CN108269353A - Self-service machine and the self-service system of exchanging of exchanging - Google Patents
Self-service machine and the self-service system of exchanging of exchanging Download PDFInfo
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- CN108269353A CN108269353A CN201810044398.7A CN201810044398A CN108269353A CN 108269353 A CN108269353 A CN 108269353A CN 201810044398 A CN201810044398 A CN 201810044398A CN 108269353 A CN108269353 A CN 108269353A
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- 238000012795 verification Methods 0.000 claims description 26
- 230000005540 biological transmission Effects 0.000 claims description 16
- PCHJSUWPFVWCPO-UHFFFAOYSA-N gold Chemical compound [Au] PCHJSUWPFVWCPO-UHFFFAOYSA-N 0.000 claims description 10
- 229910052737 gold Inorganic materials 0.000 claims description 10
- 239000010931 gold Substances 0.000 claims description 10
- 230000001960 triggered effect Effects 0.000 claims description 4
- 238000012545 processing Methods 0.000 description 12
- 238000000034 method Methods 0.000 description 10
- 230000006870 function Effects 0.000 description 7
- 230000008859 change Effects 0.000 description 5
- 238000010586 diagram Methods 0.000 description 5
- 230000008569 process Effects 0.000 description 5
- 238000012546 transfer Methods 0.000 description 5
- 238000010200 validation analysis Methods 0.000 description 4
- 238000006243 chemical reaction Methods 0.000 description 2
- 238000001514 detection method Methods 0.000 description 2
- 235000013399 edible fruits Nutrition 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
- 230000003993 interaction Effects 0.000 description 2
- 238000012360 testing method Methods 0.000 description 2
- BQCADISMDOOEFD-UHFFFAOYSA-N Silver Chemical compound [Ag] BQCADISMDOOEFD-UHFFFAOYSA-N 0.000 description 1
- 230000002159 abnormal effect Effects 0.000 description 1
- 230000006399 behavior Effects 0.000 description 1
- 238000007689 inspection Methods 0.000 description 1
- 230000002452 interceptive effect Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
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- 229910052709 silver Inorganic materials 0.000 description 1
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Classifications
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/0087—Banknote changing devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/40—Device architecture, e.g. modular construction
Abstract
This application provides a kind of self-service machines of exchanging, the self-service machine of exchanging is provided with processor, touch screen, currency and checks and accepts module and currency submitting module, wherein touch screen can determine that the target of user exchanges currency type, currency is checked and accepted module and user is being put into after currency exchange examination, target redemption amount is calculated according to the amount of money and relevant exchange rates for treating currency exchange by processor, and module is sent out by currency and sends out the currency after the exchange of target redemption amount, so as to fulfill self-service exchange flow of the user on self-aided terminal.The self-service machine of exchanging can be arranged on various places, and user, which need not go to bank and carry out reservation, to exchange, and mode of exchanging is relatively simple convenient.In addition, present invention also provides a kind of self-service systems of exchanging.
Description
Technical field
This application involves technical field of exchanging, more specifically, being self-service machine and the self-service system of exchanging of exchanging.
Background technology
It exchanges, refers to that by a kind of currency conversion be another currency.At present, it when the people that exchanges exchanges demand, needs
It is preengage in bank, and goes to bank scene and exchange.This mode of exchanging is more inconvenient, needs to expend the more people of people that exchanges
The costs such as energy between working hour, the people that especially exchanges particularly highlight in the case where being inconvenient to go to bank scene.
Invention content
In view of this, this application provides a kind of self-service exchange machine and self-service system of exchanging, for providing one for the people that exchanges
Equipment of conveniently exchanging is planted, saves the cost of foreign exchange generated for the people that exchanges.
In order to achieve the object, the technical solution that the application provides is as follows：
In a first aspect, this application provides a kind of self-service machine of exchanging, including：
Processor, for obtaining data of exchanging, the data of exchanging include convertible currency type, convertible currency type and other coin
The exchange rate, the corresponding upper limit amount of money of convertible currency type between kind；The data that will exchange are sent to touch screen；Currency type is exchanged according to target
The exchange rate between currency type with treating currency exchange and the amount of money for treating currency exchange, calculate target redemption amount, and target is exchanged
The amount of money is sent to touch screen；In the case where target redemption amount is less than the upper limit amount of money that target exchanges currency type, sent to currency
Go out module and send instruction of exchanging, currency type and target redemption amount are exchanged comprising target in instruction of exchanging；
Touch screen, for showing the data of exchanging；Selection operation based on user determines that the target of user's selection is exchanged
Currency type, and target exchange currency type is sent to processor；Currency type that currency exchange is treated described in display, the amount of money for treating currency exchange,
Target exchanges currency type and target redemption amount；
Currency checks and accepts module, and currency exchange is treated for receiving；Determine to treat the currency type of currency exchange；Goods to be exchanged described in verification
Whether coin is true；If verification result is yes, statistics treats the amount of money of currency exchange, and by the currency type for treating currency exchange and waits to exchange
The amount of money of currency is sent to the touch screen and the processor；
Currency sends out module, after receiving instruction of exchanging, target is exchanged currency type and target redemption amount is corresponding
Currency is sent out.
