CN107492215B - Method for sharing bank note in ATM and ATM terminal - Google Patents

Method for sharing bank note in ATM and ATM terminal Download PDF

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Publication number
CN107492215B
CN107492215B CN201710617740.3A CN201710617740A CN107492215B CN 107492215 B CN107492215 B CN 107492215B CN 201710617740 A CN201710617740 A CN 201710617740A CN 107492215 B CN107492215 B CN 107492215B
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atm
prompting
user
shared
preset threshold
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CN107492215A (en
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周东
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
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Publication of CN107492215A publication Critical patent/CN107492215A/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/209Monitoring, auditing or diagnose of functioning of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/201Accessories of ATMs
    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/206Software aspects at ATMs

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention is suitable for the technical field of finance, and provides a method for sharing bank notes in an ATM (automatic teller machine) and an ATM terminal, wherein the method comprises the following steps: detecting whether the residual banknote storage space of a banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value; if the remaining money storage space of the money storage box is smaller than a first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, and enabling the user to take away the money from the money storage box of the ATM according to prompting information of the shared withdrawal; and if the remaining money storage space of the money storage box is larger than a second preset threshold value, prompting the user to perform shared deposit operation on the ATM in a second preset prompting mode, and enabling the user to store the money into the money storage box of the ATM according to prompting information of the shared deposit. The invention correspondingly prompts the user to share deposit or withdraw money by detecting the state of the residual money storage space of the money storage box inside the ATM, has simple operation and improves the efficiency.

Description

method for sharing bank note in ATM and ATM terminal
Technical Field
The invention belongs to the technical field of finance, and particularly relates to a method for sharing bank notes in an ATM (automatic teller machine) and an ATM terminal.
Background
Although the existing financial products such as the cash recycling machine ATM have bank notes, the user can also share the bank notes in the cash recycling machine ATM when making deposit or withdrawal transactions in the cash recycling machine ATM. However, in the process of using the external leaving self-service teller machine, if the bank notes in the bank note box in the ATM are taken out, the withdrawal transaction is stopped until the bank note adding staff comes to add the bank notes; if the bank note box inside the ATM is full, the deposit transaction is stopped until the staff member clears the machine. Therefore, the current method of sharing banknotes in ATM machines has a problem of low efficiency.
Disclosure of Invention
In view of this, embodiments of the present invention provide a method for sharing banknotes in an ATM and an ATM terminal, so as to solve the problem of low efficiency in the method for sharing banknotes in an ATM in the prior art.
A first aspect of an embodiment of the present invention provides a method of sharing banknotes at an ATM machine, comprising:
Detecting whether the residual banknote storage space of a banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
if the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, and enabling the user to take away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
And if the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting a user to perform shared deposit operation on the ATM in a second preset prompting mode, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
a second aspect of an embodiment of the present invention provides an ATM terminal, including:
the detection module is used for detecting whether the residual banknote storage space of the banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
The first prompting module is used for prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode when the remaining money storage space of the money storage box is smaller than the first preset threshold value, so that the user takes away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
And the second prompting module is used for prompting a user to perform shared deposit operation on the ATM through a second preset prompting mode when the remaining money storage space of the money storage box is larger than the second preset threshold value, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
A third aspect of embodiments of the present invention provides a method of sharing banknotes at an ATM machine, comprising:
Receiving sharing prompt information pushed by an ATM, wherein the sharing prompt information comprises a state that the remaining banknote storage space is smaller than the first preset threshold value or the remaining banknote storage space is larger than the second preset threshold value, and the sharing prompt information carries a communication identifier of the ATM;
Acquiring the position of the ATM according to the communication identifier of the ATM;
Acquiring the communication number of the user within a preset distance by taking the position as a center based on the position of the ATM;
And sending the sharing prompt information to the mobile intelligent terminal corresponding to the communication number.
