CN107633456B - A kind of financial terminal equipment based on rural migrant worker's credit worthiness - Google Patents
A kind of financial terminal equipment based on rural migrant worker's credit worthiness Download PDFInfo
- Publication number
- CN107633456B CN107633456B CN201710916318.8A CN201710916318A CN107633456B CN 107633456 B CN107633456 B CN 107633456B CN 201710916318 A CN201710916318 A CN 201710916318A CN 107633456 B CN107633456 B CN 107633456B
- Authority
- CN
- China
- Prior art keywords
- rural migrant
- migrant worker
- credit worthiness
- module
- worker
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Abstract
The invention discloses a kind of financial terminal equipments based on rural migrant worker's credit worthiness, are set on building site, including：Identification module：For rural migrant worker's identity to be identified；Credit worthiness computing module：It is calculated according to the total working duration and record of bad behavior of rural migrant worker；Service providing module：For providing financial service to corresponding rural migrant worker when credit worthiness is complied with standard；Data transmission module：Identification data is sent to background server, the total working duration for receiving the rural migrant worker that background server is sent and record of bad behavior, financial service notification information is sent to background server, receives the financial service content that background server is sent.The present invention is suitable for solving the problems, such as that rural migrant worker is badly in need of spending money but being inconvenient to bank debits, and the equipment of the present invention is set on building site, and when rural migrant worker is in need of money, progress identification, credit worthiness calculate and provide financial service, convenient and efficient and reliable.
Description
Technical field
The present invention relates to a kind of financial terminal equipments based on rural migrant worker's credit worthiness.
Background technology
Rural migrant worker refers to household register still in rural area, works into city and is engaged in non-agricultural industries in local or strange land and works 6
Month or more labourer.Rural migrant worker is the novel labour emerged in large numbers in China's reform and industrialization, Development of China's Urbanization
Main forces, it has also become the important component of China's Industry worker is made that major contribution to China's modernization construction.Rural migrant worker's work
Make direct relation rural economic development and increasing peasant income, relationship socio-economic development is global.
In the prior art, it is all its labour and capital management system that most of and rural migrant worker is relevant, is such as realized by system of real name
The correct granting of labour and capital.And when rural migrant worker is badly in need of spending money（It is non-a large amount of）When, it is still necessary to go to bank to carry out withdrawal operation, it is very not square
Just；Therefore it needs to provide a kind of be set on building site and its credit worthiness is judged according to rural migrant worker's total working duration, in its credit worthiness
The equipment that financial service is provided it when reaching certain standard.
Invention content
It is an object of the invention to overcome the deficiencies of the prior art and provide a kind of financial terminals based on rural migrant worker's credit worthiness
Equipment is reached using the total working duration of rural migrant worker and record of bad behavior as the calculation of rural migrant worker's credit worthiness in its credit worthiness
Financial service is provided it when to certain standard.
The purpose of the present invention is achieved through the following technical solutions：A kind of financial terminal based on rural migrant worker's credit worthiness
Equipment is set on building site, including：
Identification module：For rural migrant worker's identity to be identified；
Credit worthiness computing module：It is calculated according to the total working duration and record of bad behavior of rural migrant worker；
Service providing module：For providing financial service to corresponding rural migrant worker when credit worthiness is complied with standard；
Data transmission module：The peasant that identification data is sent to background server, receives background server transmission
The total working duration and record of bad behavior of work send financial service notification information to background server, receive background server transmission
Financial service content.
Further, the identification module includes facial recognition modules, fingerprint identification module, refers to hand vein recognition mould
One or more of block, iris recognition module, voiceprint identification module.
Further, the total working duration of the rural migrant worker is obtained by noninductive equipment of checking card, described noninductive to check card
Equipment includes：
Safety cap, the safety cap are provided with switch module, described switch module one end connection supplying cell, and the other end connects
Wireless transmission chip is connect, further includes the controller of connecting valve module, the first wireless receiving chip is provided in the controller
And processor；
Work board is provided with short distance identification chip and control signal transmission chip, the short distance identification in the work board
The distance of the chip wireless transmission chip in the safety cap for identification, the control signal transmission chip are used for closely
When identification chip recognizes safety cap beyond pre-determined distance, the control for disconnecting switch module is sent to the first wireless receiving chip
Signal processed；
The terminal identifier being uniformly distributed in construction site, the terminal identifier include the second wireless receiving chip,
Worker's information that wireless transmission chip for receiving safety cap is sent；
Multiple routers are provided with Zigbee wireless communication modules in the router, know for connecting the terminal closed on
Other device and the router closed on；
Gateway is provided with Zigbee wireless communication modules and Ethernet interface, the Zigbee channel radios in the gateway
Letter module is for connecting multiple routers, and the Ethernet interface is for connecting background server.
