for acting on unlock interface；
Payment instruction generation module 706, for consistent with default unlocking information when unlocking the corresponding unlocking information of operation
When, payment instruction is generated according to payment request；
Payment instruction sending module 708, for payment instruction to be sent to mobile terminal so that mobile terminal is according to branch
Instruction is paid to be paid.
Above-mentioned secure payment device by receiving the payment request of mobile terminal, enters unlock interface according to payment request,
Then the unlock operation for acting on unlock interface is received, when the corresponding unlocking information of unlock operation is consistent with default unlocking information
When, payment instruction is generated according to payment request, sends payment instruction to mobile terminal so that mobile terminal is according to payment instruction
It is paid, when being paid, since the unlock for adding safety device operates, in unlocking security devices success just to shifting
Dynamic terminal sends payment instruction, compared with only needing simply to be unlocked mobile phone or input payment cipher in traditional technology
The mode that can be paid substantially reduces risk when being paid using electronic money.
In one embodiment, as shown in figure 8, above device further includes：
Payment instruction is encrypted in encrypting module 710, the safety element for passing through built-in.
In one embodiment, default unlocking information for finger print information, digital information, voiceprint, gesture information or
At least one of human face image information.
In one embodiment, as shown in figure 9, default unlocking information is human face image information, above device further includes：
Unlocking information sending module 712, for operating of corresponding unlocking information and default unlocking information when unlock
When being less than predetermined threshold value with degree, unlocking information is sent to mobile terminal so that mobile terminal preserves unlocking information.
In one embodiment, as shown in Figure 10, above device further includes：
Locking module 714, for when unlock operation number of operations be more than the first preset value when, into lock-out state and to
Mobile terminal sends warning information so that mobile terminal shows warning information.
In one embodiment, payment request receiving module 702 is used to receive the payment request of mobile terminal, payment request
The transaction amount of this payment is carried, when payment amount is less than the second preset value, into the first unlock interface, works as payment amount
During more than the second preset value, confirmation message is sent and after the confirmation for receiving mobile terminal instructs into second to mobile terminal
Unlock interface.
As shown in figure 11, it is the cut-away view of one embodiment Computer equipment, computer equipment can be used as safety
Device.The computer equipment connects bus couple processor, non-volatile memory medium, built-in storage and network by system and connects
Mouthful.Wherein, the non-volatile memory medium of the computer equipment can storage program area and computer-readable instruction, the computer
Readable instruction is performed, and may be such that processor performs a kind of safe payment method.The processor of the computer equipment is used to carry
For calculating and control ability, the operation of entire computer equipment is supported.Computer-readable instruction can be stored in the built-in storage,
When the computer-readable instruction is executed by processor, it may be such that processor performs a kind of safe payment method.Computer equipment
Network interface such as receives VoP for carrying out network communication, sends and stops control instruction etc..Those skilled in the art can
The structure shown to understand, in Figure 11, only with the block diagram of the relevant part-structure of application scheme, is not formed to this Shen
Please the restriction of computer equipment that is applied thereon of scheme, specific computer equipment can include it is more more than shown in figure or
Less component either combines some components or is arranged with different components.
In one embodiment, a kind of computer equipment is provided, including memory and processor, is stored in memory
Computer program, when computer program is executed by processor so that processor performs following steps：Receive what mobile terminal was sent
Payment request enters unlock interface according to payment request；Receive the unlock operation for acting on unlock interface；When unlock operation corresponds to
Unlocking information when being consistent with default unlocking information, payment instruction is generated according to payment request；Payment instruction is sent to
Mobile terminal is so that mobile terminal is paid according to payment instruction.
In one embodiment, when computer program is executed by processor so that processor execution sends payment instruction
To mobile terminal so that also performing following steps before the step of mobile terminal is paid according to payment instruction：By built-in
Safety element payment instruction is encrypted.
In one embodiment, unlocking information is finger print information, digital information, voiceprint, gesture information or face figure
As at least one of information.
In one embodiment, unlocking information is human face image information, when computer program is executed by processor so that place
Reason device also performs following steps：When the matching degree that unlock operates corresponding unlocking information and default unlocking information is less than default threshold
During value, unlocking information is sent to mobile terminal so that mobile terminal preserves unlocking information.
