CN108510310A - Rent method and device - Google Patents

Rent method and device Download PDF

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Publication number
CN108510310A
CN108510310A CN201810164678.1A CN201810164678A CN108510310A CN 108510310 A CN108510310 A CN 108510310A CN 201810164678 A CN201810164678 A CN 201810164678A CN 108510310 A CN108510310 A CN 108510310A
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CN
China
Prior art keywords
lease
trade company
information
tenant
client
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201810164678.1A
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Chinese (zh)
Inventor
陈枫
郭玉锋
李瓛
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Advanced New Technologies Co Ltd
Advantageous New Technologies Co Ltd
Original Assignee
Alibaba Group Holding Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Alibaba Group Holding Ltd filed Critical Alibaba Group Holding Ltd
Priority to CN201810164678.1A priority Critical patent/CN108510310A/en
Publication of CN108510310A publication Critical patent/CN108510310A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0283Price estimation or determination
    • G06Q30/0284Time or distance, e.g. usage of parking meters or taximeters
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/06Buying, selling or leasing transactions
    • G06Q30/0645Rental transactions; Leasing transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V20/00Scenes; Scene-specific elements
    • G06V20/10Terrestrial scenes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06VIMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V20/00Scenes; Scene-specific elements
    • G06V20/60Type of objects
    • G06V20/62Text, e.g. of license plates, overlay texts or captions on TV images
    • G06V20/63Scene text, e.g. street names
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F17/00Coin-freed apparatus for hiring articles; Coin-freed facilities or services
    • G07F17/0042Coin-freed apparatus for hiring articles; Coin-freed facilities or services for hiring of objects

Abstract

A kind of rent method of this specification embodiment offer and device, in rent method, the client of tenant identifies the character information on material by artificial intelligence technology or optical character recognition technology, to obtain merchant information and charging regulation.Lease request is sent to server, lease request includes merchant information, charging regulation and user identity information.Alternatively, the character information on the client shooting material of tenant, to obtain picture, which includes merchant information and charging regulation.Lease request is sent to server, lease request includes picture and user identity information.Server obtains credit information according to user identity information.When credit information meets preset credit constraints, lease order is generated.Receive the lease ending request that the client of lease trade company is sent.According to the receiving time of the generated time of lease order and lease ending request, lease duration is determined.According to charging regulation and lease duration, lease expenses is settled accounts.

