CN107767151A - Processing method, device and the server of favor information - Google Patents

Processing method, device and the server of favor information Download PDF

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Publication number
CN107767151A
CN107767151A CN201610674617.0A CN201610674617A CN107767151A CN 107767151 A CN107767151 A CN 107767151A CN 201610674617 A CN201610674617 A CN 201610674617A CN 107767151 A CN107767151 A CN 107767151A
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China
Prior art keywords
terminal equipment
favor information
server
message
additionally operable
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CN201610674617.0A
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Inventor
姚贵平
郭蕴川
陈洁茹
陈爱红
杜晓敏
管仕仲
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Ping An Bank Co Ltd
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Ping An Bank Co Ltd
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Priority to CN201610674617.0A priority Critical patent/CN107767151A/en
Publication of CN107767151A publication Critical patent/CN107767151A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0215Including financial accounts
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0225Avoiding frauds

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Development Economics (AREA)
  • Strategic Management (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Economics (AREA)
  • Marketing (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The embodiment of the present invention provides a kind of processing method of favor information, device and server, and this method includes:Server receives the favor information solicitation message that first terminal equipment is sent;Favor information solicitation message is used to apply for the first favor information, and favor information solicitation message carries the mark of first terminal equipment;Server carries out authentication process according to the mark of first terminal equipment to first terminal equipment;If first terminal equipment possesses the authority of application favor information, server sends Requisition Validation message to first terminal equipment;If server receives application corresponding to the first favor information of first terminal equipment return and obtains message, the first favor information is sent to first terminal equipment by server.Favor information content is supervised by server, and authentication identification is carried out to user by the terminal device of user side, the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, effectively improves Consumer's Experience.

Description

Processing method, device and the server of favor information
Technical field
The present embodiments relate to Internet technology, more particularly to a kind of processing method of favor information, device and service Device.
Background technology
With the rapid development and growth in the living standard of economy, many trade companies start to send out when user is consumed Sell stored value card, also referred to as Business Prepaid Cards, promotional card, trade company and need to collect certain fund to user, and by the fund The product or servicing rights information of counter value are stored with magnetizing mediums, chip card or other forms.And it is pre- to obtain this Products & services can be obtained with the right information that card is recorded in specific trade company by paying the user of card or promotional card.
But above-mentioned prepaid card or promotional card be all by trade company's voluntarily fabrication and maintenance, user obtain prepaid card or Need paying more fund to trade company in advance during person's promotional card, fund is controlled by trade company completely, and trade company can arbitrarily divert The fund that holder not yet consumes, once trade company manages improperly in itself or other reasonses, the prepaid card or excellent of user's purchase Favour card there may be the risk that can not be cashed, and cause Consumer's Experience poor.
The content of the invention
The embodiment of the present invention provides a kind of processing method of favor information, device and server, for solving current user The prepaid card or promotional card of purchase there may be the risk that can not be cashed, the problem of causing Consumer's Experience poor.
First aspect present invention provides a kind of processing method of favor information, including:
Server receives the favor information solicitation message that first terminal equipment is sent;The favor information solicitation message is used for Apply for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
The server carries out authentication process according to the mark of the first terminal equipment to the first terminal equipment;
If the first terminal equipment possesses the authority of application favor information, the server is set to the first terminal Preparation send Requisition Validation message;
If the server receives application corresponding to first favor information that the first terminal equipment returns and obtained Message is taken, then first favor information is sent to the first terminal equipment by the server.
Second aspect of the present invention provides a kind of processing unit of favor information, including:
Receiving module, for receiving the favor information solicitation message of first terminal equipment transmission;The favor information application Message is used to apply for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
Processing module, the first terminal equipment is carried out at authentication for the mark according to the first terminal equipment Reason;
Sending module, if possessing the authority of application favor information for the first terminal equipment, to described first eventually End equipment sends Requisition Validation message;
Apply if the receiving module receives corresponding to first favor information that the first terminal equipment returns Message is obtained, then the sending module is additionally operable to first favor information being sent to the first terminal equipment.
Third aspect present invention provides a kind of server, including:For controlling the processor of executable instruction execution, being used for Store memory, receiver and the transmitter of processor-executable instruction;
The receiver is used for the favor information solicitation message for receiving the transmission of first terminal equipment;The favor information application Message is used to apply for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
The processor is used to carry out at authentication the first terminal equipment according to the mark of the first terminal equipment Reason;
If the first terminal equipment possesses the authority of application favor information, the transmitter is used for described first eventually End equipment sends Requisition Validation message;
If the receiver receives application corresponding to first favor information that the first terminal equipment returns and obtained Message is taken, then the transmitter is additionally operable to first favor information being sent to the first terminal equipment.
Processing method, device and the server of favor information provided by the invention, server are sent out according to first terminal equipment The favor information solicitation message sent, is authenticated to first terminal equipment, and when first terminal equipment has authority, first eventually End equipment can obtain the favor information needed by the server, such as:Prepaid card and promotional card etc., the server are the 3rd The server just supervised, the trade company of hair fastener and the fund of user can be supervised, by the terminal device of user side to Family carries out authentication identification, and the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, is effectively carried High Consumer's Experience.
Brief description of the drawings
In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing There is the required accompanying drawing used in technology description to do one and simply introduce, it should be apparent that, drawings in the following description are this hairs Some bright embodiments, for those of ordinary skill in the art, without having to pay creative labor, can be with Other accompanying drawings are obtained according to these accompanying drawings.
Fig. 1 is the flow chart of the processing method embodiment one of favor information of the present invention;
Fig. 2 is the flow chart of the processing method embodiment two of favor information of the present invention;
Fig. 3 is the flow chart of the processing method embodiment three of favor information of the present invention;
Fig. 4 is the flow chart of the processing method example IV of favor information of the present invention;
Fig. 5 is the flow chart of the processing method embodiment five of favor information of the present invention;
Fig. 6 is the structural representation of the processing unit embodiment one of favor information of the present invention;
Fig. 7 is the structural representation of server example one of the present invention.
