CN108564375A - A kind of self-help service method and system - Google Patents
A kind of self-help service method and system Download PDFInfo
- Publication number
- CN108564375A CN108564375A CN201810336033.1A CN201810336033A CN108564375A CN 108564375 A CN108564375 A CN 108564375A CN 201810336033 A CN201810336033 A CN 201810336033A CN 108564375 A CN108564375 A CN 108564375A
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- Prior art keywords
- self
- payment
- information
- business
- help
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/18—Payment architectures involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Abstract
The invention discloses a kind of self-help service method and system, wherein self-help service method includes：The self-help terminal equipment being arranged in public places obtains subscriber identity information of the user for login, and acquired subscriber identity information is sent to self-aided terminal controller；The subscriber identity information that the subscriber identity information preserved when self-aided terminal controller is according to user's registration obtains self-help terminal equipment is verified, and after being proved to be successful, and searches the business information with subscriber identity information binding；The business information bound with subscriber identity information found is sent to the self-help terminal equipment by self-aided terminal controller, and self-help terminal equipment is made to send out business handling request to positioned at the service handling server of network side according to the business information bound with subscriber identity information；After service handling server receives business handling request, by with positioned at network side payment system and self-help terminal equipment carry out cooperating, complete to include payment verification and the delivery operation withholdd.
Description
Technical field
The present invention relates to the Self-Service technical field of self-aided terminal, especially a kind of collection identification, self-help charging, from
Help printed tickets in the self-help service method and system of one.
Background technology
Currently self-service terminal is applied more and more extensive, from ATM in bank, POS machine, queuing number calling machine etc. self-service end
End equipment obtains the favor of many industries.The application of current self-aided terminal, it is more convenient to be brought for live and work etc.
Service；But the application of its self-service terminal is all applied only for specific business and without identity card identification, two-dimensional code scanning, ticket
According to the function of printing；Its business sheet one, cannot achieve it is one-stop handle pay in, printed tickets service.
Invention content
The purpose of the present invention is to provide it is a kind of integrate identification, self-help charging, self-help print bill it is self-service
Method of servicing and system.
According to a first aspect of the present invention, a kind of self-help service method of the invention includes：
The self-help terminal equipment being arranged in public places obtains subscriber identity information of the user for login, and will be acquired
Subscriber identity information be sent to self-aided terminal controller；
The use that the subscriber identity information preserved when self-aided terminal controller is according to user's registration obtains self-help terminal equipment
Family identity information is verified, and after being proved to be successful, and searches the business information with subscriber identity information binding；
The business information bound with subscriber identity information found is sent to the self-service end by self-aided terminal controller
End equipment, make the self-help terminal equipment according to the business information bound with subscriber identity information to the business positioned at network side by
Reason server sends out business handling request；
After the service handling server receives business handling request, by with positioned at network side payment system and
Self-help terminal equipment carries out cooperating, completes to include payment verification and the delivery operation withholdd.
Preferably, after the service handling server receives business handling request, by with the branch positioned at network side
The system of paying and self-help terminal equipment carry out cooperating, and it includes payment verification to complete and the delivery operation withholdd includes：
The service handling server is asked according to the business handling, and transacting business pair is searched and want from its database
The business payment information answered, the business payment information return to described self-service via after the verification of the payment system of network side
Terminal device；
The self-help terminal equipment sends out pending business according to the business payment information by verification, to the payment system
Payment request；
The payment system carries out operation of withholing according to the payment request of the self-help terminal equipment, and the operation knot that will withhold
Fruit returns to the self-help terminal equipment.
Preferably, the service handling server and the self-aided terminal controller carry out real-time communication, by will with
The related business information in family is sent to the self-aided terminal controller, and described and user's body is formed in the self-aided terminal controller
The business information of part information binding.
Preferably, the service handling server, will be related with user according to the request of the self-aided terminal controller
Business information is sent to the self-aided terminal controller, so as to user identity letter of the self-aided terminal controller when being logged in user
After breath is proved to be successful, the business information with subscriber identity information binding is formed.
The present invention self-help service method further include：The payment system withhold after operation, by being located at network side
Ticket server generate bill printing content information, and the bill printing content information generated is returned into the self-service end
End equipment, so that self-help terminal equipment printing user completes the bill of payment.
