CN102750631A - Mobile terminal payment method and mobile terminal payment device - Google Patents
Mobile terminal payment method and mobile terminal payment device Download PDFInfo
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- CN102750631A CN102750631A CN2012101474260A CN201210147426A CN102750631A CN 102750631 A CN102750631 A CN 102750631A CN 2012101474260 A CN2012101474260 A CN 2012101474260A CN 201210147426 A CN201210147426 A CN 201210147426A CN 102750631 A CN102750631 A CN 102750631A
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- mobile terminal
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Abstract
The invention discloses a mobile terminal payment method. The method is characterized by comprising the steps of analyzing information, and identifying a character string conforming to an account number format as an account link; detecting an action that the account link is clicked; displaying a transaction information interface, and displaying an account number at a corresponding position in the transaction information interface; receiving input of other information required by a transaction; and sending a payment request containing transaction information to a corresponding banking platform. The invention also discloses a mobile terminal payment device. According to the method and the device, an account of a payee is provided in a link mode and is related to terminal payment software, so that the payment efficiency is improved, and the problem caused by manual input of users is solved.
Description
Technical field
The present invention relates to a kind of communication of mobile terminal technology, especially a kind of mobile terminal payment method and device.
Background technology
Along with Development of E-business, online transaction is more and more universal.In addition, along with the price decline of smart mobile phone, its sales volume also grows with each passing day.This just makes that to carry out the increasing demand of online payment through mobile phone obvious, and each big bank has also released Mobile banking separately.So, just universal day by day based on the remote payment of mobile phone.
When concluded the business in the shop on the net, the beneficiary account comprised usually, need not the user and imported.But after account transfer, contribution, lottery ticket etc. were paid on the application scenario, then needed the user to move the client software on the mobile phone, manual input beneficiary account could be accomplished payment function.
The beneficiary account obtains through means such as note, phone, instant messaging, microbloggings usually.After acquisition beneficiary account, must preserve (copy buffer zone to, be kept in the mobile phone file, copy) temporarily, and then the running client payment software, again the account input of preserving (manual input or stickup) is paid in payment software.If copy-paste this mode, can only keep in an information usually.If the user also need then must import account or manual other information of input with other information copy to payment software by hand.There is following shortcoming in the above-mentioned modes of payments: shortcoming 1: payment speed is slow; Shortcoming 2: account is inputed by mistake easily, causes damage or bothers.
Summary of the invention
The problem that the present invention will solve is: a kind of mobile terminal payment method and device are provided; This method provides the beneficiary account with on-link mode (OLM); And related with the generation of terminal payment software, thus payment efficient improved, also reduced the problem that the manual input of user causes.
The technical scheme that the present invention solves the problems of the technologies described above employing is: a kind of mobile terminal payment method may further comprise the steps:
Information is analyzed, and the character string that will meet the number of the account form is identified as the account link;
Detect the action of clicking said account link;
Show the Transaction Information interface, said number of the account is presented at the relevant position in the Transaction Information interface;
The input of the out of Memory that reception exchange needs;
Bank's platform to correspondence sends the Payment Request that comprises Transaction Information.
Wherein, said portable terminal is a mobile phone.
Wherein, said portable terminal is a panel computer.
Wherein, said packets of information purse rope page or leaf, short message, QQ information, microblogging.
Wherein, said out of Memory comprises dealing money, payment cipher, beneficiary title.
The present invention also discloses a kind of mobile terminal payment device, comprising:
One identification module is analyzed information, and the character string that will meet the number of the account form is identified as the account link;
One detecting module detects the action of clicking said account link;
One execution module shows the Transaction Information interface, and said number of the account is presented at the relevant position in the Transaction Information interface;
One load module, the input of the out of Memory that reception exchange needs;
One sending module sends the Payment Request that comprises Transaction Information to the bank platform of correspondence.
Especially, said portable terminal is a mobile phone.
Especially, said portable terminal is a panel computer.
Especially, said packets of information purse rope page or leaf, short message, QQ information, microblogging.
Especially, said out of Memory comprises dealing money, payment cipher, beneficiary title.
The invention has the beneficial effects as follows: this method provides the beneficiary account with on-link mode (OLM); Directly click changes link, and corresponding payment software will move, and the account directly is presented in the accounts information field of transaction interface; The beginning payment process; Do not need manual work to import accounts information again, thereby improved payment efficient, reduced the problem that the manual input of user causes yet.
Description of drawings
Fig. 1 is a kind of mobile terminal payment method flow diagram of the present invention;
Fig. 2 is a kind of mobile terminal payment structure drawing of device of the present invention.
