CN108470293A - Reward distribution method, equipment and computer readable storage medium - Google Patents
Reward distribution method, equipment and computer readable storage medium Download PDFInfo
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- CN108470293A CN108470293A CN201810304942.7A CN201810304942A CN108470293A CN 108470293 A CN108470293 A CN 108470293A CN 201810304942 A CN201810304942 A CN 201810304942A CN 108470293 A CN108470293 A CN 108470293A
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- reward
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0208—Trade or exchange of goods or services in exchange for incentives or rewards
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
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Abstract
The invention discloses a kind of reward distribution method, equipment and computer readable storage mediums, and the method comprising the steps of：The movable participation instruction of the first reward is participated in when detecting, and detects purchase with after the purchase instruction of the finance product of the first reward activity association, obtains the deposit receipt information that purchase finance product corresponds to deposit receipt；If what deposit receipt information did not met that the first reward activity of getting corresponds to reward first gets condition, exports the first prompt message prompt user and get the minimum of reward and get condition；If detecting based on the minimum change directive got condition and change deposit receipt information, deposit receipt information is changed according to change directive；If the deposit receipt information after change, which meets first, gets condition, and successfully then when meeting the granting condition of reward, reward is delivered in the user account of purchase finance product after purchase finance product.The invention avoids users during buying finance product, since the problem of not knowing the movable active rule of reward, reward is caused to be got unsuccessfully occurs.
Description
Technical field
The present invention relates to a kind of financial technology field more particularly to reward distribution method, equipment and computer-readable storages
Medium.
Background technology
Many financial institutions in order to attract user to deposit, can after user successfully buys the finance product of financial institution,
User obtains except the income of the finance product, and financial institution can also be the certain reward of user setting.Difference reward is to taking on service jobs
Dynamic requirement is different.After the finance product satisfaction of user's purchase accordingly rewards movable requirement, user can get
Corresponding reward.But during user buys finance product, due to not knowing the movable active rule of reward, cause to be purchased
The finance product bought is unsatisfactory for rewarding movable requirement, and failure is got in reward.
Invention content
The main purpose of the present invention is to provide a kind of reward distribution method, equipment and computer readable storage medium, purports
In the existing user of solution during buying finance product, due to not knowing the movable active rule of reward, reward is caused to be led
The technical issues of taking unsuccessfully.
To achieve the above object, the present invention provides a kind of reward distribution method, and the reward distribution method includes step：
The movable participation instruction of the first reward is participated in when detecting, and detects purchase and rewards activity association with described first
Finance product purchase instruction after, obtain and buy the deposit receipt information that the finance product corresponds to deposit receipt；
That detects whether the deposit receipt information meet that the first reward activity of getting corresponds to reward first gets condition；
If detecting, the deposit receipt information does not meet described first and gets condition, exports the first prompt message prompt user
It gets the minimum of the reward and gets condition, and detect whether to detect and the deposit receipt letter is changed based on the minimum condition of getting
The change directive of breath；
If detecting the change directive, the deposit receipt information is changed according to the change directive, after being changed
The deposit receipt information；
If the deposit receipt information after change meets described first and gets condition, and after successfully buying the finance product,
Then in the granting condition for meeting the reward, the reward is delivered in the user account for buying the finance product.
Preferably, if described detect that the deposit receipt information does not meet described first and gets condition, the first prompt of output
Information alert user gets the minimum of the reward and gets condition, and detects whether to detect and minimum get condition more based on described
The step of change directive for changing the deposit receipt information includes：
If detecting, the deposit receipt information does not meet described first and gets condition, detects whether the deposit receipt information meets
Get the second reward activity correspondence reward second gets condition；
If the deposit receipt information, which does not meet described second, gets condition, exports the first prompt message prompt user and get institute
It states the minimum of the first reward activity correspondence reward and gets condition, and detect whether to detect and be changed based on the minimum condition of getting
The change directive of the deposit receipt information.
Preferably, if described detect that the deposit receipt information does not meet described first and gets condition, the deposit receipt is detected
After whether information meets second the step of getting condition that the second reward activity of getting corresponds to reward, further include：
If the deposit receipt information, which meets described second, gets condition, export the second prompt message prompt user get it is described
First reward activity corresponds to the minimum of reward and gets condition, and the prompt deposit receipt information meets described second and gets condition；
It instructs, and after successfully buying the finance product, then exists if detecting and participating in movable participations of second reward
When meeting the granting condition of the second reward activity correspondence reward, the corresponding reward of the second reward activity is delivered to purchase
In the user account for buying the finance product.
Preferably, if the deposit receipt information after the change, which meets described first, gets condition, and successfully described in purchase
After finance product, then in the granting condition for meeting the reward, the reward is delivered to the use for buying the finance product
After step in the account of family, further include：
If detect produce the purchase finance product purchase amount of money in advance produce instruction, export third prompt and believe
If breath stops providing the reward to prompt user to produce the purchase amount of money in advance according to the third prompt message；
If detecting the confirmation instruction for confirming and producing the purchase amount of money in advance, instructed the purchase according to the confirmation
The income for buying the amount of money and the purchase finance product is transferred in the user account.
Preferably, if if the deposit receipt information after the change after the change meets described first and gets condition,
And after successfully buying the finance product, then in the granting condition for meeting the reward, the reward is delivered to purchase institute
After stating the step in the user account of finance product, further include：
What the reward was checked in display in display interface checks button；
When detect click described in check the click commands of button after, the hair of the reward is shown in the display interface
Put information.
Preferably, described when detecting participation the first reward movable participations instruction, and detect purchase and described first
After rewarding the purchase instruction of the finance product of activity association, the step for buying the deposit receipt information that the finance product corresponds to deposit receipt is obtained
Before rapid, further include：
After detecting the setting that correspondence between the deposit receipt and the first reward activity is arranged instruction, according to institute
The correspondence that setting instruction is arranged between the deposit receipt and the first reward activity is stated, a deposit receipt is made to correspond to one
The first reward activity.