Second aspect, this application provides a kind of self-service system of exchanging, including：
For the operation of exchanging triggered based on user, data acquisition request of exchanging is sent to server for self-service machine of exchanging；It is aobvious
Show data of exchanging；Selection operation based on user determines that the target of user's selection exchanges currency type, and target is exchanged currency type and is sent
To server；The identity information of user is obtained, identity information is sent to server；It is successful situation in authentication result
Under, currency exchange is treated in reception；Determine to treat the currency type of currency exchange；Treat whether currency exchange is true described in verification；If verification result
It is yes, then statistics treats the amount of money of currency exchange；The currency type for treating currency exchange and the amount of money for treating currency exchange are sent to server；
The currency type that currency exchange is treated described in display, the amount of money, target exchange currency type and the target redemption amount for the treatment of currency exchange；Target is converted
It changes currency type and the corresponding currency of target redemption amount is sent out；And sent out successfully in currency, it is changed to server transmission
Converge into work(feedback information；
Server after receiving data acquisition request of exchanging, inquires data of exchanging, and the data of exchanging include to convert
Change the corresponding upper limit amount of money of the exchange rate, convertible currency type between currency type, convertible currency type and other currency types；The data that will exchange return
Self-service machine of exchanging；After receiving identity information, identity information is verified, authentication result is returned to self-service machine of exchanging；
The exchange rate between currency type and the currency type for treating currency exchange is exchanged according to target and treats the amount of money of currency exchange, target is calculated and exchanges gold
Volume；In the case where target redemption amount is less than the upper limit amount of money that target exchanges currency type, target redemption amount is returned self-service
It exchanges machine；And after receiving successfully feedback information of exchanging, target is exchanged into the corresponding upper limit amount of money of currency type and subtracts target exchange
The upper limit amount of money is updated after the amount of money.
By above technical scheme it is found that this application provides a kind of self-service machine of exchanging, which is provided with processing
Device, touch screen, currency check and accept module and currency sends out module, and wherein touch screen can determine that the target of user exchanges currency type, goods
Coin is checked and accepted module and user is being put into after currency exchange examination, by processor according to the amount of money for treating currency exchange and related remittance
Rate calculates target redemption amount, and sends out module by currency and send out the currency after the exchange of target redemption amount, so as to fulfill
Self-service exchange flow of the user on self-aided terminal.The self-service machine of exchanging can be arranged on various places, and user need not go to bank
It carries out reservation to exchange, mode of exchanging is relatively simple convenient.
Description of the drawings
In order to illustrate the technical solutions in the embodiments of the present application or in the prior art more clearly, to embodiment or it will show below
There is attached drawing needed in technology description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this
The embodiment of application, for those of ordinary skill in the art, without creative efforts, can also basis
The attached drawing of offer obtains other attached drawings.
Fig. 1 is a kind of structure diagram of self-service machine of exchanging that the application provides；
Fig. 2 is applying of providing of the application to exchange flow diagram in self-service one kind exchanged on machine；
Fig. 3 is applying of providing of the application to exchange flow diagram in the self-service another kind exchanged on machine；
Fig. 4 is another structure diagram of self-service machine of exchanging that the application provides；
Fig. 5 is a kind of structure diagram of self-service system of exchanging that the application provides.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present application, the technical solution in the embodiment of the present application is carried out clear, complete
Site preparation describes, it is clear that described embodiments are only a part of embodiments of the present application, instead of all the embodiments.It is based on
Embodiment in the application, those of ordinary skill in the art are obtained every other without making creative work
Embodiment shall fall in the protection scope of this application.
It exchanges, it by a kind of currency conversion is another currency to be.It exchanges for convenience the operation of exchanging of people, it can be at some
The entry and exit place such as place such as airport, sets self-service machine of exchanging, and the people that exchanges can easily exchange currency needed for departure, Huo Zhehuan for
Back into currency needed for border.
To achieve these goals, this application provides a kind of self-service machines of exchanging.As shown in Figure 1, the self-service machine of exchanging can be with
It specifically includes：Processor 101, touch screen 102, currency check and accept module 103 and currency sends out module 104.Wherein, processor 101,
Touch screen 102, currency check and accept module 103 and currency sends out module 104 and is connected by bus.
Processor 101 is exchanged data for obtaining, the data of exchanging include convertible currency type, convertible currency type and its
The corresponding upper limit amount of money of the exchange rate, convertible currency type between his currency type；Currency type is exchanged according to target and treats the currency type of currency exchange
Between the exchange rate and treat the amount of money of currency exchange, calculate target redemption amount, and target redemption amount is sent to touch screen；
In the case that target redemption amount is less than the upper limit amount of money that target exchanges currency type, sends out module to currency and send instruction of exchanging,
It exchanges and exchanges currency type and target redemption amount comprising target in instructing.
Wherein it is possible to be embedded in ARM mainboards in the self-service machine of exchanging, arm processor, ARM processing can be included in ARM mainboards
Device can be used for realizing the function of above-mentioned processor 101.Certainly, processor 101 can also be other structures form, not limit to
In this.
Touch screen 102, for showing the data of exchanging；Selection operation based on user determines the target of user's selection
Currency type is exchanged, and target exchange currency type is sent to processor；The currency type of currency exchange is treated described in display, treats the gold of currency exchange
Volume, target exchange currency type and target redemption amount.
Wherein, touch screen 102 is used to implement human-computer interaction function, can be particularly shown human-computer interaction interface, and have
Touch detection function, i.e. user can implement touch control operation on touch screen 102.
Currency checks and accepts module 103, and currency exchange is treated for receiving；Determine to treat the currency type of currency exchange；It waits to convert described in verification
Whether coin of exchanging goods is true；If verification result is yes, statistics treats the amount of money of currency exchange, and by the currency type for treating currency exchange and treats
The amount of money of currency exchange is sent to the touch screen and the processor.
Wherein, currency, which checks and accepts module 103, can specifically include currency transmission unit and currency validation unit, and user is by currency
Be sent into note input mouth after, currency transmission unit by currency be sent into it is self-service exchange in machine, verified by currency validation unit and count note input
Quantity.
Currency sends out module 104, after receiving instruction of exchanging, target is exchanged currency type and target redemption amount corresponds to
Currency send out.
Wherein, currency sends out module 104 and mainly sends out currency.In specific implementation, currency send out module 104 can be with
Currency examination module 103 is identical, i.e., currency is checked and accepted module 103 and can also be sent out currency using its currency transmission unit, specifically
Self-service machine of exchanging is sent out by cash dispensing port.Wherein note input mouth and cash dispensing port can be same outlet or be different outlets.
It should be noted that for the ease of understanding the technical solution of the application offer, exchange below to the self-service machine of exchanging
Flow is described in detail.
As shown in Fig. 2, applying for the application offer may include steps of in the self-service flow of exchanging exchanged on machine
S201~S216.