Further, the record of bad behavior be record of bad behavior of the rural migrant worker when building site work, including upper and lower work be not allowed
When, there is different grades of accident, do not meet constructing operation specification；Wherein work does not pass through noninductive equipment reality of checking card on time up and down
It is existing, and there is different grades of accident and do not meet constructing operation specification by rural migrant worker higher level by its terminal device to backstage
Server carries out registration realization.
Further, the financial service is divided into multiple grades according to credit worthiness height, and the grade is from high to low
Include successively：Cash/borrowing for virtual fund takes/is repaid, service on net.
Further, the service providing module includes：
Cash borrow take/repay unit：It takes/repays for providing borrowing for its cash in the case where rural migrant worker enjoys a good reputation；
Virtual fund extracts/repay unit：For providing borrowing for its virtual fund in the case where rural migrant worker enjoys a good reputation
It takes/repays；
Public network connection unit：For rural migrant worker's credit worthiness it is higher in the case of service on net is provided.
The beneficial effects of the invention are as follows：The present invention is suitable for solving rural migrant worker and is badly in need of spending money but being inconvenient to bank debits
（Due to the property of work, bank card can't be carried）The problem of, the equipment of the present invention is set on building site, peasant is worked as
Progress identification, credit worthiness calculate and provide financial service when work is in need of money, convenient and efficient and reliable.
Description of the drawings
Fig. 1 is structure of the invention block diagram.
Specific implementation mode
Technical scheme of the present invention is described in further detail below in conjunction with the accompanying drawings：
As shown in Figure 1, a kind of financial terminal equipment based on rural migrant worker's credit worthiness, is set on building site, including：
Identification module：For rural migrant worker's identity to be identified.
Specifically, in the present embodiment, the identification module include facial recognition modules, fingerprint identification module,
Refer to one or more of hand vein recognition module, iris recognition module, voiceprint identification module.Identification module knows identity
Other data are sent to background server, after background server is compared, comparison result are returned to, to credit worthiness if comparing successfully
Computing module sends the total working duration and record of bad behavior of the rural migrant worker.Wherein, the process that identity compares may include to real name
The comparison of data processed（Face recognition）.
Credit worthiness computing module：It is calculated according to the total working duration and record of bad behavior of rural migrant worker.
Wherein, the total working duration of the rural migrant worker is obtained by noninductive equipment of checking card, the noninductive equipment of checking card
Including：The noninductive equipment of checking card includes：
Safety cap, the safety cap are provided with switch module, described switch module one end connection supplying cell, and the other end connects
Wireless transmission chip is connect, further includes the controller of connecting valve module, the first wireless receiving chip is provided in the controller
And processor；
Work board is provided with short distance identification chip and control signal transmission chip, the short distance identification in the work board
The distance of the chip wireless transmission chip in the safety cap for identification, the control signal transmission chip are used for closely
When identification chip recognizes safety cap beyond pre-determined distance, the control for disconnecting switch module is sent to the first wireless receiving chip
Signal processed；
The terminal identifier being uniformly distributed in construction site, the terminal identifier include the second wireless receiving chip,
Worker's information that wireless transmission chip for receiving safety cap is sent；
Multiple routers are provided with Zigbee wireless communication modules in the router, know for connecting the terminal closed on
Other device and the router closed on；
Gateway is provided with Zigbee wireless communication modules and Ethernet interface, the Zigbee channel radios in the gateway
Letter module is for connecting multiple routers, and the Ethernet interface is for connecting background server.
Specifically, which includes being uniformly distributed and terminal identifier, the multiple routers in construction site
And gateway, the terminal identifier include the second wireless receiving chip, what the wireless transmission chip for receiving safety cap was sent
Worker's information is provided with Zigbee wireless communication modules in the router, for connecting the terminal identifier closed on and closing on
Router so that terminal identifier can by router carry out interim signal, then retransmit to gateway, set in the gateway
It is equipped with Zigbee wireless communication modules and Ethernet interface, since the Zigbee wireless communication modules in the gateway can be connected to
Multiple routers, therefore, gateway can receive the worker's information sent by router, finally, the Ethernet in the gateway
Interface is connected to attendance server by Ethernet, the worker's information received can be sent to attendance service by Ethernet
Device, since the communication distance of Zigbee network is smaller, using above-mentioned laying mode.
