CN110458706B

CN110458706B - Input reminding method and device in fund project

Info

Publication number: CN110458706B
Application number: CN201910590069.7A
Authority: CN
Inventors: 李慧
Original assignee: Advanced New Technologies Co Ltd
Current assignee: Advanced New Technologies Co Ltd; Advantageous New Technologies Co Ltd
Priority date: 2019-07-02
Filing date: 2019-07-02
Publication date: 2023-10-27
Anticipated expiration: 2039-07-02
Also published as: CN110458706A

Abstract

The application provides an input reminding method and device in fund items, wherein the input reminding method in fund items comprises the following steps: acquiring touch actions input by a user aiming at a fund input component of a fund item displayed by a user terminal; acquiring a user history purchase record of the user and a member history purchase record of a history purchase member corresponding to a component node triggered in the fund input component; determining first and second reminder information by analyzing the user history purchase record and the member history purchase record; and displaying the first reminding information and the second reminding information based on the user terminal. According to the method, the reminding information is displayed to the user to provide the fund buying prompt for the user in the fund item, the decision guide is provided for the user, the experience of the user in the fund buying process in the fund item is improved, and the user loss in the fund item is reduced.

Description

Input reminding method and device in fund project

Technical Field

The application relates to the technical field of data processing, in particular to an input reminding method in a fund project. The application also relates to an input reminding device in the fund project, a computing device and a computer readable storage medium.

Background

With the rapid development of internet technology, conventional businesses such as sales, after-sales and the like of foundation projects can be operated on line more conveniently, and customized foundation services can be provided by combining internet scenes with various foundation project scenes. For example, in the fund project, when the user applies to buy the fund, the user can select the buying amount for the fund online, and the buying process of the fund is performed according to the buying amount selected online by the user.

At present, in the process of buying funds in an online manner, if the user does not buy the funds before or faces a new type of funds, the user inputs the buying amount by feel or experience in the process of selecting the buying amount, and the user experience is poor because the user is hesitant to pay for buying due to financial management of new hands.

Disclosure of Invention

In view of the above, the embodiment of the application provides an input reminding method in fund projects, so as to solve the technical defects in the prior art. The embodiment of the application also provides an input reminding device in the fund project, a computing device and a computer readable storage medium.

The application provides an input reminding method in fund projects, which comprises the following steps:

acquiring touch actions input by a user aiming at a fund input component of a fund item displayed by a user terminal;

acquiring a user historical purchasing record of fund purchasing of the user and a member historical purchasing record of a historical purchasing member corresponding to a component node triggered by the touch action in the fund input component;

determining first reminding information corresponding to the user and second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record;

and displaying the first reminding information and the second reminding information based on the user terminal.

Optionally, after the step of acquiring the touch action input by the user with respect to the fund input component of the fund item displayed by the user terminal is performed, and before the step of acquiring the user history purchase record of the fund purchase performed by the user and the step of acquiring the member history purchase record of the history purchase member corresponding to the component node triggered by the touch action in the fund input component is performed, the method includes:

judging whether the touch action triggers an end component node corresponding to the maximum fund buying amount in the fund input component or not;

If yes, a fund input page display amount input keyboard based on the fund item displayed by the user terminal;

acquiring target fund buying amount input by the user through the amount input keyboard;

and if not, executing the step of acquiring the user history purchasing record of the fund purchasing of the user and acquiring the member history purchasing record of the history purchasing member corresponding to the component node triggered by the touch action in the fund input component.

Optionally, the fund input assembly includes:

a fund selection control of the component node is configured, and a sliding control sliding on the fund selection control according to the touch action of the user;

and the component nodes configured in the fund selection control are in one-to-one correspondence with the fund buying amount of the fund item.

Optionally, the acquiring the user history purchase record of the fund purchase performed by the user and the member history purchase record of the history purchase member corresponding to the component node triggered by the touch action in the fund input component include:

according to the item risk level of the fund item, determining a historical fund item of which the item risk level of the user participating in buying is the item risk level of the fund item;

Searching a fund purchase record of the historical fund item which the user participates in buying in a fund item database as the historical purchase record of the user;

and searching the fund purchase records of historical purchase members in the fund items with the item risk level equal to that of the fund items in the fund item database, and taking the fund purchase records as the historical purchase records of the members.

Optionally, the determining, by analyzing the user history purchase record and the member history purchase record, the first reminding information corresponding to the user and the second reminding information corresponding to the component node includes:

calculating the average purchase amount of the user's funds purchase amount in the historical funds item according to the funds purchase amount of the user in the historical funds item contained in the user's historical purchase record;

generating the first reminding information based on the average purchase amount;

counting the member number of historical purchasing members, wherein the fund buying amount in the member historical purchasing record is the fund buying amount corresponding to the component node;

calculating the member proportion of the fund buying amount corresponding to the component node in the historical purchasing members according to the member number and the total member number of the historical purchasing members in the historical purchasing records of the members;

And generating the second reminding information based on the member proportion.