S201：Processor obtains data of exchanging.
Wherein, data of exchanging include the exchange rate, the convertible currency type between convertible currency type, convertible currency type and other currency types
The corresponding upper limit amount of money.
In one implementation, the self-service machine of exchanging can be provided with memory, and number of exchanging can be stored in memory
According to processor can obtain data of exchanging out of memory.In another realization method, processor can be sent to server
It exchanges data acquisition request, is exchanged data from server to processor return.
It should be noted that the data of exchanging in memory can also be sent by server.Specifically, server can
There is which convertible currency type in self-service machine of exchanging to supervise, server can also obtain convertible coin from exchange rate distribution platform in real time
Kind the exchange rate, and server can also monitor to obtain each convertible currency type on self-service machine of exchanging currency can exchange it is upper
It the amount of money is limited, such as records the total amount launched into self-service machine of exchanging, after then self-service machine of exchanging is exchanged every time, just to exchanging
The amount of money is reported to server, and server can update the corresponding upper limit amount of money of the currency type exchanged.
S202：The processor data that will exchange are sent to touch screen.
S203：Touch screen shows data of exchanging.
Wherein, touch screen shows the convertible currency type in data of exchanging, so that user needs the currency type for selecting to exchange.Touch-control
Screen can also show the exchange rate between the convertible currency type in data of exchanging and other currency types, user to be facilitated to understand exchange rate feelings
Condition.Touch screen can show the corresponding upper limit amount of money of convertible currency type, so that user knows changing for self-service machine offer of exchanging in advance
Whether the number that converges disclosure satisfy that the demand of exchanging.Certainly, touch screen can not also show the upper limit amount of money of convertible currency type.
S204：Selection operation of the touch screen based on user determines that target exchanges currency type.
Wherein, user can perform selection operation on touch screen, to select some convertible currency type on interactive interface
Currency type is exchanged as target.Selection operation of the touch screen based on user converts the selected convertible currency type of user as target
Change currency type.What target exchanged currency type expression is the currency type that user wants to be exchanged into.For example, it is dollar that target, which exchanges currency type,.
S205：Target exchange currency type is sent to processor by touch screen.
S206：Currency checks and accepts module reception and treats currency exchange.
Wherein, processor can be checked and accepted module to currency and send instruction, to indicate goods after receiving target and exchanging currency type
Coin checks and accepts module reception and treats currency exchange.
Currency, which checks and accepts module, can include currency transmission unit, for transmitting the currency that user is put into from note input mouth, by goods
Coin transmits the verification for the currency validation unit progress step S207 that module is checked and accepted into currency.
S207：Currency checks and accepts module and determines to treat the currency type of currency exchange, and whether verification currency is true；If verification result is
It is that then statistics treats the amount of money of currency exchange.
Wherein, currency, which checks and accepts module, can also include currency validation unit, for testing to the currency received, inspection
Which kind of the currency type of coin of examining goods is and examines the legitimacy of currency, if legitimacy counts the amount of money of currency by verification.
It should be noted that treat that the currency type of currency exchange can also be by input by user.Specifically, user is being put into
Before or after currency, touch screen shows a variety of currency type options, and based on the currency type of user's selection, the currency type of user's selection is made
To treat the currency type of currency exchange.In such cases, the currency type input by user for treating currency exchange can also be verified, verified
By can just perform other operations, such as the amount of money of statistics currency or progress legitimacy verifies.If verification does not pass through, say
The currency type that bright user is put into is abnormal, then can export prompt message by touch screen.
S208：Currency checks and accepts module and the currency type for treating currency exchange and the amount of money is sent to touch screen and processor.
S209：Processor exchanges the exchange rate between currency type and the currency type for treating currency exchange according to target and treats currency exchange
The amount of money calculates target redemption amount.
Wherein, the exchange rate in the data of exchanging of processor between currency type and other currency types comprising various convertible currencies,
Processor determines that target exchanges currency type and after currency type is exchanged, and the remittance between two currency types can be obtained from data of exchanging
Rate.For example, currency type to be exchanged is RMB, it is dollar that target, which exchanges currency type, it is determined that the exchange rate between dollar and RMB.Into
And according to the exchange rate and the amount of money for treating currency exchange, the amount of money that can be exchanged is calculated, which is properly termed as target and exchanges gold
Volume.For example, treating currency exchange as RMB, the amount of money is 7000 yuan, and it is dollar that target, which exchanges currency type, and the exchange rate between the two is 7
(dollar is exchanged into RMB) then calculates and understands that target redemption amount is 1000.
It should be noted that after target redemption amount is calculated in processor, step S212 can be directly performed.
S210：Target redemption amount is sent to touch screen by processor.
S211：Touch screen shows that the currency type for treating currency exchange, the amount of money for treating currency exchange, target exchange currency type and target is converted
Change the amount of money.
It should be noted that the step display S211 of touch screen can be not limited to perform after step S210.Example
Such as, touch screen can be after the currency type for treating currency exchange and the amount of money be sent to touch screen by step 208 currency examination module, just
It can show the currency type for treating currency exchange, the amount of money for treating currency exchange, target is then exchanged into currency type in step S205 touch screens
It is sent to processor and step S210 processors and target redemption amount is sent to touch screen and then display target exchange coin
Kind and target redemption amount.That is, four information in this step can and non-concurrent display.
S212：Processor judges whether target redemption amount is less than the upper limit amount of money that target exchanges currency type.If so, it holds
Row step S213.
Wherein, processor needs to judge whether the remaining amount of money of exchange currency type of user demand in self-service machine of exchanging meets use
The redemption amount of family demand.Step S213 is just performed if meeting.
S213：Processor sends out module to currency and sends instruction of exchanging.
Wherein, it exchanges and exchanges currency type and target redemption amount comprising target in instructing.
S214：After currency submitting module receives instruction of exchanging, target is exchanged into currency type and target redemption amount is corresponding
Currency is sent out.
Wherein, currency sends out module and corresponding currency type is corresponded to the currency of the amount of money from cash dispensing port submitting, so as to fulfill exchanging.
