CN107767149A - The processing system of favor information - Google Patents

Abstract

The embodiment of the present invention provides a kind of processing system of favor information, including：It is arranged on the second terminal equipment of the server of bank side, the first terminal equipment of user side and trade company side；Server is established data with first terminal equipment and second terminal equipment respectively and is connected；Server receives the favor information solicitation message that first terminal equipment is sent, and carries out authentication process to first terminal equipment according to the mark of first terminal equipment；If first terminal equipment possesses the authority of application favor information, server sends Requisition Validation message to first terminal equipment；First terminal device-to-server sends application and obtains message, and the first favor information is sent to first terminal equipment by server.Favor information content is supervised by server, and server to the terminal device of user side and trade company side to carrying out authentication identification, the safety of user's fund can be ensured by being obtained for user while favor information is provided and facilitated, and effectively improve Consumer's Experience.

Description

The processing system of favor information

Technical field

The present embodiments relate to Internet technology, more particularly to a kind of processing system of favor information.

Background technology

With the rapid development and growth in the living standard of economy, many trade companies start to send out when user is consumed Sell stored value card, also referred to as Business Prepaid Cards, promotional card, trade company and need to collect certain fund to user, and by the fund The product or servicing rights information of counter value are stored with magnetizing mediums, chip card or other forms.And it is pre- to obtain this Products ＆ services can be obtained with the right information that card is recorded in specific trade company by paying the user of card or promotional card.

But above-mentioned prepaid card or promotional card be all by trade company's voluntarily fabrication and maintenance, user obtain prepaid card or Need paying more fund to trade company in advance during person's promotional card, fund is controlled by trade company completely, and trade company can arbitrarily divert The fund that holder not yet consumes, once trade company manages improperly in itself or other reasonses, the prepaid card or excellent of user's purchase Favour card there may be the risk that can not be cashed, and cause Consumer's Experience poor.

The content of the invention

The embodiment of the present invention provides a kind of processing system of favor information, for solve the prepaid card of current user's purchase or Person's promotional card there may be the risk that can not be cashed, the problem of causing Consumer's Experience poor.

First aspect present invention provides a kind of processing system of favor information, including：It is arranged on the server of bank side, uses The first terminal equipment of family side and the second terminal equipment of trade company side；Server is set with first terminal equipment and second terminal respectively It is standby to establish data connection；

First terminal equipment is used to send favor information solicitation message to bank's side server, and favor information solicitation message is used In application favor information, and favor information solicitation message carries the mark of first terminal equipment；

Server is used for the favor information solicitation message for receiving the transmission of first terminal equipment；

Server is used to carry out authentication process to first terminal equipment according to the mark of first terminal equipment；

If first terminal equipment possesses the authority of application favor information, server is used to send Shen to first terminal equipment PLSCONFM message；

First terminal equipment is used for the Requisition Validation message that the reception server is sent, and sends application acquisition to server and disappear Breath, application obtain message and are used to apply for the authority for obtaining the first favor information；

Server is used to the first favor information being sent to first terminal equipment；Wherein, the first favor information is server What the benefit data sent according to second terminal equipment created.

Optionally, if first terminal equipment does not possess the authority of application favor information, server is additionally operable to first eventually End equipment sends registration invitation message；

First terminal equipment is additionally operable to the registration invitation message of the reception server transmission, and is being taken according to registration invitation message Registered on business device.

Optionally, second terminal equipment is used to send favor information request to create message to server；Favor information creates Request message carries the mark of second terminal equipment；

Server is additionally operable to receive the favor information request to create message that second terminal equipment is sent, and according to second terminal The mark of equipment carries out authentication process to second terminal equipment；

If second terminal equipment possesses the authority for creating favor information, server is additionally operable to send to second terminal equipment Benefit data obtains request message；

Second terminal equipment is used for the benefit data that the reception server is sent and obtains request message and sent to server excellent Favour data；

Server is additionally operable to receive the benefit data that second terminal equipment is sent, and preferential according to benefit data establishment first Information.

Optionally, if second terminal equipment does not possess the authority for creating favor information, server is additionally operable to second eventually End equipment sends certification message request；

Second terminal equipment is used to send authentication registration request message to server, and authentication registration request message includes：The Account and encrypted message corresponding to two terminal devices, and authentication information；

Server is used to receive authentication registration request message, and according to account, encrypted message and authentication information to the Two terminal devices are registered and certification；

Server is additionally operable to after registration and certification is completed to second terminal equipment, and sending registration to second terminal equipment recognizes Demonstrate,prove response message；

Second terminal equipment is used for the authentication registration response message that the reception server is sent.

Optionally, first terminal equipment to server also with sending the first favor information inquiry request；First preferential letter Breath inquiry request includes the mark of first terminal equipment；

Server is additionally operable to receive the first favor information inquiry request that first terminal equipment is sent, and preferential according to first Information inquiring request, obtain at least one second favor information corresponding to the mark of first terminal equipment；

Server is additionally operable to send at least one second favor information to first terminal equipment；

First terminal equipment is additionally operable at least one favor information of the reception server transmission.

Optionally, second terminal equipment is additionally operable to send the second favor information inquiry request to server；Second preferential letter Breath inquiry request includes the mark of second terminal equipment；

Server is used for the second favor information inquiry request for receiving the transmission of second terminal equipment, and according to the second preferential letter Inquiry request is ceased, obtains at least one 3rd favor information of the establishment of second terminal equipment；

Server is additionally operable to send at least one 3rd favor information to second terminal equipment；

Second terminal equipment is additionally operable to receive at least one 3rd favor information.

Optionally, second terminal equipment is additionally operable to send favor information deletion request message to server, and favor information is deleted Except request message indicates to delete the first favor information；

Server is additionally operable to receive the favor information deletion request message that second terminal equipment is sent, and according to favor information Deletion request message, the first favor information is offline.

Optionally, server is additionally operable to send at least one preferential letter corresponding to the information of first position to first terminal equipment Breath；First position information is the regional extent of the location of first terminal equipment；

First terminal equipment is additionally operable at least one favor information corresponding to the first position information of the reception server transmission；

First terminal equipment is additionally operable to select the first favor information at least one favor information, and preferential according to first Information sends application to server and obtains message.

Optionally, first terminal equipment is additionally operable to：

Obtain the first user's operation information；

Classification is carried out according to the first user's operation information at least one favor information to show.

Optionally, first terminal equipment is additionally operable to：

For every a kind of favor information, the priority of each favor information in such favor information is determined；

Each favor information is shown according to the order of the priority of each favor information.

Optionally, first terminal equipment is additionally operable to obtain second user operation information, and second user operation information is used for At least one positional information of display selects a second place information；

First terminal equipment is additionally operable to send favor information request message to server, and favor information request message includes the Two positional informations；

Server is used for the favor information request message for receiving the transmission of first terminal equipment, and obtains second place information pair At least one favor information answered；

Server is additionally operable at least one favor information corresponding to the information of the second place being sent to first terminal equipment；

First terminal equipment is additionally operable at least one favor information corresponding to the second place information of the reception server transmission, And the first favor information is selected at least one favor information, and application is sent to server according to the first favor information and obtained Message.

Optionally, if second terminal equipment does not possess the authority that application creates favor information, server is used for second Terminal device sends reason prompt message；

First terminal equipment is additionally operable to the reason for the reception server is sent prompt message；Wherein, reason prompt message is used for Prompting creates the reason for favor information authority failure.

Optionally, second terminal equipment is additionally operable to show the first interface according to benefit data acquisition request message；

Second terminal equipment is additionally operable to obtain the favor information group request to create information on the first interface, and by favor information Group request to create information is sent to server；

Server is additionally operable to receive the favor information group request to create information that second terminal equipment is sent, and according to preferential letter Breath group request to create information creating favor information group；

Server is additionally operable to send favor information group establishment response message to second terminal equipment；Favor information group, which creates, rings Message is answered to include the mark of favor information group；

The favor information group that second terminal equipment is additionally operable to the reception server transmission creates response message and according to preferential letter The mark of breath group sends benefit data to server, so that server creates preferential letter according to benefit data in favor information group Breath.