Description

Rent method and device
Technical field
This specification one or more embodiment is related to field of computer technology more particularly to a kind of rent method and dress It sets.
Background technology
In traditional technology, trade company, which provides the process for exempting to give as security lease service, to be:Receive the lease request that user sends.It connects Communication endorsement mechanism exempts to give as security to user, and the object is opened to user.After user leases, rent is collected by online flow Rental fee is used.Namely usually requiring trade company in traditional technology has enough R&D capability to carry out Rental Procedure on butted line.
Accordingly, it is desirable to provide a kind of simpler rent method.
Invention content
This specification one or more embodiment describes a kind of rent method and device, can save lease trade company at This.
In a first aspect, a kind of rent method is provided, including:
Receive the lease request that the client of tenant is sent;
The lease is asked:The merchant information of trade company, the charging regulation of Lease object and the lease is leased to use The identification information at family;
The merchant information and the charging regulation are to pass through artificial intelligence technology or optics word by the client Accord with what the character information on identification technology identification material obtained;Alternatively, the merchant information and the charging regulation are by institute State what client was sent by the character information on shooting material and with graphic form;
According to the identification information, the credit information of the tenant is obtained;
When the credit information meets preset credit constraints, corresponding lease order is generated, and described in record Lease the generated time of order;
The lease ending request that the client of the lease trade company is sent for the lease order is received, and described in record Lease the receiving time of ending request;
According to the generated time and the receiving time, the lease duration of this lease is determined;
According to the charging regulation and the lease duration, the lease expenses of this lease is settled accounts.
Second aspect provides a kind of leasing system, including:
Receiving unit, the lease request that the client for receiving tenant is sent;
The lease is asked:The merchant information of trade company, the charging regulation of Lease object and the lease is leased to use The identification information at family;
The merchant information and the charging regulation are to pass through artificial intelligence technology or optics word by the client Accord with what the character information on identification technology identification material obtained;Alternatively, the merchant information and the charging regulation are by institute State what client was sent by the character information on shooting material and with graphic form;
Acquiring unit, for according to the identification information, obtaining the credit information of the tenant;
Generation unit, the credit information for being obtained when the acquiring unit meet preset credit constraints When, corresponding lease order is generated, and record the generated time of the lease order;
The receiving unit is additionally operable to receive the lease that the client of the lease trade company is sent for the lease order Ending request, and record the receiving time of the lease ending request;
Determination unit, the lease duration for according to the generated time and the receiving time, determining this lease;
Clearing unit, the lease duration for being determined according to the charging regulation and the determination unit, to this The lease expenses of secondary lease is settled accounts.
The rent method and device that this specification one or more embodiment provides, the client of tenant pass through artificial Intellectual technology or optical character recognition technology identification material on character information, with obtain lease trade company merchant information and The charging regulation of Lease object.Lease request is sent to server, lease request includes the merchant information at lessor family, lease The charging regulation of object and the identification information of tenant.Alternatively, the character letter on the client shooting material of tenant Breath, to obtain picture, which includes the charging regulation of the merchant information and Lease object of leasing trade company.It is sent to server Lease request, lease request include the identification information of picture and tenant.Server obtains lease according to identification information The credit information of user.When credit information meets preset credit constraints, corresponding lease order is generated, and record rent It rents generated time of order.The lease ending request that the client of lease trade company is sent for lease order is received, and records rent The receiving time for ending request of renting.According to generated time and receiving time, the lease duration of this lease is determined.According to charging Rule and lease duration, settle accounts the lease expenses of this lease.Thus, it is possible to save the cost of lease trade company.
Description of the drawings
It is required in being described below to embodiment to make in order to illustrate more clearly of the technical solution of this specification embodiment Attached drawing is briefly described, it should be apparent that, the accompanying drawings in the following description is only some embodiments of this specification, right For those of ordinary skill in the art, without creative efforts, it can also be obtained according to these attached drawings Its attached drawing.
Fig. 1 is the application scenarios schematic diagram for the rent method that this specification one embodiment provides;
Fig. 2 is the Merchants register method flow diagram that this specification provides;
Fig. 3 is the material schematic diagram for the lease trade company that this specification provides;
Fig. 4 is the rent method flow chart that this specification one embodiment provides;
Fig. 5 is the rent method information exchange figure that this specification another embodiment provides;
Fig. 6 is the leasing system schematic diagram that this specification one embodiment provides.
Specific implementation mode
Below in conjunction with the accompanying drawings, the scheme provided this specification is described.
The rent method that this specification one embodiment provides can be applied in scene as shown in Figure 1, in Fig. 1, visitor Family end can pass through artificial intelligence (Artificial Intelligence, AI) technology or optical character identification (Optical Character Recognition, OCR) technology identification character information.The character information can be printing, can also be hand It writes.Above-mentioned printing or hand-written character information can also be shot, to obtain picture.Server in Fig. 1 can With to user network trading and behavioral data analyze, and then the credit of user is assessed.