S215：If currency is sent out module currency and sent out successfully, sending currency to processor sends out successfully feedback message.
S216：Processor exchanges currency type according to target and target redemption amount updates data of exchanging.
Wherein, processor will exchange in data, and target is exchanged after the corresponding upper limit amount of money of currency type subtracts target redemption amount
As the updated upper limit amount of money.
By above technical scheme it is found that this application provides a kind of self-service machine of exchanging, which is provided with processing
Device, touch screen, currency check and accept module and currency sends out module, and wherein touch screen can determine that the target of user exchanges currency type, goods
Coin is checked and accepted module and user is being put into after currency exchange examination, by processor according to the amount of money for treating currency exchange and related remittance
Rate calculates target redemption amount, and sends out module by currency and send out the currency after the exchange of target redemption amount, so as to fulfill
Self-service exchange flow of the user on self-aided terminal.The self-service machine of exchanging can be arranged on various places, and user need not go to bank
It carries out reservation to exchange, mode of exchanging is relatively simple convenient.
In practical applications, user may encounter such a case, i.e., the remaining amount of money is not in self-service machine of exchanging
Demand of exchanging can be met, self-service eedle of exchanging, can be according at any one in following processing mode to such case
Reason.
A kind of processing mode is processor, and it is more than the upper limit amount of money that target exchanges currency type to be additionally operable in target redemption amount
In the case of, the first prompt message is sent to touch screen, first prompt message is used to prompt user's gold for treating currency exchange
Volume transfinites；And it sends out module transmission to currency and returns instruction；Currency sends out module, after being additionally operable to receive and returning instruction, will treat
Currency exchange is sent out.
In this kind of processing mode, touch screen can carry out excess prompting, and directly send out module by currency and will receive
Treat that currency exchange is sent out.User can automatically reduce the amount of money for treating currency exchange being put into, but this kind is handled according to prompting
Method can not prompt the more information of user, and how much user oneself can only clearly require the amount of money that is put into.
Second of processing mode is processor, and it is more than the upper limit gold that target exchanges currency type to be additionally operable in target redemption amount
In the case of volume, the upper limit gold of the exchange rate and target exchange currency type between currency type and the currency type for treating currency exchange is exchanged according to target
Volume calculates the maximum dollar amount for treating currency exchange；And it is carried to second of touch screen transmission comprising the maximum dollar amount for treating currency exchange
Show information, the amount of money that second prompt message is used to that user to be prompted to treat currency exchange transfinites and treats that the maximum of currency exchange is golden
Volume；And it sends out module transmission to currency and returns instruction；Currency sends out module, after being additionally operable to receive and returning instruction, will wait to exchange
Currency is sent out.
Specifically, in the case of excess, a kind of possible demand of user is the amount of money for being capable of providing the independently machine of exchanging
All swap out.Therefore, in this kind of processing mode, if processor can also calculate user want independently to exchange it is upper in machine
If the limit amount of money is all exchanged, and then user is prompted to need the amount of money for treating currency exchange being put into, which treats currency exchange
Maximum dollar amount.And then touch screen not only carries out excess prompting, and user can also be prompted to treat the maximum dollar amount that currency exchange is put into,
This kind of processing mode is experienced more preferably for a user.
The third processing mode is shown in step S217~S228 in Fig. 3.Fig. 3 shows that the another kind of autonomous machine of exchanging is exchanged
Flow, the flow of exchanging is shown in Fig. 2 to exchange on process base, can also include step S217~S228.Need what is illustrated
It is that other steps in Fig. 3 are identical with the flow in Fig. 2, do not repeat herein, only illustrate step S217~S228 i.e. below
It can.
S217：Processor sends third prompt message to touch screen, and the third prompt message is used to prompt the user whether
Agree to that bank card is transferred accounts mode.
Wherein, if the judging result of step S212 is no, that is, it is more than that target exchanges the upper of currency type to illustrate target redemption amount
The amount of money is limited, in this case, whether processor generation third prompt message agrees to bank in third prompt message comprising user
Block two options of mode of transferring accounts, an options is yes, and an options is no.
S218：Touch screen shows third prompt message, and receives first choice item input by user.
Wherein, user can select in third prompt message be or any one no options, for the ease of under
The options of text distinguishes, and can options herein be known as first choice item.
S219：First choice item is sent to processor by touch screen.
S220：Processor judges whether first choice item is yes, if so then execute step S221.
If the determination result is YES, then illustrate that user agrees to that bank card is transferred accounts mode, therefore is sent to bank card identification module
Identification performs, to identify the bank card of user.
S221：Processor sends identification instruction, and send the 4th prompting message to touch screen to bank card identification module, the
Four prompting messages exchange maximum dollar amount and input redemption amount for prompting.
Wherein, processor can send identification instruction and the 4th prompting message simultaneously, can not also simultaneously send.4th
Prompting message is to provide the user with option, and option is that maximum dollar amount is exchanged on self-service machine of exchanging or exchanges other
Number.The selection power gives user, and user can independently determine how many number exchanged, and for a user, redemption means are more
Flexibly.
S222：Touch screen shows the 4th prompt message, receives the second options input by user.
Wherein, touch screen can show the 4th prompt message, can be connect comprising options, touch screen in the 4th prompt message
Options input by user is received, for the ease of being distinguished with first choice item, the selection item can be known as to the second options.
S223：If the second options is sent to processor by the second options to exchange maximum dollar amount.
S224：Processor sends out module transmission to currency and exchanges instruction, the instruction of exchanging comprising target exchange currency type and
Target exchanges the upper limit amount of money of currency type.
Wherein, the second options that processor receives for user want exchange maximum dollar amount, therefore, processor need to
Currency sends out module and sends the instruction of exchanging that currency type and the upper limit amount of money are exchanged comprising target, and step is performed to indicate that currency sends out module
Rapid S225 is to send out corresponding currency.
S225：Currency sends out module and send the corresponding currency of the upper limit amount of money of target exchange currency type and target exchange currency type
Go out.