Optionally, second terminal equipment is specifically used for：

Response message is created according to favor information group and shows second contact surface；

Member's type information on second contact surface is obtained, and member's type information is sent to server；

Show the 3rd interface corresponding to member's type information；

Member's attribute information on the 3rd interface is obtained, and member's attribute information is sent to server；

Wherein, benefit data includes member's type information and member's attribute information.

Optionally, second terminal equipment is additionally operable to obtain the terminal device group information on second contact surface, and by terminal device Group information is sent to server；

Server is additionally operable to receive the terminal device group information that second terminal equipment is sent；

Second terminal equipment is additionally operable to show the 4th interface according to terminal device group information, and obtains inviting on the 4th interface The information of terminal device group please be add, and the information for adding terminal device group will be invited to be sent to server；

Server is additionally operable to receive the information that the invitation that second terminal equipment is sent adds terminal device group, and according to invitation The information for adding terminal device group sends the message for inviting addition terminal device group at least one third terminal equipment；

If third terminal equipment adds terminal device composition work(, second terminal equipment is additionally operable to the reception server transmission Add success response message.

Optionally, second terminal equipment is additionally operable to obtain the authority information on second contact surface, and authority information is sent to Server；

Server is additionally operable to receive the authority information that second terminal equipment is sent；

Second terminal equipment is additionally operable to show the 5th interface corresponding to authority information；

Second terminal equipment is additionally operable to obtain the mark of at least one 4th terminal device on the 5th interface, and by the 4th The mark of terminal device is sent to server；

Server is additionally operable to receive the mark for the 4th terminal device that second terminal equipment is sent, and is the 4th terminal device Open with the authority for enjoying the favor information included by favor information group.

The processing system of favor information provided by the invention, it is arranged on second terminal equipment of the server to trade company of bank Authenticated and favor information is created according to the benefit data of its transmission, and the server can be sent out according to first terminal equipment The favor information solicitation message sent, is authenticated to first terminal equipment, and when first terminal equipment has authority, first eventually End equipment can obtain the favor information needed by the server, such as：Prepaid card and promotional card etc., the server are the 3rd The server just supervised, is typically provided in bank, the trade company of hair fastener and the fund of user can be supervised, pass through user The terminal device of side carries out authentication identification to user, and being obtained for user can ensure that user provides while favor information is provided and facilitated The safety of gold, effectively improves Consumer's Experience.

Brief description of the drawings

In order to illustrate more clearly about the embodiment of the present invention or technical scheme of the prior art, below will be to embodiment or existing There is the required accompanying drawing used in technology description to do one and simply introduce, it should be apparent that, drawings in the following description are this hairs Some bright embodiments, for those of ordinary skill in the art, without having to pay creative labor, can be with Other accompanying drawings are obtained according to these accompanying drawings.

Fig. 1 is the processing system configuration diagram of favor information of the present invention；

Fig. 2 is the flow chart of the processing system Application Example one of favor information of the present invention；

Fig. 3 is the flow chart of the processing system Application Example two of favor information of the present invention；

Fig. 4 is the first interface display schematic diagram that one embodiment of the invention provides；

Fig. 5 is the second contact surface display schematic diagram that one embodiment of the invention provides；

Fig. 6 A are the 3rd interface display schematic diagram that one embodiment of the invention provides；

Fig. 6 B are the 3rd interface display schematic diagram that another embodiment of the present invention provides；

Fig. 6 C are the 3rd interface display schematic diagram that yet another embodiment of the invention provides；

Fig. 6 D are the 3rd interface display schematic diagram that further embodiment of this invention provides；

Fig. 7 is the 4th interface display schematic diagram that one embodiment of the invention provides；

Fig. 8 is the 5th interface display schematic diagram that one embodiment of the invention provides；

Fig. 9 is the interaction diagrams of an application example of the processing system of favor information of the present invention.

Embodiment

To make the purpose, technical scheme and advantage of the embodiment of the present invention clearer, below in conjunction with the embodiment of the present invention In accompanying drawing, the technical scheme in the embodiment of the present invention is clearly and completely described, it is clear that described embodiment is Part of the embodiment of the present invention, rather than whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art The every other embodiment obtained under the premise of creative work is not made, belongs to the scope of protection of the invention.

The system that the technical scheme of the application provides include the terminal device of user side and the terminal device of trade company side with And for being registered, being authenticated, in the ternary system of the third-party server of certification and information monitoring to user and trade company, Follow-up scheme is mainly used in above-mentioned server side, such as：The server can be arranged on bank, have bank to interact fund Supervised.First terminal equipment in the follow-up embodiment of this programme is the terminal device or client of user side；Second Terminal device is the terminal device or client of trade company side, below by specific embodiment to favor information provided by the invention Processing system be described in detail.

Fig. 1 is the processing system configuration diagram of favor information of the present invention, as shown in figure 1, system includes being arranged on work For the server of the third-party institution of the functions such as supervision, service processing, (such as being arranged on the server of bank), multiple user sides First terminal equipment, and multiple second terminal equipment for being arranged on trade company side.

First terminal equipment is used to send favor information solicitation message to bank's side server, and favor information solicitation message is used In application favor information, and favor information solicitation message carries the mark of first terminal equipment；Server is used to receive first eventually The favor information solicitation message that end equipment is sent；And the mark pair of the first terminal equipment in the favor information solicitation message First terminal equipment carries out authentication process；If first terminal equipment possess application favor information authority, server be used for First terminal equipment sends Requisition Validation message；First terminal equipment is used for the Requisition Validation message that the reception server is sent, and Application is sent to server and obtains message, and application obtains message and is used to apply for the authority for obtaining the first favor information；Server is used In the first favor information is sent into first terminal equipment；Wherein, the first favor information is server according to second terminal equipment What the benefit data of transmission created.

In such scheme, if user needs to obtain some favor information, need to set by the first terminal of local terminal Standby to be obtained to server, in specific mode, user is excellent corresponding to generation by the clicking operation in first terminal equipment Favour information applications message, server is then transmitted the message to, server receives the favor information solicitation message, the preferential letter The mark for including the first terminal equipment is at least needed in breath solicitation message, optionally, the type of favor information can also be included And specific benefit data.

Server obtains the log-on message of all registered first terminal equipment for the advance acquisition being locally stored, according to The mark of the first terminal equipment authenticates to the first terminal equipment, determines the first terminal equipment on that server Through being registered, the acquisition of favor information can be carried out.

Optionally, in this programme, the mark can be the device number of first terminal equipment, the login name of user's name Claim or telephone number, mailbox number etc., the further mark can also include the password that user is set, such case Under, the authentication process that server is carried out includes：The said equipment number, the logon name or telephone number of user's name, The matching for the password that the matching of mailbox number etc. and user are set.

It is already registered for, then is sent by the first terminal equipment excellent if the server determine that going out the first terminal equipment Favour information applications, and Requisition Validation message is returned to first terminal equipment, so that user reaffirms to apply arriving whether really First favor information.If server have received first terminal after Requisition Validation information is sent to first terminal equipment The application that equipment returns obtains message, then it is assumed that and the user will obtain first favor information by first terminal equipment really, This application obtains message and is used for confirming that first terminal equipment obtains the first favor information, such as：User confirms to pay, and then first Terminal device gets paid notification server after the result of completion, enables the server to return to corresponding favor information First terminal equipment.

It can include in first favor information at least one in following information：Merchant information, preferential index, validity period Limit, it is applicable address.