Embodiment
To make the purpose, technical scheme and advantage of the embodiment of the present invention clearer, below in conjunction with the embodiment of the present invention In accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is Part of the embodiment of the present invention, rather than whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art The every other embodiment obtained under the premise of creative work is not made, belongs to the scope of protection of the invention.
The technical scheme of the application, which is applied, to be included the terminal device of user side and the terminal device of trade company side and is used for User and trade company are registered, authenticated, in the ternary system of the third-party server of certification and information monitoring, follow-up Scheme is mainly used in above-mentioned server side, such as:The server can be arranged on bank, have bank to supervise fund interaction Pipe.First terminal equipment in the follow-up embodiment of this programme is the terminal device or client of user side;Second terminal is set Standby is the terminal device or client of trade company side, below by processing of the specific embodiment to favor information provided by the invention Method is described in detail.
Fig. 1 is the flow chart of the processing method embodiment one of favor information of the present invention, as shown in figure 1, this method is applied In server, the server can be arranged on bank, for being authenticated and being supervised to that can carry out the trade company of funds transaction and user Pipe, the processing method specific steps of the favor information include:
S101:Server receives the favor information solicitation message that first terminal equipment is sent;Favor information solicitation message is used In applying for the first favor information, and favor information solicitation message carries the mark of first terminal equipment.
In this step, if user needs to obtain some favor information, need by first terminal equipment to service Device is obtained, and in specific mode, user is by the clicking operation in first terminal equipment, favor information Shen corresponding to generation Please message, then transmit the message to server, server receives the favor information solicitation message, and the favor information application disappears The mark for including the first terminal equipment is at least needed in breath, optionally, can also include the first favor information type and Specific benefit data.
S102:Server carries out authentication process according to the mark of first terminal equipment to first terminal equipment.
In this step, server is believed according to the registration of all registered terminal devices for the advance acquisition being locally stored Breath, authenticates to the first terminal equipment according to the mark of the first terminal equipment, determines the first terminal equipment in the clothes Registered on business device, the acquisition of some favor information can be carried out.
Optionally, in this programme, the mark can also may be used with the device number of terminal device, the logon name of user's name To be telephone number, mailbox number etc., in specific implementation can according to user by being configured when first terminal facility registration, It is without limitation.
S103:If first terminal equipment possesses the authority of application favor information, server is sent to first terminal equipment Requisition Validation message.
In this step, it is already registered for if the server determine that going out the first terminal equipment, then passes through the first terminal Equipment send favor information application, and to first terminal equipment return Requisition Validation message so that user reaffirm whether Really to apply to first favor information.
S104:If server receives application corresponding to the first favor information of first terminal equipment return and obtains message, Then the first favor information is sent to first terminal equipment by server.
In this step, if server have received first after Requisition Validation information is sent to first terminal equipment The application that terminal device returns obtains message, then it is assumed that the user will obtain the first preferential letter by first terminal equipment really Breath, this application obtain message and are used for confirming that first terminal equipment obtains the first favor information, such as:User confirms to pay, then First terminal equipment gets paid notification server after the result of completion, enables the server to return corresponding favor information Back to first terminal equipment.
It can include in first favor information at least one in following information:Merchant information, preferential index, validity period Limit, it is applicable address.
Here merchant information refers to the information such as mark, title of trade company corresponding to first favor information, preferential finger Mark can be special discount, or wherein store up that how many fund can be used, and either reduce how many fund or can regard Information of how many use of funds etc., useful life refer to the deadline information that first favor information can use, such as:From obtaining Take away in three months beginnings effectively, or create to certain year from the favor information and in such a month, and on such a day end, for chain trade company This, which is applicable address, can refer to a few shops, can also refer to specifically used address;If the favor information, should for commercial circle Applicable address in first favor information can refer to some commercial circle, and wherein all trade companies are used, can basis to those information Actual conditions are configured, and are not limited specifically.
The processing method for the favor information that the present embodiment provides, the preferential letter that server is sent according to first terminal equipment Solicitation message is ceased, first terminal equipment is authenticated, when first terminal equipment has authority, first terminal equipment can lead to Cross the server and obtain the favor information needed, such as:Prepaid card and promotional card etc., the server are the service of third-party monitoring Device, the trade company of hair fastener and the fund of user can be supervised, carrying out authentication to user by the terminal device of user side recognizes It is fixed, the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, effectively improves Consumer's Experience.
Fig. 2 is the flow chart of the processing method embodiment two of favor information of the present invention, as shown in Fig. 2 in above-described embodiment On the basis of, the processing method for the favor information that the present embodiment provides comprises the following steps that:
S201:If first terminal equipment does not possess the authority of application favor information, server is sent out to first terminal equipment Registration invitation message is sent, so that first terminal equipment is registered on the server.
On the basis of above-described embodiment, if server is authenticated according to the log-on message being locally stored, finding should First terminal equipment is not registered also in local terminal, then needs to invite the first terminal equipment to be registered, that is, is invited and used Family is registered, and specifically invites mode, and server can show enrollment page by client in first terminal equipment, with Just user can input the information such as identification information and corresponding password from the page, complete registration on the server.
S202:Server receives the login request message that first terminal equipment is sent;Login request message includes first eventually The mark and checking information of end equipment.
The log-on message of the step inputs what is obtained for user by first terminal equipment, and user can set corresponding Account, i.e., the mark of above-mentioned first terminal equipment can be with the phone number, email address or user oneself of user The pet name or abbreviation of name, it is without limitation, checking information corresponding to the mark of the first terminal equipment can also be inputted, To be verified when logging in, user can set password according to the access right of oneself.