Preferably, after the payment system withhold operation, the ticket server passed through positioned at network side generates bill
Printing content information includes：
Payment system withhold after operation, contains bill element information to the ticket server transmission positioned at network side
Bill printing is asked；
The ticket server is asked according to the bill printing containing bill element information from the payment system, raw
Bill printing content information is sent to the self-help terminal equipment at bill printing content, and via the payment system.
Preferably, the self-help terminal equipment includes：Self-aided terminal ancillary equipment, for identification subscriber identity information and
The bill of payment is completed according to bill printing content information printing user；Connect the self-service end of the self-aided terminal ancillary equipment
End, the subscriber identity information transmission for identifying self-aided terminal ancillary equipment are given to self-aided terminal controller, receive self-service end
The business information with subscriber identity information binding that side controller returns sends out business handling request to service handling server,
And the bill printing content information that ticket server returns is sent to the self-aided terminal ancillary equipment.
Preferably, the payment system includes：Payment server, for receiving and verifying the transmission of service handling server
Business payment information, and verification result is returned into service handling server, so that service handling service will pass through the industry of verification
Business payment information returns to self-aided terminal；Accepting terminal is paid, is paid according to by the business of verification for receiving self-aided terminal
The payment request comprising Business Name, user information, that is, payment amount that information is sent, and generated according to the payment request received
And it sends payment and withholds request；Payment mechanism server, the payment for being sent according to payment accepting terminal, which is withholdd, to be asked to carry out
It withholds processing, and the handling result that will withhold returns to the self-aided terminal via payment accepting terminal.
Preferably, the payment mechanism server also withholds handling result or payment transaction result is sent to branch by described
Pay server is generated and is sent out to the ticket server so that payment server is asked according to the bill printing that self-aided terminal is sent out
The bill printing containing bill element information is sent to ask.
According to a second aspect of the present invention, a kind of self-help serving system of the invention, including：
Self-help terminal equipment in public places is set, for carrying out Self-Service operation according to user instruction；
The self-aided terminal controller of the self-help terminal equipment is connected by LAN or private network, includes using for executing
The operation that family is registered, logged in；
Positioned at the service handling server of network side；The business handling request sent out for accepting self-help terminal equipment；
Positioned at the payment system of network side, the payment request for being sent according to self-help terminal equipment completes delivery operation；
Wherein, the self-help terminal equipment, self-aided terminal controller, service handling server and payment system are carrying out
Following processing for Self-Service：
Self-help terminal equipment obtains subscriber identity information of the user for login, and acquired subscriber identity information is sent out
It is sent to self-aided terminal controller；
The use that the subscriber identity information preserved when self-aided terminal controller is according to user's registration obtains self-help terminal equipment
Family identity information is verified, and after being proved to be successful, and searches the business information with subscriber identity information binding；
The business information bound with subscriber identity information found is sent to the self-service end by self-aided terminal controller
End equipment makes the self-help terminal equipment be sent out to service handling server according to the business information bound with subscriber identity information
Business handling is asked；
After the service handling server receives business handling request, by with payment system and self-help terminal equipment
Cooperating is carried out, completes to include payment verification and the delivery operation withholdd.
Compared to the prior art, the invention has the advantages that：
1) transacting business supported with control self-aided terminal by self-aided terminal controller intelligent management；
2) item key message is handled by the related service of self-aided terminal controller intelligent management user；
3) realize that user is one-stop handles payment, printed tickets business handling by self-aided terminal, allow the common people enjoy efficiently,
Convenient, low-carbon convenience service；
4) by self-aided terminal it is not necessary that old special bill terminal is transformed；
5) each service handling can realize that service handling user oriented self-aided terminal is one-stop and finish by being transformed for cost
Service.
The present invention is described in detail below in conjunction with the accompanying drawings.
Description of the drawings
Fig. 1 is a kind of schematic diagram of the self-help serving system of executable payment function of the present invention；
Fig. 2 is a kind of schematic diagram of the self-help service method of executable payment function of the present invention；
Fig. 3 is a kind of concrete principle figure of the self-help serving system of executable payment function of the present invention；
Fig. 4 is a kind of schematic diagram of the first embodiment of the self-help serving system of executable payment function of the present invention；
Fig. 5 is a kind of schematic diagram of the second embodiment of the self-help serving system of executable payment function of the present invention.