Here merchant information refers to the information such as mark, title of trade company corresponding to first favor information, preferential finger Mark can be special discount, or wherein store up that how many fund can be used, and either reduce how many fund or can regard Information of how many use of funds etc., useful life refer to the deadline information that first favor information can use, such as：From obtaining Take away in three months beginnings effectively, or create to certain year from the favor information and in such a month, and on such a day end, for chain trade company This, which is applicable address, can refer to a few shops, can also refer to specifically used address；If the favor information, should for commercial circle Applicable address in first favor information can refer to some commercial circle, and wherein all trade companies are used, can basis to those information Actual conditions are configured, and are not limited specifically.

The favor information of server end in such scheme is that trade company side is sent out beforehand through second terminal device-to-server Benefit data is sent, the favor information corresponding with benefit data established on the server, same first eventually in such scheme End equipment can obtain multiple favor informations that a trade company or multiple trade companies establish；Same trade company can also be by identical Or different second terminal equipment establishes multiple favor informations.

Alternatively：If first terminal equipment does not possess the authority of application favor information, first terminal equipment receives service The registration invitation message that device is sent；First terminal equipment is registered on the server according to registration invitation message.Logon mode Can be：First terminal device-to-server sends login request message, and login request message includes the mark of first terminal equipment Knowledge and checking information, so that server carries out registed authorization according to login request message to first terminal equipment.

In the application process of said system, first terminal equipment sends favor information solicitation message to bank's side server, The favor information solicitation message is used to apply for favor information, and favor information solicitation message carries the mark of first terminal equipment, So that server carries out authentication process according to the mark of first terminal equipment to first terminal equipment, if first terminal equipment possesses Apply favor information authority, then first terminal equipment the reception server send Requisition Validation message, first terminal equipment to Server sends application and obtains message, and this application obtains message and is used to apply for the authority for obtaining the first favor information, first terminal Equipment obtains the authority of the first favor information.First favor information is not that the second terminal equipment of businessman side is distributed directly to User side first terminal equipment, but the second terminal equipment of trade company side is authenticated and recognized by the server of bank side After card, various favor informations are established in local terminal, bank's side server realizes the authentication process to user side first terminal equipment, If the first terminal equipment possesses the authority of application favor information, server just opens favor information for the first terminal equipment Authority, to realize management of the server to favor information, so as to avoid trade company from managing improperly in itself or other reasonses, user's purchase The problem of prepaid card or promotional card bought there may be the risk that can not be cashed, and then improve Consumer's Experience.

Fig. 2 is the flow chart of the processing system Application Example one of favor information of the present invention, as shown in Fig. 2 in above-mentioned reality On the basis of applying example, the processing system for the favor information that the present embodiment provides creates comprising the following steps that for favor information：

Step S101：Second terminal device-to-server sends favor information request to create message；The favor information creates Request message carries the mark of second terminal equipment.

Step S102：Server receives the favor information request to create message that second terminal equipment is sent, and according to second The mark of terminal device carries out authentication process to second terminal equipment.

In this step, it is similar with the authentication of the above-mentioned first terminal equipment in embodiment one, it is also required to here to Two terminal devices are authenticated, and determine whether second terminal equipment is already registered for, if do not registered also, are not also authenticated If, the certification second terminal equipment is not over authentication, if registered but without progress prestige certification or real name If certification, also confirm the trade company not over authentication.

Step S103：If second terminal equipment possesses the authority for creating favor information, server is to second terminal equipment Send benefit data and obtain request message.

Step S104：The benefit data acquisition request message of second terminal equipment the reception server transmission is simultaneously excellent to server Favour data.

In this step, if the second terminal equipment, that is, the trade company are strictly to be registered, also believed Praise certification and/or real-name authentication, then it is assumed that the second terminal equipment can create favor information by server, at this moment server Benefit data can be sent to second terminal equipment and obtain request message, be generally by installed in second terminal equipment On client shown, need which the benefit data that obtains has to trade company's displaying, so that trade company inputs pair as needed The information answered.Trade company inputs related benefit data by second terminal equipment as requested, such as：Can be discount data, Access times data, time data, completely send at least one in data, the Stored Value amount of money etc., second terminal equipment is getting this When benefit data, server is sent it to.

Step S105：Server receives the benefit data that second terminal equipment is sent, and creates first according to benefit data Favor information.

In this step, server is according to the benefit data, favor information corresponding to establishment, in the present embodiment, specifically It can be the establishment of the first above-mentioned favor information.The first favor information after establishment includes following at least one：Trade company believes Breath, preferential index, useful life, it is applicable address.

In above-mentioned steps S101-S105, the mark of second terminal equipment can be including at least one of following：Second terminal The phone number of equipment, or the business license image of trade company corresponding to second terminal equipment and second terminal equipment institute it is right Signboard title for the trade company answered etc., accordingly, server is to the phone number of second terminal equipment, or second terminal equipment institute The signboard title of trade company corresponding to the business license image and second terminal equipment of corresponding trade company carries out authentication process, than Such as：When the phone number for being identified as second terminal equipment of second terminal equipment, then server is according to second terminal equipment Phone number determines bank account information corresponding to the phone number, to determine the credit worthiness of trade company, when credit worthiness meets to preset During condition, then server authenticates successfully.

The benefit data obtains request message and is used to indicate that second terminal device-to-server sends benefit data, and this is preferential Data acquisition request message includes：The mark of second terminal equipment.

The benefit data can be discount data, number data, time data, completely send data etc., so-called discount data is Refer to the discount that user can enjoy on the basis of commodity original cost；Number data refer to what user can enjoy by favor information Service times；Time data refers to the service time that user can enjoy by favor information；Data are completely sent to refer to when user disappears Expense reaches preparatory condition, then can enjoy extra service or commodity.

Favor information includes benefit data and merchant information, and the merchant information is the trade company corresponding to second terminal equipment Information, merchant information can include：The title of trade company, phone, address etc., alternatively, the favor information can also include：Use Time limit, store address etc. is applicable, after server creates favor information, second terminal equipment can show the favor information.

Alternatively, second terminal terminal device can also obtain user's operation information, be set according to the user's operation information Administrator password and close guarantor's problem etc..

Optionally, in said process, its implementation process is that trade company actively initiates to carry out the wound of favor information on the server Process is built, but in actual applications, some preferential commercial circles that can be directed to fixation, or for some type of merchandises, service Device actively can initiate to invite to trade company, invite some trade companies to create favor information in some commercial circle or for certain class product, Concrete implementation step is：

Server sends favor information to second terminal equipment and creates message request；

If server receives the benefit data of second terminal equipment return, server creates first according to benefit data Favor information.

After server initiates favor information establishment invitation, trade company can be selected according to actual conditions, if trade company Same establishment favor information, then benefit data corresponding to the content input shown according to the client in second terminal equipment, so The benefit data is returned to server by second terminal equipment afterwards, so that server creates favor information according to benefit data.

In the above-described embodiments, same user, that is, first terminal equipment can obtain multiple favor informations；It is same Individual trade company, that is, second terminal equipment can also create multiple favor informations by server simultaneously, can be with when operation Operated by different clients.

In the embodiment of the present invention, second terminal equipment sends favor information request to create message to bank's side server；With Server is set to carry out authentication process to second terminal equipment according to the mark of second terminal equipment, if second terminal equipment possesses Shen It please create the authority of favor information, then the benefit data acquisition request message that second terminal equipment the reception server is sent, second Terminal device sends benefit data to server, so that server creates favor information according to benefit data, the favor information is simultaneously It is not that second terminal equipment independently creates, but the authentication process by bank's side server realization to second terminal equipment, When the authority that there is second terminal equipment application to create favor information, server creates favor information, to realize server pair The management of favor information, so as to avoid trade company from managing improperly in itself or other reasonses, the prepaid card or preferential of user's purchase The problem of card there may be the risk that can not be cashed, and then improve Consumer's Experience.

