CN108510255B - Mobile handheld terminal, payment method, payment equipment and computer storage medium - Google Patents

Mobile handheld terminal, payment method, payment equipment and computer storage medium Download PDF

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CN108510255B
CN108510255B CN201810278590.2A CN201810278590A CN108510255B CN 108510255 B CN108510255 B CN 108510255B CN 201810278590 A CN201810278590 A CN 201810278590A CN 108510255 B CN108510255 B CN 108510255B
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payment
payment amount
information
input unit
amount
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CN108510255A (en
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钱晋文
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Shanghai Zhangmen Science and Technology Co Ltd
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Shanghai Zhangmen Science and Technology Co Ltd
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Abstract

The invention discloses a mobile handheld terminal, a payment method, equipment and a computer storage medium, wherein the method comprises the following steps: displaying a payment interactive interface, wherein the payment interactive interface comprises an input unit and an object selection unit; acquiring information of an object needing payment through the object selection unit; detecting contact information generated at the position of the input unit, and acquiring and displaying corresponding payment amount; and paying to the payment object according to the payment amount. The invention realizes the network payment in a visual interactive mode without remembering and inputting the bank account number of the user and the bank account number of the opposite party, greatly reduces the technical difficulty of the user, greatly simplifies the complexity of the network payment, improves the usability of the network payment, leads the payment to be easy and rapid, and can vividly display the 'bank note' face value of the money of the opposite party.

