CN107688996A - A kind of method, apparatus and equipment for encouraging user - Google Patents
A kind of method, apparatus and equipment for encouraging user Download PDFInfo
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- CN107688996A CN107688996A CN201610634340.9A CN201610634340A CN107688996A CN 107688996 A CN107688996 A CN 107688996A CN 201610634340 A CN201610634340 A CN 201610634340A CN 107688996 A CN107688996 A CN 107688996A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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Abstract
The present invention provides a kind of method, apparatus and equipment for encouraging user, and methods described includes the user profile preserved according to user, determines that the current of user fills in progress；Current according to the user fills in progress and default excited rules, determines the incentive message of the user；The incentive message of the user is sent to the user terminal of the user.Realize promote user rationally effectively complete data fill in, reduce the purpose of the loss of borrower's company.
Description
Technical field
The present invention relates to financial field, more particularly to a kind of method, apparatus and equipment for encouraging user.
Background technology
In recent years, because the development of internet finance, increasing people begin to use cell phone to borrow money, to solve
To the possible period of want or need of cash in life.Existing network loaning bill product is substantially all the loaning bill Shen for needing user's online input system more
Please data, and belong to and fill in simply, be very easy to cause the cumbersome of user to fill in impression, and compared with multi-user because being filled out needed for data
The data write excessively causes to abandon borrowing money, or abandons supplementing all data, is caused damage to borrower's company.
The content of the invention
In view of the above the shortcomings that prior art, it is an object of the invention to provide a kind of method for encouraging user, dress
Put and equipment, filled in for promoting user rationally effectively to complete data, reduce the loss of borrower's company.
In order to achieve the above objects and other related objects, the present invention provides a kind of method for encouraging user, including following step
Suddenly：The user profile preserved according to user, determine that the current of user fills in progress；According to the user it is current fill in into
Degree and default excited rules, determine the incentive message of the user；The prize of the user is sent to the user terminal of the user
Encourage information.
In one embodiment of the invention, the incentive message of the user is sent in the user terminal to the user
Afterwards, in addition to：Instruction is got in the reward for receiving the user terminal transmission of the user；The reward, which is got in instruction, to be carried
The Unclaimed incentive message of the user；The reward sent according to the user is got instruct in the user that carries treat
The incentive message got, update the incentive message got of the user.
In one embodiment of the invention, it is described according to the user send reward get instruct in carry described in
The Unclaimed incentive message of user is stated, after the incentive message got for updating the user, in addition to：Receive the use
The information that the user terminal at family is sent submits request；Submitted and asked according to described information, determine the amount of money to be paid of the user；Root
According to the incentive message got of the user, the amount of money to be paid of the user is updated；Sent to the user terminal of the user
The amount of money to be paid of the user after renewal.
In one embodiment of the invention, in the information preserved according to user, determine user it is current fill in into
Before degree, in addition to：The log-on message that the user terminal of the user is sent is received, the use is carried in the log-on message
The account information and login password information at family；According to the log-on message, determine whether the user is validated user；Described
When user is validated user, according to the account information of the user, the user profile that the user has preserved is obtained.
In one embodiment of the invention, the default excited rules include：When completing that essential information must be filled out, the is obtained
The reward of one numerical value；When information is filled out in the crucial choosing of completion, the reward of second value is obtained；When completing side information, the is obtained
The reward of three numerical value.
Further, the embodiments of the invention provide a kind of exciting bank, including：Determining unit, for according to user
The user profile of preservation, determine that the current of user fills in progress；The determining unit, it is additionally operable to be filled out according to the current of the user
Degree of writing into and default excited rules, determine the incentive message of the user；Transmitting element, it is whole for the user to the user
End sends the incentive message for the user that the determining unit determines.
In one embodiment of the invention, in addition to：Receiving unit, what the user terminal for receiving the user was sent
Instruction is got in reward；The Unclaimed incentive message that the user is carried in instruction is got in the reward；Updating block, also use
The user carried in instruction is got in the reward that the user terminal of the user received according to the receiving unit is sent
Unclaimed incentive message, update the incentive message got of the user.