On the basis of above-described embodiment, if second terminal equipment does not possess the authority for creating favor information, server It is additionally operable to send certification message request to second terminal equipment；Second terminal equipment is used to send authentication registration request to server Message, authentication registration request message include：Account and encrypted message corresponding to second terminal equipment, and authentication information； Server is used to receive authentication registration request message, and second terminal is set according to account, encrypted message and authentication information It is standby to be registered and certification；Server is additionally operable to after registration and certification is completed to second terminal equipment, to second terminal equipment Send authentication registration response message；Second terminal equipment is used for the authentication registration response message that the reception server is sent.

Optionally, if second terminal equipment does not possess the authority that application creates favor information, server is used for second Terminal device sends reason prompt message；First terminal equipment is additionally operable to the reason for the reception server is sent prompt message；Wherein, The reason for reason prompt message is used to prompt to create the failure of favor information authority.

In above-mentioned scheme, if second terminal equipment does not possess the authority that application creates favor information, second terminal The reason for equipment the reception server is sent prompt message；Wherein, reason prompt message is used to prompt to create the mistake of favor information authority The reason for losing.

Such as：Reason prompt message is that second terminal equipment is unregistered；Or the mark of second terminal equipment is wrong etc..

In the embodiment of the present invention, before second terminal device-to-server sends favor information request to create message, the Two terminal devices can also send login request message to server so that server according to account and encrypted message to the Two terminal devices are registered.

Optionally, first terminal equipment to server also with sending the first favor information inquiry request；First preferential letter Breath inquiry request includes the mark of first terminal equipment；Server is additionally operable to receive the first preferential letter that first terminal equipment is sent Inquiry request is ceased, and according to the first favor information inquiry request, obtained at least one the corresponding to the mark of first terminal equipment Two favor informations；Server is additionally operable to send at least one second favor information to first terminal equipment；First terminal equipment It is additionally operable at least one favor information of the reception server transmission.

Optionally, second terminal equipment is additionally operable to send the second favor information inquiry request to server；Second preferential letter Breath inquiry request includes the mark of second terminal equipment；Server is used for the second favor information for receiving the transmission of second terminal equipment Inquiry request, and according to the second favor information inquiry request, obtain the establishment of second terminal equipment at least one 3rd is preferential Information；Server is additionally operable to send at least one 3rd favor information to second terminal equipment；Second terminal equipment is additionally operable to Receive at least one 3rd favor information.

Above-mentioned two scheme is meant that：User side and trade company side can inquire about the preferential letter of purchase by terminal device Breath or the favor information created.

Optionally, second terminal equipment is additionally operable to send favor information deletion request message to server, and favor information is deleted Except request message indicates to delete the first favor information；Server is additionally operable to receive the favor information deletion that second terminal equipment is sent Request message, and according to favor information deletion request message, the first favor information is offline.

Optionally, server is additionally operable to send at least one preferential letter corresponding to the information of first position to first terminal equipment Breath；First position information is the regional extent of the location of first terminal equipment；First terminal equipment is additionally operable to receive service At least one favor information corresponding to the first position information that device is sent；First terminal equipment is additionally operable at least one preferential letter The first favor information is selected in breath, and application is sent to server according to the first favor information and obtains message.

The program is illustrated below by the example between first terminal equipment and server：

Fig. 3 is the flow chart of the processing system Application Example two of favor information of the present invention, as shown in Fig. 2 first eventually End equipment side, the detailed of subsequent processes for sending favor information solicitation message realize that step is as follows：

S201：First terminal equipment sends favor information solicitation message to bank's side server.

S202：If first terminal equipment possesses the authority of application favor information, first terminal equipment the reception server hair The Requisition Validation message sent.

S203：First terminal device-to-server sends location request message, and the location request message is used to ask to position The position of first terminal equipment.

S204：The position response message that first terminal equipment the reception server is sent, the position response message include：Positioning The first position information of obtained first terminal equipment.

Illustrated with reference to step S203 and step S204：It can display whether that positioning is currently located in first terminal equipment The option of position, after user clicks on the option, that is, realize first terminal device-to-server and send location request message Process, server are realized to first terminal by global positioning system (Global Positioning System, abbreviation GPS) The positioning of equipment position, server sends position response message to first terminal equipment after positioning, and the position response disappears Breath includes：First terminal equipment position, i.e. first position information.

S205：At least one favor information corresponding to the first position information that first terminal equipment the reception server is sent.

When server selection is to first terminal equipment position, server is according to the first position information in local number According at least one favor information corresponding to the information of library inquiry first position；Such as：Server is determined corresponding to first terminal equipment First position information is A cities-B area-C streets-D numbers, then server is determined centered on the position, and the first preset value is half The region in footpath, it is sent in all favor informations in the local data library inquiry region, and by all favor informations in the region First terminal equipment.

It should be noted that first preset value can be set according to actual conditions, the embodiment of the present invention is not limited this System, in addition, above-mentioned zone, by taking border circular areas as an example, in fact, can also be square, triangle etc., the embodiment of the present invention is to this It is not limited.

Step S206：First terminal equipment obtains the first user's operation information.

Step S207：It is aobvious that first terminal equipment carries out classification according to the first user's operation information at least one favor information Show.

Illustrated with reference to step S206 to step S207：First terminal equipment can show following classification：Nice, good U.S., Joyful, love car, love purchase, love motion, love study, love are lived, had a liking for travel.Also include more subclasses per class, such as nice classification Subclassification include：Fast food, coffee, milk tea, herbal tea, bakery, sweets shop, chafing dish, barbecue, buffet, seafood, vegetable dish, wound Meaning dish, special dining room etc..When user's click any one, that is, realize first terminal equipment and obtain the first user's operation information Process, user can select any one classification by first terminal equipment, and after selecting a kind of, then first terminal equipment will All favor informations corresponding to the classification are shown, such as：After user selects chafing dish by first terminal equipment, first terminal Favor information corresponding to all chafing dishes will be shown in equipment, that is, realizes first terminal equipment according to the first user's operation information pair At least one favor information carries out classification and shown, the favor information can be shown in the form of electronic card, and the electronic card can be Discount card, number card, timeliness card and card feed etc. is bought, merchant information, preferential index included by above-mentioned favor information, validity period Limit, applicable address etc. may be displayed in electronic card, and the favor information can also include apart from first terminal equipment position Distance, sold quantity, whether can move back, whether having expired and move back, workable shops sum, the information such as whether can supplement with money.These letters Breath can also be shown in corresponding electronic card.

Alternatively, this method also includes：For every a kind of favor information, the first terminal equipment determines such favor information In each favor information priority；First terminal equipment is according to the order of the priority of each favor information to each preferential Information is shown.

Such as：The priority of favor information can according to corresponding to favor information the position of trade company and first terminal equipment position The distance put determines, wherein, distance is nearer, then priority is higher；

Or first terminal equipment can determine user preferences according to the historical data of user, be determined according to user preferences The priority of favor information, such as：User selects the number highest of seafood in first terminal device statistics preset time period, then table Show that user prefers seafood, therefore, first terminal equipment can set the priority of favor information corresponding to seafood higher； Or such as：User selects the number highest of seafood in first terminal device statistics preset time period, and selects discount card Number is most, then it represents that user prefers seafood, and likes using discount card, and therefore, first terminal equipment can be by sea The priority of discount card is set higher in fresh class.

Step S208：First terminal equipment selects the first favor information at least one favor information, and according to first Favor information sends application to server and obtains message.

In the embodiment of the present invention, first terminal device-to-server sends location request message, and first terminal equipment receives Server send position response message, first terminal equipment the reception server send first position information corresponding at least one Individual favor information；First terminal equipment carries out classification at least one favor information according to the first user's operation information and shown；The One terminal device selects the first favor information at least one favor information, and is sent according to the first favor information to server Application obtains message, and this to show favor information according to the positional information of first terminal equipment, display effect is preferable, so as to improve User experience.