S226：Bank card identification module detects whether input bank card, if detecting bank card, is identified according to bank card
Account information.
Wherein, after bank card identification module receives identification instruction, it can detect whether user is put into bank card.It needs
Bright, touch screen can prompt user to input bank card, user to be prompted to input bank card in bank card input port.If bank
Card identification module detects bank card, and account information can be recognized from bank card.
It should be noted that the execution sequence of this step is not limited to perform after step S225, as long as bank card
Identification module receives identification instruction, can perform this step.
S227：Account information is sent to processor by bank card identification module.
S228：Processor calculates the difference between the upper limit amount of money of target redemption amount and target exchange currency type, and will be poor
Value, target exchange currency type and account information is sent to server.
Wherein, target redemption amount is the total amount input by user treated currency exchange and can exchanged, in self-service machine of exchanging
Target exchange currency type the upper limit amount of money less than the total amount, therefore, calculate difference between the two, the difference be need to
The amount of money that the bank card at family is transferred accounts.
Difference represents the amount of money for needing to transfer accounts, and target exchanges currency type and represents the currency type of currency for needing to transfer accounts, account information
Represent the account for needing to turn to.Are exchanged currency type by difference, target for self-service machine of exchanging and account information is sent to server, so that clothes
Business device exchanges currency type and transfers accounts to account information according to difference, target.
By above technical scheme it is found that whether the flow of exchanging of self-service machine of exchanging can prompt the user with need to transfer accounts to silver
Row card can further prompt user if user selects to need, need to obtain the currency exchange of the upper limit amount of money at present still
The currency exchange of other numbers is obtained, if user selects to obtain the currency exchange of the upper limit amount of money, by the upper limit of self-service machine of exchanging
The currency exchange of the amount of money is sent out to user.
It should be noted that after the touch screen in above step S222 receives the second options, if the second options is
Redemption amount is inputted, then the input based on user is needed to operate, the exchange target amount of money input by user is sent to processor.Together
When processor, after being additionally operable to receive and exchanging the target amount of money, exchanged between currency type and the currency type for treating currency exchange according to target
The exchange rate and the exchange target amount of money, calculate needs treats redemption amount；Needs are treated that redemption amount is sent to touch screen.And then
What touch screen display needed treats redemption amount.
Specifically, comprising two options in the 4th information, one is to exchange for maximum dollar amount, and one is that gold is exchanged in input
Volume, it should be noted that the redemption amount represented is intended to the amount of money exchanged, that is, the amount of money of the currency after exchanging.Certainly, also
The amount of money for treating currency exchange, that is, the amount of money of the currency before exchanging can be inputted.If user selects input redemption amount, the exchange
The amount of money is properly termed as exchanging the target amount of money, and touch screen is sent to processor by the target amount of money is exchanged, is calculated by processor and exchange mesh
Redemption amount is treated corresponding to standard gold volume, this treats that redemption amount is to obtain exchanging the required amount of money of the target amount of money, is properly termed as
What is needed treats redemption amount.What touch screen display needed treats redemption amount, with prompt user want to exchange these amount of money need it is defeated
The amount of currency entered.
It, can be by user by above technical scheme it is found that self-service machine of exchanging is in the case of it is impossible to meet the demand of exchanging
Autonomous to determine to need to exchange how many currency at present, mode of exchanging is more flexible.
In order to ensure the safety exchanged, prevent unauthorized person from carrying out operation of exchanging, can to the identity of the personnel of exchanging into
Row verification.As shown in figure 4, self-service machine of exchanging on the architecture basics of above-mentioned Fig. 1, can also include authentication module 105.With
Under only authentication module 105 is illustrated, the explanation of other modules may refer to the explanation in above-mentioned Fig. 1, herein not
It repeats.
Authentication module 105, for obtaining the identity information of user；Identity information is verified, and identity is tested
Card result is sent to processor.
Wherein, authentication module 105 can specifically include identity card acquisition module and/or physical characteristics collecting module,
The identity information of acquisition can include ID card information and/or biological information.Biological information can specifically include with
Under any one in several：Head portrait image, iris, fingerprint etc..
If identity information includes ID card information, authentication module 105 verifies that the concrete mode of identity information can be with
It is that ID card information is sent to server, is verified in identification system ID card information by server, if verification
Pass through, then authentication result is that successfully, if authentication failed, authentication result is failure.
If identity information includes biological information, authentication module 105 verifies that the concrete mode of identity information can
To be, biological information is sent to server, is verified in identification system biological information by server, such as
Fruit is verified, then authentication result is that successfully, if authentication failed, authentication result is failure.
If identity information includes ID card information and includes this biological information of head portrait image, authentication module
The concrete mode of 105 verification identity informations can be that ID card information and head portrait image are sent to server, tested by server
Whether card head portrait image reaches similarity with the head portrait in ID card information, if reached, being confirmed as authentication result is
Otherwise success is failure.Alternatively, server can also separately verify identity card letter further according to above two verification mode
Breath and biological information, and only all verification results be successfully in the case of just determine authentication result be success,
Otherwise determine authentication result for failure.
It should be noted that the authentication process itself of authentication module 105 can send out module in currency to send out goods
Arbitrary steps before coin perform, and the authentication result of authentication module 105 can send out module in currency and send out currency
Arbitrary steps before are sent to processor.
In one example, after authentication result is sent to processor, processor is sent to bank card identification module
Identification instruction, and before touch screen the 4th prompting message of transmission, authentication result is judged for success or failure, if mistake
It loses, then the prompt message of authentication failure is sent to touch screen, and do not perform and refer to the transmission identification of bank card identification module
Enable, and to touch screen send four prompting messages the step of.Touch screen is additionally operable to the prompt message of display authentication failure.
In this way, if authentication fails, processor can't obtain the bank card information of user, thus just will not be to user
Account in transfer accounts.