In one embodiment of the invention, the receiving unit, it is additionally operable to receive the user terminal transmission of the user
Information submits request；The determining unit, the described information for being additionally operable to be received according to the receiving unit submit request, determine institute
State the amount of money to be paid of user；The updating block, the incentive message got according to the user is additionally operable to, updates the use
The amount of money to be paid at family；The transmitting element, it is additionally operable to after sending the updating block renewal to the user terminal of the user
The amount of money to be paid of the user.
In one embodiment of the invention, in addition to：Acquiring unit；Wherein, the receiving unit, it is additionally operable to receive user
The log-on message that sends of user terminal, the account information and login password letter of the user are carried in the log-on message
Breath；The determining unit, it is additionally operable to according to the log-on message, determines whether the user is validated user；Acquiring unit, also
For when the user is validated user, according to the account information of the user, obtaining user's letter that the user has preserved
Breath.
In one embodiment of the invention, the default excited rules include：When completing that essential information must be filled out, the is obtained
The reward of one numerical value；When information is filled out in the crucial choosing of completion, the reward of second value is obtained；When completing side information, the is obtained
The reward of three numerical value.
Further, the embodiments of the invention provide a kind of excitation set, including：Processor, communication interface, memory and
Communication bus；Wherein, the processor, the communication interface and the memory are completed each other by the communication bus
Communication；The memory, for depositing program code；Wherein, described program code includes computer-managed instruction；The processing
Device performs described program code, for the user profile preserved according to user, determines that the current of user fills in progress；According to institute
State the current of user and fill in progress and default excited rules, determine the incentive message of the user；The communication interface, is used for
The incentive message of the user is sent to the user terminal of the user.
As described above, the method, apparatus and equipment of a kind of excitation user of the present invention, have the advantages that：Excitation
Device determines that the current of user fills in progress according to information of the user to preserve；According to the current progress and default of filling in of user
Excited rules, determine the incentive message of user；Its incentive message is sent to user.So, can be filled according to user
Progress, the incentive message of user is determined, sent to user so that user can get corresponding when completing information solicitation
Reward, user is significantly greatly increased and has completed the enthusiasm filled in of data, realized and promote user rationally effectively to complete data to fill in,
Reduce the purpose of the loss of borrower's company.
Brief description of the drawings
Fig. 1 is shown as a kind of a kind of schematic flow sheet for encouraging the method for user in an embodiment provided by the invention.
Fig. 2 is shown as a kind of another flow signal for encouraging the method for user in an embodiment provided by the invention
Figure.
Fig. 3 is shown as a kind of a kind of structural representation of the exciting bank provided by the invention in an embodiment.
Fig. 4 is shown as a kind of another structural representation of the exciting bank provided by the invention in an embodiment.
Fig. 5 is shown as a kind of another structural representation of the exciting bank provided by the invention in an embodiment.
Fig. 6 is shown as a kind of a kind of structural representation of the excitation set provided by the invention in an embodiment.
Component label instructions
301 determining units
302 transmitting elements
303 receiving units
304 updating blocks
305 acquiring units
401 processors
402 communication interfaces
403 memories
404 communication bus
S101~S103 steps
S201~S212 steps
Embodiment
Illustrate embodiments of the present invention below by way of specific instantiation, those skilled in the art can be by this specification
Disclosed content understands other advantages and effect of the present invention easily.The present invention can also pass through specific realities different in addition
The mode of applying is embodied or practiced, the various details in this specification can also be based on different viewpoints with application, without departing from
Various modifications or alterations are carried out under the spirit of the present invention.It should be noted that in the case where not conflicting, following examples and implementation
Feature in example can be mutually combined.
It should be noted that the diagram provided in following examples only illustrates the basic structure of the present invention in a schematic way
Think, only show the component relevant with the present invention in schema then rather than according to component count, shape and the size during actual implement
Draw, kenel, quantity and the ratio of each component can be a kind of random change during its actual implementation, and its assembly layout kenel
It is likely more complexity.