Alternatively, search column can be shown in first terminal equipment：User can input keyword in the search box, clothes After business device gets the keyword, server scans in the local database according to the keyword, and by all search As a result display is sent to first terminal equipment, so that first terminal equipment shows these search results.

Optionally, first terminal equipment is additionally operable to obtain second user operation information, and second user operation information is used for At least one positional information of display selects a second place information；First terminal equipment is additionally operable to preferential to server transmission Information request message, favor information request message include second place information；Server is used to receive the transmission of first terminal equipment Favor information request message, and obtain at least one favor information corresponding to the information of the second place；Server is additionally operable to At least one favor information is sent to first terminal equipment corresponding to two positional informations；First terminal equipment is additionally operable to receive service At least one favor information corresponding to the second place information that device is sent, and selection first is preferential at least one favor information Information, and application is sent to server according to the first favor information and obtains message.

In such scheme, when it is determined that after the information of the second place, server is according to the second place information in local number According at least one favor information corresponding to the information of the library inquiry second place；Such as：Server is determined second corresponding to terminal device Positional information is E cities-F area-G streets-H numbers, then server is determined centered on the position, and the second preset value is radius Region, terminal is sent in all favor informations in the local data library inquiry region, and by all favor informations in the region Equipment.

It should be noted that second preset value can be set according to actual conditions, the embodiment of the present invention is not limited this System, in addition, above-mentioned zone, by taking border circular areas as an example, in fact, can also be square, triangle etc., the embodiment of the present invention is to this It is not limited.

Optionally, first terminal equipment is additionally operable to obtain the first user's operation information；According to the first user's operation information pair At least one favor information carries out classification and shown.

Further, first terminal equipment is additionally operable to be directed to per a kind of favor information, determines every in such favor information The priority of individual favor information；Each favor information is shown according to the order of the priority of each favor information.

In the embodiment of the present invention, first terminal device-to-server sends favor information request message, first terminal equipment At least one favor information corresponding to the second place information that the reception server is sent；Terminal device is at least one favor information The first favor information of middle selection, and application is sent to server according to the first favor information and obtains message, it is this whole according to first The positional information of end equipment shows favor information, and display effect is preferable, so as to improve user experience.

In addition, the first terminal equipment can also determine the first favor information according to the preferential index of the first favor information Type；

Wherein, preferential index can be：Discounting index, number index, timeliness index and buy and send index etc., when preferential finger When being designated as discounting index, then the type of the first favor information is discounting type, i.e. first favor information is discount card；When preferential When index is number index, then the type of the first favor information is number type, i.e., first favor information is number card；When excellent When favour index is timeliness index, then the type of the first favor information is timeliness type, i.e., first favor information is timeliness card；When When preferential index send index to buy, then the type of the first favor information send type to buy, i.e., first favor information is to buy card feed.

The first terminal device-to-server sends payment request message, and the payment request message includes：First preferential letter The type of breath and this payment data, so that server is according to the type of the first favor information and this payment data renewal first Favor information, obtain the second favor information；

When the type of the first favor information is discounting type, this payment data is 200 yuan, and the first favor information is wrapped The amount of money included is 1000 yuan, discount 0.8, then the amount of money included by the second favor information is 1000-200*0.8=840 members, the Other information included by two favor informations is consistent with the information included by the first favor information.

When the type of the first favor information is number type, this payment data is 1 time, included by the first favor information Number be 10 times, then the number included by the second favor information is 10-1=9 time, and other included by the second favor information are believed Breath is consistent with the information included by the first favor information.

When the type of the first favor information is timeliness type, this payment data is 2 hours, and the first favor information is wrapped The timeliness included is 20 hours, then the timeliness included by the second favor information is 20-2=18 hours, included by the second favor information Other information it is consistent with the information included by the first favor information.

When the type of the first favor information send type to buy, this payment data is 1000 yuan, the first favor information institute Including the amount of money be 1000 yuan, give the amount of money as 100 yuan, then the amount of money included by the second favor information is 1000-1000+100 =100 yuan, the other information included by the second favor information is consistent with the information included by the first favor information.

First terminal equipment can receive the payment response message of server transmission, the branch after completion in specific implementation Pay whether response message pays success for instruction terminal equipment, if paying successfully, payment response message includes：Second is preferential Information；Otherwise, then payment response message includes：The reason for paying failure information.

The reason for payment fails information can be that Sorry, your ticket has not enough value, or favor information is out of date etc..

In the embodiment of the present invention, it can realize that terminal device is corresponding by the interaction between first terminal equipment and server The renewal of favor information, the renewal process is not that businessman side second terminal equipment is realized, but passes through bank's side server Realize, and then realize management of the server to favor information, so as to avoid trade company from managing improperly in itself or other reasonses, user The problem of prepaid card or promotional card of purchase there may be the risk that can not be cashed, and then improve Consumer's Experience.

Except above-mentioned application process, first terminal equipment or server can all initiate the change of some favor information More, detailed implementation process is as follows：

First terminal device-to-server sends information change message, and information change message includes：First favor information pair It should identify, information after change type and change, so that server is according to the first favor information corresponding mark, change type and change Information enters row information change afterwards；

The information change response message that first terminal equipment the reception server is sent.

Such as：Change type is change account, and information is account 2 after change, and server is corresponding according to the first favor information Mark determines the first favor information, and the current account of the first favor information of determination is account 1, and account 1 is changed into account 2, the process realizes member and represents function.In addition to this it is possible to determine to represent the amount of money, acceptor, really represent, represent and stay Say, represent service charge etc..

Such as：Change type is shared account, and information is account 2 after change, and server is corresponding according to the first favor information Mark determines the first favor information, and the current account of the first favor information of determination is account 1, and make it that account 1 and account 2 are common Enjoy first favor information.

Such as：Change type is resells, and information is account 2 after change, and server identifies according to the first favor information is corresponding The first favor information is determined, and the current account of the first favor information of determination is account 1, and the first favor information is resell to account Family 2.

Alternatively, in addition to：First terminal device-to-server sends favor information deletion request message, and favor information is deleted Except request message includes：The mark of favor information, so that server favor information according to corresponding to deleting the mark of favor information.

In the embodiment of the present invention, the first favor information can be realized by interacting between first terminal equipment and server Change, the change process is not that businessman's lateral terminal equipment is realized, but is realized by bank side server, and then is realized Management of the server to favor information, so as to avoid trade company from managing improperly in itself or other reasonses, the prepaid card of user's purchase Or promotional card there may be the problem of risk that can not be cashed, and then improve Consumer's Experience.

The program is illustrated below by the example between second terminal equipment and server：

On the basis of foregoing embodiment, optionally, second terminal equipment is additionally operable to be obtained according to benefit data and asked Message shows the first interface；Second terminal equipment is additionally operable to obtain the favor information group request to create information on the first interface, and Favor information group request to create information is sent to server；Server is additionally operable to receive the preferential letter that second terminal equipment is sent Breath group request to create information, and according to favor information group request to create information creating favor information group；Server is additionally operable to Two terminal devices send favor information group and create response message；Favor information group, which creates response message, includes the mark of favor information group Know；The favor information group that second terminal equipment is additionally operable to the reception server transmission creates response message and according to favor information group Identify to server and send benefit data, so that server creates favor information according to benefit data in favor information group.

Fig. 4 is the first interface display schematic diagram that one embodiment of the invention provides, as shown in figure 4, being wrapped on first interface Include at least one of following：Title, address, the administrator name of favor information group, the login account of keeper of favor information group And input frame corresponding to the option such as login password and each option.

Second terminal equipment obtains the favor information group request to create information on the first interface, and favor information group is created Solicited message is sent to server, so that server is according to favor information group request to create information creating favor information group；

Wherein, trade company can input above-mentioned corresponding information group request to create information, example in the input frame at the first interface Such as：Information group request to create information corresponding to the title of favor information group can be AAA, i.e. the entitled AAA of favor information group, Information group request to create information corresponding to the address of favor information group can be certain city, certain street, certain number, favor information group Administrator name corresponding to information group request to create information can be that Zhang San, the login account of keeper can be AAA1, step on Record the mark that password can be first terminal equipment.After trade company has inputted above- mentioned information, server is according to favor information group Request to create information creating favor information group.