Specific implementation mode
Fig. 1 shows the self-help serving system of the executable payment function of the present invention comprising：It is arranged in public places
Self-help terminal equipment 1, for carrying out Self-Service operation according to user instruction；It is connected by LAN or private network described self-service
The self-aided terminal controller 3 of terminal device, for execute include user's registration, login operation；Positioned at network side business by
Manage server 2；The business handling request sent out for accepting self-help terminal equipment；Positioned at the payment system 4 of network side, it to be used for root
According to the payment request that self-help terminal equipment is sent, delivery operation is completed；And the ticket server 5 positioned at network side, it is used for root
According to the bill printing request from payment system 4 containing bill element information, bill printing content information is generated, and by bill
Printing content information is sent to self-aided terminal server 1 via character repertoire 4.Wherein, self-help terminal equipment 1 obtains user and is used for
The subscriber identity information of login, and acquired subscriber identity information is sent to self-aided terminal controller 3；Self-aided terminal controls
The subscriber identity information that the subscriber identity information preserved when device 3 is according to user's registration obtains self-help terminal equipment 1 is verified,
And after being proved to be successful, the business information with subscriber identity information binding is searched；Self-aided terminal controller 3 will find with
The business information of family identity information binding is sent to the self-help terminal equipment 1, make the self-help terminal equipment according to user
The business information of identity information binding sends out business handling request to service handling server 2；Service handling server 2 receives institute
After stating business handling request, by carrying out cooperating with payment system 4 and self-help terminal equipment 1, completion includes payment verification
With the delivery operation withholdd.
Fig. 2 shows a kind of self-help service method of executable payment function of the present invention comprising：It is arranged in public field
Self-help terminal equipment 1 obtain subscriber identity information of the user for login, and acquired subscriber identity information is sent
To self-aided terminal controller 3；The subscriber identity information preserved when self-aided terminal controller 3 is according to user's registration sets self-aided terminal
The standby subscriber identity information obtained is verified, and after being proved to be successful, and searches the business information with subscriber identity information binding；
The business information bound with subscriber identity information found is sent to the self-help terminal equipment by self-aided terminal controller 3,
Make the self-help terminal equipment 1 according to the business information bound with subscriber identity information to the service handling service positioned at network side
Device 2 sends out business handling request；After service handling server 2 receives business handling request, by with positioned at network side
Payment system and self-aided terminal controller carry out cooperating, complete to include payment verification and the delivery operation withholdd.
One of features of the present invention is that self-aided terminal controller 3 preserves the business information with subscriber identity information binding, from
And user can be made when logging in self-help serving system, the required business handled can be found according to its identity information, and
Accept the accepting server of the business.Such as self-aided terminal controller 3 save with the traffic fine and confiscation business of user A binding and
In the case of school's fee payment service, subscriber identity information when self-aided terminal controller 3 can utilize user to log in is searched and it
The business information of binding, so that traffic fine and confiscation business and school's fee payment service that user feeds back according to self-aided terminal controller 3 are believed
Traffic fine and confiscation server 2 ' is elected to be service handling server 2, or school's bill payment server 2 " is elected to be service handling clothes by breath
Business device 2.
Specifically, after service handling server 2 receives business handling request, by with the payment positioned at network side
System 4 and self-help terminal equipment 3 carry out cooperating, and it includes payment verification to complete and the delivery operation withholdd includes：Business by
It manages server 2 to be asked according to the business handling, business payment information corresponding with transacting business is wanted is searched from its database,
The business payment information returns to the self-help terminal equipment 1 via after the verification of the payment system 4 of network side；Self-service end
End equipment 1 sends out the payment request of pending business to payment system 4 according to the business payment information by verification；Payment system 4
Operation of withholing is carried out according to the payment request of self-help terminal equipment 1, and the operating result that will withhold returns to the self-aided terminal and sets
Standby 1.
When payment system 4 verifies the business payment information that service handling server 2 is sent, the business disbursement letter is also preserved
Breath, so as in payment system 4 after the operation of withholing that finishing service is paid, according to the business payment information and button that will be preserved
Money operation completes information and is sent to service handling server 2.
As an example, service handling server 2 can carry out real-time communication with the self-aided terminal controller 1, will
Business information related with user is sent to the self-aided terminal controller 3, the self-aided terminal controller 3 formed it is described with
The business information of subscriber identity information binding.
As another example, service handling server 2 can be according to the request of the self-aided terminal controller 3, will be with
The related business information of user is sent to the self-aided terminal controller 3, so that self-aided terminal controller 3 is when logging in user
Subscriber identity information be proved to be successful after, form the business information with subscriber identity information binding.