In the prior art, when user's debt-credit or credit card are handled, it is necessary to which user fills in some data informations.And
, it is necessary to the data such as more loan application of user's online input system during application, and belong to and fill in simply, be very easy to cause
The cumbersome impression of user, even some users abandon loan application because of above-mentioned filling in for data information.Asked to solve this
Topic, the embodiment of the present invention can be rewarded different processes of filling in accordingly, increase the entertaining of user's fill data information
Property, promote user rationally effectively to complete filling in for data information.
As shown in figure 1, the embodiment of the present invention provides a kind of method for encouraging user, comprise the following steps：
Step S101：The user profile preserved according to user, determine that the current of user fills in progress.
Specifically, user when being borrowed or lent money or other are similar to business, it is necessary to fill in various data informations.Now, use
When filling in various data informations, the information that can fill in user is stored into storage device at family.Exciting bank is needing to obtain
When taking the information that family has been filled in, storage device can be accessed, the information that user has filled in is obtained from storage device.Excitation dress
Put when obtaining the user profile preserved, the user profile that can have been preserved according to user, determine that the current of user is filled out
Degree of writing into.For example, essential information must be filled out by being divided into the information that user fills in, when information and side information are filled out in key choosing, according to
The information that family has currently preserved, determine that the information that user fills in fills out information, or supplement for that must fill out essential information or crucial choosing
Information.
It should be noted that exciting bank can not also obtain the user profile that user has preserved in storage device.And
It is that the preservation for receiving the different phase that user sends by user instructs, determines the user profile that user has preserved, Jin Erke
With the user profile preserved according to user, determine that the current of user fills in progress.
For example, user when completing that essential information must be filled out, can send first to exciting bank and preserve instruction, now, swash
Device is encouraged when receiving the first preservation instruction, as knows that user has completed that the preservation of essential information must be filled out, and then can be true
Determine the current of user and fill in progress to have completed that essential information must be filled out.
Certainly, exciting bank can also determine that the current of user fills in progress by other means, and the present invention does not make to this
Limitation.
Step S102：Current according to user fills in progress and default excited rules, determines the incentive message of user.
Specifically, exciting bank determine user it is current fill in progress after, can be by using default excited rules
Determine that current fill in of user carries out corresponding incentive message, and then determine the incentive message of user.
Further, the information filled in user, which is divided into, must fill out essential information, when information and side information are filled out in key choosing, in advance
If excited rules include：When completing that essential information must be filled out, the reward of the first numerical value is obtained；When information is filled out in the crucial choosing of completion,
Obtain the reward of second value；When completing side information, the reward of third value is obtained.So, exciting bank is true
When currently filling in progress of user is made, default excited rules can be checked, determine incentive message corresponding to user.
The thing illustrated is needed, different amounts of money award corresponding to different phase are set according to the actual requirements by keeper.
Also, the stage that user's fill data information specifically divides is also that keeper is set according to the actual requirements, the present invention to this not
It is restricted.
For example, it is assumed that the current progress of filling in of user must fill out essential information for completion, then exciting bank can be by checking
Default excited rules, it is determined that the reward to the numerical value of user first, the incentive message for as determining user is the prize of the first numerical value
Encourage.
It should be noted that default excited rules are that keeper is set in advance according to the actual requirements, can also be except upper
Other reward rules outside secondary reward rule, the invention is not limited in this regard.
Step S103：The incentive message of user is sent to the user terminal of user.
Specifically, exciting bank after the incentive message of user is determined, need to feed back to this incentive message user, now
Incentive message can be sent to the user terminal of user, so that this incentive message is fed back to user by the user terminal for obtaining user,
So that user gets this reward in time.
So, the progress that can be filled according to user, the incentive message of user is determined, sent to user so that used
Family can get corresponding reward when completing information solicitation, and user has been significantly greatly increased and has completed the enthusiasm that data is filled in, real
Showed promote user rationally effectively complete data fill in, reduce the purpose of the loss of borrower's company.
As shown in Fig. 2 the embodiments of the invention provide a kind of method for encouraging user, including：
Step S201：Receive the log-on message that the user terminal of user is sent.
Wherein, the account information and login password information of the user is carried in log-on message.
Specifically, user can first carry out user account login when being borrowed or lent money or other are similar to business, now,
User can regard its account information and login password information as log-on message by user terminal and send to exciting bank.Excitation
Device receives the log-on message that user sends.