In another example, after authentication result is sent to processor, processor according to target exchange currency type with
It treats the exchange rate between the currency type of currency exchange and treats the amount of money of currency exchange, before calculating target redemption amount, judge that identity is tested
Card result is successfully or fails, and if failure, then the prompt message of authentication failure is sent to touch screen, does not perform root
The exchange rate between currency type and the currency type for treating currency exchange is exchanged according to target and treats the amount of money of currency exchange, calculates target redemption amount
The step of；Touch screen is additionally operable to the prompt message of display authentication failure.In this way, if authentication fails, processor is not
Target redemption amount can be calculated, and then currency can't be triggered and send out module submitting currency.
In the specific implementation of above-mentioned example, can user to currency check and accept module input treat currency exchange it
Before, authentication is sent to processor as a result, being only successful in verification result, processor just triggers currency examination
Currency exchange is treated in module reception, if opposite verification result is failure, processor, which can't trigger currency, to be checked and accepted module and receive and wait to convert
It exchanges goods coin.
It should be noted that the processor of self-service machine of exchanging provided above can obtain data of exchanging, and can treat
Redemption data carries out the processing such as calculating of exchanging, and certainly, some processing operations can also be given server execution by the self-service machine of exchanging.
So as to as shown in figure 5, this application provides a kind of self-service system of exchanging, specifically include self-service machine 501 and the server 502 of exchanging.
Self-service machine 501 of exchanging, for the operation of exchanging triggered based on user, exchanging data acquisition to server transmission please
It asks；Show data of exchanging；Selection operation based on user determines that the target of user's selection exchanges currency type, and target is exchanged coin
Kind is sent to server；The identity information of user is obtained, identity information is sent to server；It is successfully in authentication result
In the case of, currency exchange is treated in reception；Determine to treat the currency type of currency exchange；Treat whether currency exchange is true described in verification；If it tests
Card result is yes, then statistics treats the amount of money of currency exchange；The currency type for treating currency exchange and the amount of money for treating currency exchange are sent to
Server；The currency type that currency exchange is treated described in display, the amount of money, target exchange currency type and the target redemption amount for the treatment of currency exchange；
Target is exchanged into currency type and the corresponding currency of target redemption amount is sent out；And it is sent out in currency successfully, to service
Device sends successfully feedback information of exchanging；
Server 502 after receiving data acquisition request of exchanging, inquires data of exchanging, and the data of exchanging include
The corresponding upper limit amount of money of the exchange rate, convertible currency type between convertible currency type, convertible currency type and other currency types；To exchange data
Return to self-service machine of exchanging；After receiving identity information, identity information is verified, authentication knot is returned to self-service machine of exchanging
Fruit；The exchange rate between currency type and the currency type for treating currency exchange is exchanged according to target and treats the amount of money of currency exchange, target is calculated and converts
Change the amount of money；In the case where target redemption amount is less than the upper limit amount of money that target exchanges currency type, target redemption amount is returned
Self-service machine of exchanging；And after receiving successfully feedback information of exchanging, target is exchanged into the corresponding upper limit amount of money of currency type and subtracts target
The upper limit amount of money is updated after redemption amount.
It should be noted that the self-service machine 501 of exchanging in this system is compared with the self-service machine of exchanging in Fig. 1, in Fig. 1 from
The function of the processor for the machine of exchanging is helped to realize that other functions are identical, do not repeat herein by server 502, can specifically be joined
See above description.
Likewise, in the case where the amount of money input by user for treating currency exchange is more than the upper limit amount of money, server can be to
Self-service machine of exchanging sends prompt message, prompts the user whether to agree to mode of transferring accounts, want so as to meet user through the mode of transferring accounts
Realize the demand for obtaining currency exchange.
In order to realize above-mentioned function, the function of server and self-service machine of exchanging is as described below.
Server is additionally operable in the case where target redemption amount is more than the upper limit amount of money that target exchanges currency type, to self-service
Machine of exchanging returns to the first prompt message, and first prompt message is for prompting the user whether to agree to that bank card is transferred accounts mode；
First choice item is in the case of being, sends identification instruction and the second prompting message, second prompting disappears to self-service machine of exchanging
Breath exchanges maximum dollar amount and input redemption amount for prompting；After receiving the second options for exchanging maximum dollar amount, to self-service
Machine of exchanging sends instruction of exchanging, and the instruction of exchanging exchanges currency type comprising target and target exchanges the upper limit amount of money of currency type；It calculates
Target redemption amount and target exchange the difference between the upper limit amount of money of currency type, and increase difference and target are converted in account information
Change the corresponding monetary information of currency type；
Self-service machine of exchanging is additionally operable to the first prompt message of display, receives the first choice item input by user whether agreed to,
And first choice item is sent to server, it shows the second prompt message, receives the second options input by user, and second
In the case that options is exchanges maximum dollar amount, the second options is sent to server；After receiving identification instruction, detection is
If detecting bank card, account information is identified, and account information is sent to service according to bank card for no input bank card
Device；And after receiving instruction of exchanging, target is exchanged into currency type and target exchanges the corresponding currency submitting of the upper limit amount of money of currency type.
Similarly, in the case where the amount of money input by user for treating currency exchange is more than the upper limit amount of money, user can be autonomous
Select the target amount of money exchanged, server calculates it according to the amount of money of input for user should need to be put into that how much amount of money is waited to convert
It exchanges goods coin, the target amount of money of target currency type currency is obtained to exchange.
Self-service machine of exchanging is additionally operable in the case where the second options is input redemption amount, the input behaviour based on user
Make, the exchange target amount of money input by user is sent to server；What display needed treats redemption amount.Server is additionally operable to connect
It receives after exchanging the target amount of money, the exchange rate between currency type and the currency type for treating currency exchange is exchanged according to target and exchanges target gold
Volume, calculate needs treats redemption amount；Needs are treated that redemption amount is back to self-service machine of exchanging.
It should be noted that the identity information that self-service machine 501 of exchanging is sent to server can include ID card information and/
Or biological information, then after server is for receiving identity information, identity information is verified, is returned to the self-service machine of exchanging
Return authentication as a result, including：Server, specifically for being verified to ID card information and/or biological information, to certainly
Machine of exchanging is helped to return to authentication result.