Specifically, the client in Fig. 1 can identify material by artificial intelligence technology or optical character recognition technology On character information, with obtain lease trade company merchant information and Lease object charging regulation.It sends and leases to server Request, lease request include the mark letter of the merchant information at lessor family, the charging regulation of Lease object and tenant Breath.Alternatively, the character information on material can also be shot, to obtain picture, the picture include lease the merchant information of trade company with And the charging regulation of Lease object.Lease request is sent to server, lease request includes the mark of picture and tenant Know information.
Server can assess the credit of tenant after receiving lease request.When tenant After credit evaluation passes through, corresponding lease order can be generated, and records the generated time of lease order.Receive lease trade company The lease ending request that client is sent for lease order, and record the receiving time of lease ending request.When according to generating Between and receiving time, determine this lease lease duration.According to charging regulation and lease duration, to the rent of this lease Rental fee is settled accounts.
It should be noted that before executing the rent method that this specification provides, quotient as shown in Figure 2 can be first carried out Family register flow path.The flow may include steps of:
Step 210, the registration request of lease trade company is received.
Registration request herein can be that by corresponding client, (client is defined as above institute by leasing trade company State) sent to server.Specifically, lease trade company can fill in corresponding trade company by the list that corresponding client provides Information (e.g., title and account etc.).It is filled in lease trade company and completes corresponding merchant information, and clicked for indicating information solicitation When button (e.g., the submitting button) of completion, which can send registration request to server.The registration request may include Lease the merchant informations such as title and the account of trade company.
Step 220, identity verification is carried out to lease trade company.
Herein, it may include two kinds to carry out the mode of identity verification to lease trade company:First, the mode of password;Second, brush The mode of face.For in the way of password, server can indicate client load branch after receiving registration request Pay the input module of password.If the payment cipher that lease trade company is inputted by the component (can pass through client by leasing trade company The login interface at end is preset) it is proved to be successful, then it is assumed that identity verification success.
Step 230, when to the identity verification success of lease trade company, the credit to leasing trade company is assessed.
In one implementation, can be according to the account of lease trade company, being obtained from the background data base of server should Lease the credit evaluation data of trade company.Then according to the credit evaluation data, the credit to leasing trade company is assessed, and e.g., is sentenced Whether disconnected lease trade company has negative records or whether has fraud etc..
Step 240, after passing through to the credit evaluation for leasing trade company, the title and account of record lease trade company.
It is understood that after the operation for completing above-mentioned record, the registration process for leasing trade company terminates, so as to As Mian Ya trade companies.
It should be noted that after lease trade company succeeds in registration, it can be to make material under line.The content of the material can wrap It includes:Lease the merchant information (e.g., title and/or account etc.) of trade company and the charging regulation of Lease object.Wherein, Lease object Such as can be the article that bicycle, automobile etc. can be shared.For by taking Lease object is bicycle as an example, charging regulation for example may be used Think:5 yuan etc. per hour.In one implementation, the material for leasing trade company can be as shown in Figure 3.Material shown in Fig. 3 Include the character informations such as " ×× company " and " per hour 5 yuan ".Wherein, " ×× company " can refer to the name for leasing trade company Claim, " per hour 5 yuan " can refer to the charging regulation of Lease object.It should be noted that above-mentioned character information can be printing Can also be hand-written.Certainly, in practical applications, the character information on material may be other forms, this specification This is not construed as limiting.
Trade company is leased after making material, which can be placed on corresponding stand.
In the scheme that this specification provides, after being registered as Mian Ya trade companies, oneself makes the mode of material for lease trade company It can be to avoid cumbersome operations such as lessor family application for execution Quick Response Codes, it is possible thereby to promote the experience of lease trade company.
After executing the above-mentioned Merchants register flow of completion, so that it may to execute the rent method of this specification offer.
Fig. 4 is the rent method flow chart that this specification one embodiment provides.The executive agent of the method can be Equipment with processing capacity:Server either system or device, e.g., the server in Fig. 1.As shown in figure 4, the method It can specifically include:
Step 410, the lease request that the client of tenant is sent is received.
In one implementation, when tenant is wanted to lease certain object (e.g., bicycle or vapour by way of under line Vehicle etc.) when, corresponding client can be placed in the material of the stand of lease trade company by AI technologies or OCR technique identification Character information on (as described above), to obtain the merchant information of lease trade company and the charging regulation of Lease object.With client End be Alipay client for for, which can be:Tenant is on the corresponding boundary of Alipay client terminal start-up Face identifies the character information on material by " sweep and the sweep " function on the interface later.In the quotient for getting lease trade company After the charging regulation of family information and Lease object, lease request can be sent to server, lease request may include Lease merchant information, the charging regulation of Lease object and the identification information (e.g., uerid) of tenant of trade company.In addition, should Lease request can also include the information such as the account of tenant.