Step S202：According to log-on message, determine whether user is validated user.
Specifically, exciting bank after log-on message is received, can parse log-on message, obtain and taken in this log-on message
The account information and login password information of the user of band.It can detect in storage device whether have this according to the account information of user
Account information, when it is determined that there is this account information in storage device, it can further detect this account stored in storage device
Whether login password information corresponding to information is identical with the login password information parsed in log-on message., can if identical
Using the user for determining to log in as validated user.If differing, it can determine that the user logged in is illegal user.
It should be noted that when it is illegal user to encourage user to determine user, instruction can be sent to user and logged in
The reminder message of password or account mistake.
Step S203：When user is validated user, according to the account information of user, user's letter that user has preserved is obtained
Breath.
Specifically, user, when filling in user profile, the equipment for receiving the user profile that user fills in can be by user
The user profile filled in is preserved into storage device.Exciting bank, can be in storage user when it is determined that user is validated user
In the storage device of the user profile preserved, this user of storage has been searched in storage device according to the account information of user
The user profile of preservation, and then get the user profile that user has preserved.
Step S204：The user profile preserved according to user, determine that the current of user fills in progress.
Specifically, referring to step S101, will not be repeated here.
Step S205：Current according to user fills in progress and default excited rules, determines the incentive message of user.
Specifically, referring to step S102, will not be repeated here.
Step S206：The incentive message of user is sent to the user terminal of user.
Specifically, referring to step S103, will not be repeated here.
Step S207：Instruction is got in the reward for receiving the user terminal transmission of user.
Wherein, the Unclaimed incentive message that user is carried in instruction is got in reward.
Specifically, exciting bank when incentive message is sent into user, if user gets this reward, can pass through user
Terminal sends reward to exciting bank for this incentive message and gets instruction.As, can will be Unclaimed by user terminal
Incentive message is got in instruction added to reward, is sent to exciting bank.Now, exciting bank receives the reward neck that user sends
Instruction fetch.
Step S208：The Unclaimed prize of the user carried in instruction is got in the reward sent according to the user terminal of user
Information is encouraged, updates the incentive message got of user.
Specifically, exciting bank can parse prize after instruction is got in the reward that the user terminal for receiving user is sent
Encourage and get instruction, obtain reward and get the Unclaimed incentive message carried in instruction.Exciting bank needs reward being added to
In the reward that user has got.Now, exciting bank can find the incentive message that user has got, and by Unclaimed prize
Encourage in the reward got added to user, the incentive message got of the user of more new record.
For example, after user has filled in and must fill out essential information, exciting bank sends the incentive message of the first numerical value to user.
Now, when user wants to get this reward, reward can be sent to exciting bank and get instruction.And this reward is got in instruction and carried
The incentive message of the first Unclaimed numerical value.Now, exciting bank can parse reward after receiving reward and getting instruction
Instruction is got, gets the incentive message that the first Unclaimed numerical value carried in instruction is got in reward.Exciting bank can incite somebody to action
The incentive message of first numerical value is recorded into the incentive message got of user, and is as updated the incentive message of the first numerical value
Into the incentive message got of user, realize that user gets the reward of the first numerical value.
Further, after user has got reward, the reward got can be used, it is specific as follows：
Step S209：Receive the information submission request that the user terminal of user is sent.
Specifically, user when having filled in related data information, can be sent to exciting bank by user terminal and be believed
Breath submits request.Now, exciting bank receives the information that user sends and submits request.
For example, user when needing to be borrowed or lent money, has filled in the related data information of debt-credit, and the information that this has been filled in
Preserve to storage device, loan information can be sent to exciting bank and submit request.Exciting bank receives what user sent
Loan information submits request.
Step S210：Submitted and asked according to information, determine the amount of money to be paid of user.
Specifically, exciting bank exists for some business and collected after the information for receiving user's transmission submits request
Routine takes or the situation of other fees, now exciting bank can according to specific business, determine user wait pay
The amount of money.