Preferably, if the deposit receipt information after the change, which meets described first, gets condition, and successfully described in purchase
After finance product, then in the granting condition for meeting the reward, the reward is delivered to the use for buying the finance product
Step in the account of family includes：
If the deposit receipt information after change meets described first and gets condition, and after successfully buying the finance product,
The Time Of Release for providing the reward is then obtained, and obtains the purchase duration for buying the finance product；
If the purchase duration is more than or equal to the corresponding duration of the Time Of Release, the reward is delivered to purchase
In the user account for buying the finance product.
Preferably, whether the detection deposit receipt information, which meets the first reward activity of getting and correspond to the first of reward, is got
The step of condition includes：
Detect whether the purchase amount of money in the deposit receipt information is more than or equal to preset cost, and the detection deposit receipt
Whether the purchase time limit in information is more than or equal to the default time limit；
If the purchase amount of money is more than or equal to the preset cost, and the purchase time limit is more than or equal to described
The default time limit, it is determined that the deposit receipt information satisfaction gets the first reward activity correspondence is rewarded first and gets condition；
If the purchase amount of money is less than the preset cost and/or the purchase time limit is less than the default time limit, really
The fixed deposit receipt information does not meet described first and gets condition.
In addition, to achieve the above object, the present invention also provides a kind of reward delivery apparatus, the reward delivery apparatus includes
Program, the prize are provided in the reward that memory, processor and being stored in can be run on the memory and on the processor
It encourages and provides the step of realizing reward distribution method as described above when program is executed by the processor.
In addition, to achieve the above object, it is described computer-readable the present invention also provides a kind of computer readable storage medium
It is stored with reward on storage medium and provides program, the reward, which is provided, realizes reward as described above when program is executed by processor
The step of distribution method.
The present invention detects purchase and the first reward work by instructing when detecting movable participations of the first reward of participation
After the purchase instruction for moving associated finance product, obtain the corresponding deposit receipt information of purchase finance product deposit receipt, deposit receipt information not
When satisfaction gets the first reward movable first and gets condition, prompts user to get the minimum of reward in time and get condition.User
Deposit receipt information is changed according to the minimum condition of getting, so that deposit receipt information is met first and gets condition, financing is successfully bought in user
Product, and when the granting condition of satisfaction granting reward, reward is delivered in user account.User is avoided in purchase financing production
During product, since the problem of not knowing the movable active rule of reward, reward is caused to be got unsuccessfully occurs, user's purchase is improved
The enthusiasm of finance product is bought, and improves the success rate that reward is got.
Description of the drawings
Fig. 1 is the structural schematic diagram for the hardware running environment that the embodiment of the present invention is related to；
Fig. 2 is the flow diagram of present invention reward distribution method first embodiment；
Fig. 3 is a kind of flow diagram of step S30 in the embodiment of the present invention；
Fig. 4 is the flow diagram of present invention reward distribution method 3rd embodiment；
Fig. 5 is a kind of schematic diagram for " producing " button in the embodiment of the present invention in advance；
Fig. 6 is a kind of schematic diagram for " confirming and producing in advance " button in the embodiment of the present invention；
Fig. 7 is the flow diagram of present invention reward distribution method fourth embodiment；
Fig. 8 is a kind of schematic diagram of button of " checking reward " in the embodiment of the present invention；
Fig. 9 is the flow diagram of present invention reward the 5th embodiment of distribution method.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Specific implementation mode
It should be appreciated that the specific embodiments described herein are merely illustrative of the present invention, it is not intended to limit the present invention.
As shown in Figure 1, the structural schematic diagram for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to.
It should be noted that Fig. 1 can be the structural schematic diagram of the hardware running environment of reward delivery apparatus.The present invention is real
It can be PC, the terminal devices such as pocket computer to apply example reward delivery apparatus.
As shown in Figure 1, the reward delivery apparatus may include：Processor 1001, such as CPU, network interface 1004, user
Interface 1003, memory 1005, communication bus 1002.Wherein, communication bus 1002 is for realizing the connection between these components
Communication.User interface 1003 may include display screen (Display), input unit such as keyboard (Keyboard), optional user
Interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 may include optionally having for standard
Line interface, wireless interface (such as WI-FI interfaces).Memory 1005 can be high-speed RAM memory, can also be stable storage
Device (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processing
The storage device of device 1001.
Optionally, reward delivery apparatus can also include camera, RF (Radio Frequency, radio frequency) circuit, sensing
Device, voicefrequency circuit, WiFi module etc..
Reward is provided it will be understood by those skilled in the art that rewarding delivery apparatus structure shown in Fig. 1 and not constituting
The restriction of equipment may include either combining certain components or different component cloth than illustrating more or fewer components
It sets.
As shown in Figure 1, as may include that operating system, network are logical in a kind of memory 1005 of computer storage media
Believe that program is provided in module, Subscriber Interface Module SIM and reward.Wherein, operating system is management and control reward delivery apparatus hardware
With the program of software resource, reward is supported to provide the operation of program and other softwares or program.
In reward delivery apparatus shown in Fig. 1, user interface 1003 is mainly used for obtaining the operational order of user, such as detects
It surveys and participates in instruction and purchase instruction etc.；Network interface 1004 is mainly used for connecting background server, with background server into line number
According to communication；And processor 1001 can be used for calling the reward stored in memory 1005 to provide program, and execute following operation：
The movable participation instruction of the first reward is participated in when detecting, and detects purchase and rewards activity association with described first
Finance product purchase instruction after, obtain and buy the deposit receipt information that the finance product corresponds to deposit receipt；
That detects whether the deposit receipt information meet that the first reward activity of getting corresponds to reward first gets condition；
If detecting, the deposit receipt information does not meet described first and gets condition, exports the first prompt message prompt user
It gets the minimum of the reward and gets condition, and detect whether to detect and the deposit receipt letter is changed based on the minimum condition of getting
The change directive of breath；
If detecting the change directive, the deposit receipt information is changed according to the change directive, after being changed
The deposit receipt information；
If the deposit receipt information after change meets described first and gets condition, and after successfully buying the finance product,
Then in the granting condition for meeting the reward, the reward is delivered in the user account for buying the finance product.
