CN108090738A - A kind of network-based investment and financing method and investment and financing system - Google Patents
A kind of network-based investment and financing method and investment and financing system Download PDFInfo
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- CN108090738A CN108090738A CN201711375393.4A CN201711375393A CN108090738A CN 108090738 A CN108090738 A CN 108090738A CN 201711375393 A CN201711375393 A CN 201711375393A CN 108090738 A CN108090738 A CN 108090738A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q10/10—Office automation; Time management
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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Abstract
The present invention relates to financial Financing Technology field, especially a kind of network-based investment and financing method comprises the following steps：S1, qualification testing；S2, posting request；S3, investor are invested；S4, a unique investor for obtaining the financing project is selected；S5, contract is automatically generated, completes investment and financing handing-over.The present invention provides a kind of new financing method and systems, and flow is succinctly easy to implement, and medium-sized and small enterprises is contributed to flexibly to finance.
Description
Technical field
The present invention relates to financial Financing Technology field more particularly to a kind of network-based investment and financing method and investment and financing systems
System.
Background technology
Traditional investment money channel only has stock market, bank, fund etc., these investment channels seriously constrain vast society
The smaller public of the public, especially financial strength, direct investment obtain equity in enterprise or even newly established enterprise, participate in directly
Venture capital investment, obtain higher investment return.And on the other hand, there is the financier that good idea has good project, due to lacking
Fund causes project that can not implement.
Financing one side threshold is quite high, process is rather cumbersome, generally faces the predicament of financing difficulties, and another
Aspect this also provide a chance, especially year without the people of good direction, fund, technology and ability to want to start an undertaking
Light people is, it is necessary to which a platform realizes the cause chance of oneself.
The content of the invention
The purpose of the present invention is to solve shortcoming in the prior art, and the network-based throwing of one kind proposed is melted
Capital's method and investment and financing system.
To achieve these goals, present invention employs following technical solutions：
A kind of network-based investment and financing method is designed, is comprised the following steps：
S1, financier and investor become management system member by qualification testing, and by identity information registration record in system
In database；
By login system after authentication, financier will need the fund financed to be sent out to system by client by S2, financier
Cloth is asked, and system is issued after receiving by way of publicity；
By login system after authentication, investor can select the financing request in publicity state to carry out by S3, investor
Investment, the fund of investor are taken care of before contract generation by system, and investor being capable of unrestricted choice revocation throwing during this period
Money, but need to pay a certain amount of penalty；
S4, there are multiple investors in the case of by the core calculation module in system select unique one according to the demand of financier
Name obtains the investor of the financing project, and it is notified, if not meeting the investor of condition, system will be invested and provided
Gold is retracted automatically；
S5, financier confirm that system automatically generates contract afterwards to financing result, complete investment and financing handing-over.
Preferably, financing and investor after qualification testing qualification, system can according to financing and investor selection and
Publicity or not publicity are carried out to auditing result in its portal website.
Preferably, contract needs to reach within submission capital fund latter week, and otherwise investor has the right to withdraw investment.
Preferably, the system management module signal is connected with core calculation module, public notification of information module, title examination mould
Block and information transit module, the core calculation module signal are connected with contract generation module, the contract generation module signal
Fund appropriation module is connected with, is determined by calculation after prime investment side, generate contract and completes fund appropriation, system pipes
It manages module to run for maintenance system, information transit module signal is connected with financing management module and management of investment module, described
Financing management module by signal is connected with financier's client, and the management of investment module by signal is connected with investor's client, throws
Capital and financier participate in financing project respectively by client login system.
Preferably, financier's client and the equal signal of investor's client are connected with authentication module, pass through body
Part authentication module verifies the identity of visitor.
Preferably, the signal transit module includes the data being connected with financing management module and management of investment module by signal
Compression module, the data compressing module signal are connected with data encryption module, and the data encryption module signal is connected with number
According to decompression module, by compression transmission, efficiency of transmission is effectively improved.
Preferably, the core calculation module includes data analysis module and data statistics module.
A kind of network-based investment and financing method proposed by the present invention and investment and financing system, advantageous effect are：The present invention
A kind of new financing method and system are provided, flow is succinctly easy to implement, and medium-sized and small enterprises is contributed to flexibly to finance.
Description of the drawings
Fig. 1 is a kind of system block diagram of network-based investment and financing system proposed by the present invention；
Fig. 2 is a kind of system block diagram of the information transit module of network-based investment and financing system proposed by the present invention；
Fig. 3 is a kind of system block diagram of the core calculation module of network-based investment and financing system proposed by the present invention.
Specific embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.
With reference to Fig. 1-3, a kind of network-based investment and financing method comprises the following steps：
S1, financier and investor become management system member by qualification testing, and by identity information registration record in system
In database；
By login system after authentication, financier will need the fund financed to be sent out to system by client by S2, financier
Cloth is asked, and system is issued after receiving by way of publicity；
By login system after authentication, investor can select the financing request in publicity state to carry out by S3, investor
Investment, the fund of investor are taken care of before contract generation by system, and investor being capable of unrestricted choice revocation throwing during this period
Money, but need to pay a certain amount of penalty；
S4, there are multiple investors in the case of by the core calculation module in system select unique one according to the demand of financier
Name obtains the investor of the financing project, and it is notified, if not meeting the investor of condition, system will be invested and provided
Gold is retracted automatically；
S5, financier confirm that system automatically generates contract afterwards to financing result, complete investment and financing handing-over.