As above described in example, exciting bank is after the loan information for receiving user's transmission submits request, due to handling debt-credit
Business needs to collect certain service charge use, according to the specific credit amount of user, can now determine that the service charge of formality is used,
As determine the amount of money to be paid of user.
It should be noted that the amount of money to be paid is pre-set corresponding to different business, the invention is not limited in this regard.
Step S211：According to the incentive message got of user, the amount of money to be paid of user is updated.
Specifically, exciting bank determine user wait pay the amount of money after, can use user the reward got enter
Row payment.Now exciting bank can use the amount of money award in the incentive message got of user, to the amount of money to be paid of user
Paid the bill, so update user for Payment Amount.Amount of money award in the incentive message got of user is more than etc.
In user when the amount of money is paid, pending payment that can be directly with the amount of money award in the incentive message got of user to user
Paid the bill, now the residue of the user amount of money to be paid is zero, and the pending payment amount of money of user can be updated to zero by exciting bank.
Amount of money award in the incentive message got of user when the amount of money is paid, directly uses user's less than user
When amount of money award in the incentive message got is paid the bill the pending payment of user, due to the reward the got letter of user
Amount of money award in breath is less than the amount of money to be paid of user, and therefore, also needs user to pay the bill remainder.Now, excitation dress
Put the amount of money award amount of money to be paid of user being updated in the amount of money to be paid of original subscriber and the incentive message got of user
Difference.To pay the pending payment amount of money after renewal by user.
It should be noted that amount of money award of the exciting bank in the incentive message got using user is to user's
After paying the amount of money and being paid the bill, it is also desirable to according to the amount of money award used, update the prize in the incentive message got of user
Encourage the amount of money.
Step S212：The amount of money to be paid of the user after renewal is sent to the user terminal of user.
Specifically, exciting bank is after the pending payment amount of money of the user after determining renewal, user's after this is updated
The pending payment amount of money is sent to the user terminal of user, so that user knows that it also needs the amount of money of payment, and it is carried out accordingly
Payment.
So, the progress that can be filled according to user, the incentive message of user is determined, sent to user so that used
Family can get corresponding reward when completing information solicitation, and user has been significantly greatly increased and has completed the enthusiasm that data is filled in, real
Showed promote user rationally effectively complete data fill in, reduce the purpose of the loss of borrower's company.Also, the prize that user obtains
Encouraging directly to be used, and provide the user preferable experience.
As shown in figure 3, the embodiments of the invention provide a kind of exciting bank, including：
Determining unit 301, for the user profile preserved according to user, determine that the current of user fills in progress.
Determining unit 301, it is additionally operable to fill in progress and default excited rules according to the current of user, determines the prize of user
Encourage information.
Wherein, default excited rules include：When completing that essential information must be filled out, the reward of the first numerical value is obtained；Complete
When information is filled out in key choosing, the reward of second value is obtained；When completing side information, the reward of third value is obtained.
Transmitting element 302, for sending the incentive message for the user that determining unit 301 determines to the user terminal of user.
Further, as shown in figure 4, above-mentioned exciting bank also includes：
Instruction is got in receiving unit 303, the reward that the user terminal for receiving user is sent.
Wherein, the Unclaimed incentive message that user is carried in instruction is got in reward.
Finger is got in updating block 304, the reward that the user terminal for the user for being additionally operable to be received according to receiving unit 303 is sent
The Unclaimed incentive message of the user carried in order, update the incentive message got of user.
Further, receiving unit 303, it is additionally operable to receive the information submission request that user sends.
Determining unit 301, the information for being additionally operable to be received according to receiving unit 303 submit request, determine that user's treats a pair gold
Volume.
Updating block 304, the incentive message got according to user is additionally operable to, updates the amount of money to be paid of user.
Transmitting element 302, be additionally operable to the user after being updated to the user terminal transmission updating block 304 of user treats a pair gold
Volume.
Further, above-mentioned exciting bank, as shown in figure 5, also including：Acquiring unit 305.
Receiving unit 303, it is additionally operable to receive the log-on message that the user terminal of user is sent.
Wherein, the account information and login password information of user is carried in log-on message.
Determining unit 301, it is additionally operable to according to log-on message, determines whether user is validated user.
