CN108537660A - Unmanned loan system - Google Patents
Unmanned loan system Download PDFInfo
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- CN108537660A CN108537660A CN201810693346.2A CN201810693346A CN108537660A CN 108537660 A CN108537660 A CN 108537660A CN 201810693346 A CN201810693346 A CN 201810693346A CN 108537660 A CN108537660 A CN 108537660A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
The present invention relates to a kind of unmanned loan systems, including human-computer interaction device, identification authentication system, bank's card reading device, self-help drawing money device, printing device, camera monitoring device, burglar alarm and service host, the service host is separately connected human-computer interaction device, identification authentication system, bank's card reading device, self-help drawing money device, printing device, camera monitoring device and burglar alarm, the service host passes through internet and bank or the server communication in place of managing money matters, the identification authentication system includes that identity card reads identification device, iris recognition module, fingerprint identification module and video acquisition module, the burglar alarm is linked by the master server and network and the warning device of the server driving in the bank or place of managing money matters.By human-computer interaction interface cash can be directly extracted after scene loan is by audit.
Description
Technical field
The present invention relates to a kind of unmanned loan systems.
Background technology
Consumptive loan in the past is mainly used to buy electric appliance, Mai Shouji, widens now and hands over more necks such as rent, car detailing
Domain.
Currently, the pattern of lending of general feelings is typically that finance company or bank provide a loan, or with individual into
Row loan, but personal loan number is limited, goes bank loan formality cumbersome, all inconvenient, Er Qieyin in distance and on the time
The embarrassment that person to person directly borrows or lends money and distress, can be to sense of insecurity be brought, so it is superfluous how to design a kind of reduction on user psychology
Long numerous debt-credit steps, shorten take it is longer handle the time, provide really convenient, fast, safe and convenient borrow to the user
Credit side's formula becomes the project of those skilled in the art's research.
Invention content
The purpose of the present invention is to provide a kind of unmanned loan systems, and by human-computer interaction interface, scene loan is by examining
After core, cash can be directly extracted.
To achieve the goals above, the present invention provides following technical schemes：
The present invention provides a kind of unmanned loan system, including human-computer interaction device, identification authentication system, bank's card reading device,
Self-help drawing money device, printing device, camera monitoring device, burglar alarm and service host, the service host connect respectively
Connect human-computer interaction device, identification authentication system, bank's card reading device, self-help drawing money device, printing device, camera monitoring device
And burglar alarm, the service host are recognized by internet and bank or the server communication in place of managing money matters, the identity
Card device includes that identity card reads identification device, iris recognition module, fingerprint identification module and video acquisition module, described antitheft
Warning device is linked by the master server and network and the warning device of the server driving in the bank or place of managing money matters.
Wherein, further include the power supply module that power supply is provided.
Compared with prior art, the present invention has the following advantages：
The unmanned loan system of the present invention after scene loan is by audit, can be extracted directly existing by human-computer interaction interface
Gold, timeliness is strong, handles on the spot, and loan is paid the bill on the spot.
Below by drawings and examples, technical scheme of the present invention will be described in further detail.
Description of the drawings
Fig. 1 is the structural diagram of the present invention.
Specific implementation mode
The embodiment of the present invention is illustrated below in conjunction with attached drawing, it should be understood that embodiment described herein is only used
In the description and interpretation present invention, it is not intended to limit the present invention.
Embodiment 1
As shown in Figure 1, the present embodiment provides a kind of unmanned loan system, including human-computer interaction device, identification authentication system, bank
Card reading device, self-help drawing money device, printing device, camera monitoring device, burglar alarm and service host, the service
Host is separately connected human-computer interaction device, identification authentication system, bank's card reading device, self-help drawing money device, printing device, takes the photograph
As monitoring device and burglar alarm, the service host by internet and bank or the server communication in place of managing money matters,
The identification authentication system includes that identity card reads identification device, iris recognition module, fingerprint identification module and video acquisition mould
Block, the report that the burglar alarm is driven by the server of the master server and network and the bank or place of managing money matters
Alarm device links.
Wherein, further include the power supply module that power supply is provided, for connecting alternating current.
Bank's card reading device binds Bank Account Number, verifies identity information again, may be used also for reading bank card account number
It is transferred to Bank Account Number convenient for that will provide a loan.
Video acquisition module includes camera and recognition of face processing module, for absorb facial image and with identity card figure
Picture is compared and one section of real-time video of typing is transferred to bank through service host or financing place carries out video verification.
It is specific as follows：
1. high definition capacitance touch design of LED, large capacity RAM and ROM, high definition, touch screen, large capacity main memory and large capacity number
According to storage, it is convenient for the quick accurate operation of user and inquiry, by sense of touch and visual sense unified fusion.Key entry area, using full key board
Disc type inputs, and consistent with universal keyboard on the market, utility function is extended.
Interactive mode, it is not only fabulous to protect individual privacy because without face-to-face talk, while also exempting from
In addition to embarrassment and distress that person to person directly borrows or lends money, the psychological sense of security is brought to user, also there is secrecy well
Property.