Description

Mobile handheld terminal, payment method, payment equipment and computer storage medium
The application is a divisional application of Chinese patent application with the application date of 2013, 12 and 6, the application number of 201310655182.1 and the name of 'mobile handheld terminal'.
[ technical field ] A method for producing a semiconductor device
The invention relates to the field of network payment, in particular to a mobile handheld terminal, a payment method, equipment and a computer storage medium.
[ background of the invention ]
The shopping mode based on the network platform is generally accepted by consumers, so that online payment becomes a main payment means of people, the current internet is developed and evolved to step into the era of mobile internet, and the online payment through a mobile terminal such as a smart phone is greatly developed.
Most portable electronic devices (or mobile handheld terminals) use a touch screen to display graphics and text, the mobile handheld terminals provide a user interface for a user to interact with the device through the touch screen, the touch screen detects and responds to contact on the touch screen, and the mobile handheld terminals convert electronic signals collected according to the contact into corresponding programs and drive various software and hardware functional modules, thereby realizing interaction and conversation between the user and the mobile terminal. Touch screens (also referred to as "touch sensitive displays" or "touch screens") are well known and are commonly used on current mobile handheld terminal products.
The existing payment technology is usually on a mobile handheld terminal, logs in to official websites of all banks through internet surfing, inputs bank account numbers of both sides, and can complete payment after a series of complex authentications, so that the technical difficulty of using network payment is increased, and the usability and user experience of payment are reduced.
[ summary of the invention ]
In view of the above, the present invention provides a mobile handheld terminal, including a mobile handheld terminal including a touch screen, and further including a device for displaying a payment interactive interface, the payment interactive interface including an input unit and an object selection unit, wherein,
the object selection unit is used for selecting information of an object needing payment;
when the mobile handheld terminal detects contact information generated at the position of the input unit on the touch screen, the input unit displays corresponding payment amount according to the contact information, and after the payment amount is displayed, the mobile handheld terminal sends the payment amount to a payment object.
Further, the input unit is a virtual numeric keyboard, and when the position corresponding to each digit of the virtual numeric keyboard obtains the information contacted by the user, the corresponding digit information is displayed.
Further, the input unit is a virtual analog button, and corresponding digital information is displayed in a linear manner according to the contact time of the user.
Further, the input unit is a virtual analog button, and corresponding digital information is displayed in a linear manner according to the pressure contacted by the user.
Furthermore, the input unit is a voice input system for receiving voice information of a user and displaying corresponding digital information after processing the voice information.
Further, the electronic payment system also comprises a voice prompt unit which is used for making a voice simulating the currency when the input unit inputs the payment amount.
Further, the magnitude of the sound of the analog money varies with the magnitude of the digital money.
Furthermore, the payment interactive interface further comprises a modification module, which is used for adjusting the payment amount after the payment amount is input.
Further, the payment interactive interface further comprises a display module for displaying the virtual currency corresponding to the payment amount.
Further, the payment interactive interface further comprises a cancellation module, which is used for canceling the payment operation by pressing the input unit and dragging the input unit to a preset position before the mobile handheld terminal sends the payment amount to the payment object after the payment amount is input.
Compared with the prior art, the mobile handheld terminal provided by the invention realizes network payment in a visual interactive mode without remembering and inputting the bank account number of the mobile handheld terminal and the bank account number of the opposite party, greatly reduces the technical difficulty of the user, greatly simplifies the complexity of the network payment, improves the usability of the network payment, ensures that the payment is easy and quick, and can vividly display the face value of money 'bank notes' for the opposite party.
[ description of the drawings ]
FIG. 1 is a schematic view of a payment interaction interface according to an embodiment of the present invention;
FIG. 2 is a diagram of a numeric keypad as an input unit according to an embodiment of the present invention;
FIG. 3 is a diagram illustrating virtual currency displayed by holding down a simulated button according to an embodiment of the present invention;
fig. 4 is a schematic diagram of a cancellation of payment operation in the embodiment of the present invention.
[ detailed description ] embodiments
The mobile handheld terminal proposed by the present invention will be described in further detail with reference to the accompanying drawings.
Referring to fig. 1, fig. 1 is a schematic view of a payment interaction interface according to an embodiment of the invention. The mobile handheld terminal comprises a touch screen and a device for displaying a payment interactive interface, wherein the payment interactive interface comprises an input unit and an object selection unit, the upper part of the interactive interface shown in figure 1 is the object selection unit, and the lower part of the interactive interface is the input unit. The object selection unit is used for selecting information of an object to be paid, the payment object in this embodiment is an object to be paid, and may be selected from an address book stored in a mobile handheld terminal, a friend circle of some instant messaging software, or an address book of an electronic mailbox.