Acquiring unit 305, it is additionally operable to when user is validated user, according to the account information of user, obtains user and protected
The user profile deposited.
As shown in fig. 6, the invention provides a kind of structural representation of excitation set, the electronic equipment are above-mentioned for realizing
The detection method of fraudulent user, the electronic equipment include：
Processor (processor) 401, communication interface (Communications Interface) 402, memory
(memory) 403 and communication bus 404；Wherein, the processor 401, the communication interface 402 and the memory 403 are logical
Cross the communication bus 404 and complete mutual communication.
Processor 401 is probably a central processor CPU, or specific integrated circuit ASIC (Application
Specific Integrated Circuit), or it is arranged to implement the integrated electricity of one or more of the embodiment of the present invention
Road.
Memory 403 is used to deposit program code, and described program code includes computer-managed instruction.Memory 403 can
Can high-speed RAM memory be included, it is also possible to also including nonvolatile memory (non-volatile memory), for example, at least
One magnetic disk storage.Memory 403 can also store Various types of data, such as excited rules, user profile, the reward letter of user
Breath etc..
The configuration processor code of processor 401, for the user profile preserved according to user, determine that the current of user is filled in
Progress；Current according to user fills in progress and default excited rules, determines the incentive message of user.
Wherein, default excited rules include：When completing that essential information must be filled out, the reward of the first numerical value is obtained；Complete
When information is filled out in key choosing, the reward of second value is obtained；When completing side information, the reward of third value is obtained.
Communication interface 402, for sending the incentive message of user to the user terminal of user.
Further, instruction is got in communication interface 402, the reward for being additionally operable to receive the user terminal transmission of user.
Wherein, the Unclaimed incentive message that user is carried in instruction is got in reward.
Processor 401, it is additionally operable to get the Unclaimed reward of the user carried in instruction according to the reward that user sends
Information, update the incentive message got of user.
Communication interface 402, it is additionally operable to receive the information submission request that the user terminal of user is sent.
Processor 401, it is additionally operable to be submitted according to information and asks, determine the amount of money to be paid of user.
Processor 401, the incentive message got according to user is additionally operable to, updates the amount of money to be paid of user.
Communication interface 402, it is additionally operable to send the amount of money to be paid of the user after renewal to the user terminal of user.
Communication interface 402, it is additionally operable to receive the log-on message that the user terminal of user is sent.
Wherein, the account information and login password information of user is carried in log-on message.
Processor 401, it is additionally operable to according to log-on message, determines whether user is validated user.
Processor 401, it is additionally operable to when user is validated user, according to the account information of user, obtains user and preserved
User profile.
In summary, the progress that the present invention can fill according to user, determines the incentive message of user, sends to user,
Allow user to get corresponding reward when completing information solicitation, user has been significantly greatly increased and has completed the product that data is filled in
Polarity, realize promote user rationally effectively complete data fill in, reduce the purpose of the loss of borrower's company.Also, user
The reward of acquisition can be used directly, provide the user preferable experience.So the present invention effectively overcomes existing skill
Various shortcoming in art and have high industrial utilization.
The above-described embodiments merely illustrate the principles and effects of the present invention, not for the limitation present invention.It is any ripe
Know the personage of this technology all can carry out modifications and changes under the spirit and scope without prejudice to the present invention to above-described embodiment.Cause
This, those of ordinary skill in the art is complete without departing from disclosed spirit and institute under technological thought such as
Into all equivalent modifications or change, should by the present invention claim be covered.
Claims (11)
- A kind of 1. method for encouraging user, it is characterised in that comprise the following steps：The user profile preserved according to user, determine that the current of user fills in progress；Current according to the user fills in progress and default excited rules, determines the incentive message of the user；The incentive message of the user is sent to the user terminal of the user.
- 2. the method for excitation user according to claim 1, it is characterised in that in the user terminal to the user After the incentive message for sending the user, in addition to：Instruction is got in the reward for receiving the user terminal transmission of the user；The reward, which is got in instruction, carries the user Unclaimed incentive message；The reward sent according to the user is got instruct in the Unclaimed incentive message of the user that carries, described in renewal The incentive message got of user.