In another implementation, when tenant want to lease by way of under line certain object (e.g., bicycle or Automobile etc.) when, corresponding client can shoot the character on the material (as described above) for the stand for being placed in lease trade company Information, to obtain picture.It is understood that the picture that shooting obtains includes merchant information and the lease pair for leasing trade company The charging regulation of elephant.After obtaining picture, lease request can be sent to server, lease request may include above-mentioned figure The identification information of piece and tenant.
It should be noted that in practical applications, the picture in above-mentioned lease request can be compressed picture, to reach To the purpose to economize on resources.
It is understood that when lease request includes the identification information of picture and tenant, server is connecing After receiving lease request, image recognition processing can be carried out to picture, to obtain the merchant information and rent of lease trade company It rents the charging regulation of object.
In this kind of realization method, client is not identified the character information on material, and directly with the shape of picture Formula sends the mode of the merchant information of lease trade company and the charging regulation of Lease object to server, can reduce and use lease The requirement of the client at family, so as to promote user experience.
Step 420, according to identification information, the credit information of tenant is obtained.
It optionally,, can be first according to lease trade company before the information for obtaining tenant according to identification information Merchant information (title and/or account), searches corresponding lease trade company, to determine whether the lease trade company is pre-registered exempt from Give as security trade company.If it is not, then this Rental Procedure can be terminated.If it is, tenant can be obtained according to identification information Credit information, e.g., credit score numerical value.Credit score numerical value herein can be by server in advance to the network trading of tenant And behavioral data is analyzed and is later obtained.
Step 430, when credit information meets preset credit constraints, corresponding lease order is generated, and record Lease the generated time of order.
For by taking credit information is credit score numerical value as an example, above-mentioned credit information meets preset credit constraints can be with Refer to credit score numerical value be more than predetermined threshold value.Predetermined threshold value herein can be set based on experience value.
It should be noted that the lease order of above-mentioned generation can include order number, merchant information and charging regulation etc. Information.In addition, when lease request further includes the account of tenant, which can also include the account of tenant Deng.
Server can record the generated time of the lease order after generating above-mentioned lease order.It is appreciated that It is that the generated time can storage corresponding with lease order.It should be noted that server is rented after generating lease order It rents user or lessor can check the lease order by corresponding client per family.
Step 440, the lease ending request that the client of lease trade company is sent for lease order is received, and records lease The receiving time of ending request.
After tenant is leased, lease trade company can send lease by corresponding user end to server and terminate Request.The lease ending request may include the order number of above-mentioned lease order.Server is receiving the lease ending request When, the receiving time of the lease ending request can be recorded.
Step 450, according to generated time and receiving time, the lease duration of this lease is determined.
Specifically, according to the order number in lease ending request, corresponding lease order is obtained.Getting lease order Later, the generated time of the lease order is read.Finally, according to generated time and receiving time, the rent of this lease is determined It rents duration.
Step 460, according to charging regulation and lease duration, the lease expenses of this lease is settled accounts.
Charging regulation herein can be obtained from lease order.
It is understood that after the lease expenses leased this is settled accounts, so that it may to execute corresponding payment It operates.When leasing the account of account and tenant that order includes lease trade company, the implementation procedure of the delivery operation Can be:The account of lease trade company and the account of tenant are read from lease order, more than the account of tenant Volume reduces the lease expenses of clearing, and the remaining sum of the account to leasing trade company increases the lease expenses of clearing.
It should be noted that when it includes to lease the account of trade company to lease order only, then it can be first according to tenant Identification information obtains the account of tenant, executes corresponding delivery operation again later.
Certainly, in practical applications, it is also possible to which there are the impaired situations of Lease object.When Lease object is damaged, Tenant can other payment flows or by by way of being paid under line to lease trade company Litis aestimatio.
To sum up, in this specification above-described embodiment, lease trade company by it is registered in advance be Mian Ya trade companies, so that it may with to user The mode for exempting to give as security lease service is provided, can be executed to avoid lessor family on cumbersome line and dock flow.In addition, tenant is logical The mode of merchant information of lease trade company can be obtained by crossing material under AI technologies or OCR technique identification line, can save rent It rents the cost of manufacture of trade company.Finally, the rent method provided by this specification embodiment can ensure the smooth of Rental Procedure It carries out.
Fig. 5 is the rent method information exchange figure that this specification another embodiment provides.As shown in figure 5, this method can To include:
Step 510, the first user end to server sends registration request.
The first client herein can refer to client used in lease trade company.Specifically, lease trade company can lead to The list for crossing the offer of the first client fills in corresponding merchant information (e.g., title and account etc.).In lease, completion is filled in by trade company Corresponding merchant information, and when clicking for indicating button (e.g., submitting button) that information solicitation is completed, the first client can be with Registration request is sent to server.
The registration request may include leasing the merchant informations such as title and the account of trade company.
Step 520, server carries out identity verification to lease trade company.
Step 530, when to the identity verification success of lease trade company, the credit to leasing trade company is assessed.
Step 540, after passing through to the credit evaluation for leasing trade company, the title and account of record lease trade company.
Step 550, the character information on the second client identification material.