Operating time is sent to background server and preserved by noninductive equipment of checking card, transferred when needing financial service to
This equipment.Meanwhile the record of bad behavior be record of bad behavior of the rural migrant worker when building site work, including upper and lower work not on time, go out
Existing different grades of accident does not meet constructing operation specification；Wherein work is not realized by noninductive equipment of checking card on time up and down, and is gone out
Existing different grades of accident and do not meet constructing operation specification by rural migrant worker higher level by its terminal device to background server
Carry out registration realization.
The calculation of credit worthiness is in one of the embodiments,：Operating time is divided into multiple ranges, each
A range operating time is corresponding, and there are one benchmark credit worthinesses, and deduction of points item then is arranged in every situation of record of bad behavior again, will
Benchmark credit value obtains practical credit worthiness after being unifiedly calculated with deduction of points item.And in another embodiment, credit worthiness
Calculation is：One fixed weight value is arranged to operating time, all working duration is multiplied by the fixed weight and is worth to base
Quasi- credit worthiness, wherein when being the same highest credit worthiness more than the operating time of preset duration, then again by record of bad behavior
Every situation setting deduction of points item, practical credit worthiness is obtained after benchmark credit value is unifiedly calculated with deduction of points item.
Service providing module：For providing financial service to corresponding rural migrant worker when credit worthiness is complied with standard；
Wherein, the financial service is divided into multiple grades according to credit worthiness height, the grade from it is high to low successively
Including：Cash/borrowing for virtual fund takes/is repaid, service on net.
Accordingly, the service providing module includes：
Cash borrow take/repay unit：It takes/repays for providing borrowing for its cash in the case where rural migrant worker enjoys a good reputation；
Virtual fund extracts/repay unit：For providing borrowing for its virtual fund in the case where rural migrant worker enjoys a good reputation
It takes/repays；（It is realized by Alipay/wechat）
Public network connection unit：For rural migrant worker's credit worthiness it is higher in the case of service on net is provided.
Data transmission module：The peasant that identification data is sent to background server, receives background server transmission
The total working duration and record of bad behavior of work send financial service notification information to background server, receive background server transmission
Financial service content.
The present invention is described by embodiment, but is not limited the invention, with reference to description of the invention, institute
Other variations of disclosed embodiment, are such as readily apparent that the professional person of this field, such variation should belong to
Within the scope of the claims in the present invention limit.
Claims (5)
1. a kind of financial terminal equipment based on rural migrant worker's credit worthiness, is set on building site, it is characterised in that：Including：
Identification module：For rural migrant worker's identity to be identified；
Credit worthiness computing module：It is calculated according to the total working duration and record of bad behavior of rural migrant worker；
Service providing module：For providing financial service to corresponding rural migrant worker when credit worthiness is complied with standard；
Data transmission module：Identification data is sent to background server, receives the rural migrant worker's that background server is sent
Total working duration and record of bad behavior send financial service notification information to background server, receive the gold that background server is sent
Melt service content；
The total working duration of the rural migrant worker is obtained by noninductive equipment of checking card, and the noninductive equipment of checking card includes：
Safety cap, the safety cap are provided with switch module, described switch module one end connection supplying cell, and the other end connects nothing
Line transmitting chip further includes the controller of connecting valve module, and the first wireless receiving chip and place are provided in the controller
Manage device；
Work board is provided with short distance identification chip and control signal transmission chip, the short distance identification chip in the work board
The distance of wireless transmission chip in the safety cap for identification, the control signal transmission chip are used to identify in short distance
When chip recognizes safety cap beyond pre-determined distance, the control letter for disconnecting switch module is sent to the first wireless receiving chip
Number；
The terminal identifier being uniformly distributed in construction site, the terminal identifier include the second wireless receiving chip, are used for
Receive worker's information that the wireless transmission chip of safety cap is sent；
Multiple routers are provided with Zigbee wireless communication modules in the router, for connecting the terminal identifier closed on
And the router closed on；
Gateway is provided with Zigbee wireless communication modules and Ethernet interface, the Zigbee radio communication molds in the gateway
Block is for connecting multiple routers, and the Ethernet interface is for connecting background server.