Optionally, the displaying the first reminding information and the second reminding information based on the user terminal includes:

detecting whether the sliding distance between the sliding control and a component node in the fund selection control is greater than or equal to a preset distance threshold;

if yes, judging whether the difference between the average purchase amount and the fund purchase amount corresponding to the component node is smaller than a preset amount threshold;

if the average purchase amount is smaller than the preset amount threshold, displaying the first reminding information containing the average purchase amount in the fund input assembly based on the user terminal;

and if the member proportion is larger than or equal to the preset amount threshold, displaying the second reminding information containing the member proportion in the fund input assembly based on the user terminal.

calculating expected funds income after the user purchases the funds buying amount corresponding to the component node in the funds item;

and generating the second reminding information based on the expected funds income and the member proportion.

detecting whether the sliding control on the fund selection control is selected by the touch action of the user;

if yes, taking the component node with the smallest sliding distance between the fund selection control and the sliding control as the component node corresponding to the touch action of the user;

highlighting a component node corresponding to the touch action of the user in the fund selection control based on the user terminal, and displaying the second reminding information containing the expected fund benefits and the member proportion;

And if not, displaying the first reminding information containing the average purchase amount in the fund input assembly based on the user terminal.

The application also provides an input reminding device in the fund project, which comprises:

the touch action receiving module is configured to acquire touch actions input by a user aiming at a fund input component of a fund item displayed by the user terminal;

the historical purchase record acquisition module is configured to acquire a user historical purchase record of fund purchase by the user and a member historical purchase record of a historical purchase member corresponding to a component node triggered by the touch action in the fund input component;

the reminding information determining module is configured to determine first reminding information corresponding to the user and second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record;

and the reminding information display module is configured to display the first reminding information and the second reminding information based on the user terminal.

Optionally, the input reminding device in the fund item further includes:

the touch action judging module is configured to judge whether the touch action triggers a terminal component node corresponding to the maximum fund buying amount in the fund input component or not;

If yes, the running amount is input into a keyboard display module and a target fund buying amount acquisition module;

the amount input keyboard display module is configured to display an amount input keyboard based on a fund input page of the fund item displayed by the user terminal;

the target fund buying amount acquisition module is configured to acquire target fund buying amount input by the user through the amount input keyboard;

and if not, operating the historical purchase record acquisition module.

Optionally, the fund input assembly includes: a fund selection control of the component node is configured, and a sliding control sliding on the fund selection control according to the touch action of the user;

Optionally, the history purchase record obtaining module includes:

a historical fund item determination submodule configured to determine a historical fund item of which the item risk level of the user participating in buying is the item risk level of the fund item according to the item risk level of the fund item;

a user historical purchase record determination submodule configured to retrieve a fund purchase record of the user participating in buying the historical fund item in a fund item database as the user historical purchase record;

A member history purchase record determination sub-module configured to retrieve, as the member history purchase record, a funds purchase record of a history purchase member in a funds item having an item risk level equal to an item risk level of the funds item in the funds item database.

Optionally, the reminding information determining module includes:

an average purchase amount calculation sub-module configured to calculate an average purchase amount of the user's funds purchase amount in the historical funds item based on the user's funds purchase amount in the historical funds item contained in the user's historical purchase record;

a first reminder generation sub-module configured to generate the first reminder based on the average purchase amount;

the member number statistics sub-module is configured to count the member number of historical purchasing members with the fund buying amount corresponding to the component node in the member historical purchasing record;

the member proportion calculating sub-module is configured to calculate the member proportion of the fund buying amount corresponding to the component node according to the member number and the total member number of the historical buying members in the historical buying records of the members;

And the second reminding information generation sub-module is configured to generate the second reminding information based on the member proportion.

The present application also provides a computing device comprising:

a memory and a processor;

the memory is for storing computer-executable instructions, and the processor is for executing the computer-executable instructions:

The application also provides a computer readable storage medium storing computer instructions that when executed by a processor implement the steps of a method of alerting entry in a funding item.

Compared with the prior art, the application has the following advantages:

the application provides an input reminding method in fund projects, which comprises the following steps: acquiring touch actions input by a user aiming at a fund input component of a fund item displayed by a user terminal; acquiring a user historical purchasing record of fund purchasing of the user and a member historical purchasing record of a historical purchasing member corresponding to a component node triggered by the touch action in the fund input component; determining first reminding information corresponding to the user and second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record; and displaying the first reminding information and the second reminding information based on the user terminal.

According to the input reminding method in the fund item, in the fund buying process of the user, the reminding information of the user is determined by combining the historical purchasing record of the user participating in the fund buying in the past and the historical purchasing record of the member of the corresponding historical purchasing member from the touch action sent by the fund input component of the fund item in the fund buying process of the user, the reminding information is shown to the user to provide the fund buying prompt for the user in the fund item, decision guidance is provided for the user, experience of the user in the fund buying process of the fund item is improved, and user loss in the fund item is reduced.