A fourth aspect of an embodiment of the present invention provides a bank server, including:
The receiving module is used for receiving sharing prompt information pushed by the ATM, wherein the sharing prompt information comprises a state that the remaining banknote storage space is smaller than the first preset threshold value or the remaining banknote storage space is larger than the second preset threshold value, and the sharing prompt information carries a communication identifier of the ATM;
the first acquisition module is used for acquiring the position of the ATM according to the communication identifier of the ATM;
the second acquisition module is used for acquiring the communication number of the user within a preset distance by taking the position as a center based on the position of the ATM;
And the sending module is used for sending the sharing prompt information to the mobile intelligent terminal corresponding to the communication number.
a fifth aspect of an embodiment of the present invention provides an ATM terminal, including a memory, a processor, and a computer program stored in the memory and executable on the processor, wherein the processor implements the following steps when executing the computer program:
Detecting whether the residual banknote storage space of a banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
If the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, and enabling the user to take away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
And if the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting a user to perform shared deposit operation on the ATM in a second preset prompting mode, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
A sixth aspect of embodiments of the present invention provides a computer-readable storage medium storing a computer program, wherein the computer program, when executed by a processor, implements the steps of:
Detecting whether the residual banknote storage space of a banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
If the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, and enabling the user to take away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
And if the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting a user to perform shared deposit operation on the ATM in a second preset prompting mode, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
The embodiment of the invention correspondingly prompts the user to share the withdrawal operation through the first preset prompting mode or prompts the user to share the deposit operation through the second preset prompting mode by detecting the state of the residual money storage space of the money storage box inside the ATM, so that the operation is simple, the efficiency is improved, and in addition, the safety risk brought in the process of carrying out the money escorting is avoided.
Drawings
in order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the embodiments or the prior art descriptions will be briefly described below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
fig. 1 is a schematic flow chart of an implementation of a method for sharing bank notes in an ATM according to an embodiment of the present invention;
Fig. 2 is a schematic flow chart of the implementation of the method for sharing bank notes in the ATM according to the second embodiment of the present invention;
fig. 3 is a schematic flowchart illustrating a specific implementation of step S101 according to an embodiment of the present invention;
Fig. 4 is a schematic flow chart of implementation of a method for sharing bank notes in an ATM according to a fourth embodiment of the present invention;
fig. 5 is a block diagram of an ATM terminal according to a fifth embodiment of the present invention;
Fig. 6 is a block diagram of a bank server according to a sixth embodiment of the present invention;
Fig. 7 is a schematic diagram of an ATM terminal according to a seventh embodiment of the present invention;
fig. 8 is a schematic diagram of a bank server according to an eighth embodiment of the present invention.
Detailed Description
In the following description, for purposes of explanation and not limitation, specific details are set forth, such as particular system structures, techniques, etc. in order to provide a thorough understanding of the embodiments of the invention. It will be apparent, however, to one skilled in the art that the present invention may be practiced in other embodiments that depart from these specific details. In other instances, detailed descriptions of well-known systems, devices, circuits, and methods are omitted so as not to obscure the description of the present invention with unnecessary detail.
in order to explain the technical means of the present invention, the following description will be given by way of specific examples.
Example one
fig. 1 shows a schematic flow chart of an implementation of a method for sharing bank notes in an ATM according to an embodiment of the present invention. As shown in fig. 1, the method for sharing bills in an ATM specifically includes the following steps S101 to S103.
Step S101: detecting whether the residual money storage space of a money storage box inside the ATM is smaller than a first preset threshold or larger than a second preset threshold, wherein the second preset threshold is larger than the first preset threshold.
The first preset threshold value is a critical value of 'full' of the money storage box in the ATM, and the full state means the full state of the money storage box; the second preset threshold is a critical value of 'will be empty' of the money storage box in the ATM, and the 'will be empty' means that the box is about to be empty. Therefore, the detection of whether the remaining banknote storage space of the banknote storage box inside the ATM is smaller than the first preset threshold or larger than the second preset threshold is actually to detect whether the banknote storage box inside the ATM is full or empty.
step S102: if the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, and enabling the user to take away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal.
if the remaining banknote storage space of the banknote storage box is smaller than the first preset threshold value, the banknote storage box is full, and therefore a user needs to take out part of banknotes from the banknote storage box of the ATM. The method can prompt a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, wherein the specific implementation modes of the first preset prompting mode comprise the following two modes:
The first method is as follows: and displaying a prompt message of sharing withdrawal on an operation screen of the ATM.
For example, the prompt message for the shared withdrawal displayed on the operation screen of the ATM is "the machine is in the state of being full, please share the withdrawal in time, thank you! "
The second method comprises the following steps: the ATM pushes shared withdrawal prompt information to a bank server so that the bank server can acquire the position of the ATM according to a communication identifier of the ATM and acquire a communication number of a user within a preset distance by taking the position as a center based on the position of the ATM, and then the shared withdrawal prompt information is sent to a mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompt information carries the communication identifier.