In one embodiment, when computer program is executed by processor so that processor also performs following steps：Work as solution
When the number of operations of lock operation is more than the first preset value, warning information is sent into lock-out state and to mobile terminal so that moving
Dynamic terminal shows warning information.
In one embodiment, the payment request of mobile terminal is received, unlock interface is entered according to payment request, including：
The payment request of mobile terminal is received, payment request carries the transaction amount of this payment；It is preset when payment amount is less than second
During value, into the first unlock interface；When payment amount is more than the second preset value, sends confirmation message to mobile terminal and connecing
Enter the second unlock interface after receiving the confirmation instruction of mobile terminal.
In one of the embodiments, when computer program is executed by processor so that processor also performs reception movement
The payment request that terminal is sent also performs before the step of entering unlock interface according to payment request：In the pass for receiving terminal
During connection request, mark type information is sent to terminal so that type information and active user's mark are established incidence relation by terminal.
In one embodiment, a kind of computer readable storage medium is provided, is stored thereon with computer program, is calculated
When machine program is executed by processor so that processor performs following steps：Receive mobile terminal send payment request, according to pay
Money request enters unlock interface；Receive the unlock operation for acting on unlock interface；When the corresponding unlocking information of unlock operation and in advance
If unlocking information when being consistent, payment instruction is generated according to payment request；Payment instruction is sent to mobile terminal so that
Mobile terminal is paid according to payment instruction.
In one embodiment, when computer program is executed by processor so that processor execution sends payment instruction
To mobile terminal so that also performing following steps before the step of mobile terminal is paid according to payment instruction：By built-in
Safety element payment instruction is encrypted.
In one embodiment, unlocking information is finger print information, digital information, voiceprint, gesture information or face figure
As at least one of information.
In one embodiment, unlocking information is human face image information, when computer program is executed by processor so that place
Reason device also performs following steps：When the matching degree that unlock operates corresponding unlocking information and default unlocking information is less than default threshold
During value, unlocking information is sent to mobile terminal so that mobile terminal preserves unlocking information.
In one embodiment, when computer program is executed by processor so that processor also performs following steps：Work as solution
When the number of operations of lock operation is more than the first preset value, warning information is sent into lock-out state and to mobile terminal so that moving
Dynamic terminal shows warning information.
In one embodiment, the payment request of mobile terminal is received, unlock interface is entered according to payment request, including：
The payment request of mobile terminal is received, payment request carries the transaction amount of this payment；It is preset when payment amount is less than second
During value, into the first unlock interface；When payment amount is more than the second preset value, sends confirmation message to mobile terminal and connecing
Enter the second unlock interface after receiving the confirmation instruction of mobile terminal.
In one of the embodiments, when computer program is executed by processor so that processor also performs reception movement
The payment request that terminal is sent also performs before the step of entering unlock interface according to payment request：In the pass for receiving terminal
During connection request, mark type information is sent to terminal so that type information and active user's mark are established incidence relation by terminal.
One of ordinary skill in the art will appreciate that realizing all or part of flow in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, it is readable which can be stored in a non-volatile computer
It takes in storage medium, the program is upon execution, it may include such as the flow of the embodiment of above-mentioned each method.Wherein, the storage
Medium can be magnetic disc, CD, read-only memory (Read-Only Memory, ROM) etc..
Each technical characteristic of embodiment described above can be combined arbitrarily, to make description succinct, not to above-mentioned reality
It applies all possible combination of each technical characteristic in example to be all described, as long as however, the combination of these technical characteristics is not deposited
In contradiction, the scope that this specification is recorded all is considered to be.
Embodiment described above only expresses the several embodiments of the present invention, and description is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that come for those of ordinary skill in the art
It says, without departing from the inventive concept of the premise, various modifications and improvements can be made, these belong to the protection of the present invention
Scope.Therefore, the protection domain of patent of the present invention should be determined by the appended claims.
Claims (10)
1. a kind of safe payment method, the method is applied to a kind of safety device, the described method includes：
The payment request that mobile terminal is sent is received, unlock interface is entered according to the payment request；
Receive the unlock operation for acting on the unlock interface；
When the unlock, which operates corresponding unlocking information, to be consistent with default unlocking information, generated according to the payment request
Payment instruction；
The payment instruction is sent to mobile terminal so that mobile terminal is paid according to the payment instruction.