Further, if described detect that the deposit receipt information does not meet described first and gets condition, output first carries
Show that information alert user gets the minimum of the reward and gets condition, and detects whether to detect and minimum get condition based on described
The step of change directive for changing the deposit receipt information includes：
If detecting, the deposit receipt information does not meet described first and gets condition, detects whether the deposit receipt information meets
Get the second reward activity correspondence reward second gets condition；
If the deposit receipt information, which does not meet described second, gets condition, exports the first prompt message prompt user and get institute
It states the minimum of the first reward activity correspondence reward and gets condition, and detect whether to detect and be changed based on the minimum condition of getting
The change directive of the deposit receipt information.
Further, it if described detect that the deposit receipt information does not meet described first and gets condition, is deposited described in detection
After whether single information meets second the step of getting condition that the second reward activity of getting corresponds to reward, processor 1001 may be used also
For calling the reward stored in memory 1005 to provide program, and execute following steps：
If the deposit receipt information, which meets described second, gets condition, export the second prompt message prompt user get it is described
First reward activity corresponds to the minimum of reward and gets condition, and the prompt deposit receipt information meets described second and gets condition；
It instructs, and after successfully buying the finance product, then exists if detecting and participating in movable participations of second reward
When meeting the granting condition of the second reward activity correspondence reward, the corresponding reward of the second reward activity is delivered to purchase
In the user account for buying the finance product.
Further, if the deposit receipt information after the change meets described first and gets condition, and institute is successfully bought
After stating finance product, then in the granting condition for meeting the reward, the reward is delivered to the purchase finance product
After step in user account, processor 1001 can be also used for that the reward stored in memory 1005 is called to provide program,
And execute following steps：
If detect produce the purchase finance product purchase amount of money in advance produce instruction, export third prompt and believe
If breath stops providing the reward to prompt user to produce the purchase amount of money in advance according to the third prompt message；
If detecting the confirmation instruction for confirming and producing the purchase amount of money in advance, instructed the purchase according to the confirmation
The income for buying the amount of money and the purchase finance product is transferred in the user account.
Further, if if the deposit receipt information after the change after the change meets described first and gets item
Part, and after successfully buying the finance product, then in the granting condition for meeting the reward, the reward is delivered to purchase
After step in the user account of the finance product, processor 1001 can be also used for calling and be stored in memory 1005
Program is provided in reward, and executes following steps：
What the reward was checked in display in display interface checks button；
When detect click described in check the click commands of button after, the hair of the reward is shown in the display interface
Put information.
Further, described when detecting participation the first reward movable participations instruction, and detect purchase and described the
After the purchase instruction of the finance product of one reward activity association, the acquisition purchase finance product corresponds to the deposit receipt information of deposit receipt
Before step, processor 1001 can be also used for that the reward stored in memory 1005 is called to provide program, and execute following step
Suddenly：
After detecting the setting that correspondence between the deposit receipt and the first reward activity is arranged instruction, according to institute
The correspondence that setting instruction is arranged between the deposit receipt and the first reward activity is stated, a deposit receipt is made to correspond to one
The first reward activity.
Further, if the deposit receipt information after the change meets described first and gets condition, and institute is successfully bought
After stating finance product, then in the granting condition for meeting the reward, the reward is delivered to the purchase finance product
Step in user account includes：
If the deposit receipt information after change meets described first and gets condition, and after successfully buying the finance product,
The Time Of Release for providing the reward is then obtained, and obtains the purchase duration for buying the finance product；
If the purchase duration is more than or equal to the corresponding duration of the Time Of Release, the reward is delivered to purchase
In the user account for buying the finance product.
Further, whether the detection deposit receipt information meets the first neck that the first reward activity of getting corresponds to reward
The step of taking condition include：
Detect whether the purchase amount of money in the deposit receipt information is more than or equal to preset cost, and the detection deposit receipt
Whether the purchase time limit in information is more than or equal to the default time limit；
If the purchase amount of money is more than or equal to the preset cost, and the purchase time limit is more than or equal to described
The default time limit, it is determined that the deposit receipt information satisfaction gets the first reward activity correspondence is rewarded first and gets condition；
If the purchase amount of money is less than the preset cost and/or the purchase time limit is less than the default time limit, really
The fixed deposit receipt information does not meet described first and gets condition.
Based on above-mentioned structure, each embodiment of reward distribution method is proposed.
With reference to the flow diagram that Fig. 2, Fig. 2 are present invention reward distribution method first embodiment.
An embodiment of the present invention provides the embodiments of reward distribution method, it should be noted that although showing in flow charts
Go out logical order, but in some cases, it can be with the steps shown or described are performed in an order that is different from the one herein.
Rewarding distribution method includes：
Step S10 participates in the movable participation instruction of the first reward when detecting, and detects purchase and rewarded with described first
After the purchase instruction of the finance product of activity association, obtains and buy the deposit receipt information that the finance product corresponds to deposit receipt.
After reward delivery apparatus, which detects the movable participation of the first reward of user's participation, to be instructed, reward delivery apparatus detects
Whether detect purchase and the purchase of the finance product of the first reward activity association instructs.When reward delivery apparatus detects purchase
After the purchase instruction of finance product, reward delivery apparatus obtains the deposit receipt information that purchase finance product corresponds to deposit receipt.Wherein, it manages money matters
Product can be Determined products, fund and stock etc..Deposit receipt information includes but not limited to buy the purchase amount of money of finance product, purchase
Time limit, earning rate and expiration time.The incidence relation of first reward activity and finance product is pre-set.