On the other hand, after payment system 4 withhold operation, the ticket server 5 passed through positioned at network side generates bill
Content information is printed, and the bill printing content information generated is returned into the self-help terminal equipment 1, so as to self-aided terminal
Equipment printing user completes the bill of payment.
Specifically, payment system 4 withhold after operation, passes through ticket server 5 and generate bill printing content information
Including：Payment system 4 withhold after operation, and the bill printing request containing bill element information is sent to ticket server 5；
Ticket server 5 is asked according to the bill printing containing bill element information from payment system 4, is generated in bill printing
Hold, and bill printing content information is sent to the self-help terminal equipment via the payment system.Bill element information can
To include Business Name, user information (such as name, identification card number) and payment amount.
Fig. 3 shows the detailed construction of the self-help serving system of the executable payment function of the present invention, wherein of the invention
Self-help terminal equipment 1 includes：Self-aided terminal ancillary equipment 12, for identification subscriber identity information and according to bill printing content
Information printing user completes the bill of payment；The self-aided terminal 11 of the self-aided terminal ancillary equipment is connected, is used for self-service end
The subscriber identity information transmission of end ancillary equipment identification is given to self-aided terminal controller, receive that self-service terminal control unit returns with
The business information of subscriber identity information binding sends out business handling request to service handling server, and by ticket server
The bill printing content information of return is sent to the self-aided terminal ancillary equipment.
Self-aided terminal ancillary equipment 12 may include part card identifier, dimensional code scanner, Unionpay's card reader, cryptographic key
The devices such as disk, bill printer.
The present invention payment system 4 include：Payment server 41, for receiving and verifying the transmission of service handling server
Business payment information, and verification result is returned into service handling server, so that service handling service will pass through the industry of verification
Business payment information returns to self-aided terminal；Accepting terminal 43 is paid, for receiving self-aided terminal according to the business branch by verification
The payment request comprising Business Name, user information, that is, payment amount that information is sent is paid, and is given birth to according to the payment request received
At and send payment and withhold request；And payment mechanism server 42, the payment for being sent according to payment accepting terminal are withholdd
Request carries out processing of withholing, and the handling result that will withhold returns to the self-aided terminal via payment accepting terminal.
In addition, payment mechanism server 42 also withholds handling result or payment transaction result is sent to payment clothes by described
Business device 43 is generated and is sent to the ticket server so that payment server is asked according to the bill printing that self-aided terminal is sent out
Bill printing request containing bill element information.
The handling result that will also withhold of payment mechanism server 42 is sent to payment server 43, so that it is by the business of preservation
Payment information and operation of withholing complete information (handling result of withholing) and are sent to service handling server 2.
In conclusion the present invention provides it is a kind of integrate identification, self-help charging, self-help print bill it is self-service
Service system, including：Self-aided terminal ancillary equipment 12 is (containing identity card identifier, dimensional code scanner, Unionpay's card reader, password
Keyboard, bill printer etc.), self-aided terminal 11, self-aided terminal controller 3, service handling server 2, payment server 41, branch
Pay accepting terminal 43, payment mechanism server 42, ticket server 5.Its operating process may be summarized to be：
User asks to log in self-aided terminal 11, self-aided terminal controller 3 by modes such as self-aided terminal identity document scannings
User information is verified, returned after being verified the user information and it is related can transacting business classification information；User
It is asked by the processing such as 11 inquiry business of self-aided terminal and payment application, and by self-aided terminal 11 to service handling server 2
Query traffic data generates branch with application item, service handling server 2 is paid according to the information of inquiry business specified by user
It pays information and pays in trading card application to the transmission of payment server 41, payment server 41 is verified simultaneously to paying in application information
Return to the information being verified；It is verified rear service handling service 2 and returning the result of receiving is returned into self-aided terminal 11, and
Payment processing request is asked from self-aided terminal 11 to payment accepting terminal 2, payment accepting terminal 2 is by received information to branch
It pays the transmission self-help charging of authority server 41 and pays request of withholing；Payment mechanism server 41 verifies the information of payment,
Processing of withholing is carried out after being verified, and result information of withholing is returned to after withholing successfully, and notify the place that withholds to payment server 41
Manage result；Payment accepting terminal 43 receive withhold result information after notify 11 handling result of self-aided terminal, and by self-aided terminal
11 are presented to the user the result of processing；After paying successfully, user sends bill by self-aided terminal 11 to payment server 42
Print request verifies the solicited message of user by payment server 41；After being verified, payment server 41 is to bill
Server 5 sends the request printing of bill key element, and ticket server 5 verifies bill key element information, and verification is logical
Later bill printing content, and surrender of bills content are generated；Self-aided terminal 11 passes through self-service according to the bill printing content of return
The volume bill printing EM equipment module of terminal assistance realizes printing.