The second client herein can refer to client used in tenant.
Step 560, the second user end to server sends lease request.
Lease request may include the merchant information for leasing trade company, the charging regulation and tenant of Lease object Identification information (e.g., uerid).
Step 570, server searches corresponding lease trade company according to the merchant information of lease trade company.
Step 580, if found, according to identification information, the credit information of tenant is obtained.
It is understood that if do not found, this Rental Procedure can be terminated.
Step 590, when credit information meets preset credit constraints, corresponding lease order is generated, and record The generated time of the lease order.
It is understood that if being unsatisfactory for preset credit constraints, this Rental Procedure can be terminated.
Server can send the lease to the first client or the second client and order after generating lease order It is single.
Step 5100, the lease ending request that the first client is sent for lease order is received, and records the lease knot The receiving time of beam request.
Step 5110, according to generated time and receiving time, the lease duration of this lease is determined.
Step 5120, according to charging regulation and lease duration, the lease expenses of this lease is settled accounts.
In short, this specification embodiment passes through lessor under AI OCR identification lines based on AI either OCR technique Family, flow on tie-in line, and be endorsement with user credit allow user in order to avoid the form Lease object given as security.After the completion of lease The account that rent squeezes into lease trade company is collected on line.In addition, if generating damage due to tenant, then payment is needed to pay for Indemnity.By such pattern, allows lease trade company under line that smaller cost can be spent to get through flow on line, tenant is given to provide Exempt from the service of rental deposit vehicle, improves the wish for leasing trade company under tenant selection line.
Accordingly with above-mentioned rent method, a kind of leasing system that this specification one embodiment also provides, such as Fig. 6 institutes Show, which includes:
Receiving unit 601, the lease request that the client for receiving tenant is sent.
The lease is asked:Lease the merchant information of trade company, the charging regulation and tenant of Lease object Identification information.
Above-mentioned merchant information and charging regulation can be known by artificial intelligence technology or optical character by client What the character information on other technology identification material obtained;Alternatively, above-mentioned merchant information and charging regulation are passed through by client Shoot the character information on material and with graphic form transmission.
Acquiring unit 602, for according to identification information, obtaining the credit information of tenant.
Above-mentioned merchant information may include the title and/or account for leasing trade company.
Acquiring unit 602 specifically can be used for:
According to the title and/or account of lease trade company, lease trade company is searched.
When finding lease trade company, according to identification information, the credit information of tenant is obtained.
Generation unit 603, when the credit information for being obtained when acquiring unit 602 meets preset credit constraints, Corresponding lease order is generated, and records the generated time of lease order.
Receiving unit 601 is additionally operable to receive the lease ending request that the client of lease trade company is sent for lease order, And record the receiving time of lease ending request.
Determination unit 604, the lease duration for according to generated time and receiving time, determining this lease.
Clearing unit 605, the lease duration for being determined according to charging regulation and determination unit 604, to this lease Lease expenses settled accounts.
Optionally, which can also include:Verify unit 606, assessment unit 607 and recording unit 608.
Receiving unit 601 is additionally operable to receive the registration request that the client of lease trade company is sent.The registration request can wrap Include the title and account of lease trade company.
Unit 606 is verified, for carrying out identity verification to lease trade company.
Assessment unit 607 is used for when verifying unit 606 to the identity verification success of lease trade company, to leasing the letter of trade company With being assessed.
Recording unit 608, for after assessment unit 607 passes through the credit evaluation for leasing trade company, record to lease trade company Title and account.
The function of each function module of this specification above-described embodiment device can pass through each step of above method embodiment Rapid to realize, therefore, the specific work process for the device that this specification one embodiment provides does not repeat again herein.
The leasing system that this specification one embodiment provides, the client that receiving unit 601 receives tenant are sent Lease request.Acquiring unit 602 obtains the credit information of tenant according to identification information.It is obtained when acquiring unit 602 When credit information meets preset credit constraints, generation unit 603 generates corresponding lease order, and records lease order Generated time.Receiving unit 601 receives the lease ending request that the client of lease trade company is sent for lease order, and remembers The receiving time of record lease ending request.Determination unit 604 determines the rent of this lease according to generated time and receiving time It rents duration.The lease duration that clearing unit 605 is determined according to charging regulation and determination unit 604, the lease to this lease Expense is settled accounts.Thus, it is possible to save the cost of lease trade company.
It should be noted that leasing system provided in this embodiment can be a module or list for server in Fig. 1 Member.
Those skilled in the art are it will be appreciated that in said one or multiple examples, described in this specification Function can be realized with hardware, software, firmware or their arbitrary combination.It when implemented in software, can be by these work( Can storage in computer-readable medium or as on computer-readable medium one or more instructions or code passed It is defeated.
Above-described specific implementation mode has carried out into one purpose, technical solution and advantageous effect of this specification Step is described in detail, it should be understood that the foregoing is merely the specific implementation mode of this specification, is not used to limit this The protection domain of specification, all any modifications on the basis of the technical solution of this specification, made, change equivalent replacement Into etc., it should all be included within the protection domain of this specification.