The shared withdrawal prompting information carries the communication identification, the bank server identifies the only corresponding ATM according to the communication identification carried in the received shared withdrawal prompting information, and the position information of the ATM is found out according to the stored ATM and the list of the corresponding position information.
For example, if the preset distance is 1000 meters, the bank server acquires a communication number list of the user within 1000 meters by taking the position as a center, and sends shared withdrawal prompting information to the mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompting information includes position information of the ATM machine.
Optionally, when the number of the communication numbers acquired according to the preset distance is too small, the preset distance is increased to perform acquisition again. It can be understood that the preset distance can be set according to historical data to screen out an optimal preset distance range.
step S103: and if the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting a user to perform shared deposit operation on the ATM in a second preset prompting mode, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
if the remaining money storage space of the money storage box is larger than the second preset threshold value, the money storage box is empty, and therefore a user needs to store part of money into the money storage box of the ATM. The user can be prompted to share the deposit operation on the ATM machine through a second preset prompting mode, and specific implementation modes of the second preset prompting mode include the following two modes:
The third method comprises the following steps: and displaying prompt information of the shared deposit on an operation screen of the ATM.
For example, the prompt message for shared withdrawal displayed on the operation screen of the ATM is "the machine is in an empty box, please share the deposit in time, thank you! "
the method is as follows: the ATM pushes prompt information of shared deposit to a bank server so that the bank server can acquire the position of the ATM according to a communication identifier of the ATM and acquire a communication number of a user within a preset distance by taking the position as a center based on the position of the ATM, and then the prompt information of the shared deposit is sent to a mobile intelligent terminal corresponding to the communication number, wherein the prompt information of the shared deposit carries the communication identifier.
The bank server identifies the only corresponding ATM according to the communication identifier carried in the received prompting information of the shared deposit, and searches the position information of the ATM according to the stored ATM and the list of the corresponding position information.
for example, if the preset distance is 500 meters, the bank server acquires a communication number list of the user within 500 meters of the position as the center, and sends a prompt message of shared deposit to the mobile intelligent terminal corresponding to the communication number, wherein the prompt message of the shared deposit comprises the position information of the ATM.
optionally, when the number of the communication numbers acquired according to the preset distance is too small, the preset distance is increased to perform acquisition again. It can be understood that the preset distance can be set according to historical data to screen out an optimal preset distance range.
The embodiment of the invention correspondingly prompts the user to share the withdrawal operation through the first preset prompting mode or prompts the user to share the deposit operation through the second preset prompting mode by detecting the state of the residual money storage space of the money storage box inside the ATM, so that the operation is simple, the efficiency is improved, and in addition, the safety risk brought in the process of carrying out the money escorting is avoided.
Example two
Fig. 2 is a schematic flow chart showing the implementation of the method for sharing bank notes in the ATM according to the second embodiment of the present invention. On the basis of the first embodiment, as shown in fig. 2, the method further includes:
Step S201: and after the user takes the bank notes from the bank note storage box of the ATM or the user stores the bank notes into the bank note storage box of the ATM, paying the sharing reward of the corresponding amount to the user respectively.
the payment method may be to count the total amount of banknotes taken from the banknote storage box of the ATM by a certain user and/or the total amount of banknotes deposited into the banknote storage box of the ATM by the user in a preset period, and calculate the shared withdrawal payment and the shared deposit payment to be paid to the user respectively. It can be understood that if the user only carries out and completes the shared withdrawal operation within the preset period, only the shared withdrawal reward is paid correspondingly; and if the user only carries out and finishes the shared deposit operation in the preset period, only paying the shared deposit reward correspondingly.
It can also be understood that the withdrawal is a shared withdrawal after the cash deposit box is full, and the deposit is a shared deposit after the cash deposit box is empty.
the embodiment of the invention further stimulates the user to share the withdrawal or the deposit by paying the sharing reward of the corresponding amount to the user, shortens the time of separating the ATM from the 'full to empty' or 'empty to' and further improves the efficiency of sharing the withdrawal.