The favor information group that second terminal equipment the reception server is sent creates response message, and the favor information group, which creates, rings Message is answered to include the mark of favor information group；The mark of the favor information group can be title, the favor information of favor information group Address of group etc., the embodiment of the present invention is without limitation.

After completing aforesaid operations, second terminal equipment creates response message according to favor information group and shows second contact surface, And member's type information on second contact surface is obtained, and member's type information is sent to server.Fig. 5 is implemented for the present invention one The second contact surface display schematic diagram that example provides, as shown in figure 5, the second contact surface shows member's type option, such as：The type is selected Item includes：Discount card, number card, timeliness card and buy card feed.

Then second terminal equipment shows the 3rd interface corresponding to member's type information.It is as follows to be particularly shown situation：

Fig. 6 A are the 3rd interface display schematic diagram that one embodiment of the invention provides, and as shown in Figure 6A, when trade company, selection is beaten After folding card, then by discount card corresponding to display, the discount card includes at least one of following information at the 3rd interface：Discount information, The pricing information of discount card, the term of validity of discount card, shops's information, in the term of validity whether can bounce breath, selection expire and whether may be used Move back, as can be moved back, continue input move back card hand continue to pay dues information, choose whether can charging information, as can be supplemented with money, continuing to input maximum can Supplement number information with money, number information can be sold, and input frame corresponding to above-mentioned information.

Fig. 6 B are the 3rd interface display schematic diagram that another embodiment of the present invention provides, as shown in Figure 6B, when trade company selects After number card, then by number card corresponding to display, the number card includes at least one of following information at the 3rd interface：Number can be used Information, the pricing information of number card, the term of validity of number card, shops's information, in the term of validity whether can bounce breath, selection expire and be It is no to move back, as moved back, continue input move back card hand continue to pay dues information, choose whether can charging information, as that can supplement with money, continue input most Number information can be supplemented with money greatly, number information can be sold, and input frame corresponding to above-mentioned information.

Fig. 6 C are the 3rd interface display schematic diagram that yet another embodiment of the invention provides, as shown in Figure 6 C, when trade company selects After timeliness card, then by timeliness card corresponding to display, the timeliness card includes at least one of following information at the 3rd interface：Time believes In breath, the pricing information of timeliness card, the term of validity of timeliness card, shops's information, the term of validity whether can bounce breath, selection whether expire Can move back, as can be moved back, continue input move back card hand continue to pay dues information, choose whether can charging information, as that can supplement with money, it is maximum to continue input Number information can be supplemented with money, number information can be sold, and input frame corresponding to above-mentioned information.

Fig. 6 D are the 3rd interface display schematic diagram that further embodiment of this invention provides, as shown in Figure 6 D, when trade company selects After buying card feed, then the 3rd interface will buy card feed corresponding to display, and this, which buys card feed, includes at least one of following information：Buy card feed Pricing information, give information, the term of validity for buying card feed, shops's information, in the term of validity whether can bounce breath, selection expire and whether may be used Move back, as can be moved back, continue input move back card hand continue to pay dues information, choose whether can charging information, as can be supplemented with money, continuing to input maximum can Supplement number information with money, number information can be sold, and input frame corresponding to above-mentioned information.

After the display for completing the 3rd above-mentioned interface, the second terminal equipment also obtains member's attribute on the 3rd interface Information, and member's attribute information is sent to server；Wherein, benefit data includes member's type information and member's attribute is believed Breath.

Trade company can be inputted in the input frame at the first interface corresponding to member's attribute information, when trade company is by all members After attribute information inputs, trade company, which clicks on, to be confirmed, member's attribute information is sent into server to realize.

In the present embodiment, second terminal equipment can obtain request message according to benefit data and show the first interface, and second Terminal device creates response message according to favor information group can show second contact surface, and second terminal equipment shows member's class 3rd interface corresponding to type information, so as to improve user experience.

On the basis of such scheme, further, the terminal that second terminal equipment is additionally operable to obtain on second contact surface is set Standby group information, and terminal device group information is sent to server；Server is additionally operable to receive the end that second terminal equipment is sent End equipment group information；Second terminal equipment is additionally operable to show the 4th interface according to terminal device group information, and obtains the 4th interface On invitation add terminal device group information, and will invite add terminal device group information be sent to server；Server It is additionally operable to receive the information that the invitation that second terminal equipment is sent adds terminal device group, and terminal device group is added according to inviting Information at least one third terminal equipment send invite add terminal device group message；If third terminal equipment adds eventually End equipment forms work(, then second terminal equipment is additionally operable to the addition success response message of the reception server transmission.

As shown in figure 5, including terminal device group option on second contact surface, the terminal device group can be understood as second terminal Commercial circle belonging to equipment, trade company click on selection terminal device group option, i.e. second terminal equipment obtains the terminal on second contact surface Equipment group information, and terminal device group information is sent to server, second terminal equipment is shown according to terminal device group information 4th interface, Fig. 7 is the 4th interface display schematic diagram that one embodiment of the invention provides, as shown in fig. 7, being shown on the 4th interface The option for adding terminal device group is invited, after above-mentioned selection, which is shown, invites the option for adding terminal device group, second terminal The invitation that equipment is obtained on the 4th interface adds the information of terminal device group, and the information can be the cell-phone number of third terminal equipment Code.Alternatively, message information of the other-end equipment to second terminal equipment can also be shown on the 4th interface.Further Ground, trade company can also look at the details of terminal device group.

In the embodiment of the present invention, second terminal equipment can obtain the terminal device group information on second contact surface, and will be eventually End equipment group information is sent to server；Second terminal equipment shows the 4th interface according to terminal device group information；Second terminal The invitation that equipment is obtained on the 4th interface adds the information of terminal device group, and the information for adding terminal device group will be invited to send To server, so that the information that server adds terminal device group according to inviting sends at least one third terminal equipment and invited The message of terminal device group is added, so as to improve user experience.

Optionally, second terminal equipment is additionally operable to obtain the authority information on second contact surface, and authority information is sent to Server；Server is additionally operable to receive the authority information that second terminal equipment is sent；Second terminal equipment is additionally operable to show authority 5th interface corresponding to information；Second terminal equipment is additionally operable to obtain the mark of at least one 4th terminal device on the 5th interface Know, and the mark of the 4th terminal device is sent to server；Server is additionally operable to receive the second terminal equipment is sent the 4th The mark of terminal device, and opened for the 4th terminal device with the authority for enjoying the favor information included by favor information group.

As shown in figure 5, including rights option on second contact surface, trade company clicks on selection rights option, i.e. second terminal equipment The authority information on second contact surface is obtained, and authority information is sent to server, second terminal equipment shows according to authority information Show the 5th interface, Fig. 8 is the 5th interface display schematic diagram that one embodiment of the invention provides, as shown in figure 8, showing on the 5th interface Show the 4th terminal device option, when above-mentioned the 4th terminal device option of selection, i.e., send the mark of the 4th terminal device To server, so that server is opened with the power for enjoying the favor information included by favor information group to the 4th terminal device Limit.

Alternatively, in addition to：Second terminal device-to-server sends favor information deletion request message, and favor information is deleted Except request message includes：The mark of favor information；So that server favor information according to corresponding to deleting the mark of favor information.

Alternatively, trade company can also check the letter of all users for enjoying trade company's favor information in second terminal equipment Breath.Including：The transaction details of user, first terminal equipment can also to server send message, with extend card the term of validity or Person realizes user's reimbursement, moves back card etc..