After qualification testing qualification, system can be according to the selection of financing and investor and in its portal by financing and investor
Publicity or not publicity are carried out to auditing result on standing.
Contract needs to reach within submission capital fund latter week, and otherwise investor has the right to withdraw investment.
System management module signal is connected in core calculation module, public notification of information module, title examination module and information
Revolving die block, core calculation module signal are connected with contract generation module, and contract generation module signal is connected with fund appropriation module,
It is determined by calculation after prime investment side, generates contract and completes fund appropriation, system management module is used for maintenance system
Operation, information transit module signal are connected with financing management module and management of investment module, and financing management module by signal is connected with
Financier's client, management of investment module by signal are connected with investor's client, and investor and financier pass through client respectively
Login system participates in financing project.
Financier's client and the equal signal of investor's client are connected with authentication module, pass through authentication module pair
The identity of visitor is verified.
Signal transit module includes the data compressing module being connected with financing management module and management of investment module by signal, number
Data encryption module is connected with according to compression module signal, data encryption module signal is connected with data decompression module, passes through compression
Transmission, effectively improves efficiency of transmission.
Core calculation module includes data analysis module and data statistics module.
The foregoing is only a preferred embodiment of the present invention, but protection scope of the present invention be not limited thereto,
Any one skilled in the art in the technical scope disclosed by the present invention, technique according to the invention scheme and its
Inventive concept is subject to equivalent substitution or change, should be covered by the protection scope of the present invention.
Claims (7)
- A kind of 1. network-based investment and financing method, which is characterized in that comprise the following steps：S1, financier and investor become management system member by qualification testing, and by identity information registration record in system In database；By login system after authentication, financier will need the fund financed to be sent out to system by client by S2, financier Cloth is asked, and system is issued after receiving by way of publicity；By login system after authentication, investor can select the financing request in publicity state to carry out by S3, investor Investment, the fund of investor are taken care of before contract generation by system, and investor being capable of unrestricted choice revocation throwing during this period Money, but need to pay a certain amount of penalty；S4, there are multiple investors in the case of by the core calculation module in system select unique one according to the demand of financier Name obtains the investor of the financing project, and it is notified, if not meeting the investor of condition, system will be invested and provided Gold is retracted automatically；S5, financier confirm that system automatically generates contract afterwards to financing result, complete investment and financing handing-over.
- 2. a kind of network-based investment and financing method according to claim 1, it is characterised in that：Financing and investor are providing After lattice verification is qualified, system auditing result can be carried out according to the selection of financing and investor and in its portal website publicity or Not publicity.
- 3. a kind of network-based investment and financing method according to claim 1, it is characterised in that：Contract needs submitting throwing Money fund is reached in latter week, and otherwise investor has the right to withdraw investment.
- 4. a kind of network-based investment and financing system, including system management module, it is characterised in that：The system management module letter Number it is connected with core calculation module, public notification of information module, title examination module and information transit module, the core calculation module Signal is connected with contract generation module, and the contract generation module signal is connected with fund appropriation module, is determined by calculation most It after good investor, generates contract and completes fund appropriation, system management module runs for maintenance system, revolving die in information Block signal is connected with financing management module and management of investment module, and the financing management module by signal is connected with financier client End, the management of investment module by signal are connected with investor's client, and investor and financier are logged in respectively by client is System participates in financing project.
- 5. a kind of network-based investment and financing system according to claim 4, it is characterised in that：Financier's client Authentication module is connected with the equal signal of investor's client, the identity of visitor is verified by authentication module.
- 6. a kind of network-based investment and financing system according to claim 4, it is characterised in that：The signal transit module Including the data compressing module being connected with financing management module and management of investment module by signal, the data compressing module signal connects Data encryption module is connected to, the data encryption module signal is connected with data decompression module, by compression transmission, effectively improves Efficiency of transmission.
- 7. a kind of network-based investment and financing system according to claim 4, it is characterised in that：The core calculation module Including data analysis module and data statistics module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711375393.4A CN108090738A (en) | 2017-12-19 | 2017-12-19 | A kind of network-based investment and financing method and investment and financing system |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711375393.4A CN108090738A (en) | 2017-12-19 | 2017-12-19 | A kind of network-based investment and financing method and investment and financing system |
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| Publication Number | Publication Date |
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| CN108090738A true CN108090738A (en) | 2018-05-29 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711375393.4A Pending CN108090738A (en) | 2017-12-19 | 2017-12-19 | A kind of network-based investment and financing method and investment and financing system |
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| CN (1) | CN108090738A (en) |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103020862A (en) * | 2012-12-26 | 2013-04-03 | 沈一钢 | Online credit investment-financing method and system |
| US20150170270A1 (en) * | 2013-12-13 | 2015-06-18 | Kuo-Liang Hsu | Loan matching platform system |
| CN106934717A (en) * | 2017-03-06 | 2017-07-07 | 苏州爱的网络科技有限公司 | A kind of network investment and financing method and investment and financing system |
-
2017
- 2017-12-19 CN CN201711375393.4A patent/CN108090738A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103020862A (en) * | 2012-12-26 | 2013-04-03 | 沈一钢 | Online credit investment-financing method and system |
| US20150170270A1 (en) * | 2013-12-13 | 2015-06-18 | Kuo-Liang Hsu | Loan matching platform system |
| CN106934717A (en) * | 2017-03-06 | 2017-07-07 | 苏州爱的网络科技有限公司 | A kind of network investment and financing method and investment and financing system |
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Application publication date: 20180529 |