Drawings

FIG. 1 is a flow chart of a method for reminding input in a fund project according to an embodiment of the application;

FIG. 2 is a diagram of a first fund item purchase page provided by an embodiment of the present application;

FIG. 3 is a diagram of a second fund item purchase page provided by an embodiment of the present application;

FIG. 4 is a schematic diagram of an input reminding device in a fund project according to an embodiment of the application;

FIG. 5 is a block diagram of a computing device provided by an embodiment of the application.

Detailed Description

In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present application. The present application may be embodied in many other forms than those herein described, and those skilled in the art will readily appreciate that the present application may be similarly embodied without departing from the spirit or essential characteristics thereof, and therefore the present application is not limited to the specific embodiments disclosed below.

The terminology used in the one or more embodiments of the specification is for the purpose of describing particular embodiments only and is not intended to be limiting of the one or more embodiments of the specification. As used in this specification, one or more embodiments and the appended claims, the singular forms "a," "an," and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used in one or more embodiments of the present specification refers to and encompasses any or all possible combinations of one or more of the associated listed items.

It should be understood that, although the terms first, second, etc. may be used in one or more embodiments of this specification to describe various information, these information should not be limited by these terms. These terms are only used to distinguish one type of information from another. For example, a first may also be referred to as a second, and similarly, a second may also be referred to as a first, without departing from the scope of one or more embodiments of the present description. The word "if" as used herein may be interpreted as "at … …" or "at … …" or "responsive to a determination", depending on the context.

The application provides an input reminding method in a fund project, and also provides an input reminding device in the fund project, a computing device and a computer readable storage medium. The following detailed description is given, one by one, with reference to the accompanying drawings of the embodiments provided by the present application, and the respective steps of the method are described.

The embodiment of the input reminding method in the fund project provided by the application is as follows:

referring to fig. 1, a process flow diagram of an input reminding method in a fund item provided in this embodiment is shown, referring to fig. 2, a schematic diagram of a first fund item purchase page provided in an embodiment of the present application is shown, and referring to fig. 3, a schematic diagram of a second fund item purchase page provided in an embodiment of the present application is shown.

Step S102, a touch action input by a user aiming at a fund input component of a fund item displayed by a user terminal is obtained.

According to the input reminding method in the fund item, in order to enable a user to realize a quick decision in the fund buying process in the fund item, the efficiency of the user in the fund buying process is improved, the user is provided with a corresponding buying prompt for the current fund buying in the fund item by combining the historical buying record in the historical fund item from the touch action sent by the fund input component of the fund item in the fund buying process, decision guiding is provided for the user, and the experience of the user in the fund buying process in the fund item is improved.

The fund item in the embodiment of the application refers to an item related to the assets or the wealth of the user, such as a fund item, a financing item, a financial item and the like, and in addition, the fund item can also be an investment item, a crowd-fund item and the like. In the embodiment of the application, the fund item is taken as an example to describe the fund item, and items such as financial items, investment items, crowd-fund items and the like are similar to the fund item, and only need to refer to the description of the fund item, and the embodiment of the application is not repeated.

The fund input component of the fund project refers to a component which is arranged for guiding a user to perform fund buying in the fund project more quickly and conveniently. Optionally, in order to make the buying operation in the process of buying funds in the funds item by the user through the funds input assembly more flexible and convenient, the funds input assembly according to the embodiment of the application includes: a fund selection control of the component node is configured, and a sliding control sliding on the fund selection control according to the touch action of the user; and the component nodes configured in the fund selection control are in one-to-one correspondence with the fund buying amount of the fund item.

For example, as shown in fig. 2, a purchase page of a fund item a is displayed on a mobile terminal of a user, wherein the purchase page comprises a fund input component 201 of the fund item a, a fund selection progress bar 202 (fund selection control) is provided in the fund input component 201, 4 money nodes (component nodes) are configured in the fund selection progress bar 202, specifically, the purchase amount in the fund item corresponding to the 1 st money node from the left side of the fund selection progress bar 202 is 0 element, the purchase amount in the fund item a corresponding to the 2 nd money node from the left side is 150 element, the purchase amount in the fund item a corresponding to the 3 rd money node from the left side is 500 element, the purchase amount in the fund item a corresponding to the 3 rd money node from the left side is 4 th money node, that is, the end money node of the fund selection progress bar 202 corresponding to the purchase amount in the fund item a is 1000 element, and the purchase amount is the maximum purchase amount corresponding to the fund selection progress bar 202;

Meanwhile, a sliding node 203 (sliding control) capable of sliding left and right is further arranged on the fund selection progress bar 202, specifically, under the control of a touch action input by a user, sliding left and right on the fund selection progress bar 202, the sliding node 203 slides to different money nodes on the fund selection progress bar 202, the money nodes are triggered by the touch action input by the user, and the corresponding buying money of the money nodes is the buying money which the touch action input by the user wants to select;

if the user slides the sliding node 203 to the 2 nd node from the left side of the fund selection progress bar 202 by inputting a touch action into the mobile terminal, namely, the node corresponding to 150 yuan, it indicates that the buying amount that the user wants to buy in the fund item a is 150 yuan;

similarly, if the user slides the sliding node 203 to the 3 rd monetary node, i.e. the monetary node corresponding to 500 yuan, from the left side of the fund selection progress bar 202 by inputting a touch operation to the mobile terminal, it indicates that the amount of money currently desired to be purchased by the user in the fund item a is 500 yuan.