S203:Server carries out registed authorization according to login request message to first terminal equipment.
In this step, server is registered according to the registration information received to the first terminal equipment, will Corresponding log-on message is stored in local.
After first terminal equipment completes registration, and use log-on message logs in, server can continue to first terminal Whether equipment returns to Requisition Validation message, to apply really to first favor information so that user reaffirms.
If server after Requisition Validation information is sent to first terminal equipment, have received the return of first terminal equipment Application obtain message, then it is assumed that the user will obtain first favor information by first terminal equipment really, and this application obtains Message is taken to be used for confirming that first terminal equipment obtains the first favor information, such as:User confirms to pay, then first terminal equipment Notification server after the result of completion is got paid, enables the server to corresponding favor information returning to first terminal Equipment.
It can include in first favor information at least one in following information:Merchant information, preferential index, validity period Limit, it is applicable address.
Optionally, above-mentioned registration process is a kind of concrete implementation mode, in the specific implementation, user can actively exist Registered on server or server or trade company carry out invitation registration, can also be above-mentioned mode, obtaining Find to be registered again without registered when some favor information, the specific implementation present invention is not limited.
The processing method for the favor information that the present embodiment provides, is registered on the server in advance by terminal device, Server can be supervised as third party to the trade company of hair fastener and the fund of user, by the terminal device of user side to Family carries out authentication identification, and the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, is effectively carried High Consumer's Experience.
Fig. 3 is the flow chart of the processing method embodiment three of favor information of the present invention, as shown in figure 3, in any of the above-described reality On the basis of applying example, the first terminal equipment of user side needs to obtain favor information, but server needs favor information Can be so that those favor informations can be that trade company is created on the server by client, therefore before said process, also need Corresponding favor information is created, the processing method for the favor information that the present embodiment provides concretely comprises the following steps:
S301:Server receives the favor information request to create message that second terminal equipment is sent;Favor information creates please Message is asked to carry the mark of second terminal equipment.
In this step, trade company actively can send favor information request to create by second terminal device-to-server and disappear Breath, i.e., trade company needs to issue favor information on the server, so that user can be seen by client, is then consumed, Then need to initiate to apply to server, including the register account number of the mark of second terminal equipment, that is, trade company, Ke Yishi Cell-phone number or the identification information of trade company oneself name, are not limited specifically to this.
S302:Server carries out authentication process according to the mark of second terminal equipment to second terminal equipment.
In this step, it is similar with the authentication of the above-mentioned first terminal equipment in embodiment one, it is also required to here to Two terminal devices are authenticated, and determine whether second terminal equipment is already registered for, if do not registered also, are not also authenticated If, the certification second terminal equipment is not over authentication, if registered but without progress prestige certification or real name If certification, also confirm the trade company not over authentication.
S303:If second terminal equipment possesses the authority for creating favor information, server is sent to second terminal equipment Benefit data obtains request message.
In this step, if the second terminal equipment, that is, the trade company are strictly to be registered, also believed Praise certification and/or real-name authentication, then it is assumed that the second terminal equipment can create favor information by server, at this moment server Benefit data can be sent to second terminal equipment and obtain request message, be generally by installed in second terminal equipment On client shown, need which the benefit data that obtains has to trade company's displaying, so that trade company inputs pair as needed The information answered.
S304:Server receives the benefit data that second terminal equipment is sent.
In this step, trade company inputs related benefit data by second terminal equipment as requested, such as:Can be Discount data, access times data, time data, completely send at least one in data, the Stored Value amount of money etc., second terminal equipment exists When getting the benefit data, server is sent it to.
S305:Server creates the first favor information according to benefit data.
Server is according to the benefit data, favor information corresponding to establishment, can be specifically above-mentioned in the present embodiment The establishment of first favor information.The first favor information after establishment includes following at least one:Merchant information, preferential index, Useful life, it is applicable address.
In the present embodiment, if server is that second terminal equipment does not possess wound to the authenticating result of second terminal equipment The authority of favor information is built, then the server sends certification message request to the second terminal equipment, so that described second Terminal device completes credit worthiness certification on the server.
The program is meant that to be needed to register on the server to trade company i.e. second terminal equipment, and trade company It is more than to need to be registered, it is also necessary to certain certification, to be further ensured that the safety of clients fund.
In said process, its implementation process is that trade company actively initiates to carry out the establishment process of favor information on the server, But in actual applications, it is some it is preferential can be directed to fixed commercial circle, or can be led for some type of merchandises, server Trend trade company initiates to invite, and invites some trade companies to create favor information in some commercial circle or for certain class product, specific real Now step is:
Server sends favor information to second terminal equipment and creates message request;
If server receives the benefit data of second terminal equipment return, server is according to creating benefit data First favor information.
After server initiates favor information establishment invitation, trade company can be selected according to actual conditions, if trade company Same establishment favor information, then benefit data corresponding to the content input shown according to the client in second terminal equipment, so The benefit data is returned to server by second terminal equipment afterwards, so that server creates favor information according to benefit data.
In any of the above embodiments, same user, that is, first terminal equipment can obtain it is multiple preferential Information;Same trade company, that is, second terminal equipment can also create multiple favor informations by server simultaneously, operation When can be operated by different clients.
The processing method for the favor information that the present embodiment provides, second terminal equipment create favor information by server, The favor information that first terminal equipment can obtain trade company by server i.e. second terminal equipment creates, server conduct Third party can supervise to establishing the trade company of favor information and the fund of user, by the terminal device of user side to user Authentication identification is carried out, the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, is effectively improved Consumer's Experience.
Fig. 4 is the flow chart of the processing method example IV of favor information of the present invention, as shown in figure 4, at any of the above-described On the basis of embodiment, for the first terminal equipment of user side, the favor information of all acquisitions can be inquired about on the server Quantity and specific favor information;For the second terminal equipment of trade company side, all establishments can also be inquired about on the server Favor information, and the information such as acquisition situation of each favor information, below by taking first terminal equipment as an example, illustrate the process:
S401:Server receives the first favor information inquiry request that first terminal equipment is sent.