EXAMPLE III
On the basis of the first embodiment, fig. 3 shows a flowchart illustrating a specific implementation of step S101 in the first embodiment of the present invention. As shown in fig. 2, the specific implementation flow of step S101 includes the following steps S301 to S303.
step S301: and acquiring the height of the banknotes in the banknote storage box through an infrared sensor, and acquiring the height of the remaining banknotes based on the total height of the banknote storage box.
It will be appreciated that in order to maximise the use of space within the cassette, the banknotes in the cassette are generally stacked neatly, either side to side, front to back or back to front, or in any other feasible manner, so that when the banknotes are stacked side to side, the "height" is in effect the "length" or "thickness". The height of the bank notes stored in the bank note storage box is collected through the infrared sensor, the total height of the bank note storage box can be known, and the height of the bank notes is subtracted from the total height of the bank note storage box to obtain the height of the remaining bank notes.
Step S302: and calculating the residual banknote storage space according to the residual banknote storage height.
in general, the remaining banknote space is obtained by multiplying the bottom area of the banknote storage box by the height of the remaining banknotes.
Step S303: and judging whether the residual banknote storage space is smaller than a first preset threshold or larger than a second preset threshold, wherein the second preset threshold is larger than the first preset threshold.
This step has been specifically explained in the embodiments, and is not described herein again.
According to the embodiment of the invention, the height of the banknotes in the banknote storage box is acquired through the infrared sensor, the height of the remaining banknotes is acquired, and the space of the remaining banknotes is obtained through calculation, so that the accuracy of data is ensured, and a guarantee is provided for subsequent judgment.
example four
Fig. 4 shows a schematic flow chart of implementation of the method for sharing bank notes in the ATM according to the fourth embodiment of the present invention. As shown in fig. 4, the main execution body of the method for sharing bank notes at the ATM machine is a bank server, and specifically includes the following steps S401 to S404.
step S401: receiving sharing prompt information pushed by an ATM, wherein the sharing prompt information comprises a state that the remaining banknote storage space is smaller than a first preset threshold value or the remaining banknote storage space is larger than a second preset threshold value, and the sharing prompt information carries a communication identifier of the ATM.
The bank server receives the sharing prompt information pushed by the ATM, identifies the communication identification of the ATM carried by the sharing prompt information, and identifies the only corresponding ATM according to the communication identification carried by the received sharing deposit prompt information.
Step S402: and acquiring the position of the ATM according to the communication identifier of the ATM.
the bank server searches the position information of the ATM from the list of the pre-stored ATM and the corresponding position information based on the ATM in step S401.
step S403: and acquiring the communication number of the user within a preset distance by taking the position as the center based on the position of the ATM.
step S404: and sending the sharing prompt information to the mobile intelligent terminal corresponding to the communication number.
for example, if the preset distance is 800 meters, the bank server acquires a communication number list of the user within 800 meters of the position as the center, and forwards shared prompt information to the mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompt information includes position information of the ATM machine.
optionally, when the number of the communication numbers acquired according to the preset distance is too small, the preset distance is increased to perform acquisition again. It can be understood that the preset distance can be set according to historical data to screen out an optimal preset distance range.
According to the method for sharing the bank notes in the ATM, provided by the embodiment of the invention, the state of the remaining bank note storage space of the bank note storage box in the ATM, which is sent by the ATM terminal, is received, and the user is correspondingly prompted to carry out the shared withdrawal operation in the first preset prompting mode or the user is prompted to carry out the shared deposit operation in the second preset prompting mode, so that the operation is simple, the efficiency is improved, and in addition, the safety risk brought in the bank note escorting process is avoided.
EXAMPLE five
referring to fig. 5, a block diagram of an ATM terminal according to a fifth embodiment of the present invention is shown. The ATM terminal 50 includes: a detection module 51, a first prompting module 52 and a third prompting module 53. The specific functions of each module are as follows:
the detection module 51 is configured to detect whether a remaining banknote storage space of a banknote storage box inside the ATM is smaller than a first preset threshold or larger than a second preset threshold, where the second preset threshold is larger than the first preset threshold;
The first prompting module 52 is configured to prompt a user to perform a shared withdrawal operation on the ATM machine in a first preset prompting manner when the remaining banknote storage space of the banknote storage box is smaller than the first preset threshold value, so that the user takes away banknotes from the banknote storage box of the ATM machine according to the shared withdrawal prompting information;
And the second prompting module 53 is configured to prompt the user to perform a shared deposit operation on the ATM machine in a second preset prompting manner when the remaining banknote storage space of the banknote storage box is greater than the second preset threshold value, so that the user deposits banknotes into the banknote storage box of the ATM machine according to the prompting information of the shared deposit.
optionally, the ATM terminal further comprises:
And the payment module is used for paying the sharing reward of the corresponding amount to the user respectively after the user takes the bank notes out of the bank note storage box of the ATM or the user stores the bank notes into the bank note storage box of the ATM.