Claims (6)

1. a kind of rent method, which is characterized in that including:
Receive the lease request that the client of tenant is sent;
The lease is asked:Lease the merchant information of trade company, the charging regulation of Lease object and the tenant Identification information;
The merchant information and the charging regulation are known by artificial intelligence technology or optical character by the client What the character information on other technology identification material obtained;Alternatively, the merchant information and the charging regulation are by the visitor Family end is by shooting the character information on material and with graphic form transmission;
According to the identification information, the credit information of the tenant is obtained;
When the credit information meets preset credit constraints, corresponding lease order is generated, and record the lease The generated time of order;
The lease ending request that the client of the lease trade company is sent for the lease order is received, and records the lease The receiving time of ending request;
According to the generated time and the receiving time, the lease duration of this lease is determined;
According to the charging regulation and the lease duration, the lease expenses of this lease is settled accounts.
2. according to the method described in claim 1, it is characterized in that, the lease sent in the client for receiving tenant Before request, further include:
Receive the registration request that the client of the lease trade company is sent;The registration request includes the title of the lease trade company And account;
Identity verification is carried out to the lease trade company;
When to the success of lease trade company identity verification, the credit of the lease trade company is assessed;
After passing through to the credit evaluation of the lease trade company, the title and account of the lease trade company are recorded.
3. according to the method described in claim 2, it is characterized in that, the merchant information includes the title of the lease trade company And/or account;
It is described that the credit information of the tenant is obtained according to the identification information, including:
According to the title and/or account of the lease trade company, the lease trade company is searched;
When finding the lease trade company, according to the identification information, the credit information of the tenant is obtained.
4. a kind of leasing system, which is characterized in that including:
Receiving unit, the lease request that the client for receiving tenant is sent;
The lease is asked:Lease the merchant information of trade company, the charging regulation of Lease object and the tenant Identification information;
The merchant information and the charging regulation are known by artificial intelligence technology or optical character by the client What the character information on other technology identification material obtained;Alternatively, the merchant information and the charging regulation are by the visitor Family end is by shooting the character information on material and with graphic form transmission;
Acquiring unit, for according to the identification information, obtaining the credit information of the tenant;
Generation unit, it is raw when the credit information for being obtained when the acquiring unit meets preset credit constraints At corresponding lease order, and record the generated time of the lease order;
The receiving unit, the client for being additionally operable to receive the lease trade company terminate for the lease of the lease order transmission Request, and record the receiving time of the lease ending request;
Determination unit, the lease duration for according to the generated time and the receiving time, determining this lease;
Clearing unit, the lease duration for being determined according to the charging regulation and the determination unit, to this rent The lease expenses rented is settled accounts.
5. device according to claim 4, which is characterized in that further include:Verify unit, assessment unit and recording unit;
The receiving unit is additionally operable to receive the registration request that the client of the lease trade company is sent;The registration request packet Include the title and account of the lease trade company;
The verification unit, for carrying out identity verification to the lease trade company;
The assessment unit is used for when the verification unit is to the success of lease trade company identity verification, to the lessor The credit at family is assessed;
The recording unit, for after the assessment unit passes through the credit evaluation of the lease trade company, recording the rent It rents the title and account of trade company.
6. device according to claim 5, which is characterized in that the merchant information includes the title of the lease trade company And/or account;
The acquiring unit is specifically used for:
According to the title and/or account of the lease trade company, the lease trade company is searched;
When finding the lease trade company, according to the identification information, the credit information of the tenant is obtained.
CN201810164678.1A 2018-02-27 2018-02-27 Rent method and device Pending CN108510310A (en)