In practical application, the component nodes set by the fund selection control in the fund input component are limited, so that the fund buying amount corresponding to the component nodes set in the fund selection control is limited, but in practical application, the situation that the fund buying amount which is wanted to be input by a user is larger than the maximum fund buying amount corresponding to the component nodes in the fund input component is often faced, so that the fund input component can be compatible with the situation that the fund buying amount which is wanted to be purchased by the user is larger than the maximum fund buying amount corresponding to the component nodes in the fund input component, and has stronger adaptability; in an optional implementation manner, after acquiring a touch action input by a user aiming at a fund input component of a fund item displayed by the user terminal, the following operations are executed:

if not, the following step S104 is executed, where a user history purchase record of the fund purchase performed by the project member is obtained, and a member history purchase record of the history purchase member corresponding to the component node triggered by the touch action in the fund input component is obtained.

For example, as shown in fig. 2, in the purchase page of the fund item a displayed on the mobile terminal of the user, the user selects different purchase amounts by sending out a touch action to slide the sliding node 203 on the fund selection progress bar 202 left and right during the process of inputting the purchase amount by sending out a touch action to the fund input component 201 displayed on the purchase page;

in this process, after each time of receiving the touch action sent by the user, it is determined whether the touch action sent by the user moves the sliding node 203 to the rightmost monetary node (the terminal monetary node corresponding to 1000 yuan of the maximum purchase monetary) on the fund selection progress bar 202;

If so, indicating that the current selected purchase amount of the user has reached the maximum purchase amount 1000 yuan, the purchase amount desired to be input by the user is likely to exceed the maximum purchase amount 1000 yuan, but the maximum purchase amount 1000 yuan corresponding to the fund selection progress bar 202 cannot be slid to the right to input a larger purchase amount, in this case, an amount input keyboard for inputting the purchase amount is displayed below the purchase page of the fund item a, as shown in fig. 3, the user can input the desired target purchase amount through the displayed amount input keyboard (as shown in fig. 3, the desired target purchase amount of the user in the fund item a is 2000 yuan), after the desired target purchase amount is input by the user and submitted through the amount input keyboard is submitted, the target purchase amount 2000 yuan is obtained, and the subsequent fund purchase order operation is performed;

if not, indicating that the current selected buying amount of the user does not reach 1000 yuan of the maximum buying amount, and executing the follow-up reminding operation according to the buying amount of the user.

In addition, an input area of the purchase amount of the fund item a (such as the area where the purchase amount "150" displayed in the fund input module 201 shown in fig. 2) may be set in the fund input module 201, and when a touch action (such as a click touch action) issued by the user triggers the input area, an amount input keyboard for inputting the purchase amount is displayed below the purchase page of the fund item a, as shown in fig. 3, the purchase amount of the fund item a that the user wants to purchase is input through the amount input keyboard as 2000 yuan.

Step S104, acquiring a user history purchase record of the fund purchase of the user, and acquiring a member history purchase record of a history purchase member corresponding to the component node triggered by the touch action in the fund input component.

After the touch control action input by the user aiming at the input component displayed by the user terminal is obtained, starting from the historical purchase record of the user and the historical purchase record in the fund item, and analyzing the historical purchase record of the user and the historical purchase record in the fund item by combining the follow-up steps, so that reminding information for reminding the user to purchase the fund item is obtained.

In a preferred implementation manner provided in the embodiment of the present application, a user history purchase record of funds purchase performed by the item member is obtained, and a member history purchase record of a history purchase member corresponding to a component node triggered by the touch action in the funds input component is obtained, which is specifically implemented in the following manner:

1) According to the item risk level of the fund item, determining a historical fund item of which the item risk level of the user participating in buying is the item risk level of the fund item;

2) Searching a fund purchase record of the historical fund item which the user participates in buying in a fund item database as the historical purchase record of the user;

3) And searching the fund purchase records of historical purchase members in the fund items with the item risk level equal to that of the fund items in the fund item database, and taking the fund purchase records as the historical purchase records of the members.

According to the embodiment, starting from the project risk level, on one hand, the user fund purchase records of the user participated in the purchase in the historical fund project with the same project risk level as the fund project currently purchased by the user are obtained, and on the other hand, the member fund purchase records of the historical purchase members in the fund project with the same project risk level as the project risk level of the fund project currently purchased by the user are obtained, and the reminding information obtained through subsequent analysis is more consistent with the preference or bearing of the user on the risk, so that the reminding in the process of purchasing the fund project by the user is more targeted.