In embodiments of the present invention, the self-aided terminal can actively update business packet content, and can pass through each end
EM equipment module obtains the functions such as data, printing strip/bill.
In embodiments of the present invention, the self-aided terminal controller can carry out Version Control, energy to each self-aided terminal
Enough control business handling function possessed by each self-aided terminal, can to user's login/registration, and can intelligent management user it is each
Business information.
Above-mentioned payment server 41 and each service handling server 2, ticket server 5, payment mechanism server 42 etc. are equal
It is communicated by internet.
Above-mentioned service handling server 2 according to each business regular weaves and realize the realization of business handling function, institute
Each payment item handled need to be uploaded to payment server 41.
Above-mentioned payment accepting terminal 43 has interchanger operational processing function.
Above-mentioned payment mechanism server 42 has the function of to handle the payment transaction and notice payment that self-service accepting terminal is initiated
The functions such as server transaction.
Above-mentioned ticket server 5 has the function of to generate bill electronic system, the verification functions such as bill function and bill printing.
With reference to Fig. 4 and shown in fig. 5 about the first embodiment of traffic fine and confiscation business and about school's fee payment service
Second embodiment, invention is further explained.
As shown in figure 4, the first embodiment of the traffic fine and confiscation business of the present invention includes following processing procedure：
1. user holds identity document and logs in (also can visitor's mode log in) by self-aided terminal identification；
2. the ID card information recognized is sent user's logging request by self-aided terminal 11 to self-aided terminal controller 3, from
Help terminal control unit 3 to verify user information, returned after being verified the user information and user in traffic fine and confiscation industry
The information bound in business；
3. the road vehicles bound according to user are believed the road traffic law violation row for inquiring the vehicle by self-aided terminal 11
For and the selected illegal activities record paid in that meets carries out payment application, and by self-aided terminal to traffic fine and confiscation server 2 '
It inquires data and pays in application item；
4. information of vehicles inquiry roads traffic violation information of the traffic fine and confiscation server 2 ' specified by user with
It generates traffic violation order data payment information and pays in trading card application to the transmission of payment server 41；Payment server
Application information is paid in for 41 pairs to be verified and return to the information being verified；
5. be verified rear traffic fine and confiscation server 2 ' returns to self-aided terminal 11 by returning the result of receiving；Self-aided terminal
11 receive pay in order when, from self-aided terminal 11 to payment server 41 application accept transaction data, payment server
The data information of 41 pairs of requests is verified, and payment is returned after being verified and accepts transaction data content, and is in by self-aided terminal
Now bank card operation is carried out to user；
6. user holds bank card by self-aided terminal and operates；
7. asking payment processing request from self-aided terminal 11 to payment accepting terminal 43；
8. pay accepting terminal 43 sends self-help charging payment button by received information to payment mechanism server 42
Money is asked；
9. the information of 42 pairs of payments of payment mechanism service is verified, processing of withholing is carried out after being verified, waits withholing into
Result information of withholing is returned after work(, and notifies handling result of withholing to payment server 43；Payment accepting terminal 43 is receiving button
11 handling result of self-aided terminal is notified after money result information,
10. the notice that payment server 43 initiates payment mechanism server is withholdd, result information carries out verification and to paying in
Trade order is handled accordingly, and after verifying and handling successfully, payment server 43 initiates to generate bill to ticket server 5
Electronic information, and self-aided terminal is returned result to, the result of processing is presented to the user by self-aided terminal；
11. after payment is withholdd successfully, user applies for that printed tickets are asked by self-aided terminal 11；
12. self-aided terminal 11 initiates bill printing request, the request by payment server to user to payment server 43
Information is verified；
13. after being verified, payment server 43 sends the request printing of bill key element, bill to ticket server 5
Server verifies bill key element information, and bill printing content, and surrender of bills content are generated after being verified；From
It helps terminal to be realized by self-aided terminal bill printing EM equipment module according to the bill printing content of return to print.