2. a kind of financial terminal equipment based on rural migrant worker's credit worthiness according to claim 1, it is characterised in that：Described
Identification module includes facial recognition modules, fingerprint identification module, refers to hand vein recognition module, the knowledge of iris recognition module, vocal print
One or more of other module.
3. a kind of financial terminal equipment based on rural migrant worker's credit worthiness according to claim 1, it is characterised in that：Described
Record of bad behavior is record of bad behavior of the rural migrant worker when building site work, including upper and lower work is not punctual, the different grades of accident of appearance, no
Meet constructing operation specification；Wherein up and down work not on time by it is noninductive check card equipment realize, and occur different grades of accident and
It does not meet constructing operation specification and registration realization is carried out to background server by its terminal device by rural migrant worker higher level.
4. a kind of financial terminal equipment based on rural migrant worker's credit worthiness according to claim 1, it is characterised in that：Described
Financial service is divided into multiple grades according to credit worthiness height, and the grade includes successively from high to low：Cash/virtual fund
By means of take/repay, service on net.
5. a kind of financial terminal equipment based on rural migrant worker's credit worthiness according to claim 3, it is characterised in that：Described
Service providing module includes：
Cash borrow take/repay unit：It takes/repays for providing borrowing for its cash in the case where rural migrant worker enjoys a good reputation；
Virtual fund extracts/repay unit：It takes/repays for providing borrowing for its virtual fund in the case where rural migrant worker enjoys a good reputation
Also；
Public network connection unit：For rural migrant worker's credit worthiness it is higher in the case of service on net is provided.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710916318.8A CN107633456B (en) | 2017-09-30 | 2017-09-30 | A kind of financial terminal equipment based on rural migrant worker's credit worthiness |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710916318.8A CN107633456B (en) | 2017-09-30 | 2017-09-30 | A kind of financial terminal equipment based on rural migrant worker's credit worthiness |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN107633456A CN107633456A (en) | 2018-01-26 |
| CN107633456B true CN107633456B (en) | 2018-07-27 |
Family
ID=61103907
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201710916318.8A Active CN107633456B (en) | 2017-09-30 | 2017-09-30 | A kind of financial terminal equipment based on rural migrant worker's credit worthiness |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN107633456B (en) |
Families Citing this family (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN108319997A (en) * | 2018-01-31 | 2018-07-24 | 四川民工加网络科技有限公司 | A kind of the pay of migrant rural workers distribution method based on multizone identification |
| CN108229851A (en) * | 2018-01-31 | 2018-06-29 | 四川民工加网络科技有限公司 | A kind of rural migrant worker's regional work monitoring system based on noninductive identification |
| CN108053195A (en) * | 2018-01-31 | 2018-05-18 | 四川民工加网络科技有限公司 | Method is recommended in a kind of work based on paying out wages supervision |
| CN108596503B (en) * | 2018-05-02 | 2021-04-27 | 四川亚东世纪科技有限公司 | Abnormal working hour judgment method based on non-inductive card punching |
| CN109087070A (en) * | 2018-08-03 | 2018-12-25 | 四川民工加网络科技有限公司 | Management method of working and device |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103116926A (en) * | 2013-01-30 | 2013-05-22 | 上海城建市政工程（集团）有限公司 | Real-time monitoring system based on RFID (Radio Frequency Identification Devices) safety helmet and application method thereof |
| CN103745401A (en) * | 2013-12-19 | 2014-04-23 | 镇江锐捷信息科技有限公司 | Method for realizing remote credit and loan system on mobile terminal |
| CN105389859A (en) * | 2015-12-21 | 2016-03-09 | 上海五零盛同信息科技有限公司 | Sanitation worker working state monitoring system and method based on intelligent lamp post |
| CN105719055A (en) * | 2016-01-14 | 2016-06-29 | 苏州市伏泰信息科技股份有限公司 | LBS intelligent supervision system of environmental sanitation personnel |
| CN105791446A (en) * | 2016-05-18 | 2016-07-20 | 中国农业银行股份有限公司 | Method, device and system for processing private lending |
| CN205644641U (en) * | 2016-05-10 | 2016-10-12 | 长安大学 | Remove attendance and constructor wage management system |
| CN106408412A (en) * | 2016-09-13 | 2017-02-15 | 深圳中兴飞贷金融科技有限公司 | Mobile phone-based loan system |