S402:Server is obtained corresponding to the mark of first terminal equipment at least according to the first favor information inquiry request One the second favor information.
In this programme, server receives the inquiry request that the first terminal equipment of user side is sent, and is then looked into according to this The mark of the first terminal equipment in request, that is, the log-on message of the user are ask, is obtained according to the user being locally stored The data of favor information inquired about, tied the second favor information all corresponding to the first terminal equipment as inquiry Fruit;Those second favor informations can include the favor information used and/or the favor information having not been used, specific inquiry Condition users can be configured according to actual conditions.
S403:Server sends at least one second favor information to first terminal equipment.
Server by inquiry to multiple second favor informations that have obtained of the user be sent to first terminal equipment, First terminal equipment is shown by the client installed in local terminal.
Optionally, the inquiry for trade company side and similar method, concrete implementation step are:
Server receives the second favor information inquiry request that second terminal equipment is sent;Second favor information inquiry please The mark of second terminal equipment is at least carried in asking, can be the mark of Merchants register.
For server according to the second favor information inquiry request, obtain the establishment of second terminal equipment at least one 3rd is excellent Favour information;
Server sends at least one 3rd favor information to second terminal equipment.Can be in corresponding client end interface On be shown to trade company, so that trade company understands the situation of issued favor information.
Optionally, trade company can also be deleted the favor information created, need trade company when specific implementation Server is notified to be handled, specific implementation process is:
Server receives the first favor information deletion request message that the second terminal equipment is sent;
Server is offline by first favor information according to the first favor information deletion request message.
If the second terminal equipment of trade company side sends the deletion request message of some corresponding the first favor information, take Be engaged in device by first favor information in the client of user side it is offline, that is, it is invalid or expired to directly display, and forbids obtaining, or Person can directly delete.
Now, it should be ensured that obtained the user of the favor information can be continuing with or select returning it is remaining Fund, that is, carry out reimbursement or wait operation, specific implementation can be as follows:
Server is offline by the first favor information, and user is checked by first terminal equipment has known first favor information It through offline, then can select to be continuing with, or quit the subscription of, if user selects to quit the subscription of (i.e. reimbursement), Huo Zheyin in this condition For other the reason for, user abandons consuming using the favor information, can also select to quit the subscription of, in the case of this kind, first terminal is set Standby to send favor information unsubscription request message to server, server is or local from the second terminal equipment of trade company side The service condition of the first favor information corresponding to the first terminal equipment is obtained, the fund that user is had not been used returns to use Family.
Fig. 5 is the flow chart of the processing method embodiment five of favor information of the present invention.As shown in figure 5, in any of the above-described reality On the basis of applying example, below so that one kind implements as an example, the processing method of favor information provided by the invention is illustrated, Implementing step is:
S501:Server receives the login request message that first terminal equipment is sent.
S502:Server receives the authentication request message that second terminal equipment is sent.
First terminal equipment and second terminal equipment complete registration in the no sequencing of registration of server side Afterwards, server can be by the client that is separately mounted in first terminal equipment and second terminal equipment and second terminal equipment User and Merchants register is notified to complete.
Unlike user, in order to ensure the fund security of user and smoothly consumption, it is necessary to trade company carry out prestige or The certification of person's business circumstance or real name.
S503:Server receives the favor information request to create message that second terminal equipment is sent.
S504:Server carries out authentication process to second terminal equipment, determines whether second terminal equipment passes through certification.
S505:If for second terminal equipment by certification, server sends benefit data acquisition to second terminal equipment please Seek message.
S506:Server receives the benefit data for the transmission that second terminal equipment is sent.
S507:Server creates the first favor information according to benefit data.
Above-mentioned S503-S507, said process create favor information on the server for the second terminal equipment of trade company side Detailed process, each trade company can create favor information on the server by same second terminal equipment, can also lead to Cross different second terminal equipment to be created, each trade company can create multiple different favor informations on the server.
S508:Server receives the favor information solicitation message that first terminal equipment is sent.
S509:Server carries out authentication process according to the mark of first terminal equipment to first terminal equipment.
S510:If first terminal equipment possesses the authority of application favor information, server is sent to first terminal equipment Requisition Validation message.
S511:Server receives application corresponding to the first favor information that first terminal equipment returns and obtains message.
Generally, application here obtains the payment process for the user that message refers to, if user pays successfully, Corresponding favor information can be obtained, otherwise can not be obtained.
S512:First favor information is sent to first terminal equipment by server.
Above-mentioned S508-S512 processes are the process that user applies for favor information, same user can by different or Multiple favor informations of the same trade company of person's identical first terminal equipment application, can also apply for the multiple excellent of different trade companies Favour information, it is without limitation.
Follow-up step is all optional implementation procedure, is not to be had to carry out in each scheme.
Optionally, the program is further comprising the steps of:
S513:Server receives the first favor information deletion request message that second terminal equipment is sent.
S514:Server is offline by the first favor information according to the first favor information deletion request message.
In step S513-S514, server can answer second terminal equipment, that is, trade company is needed to favor information Carry out offline processing.
Optionally, the program can also comprise the following steps:
S515:Server receives the first favor information inquiry request that first terminal equipment is sent.
S516:Server is obtained corresponding to the mark of first terminal equipment at least according to the first favor information inquiry request One the second favor information, and at least one second favor information is sent to first terminal equipment.
In step S515-S516, user side can be carried out by first terminal equipment to the favor information bought Inquiry.
Optionally, the program can also comprise the following steps:
S517:Server receives the second favor information inquiry request that second terminal equipment is sent.