Referring to fig. 2, fig. 2 is a schematic diagram of an input unit being a numeric keypad according to an embodiment of the present invention, where the input unit is displayed as a virtual numeric keypad on a touch screen, and when the numeric keypad is not started, the numeric keypad is reduced to numeric buttons (as shown in a lower left corner of fig. 1), and the numeric keypad needs to be used, a user pops up the virtual numeric keypad by clicking, and sequentially clicks or touches positions corresponding to each number of the virtual numeric keypad, and the touch screen detects a touch signal, acquires information touched by the user, and displays corresponding digital information. After the payment amount is displayed, the mobile handheld terminal can send the payment amount to the selected payment object, and therefore payment is completed.
As another preferred input implementation manner, the input unit may be configured as a virtual analog button, when the user pays, the user only needs to directly press the touch screen at the position of the analog button, the touch screen detects the touch signal, and obtains information touched by the user, and then displays corresponding digital information, and after displaying the payment amount, the mobile handheld terminal can send the payment amount to the selected payment object, thereby completing payment. The specific amount of money is larger as the time of user contact is longer, and specifically, when actually set, the relationship between the amount of money and the user contact button may be set in a linear functional relationship, for example, a relationship of a function y being ax, where x shows the time of contact with the button, a is a constant, and y shows the amount of money to be displayed, and if the user selects x being 10 seconds and a being a constant 2, y being 20 can be calculated, which means that the amount of money to be paid to a certain payment object is 20 dollars.
As another variation of the input implementation, the analog button may be configured to calculate the amount of payment in a linear manner, such as a functional relationship, according to the detected pressure, and display digital information of the amount of payment.
As another input implementation manner of the modified embodiment, the input amount may also be implemented by using a voice technology, the input unit is replaced with a voice input system, a voice prompt button is arranged on the input unit, the user clicks the button to start a voice recognition program, when the voice input of the user is completed, the voice recognition program processes the audio frequency of the voice, and converts the voice into characters or numbers to be displayed according to various statistical voice models such as GMM, HMM, and the like, thereby completing the process of inputting the amount. Of course, the above-mentioned various input modes can be combined into a multi-component input mode according to actual needs.
In addition, when the user actually inputs the payment amount, because the button is not simulated well in control, or the input amount is wrong, the payment interactive interface can be provided with a modification module for adjusting the payment amount after the payment amount is input, so that the user can be ensured to pay the accurate amount when the user decides to pay the payment object.
Referring to fig. 3, fig. 3 is a schematic diagram of virtual currency displayed by holding down a simulation button according to an embodiment of the present invention. As a better implementation manner, in order to improve user experience and usability, the payment information is displayed more vividly, and a user can conveniently control the account amount and the payment information of the user, the payment interaction interface is provided with a display module for displaying virtual currency corresponding to the payment amount, the virtual currency can be displayed in an animation mode, the animation display is performed according to the input amount, for example, a virtual wallet is arranged on the payment interaction interface, and when the user presses an analog button, the user can see that the currency continuously falls into the virtual wallet until the user releases the currency. The currency accumulation mode can also be realized in a currency accumulation mode, the displayed currency is higher and more in piles as the user continuously touches the analog button, and the continuous touch comprises that the analog button is constantly pressed and not moved, and the currency accumulation mode can also be realized by intermittently and constantly touching the analog button.
As another better implementation mode, the mobile handheld terminal or the payment interactive interface is further provided with a voice prompt unit, and when the input unit inputs the payment amount, the voice prompt unit emits a voice simulating currency. The amount to be input may be continuously prompted in a fixed sound, or the volume may be continuously increased in a linear relationship as the number of input digits increases, to indicate the amount of the payment.
Referring to fig. 4, fig. 4 is a schematic diagram illustrating a cancellation of a payment operation according to an embodiment of the present invention. As a preferred embodiment, the payment interactive interface further includes a cancellation module, after the user selects the payment object and inputs the payment amount, and before the mobile handheld terminal sends the payment amount to the payment object, the user drags the input unit to a preset position, such as a "trash can" (that is, when the user drags the input unit, the payment interactive interface pops up a virtual trash can, and drags the virtual trash can to cancel the operation, task or application), so as to cancel the payment operation.
In conclusion, the mobile handheld terminal greatly simplifies the complexity of network payment, improves the usability of network payment, and can vividly display the value of money 'bank note' given to the other party. Of course, various modifications and alterations of this invention may be made by those skilled in the art without departing from the spirit and scope of this invention. Thus, if such modifications and variations of the present invention fall within the scope of the claims of the present invention and their equivalents, the present invention is also intended to include such modifications and variations.