| CN106713294A (en) * | 2016-12-14 | 2017-05-24 | 李昕龙 | Building data processing method and system |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US8209245B2 (en) * | 2002-05-28 | 2012-06-26 | United Services Automobile Association | Electronic financial transaction warehouse |
-
2017
- 2017-09-30 CN CN201710916318.8A patent/CN107633456B/en active Active
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103116926A (en) * | 2013-01-30 | 2013-05-22 | 上海城建市政工程（集团）有限公司 | Real-time monitoring system based on RFID (Radio Frequency Identification Devices) safety helmet and application method thereof |
| CN103745401A (en) * | 2013-12-19 | 2014-04-23 | 镇江锐捷信息科技有限公司 | Method for realizing remote credit and loan system on mobile terminal |
| CN105389859A (en) * | 2015-12-21 | 2016-03-09 | 上海五零盛同信息科技有限公司 | Sanitation worker working state monitoring system and method based on intelligent lamp post |
| CN105719055A (en) * | 2016-01-14 | 2016-06-29 | 苏州市伏泰信息科技股份有限公司 | LBS intelligent supervision system of environmental sanitation personnel |
| CN205644641U (en) * | 2016-05-10 | 2016-10-12 | 长安大学 | Remove attendance and constructor wage management system |
| CN105791446A (en) * | 2016-05-18 | 2016-07-20 | 中国农业银行股份有限公司 | Method, device and system for processing private lending |
| CN106408412A (en) * | 2016-09-13 | 2017-02-15 | 深圳中兴飞贷金融科技有限公司 | Mobile phone-based loan system |
| CN106713294A (en) * | 2016-12-14 | 2017-05-24 | 李昕龙 | Building data processing method and system |
Also Published As
| Publication number | Publication date |
|---|---|
| CN107633456A (en) | 2018-01-26 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN107633456B (en) | A kind of financial terminal equipment based on rural migrant worker's credit worthiness | |
| CN104599389B (en) | School entering and leaving judgment method of intelligent electronic student identity card | |
| CN105654568A (en) | Automatic attendance checking method and system based on WI-FI | |
| CN107944838A (en) | A kind of intelligent barrier gate Field Monitoring System and method | |
| CN102469081B (en) | Method, equipment and system for operating smart card | |
| CN106548421A (en) | Hotel occupancy management method and system based on intelligent terminal and handheld terminal | |
| CN107194833A (en) | Hotel management method, system and storage medium based on recognition of face | |
| CN106600724A (en) | Score clearing and settling method and apparatus of a fee collecting system in park without the driver's stopping of the vehicle | |
| CN108230479A (en) | A kind of efficient intelligence is registered system and method | |
| CN106485528A (en) | The method and apparatus of detection data | |
| CN108074575A (en) | A kind of auth method and device based on Recognition with Recurrent Neural Network | |
| CN110458572B (en) | User risk determining method and target risk recognition model establishing method | |
| CN107657522A (en) | A kind of construction site labour and capital management method | |
| CN106447331A (en) | Fingerprint payment card and system and payment method | |
| CN109582668A (en) | Service data management method, device, equipment and computer readable storage medium | |
| CN110020868A (en) | Anti- fraud module Decision fusion method based on online trading feature | |
| CN109934978A (en) | Control method, terminal, gate equipment and the system of gate equipment | |
| CN110365634A (en) | Abnormal data monitoring method, device, medium and electronic equipment | |
| CN105956839A (en) | Payment method and payment device applied to smart home platform | |
| CN103186408A (en) | Management method of operated virtual machine, system and device thereof | |
| CN113055473A (en) | Regional security prevention and control method and system based on Internet of things and security cloud | |
| CN106296168A (en) | A kind of method of mobile payment and device | |
| CN110032851A (en) | A kind of login system being used to encrypt file polling platform based on recognition of face | |
| CN109670930A (en) | Rogue device recognition methods, device, equipment and computer readable storage medium | |
| CN114971017A (en) | Bank transaction data processing method and device |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| TR01 | Transfer of patent right |
Effective date of registration: 20200515 Address after: 610041 No.5, floor 16, building 1, No.66, Tianfu 4th Street, hi tech Zone, Chengdu, Sichuan Province Co-patentee after: Wang Chengrong Patentee after: Sichuan Yadong Century Technology Co., Ltd Address before: 610000, No. 2, No. 10, No. 13, No. 1366, Tianfu Road, Chengdu hi tech Zone, Sichuan 15, China Co-patentee before: Wang Chengrong Patentee before: SICHUAN MINGONGJIA NETWORK TECHNOLOGY Co.,Ltd. |
|
| TR01 | Transfer of patent right |