S518:Server according to the second favor information inquiry request, obtain second terminal equipment establishment it is at least one 3rd favor information, and at least one 3rd favor information is sent to second terminal equipment.
In step S517-S518, trade company side can also by second terminal equipment to it is issued on the server Favor information is inquired about.
Pass through examples detailed above, it is found that again in the processing method of the favor information, the service implement body can realize with Under several functions:
First, server can be managed trade company
1st, the details of all trade companies can be inquired about;
2nd, the shop that can be submitted to trade company by client is created or modification application is examined and handled, can also be right The establishment or modification application for the favor information that trade company is submitted by client are examined and handled;
3rd, addition or other information can be invited to the client push message of specified one or more trade companies;
4th, trade company can be carried out forbidding sending out the punishment such as neocaine, undercarriage commodity, close up shop and stop business, i.e., examination is carried out to bad trade company, Ensure the consumption experience of user.
2nd, the management of favor information
1st, can inquire about all favor informations (such as:Member card, stored value card, discount card etc.) details;
2nd, all member's situations for buying certain favor information can be checked, and these members can be given to push related message;
3rd, specified one or more favor informations can be recommended to user, such as use is shown to by client Family;
4th, specified one or more favor informations can be carried out with the punishment such as undercarriage, ensure customer consumption experience;
3rd, user management
1st, the details of all users (namely using the member for the client for realizing the program) can be checked;
2nd, the one or more user's PUSH messages specified can be given;
3rd, certain favor information that can be held to user return the operation of fund;
4th, specified one or more users can be carried out forbidding buying card, force to move back the punishment such as card, title;
5th, it can increase newly, delete user;
6th, user right can be authorized or changed to user.
4th, the transaction details of favor information
1st, the detail of All Activity can be checked and be exported operation;
5th, loan administration
1st, the details of all loan applications can be inquired about;
2nd, handler can be pressed and handles loan application as early as possible;
6th, evaluation management
1st, the details of all evaluations can be checked;
2nd, specified one or more evaluation can be recommended or freeze operation;
7th, favor information promotes management
1st, the details of all advertisements of issue can be checked;
2nd, the new advertising message that can be issued;
The 3rd, the operation such as can modify to announced advertisement, delete;
8th, special preferential treatment (such as red packet and coupons) manages
1st, the details of all special preferential treatment advertising campaigns can be checked;
2nd, it can increase newly, change, deleting the one or more special preferential treatment advertising campaigns specified.
The processing method of favor information provided by the invention, it is mainly used in the clothes that bank or other regulators are set It is engaged in device, trade company and user can be supervised simultaneously, favor information content is supervised by server, and passes through The terminal device of user side carries out authentication identification to user, and being obtained for user while favor information is provided and facilitated can ensure to use The safety of family fund, effectively improve the consumption experience of user.
Fig. 6 is the structural representation of the processing unit embodiment one of favor information of the present invention, as shown in fig. 6, the preferential letter The processing unit 10 of breath, including:
Receiving module 11, for receiving the favor information solicitation message of first terminal equipment transmission;The favor information Shen Please message be used to apply for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
Processing module 12, the first terminal equipment is carried out at authentication for the mark according to the first terminal equipment Reason;
Sending module 13, if possessing the authority of application favor information for the first terminal equipment, to described first Terminal device sends Requisition Validation message;
If the receiving module 11 receives Shen corresponding to first favor information that the first terminal equipment returns Message please be obtain, then the sending module 13 is additionally operable to first favor information being sent to the first terminal equipment.
The processing unit for the favor information that the present embodiment provides, for performing server in foregoing either method embodiment Technical scheme, its implementing principle and technical effect is similar, the favor information Shen that processing module is sent according to first terminal equipment Please message, first terminal equipment is authenticated, when first terminal equipment has authority, first terminal equipment can be by this Device obtains the favor information needed, such as:Prepaid card and promotional card etc., the processing unit of the favor information is third-party monitoring Equipment, do not dominated by trade company directly, the trade company of hair fastener and the fund of user can be supervised, pass through the terminal of user side Equipment carries out authentication identification to user, and the peace that can ensure user's fund while favor information is provided and facilitated is obtained for user Entirely, Consumer's Experience is effectively improved.
In the embodiment two of the processing unit 10 of favor information, if the first terminal equipment does not possess the preferential letter of application The authority of breath, then the sending module 13 be additionally operable to send registration invitation message to the first terminal equipment so that described the One terminal device is registered on the server.
Optionally, the receiving module 11 is additionally operable to receive the login request message that the first terminal equipment is sent;Institute Stating login request message includes the mark and checking information of the first terminal equipment;
The processing module 12 is additionally operable to carry out registration to the first terminal equipment according to the login request message to award Power.
Optionally, the receiving module 11, which is additionally operable to receive the favor information request to create that second terminal equipment is sent, disappears Breath;The favor information request to create message carries the mark of the second terminal equipment;
The processing module 12 is additionally operable to carry out the second terminal equipment according to the mark of the second terminal equipment Authentication process;
If the second terminal equipment possesses the authority for creating favor information, the sending module 13 is additionally operable to described Second terminal equipment sends benefit data and obtains request message;
The receiving module 11 is additionally operable to receive the benefit data that the second terminal equipment is sent;
The processing module 12 is additionally operable to create first favor information according to the benefit data.
Optionally, if the second terminal equipment does not possess the authority for creating favor information, the sending module 13 is also For sending certification message request to the second terminal equipment, so that the second terminal equipment is completed on the server Credit worthiness certification.
Optionally, the sending module 13 is additionally operable to send favor information establishment message request to second terminal equipment;
If the receiving module 11 receives the benefit data that the second terminal equipment returns, the processing module 12 It is additionally operable to create first favor information according to the benefit data.