Further, when the user that reward delivery apparatus detects triggering participation instruction is to enter the first reward for the first time
When activity corresponding page, reward delivery apparatus judges that the user rewards movable qualification with the presence or absence of participating in first.If the user
In the presence of the first movable qualification of reward is participated in, then movable activity name is rewarded in display first to reward delivery apparatus in display interface
Claim；If the user, which does not exist, participates in the first movable qualification of reward, reward delivery apparatus exports prompt letter in display interface
Breath, to prompt user according to the prompt message, it is not engaged in the movable qualification of the first reward.In the present embodiment, when user is logical
When crossing the first reward activity corresponding special modality triggering and participating in instruction, reward delivery apparatus then determines that user exists and participates in the
The one movable qualification of reward；If user does not participate in instruction by the corresponding special modality triggering of the first reward activity, reward
Delivery apparatus then determines that user does not exist and participates in the first movable qualification of reward.Such as when user is from corresponding with the first reward activity
Application program in triggering when participating in instruction, reward delivery apparatus then determines that user exists and participates in the first movable qualification of reward.
Further, when user is not to enter the first reward activity corresponding page for the first time, i.e., before the user
It obtains and participates in the first movable qualification of reward, then the user subsequently has always the movable qualification of the first reward of participation.
Step S20, that detects whether the deposit receipt information meet that the first reward activity of getting corresponds to reward first gets item
Part.
After rewarding delivery apparatus and getting deposit receipt information, detects the deposit receipt information and whether meet and get the first reward activity
The first of corresponding reward gets condition.Wherein, the corresponding reward of the first reward activity is the volume obtained by user's purchase finance product
Outer reward is not the financing income for the finance product that user is bought.The reward can be integral, bonus, purchase card and gold
Deng.
Further, if deposit receipt information satisfaction, which gets the first of the first reward activity correspondence reward, gets condition, reward hair
It, will when putting equipment and then successfully buy finance product in user, and meeting the granting condition for providing the first reward activity correspondence reward
First reward activity is delivered in the user account of purchase finance product user.
Further, step S20 includes：
Step a, detects whether the purchase amount of money in the deposit receipt information is more than or equal to preset cost, and detection institute
State whether the purchase time limit in deposit receipt information is more than or equal to the default time limit.
Step b, if the purchase amount of money is more than or equal to the preset cost, and the purchase time limit is more than or waits
In the default time limit, it is determined that the deposit receipt information satisfaction gets the first reward activity correspondence is rewarded first and gets condition.
Step c, if the purchase amount of money is less than the preset cost and/or the purchase time limit is less than the default phase
Limit, it is determined that the deposit receipt information does not meet described first and gets condition.
Reward delivery apparatus, which detects the deposit receipt information and whether meets the first reward activity of getting, corresponds to first getting for reward
The detailed process of condition is：Obtain the purchase amount of money of purchase finance product and purchase time limit in deposit receipt information.Judge the purchase amount of money
Whether it is more than or equal to preset cost, and judges to buy whether the time limit is more than or equal to the default time limit.If buying the amount of money
More than or equal to preset cost, and the time limit is bought more than or equal to the default time limit, it is determined that deposit receipt information meets the first neck
Take condition；If buying the amount of money is less than preset cost, and/or the purchase time limit is less than the default time limit, it is determined that deposit receipt information does not meet
First gets condition.
Wherein, preset cost and default time limit can be arranged according to specific needs, such as can preset cost be set as 10000
Member, default time limit are set as 5 years, are not particularly limited in the present embodiment to preset cost and default time limit.Purchase the time limit be
User buys the purchase time limit of finance product, if user buys 3 years regular finance product, then corresponding purchase time limit
It is 3 years.First, which gets condition, to be arranged according to specific needs, be not limited in the present embodiment.
Step S30, if detecting, the deposit receipt information does not meet described first and gets condition, exports the first prompt message
Prompt user gets the minimum of the reward and gets condition, and detects whether to detect and change institute based on the minimum condition of getting
State the change directive of deposit receipt information.
If reward delivery apparatus detects that deposit receipt information does not meet first and gets condition, reward delivery apparatus exports first
Prompt message gets condition to prompt user to get the minimum of the first reward activity correspondence reward according to the first prompt message.Such as
It is that the purchase amount of money is not less than 10000 yuan when getting the movable minimum condition of getting of the first reward, the corresponding purchase time limit is 5 years
When, if the purchase amount of money in deposit receipt information is 8000 yuan, the purchase time limit is 5 years, and reward delivery apparatus, which then exports, " buys the amount of money not
When less than 10000 yuan, can just get the corresponding reward of the first reward activity " the first prompt message.It is understood that when using
When family can get the first reward activity corresponding reward, show that user successfully participates in the first reward activity.First prompt message
It can be exported in the form of voice or word etc., the way of output of the first prompt message is not limited in the present embodiment.
After rewarding delivery apparatus the first prompt message of output, reward delivery apparatus detects whether that detecting user is based on neck
Take the minimum change directive for getting condition change deposit receipt information of reward.It is understood that user can get according to minimum
Condition changes the purchase amount of money and/or purchase time limit in deposit receipt information, so that deposit receipt information, which meets first, gets condition.Work as deposit receipt
The purchase amount of money in information and purchase time limit reach minimum when getting condition, it is determined that deposit receipt information meets first and gets condition.
Step S40 changes the deposit receipt information according to the change directive, obtains if detecting the change directive
The deposit receipt information after change.
If reward delivery apparatus detects the change directive of change deposit receipt information, reward delivery apparatus is according to change directive
Deposit receipt information is changed, with the deposit receipt information after being changed.The change directive is the purchase gold that user changes purchase finance product
What volume and/or purchase time limit were triggered.
Further, in the present embodiment, when user is when buying finance product, the corresponding purchase time limit produces for the financing
The acquiescence time limit of product.If some regular finance product the regular time limit be 3 years, then the regular finance product the purchase time limit acquiescence
It is 3 years.User can trigger as needed modification acquiescence the time limit modification instruction, as user can as needed will purchase the time limit from write from memory
It is revised as 6 years 3 years recognized.
Step S50 if the deposit receipt information after change meets described first and gets condition, and successfully buys the financing
After product, then in the granting condition for meeting the reward, the reward is delivered to the user's account for buying the finance product
In family.