Embodiment
By specifying technology contents of the present invention, structural attitude, realized purpose and effect, give explanation below in conjunction with embodiment and conjunction with figs. are detailed.
Technical scheme of the present invention has been used for reference the method that can directly dial telephone number in the note, and process is following:
Comprise telephone number information in the note of receiving, such as: 10086
Click this telephone number information, dialing interface directly occurs, this telephone number has been imported completion, and click to dial just can directly be dialed.
Please refer to Fig. 1, similar with aforesaid way, payment process also can carry out like this, and flow process is as follows:
101. information is analyzed, and the character string that will meet the number of the account form is identified as the account link;
102. detect the action of clicking said account link;
103. show the Transaction Information interface, said number of the account be presented at the relevant position in the Transaction Information interface;
The input of the out of Memory that reception exchange needs;
104. the bank's platform to correspondence sends the Payment Request that comprises Transaction Information.
This method can be used for portable terminal, comprises Internet enabled mobile phone, panel computer and so on, but is not limited thereto.In step 101 li, the information that comprises the account link can be webpage, short message, QQ information or microblogging etc.Can also comprise out of Memory at the Transaction Information inputting interface, for example dealing money, payment cipher, beneficiary title or the like.
Owing in step 102, clicked the account link, after step 103 jumps to the Transaction Information inputting interface, will the accounts information of beneficiary be presented at corresponding field, at this interface, the user also can import other relevant information.
In step 103, portable terminal generates payment request information under payment software cooperates, and this payment request information comprises beneficiary title, collecting account information, dealing money etc., and this solicited message is sent to corresponding bank platform.
In step 105; Can send the payment request information that comprises the beneficiary relevant information to bank's platform of correspondence through the client payment software; Corresponding bank is after receiving payment request information; Whether this information, it is correct promptly to check Transaction Information if being handled, and result is returned to both parties.
Be example with webpage mode and short message below, jump to the implementation method of Transaction Information inputting interface respectively in the description of step 103.
Webpage mode: in smart mobile phone (such as Android), can develop browser plug-in for payment software.Like this, when comprising accounts information in the webpage, click accounts information, running browser plug-in unit automatically just, thus can open the payment interface of client payment software automatically.
Short message way: following is the example explanation with the Android mobile phone
In Andorid, kind of an Intent mechanism is arranged, the mutual and communication between being used for assisting to use.Intent is responsible for the action of single job in using, action relates to data, additional data is described, and Android is responsible for finding corresponding assembly then according to the description of this Intent, and Intent is passed to the assembly that calls, and accomplishes calling of assembly.
An Intent comprises surface information down:
Action: the action that this Intent will carry out comprises and calls some system programs (dialing, browser) or self defining programm
Data: carry out the data that action will be operated
Data type: data type
Classification: be performed the additional information of action
The target element class component of assembly: Intent.If specified assembly, then directly use, rather than search through other attributes.
Additional information
In the short message program of Android, just used the Intent mechanism of implicit expression.In the short message program, when checking note, call Intent mechanism.This mechanism is searched registered all Intent filtrators in system file AndroidManifest.xml and is reached the wherein Intent of definition, finally finds the Intent of coupling.The note program can add link to the content that finds all coupling Intent.At this moment, after the user clicked corresponding content, the note program will be sent specific I ntent to system, and system will carry out the corresponding assembly of this Intent.
Use for dialing, this type of browser, in AndroidManifest.xml, stated corresponding Intent and corresponding handle (Intent filtrator) when mounted.So in the example, the user just can open dial-up program through clicking telephone number link in the note in the above; Click website links, just can open any browser.
Same, the client payment software also can define corresponding Intent filtrator when mounted in AndroidManifest.xml, filter the account of specific format.Like this, when the user clicks account in note, running client payment software and get into transaction interface automatically.
Please refer to Fig. 2, be a kind of mobile terminal payment apparatus structure block diagram.This device comprises identification module 201, and information is analyzed, and the character string that will meet account information is identified as the account link; Detecting module 202 detects the action of in the information that comprises the account link, clicking said account link; Execution module 203, the running client payment software shows the Transaction Information interface, the client payment software is filled in said accounts information in the gathering account number in the Transaction Information interface; Load module 204 is accepted the input of the out of Memory of exchange's need; Sending module 205 sends the Payment Request that comprises Transaction Information through the client payment software to bank's platform of correspondence.
The method and apparatus of above-mentioned raising payment efficient not only can be used for occasions such as market, supermarket, and can be used for interindividual transaction.