Alternatively, second terminal equipment can also send business statistical message to server, and time letter is carried in the message Breath, shops's information etc., so that server is carried on the business statistics according to temporal information, shops's information, and statistical result is sent to First terminal equipment.

Alternatively, second terminal equipment can also send shops's management message to server, to realize server to shops Deletion, increase or modification of information etc..

The processing system for the favor information that the present embodiment provides, second terminal equipment create favor information by server, The favor information that first terminal equipment can obtain trade company by server i.e. second terminal equipment creates, server conduct Third party can supervise to establishing the trade company of favor information and the fund of user, by the terminal device of user side to user Authentication identification is carried out, the safety that can ensure user's fund while favor information is provided and facilitated is obtained for user, is effectively improved Consumer's Experience.

Fig. 9 is the interaction diagrams of an application example of the processing system of favor information of the present invention, as shown in figure 9, upper On the basis of stating any embodiment, below so that one kind implements as an example, to the processing system of favor information provided by the invention Application illustrate, specific implementation step be：

S301：Server receives the login request message that first terminal equipment is sent.

S302：Server receives the authentication request message that second terminal equipment is sent.

First terminal equipment and second terminal equipment complete registration in the no sequencing of registration of server side Afterwards, server can be by the client that is separately mounted in first terminal equipment and second terminal equipment and second terminal equipment User and Merchants register is notified to complete.

Unlike user, in order to ensure the fund security of user and smoothly consumption, it is necessary to trade company carry out prestige or The certification of person's business circumstance or real name.

S303：Server receives the favor information request to create message that second terminal equipment is sent.

S304：Server carries out authentication process to second terminal equipment, determines whether second terminal equipment passes through certification.

S305：If for second terminal equipment by certification, server sends benefit data acquisition to second terminal equipment please Seek message.

S306：Server receives the benefit data for the transmission that second terminal equipment is sent.

S307：Server creates the first favor information according to benefit data.

Above-mentioned S303-S307, said process create favor information on the server for the second terminal equipment of trade company side Detailed process, each trade company can create favor information on the server by same second terminal equipment, can also lead to Cross different second terminal equipment to be created, each trade company can create multiple different favor informations on the server.

S308：Server receives the favor information solicitation message that first terminal equipment is sent.

S309：Server carries out authentication process according to the mark of first terminal equipment to first terminal equipment.

S310：If first terminal equipment possesses the authority of application favor information, server is sent to first terminal equipment Requisition Validation message.

S311：Server receives application corresponding to the first favor information that first terminal equipment returns and obtains message.

Generally, application here obtains the payment process for the user that message refers to, if user pays successfully, Corresponding favor information can be obtained, otherwise can not be obtained.

S312：First favor information is sent to first terminal equipment by server.

Above-mentioned S308-S312 processes are the process that user applies for favor information, same user can by different or Multiple favor informations of the same trade company of person's identical first terminal equipment application, can also apply for the multiple excellent of different trade companies Favour information, it is without limitation.

Follow-up step is all optional implementation procedure, is not to be had to carry out in each scheme.

Optionally, the program is further comprising the steps of：

S313：Server receives the first favor information deletion request message that second terminal equipment is sent.

S314：Server is offline by the first favor information according to the first favor information deletion request message.

In step S313-S314, server can answer second terminal equipment, that is, trade company is needed to favor information Carry out offline processing.

Optionally, the program can also comprise the following steps：

S315：Server receives the first favor information inquiry request that first terminal equipment is sent.

S316：Server is obtained corresponding to the mark of first terminal equipment at least according to the first favor information inquiry request One the second favor information, and at least one second favor information is sent to first terminal equipment.

In step S315-S316, user side can be carried out by first terminal equipment to the favor information bought Inquiry.

Optionally, the program can also comprise the following steps：

S317：Server receives the second favor information inquiry request that second terminal equipment is sent.

S318：Server according to the second favor information inquiry request, obtain second terminal equipment establishment it is at least one 3rd favor information, and at least one 3rd favor information is sent to second terminal equipment.

In step S317-S318, trade company side can also by second terminal equipment to it is issued on the server Favor information is inquired about.

Pass through examples detailed above, it is found that again in the processing system of the favor information, the service implement body can realize with Under several functions：

First, server can be managed trade company

1st, the details of all trade companies can be inquired about；

2nd, the shop that can be submitted to trade company by client is created or modification application is examined and handled, can also be right The establishment or modification application for the favor information that trade company is submitted by client are examined and handled；

3rd, addition or other information can be invited to the client push message of specified one or more trade companies；

4th, trade company can be carried out forbidding sending out the punishment such as neocaine, undercarriage commodity, close up shop and stop business, i.e., examination is carried out to bad trade company, Ensure the consumption experience of user.

2nd, the management of favor information

1st, can inquire about all favor informations (such as：Member card, stored value card, discount card etc.) details；

2nd, all member's situations for buying certain favor information can be checked, and these members can be given to push related message；

3rd, specified one or more favor informations can be recommended to user, such as use is shown to by client Family；

4th, specified one or more favor informations can be carried out with the punishment such as undercarriage, ensure customer consumption experience；

3rd, user management

1st, the details of all users (namely using the member for the client for realizing the program) can be checked；

2nd, the one or more user's PUSH messages specified can be given；

3rd, certain favor information that can be held to user return the operation of fund；

4th, specified one or more users can be carried out forbidding buying card, force to move back the punishment such as card, title；

5th, it can increase newly, delete user；

6th, user right can be authorized or changed to user.

4th, the transaction details of favor information

1st, the detail of All Activity can be checked and be exported operation；

5th, loan administration

1st, the details of all loan applications can be inquired about；

2nd, handler can be pressed and handles loan application as early as possible；

6th, evaluation management

1st, the details of all evaluations can be checked；

2nd, specified one or more evaluation can be recommended or freeze operation；

7th, favor information promotes management

1st, the details of all advertisements of issue can be checked；

2nd, the new advertising message that can be issued；

The 3rd, the operation such as can modify to announced advertisement, delete；

8th, special preferential treatment (such as red packet and coupons) manages

1st, the details of all special preferential treatment advertising campaigns can be checked；

2nd, it can increase newly, change, deleting the one or more special preferential treatment advertising campaigns specified.

In the processing system of favor information provided by the invention, it is mainly used in what bank or other regulators were set Server can be supervised simultaneously to trade company and user, and favor information content is supervised by server, and passes through The terminal device of user side carries out authentication identification to user, and being obtained for user while favor information is provided and facilitated can ensure to use The safety of family fund, effectively improve the consumption experience of user.

Finally it should be noted that：Various embodiments above is merely illustrative of the technical solution of the present invention, rather than its limitations；To the greatest extent The present invention is described in detail with reference to foregoing embodiments for pipe, it will be understood by those within the art that：Its according to The technical scheme described in foregoing embodiments can so be modified, either which part or all technical characteristic are entered Row equivalent substitution；And these modifications or replacement, the essence of appropriate technical solution is departed from various embodiments of the present invention technology The scope of scheme.