Claims (16)

1. A mobile hand-held terminal comprises a touch screen and is characterized by also comprising a device for displaying a payment interactive interface, wherein the payment interactive interface comprises an input unit and an object selection unit, and the input unit comprises a virtual simulation button; wherein the content of the first and second substances,
the object selection unit is used for selecting information of an object needing payment;
when the mobile handheld terminal detects that the position of the analog button on the touch screen is pressed, the input unit displays corresponding payment amount according to the time length or the pressure of the position of the analog button on the touch screen, and after the payment amount is displayed, the mobile handheld terminal sends the payment amount to a payment object;
the payment interaction interface further comprises: the canceling module is used for canceling payment operation by pressing the input unit and dragging the input unit to a preset position after the payment amount is input and before the mobile handheld terminal sends the payment amount to a payment object;
the mobile hand-held terminal further comprises: and the voice prompt unit is used for sending out a voice simulating the currency when the input unit inputs the payment amount, and the voice simulating the currency changes along with the digital amount.
2. The mobile handset of claim 1, wherein the input unit further comprises a virtual numeric keyboard, and when the position corresponding to each digit of the virtual numeric keyboard obtains the information contacted by the user, the corresponding digit information is displayed.
3. The mobile handset of claim 1, wherein the corresponding digital information is displayed in a linear manner as the user holds down for a period of time.
4. The mobile handset of claim 1, wherein the corresponding digital information is displayed in a linear manner as the amount of pressure the user is holding.
5. The mobile handset of claim 1, wherein the input unit further comprises a voice input system for receiving voice information of the user and displaying corresponding digital information after processing the voice information.
6. The mobile handheld terminal of claim 1, wherein the payment interactive interface further comprises a modification module for adjusting the payment amount after the payment amount is input.
7. The mobile handheld terminal of claim 1, wherein the payment interface further comprises a display module for displaying a virtual currency corresponding to the payment amount.
8. A payment method for a mobile handheld terminal, the mobile handheld terminal comprising a touch screen, the method comprising:
displaying a payment interactive interface, wherein the payment interactive interface comprises an input unit and an object selection unit, and the input unit comprises a virtual simulation button;
acquiring information of an object needing payment through the object selection unit;
if the time or the pressure of pressing the position of the simulation button on the touch screen is detected, acquiring and displaying the corresponding payment amount;
paying to the payment object according to the payment amount;
the payment interactive interface further comprises a cancellation module;
after the payment amount is input and before payment is made to the payment object in accordance with the payment amount, the method further comprises: if the input unit is detected to be pressed and dragged to a preset position, the payment operation is cancelled through the cancelling module;
the method further comprises the following steps:
when the input unit is detected to input the payment amount, the sound simulating the currency is generated, and the size of the sound simulating the currency changes along with the size of the payment amount.
9. The method of claim 8, wherein obtaining information of the object requiring payment by the object selection unit comprises:
and acquiring the information of the object to be paid from an address book locally stored in the equipment, an address book of instant messaging software or an address book of an electronic mailbox through the object selection unit.
10. The method of claim 8, further comprising:
if the contact information at the position corresponding to each number on the numeric keyboard is detected, taking the numeric information corresponding to the contact position as payment amount, and displaying the payment amount; alternatively, the first and second electrodes may be,
and if the contact information at the position of the voice prompt button is detected, acquiring and processing the voice input by the user into the voice input system, and acquiring and displaying the payment amount corresponding to the voice.
11. The method of claim 8, wherein obtaining and displaying the corresponding payment amount if the information of the position of the analog button on the touch screen is detected to be pressed comprises:
if the information of the position where the simulation button is located on the touch screen is detected to be pressed, determining and displaying the corresponding payment amount according to the pressing duration; alternatively, the first and second electrodes may be,
and if the information of the position where the simulation button is located on the touch screen is detected to be pressed, determining and displaying the corresponding payment amount according to the pressing pressure.
12. The method of claim 8, wherein the payment interaction interface further comprises a modification module;
before making a payment to the payment object in accordance with the payment amount, the method further comprises: modifying, by the modification module, the payment amount.
13. The method of claim 8, wherein the payment interaction interface further comprises a display module;
the method further comprises the following steps: and displaying the virtual currency information corresponding to the payment amount through the display module.
14. The method of claim 8, wherein making a payment to the payment object in accordance with the payment amount comprises:
and sending the payment amount information to the payment object.
15. A mobile handheld device, characterized in that the device comprises:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the method of any one of claims 8-14.
16. A storage medium containing computer-executable instructions for performing the method of any one of claims 8-14 when executed by a computer processor.
CN201810278590.2A 2013-12-06 2013-12-06 Mobile handheld terminal, payment method, payment equipment and computer storage medium Active CN108510255B (en)

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CN201810278590.2A CN108510255B (en) 2013-12-06 2013-12-06 Mobile handheld terminal, payment method, payment equipment and computer storage medium

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CN110111101B (en) * 2019-04-23 2024-03-01 华为技术有限公司 Electronic payment method and electronic device
CN111966277B (en) * 2020-08-17 2022-03-01 陶丽萍 Digital currency display method, device and equipment

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