For example, if the item risk level of the currently purchased fund item a of the user is a robust type fund, determining that the item risk level is a historical fund item of the robust type fund from all the historical fund items purchased by the user in the past: the method comprises the steps of (1) searching historical purchase records of a user in a fund item B and a fund item C in a fund item database storing historical fund item related data, wherein the searched historical purchase records are user historical purchase records;

And determining all historical fund items for which the fund item database item risk level is a robust class fund: fund item B, fund item C, fund item E, and fund item F; as shown in fig. 2, the current touch action of the user triggers a purchase amount of 150 yuan in the fund input component 201, and then further searches the fund item database for a historical purchase record of 150 yuan for the historical purchase member in 4 fund items, namely, the fund item B, the fund item C, the fund item E and the fund item F.

Step S106, determining the first reminding information corresponding to the user and the second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record.

In a first optional implementation manner provided by the embodiment of the present application, the process of determining the first reminding information corresponding to the user and the second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record is specifically implemented in the following manner:

1) Calculating the average purchase amount of the user's funds purchase amount in the historical funds item according to the funds purchase amount of the user in the historical funds item contained in the user's historical purchase record;

2) Generating the first reminding information based on the average purchase amount;

3) Counting the member number of historical purchasing members, wherein the fund buying amount in the member historical purchasing record is the fund buying amount corresponding to the component node;

4) Calculating the member proportion of the fund buying amount corresponding to the component node in the historical purchasing members according to the member number and the total member number of the historical purchasing members in the historical purchasing records of the members;

5) And generating the second reminding information based on the member proportion.

In the above-mentioned embodiment, starting from the item risk level of the fund item currently purchased by the user, by calculating the average value of the fund purchase amount of the previous fund purchase performed by the user in the past fund item, a decision reference is provided for selecting the fund purchase amount in the current fund item purchase process of the user; meanwhile, according to the fund buying amount selected by the user through the fund input assembly, calculating the proportion of the fund buying amount for fund buying in the historical fund item to the item member equal to the user, and further providing decision reference for selecting the fund buying amount in the current fund item buying process of the user; therefore, the prompt of thousands of people and thousands of sides is realized in the process of buying funds in the funds item of the user, the user is more specifically prompted and guided to select proper funds buying amount, the efficiency of buying the funds item of the user is improved, and the loss of the user in the funds item is reduced.

According to the above example, according to the buying amount recorded in the historical buying records generated by the user buying the funds in the funds item B and the funds item C, calculating the average value of the buying amounts of the user buying the funds in the funds item B and the funds item C, and taking the average value as a decision reference for the user to select the buying amount in the funds item A;

and taking the ratio as a decision reference for selecting the buying amount in the fund item A by a user according to the ratio of the number of item members corresponding to the historical buying record with the buying amount of 150 yuan in the fund item B, the fund item C, the fund item E and the fund item F in the total item members of the 4 fund items.

In a second optional implementation manner provided by the embodiment of the present application, the process of determining the first reminding information corresponding to the user and the second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record is specifically implemented in the following manner:

3) Calculating expected funds income after the user purchases the funds buying amount corresponding to the component node in the funds item;

5) And generating the second reminding information based on the expected funds income and the member proportion.

In the above-mentioned embodiment, starting from the item risk level of the fund item currently purchased by the user, by calculating the average value of the fund purchase amount of the previous fund purchase performed by the user in the past fund item, a decision reference is provided for selecting the fund purchase amount in the current fund item purchase process of the user; meanwhile, according to the fund buying amount selected by the user through the fund input assembly, calculating the proportion of item members with the same fund buying amount for buying funds in the historical fund item and the user, predicting the expected income of the fund buying amount selected by the user through the fund input assembly, and further providing decision reference for selecting the fund buying amount in the current fund item buying process of the user; therefore, the prompt of thousands of people and thousands of sides is realized in the process of buying funds in the funds item of the user, the user is more specifically prompted and guided to select proper funds buying amount, the efficiency of buying the funds item of the user is improved, and the loss of the user in the funds item is reduced.

predicting the expected benefit of the buying amount currently selected by the user in the fund item A according to the buying amount currently selected by the user in the fund item A; and, according to the historical purchasing records of 150 yuan of historical purchasing members in the 4 fund items of the fund item B, the fund item C, the fund item E and the fund item F, the proportion of the number of the item members corresponding to the historical purchasing records of 150 yuan of the historical purchasing records in the fund item B, the fund item C, the fund item E and the fund item F is taken as the decision reference for the user to select the purchasing amount in the fund item A.

Step S108, displaying the first reminding information and the second reminding information based on the user terminal.

The step of determining the first reminding information and the second reminding information displayed at the user terminal of the user is based on the user terminal.