2. according to the method described in claim 1, it is characterized in that, it is described the payment instruction is sent to mobile terminal so that
Include before obtaining the step of mobile terminal is paid according to the payment instruction：
The payment instruction is encrypted by built-in safety element.
3. according to the method described in claim 1, it is characterized in that, the unlocking information is finger print information, digital information, vocal print
At least one of information, gesture information or human face image information.
4. according to the method described in claim 1, it is characterized in that, the unlocking information be human face image information, the method
It further includes：
When the matching degree that the unlock operates corresponding unlocking information and default unlocking information is less than predetermined threshold value, by described in
Unlocking information is sent to mobile terminal so that the mobile terminal preserves the unlocking information.
5. according to the method described in claim 1, it is characterized in that, the method further includes：
When the number of operations of the unlock operation is more than the first preset value, alarm is sent into lock-out state and to mobile terminal
Information is so that mobile terminal shows the warning information.
6. according to the method described in claim 1, it is characterized in that, it is described receive mobile terminal payment request, according to described
Payment request, which enters the step of unlock interface, to be included：
The payment request of mobile terminal is received, the payment request carries the transaction amount of this payment；
When the payment amount is less than the second preset value, into the first unlock interface；
When the payment amount is more than the second preset value, sends confirmation message to mobile terminal and receiving mobile terminal
Enter the second unlock interface after confirming instruction.
7. according to the method described in claim 1, it is characterized in that, it is described receive mobile terminal send payment request, according to
Include before the step of payment request enters unlock interface：
When receiving the association request of terminal, mark type information is sent to the terminal so that the terminal is by the model
Information establishes incidence relation with active user's mark.
8. a kind of secure payment device, which is characterized in that described device includes：
Payment request receiving module for receiving the payment request of mobile terminal transmission, enters unlock according to the payment request
Interface；
Unlock operation receiving module, for receiving the unlock operation for acting on the unlock interface；
Payment instruction generation module, for when the unlock operate corresponding unlocking information it is consistent with default unlocking information when,
Payment instruction is generated according to the payment request；
Payment instruction sending module, for the payment instruction to be sent to mobile terminal so that mobile terminal is according to the branch
Instruction is paid to be paid.
9. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the program is held by processor
The safe payment method as any one of claim 1 to 7 is realized during row.
10. a kind of computer equipment, the computer equipment includes memory, processor and is stored on the memory and can
The computer program run on the processor, which is characterized in that the processor is realized when performing the computer program
Safe payment method as any one of claim 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201711176794.7A CN108122111B (en) | 2017-11-22 | 2017-11-22 | Secure payment method, device, storage medium and computer equipment |
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| Application Number | Priority Date | Filing Date | Title |
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| CN201711176794.7A CN108122111B (en) | 2017-11-22 | 2017-11-22 | Secure payment method, device, storage medium and computer equipment |
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| CN108122111A true CN108122111A (en) | 2018-06-05 |
| CN108122111B CN108122111B (en) | 2020-10-30 |
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| CN110619515A (en) * | 2019-01-08 | 2019-12-27 | 魏丽 | Electronic payment management method and storage medium |
| CN114493579A (en) * | 2020-11-13 | 2022-05-13 | Oppo广东移动通信有限公司 | Mobile payment method, mobile payment device, electronic equipment and storage medium |
| CN116029727A (en) * | 2023-02-13 | 2023-04-28 | 广东企和科技有限公司 | Data processing method of mobile payment system |
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| CN106570371A (en) * | 2016-10-08 | 2017-04-19 | 珠海格力电器股份有限公司 | Unlocking method and device |
| CN106952090A (en) * | 2017-02-27 | 2017-07-14 | 努比亚技术有限公司 | Payment verification device and method |
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| US7760876B2 (en) * | 2001-03-28 | 2010-07-20 | Rovi Solutions Corporation | Content security layer providing long-term renewable security |
| CN103093348A (en) * | 2011-10-31 | 2013-05-08 | 深圳光启高等理工研究院 | Mobile terminal and mobile payment method thereof |
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| CN108122111B (en) | 2020-10-30 |
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