After deposit receipt information after rewarding delivery apparatus and obtaining change, the deposit receipt information after reward delivery apparatus detection change
Whether meet first and gets condition.If the deposit receipt information after change, which meets first, gets condition, that is, the deposit receipt information after changing
It buys the amount of money and is more than or equal to preset cost, and the purchase time limit of the deposit receipt information after change is more than or equal to the default phase
Limit, reward delivery apparatus then export the prompt message that prompt user confirms purchase finance product.
After reward delivery apparatus, which receives user, confirms the confirmation instruction of purchase finance product, reward delivery apparatus prompts
User inputs secret number.Secret number input by user is received when rewarding delivery apparatus, and it is correct to verify the secret number
Afterwards, reward delivery apparatus then determines that user successfully buys finance product.After user successfully buys finance product, reward is provided and is set
It is standby to detect whether to meet the granting condition that the first reward activity of providing corresponds to reward.If meeting the first reward activity of providing corresponds to prize
First reward activity is then delivered in the user account of purchase finance product user by the granting condition encouraged, reward delivery apparatus.
In the present embodiment, " being transferred to immediately " button triggering that user can be rewarded by click in delivery apparatus display interface confirms purchase
The confirmation of finance product instructs.
Wherein, reward delivery apparatus verification secret number whether in correct process be：By secret number input by user
It is compared with pre-stored account password.If secret number is identical as account password, it is determined that secret number is correct；If turning
Account password is differed with account password, it is determined that secret number mistake.
Further, after user successfully buys finance product, reward delivery apparatus exports purchase in its display interface
The purchase amount of money of finance product buys the information such as time limit and the first reward activity participated in.
Further, step S50 includes：
Step d if the deposit receipt information after change meets described first and gets condition, and successfully buys the financing production
After product, then the Time Of Release for providing the reward is obtained, and obtain the purchase duration for buying the finance product.
Step e sends out the reward if the purchase duration is more than or equal to the corresponding duration of the Time Of Release
It puts into the user account for buying the finance product.
Deposit receipt information after rewarding delivery apparatus and determining change meets first and gets condition, and successfully purchase financing production
After product, reward delivery apparatus obtains the Time Of Release that the first reward activity of providing corresponds to reward, and obtains purchase finance product
Purchase duration, and judge buy duration whether be more than or equal to the corresponding duration of Time Of Release.If purchase duration be more than or
Person is equal to the corresponding duration of Time Of Release, and the corresponding reward of the first reward activity is then delivered to purchase financing by reward delivery apparatus
In the user account of product；If buying duration is less than the corresponding duration of Time Of Release, reward delivery apparatus continues to judge purchase
Whether duration is more than or equal to the corresponding duration of Time Of Release.
Wherein, Time Of Release is pre-set.It in the present embodiment, can be by the corresponding reward score of the first reward activity
It is provided at default stroke count, every reward can be identical, can not also be identical.Default stroke count can be set according to specific needs
It sets, such as may be configured as 1,5 or 10.Can such as Time Of Release be set to providing at interval of 1 month primary or every
Provide within 3 months primary in interval.It is time buying and the current time calculating gained that finance product is bought according to user to buy duration,
Time buying and the time difference of current time are to buy duration.It is such as primary to be provided at interval of 1 month when Time Of Release, then it sends out
Put the time it is corresponding when a length of 1 month, 2 months, 3 months and 4 months etc..When length is more than or equal to 1 month when purchased, prize
It encourages delivery apparatus the corresponding the first stroke reward of the first reward activity is delivered in user account；Length is more than or waits when purchased
When 2 months, corresponding second reward of the first reward activity is delivered in user account by reward delivery apparatus；When purchased
When length is more than or equal to 3 months, the corresponding third pen reward of the first reward activity is delivered to user's account by reward delivery apparatus
In family, and so on.
The present embodiment detects the movable participation instruction of the first reward of participation by working as, and detects purchase and the first reward
After the purchase instruction of the finance product of activity association, the corresponding deposit receipt information of purchase finance product deposit receipt is obtained, in deposit receipt information
Do not meet when getting the first reward movable first and getting condition, prompts user to get the minimum of reward in time and get condition.With
Deposit receipt information is changed in family according to the minimum condition of getting, and so that deposit receipt information is met first and gets condition, reason is successfully bought in user
Property product, and when the granting condition of satisfaction granting reward, reward is delivered in user account.User is avoided to manage money matters in purchase
In product process, since the problem of not knowing the movable active rule of reward, reward is caused to be got unsuccessfully occurs, user is improved
The enthusiasm of finance product is bought, and improves the success rate that reward is got.
Further, present invention reward distribution method second embodiment is proposed.
Difference lies in references with the reward distribution method first embodiment for the reward distribution method second embodiment
Fig. 3, step S30 include：
Step S31, if detecting, the deposit receipt information does not meet described first and gets condition, detects the deposit receipt information
Whether satisfaction, which gets the second of the second reward activity correspondence reward, is got condition；
Step S32 exports the prompt of the first prompt message and uses if the deposit receipt information, which does not meet described second, gets condition
Family, which gets the first reward activity and corresponds to the minimum of reward, gets condition, and detects whether to detect and minimum be got based on described
Condition changes the change directive of the deposit receipt information.
When reward delivery apparatus detects that deposit receipt information does not meet first and gets condition, reward delivery apparatus then detects deposit receipt
What whether information met that the second reward activity of getting corresponds to reward second gets condition.If detecting, deposit receipt information does not meet second
Condition is got, reward delivery apparatus then exports the first prompt message prompt user and gets the minimum of the first reward activity correspondence reward
Condition is got, and detects whether to detect based on the minimum change directive got condition and change deposit receipt information.It should be noted that
Different reward activities correspond to different conditions of getting, and the corresponding reward of different reward activities is different.