On the basis of the first alternative implementation manner of determining the first reminding information corresponding to the user and the second reminding information corresponding to the component node by analyzing the user historical purchase record and the member historical purchase record provided in the step S106, the first alternative implementation manner provided in the embodiment of the present application is based on the process that the user terminal displays the first reminding information and the second reminding information, and specifically adopts the following manner:

if the average purchase amount is smaller than the preset amount threshold, displaying the first reminding information containing the average purchase amount in the fund input assembly based on the user terminal, and providing decision references for a user to select the fund purchase amount through the fund input assembly according to the average purchase amount contained in the first reminding information;

if the member proportion is larger than or equal to the preset amount threshold, displaying the second reminding information containing the member proportion in the fund input assembly based on the user terminal, and providing decision references for the user to select the fund buying amount through the fund input assembly according to the member proportion contained in the second reminding information;

If not, the treatment is not carried out.

For example, as shown in fig. 2, in the process of selecting the purchase amount in the fund input assembly 201 by sending out a touch action, the sliding node 203 on the fund selection progress bar 202 starts to slide from the left side under the control of the touch action of the user, when the sliding node 203 slides to the vicinity of the amount node corresponding to 150 yuan, the reminding information "you average purchase robust class amount is 150 yuan" is displayed on the fund input assembly 201, so that a decision reference is provided for the current selected purchase amount of the user according to the average purchase amount of the user's past purchase robust class fund;

as the sliding node 203 continues to slide rightward, when the sliding node 203 slides to the vicinity of the monetary node corresponding to 500 yuan, the reminding information "the robust class fund user 30% purchases 500 yuan" is displayed on the fund input assembly 201 respectively;

similarly, when the sliding node 203 slides to the vicinity of the corresponding amount node of 1000 yuan, the reminding information "42% of the robust class fund users purchase 1000 yuan" is displayed on the fund input component 201 respectively.

In the second alternative implementation manner provided in the embodiment of the present application, based on the process of displaying the first reminder information and the second reminder information by the user terminal, the process is specifically implemented in the following manner, where the second alternative implementation manner is provided in the embodiment of the present application, by analyzing the user history purchase record and the member history purchase record, and determining the alternative implementation manner of the first reminder information corresponding to the user and the second reminder information corresponding to the component node:

displaying a component node corresponding to the touch action of the user in the fund selection control based on the user terminal, and displaying the second reminding information containing the expected fund benefits and the member proportion;

In the two embodiments provided above, by displaying the prompt on the fund input component and guiding the user to purchase the reminding information of the fund item, the prompt of 'thousands of people and thousands of sides' is realized for the user, decision references are provided for the user to select the fund purchase amount in the process of buying the fund in the fund item, the efficiency of buying the fund item by the user is improved, and the loss of the user in the fund item is reduced.

In summary, in the method for reminding input in the fund item provided by the application, in the process that the user purchases the fund item, starting from the touch action sent by the fund input component of the fund item in the process that the user purchases the fund item, determining reminding information for the user by combining the historical purchasing record of the user participating in the fund purchase in the past and the member historical purchasing record of the corresponding historical purchasing member, providing the fund purchase prompt for the user in the fund item by showing the reminding information to the user, providing decision guide for the user, improving the experience of the user in the process that the user purchases the fund item, and reducing the user loss in the fund item.

The embodiment of the input reminding device in the fund project provided by the application is as follows:

in the foregoing embodiments, an input reminding method in a fund item is provided, and correspondingly, the present application also provides an input reminding device in a fund item, which is described below with reference to the accompanying drawings.

Referring to fig. 4, a schematic diagram of an embodiment of an input reminding device in a fund project according to the present application is shown.

Since the apparatus embodiments are substantially similar to the method embodiments, the description is relatively simple, and reference should be made to the corresponding descriptions of the method embodiments provided above for relevant parts. The device embodiments described below are merely illustrative.

The application provides an input reminding device in fund projects, which comprises:

the touch action receiving module 402 is configured to obtain a touch action input by a user aiming at a fund input component of a fund item displayed by the user terminal;

a history purchase record acquiring module 404 configured to acquire a user history purchase record of funds purchase by the user and acquire a member history purchase record of a history purchase member corresponding to a component node triggered by the touch action in the funds input component;

A reminder determination module 406 configured to determine a first reminder corresponding to the user and a second reminder corresponding to the component node by analyzing the user history purchase record and the member history purchase record;

a reminder display module 408 configured to display the first reminder and the second reminder based on the user terminal.

Optionally, the input reminding device in the fund item further includes:

if not, the history purchase record acquisition module 404 is operated.