Wherein, the verification mode of server is referred to the verification mode of above-mentioned authentication module 105, does not go to live in the household of one's in-laws on getting married herein
It states.
It should be noted that each embodiment in this specification is described by the way of progressive, each embodiment weight
Point explanation is all difference from other examples, and just to refer each other for identical similar part between each embodiment.
It should also be noted that, herein, relational terms such as first and second and the like are used merely to one
Entity or operation are distinguished with another entity or operation, without necessarily requiring or implying between these entities or operation
There are any actual relationship or orders.Moreover, term " comprising ", "comprising" or its any other variant are intended to contain
Lid non-exclusive inclusion, so that process, method, article or equipment including a series of elements not only will including those
Element, but also including other elements that are not explicitly listed or further include as this process, method, article or equipment
Intrinsic element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that
Also there are other identical elements in process, method, article or equipment including above-mentioned element.
The foregoing description of the disclosed embodiments enables professional and technical personnel in the field to realize or using the application.
A variety of modifications of these embodiments will be apparent for those skilled in the art, it is as defined herein
General Principle can in other embodiments be realized in the case where not departing from spirit herein or range.Therefore, the application
The embodiments shown herein is not intended to be limited to, and is to fit to and the principles and novel features disclosed herein phase one
The most wide range caused.
Claims (13)
1. a kind of self-service machine of exchanging, which is characterized in that including：
Processor is exchanged data for obtaining, the data of exchanging include convertible currency type, convertible currency type and other currency types it
Between the exchange rate, the corresponding upper limit amount of money of convertible currency type；The data that will exchange are sent to touch screen；Currency type is exchanged with treating according to target
The exchange rate between the currency type of currency exchange and the amount of money for treating currency exchange, calculate target redemption amount, and by target redemption amount
It is sent to touch screen；In the case where target redemption amount is less than the upper limit amount of money that target exchanges currency type, mould is sent out to currency
Block sends instruction of exchanging, and currency type and target redemption amount are exchanged comprising target in instruction of exchanging；
Touch screen, for showing the data of exchanging；Selection operation based on user determines that the target of user's selection exchanges coin
Kind, and target exchange currency type is sent to processor；The currency type that currency exchange is treated described in display, the amount of money, the mesh for the treatment of currency exchange
Mark exchanges currency type and target redemption amount；
Currency checks and accepts module, and currency exchange is treated for receiving；Determine to treat the currency type of currency exchange；Currency exchange is treated described in verification is
It is no true；If verification result is yes, statistics treats the amount of money of currency exchange, and by the currency type for treating currency exchange and treats currency exchange
The amount of money be sent to the touch screen and the processor；
Currency sends out module, and after receiving instruction of exchanging, target is exchanged currency type and the corresponding currency of target redemption amount
It sends out.
2. self-service machine of exchanging according to claim 1, which is characterized in that
Processor is additionally operable to, in the case where target redemption amount is more than the upper limit amount of money that target exchanges currency type, send out to touch screen
The first prompt message is sent, the amount of money that first prompt message is used to that user to be prompted to treat currency exchange transfinites；And it is sent out to currency
Instruction is returned in module transmission；
Currency sends out module, after being additionally operable to receive and returning instruction, will treat that currency exchange is sent out.
3. self-service machine of exchanging according to claim 1, which is characterized in that
Processor is additionally operable to, in the case where target redemption amount is more than the upper limit amount of money that target exchanges currency type, convert according to target
The exchange rate and target changed between currency type and the currency type for treating currency exchange exchange the upper limit amount of money of currency type, and calculating treats currency exchange most
The big amount of money；And the second prompt message for including the maximum dollar amount for treating currency exchange is sent to touch screen, the second prompting letter
It ceases that the amount of money that user treats currency exchange is prompted to transfinite and treats the maximum dollar amount of currency exchange；And it sends out module to currency and sends
Return instruction；
Currency sends out module, after being additionally operable to receive and returning instruction, will treat that currency exchange is sent out.
4. self-service machine of exchanging according to claim 1, which is characterized in that
Processor is additionally operable to, in the case where target redemption amount is more than the upper limit amount of money that target exchanges currency type, send out to touch screen
Send third prompt message, the third prompt message is transferred accounts mode for prompting the user whether to agree to bank card；In first choice
For in the case of being, identification instruction is sent to bank card identification module, and the 4th prompting message is sent to touch screen, described the
Four prompting messages exchange maximum dollar amount and input redemption amount for prompting；Receive the second options for exchanging maximum dollar amount
Afterwards, it sends out module to currency and sends instruction of exchanging, the instruction of exchanging exchanges currency type comprising target and target exchanges the upper of currency type
Limit the amount of money；Calculate the difference between the upper limit amount of money of target redemption amount and target exchange currency type；And difference, target are exchanged
Currency type and account information are sent to server；
Touch screen is additionally operable to display third prompt message, receives the first choice item input by user whether agreed to, and by first
Options is sent to processor；It shows the 4th prompt message, receives the second options input by user, and be in the second options
In the case of exchanging maximum dollar amount, the second options is sent to processor；
Currency sends out module, is additionally operable to receive and exchange after instruction, and target is exchanged currency type and target exchanges the upper limit gold of currency type
The corresponding currency of volume is sent out；
Bank card identification module after receiving identification instruction, detects whether input bank card, if detecting bank card,
Account information is identified, and account information is sent to processor according to bank card.
5. self-service machine of exchanging according to claim 4, which is characterized in that
Touch screen is additionally operable in the case where the second options is input redemption amount, the input operation based on user, by user
The exchange target amount of money of input is sent to processor；What display needed treats redemption amount；
Processor is additionally operable to after receiving the exchange target amount of money, is exchanged between currency type and the currency type for treating currency exchange according to target
The exchange rate and exchange the target amount of money, calculate needs treats redemption amount；Needs are treated that redemption amount is sent to touch screen.