For the present embodiment by when deposit receipt information is unsatisfactory for first and gets condition, whether detection deposit receipt information, which meets, is got the
Two reward activities correspond to second rewarded and get condition.When deposit receipt information is unsatisfactory for first and gets condition and second getting condition
When, output prompt message prompt user gets the minimum of the first reward activity correspondence reward and gets condition, realizes and is only depositing
Single information is unsatisfactory for all reward activities and corresponds to when getting condition of reward, just exports prompt message prompt user and gets the first prize
Corresponding the minimum of reward of the activity of encouraging gets condition, in order to which user decides whether to change deposit receipt information as needed.
Further, reward distribution method further includes：
Step f exports the second prompt message prompt user's neck if the deposit receipt information, which meets described second, gets condition
It takes the first reward activity to correspond to the minimum of reward and gets condition, and the prompt deposit receipt information meets described second and gets
Condition.
After if reward delivery apparatus detects that deposit receipt information satisfaction second gets condition, reward delivery apparatus exports second
Prompt message is got condition to prompt user to get the minimum of the first reward according to the second prompt message, and is carried according to second
Show that information alert user's deposit receipt information meets second and gets condition.Wherein, the first reward is the corresponding reward of the first reward activity.
It is understood that after rewarding delivery apparatus the second prompt message of output, user can select to be to participate in the second prize as needed
Activity is encouraged, or the first reward activity is participated in after changing deposit receipt information.
Step g participates in the movable participation instruction of second reward if detecting, and successfully buys the finance product
Afterwards, then when meeting the granting condition of the second reward activity correspondence reward, by the corresponding reward of the second reward activity
It is delivered in the user account for buying the finance product.
If reward delivery apparatus detects the movable participation instruction of the second reward of participation, and successfully buys finance product
Afterwards, reward delivery apparatus then judges whether the granting condition for meeting the second reward.Meet the second granting condition rewarded when determining
When, the second reward is delivered in the user account of purchase finance product by reward delivery apparatus.Wherein, the second reward is the second prize
The corresponding reward of the activity of encouraging.It should be noted that reward delivery apparatus judges whether the mistake for meeting the granting condition of the second reward
Journey is similar with the process of granting condition of the first reward of satisfaction is judged whether, repeats no more in the present embodiment.
When reward delivery apparatus detecting change deposit receipt information change directive after, reward delivery apparatus according to change directive more
Change deposit receipt information, and the deposit receipt information after change meets first and gets condition, and successfully judges whether after purchase finance product
Meet the granting condition of the first reward.If meeting the granting condition of the first reward, delivery apparatus is rewarded by the first reward activity
Corresponding reward is delivered in user account.
The present embodiment is by the way that when deposit receipt information meets second and gets condition, output prompt message prompt user gets first
Reward activity corresponds to the minimum of reward and gets condition, and prompt deposit receipt information meets second and gets condition, in order to user's root
It selects to participate in the second reward activity according to needs, or the first reward activity is participated in after changing deposit receipt information, improve user's
Experience effect.
Further, present invention reward distribution method 3rd embodiment is proposed.
The difference of the reward distribution method 3rd embodiment and the reward distribution method first or second embodiments exists
In with reference to Fig. 4, reward distribution method further includes：
Step S60, if detect produce the purchase finance product purchase amount of money in advance produce instruction, export third
If prompt message stops to prompt user to produce the purchase amount of money in advance according to the third prompt message described in granting
Reward.
Step S70 is instructed if detecting the confirmation instruction for confirming and producing the purchase amount of money in advance according to the confirmation
The purchase amount of money and the income for buying the finance product are transferred in the user account.
After reward delivery apparatus determines that user successfully buys finance product, reward delivery apparatus judges whether to detect
That produces the purchase finance product purchase amount of money in advance produces instruction.The purchase amount of money is produced in advance when reward delivery apparatus detects
After producing instruction, reward delivery apparatus exports third prompt message, if to prompt user to produce in advance according to third prompt message
The amount of money is bought, then stops providing the corresponding reward of reward activity, and detects whether that detect confirmation produces the purchase amount of money in advance
Confirm instruction.If reward delivery apparatus, which detects, confirms the confirmation instruction for producing the purchase amount of money in advance, delivery apparatus root is rewarded
The income for buying the amount of money and purchase finance product is transferred in user account according to confirmation instruction.
Specifically, with reference to Fig. 5, user can be triggered by rewarding the button of " producing in advance " in delivery apparatus display interface
Produce instruction.With reference to Fig. 6, user can be triggered really by rewarding the button of " confirm and produce in advance " in delivery apparatus display interface
Recognize the confirmation instruction for producing the purchase amount of money in advance.Third prompt message can be " producing will stop providing reward in advance ".In this reality
It applies in example, third prompt message can be that the forms such as text information, voice messaging are shown in display interface.It should be noted that
If reward is the corresponding reward of the first reward activity, reward delivery apparatus stops providing the prize that the first reward activity is not provided
It encourages；If reward is the corresponding reward of the second reward activity, reward delivery apparatus stops providing what the second reward activity was not provided
Reward.
The present embodiment is by the way that when user wants to produce the purchase amount of money of purchase finance product in advance, output prompt message carries
Show that user produces the purchase amount of money and will stop providing corresponding reward in advance, in order to which user chooses whether to produce in advance as needed
The amount of money is bought, is avoided when user produces the purchase amount of money in advance, user, which does not know, can stop providing corresponding reward, improve
User participates in rewarding movable perceptibility.
Further, present invention reward distribution method fourth embodiment is proposed.
The area of the reward distribution method fourth embodiment and reward first, second or third embodiment of distribution method
It is not, with reference to Fig. 7, reward distribution method further includes：
Step S80, what the reward was checked in display in display interface checks button.
Step S90, when detect click described in check the click commands of button after, in the display interface display described in
The release information of reward.