Optionally, the historical purchase record obtaining module 404 includes:

Optionally, the alert information determining module 406 includes:

Optionally, the alert information displaying module 408 includes:

a distance detection sub-module configured to detect whether a sliding distance between the sliding control and a component node in the fund selection control is greater than or equal to a preset distance threshold;

if yes, operating a purchase amount judging sub-module;

the purchase amount judging submodule is configured to judge whether the difference value between the average purchase amount and the fund purchase amount corresponding to the component node is smaller than a preset amount threshold value or not;

Optionally, the alert information determining module 406 includes:

a first calculation sub-module configured to calculate an average purchase amount of the user's funds purchase amount in the historical funds item based on the user's funds purchase amount in the historical funds item contained in the user's historical purchase record;

a first generation sub-module configured to generate the first reminder information based on the average purchase amount;

a fund expected benefit calculation sub-module configured to calculate a fund expected benefit after the user purchases a fund purchase amount corresponding to the component node in the fund item;

the second calculating sub-module is configured to calculate the member proportion of the fund buying amount corresponding to the component node according to the member number and the total member number of the historical purchasing members in the historical purchasing record of the members;

And a second generation sub-module configured to generate the second reminder information based on the expected return of funds and the proportion of members.

Optionally, the alert information displaying module 408 includes:

a detection sub-module configured to detect whether the sliding control on the fund selection control is selected by a touch action of the user;

if yes, the operation assembly node determines a sub-module and a second reminding information display sub-module;

the component node determining submodule is configured to take the component node with the smallest sliding distance between the fund selection control and the sliding control as the component node corresponding to the touch action of the user;

the second reminding information display sub-module is configured to highlight a component node corresponding to the touch action of the user in the fund selection control based on the user terminal, and display the second reminding information containing the expected fund benefits and the member proportion;

if not, operating the first reminding information display sub-module; the first reminder display sub-module is configured to display the first reminder including the average purchase amount in the funds input assembly based on the user terminal.

An embodiment of a computing device provided by the present application is as follows:

fig. 5 is a block diagram illustrating a configuration of a computing device 500 according to an embodiment of the present description. The components of the computing device 500 include, but are not limited to, a memory 510 and a processor 520. Processor 520 is coupled to memory 510 via bus 530 and database 550 is used to hold data.

Computing device 500 also includes access device 540, access device 540 enabling computing device 500 to communicate via one or more networks 560. Examples of such networks include the Public Switched Telephone Network (PSTN), a Local Area Network (LAN), a Wide Area Network (WAN), a Personal Area Network (PAN), or a combination of communication networks such as the internet. The access device 540 may include one or more of any type of network interface, wired or wireless (e.g., a Network Interface Card (NIC)), such as an IEEE802.11 Wireless Local Area Network (WLAN) wireless interface, a worldwide interoperability for microwave access (Wi-MAX) interface, an ethernet interface, a Universal Serial Bus (USB) interface, a cellular network interface, a bluetooth interface, a Near Field Communication (NFC) interface, and so forth.

In one embodiment of the present description, the above-described components of computing device 500, as well as other components not shown in FIG. 5, may also be connected to each other, such as by a bus. It should be understood that the block diagram of the computing device shown in FIG. 5 is for exemplary purposes only and is not intended to limit the scope of the present description. Those skilled in the art may add or replace other components as desired.

Computing device 500 may be any type of stationary or mobile computing device, including a mobile computer or mobile computing device (e.g., tablet, personal digital assistant, laptop, notebook, netbook, etc.), mobile phone (e.g., smart phone), wearable computing device (e.g., smart watch, smart glasses, etc.), or other type of mobile device, or a stationary computing device such as a desktop computer or PC. Computing device 500 may also be a mobile or stationary server.

The present application provides a computing device comprising a memory 510, a processor 520, and computer instructions stored on the memory and executable on the processor, the processor 520 for executing computer executable instructions to:

Optionally, after the touch action instruction input by the funds input component for the funds item displayed by the user terminal is executed, and before the user history purchase record of the funds purchase performed by the user is obtained, and the member history purchase record instruction of the history purchase member corresponding to the component node triggered by the touch action in the funds input component is executed, the processor 520 is further configured to execute the following computer executable instructions:

and if not, executing the member history purchase record instruction of the history purchase member corresponding to the component node triggered by the touch action in the fund input component, wherein the member history purchase record instruction is obtained for the user to carry out the fund purchase.

and generating the second reminding information based on the member proportion.

An embodiment of a computer-readable storage medium provided by the present application is as follows:

The present application provides a computer readable storage medium storing computer instructions that when executed by a processor are configured to:

and generating the second reminding information based on the member proportion.

The above is an exemplary version of a computer-readable storage medium of the present embodiment. It should be noted that, the technical solution of the storage medium and the technical solution of the input reminding method in the fund item belong to the same concept, and details of the technical solution of the storage medium which are not described in detail can be referred to the description of the technical solution of the input reminding method in the fund item.