Optionally, the first prompting module includes:
A first display unit for displaying the prompt information of shared withdrawal on the operation screen of the ATM, or
The first notification unit is used for the ATM to push shared withdrawal prompt information to a bank server so that the bank server can obtain the position of the ATM according to a communication identifier of the ATM and obtain a communication number of a user within a preset distance by taking the position as a center based on the position of the ATM, and then the shared withdrawal prompt information is sent to a mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompt information carries the communication identifier.
Optionally, the second prompting module 53 includes:
A second display unit for displaying a prompt message of the shared deposit on an operation screen of the ATM, or
And the second notification unit is used for pushing the shared deposit prompting information to a bank server by the ATM so as to enable the bank server to acquire the position of the ATM according to the communication identifier of the ATM, acquire the communication number of the user within a preset distance by taking the position as the center based on the position of the ATM, and then send the shared withdrawal prompting information to the mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompting information carries the communication identifier.
Optionally, the detection module 51 includes:
the collecting unit is used for collecting the height of the banknotes in the banknote storage box through an infrared sensor and acquiring the height of the remaining banknotes based on the total height of the banknote storage box;
The calculating unit is used for calculating the residual banknote storage space according to the residual banknote storage height;
And the judging unit is used for judging whether the residual banknote storage space is smaller than a first preset threshold or larger than a second preset threshold, wherein the second preset threshold is larger than the first preset threshold.
According to the ATM terminal provided by the embodiment of the invention, the user is correspondingly prompted to share the money withdrawing operation through the first preset prompting mode or the user is prompted to share the money depositing operation through the second preset prompting mode by detecting the state of the residual money depositing space of the money depositing box inside the ATM, so that the operation is simple, the efficiency is improved, and in addition, the safety risk brought in the process of money escorting is avoided.
it should be understood that, the sequence numbers of the steps in the foregoing embodiments do not imply an execution sequence, and the execution sequence of each process should be determined by its function and inherent logic, and should not constitute any limitation to the implementation process of the embodiments of the present invention.
It will also be understood that, although the terms first, second, etc. may be used herein in some embodiments to describe various elements, these elements should not be limited by these terms. These terms are only used to distinguish one element from another. For example, the first preset threshold may be named the second preset threshold, and similarly, the second preset threshold may be named the first preset threshold, without departing from the scope of the various described embodiments. The first preset threshold and the second preset threshold are both preset thresholds, but they are not the same preset threshold.
EXAMPLE six
referring to fig. 6, a block diagram of a bank server according to a sixth embodiment of the present invention is shown. The bank server 60 includes: a receiving module 61, a first obtaining module 6, and a second obtaining module 63 and a sending module 64. The specific functions of each module are as follows:
the receiving module 61 is configured to receive shared prompt information pushed by an ATM, where the shared prompt information includes a state that a remaining banknote storage space is smaller than the first preset threshold or the remaining banknote storage space is larger than the second preset threshold, and the shared prompt information carries a communication identifier of the ATM;
a first obtaining module 62, configured to obtain a location of the ATM according to the communication identifier of the ATM;
A second obtaining module 63, configured to obtain, based on the location of the ATM, a communication number of a user within a preset distance with the location as a center;
And the sending module 64 is configured to send the sharing prompt message to the mobile intelligent terminal corresponding to the communication number.
according to the bank server provided by the embodiment of the invention, the state of the residual money storage space of the money storage box in the ATM sent by the ATM terminal is received, the user is correspondingly prompted to share the money withdrawing operation through the first preset prompting mode, or the user is prompted to share the money depositing operation through the second preset prompting mode, so that the operation is simple, the efficiency is improved, and in addition, the safety risk brought in the process of money escorting is avoided.
it should also be understood that the above-mentioned serial numbers of the embodiments of the present invention are merely for description and do not represent the advantages or disadvantages of the embodiments.