Optionally, the receiving module 11 is additionally operable to receive the first favor information deletion that the second terminal equipment is sent Request message;
The processing module 12 is additionally operable to according to the first favor information deletion request message, by the described first preferential letter Cease offline.
Optionally, the receiving module 11 is additionally operable to receive the first favor information inquiry that the first terminal equipment is sent Request;
The processing module 12 is additionally operable to, according to the first favor information inquiry request, obtain the first terminal equipment Mark corresponding at least one second favor information;
The sending module 13 is additionally operable to send at least one second favor information to the first terminal equipment.
Optionally, the receiving module 11 is additionally operable to receive the second favor information inquiry that the second terminal equipment is sent Request;
The processing module 12 is additionally operable to, according to the second favor information inquiry request, obtain the second terminal equipment Establishment at least one 3rd favor information;
The sending module 13 is additionally operable to send at least one 3rd favor information to the second terminal equipment.
Optionally, first favor information that the sending module 13 is sent includes following at least one:Merchant information, Preferential index, useful life, it is applicable address.
The processing unit for the favor information that the present embodiment provides, for performing server in foregoing either method embodiment Technical scheme, its implementing principle and technical effect is similar, will not be repeated here.
Fig. 7 is the structural representation of server example one of the present invention, as shown in fig. 7, the server 20 includes:For controlling Processor 21, the memory 22 for storing the executable instruction of processor 21, receiver 23 and the hair that executable instruction processed performs Send device 24;
The receiver 23 is used for the favor information solicitation message for receiving the transmission of first terminal equipment;The favor information Shen Please message be used to apply for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
The processor 21 is used to authenticate the first terminal equipment according to the mark of the first terminal equipment Processing;
If the first terminal equipment possesses the authority of application favor information, the transmitter 24 is used for described first Terminal device sends Requisition Validation message;
Apply if the receiver 23 receives corresponding to first favor information that the first terminal equipment returns Message is obtained, then the transmitter 24 is additionally operable to first favor information being sent to the first terminal equipment.
The server that the present embodiment provides, for performing the technical scheme of server in foregoing either method embodiment, its Implementing principle and technical effect are similar, the favor information solicitation message that processor is sent according to first terminal equipment, to first Terminal device is authenticated, and when first terminal equipment has authority, first terminal equipment can be obtained by the device to be needed Favor information, such as:Prepaid card and promotional card etc., the processing unit of the favor information are the equipment of third-party monitoring, not directly Connect and dominated by trade company, the trade company of hair fastener and the fund of user can be supervised, by the terminal device of user side to user Authentication identification is carried out, the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, is effectively improved Consumer's Experience.
If server 20 in the specific implementation, the first terminal equipment do not possess application favor information authority, The transmitter 24 sends registration invitation message to the first terminal equipment, so that the first terminal equipment is in the service Registered on device.
Optionally, the receiver 23 is additionally operable to receive the login request message that the first terminal equipment is sent;It is described Login request message includes the mark and checking information of the first terminal equipment;
The processor 21 is additionally operable to carry out registed authorization to the first terminal equipment according to the login request message.
Optionally, the receiver 23 is additionally operable to receive the favor information request to create message that second terminal equipment is sent; The favor information request to create message carries the mark of the second terminal equipment;
The processor 21 is additionally operable to reflect to the second terminal equipment according to the mark of the second terminal equipment Power processing;
If the second terminal equipment possesses the authority for creating favor information, the transmitter 24 is additionally operable to described the Two terminal devices send benefit data and obtain request message;
The receiver 23 is additionally operable to receive the benefit data that the second terminal equipment is sent;
The processor 21 is additionally operable to create first favor information according to the benefit data.
Optionally, if the second terminal equipment does not possess the authority for creating favor information, the transmitter 24 is also used In sending certification message request to the second terminal equipment, so that the second terminal equipment completes letter on the server Reputation degree certification.
Optionally, the transmitter 24 is additionally operable to send favor information establishment message request to second terminal equipment;
If the receiver 23 receives the benefit data that the second terminal equipment returns, the processor 21 is also used According to benefit data establishment first favor information.
Optionally, the receiver 23 be additionally operable to receive the first favor information that the second terminal equipment is sent deletes please Seek message;
The processor 21 is additionally operable to according to the first favor information deletion request message, by first favor information It is offline.
Optionally, the receiver 23 be additionally operable to receive the first favor information inquiry that the first terminal equipment is sent please Ask;
The processor 21 is additionally operable to, according to the first favor information inquiry request, obtain the first terminal equipment At least one second favor information corresponding to mark;
The transmitter 24 is additionally operable to send at least one second favor information to the first terminal equipment.
Optionally, the receiver 23 be additionally operable to receive the second favor information inquiry that the second terminal equipment is sent please Ask;
The processor 21 is additionally operable to, according to the second favor information inquiry request, obtain the second terminal equipment At least one 3rd favor information created;
The transmitter 24 is additionally operable to send at least one 3rd favor information to the second terminal equipment.
Optionally, first favor information that the transmitter 24 is sent includes following at least one:It is merchant information, excellent Favour index, useful life, it is applicable address.
The server that the present embodiment provides, for performing the technical scheme of server in foregoing either method embodiment, its Implementing principle and technical effect are similar, will not be repeated here.
In the embodiment of above-mentioned server, it should be appreciated that processor can be CPU (English:Central Processing Unit, referred to as:CPU), it can also be other general processors, digital signal processor (English:Digital Signal Processor, referred to as:DSP), application specific integrated circuit (English:Application Specific Integrated Circuit, referred to as:ASIC) etc..General processor can be microprocessor or the processor can also be any conventional place Manage device etc..The step of method with reference to disclosed in the embodiment of the present invention, can be embodied directly in hardware processor and perform completion, or Hardware and software module combination in person's processor perform completion.