Full self-help model from registration, application, audits, signs a contract, transfers accounts to bank card or cash withdrawal, refund information and look into
It askes, loan machine is fully completed using full self-help model on a loan machine.It avoids person to person and exchanges the understanding point generated
Discrimination, while reducing tediously long numerous debt-credit steps, take it is longer handle the time, provide to the user really it is convenient, fast,
Convenient debt-credit pattern.
2. having identity card identification region, using international advanced TypeB non-contact IC card readings technology, it is equipped with special
Identity card security control mould (SAM) carries out safety with the special chip in No.2 residence card with wireless transmission method and recognizes
After card, by chip personal information data read, this information is uploaded to service host, and complete decoding, display, storage,
The functions such as inquiry and automatic input, can determine whether the RFID chip in second generation identity card, effectively prevent and identify that false identities are demonstrate,proved.
3. identifying use in turn using optical technology, semiconductor silicon technology and ultrasonic technology, the characteristic to take the fingerprint
Family identity improves the safety of system, facilitates the reliability of encrypting module.
4. according to the textile-like colors ring structure in eyes in pupil effectively identify and verify, use
DAUGMAN algorithms extract the characteristic point needed for iris recognition from iris image, and are encoded to it, and then identify and use
Family identity improves the safety of system, facilitates encrypting module reliability.
5. boombox equipment, using CRS specialized loudspeakers, is fitted for playing related prompt tone when iris verification operation
For moisture-proof shockproof, IP65 protection class, frequency type:Situations such as all frequency range, no distorsion, occurs.
6. having printing function, support a variety of with bar code printing, the printing of A4 paper.Bar code printing can go up paper, cut automatically automatically
Paper, print speed is fast, and reliability is high, can accommodate major diameter roll paper；A4 paper prints, for printing loan agreement.According to loan machine
Step is borrowed or lent money, operation is completed, after audit, printing loan agreement may be selected, the red company's official seal of lid is printed to for the first time, uses
The contract original paper of family signature, printing every time, is black and white version copy later.
7. burglar alarm, built-in alarm button is being touched by the connectivity with bank or place warning device of managing money matters
And horse back alarm sounds the tinkle of bells (machine is synchronous with place to carry out) after alarm button, security performance greatly improves.
8. HD video camera device records whole operation process, comprehensive record ensures without dead angle in machine camera lens
Video data is smooth, is uploaded to server in time, security performance greatly improves.
9.UPS (uninterruptible power supply):When commercial power interruption (forced outage), UPS by the direct current energy of battery, leads to immediately
The square normal load for crossing the conversion of zero switching time of inversion continues to supply 220V alternating currents, makes load maintain to work normally and protects
It is without damage to load soft and hardware.UPS equipment usually can provide protection to overtension or brownout, and user is using
It is unaffected, protects when commercial power interruption (forced outage), the normal operation of machine in the process.
10. the verification information of all devices is verified by touch screen to server end, to protect privacy of user the machine
Internal system does not preserve individual subscriber important information, and user information is only stored and verified to server end, and user provides a loan
The amount of the loan filled in when business handling, the intended use of the loan are refunded the time, traffic type information, fingerprint, iris, identity card etc.
Information is preserved and is matched in server end, has ensured uniqueness and the safety of customer information.
It should be appreciated that the above embodiment of the present invention and example, be to be not intended to limit this hair for description and interpretation purpose
Bright range.The scope of the present invention is defined by claim, rather than by above-described embodiment and example definition.
Claims (2)
1. a kind of unmanned loan system, which is characterized in that read dress including human-computer interaction device, identification authentication system, bank card
It sets, self-help drawing money device, printing device, camera monitoring device, burglar alarm and service host, the service host are distinguished
Connect human-computer interaction device, identification authentication system, bank's card reading device, self-help drawing money device, printing device, monitoring camera-shooting dress
It sets and burglar alarm, the service host passes through internet and bank or the server communication in place of managing money matters, the identity
Authentication device includes that identity card reads identification device, iris recognition module, fingerprint identification module and video acquisition module, described anti-
Warning device is stolen by the master server and network and the warning device of the server driving in the bank or place of managing money matters to join
It is dynamic.
2. unmanned loan system according to claim 1, which is characterized in that further include the power supply module for providing power supply.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810693346.2A CN108537660A (en) | 2018-06-28 | 2018-06-28 | Unmanned loan system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810693346.2A CN108537660A (en) | 2018-06-28 | 2018-06-28 | Unmanned loan system |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN108537660A true CN108537660A (en) | 2018-09-14 |
Family
ID=63487268
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201810693346.2A Withdrawn CN108537660A (en) | 2018-06-28 | 2018-06-28 | Unmanned loan system |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108537660A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113903126A (en) * | 2021-10-08 | 2022-01-07 | 中国农业银行股份有限公司贵州省分行 | Banking business handling system and method based on ATM platform |
-
2018
- 2018-06-28 CN CN201810693346.2A patent/CN108537660A/en not_active Withdrawn
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113903126A (en) * | 2021-10-08 | 2022-01-07 | 中国农业银行股份有限公司贵州省分行 | Banking business handling system and method based on ATM platform |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| WW01 | Invention patent application withdrawn after publication |
Application publication date: 20180914 |
|
| WW01 | Invention patent application withdrawn after publication |