EXAMPLE seven
fig. 7 is a schematic diagram of an ATM terminal according to a seventh embodiment of the present invention. As shown in fig. 7, the ATM terminal 7 of this embodiment includes: a processor 70, a memory 71 and a computer program 72 stored in said memory 71 and executable on said processor 70, such as a method program for sharing banknotes in an ATM machine. The processor 70, when executing the computer program 72, implements the various steps described above in the method embodiment of sharing banknotes with ATM machines, such as steps S101 to S103 shown in fig. 1. Alternatively, the processor 70, when executing the computer program 72, implements the functions of the units in the above-described device embodiments, such as the functions of the modules 51 to 53 shown in fig. 5.
Illustratively, the computer program 72 may be partitioned into one or more modules/units that are stored in the memory 71 and executed by the processor 70 to implement the present invention. The one or more modules/units may be a series of computer program instruction segments capable of performing specific functions for describing the execution of the computer program 72 in the ATM terminal 7. For example, the computer program 72 may be divided into a detection module, a first prompt module and a third prompt module, each module having the following specific functions:
the detection module is used for detecting whether the residual banknote storage space of the banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
The first prompting module is used for prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode when the remaining money storage space of the money storage box is smaller than the first preset threshold value, so that the user takes away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
and the second prompting module is used for prompting a user to perform shared deposit operation on the ATM through a second preset prompting mode when the remaining money storage space of the money storage box is larger than the second preset threshold value, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
The ATM terminal 7 may be a desktop computer, a notebook, a palm computer, a cloud server, or other computing device. The ATM terminal may include, but is not limited to, a processor 70, a memory 71. Those skilled in the art will appreciate that figure 7 is merely an example of an ATM terminal and is not limiting of ATM terminals and may include more or fewer components than shown, or some components may be combined, or different components, e.g., the ATM terminal may also include input output devices, network access devices, buses, etc.
The Processor 70 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field-Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 71 may be an internal memory unit of the ATM terminal 7, such as a hard disk or a memory of the ATM terminal 7. The memory 71 may also be an external storage device of the ATM terminal 7, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card) and the like provided on the ATM terminal 7. Further, the memory 71 may also include both an internal memory unit and an external memory device of the ATM terminal 7. The memory 71 is used to store the computer program and other programs and data required by the ATM terminal. The memory 71 may also be used to temporarily store data that has been output or is to be output.
Example eight
fig. 8 is a schematic diagram of a bank server according to an eighth embodiment of the present invention. As shown in fig. 8, the bank server 8 of this embodiment includes: a processor 80, a memory 81 and a computer program 82 stored in said memory 81 and operable on said processor 80, such as a method program for sharing banknotes in an ATM machine. The processor 80, when executing the computer program 82, implements the various steps described above in the method embodiment of sharing banknotes in ATM machines, such as steps S401 to S404 shown in fig. 4. Alternatively, the processor 80, when executing the computer program 82, implements the functions of the modules/units in the above-described device embodiments, such as the functions of the modules 61 to 64 shown in fig. 6.
Illustratively, the computer program 82 may be partitioned into one or more modules/units that are stored in the memory 81 and executed by the processor 80 to implement the present invention. The one or more modules/units may be a series of computer program instruction segments capable of performing specific functions, which are used to describe the execution of the computer program 82 in the bank server 8. For example, the computer program 82 may be divided into a receiving module, a first acquiring module, and a second acquiring module and a transmitting module, each module having the following specific functions:
The receiving module is used for receiving sharing prompt information pushed by the ATM, the sharing prompt information comprises a state that the remaining banknote storage space is smaller than the first preset threshold value or the remaining banknote storage space is larger than the second preset threshold value, and the sharing prompt information carries a communication identifier of the ATM;
the first acquisition module is used for acquiring the position of the ATM according to the communication identifier of the ATM;
The second acquisition module is used for acquiring the communication number of the user within a preset distance by taking the position as a center based on the position of the ATM;
And the sending module is used for sending the sharing prompt information to the mobile intelligent terminal corresponding to the communication number.
the bank server 8 may be a desktop computer, a notebook, a palm computer, a cloud server, or other computing devices. The bank server may include, but is not limited to, a processor 80, a memory 81. Those skilled in the art will appreciate that fig. 8 is merely an example of a bank server and is not intended to be limiting and may include more or fewer components than those shown, or some components may be combined, or different components, e.g., the bank server may also include input output devices, network access devices, buses, etc.