One of ordinary skill in the art will appreciate that:Realizing all or part of step of above-mentioned each method embodiment can lead to The related hardware of programmed instruction is crossed to complete.Foregoing program can be stored in a computer-readable access to memory.The program Upon execution, the step of execution includes above-mentioned each method embodiment;And foregoing memory (storage medium) includes:Read-only storage Device (English:Read-only memory, abbreviation:ROM), RAM, flash memory, hard disk, solid state hard disc, tape (English: Magnetic tape), floppy disk (English:Floppy disk), CD (English:Optical disc) and its any combination.
Finally it should be noted that:Various embodiments above is merely illustrative of the technical solution of the present invention, rather than its limitations;To the greatest extent The present invention is described in detail with reference to foregoing embodiments for pipe, it will be understood by those within the art that:Its according to The technical scheme described in foregoing embodiments can so be modified, either which part or all technical characteristic are entered Row equivalent substitution;And these modifications or replacement, the essence of appropriate technical solution is departed from various embodiments of the present invention technology The scope of scheme.

Claims (30)

  1. A kind of 1. processing method of favor information, it is characterised in that including:
    Server receives the favor information solicitation message that first terminal equipment is sent;The favor information solicitation message is used to apply First favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
    The server carries out authentication process according to the mark of the first terminal equipment to the first terminal equipment;
    If the first terminal equipment possesses the authority of application favor information, the server is sent out to the first terminal equipment Send Requisition Validation message;
    Disappear if the server receives application acquisition corresponding to first favor information that the first terminal equipment returns Breath, then first favor information is sent to the first terminal equipment by the server;Wherein, the server is arranged on Bank side.
  2. 2. according to the method for claim 1, it is characterised in that methods described also includes:
    If the first terminal equipment does not possess the authority of application favor information, the server is to the first terminal equipment Registration invitation message is sent, so that the first terminal equipment is registered on the server.
  3. 3. according to the method for claim 2, it is characterised in that methods described also includes:
    The server receives the login request message that the first terminal equipment is sent;The login request message includes described The mark and checking information of first terminal equipment;
    The server carries out registed authorization according to the login request message to the first terminal equipment.
  4. 4. according to the method described in any one of claims 1 to 3, it is characterised in that the server receives first terminal equipment Before the favor information solicitation message of transmission, methods described also includes:
    The server receives the favor information request to create message that second terminal equipment is sent;The favor information request to create Message carries the mark of the second terminal equipment;
    The server carries out authentication process according to the mark of the second terminal equipment to the second terminal equipment;
    If the second terminal equipment possesses the authority for creating favor information, the server is sent out to the second terminal equipment Benefit data is sent to obtain request message;
    The server receives the benefit data that the second terminal equipment is sent;
    The server creates first favor information according to the benefit data.
  5. 5. according to the method for claim 4, it is characterised in that methods described also includes:
    If the second terminal equipment does not possess the authority for creating favor information, the server is to the second terminal equipment Certification message request is sent, so that the second terminal equipment completes credit worthiness certification on the server.
  6. 6. according to the method described in any one of claims 1 to 3, it is characterised in that the server receives first terminal equipment Before the favor information solicitation message of transmission, methods described also includes:
    The server sends favor information to second terminal equipment and creates message request;
    If the server receives the benefit data that the second terminal equipment returns, the server is according to described preferential First favor information described in data creation.
  7. 7. according to the method for claim 6, it is characterised in that methods described also includes:
    The server receives the first favor information deletion request message that the second terminal equipment is sent;
    The server is offline by first favor information according to the first favor information deletion request message.
  8. 8. according to the method described in any one of claims 1 to 3, it is characterised in that methods described also includes:
    The server receives the first favor information inquiry request that the first terminal equipment is sent;
    The server is obtained corresponding to the mark of the first terminal equipment extremely according to the first favor information inquiry request Few second favor information;
    The server sends at least one second favor information to the first terminal equipment.
  9. 9. the method according to claim 5 or 7, it is characterised in that methods described also includes:
    The server receives the second favor information inquiry request that the second terminal equipment is sent;
    The server obtains at least the one of the establishment of the second terminal equipment according to the second favor information inquiry request Individual 3rd favor information;
    The server sends at least one 3rd favor information to the second terminal equipment.
  10. 10. according to the method described in any one of claims 1 to 3, it is characterised in that first favor information is included below extremely It is few one:Merchant information, preferential index, useful life, applicable address.
  11. A kind of 11. processing unit of favor information, it is characterised in that including:
    Receiving module, for receiving the favor information solicitation message of first terminal equipment transmission;The favor information solicitation message For applying for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
    Processing module, authentication process is carried out to the first terminal equipment for the mark according to the first terminal equipment;
    Sending module, if possessing the authority of application favor information for the first terminal equipment, set to the first terminal Preparation send Requisition Validation message;
    If the receiving module receives application corresponding to first favor information that the first terminal equipment returns and obtained Message, then the sending module be additionally operable to first favor information being sent to the first terminal equipment.
  12. 12. device according to claim 11, it is characterised in that if the first terminal equipment does not possess the preferential letter of application The authority of breath, then the sending module, which is additionally operable to send to the first terminal equipment, registers invitation message, so that described first Terminal device is registered on the server.
  13. 13. device according to claim 12, it is characterised in that the receiving module is additionally operable to receive the first terminal The login request message that equipment is sent;The login request message includes the mark and checking information of the first terminal equipment;
    The processing module is additionally operable to carry out registed authorization to the first terminal equipment according to the login request message.
  14. 14. according to the device described in any one of claim 11 to 13, it is characterised in that the receiver is additionally operable to reception second The favor information request to create message that terminal device is sent;The favor information request to create message carries the second terminal and set Standby mark;
    The processing module is additionally operable to carry out at authentication the second terminal equipment according to the mark of the second terminal equipment Reason;
    If the second terminal equipment possesses the authority for creating favor information, the sending module is additionally operable to described second eventually End equipment sends benefit data and obtains request message;
    The receiving module is additionally operable to receive the benefit data that the second terminal equipment is sent;
    The processing module is additionally operable to create first favor information according to the benefit data.