The computer instructions include computer program code that may be in source code form, object code form, executable file or some intermediate form, etc. The computer readable medium may include: any entity or device capable of carrying the computer program code, a recording medium, a U disk, a removable hard disk, a magnetic disk, an optical disk, a computer Memory, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), an electrical carrier signal, a telecommunications signal, a software distribution medium, and so forth. It should be noted that the computer readable medium contains content that can be appropriately scaled according to the requirements of jurisdictions in which such content is subject to legislation and patent practice, such as in certain jurisdictions in which such content is subject to legislation and patent practice, the computer readable medium does not include electrical carrier signals and telecommunication signals.

It should be noted that, for the sake of simplicity of description, the foregoing method embodiments are all expressed as a series of combinations of actions, but it should be understood by those skilled in the art that the present application is not limited by the order of actions described, as some steps may be performed in other order or simultaneously in accordance with the present application. Further, those skilled in the art will appreciate that the embodiments described in the specification are all preferred embodiments, and that the acts and modules referred to are not necessarily all required for the present application.

In the foregoing embodiments, the descriptions of the embodiments are emphasized, and for parts of one embodiment that are not described in detail, reference may be made to the related descriptions of other embodiments.

The preferred embodiments of the application disclosed above are intended only to assist in the explanation of the application. Alternative embodiments are not intended to be exhaustive or to limit the application to the precise form disclosed. Obviously, many modifications and variations are possible in light of the above teaching. The embodiments were chosen and described in order to best explain the principles of the application and the practical application, to thereby enable others skilled in the art to best understand and utilize the application. The application is limited only by the claims and the full scope and equivalents thereof.

Claims

1. An input reminding method in a fund project is characterized by comprising the following steps:

determining first reminding information comprising average purchase amount by analyzing the fund purchase amount of the user contained in the user historical purchase record, determining second reminding information comprising the expected fund purchase amount and member proportion by analyzing expected fund purchase amount corresponding to the assembly node and analyzing the number of historical purchase members and the total number of the historical purchase members corresponding to the assembly node contained in the member historical purchase record, wherein the first reminding information and the second reminding information provide decision references for the user to select the fund purchase amount through the fund input assembly;

and displaying the first reminding information and the second reminding information based on the user terminal, wherein the second reminding information is updated according to the sliding operation of the sliding control on the fund selection control in the fund input assembly by the user.

2. The method for reminding input in a fund item according to claim 1, wherein after the step of obtaining a touch action input by a user with respect to a fund input component of the fund item displayed by a user terminal is performed, and before the step of obtaining a user history purchase record of the fund purchase by the user and obtaining a member history purchase record of a history purchase member corresponding to a component node triggered by the touch action in the fund input component is performed, the method comprises:

3. The method of claim 1, wherein the fund input component comprises:

4. The method for reminding input in a fund item according to claim 3, wherein the steps of obtaining a user history purchase record of fund purchase by the user and obtaining a member history purchase record of a history purchase member corresponding to a component node triggered by the touch action in the fund input component comprise:

5. The method of claim 4, wherein the determining the first alert information including the average purchase amount by analyzing the amount of funds purchased for the user included in the historical purchase record of the user, determining the second alert information including the expected return of funds and the proportion of members by analyzing the expected return of funds corresponding to the component node, and analyzing the number of historical purchase members and the total number of historical purchase members corresponding to the component node included in the historical purchase record of members, includes:

calculating the member proportion of the fund buying amount corresponding to the component node among the historical purchasing members according to the member number and the total member number of the historical purchasing members in the historical purchasing record of the members, wherein the member number is the number of the historical purchasing members, the fund buying amount of which is the fund buying amount corresponding to the component node, in the historical purchasing record of the members;

6. The method of claim 5, wherein the presenting the first reminder information and the second reminder information based on the user terminal comprises:

7. An input reminding device in a fund project, comprising:

a reminder determination module configured to determine a first reminder including an average purchase amount by analyzing a fund purchase amount of the user included in the user history purchase record, determine a second reminder including the expected fund purchase amount and a member proportion by analyzing an expected fund purchase amount corresponding to the component node and analyzing a number of history purchase members and a total number of the history purchase members corresponding to the component node included in the member history purchase record, wherein the first reminder and the second reminder provide a decision reference for the user to select a fund purchase amount through the fund input component;

and the reminding information display module is configured to display the first reminding information and the second reminding information based on the user terminal, wherein the second reminding information is updated according to the sliding operation of the sliding control on the fund selection control in the fund input assembly by the user.

8. The entry alert device of claim 7, further comprising:

and if not, operating the historical purchase record acquisition module.

9. The entry alert device in a funds item as claimed in claim 7, wherein the funds entry assembly comprises:

10. The entry alert device of claim 9, wherein the historical purchase record acquisition module comprises:

11. The input alert device of claim 10, wherein the alert information determining module comprises:

and a second reminder generation sub-module configured to generate the second reminder based on the expected return of funds and the proportion of members.

12. A computing device, comprising:

a memory and a processor;

13. A computer readable storage medium storing computer instructions which, when executed by a processor, implement the steps of the method of reminding entry in a funding item of any one of claims 1 to 6.