- 3. the method for excitation user according to claim 2, it is characterised in that in the prize sent according to the user The Unclaimed incentive message for stating user got and carried in instruction is encouraged, updates the incentive message got of the user Afterwards, in addition to：Receive the information submission request that the user terminal of the user is sent；Submitted and asked according to described information, determine the amount of money to be paid of the user；According to the incentive message got of the user, the amount of money to be paid of the user is updated；The amount of money to be paid of the user after renewal is sent to the user terminal of the user.
- 4. the method for the excitation user according to claim any one of 1-3, it is characterised in that protected described according to user The information deposited, determine user it is current fill in progress before, in addition to：The log-on message that the user terminal of the user is sent is received, the account letter of the user is carried in the log-on message Breath and login password information；According to the log-on message, determine whether the user is validated user；When the user is validated user, according to the account information of the user, user's letter that the user has preserved is obtained Breath.
- 5. the method for the excitation user according to claim any one of 1-3, it is characterised in thatThe default excited rules include：When completing that essential information must be filled out, the reward of the first numerical value is obtained；Complete crucial choosing When filling out information, the reward of second value is obtained；When completing side information, the reward of third value is obtained.
- A kind of 6. exciting bank, it is characterised in that including：Determining unit, for the user profile preserved according to user, determine that the current of user fills in progress；The determining unit, it is additionally operable to fill in progress and default excited rules according to the current of the user, determines the user Incentive message；Transmitting element, the reward for sending the user that the determining unit determines to the user terminal of the user are believed Breath.
- 7. exciting bank according to claim 6, it is characterised in that also include：Instruction is got in receiving unit, the reward that the user terminal for receiving the user is sent；The reward is got in instruction Carry the Unclaimed incentive message of the user；Instruction is got in updating block, the reward that the user terminal for the user for being additionally operable to be received according to the receiving unit is sent The Unclaimed incentive message of the user of middle carrying, update the incentive message got of the user.
- 8. exciting bank according to claim 7, it is characterised in thatThe receiving unit, it is additionally operable to receive the information submission request that the user terminal of the user is sent；The determining unit, the described information for being additionally operable to be received according to the receiving unit submit request, determine the user's The amount of money to be paid；The updating block, the incentive message got according to the user is additionally operable to, updates the amount of money to be paid of the user；The transmitting element, it is additionally operable to send the user's after the updating block renewal to the user terminal of the user The amount of money to be paid.
- 9. according to the exciting bank described in claim any one of 6-8, it is characterised in that also include：Acquiring unit；Wherein,The receiving unit, it is additionally operable to receive the log-on message that the user terminal of user is sent, is carried in the log-on message The account information and login password information of the user；The determining unit, it is additionally operable to according to the log-on message, determines whether the user is validated user；Acquiring unit, it is additionally operable to, when the user is validated user, according to the account information of the user, obtain the user The user profile preserved.
- 10. according to the exciting bank described in claim any one of 6-8, it is characterised in that the default excited rules include： When completion must fill out essential information, the reward of the first numerical value is obtained；When information is filled out in the crucial choosing of completion, the prize of second value is obtained Encourage；When completing side information, the reward of third value is obtained.
- A kind of 11. excitation set, it is characterised in that including：Processor, communication interface, memory and communication bus；Wherein, the processor, the communication interface and the memory Mutual communication is completed by the communication bus；The memory, for depositing program code；Wherein, described program code includes computer-managed instruction；The computing device described program code, for the user profile preserved according to user, determine that the current of user is filled out Degree of writing into；Current according to the user fills in progress and default excited rules, determines the incentive message of the user；The communication interface, for sending the incentive message of the user to the user terminal of the user.
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| CN201610634340.9A CN107688996A (en) | 2016-08-04 | 2016-08-04 | A kind of method, apparatus and equipment for encouraging user |
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| CN201610634340.9A CN107688996A (en) | 2016-08-04 | 2016-08-04 | A kind of method, apparatus and equipment for encouraging user |
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| CN201610634340.9A Pending CN107688996A (en) | 2016-08-04 | 2016-08-04 | A kind of method, apparatus and equipment for encouraging user |
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