  15. 15. device according to claim 14, it is characterised in that if the second terminal equipment, which does not possess, creates preferential letter The authority of breath, then the sending module be additionally operable to the second terminal equipment send certification message request so that described second Terminal device completes credit worthiness certification on the server.
  16. 16. according to the device described in any one of claim 11 to 13, it is characterised in that the sending module is additionally operable to second Terminal device sends favor information and creates message request;
    If the receiving module receives the benefit data that the second terminal equipment returns, the processing module is additionally operable to root First favor information is created according to the benefit data.
  17. 17. device according to claim 16, it is characterised in that the receiving module is additionally operable to receive the second terminal The first favor information deletion request message that equipment is sent;
    The processing module is additionally operable to according to the first favor information deletion request message, by under first favor information Line.
  18. 18. according to the device described in any one of claim 11 to 13, it is characterised in that the receiving module is additionally operable to receive institute State the first favor information inquiry request of first terminal equipment transmission;
    The processing module is additionally operable to, according to the first favor information inquiry request, obtain the mark of the first terminal equipment Corresponding at least one second favor information;
    The sending module is additionally operable to send at least one second favor information to the first terminal equipment.
  19. 19. the device according to claim 15 or 17, it is characterised in that the receiving module is additionally operable to receive described second The second favor information inquiry request that terminal device is sent;
    The processing module is additionally operable to, according to the second favor information inquiry request, obtain the establishment of the second terminal equipment At least one 3rd favor information;
    The sending module is additionally operable to send at least one 3rd favor information to the second terminal equipment.
  20. 20. according to the device described in any one of claim 11 to 13, it is characterised in that the sending module send described the One favor information includes following at least one:Merchant information, preferential index, useful life, applicable address.
  21. A kind of 21. server, it is characterised in that including:For controlling the processor of executable instruction execution, being handled for storage Memory, receiver and the transmitter of device executable instruction;
    The receiver is used for the favor information solicitation message for receiving the transmission of first terminal equipment;The favor information solicitation message For applying for the first favor information, and the favor information solicitation message carries the mark of the first terminal equipment;
    The processor is used to carry out authentication process to the first terminal equipment according to the mark of the first terminal equipment;
    If the first terminal equipment possesses the authority of application favor information, the transmitter is used to set to the first terminal Preparation send Requisition Validation message;
    Disappear if the receiver receives application acquisition corresponding to first favor information that the first terminal equipment returns Breath, then the transmitter is additionally operable to first favor information being sent to the first terminal equipment;Wherein, the server It is arranged on bank side.
  22. 22. server according to claim 21, it is characterised in that if the first terminal equipment do not possess application it is preferential The authority of information, then the transmitter is to first terminal equipment transmission registration invitation message, so that the first terminal is set It is standby to be registered on the server.
  23. 23. server according to claim 22, it is characterised in that the receiver is additionally operable to receive the first terminal The login request message that equipment is sent;The login request message includes the mark and checking information of the first terminal equipment;
    The processor is additionally operable to carry out registed authorization to the first terminal equipment according to the login request message.
  24. 24. according to the server described in any one of claim 21 to 23, it is characterised in that the receiver is additionally operable to reception The favor information request to create message that two terminal devices are sent;The favor information request to create message carries the second terminal The mark of equipment;
    The processor is additionally operable to carry out authentication process to the second terminal equipment according to the mark of the second terminal equipment;
    If the second terminal equipment possesses the authority for creating favor information, the transmitter is additionally operable to the second terminal Equipment sends benefit data and obtains request message;
    The receiver is additionally operable to receive the benefit data that the second terminal equipment is sent;
    The processor is additionally operable to create first favor information according to the benefit data.
  25. 25. server according to claim 24, it is characterised in that if the second terminal equipment do not possess create it is preferential The authority of information, then the transmitter be additionally operable to the second terminal equipment send certification message request so that described second Terminal device completes credit worthiness certification on the server.
  26. 26. according to the server described in any one of claim 21 to 23, it is characterised in that the transmitter is additionally operable to second Terminal device sends favor information and creates message request;
    If the receiver receives the benefit data that the second terminal equipment returns, the processor is additionally operable to according to institute State benefit data and create first favor information.
  27. 27. server according to claim 26, it is characterised in that the receiver is additionally operable to receive the second terminal The first favor information deletion request message that equipment is sent;
    The processor is additionally operable to according to the first favor information deletion request message, and first favor information is offline.
  28. 28. according to the server described in any one of claim 21 to 23, it is characterised in that the receiver is additionally operable to receive institute State the first favor information inquiry request of first terminal equipment transmission;
    The processor is additionally operable to, according to the first favor information inquiry request, obtain the mark pair of the first terminal equipment At least one second favor information answered;
    The transmitter is additionally operable to send at least one second favor information to the first terminal equipment.
  29. 29. the server according to claim 25 or 27, it is characterised in that the receiver is additionally operable to receive described second The second favor information inquiry request that terminal device is sent;
    The processor is additionally operable to, according to the second favor information inquiry request, obtain the establishment of the second terminal equipment At least one 3rd favor information;
    The transmitter is additionally operable to send at least one 3rd favor information to the second terminal equipment.
  30. 30. server according to claim 29, it is characterised in that first favor information that the transmitter is sent Including following at least one:Merchant information, preferential index, useful life, applicable address.
CN201610674617.0A 2016-08-15 2016-08-15 Processing method, device and the server of favor information Pending CN107767151A (en)

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Application Number Priority Date Filing Date Title
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Application Number Priority Date Filing Date Title
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Publication Number Publication Date
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Application publication date: 20180306