It determines that user successfully buys finance product when rewarding delivery apparatus, and meets the first reward activity of getting and correspond to reward
First when getting condition, reward delivery apparatus shows the button of checking for checking reward in display interface, and detects whether to detect
Measure the click commands clicked and check button.After reward delivery apparatus, which detects user's click, checks the click commands of button,
Reward the release information that delivery apparatus is rewarded in display interface display.Wherein, release information includes each pen reward provided, with
And each pen provided reward reach user account arrive the account time.Specifically, Fig. 8 is can refer to, Fig. 8 is in the embodiment of the present invention
The schematic diagram of " checking button ".Further, release information further includes that each pen reward that do not provide is shown in display interface, with
And do not provide each pen reward arrive the account time.
The present embodiment checks the button of checking of reward by being shown in display interface, and checks button detecting to click
After click commands, in the release information of display interface display reward, in order to which user quickly understands acquired reward, and i.e.
It will be to the reward of account.
Further, present invention reward the 5th embodiment of distribution method is proposed.
The reward distribution method fourth embodiment is implemented with the reward distribution method first, second, third or the 4th
Difference lies in reference to Fig. 9, reward distribution method further includes example：
Step S110 is instructed when detecting the setting that correspondence between the deposit receipt and the first reward activity is arranged
Afterwards, the correspondence between the deposit receipt and the first reward activity is arranged according to the setting instruction, make one described in deposit
Single pair answers the first reward activity.
When reward delivery apparatus detect setting purchase finance product correspond to it is corresponding between deposit receipt and the first reward activity
After the setting instruction of relationship, reward delivery apparatus instructs the corresponding pass between setting deposit receipt and the first reward activity according to setting
System, makes a deposit receipt correspond to a first reward activity.It should be noted that since a deposit receipt only corresponds to a reward
Activity, therefore a deposit receipt can only participate in a reward activity, cannot participate in multiple reward activities simultaneously.It is appreciated that understanding
It is that setting instruction can trigger according to specific needs.
The present embodiment buys the correspondence between finance product deposit receipt and reward activity by setting, makes a deposit receipt pair
A reward activity is answered, a deposit receipt is avoided and corresponds to multiple reward activities, reduce the operation cost of financial institution.
In addition, the embodiment of the present invention also proposes a kind of computer readable storage medium, the computer readable storage medium
On be stored with reward and provide program, the reward, which is provided, to be realized when program is executed by processor and rewards sending method as described above
The step of.
Computer readable storage medium specific implementation mode of the present invention and the basic phase of above-mentioned each embodiment of reward distribution method
Together, details are not described herein.
It should be noted that herein, the terms "include", "comprise" or its any other variant are intended to non-row
His property includes, so that process, method, article or device including a series of elements include not only those elements, and
And further include other elements that are not explicitly listed, or further include for this process, method, article or device institute it is intrinsic
Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including this
There is also other identical elements in the process of element, method, article or device.
The embodiments of the present invention are for illustration only, can not represent the quality of embodiment.
Through the above description of the embodiments, those skilled in the art can be understood that above-described embodiment side
Method can add the mode of required general hardware platform to realize by software, naturally it is also possible to by hardware, but in many cases
The former is more preferably embodiment.Based on this understanding, technical scheme of the present invention substantially in other words does the prior art
Going out the part of contribution can be expressed in the form of software products, which is stored in a storage medium
In (such as ROM/RAM, magnetic disc, CD), including some instructions are used so that a station terminal equipment (can be mobile phone, computer, clothes
Be engaged in device, air conditioner or the network equipment etc.) execute method described in each embodiment of the present invention.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
Equivalent structure or equivalent flow shift made by bright specification and accompanying drawing content is applied directly or indirectly in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of reward distribution method, which is characterized in that the reward distribution method includes the following steps：
The movable participation instruction of the first reward is participated in when detecting, and detects the reason that purchase rewards activity association with described first
After the purchase instruction of property product, obtains and buy the deposit receipt information that the finance product corresponds to deposit receipt；
That detects whether the deposit receipt information meet that the first reward activity of getting corresponds to reward first gets condition；
If detecting, the deposit receipt information does not meet described first and gets condition, exports the first prompt message prompt user and gets
The minimum of the reward gets condition, and detects whether to detect and change the deposit receipt information based on the minimum condition of getting
Change directive；
If detecting the change directive, the deposit receipt information is changed according to the change directive, it is described after being changed
Deposit receipt information；
If the deposit receipt information after change meets described first and gets condition, and after successfully buying the finance product, then exist
When meeting the granting condition of the reward, the reward is delivered in the user account for buying the finance product.
2. reward distribution method as described in claim 1, which is characterized in that if described detect that the deposit receipt information does not meet
Described first gets condition, then exports the first prompt message prompt user and get the minimum of the reward and get condition, and detect
Whether detect and minimum get the step of condition changes the change directive of the deposit receipt information based on described and include：
Whether if detecting, the deposit receipt information does not meet described first and gets condition, detect the deposit receipt information and meet and get
Second reward activity corresponds to second rewarded and gets condition；
If the deposit receipt information, which does not meet described second, gets condition, exports the first prompt message prompt user and get described the
One reward activity corresponds to the minimum of reward and gets condition, and detects whether to detect and minimum be got described in condition change based on described
The change directive of deposit receipt information.
3. reward distribution method as claimed in claim 2, which is characterized in that if described detect that the deposit receipt information does not meet
Described first gets condition, then detects the deposit receipt information and whether meet the second reward activity of getting and correspond to second getting for reward
After the step of condition, further include：
If the deposit receipt information, which meets described second, gets condition, exports the second prompt message prompt user and get described first
Reward activity corresponds to the minimum of reward and gets condition, and the prompt deposit receipt information meets described second and gets condition；
It instructs, and after successfully buying the finance product, is then meeting if detecting and participating in movable participations of second reward
When the second reward activity corresponds to the granting condition of reward, the corresponding reward of the second reward activity is delivered to purchase institute
In the user account for stating finance product.