The above is merely embodiments of the invention; Be not so limit claim of the present invention; Every equivalent structure or equivalent flow process conversion that utilizes instructions of the present invention and accompanying drawing content to be done; Or directly or indirectly be used in other relevant technical fields, all in like manner be included in the scope of patent protection of the present invention.
Claims (10)
1. a mobile terminal payment method is characterized in that, may further comprise the steps:
Information is analyzed, and the character string that will meet the number of the account form is identified as the account link;
Detect the action of clicking said account link;
Show the Transaction Information interface, said number of the account is presented at the relevant position in the Transaction Information interface;
The input of the out of Memory that reception exchange needs;
Bank's platform to correspondence sends the Payment Request that comprises Transaction Information.
2. the method for raising mobile terminal payment efficient according to claim 1 is characterized in that, said portable terminal is a mobile phone.
3. the method for raising mobile terminal payment efficient according to claim 1 is characterized in that, said portable terminal is a panel computer.
4. the method for raising mobile terminal payment efficient according to claim 1 is characterized in that, said packets of information purse rope page information, short message, QQ information, microblogging information.
5. the method for raising mobile terminal payment efficient according to claim 1 is characterized in that, said out of Memory comprises dealing money, payment cipher and beneficiary title.
6. a mobile terminal payment device is characterized in that, comprising:
One identification module is analyzed information, and the character string that will meet the number of the account form is identified as the account link;
One detecting module detects the action of clicking said account link;
One execution module shows the Transaction Information interface, and said number of the account is presented at the relevant position in the Transaction Information interface;
One load module, the input of the out of Memory that reception exchange needs;
One sending module sends the Payment Request that comprises Transaction Information to the bank platform of correspondence.
7. a kind of mobile terminal payment device according to claim 6 is characterized in that said portable terminal is a mobile phone.
8. a kind of mobile terminal payment device according to claim 6 is characterized in that said portable terminal is a panel computer.
9. a kind of mobile terminal payment device according to claim 6 is characterized in that, said packets of information purse rope page or leaf, short message, QQ information, microblogging.
10. a kind of mobile terminal payment device according to claim 6 is characterized in that said out of Memory comprises dealing money, payment cipher, beneficiary title.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN2012101474260A CN102750631A (en) | 2012-05-11 | 2012-05-11 | Mobile terminal payment method and mobile terminal payment device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2012101474260A CN102750631A (en) | 2012-05-11 | 2012-05-11 | Mobile terminal payment method and mobile terminal payment device |
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| CN102750631A true CN102750631A (en) | 2012-10-24 |
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| CN2012101474260A Pending CN102750631A (en) | 2012-05-11 | 2012-05-11 | Mobile terminal payment method and mobile terminal payment device |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN106910124A (en) * | 2015-12-23 | 2017-06-30 | 阿里巴巴集团控股有限公司 | Information processing method and device |
| CN108510255A (en) * | 2013-12-06 | 2018-09-07 | 上海掌门科技有限公司 | A kind of method of payment, equipment and computer storage media |
| CN110807631A (en) * | 2014-05-29 | 2020-02-18 | 苹果公司 | User interface for payments |
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| CN101894334A (en) * | 2010-03-11 | 2010-11-24 | 宇龙计算机通信科技(深圳)有限公司 | Payment method, payment system, mobile terminal and payment method and system of mobile terminal |
| CN102214334A (en) * | 2010-04-01 | 2011-10-12 | 阿里巴巴集团控股有限公司 | Online payment method, device and system |
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2012
- 2012-05-11 CN CN2012101474260A patent/CN102750631A/en active Pending
Patent Citations (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101894334A (en) * | 2010-03-11 | 2010-11-24 | 宇龙计算机通信科技(深圳)有限公司 | Payment method, payment system, mobile terminal and payment method and system of mobile terminal |
| CN102214334A (en) * | 2010-04-01 | 2011-10-12 | 阿里巴巴集团控股有限公司 | Online payment method, device and system |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108510255A (en) * | 2013-12-06 | 2018-09-07 | 上海掌门科技有限公司 | A kind of method of payment, equipment and computer storage media |
| CN108510255B (en) * | 2013-12-06 | 2021-11-23 | 上海掌门科技有限公司 | Mobile handheld terminal, payment method, payment equipment and computer storage medium |
| CN110807631A (en) * | 2014-05-29 | 2020-02-18 | 苹果公司 | User interface for payments |
| CN106910124A (en) * | 2015-12-23 | 2017-06-30 | 阿里巴巴集团控股有限公司 | Information processing method and device |
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Application publication date: 20121024 |