Claims (16)

1. A kind of 1. processing system of favor information, it is characterised in that including：Be arranged on bank side server, the of user side One terminal device and the second terminal equipment of trade company side；The server respectively with the first terminal equipment and it is described second eventually End equipment establishes data connection；

   The first terminal equipment is used to send favor information solicitation message to bank's side server, and the favor information application disappears Cease for applying for favor information, and the favor information solicitation message carries the mark of the first terminal equipment；

   The server is used for the favor information solicitation message for receiving the transmission of first terminal equipment；

   The server is used to carry out authentication process to the first terminal equipment according to the mark of the first terminal equipment；

   If the first terminal equipment possesses the authority of application favor information, the server is used to set to the first terminal Preparation send Requisition Validation message；

   The first terminal equipment is used to receive the Requisition Validation message that the server is sent, and sends Shen to the server Message please be obtain, the application obtains message and is used to apply for the authority for obtaining the first favor information；

   The server is used to first favor information being sent to the first terminal equipment；Wherein, described first is preferential Information is that the benefit data that the server is sent according to the second terminal equipment creates.
2. 2. system according to claim 1, it is characterised in that if the first terminal equipment does not possess application favor information Authority, then the server be additionally operable to the first terminal equipment send registration invitation message；

   The first terminal equipment is additionally operable to receive the registration invitation message that the server is sent, and according to the registration Invitation message is registered on the server.
3. 3. system according to claim 1 or 2, it is characterised in that the second terminal equipment is used for the server Send favor information request to create message；The favor information request to create message carries the mark of the second terminal equipment；

   The server is additionally operable to receive the favor information request to create message that the second terminal equipment is sent, and according to described The mark of second terminal equipment carries out authentication process to the second terminal equipment；

   If the second terminal equipment possesses the authority for creating favor information, the server is additionally operable to the second terminal Equipment sends benefit data and obtains request message；

   The second terminal equipment is used to receiving the benefit data that the server is sent and obtains request message and to the service Device sends benefit data；

   The server is additionally operable to receive the benefit data that the second terminal equipment is sent, and is created according to the benefit data First favor information.
4. 4. system according to claim 3, it is characterised in that if the second terminal equipment does not possess establishment favor information Authority, then the server be additionally operable to the second terminal equipment send certification message request；

   The second terminal equipment is used to send authentication registration request message, the authentication registration request message to the server Including：Account and encrypted message corresponding to the second terminal equipment, and authentication information；

   The server is used to receive the authentication registration request message, and according to the account, the encrypted message and The authentication information is registered by the second terminal equipment and certification；

   The server is additionally operable to after registration and certification is completed to the second terminal equipment, is sent out to the second terminal equipment Send authentication registration response message；

   The second terminal equipment is used to receive the authentication registration response message that the server is sent.
5. 5. system according to claim 3, it is characterised in that the first terminal equipment to the server also with sending out Send the first favor information inquiry request；The first favor information inquiry request includes the mark of the first terminal equipment；

   The server is additionally operable to receive the first favor information inquiry request that the first terminal equipment is sent, and according to described First favor information inquiry request, obtain at least one second favor information corresponding to the mark of the first terminal equipment；

   The server is additionally operable to send at least one second favor information to the first terminal equipment；

   The first terminal equipment is additionally operable to receive at least one favor information that the server is sent.
6. 6. system according to claim 3, it is characterised in that the second terminal equipment is additionally operable to send out to the server Send the second favor information inquiry request；The second favor information inquiry request includes the mark of the second terminal equipment；

   The server is used to receive the second favor information inquiry request that the second terminal equipment is sent, and according to institute The second favor information inquiry request is stated, obtains at least one 3rd favor information of the establishment of the second terminal equipment；

   The server is additionally operable to send at least one 3rd favor information to the second terminal equipment；

   The second terminal equipment is additionally operable to receive at least one 3rd favor information.
7. 7. system according to claim 3, it is characterised in that the second terminal equipment is additionally operable to send out to the server Favor information deletion request message is sent, the first favor information is deleted in the favor information deletion request message instruction；

   The server is additionally operable to receive the favor information deletion request message that the second terminal equipment is sent, and according to described Favor information deletion request message, first favor information is offline.
8. 8. system according to claim 1 or 2, it is characterised in that the server is additionally operable to set to the first terminal Preparation send at least one favor information corresponding to the information of first position；The first position information is the first terminal equipment institute The regional extent of the position at place；

   The first terminal equipment is additionally operable to receive at least one corresponding to the first position information that the server is sent Favor information；

   The first terminal equipment is additionally operable to select first favor information at least one favor information, and according to First favor information sends the application to the server and obtains message.
9. 9. system according to claim 8, it is characterised in that the first terminal equipment is additionally operable to：

   Obtain the first user's operation information；

   Classification is carried out according to first user's operation information at least one favor information to show.
10. 10. system according to claim 9, it is characterised in that the first terminal equipment is additionally operable to：

    For every a kind of favor information, the priority of each favor information in such favor information is determined；

    Each favor information is shown according to the order of the priority of each favor information.
11. 11. system according to claim 8, it is characterised in that the first terminal equipment is additionally operable to obtain second user Operation information, the second user operation information are used to select a second confidence at least one positional information of display Breath；

    The first terminal equipment is additionally operable to send favor information request message to the server, and the favor information request disappears Breath includes the second place information；

    The server is used to receive the favor information request message that the first terminal equipment is sent, and obtains the second At least one favor information corresponding to confidence breath；

    The server is additionally operable at least one favor information corresponding to the second place information being sent to described One terminal device；

    The first terminal equipment is additionally operable to receive described in corresponding to the second place information that the server is sent at least One favor information, and first favor information is selected at least one favor information, and it is excellent according to described first Favour information sends the application to the server and obtains message.
12. 12. system according to claim 3, it is characterised in that establishment is excellent if the second terminal equipment does not possess application The authority of favour information, then the server to the second terminal equipment for sending reason prompt message；

    The first terminal equipment is additionally operable to receive the reason prompt message that the server is sent；Wherein, the reason The reason for prompt message is used to prompt the establishment favor information authority failure.
13. 13. system according to claim 3, it is characterised in that the second terminal equipment is additionally operable to according to described preferential Data acquisition request message shows the first interface；

    The second terminal equipment is additionally operable to obtain the favor information group request to create information on first interface, and by described in Favor information group request to create information is sent to the server；

    The server is additionally operable to receive the favor information group request to create information that the second terminal equipment is sent, and root According to the favor information group request to create information creating favor information group；

    The server is additionally operable to send favor information group establishment response message to the second terminal equipment；The favor information Group, which creates response message, includes the mark of the favor information group；

    The second terminal equipment is additionally operable to receive the favor information group establishment response message that the server is sent and according to institute The mark for stating favor information group sends the benefit data to the server, so that the server is according to the benefit data Favor information is created in the favor information group.
14. 14. system according to claim 13, it is characterised in that the second terminal equipment is specifically used for：

    Response message is created according to the favor information group and shows second contact surface；

    Member's type information on the second contact surface is obtained, and member's type information is sent to the service Device；

    Show the 3rd interface corresponding to member's type information；

    Member's attribute information on the 3rd interface is obtained, and member's attribute information is sent to the service Device；

    Wherein, the benefit data includes member's type information and member's attribute information.
15. 15. system according to claim 14, it is characterised in that the second terminal equipment is additionally operable to obtain described second Terminal device group information on interface, and the terminal device group information is sent to the server；

    The server is additionally operable to receive the terminal device group information that the second terminal equipment is sent；

    The second terminal equipment is additionally operable to show the 4th interface according to the terminal device group information, and obtains the 4th boundary Invitation on face adds the information of the terminal device group, and invites the information for adding the terminal device group to be sent to by described The server；

    The server is additionally operable to receive the letter that the invitation that the second terminal equipment is sent adds the terminal device group Breath, and the information for adding the terminal device group according to inviting sends to invite at least one third terminal equipment and adds the end The message of end equipment group；

    If the third terminal equipment adds the terminal device composition work(, the second terminal equipment is additionally operable to described in reception The addition success response message that server is sent.
16. 16. system according to claim 14, it is characterised in that the second terminal equipment is additionally operable to obtain described second Authority information on interface, and the authority information is sent to the server；

    The server is additionally operable to receive the authority information that the second terminal equipment is sent；

    The second terminal equipment is additionally operable to show the 5th interface corresponding to the authority information；

    The second terminal equipment is additionally operable to obtain the mark of at least one 4th terminal device on the 5th interface, and will The mark of 4th terminal device is sent to the server；

    The server is additionally operable to receive the mark for the 4th terminal device that the second terminal equipment is sent, and is described 4th terminal device is opened with the authority for enjoying the favor information included by the favor information group.