4. reward distribution method as described in claim 1, which is characterized in that if the deposit receipt information after the change meets
Described first gets condition, and after successfully buying the finance product, then, will be described in the granting condition for meeting the reward
Reward is delivered to after the step in the user account for buying the finance product, further includes：
If detect produce the purchase finance product purchase amount of money in advance produce instruction, export third prompt message, with
If prompting user to produce the purchase amount of money in advance according to the third prompt message, stop providing the reward；
It is according to confirmation instruction that the purchase is golden if detecting the confirmation instruction for confirming and producing the purchase amount of money in advance
Volume and the income for buying the finance product are transferred in the user account.
5. as described in claim 1 reward distribution method, which is characterized in that if if it is described change after it is described change after institute
It states deposit receipt information and meets described first and get condition, and after successfully buying the finance product, then in the hair for meeting the reward
When putting condition, after the step rewarded and be delivered in the user account for buying the finance product, further include：
What the reward was checked in display in display interface checks button；
When detect click described in check the click commands of button after, shown in the display interface reward granting letter
Breath.
6. reward distribution method as described in claim 1, which is characterized in that described movable when detecting the first reward of participation
Instruction is participated in, and detects purchase with after the purchase instruction of the finance product of the first reward activity association, obtains purchase institute
Before stating the step of finance product corresponds to the deposit receipt information of deposit receipt, further include：
After detecting the setting that correspondence between the deposit receipt and the first reward activity is set instruction, set according to described
The correspondence that instruction is arranged between the deposit receipt and the first reward activity is set, a deposit receipt is made to correspond to described in one
First reward activity.
7. reward distribution method as described in claim 1, which is characterized in that if the deposit receipt information after the change meets
Described first gets condition, and after successfully buying the finance product, then, will be described in the granting condition for meeting the reward
Rewarding the step being delivered in the user account for buying the finance product includes：
If the deposit receipt information after change meets described first and gets condition, and after successfully buying the finance product, then obtain
The Time Of Release for providing the reward is taken, and obtains the purchase duration for buying the finance product；
If the purchase duration is more than or equal to the corresponding duration of the Time Of Release, the reward is delivered to purchase institute
In the user account for stating finance product.
8. reward distribution method as described in any one of claim 1 to 7, which is characterized in that the detection deposit receipt information
Whether satisfaction, which gets the first reward activity and corresponds to first the step of getting condition of reward, includes：
Detect whether the purchase amount of money in the deposit receipt information is more than or equal to preset cost, and the detection deposit receipt information
In the purchase time limit whether be more than or equal to the default time limit；
If the purchase amount of money is more than or equal to the preset cost, and the purchase time limit is more than or equal to described preset
Time limit, it is determined that the deposit receipt information satisfaction gets the first reward activity correspondence is rewarded first and gets condition；
If the purchase amount of money is less than the preset cost and/or the purchase time limit is less than the default time limit, it is determined that institute
It states deposit receipt information and does not meet described first and get condition.
9. a kind of reward delivery apparatus, which is characterized in that the reward delivery apparatus includes memory, processor and is stored in institute
Program is provided in the reward that stating can run on memory and on the processor, and the reward is provided program and held by the processor
It is realized such as the step of reward distribution method described in any item of the claim 1 to 8 when row.
10. a kind of computer readable storage medium, which is characterized in that be stored with reward hair on the computer readable storage medium
Program is put, the reward provides and realizes that reward described in any item of the claim 1 to 8 such as is provided when program is executed by processor
The step of method.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201810304942.7A CN108470293A (en) | 2018-04-03 | 2018-04-03 | Reward distribution method, equipment and computer readable storage medium |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810304942.7A CN108470293A (en) | 2018-04-03 | 2018-04-03 | Reward distribution method, equipment and computer readable storage medium |
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| Publication Number | Publication Date |
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| CN108470293A true CN108470293A (en) | 2018-08-31 |
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| CN201810304942.7A Pending CN108470293A (en) | 2018-04-03 | 2018-04-03 | Reward distribution method, equipment and computer readable storage medium |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109461017A (en) * | 2018-09-19 | 2019-03-12 | 西安艾润物联网技术服务有限责任公司 | Method, system, the equipment, storage medium of equity are provided based on specific user |
| CN110458706A (en) * | 2019-07-02 | 2019-11-15 | 阿里巴巴集团控股有限公司 | Input based reminding method and device in capital items |
| CN110838008A (en) * | 2019-11-18 | 2020-02-25 | 中国银行股份有限公司 | Data processing method and system based on mobile banking |
| CN110942324A (en) * | 2018-09-25 | 2020-03-31 | 飞狐信息技术（天津）有限公司 | Data modification method and device |
| CN111144949A (en) * | 2019-12-30 | 2020-05-12 | 北京每日优鲜电子商务有限公司 | Reward data issuing method and device, computer equipment and storage medium |
| CN113743997A (en) * | 2021-09-18 | 2021-12-03 | 中国银行股份有限公司 | Online movement task execution method and device |
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2018
- 2018-04-03 CN CN201810304942.7A patent/CN108470293A/en active Pending
Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109461017A (en) * | 2018-09-19 | 2019-03-12 | 西安艾润物联网技术服务有限责任公司 | Method, system, the equipment, storage medium of equity are provided based on specific user |
| CN110942324A (en) * | 2018-09-25 | 2020-03-31 | 飞狐信息技术（天津）有限公司 | Data modification method and device |
| CN110458706A (en) * | 2019-07-02 | 2019-11-15 | 阿里巴巴集团控股有限公司 | Input based reminding method and device in capital items |
| CN110458706B (en) * | 2019-07-02 | 2023-10-27 | 创新先进技术有限公司 | Input reminding method and device in fund project |
| CN110838008A (en) * | 2019-11-18 | 2020-02-25 | 中国银行股份有限公司 | Data processing method and system based on mobile banking |
| CN111144949A (en) * | 2019-12-30 | 2020-05-12 | 北京每日优鲜电子商务有限公司 | Reward data issuing method and device, computer equipment and storage medium |
| CN113743997A (en) * | 2021-09-18 | 2021-12-03 | 中国银行股份有限公司 | Online movement task execution method and device |
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Application publication date: 20180831 |