As shown in figure 5, the second embodiment of school's fee payment service of the present invention includes following processing procedure：
1. user holds identity document and identifies login (can also being logged in by student number mode) by self-aided terminal；
2. the ID card information recognized is sent user's logging request, self-service end by self-aided terminal to self-aided terminal controller
Side controller verifies user information, and the information and user that the user is returned after being verified are tied up in school's fee payment service
Fixed information；
3. payment item of the self-aided terminal by the school student information inquiry life bound according to user in school, and select
Surely meet the item to be paid paid in and carry out payment application, and inquire data to school's bill payment server 2 " by self-aided terminal and pay
Money application item；
4. school payment backlog information of school's bill payment server specified by user and generation school payment order numbers
Trading card application is paid according to payment information and to payment server transmission；Payment server is verified simultaneously to paying in application information
Return to the information being verified；
5. be verified rear school's bill payment server returns to self-aided terminal by returning the result of receiving；Self-aided terminal is being received
To when paying in order, transaction data, number of the payment server to request are accepted from self-aided terminal to payment server application
It is believed that breath is verified, payment is returned after being verified and accepts transaction data content, and progress is presented to the user by self-aided terminal
Bank card operates；
6. user holds bank card by self-aided terminal and operates；
7. being asked from self-aided terminal to payment accepting terminal request payment processing；
8. received information is withholdd to the transmission self-help charging payment of payment mechanism server and is asked by payment accepting terminal
It asks；
9. the information of payment is verified in payment mechanism service, processing of withholing, success to be withholdd are carried out after being verified
Result information of withholing is returned afterwards, and notifies handling result of withholing to payment server；Payment accepting terminal is receiving result of withholing
Self-aided terminal handling result is notified after information,
10. the notice that payment server initiates payment mechanism server is withholdd, result information carries out verification and hands over paying in
Easy order is handled accordingly, and after verifying and handling successfully, payment server initiates to generate bill electronics to ticket server
Information, and self-aided terminal is returned result to, the result of processing is presented to the user by self-aided terminal；
11. after payment is withholdd successfully, user is asked by self-aided terminal application printed tickets；
12. self-aided terminal initiates bill printing request to payment server, by payment server to the solicited message of user
It is verified；
13. after being verified, payment server sends the request printing of bill key element, ticketing services to ticket server
Device verifies bill key element information, and bill printing content, and surrender of bills content are generated after being verified；Self-service end
It is realized and is printed by self-aided terminal bill printing EM equipment module according to the bill printing content of return in end.
Although describing the invention in detail above, but the invention is not restricted to this, those skilled in the art of the present technique
It can be carry out various modifications with principle according to the present invention.Therefore, all to be changed according to made by the principle of the invention, all it should be understood as
Fall into protection scope of the present invention.
Claims (10)
1. a kind of self-help service method, including：
Self-help terminal equipment in public places is set and obtains subscriber identity information of the user for login, and by acquired use
Family identity information is sent to self-aided terminal controller；
User's body that the subscriber identity information preserved when self-aided terminal controller is according to user's registration obtains self-help terminal equipment
Part information is verified, and after being proved to be successful, and searches the business information with subscriber identity information binding；
The business information bound with subscriber identity information found is sent to the self-aided terminal and set by self-aided terminal controller
It is standby, make the self-help terminal equipment according to the business information bound with subscriber identity information to the service handling clothes positioned at network side
Business device sends out business handling request；
After the service handling server receives business handling request, by with payment system positioned at network side and self-service
Terminal device carries out cooperating, completes to include payment verification and the delivery operation withholdd.
2. self-help service method according to claim 1, wherein the service handling server receives the business handling
After request, by with positioned at network side payment system and self-help terminal equipment carry out cooperating, completion include payment verification
Include with the delivery operation withholdd：
The service handling server is asked according to the business handling, is searched from its database and is wanted transacting business corresponding
Business payment information, the business payment information return to the self-aided terminal via after the verification of the payment system of network side
Equipment；
The self-help terminal equipment sends out the branch of pending business to the payment system according to the business payment information by verification
Pay request；
The payment system carries out operation of withholing according to the payment request of the self-help terminal equipment, and the operating result that will withhold returns
Back to the self-help terminal equipment.