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Application Number Priority Date Filing Date Title
CN201810164678.1A CN108510310A (en) 2018-02-27 2018-02-27 Rent method and device

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Application Number Priority Date Filing Date Title
CN201810164678.1A CN108510310A (en) 2018-02-27 2018-02-27 Rent method and device

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Publication Number Publication Date
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Cited By (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109493158A (en) * 2018-09-26 2019-03-19 平安国际融资租赁有限公司 Products quotation measuring method, device, computer equipment and storage medium
CN109903136A (en) * 2019-02-27 2019-06-18 中科云创(厦门)科技有限公司 Data processing method and device applied to equipment leasing
CN110555754A (en) * 2019-08-19 2019-12-10 阿里巴巴集团控股有限公司 Credit service supervision method and device
CN110610397A (en) * 2019-07-31 2019-12-24 阿里巴巴集团控股有限公司 Method and device for processing offer in credit item
CN111626799A (en) * 2019-02-27 2020-09-04 珠海横琴现联盛科技发展有限公司 Machine rental timing settlement method based on tamper-proof encryption algorithm
CN112163553A (en) * 2020-10-15 2021-01-01 珠海格力电器股份有限公司 Material price accounting method and device, storage medium and computer equipment
CN112541752A (en) * 2019-09-23 2021-03-23 北京轻享科技有限公司 Expense processing method and device for vehicle rental platform, computer equipment and medium

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Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN109493158A (en) * 2018-09-26 2019-03-19 平安国际融资租赁有限公司 Products quotation measuring method, device, computer equipment and storage medium
CN109903136A (en) * 2019-02-27 2019-06-18 中科云创(厦门)科技有限公司 Data processing method and device applied to equipment leasing
CN111626799A (en) * 2019-02-27 2020-09-04 珠海横琴现联盛科技发展有限公司 Machine rental timing settlement method based on tamper-proof encryption algorithm
CN110610397A (en) * 2019-07-31 2019-12-24 阿里巴巴集团控股有限公司 Method and device for processing offer in credit item
CN110610397B (en) * 2019-07-31 2021-11-26 创新先进技术有限公司 Method and device for processing offer in credit item
CN110555754A (en) * 2019-08-19 2019-12-10 阿里巴巴集团控股有限公司 Credit service supervision method and device
CN112541752A (en) * 2019-09-23 2021-03-23 北京轻享科技有限公司 Expense processing method and device for vehicle rental platform, computer equipment and medium
CN112163553A (en) * 2020-10-15 2021-01-01 珠海格力电器股份有限公司 Material price accounting method and device, storage medium and computer equipment
CN112163553B (en) * 2020-10-15 2024-02-20 珠海格力电器股份有限公司 Material price accounting method, device, storage medium and computer equipment

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