6. self-service machine of exchanging according to claim 4, which is characterized in that further include：Authentication module；
Authentication module, for obtaining the identity information of user；Identity information is verified, and authentication result is sent out
It send to processor；
Processor, be additionally operable to bank card identification module send identification instruction, and to touch screen send the 4th prompting message it
Before, authentication result is judged for success or failure, and if failure, then the prompting that authentication failure is sent to touch screen is believed
Breath, do not perform to bank card identification module send identification instruction, and to touch screen send four prompting messages the step of；
Touch screen is additionally operable to the prompt message of display authentication failure.
7. self-service machine of exchanging according to claim 4, which is characterized in that further include：Authentication module；
Authentication module, for obtaining the identity information of user；Identity information is verified, and authentication result is sent out
It send to processor；
Processor is additionally operable to exchanging the exchange rate between currency type and the currency type for treating currency exchange according to target and treating currency exchange
The amount of money before calculating target redemption amount, judges authentication result for success or failure, if failure, then to touch screen
The prompt message of authentication failure is sent, does not perform the remittance exchanged according to target between currency type and the currency type for treating currency exchange
The step of rate and amount of money for treating currency exchange, calculating target redemption amount；
Touch screen is additionally operable to the prompt message of display authentication failure.
8. the self-service machine of exchanging described according to claim 6 or 7, which is characterized in that authentication module is used for identity information
It is verified, including：
Authentication module demonstrate,proves information and/or biological information specifically for captured identity, and by ID card information and/or
Biological information is sent to server and receives what server was obtained according to ID card information and/or biological information
Authentication result.
9. a kind of self-service system of exchanging, which is characterized in that including：
For the operation of exchanging triggered based on user, data acquisition request of exchanging is sent to server for self-service machine of exchanging；Display is changed
Remittance data；Selection operation based on user determines that the target of user's selection exchanges currency type, and target exchange currency type is sent to clothes
Business device；The identity information of user is obtained, identity information is sent to server；Be in authentication result it is successful,
Currency exchange is treated in reception；Determine to treat the currency type of currency exchange；Treat whether currency exchange is true described in verification；If verification result is
It is that then statistics treats the amount of money of currency exchange；The currency type for treating currency exchange and the amount of money for treating currency exchange are sent to server；It is aobvious
Treat that the currency type of currency exchange, the amount of money for treating currency exchange, target exchange currency type and target redemption amount described in showing；Target is exchanged
Currency type and the corresponding currency of target redemption amount are sent out；And sent out successfully in currency, it exchanges to server transmission
Success feedback information；
Server after receiving data acquisition request of exchanging, inquires data of exchanging, and the data of exchanging include convertible coin
Kind, the corresponding upper limit amount of money of the exchange rate between convertible currency type and other currency types, convertible currency type；The data that will exchange return self-service
It exchanges machine；After receiving identity information, identity information is verified, authentication result is returned to self-service machine of exchanging；According to
Target exchanges the exchange rate between currency type and the currency type for treating currency exchange and treats the amount of money of currency exchange, calculates target redemption amount；
In the case where target redemption amount is less than the upper limit amount of money that target exchanges currency type, target redemption amount is returned into self-service exchange
Machine；And after receiving successfully feedback information of exchanging, target is exchanged into the corresponding upper limit amount of money of currency type and subtracts target redemption amount
After update the upper limit amount of money.
10. self-service system of exchanging according to claim 9, which is characterized in that
Server is additionally operable to, in the case where target redemption amount is more than the upper limit amount of money that target exchanges currency type, exchange to self-service
Machine returns to the first prompt message, and first prompt message is for prompting the user whether to agree to that bank card is transferred accounts mode；First
Options is in the case of being, sends identification instruction and the second prompting message, second prompting message is used to self-service machine of exchanging
Maximum dollar amount and input redemption amount are exchanged in prompting；After receiving the second options for exchanging maximum dollar amount, exchange to self-service
Machine sends instruction of exchanging, and the instruction of exchanging exchanges currency type comprising target and target exchanges the upper limit amount of money of currency type；Calculate target
Redemption amount and target exchange the difference between the upper limit amount of money of currency type, and increase difference and target exchange coin in account information
The corresponding monetary information of kind；
Self-service machine of exchanging is additionally operable to the first prompt message of display, receives the first choice item input by user whether agreed to, and will
First choice item is sent to server, shows the second prompt message, receives the second options input by user, and in the second selection
In the case that item is exchanges maximum dollar amount, the second options is sent to server；After receiving identification instruction, detect whether defeated
Enter bank card, if detecting bank card, account information is identified, and account information is sent to server according to bank card；With
And after receiving instruction of exchanging, target is exchanged into currency type and target exchanges the corresponding currency submitting of the upper limit amount of money of currency type.
11. self-service system of exchanging according to claim 10, which is characterized in that
Self-service machine of exchanging, is additionally operable in the case where the second options is input redemption amount, and the input operation based on user will
The exchange target amount of money input by user is sent to server；What display needed treats redemption amount；
Server is additionally operable to after receiving the exchange target amount of money, is exchanged between currency type and the currency type for treating currency exchange according to target
The exchange rate and exchange the target amount of money, calculate needs treats redemption amount；Needs are treated that redemption amount is back to self-service machine of exchanging.
12. self-service system of exchanging according to claim 9, which is characterized in that identity information include ID card information and/or
Biological information；
After then server is for receiving identity information, identity information is verified, authentication is returned to self-service machine of exchanging
As a result, including：
Specifically for being verified to ID card information and/or biological information, identity is returned to self-service machine of exchanging for server
Verification result.
13. self-service system of exchanging according to claim 12, which is characterized in that the biological characteristic letter of self-service machine transmission of exchanging
Breath includes head image information；Then server is for verifying ID card information and/or biological information, to self-service machine of exchanging
Return authentication as a result, including：
Server prestores head image information specifically for inquiring user according to ID card information, by the head portrait of self-service machine transmission of exchanging
Information is compared with the head image information that prestores, and authentication result is returned to self-service machine of exchanging.
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| CN201810044398.7A CN108269353B (en) | 2018-01-17 | 2018-01-17 | Self-service money exchange machine and self-service money exchange system |
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