3. self-help service method according to claim 2, wherein the service handling server and the self-aided terminal control
Device processed carries out real-time communication, by the way that business information related with user is sent to the self-aided terminal controller, it is described from
Terminal control unit is helped to form the business information with subscriber identity information binding.
4. self-help service method according to claim 2, wherein the service handling server is according to the self-aided terminal
Business information related with user is sent to the self-aided terminal controller by the request of controller, so that self-aided terminal controls
After subscriber identity information of the device when being logged in user is proved to be successful, forms the business with subscriber identity information binding and believe
Breath.
5. according to the self-help service method described in Claims 2 or 3 or 4, further include：The payment system carries out operation of withholing
Afterwards, by generating bill printing content information positioned at the ticket server of network side, and the bill printing content generated is believed
Breath returns to the self-help terminal equipment, so that self-help terminal equipment printing user completes the bill of payment.
6. self-help service method according to claim 5, wherein the payment system withhold after operation, passes through position
Generating bill printing content information in the ticket server of network side includes：
Payment system withhold after operation, and the bill containing bill element information is sent to the ticket server positioned at network side
Print request；
The ticket server is asked according to the bill printing containing bill element information from the payment system, generates ticket
According to printing content, and bill printing content information is sent to the self-help terminal equipment via the payment system.
7. according to claim 1-6 any one of them self-help service methods, wherein the self-help terminal equipment includes：
Self-aided terminal ancillary equipment, for identification subscriber identity information and according to bill printing content information printing user complete
The bill of payment；
The self-aided terminal for connecting the self-aided terminal ancillary equipment, the user identity letter for identifying self-aided terminal ancillary equipment
Breath sends and is given to self-aided terminal controller, receives the business letter bound with subscriber identity information that self-service terminal control unit returns
Breath sends out business handling request to service handling server, and the bill printing content information that ticket server is returned is sent out
Give the self-aided terminal ancillary equipment.
8. according to claim 1-6 any one of them self-help service methods, wherein the payment system includes：
Payment server, the business payment information for receiving and verifying the transmission of service handling server, and verification result is returned
Back to service handling server, so that service handling service will return to self-aided terminal by the business payment information of verification；
Accepting terminal is paid, for receiving self-aided terminal according to the business payment information transmission by verification comprising business name
Claim, the payment request of user information, that is, payment amount, and payment is generated and sent according to the payment request received and is withholdd request；
Payment mechanism server, the request of withholing of the payment for being sent according to payment accepting terminal carries out processing of withholing, and will detain
Money handling result returns to the self-aided terminal via payment accepting terminal.
9. self-help serving system according to claim 8, wherein the payment mechanism server is also by the processing of withholing
As a result or payment transaction result is sent to payment server, the bill printing sent out according to self-aided terminal so as to payment server
Request generates and sends the bill printing request containing bill element information to the ticket server.
10. a kind of self-help serving system, including：
Self-help terminal equipment in public places is set, for carrying out Self-Service operation according to user instruction；
The self-aided terminal controller of the self-help terminal equipment is connected by LAN or private network, includes user's note for executing
Volume, the operation logged in；
Positioned at the service handling server of network side；The business handling request sent out for accepting self-help terminal equipment；
Positioned at the payment system of network side, the payment request for being sent according to self-help terminal equipment completes delivery operation；
Wherein, the self-help terminal equipment, self-aided terminal controller, service handling server and payment system are being used for
The following processing of Self-Service：
Self-help terminal equipment obtains subscriber identity information of the user for login, and acquired subscriber identity information is sent to
Self-aided terminal controller；
User's body that the subscriber identity information preserved when self-aided terminal controller is according to user's registration obtains self-help terminal equipment
Part information is verified, and after being proved to be successful, and searches the business information with subscriber identity information binding；
The business information bound with subscriber identity information found is sent to the self-aided terminal and set by self-aided terminal controller
It is standby, so that the self-help terminal equipment is sent out business to service handling server according to the business information bound with subscriber identity information
Handle request；
After the service handling server receives the business handling request, by being carried out with payment system and self-help terminal equipment
Cooperating is completed to include payment verification and the delivery operation withholdd.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711053242 | 2017-11-01 | ||
| CN2017110532427 | 2017-11-01 |
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| CN108564375A true CN108564375A (en) | 2018-09-21 |
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| CN201810336033.1A Pending CN108564375A (en) | 2017-11-01 | 2018-05-15 | A kind of self-help service method and system |
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