The Processor 80 may be a Central Processing Unit (CPU), other general purpose Processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), a Field-Programmable Gate Array (FPGA) or other Programmable logic device, discrete Gate or transistor logic device, discrete hardware component, or the like. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The storage 81 may be an internal storage unit of the bank server 8, such as a hard disk or a memory of the bank server 8. The memory 81 may also be an external storage device of the bank server 8, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash memory Card (Flash Card), and the like, which are provided on the bank server 8. Further, the memory 81 may also include both an internal storage unit of the bank server 8 and an external storage device. The memory 81 is used to store the computer program and other programs and data required by the bank server. The memory 81 may also be used to temporarily store data that has been output or is to be output.
it will be apparent to those skilled in the art that, for convenience and brevity of description, only the above-mentioned division of the functional units and modules is illustrated, and in practical applications, the above-mentioned function distribution may be performed by different functional units and modules according to needs, that is, the internal structure of the apparatus is divided into different functional units or modules to perform all or part of the above-mentioned functions. Each functional unit and module in the embodiments may be integrated in one processing unit, or each unit may exist alone physically, or two or more units are integrated in one unit, and the integrated unit may be implemented in a form of hardware, or in a form of software functional unit. In addition, specific names of the functional units and modules are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present application. The specific working processes of the units and modules in the system may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.
In the above embodiments, the descriptions of the respective embodiments have respective emphasis, and reference may be made to the related descriptions of other embodiments for parts that are not described or illustrated in a certain embodiment.
Those of ordinary skill in the art will appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
in the embodiments provided in the present invention, it should be understood that the disclosed apparatus/terminal device and method may be implemented in other ways. For example, the above-described embodiments of the apparatus/terminal device are merely illustrative, and for example, the division of the modules or units is only one logical division, and there may be other divisions when actually implemented, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, and can also be realized in a form of a software functional unit.
the integrated modules/units, if implemented in the form of software functional units and sold or used as separate products, may be stored in a computer readable storage medium. Based on such understanding, all or part of the flow of the method according to the embodiments of the present invention may also be implemented by a computer program, which may be stored in a computer-readable storage medium, and when the computer program is executed by a processor, the steps of the method embodiments may be implemented. Wherein the computer program comprises computer program code, which may be in the form of source code, object code, an executable file or some intermediate form, etc. The computer-readable medium may include: any entity or device capable of carrying the computer program code, recording medium, usb disk, removable hard disk, magnetic disk, optical disk, computer Memory, Read-Only Memory (ROM), Random Access Memory (RAM), electrical carrier wave signals, telecommunications signals, software distribution medium, and the like. It should be noted that the computer readable medium may contain content that is subject to appropriate increase or decrease as required by legislation and patent practice in jurisdictions, for example, in some jurisdictions, computer readable media does not include electrical carrier signals and telecommunications signals as is required by legislation and patent practice.
The above-mentioned embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the same; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; such modifications and substitutions do not substantially depart from the spirit and scope of the embodiments of the present invention, and are intended to be included within the scope of the present invention.

Claims (12)

1. A method of sharing banknotes at an ATM machine comprising:
Detecting whether the residual banknote storage space of a banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
If the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode, and enabling the user to take away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
And if the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting a user to perform shared deposit operation on the ATM in a second preset prompting mode, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
2. The method of sharing banknotes at an ATM machine of claim 1 further comprising:
and after the user takes the bank notes from the bank note storage box of the ATM or the user stores the bank notes into the bank note storage box of the ATM, paying the sharing reward of the corresponding amount to the user respectively.
3. The method of sharing banknotes at an ATM machine according to claim 1, wherein prompting a user to perform a shared withdrawal operation at the ATM machine by a first predetermined prompting means comprises:
Displaying a prompt message of sharing withdrawal on an operation screen of the ATM, or
the ATM pushes shared withdrawal prompt information to a bank server so that the bank server can acquire the position of the ATM according to a communication identifier of the ATM and acquire a communication number of a user within a preset distance by taking the position as a center based on the position of the ATM, and then the shared withdrawal prompt information is sent to a mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompt information carries the communication identifier.
4. The method for sharing banknotes at an ATM machine according to claim 1, wherein said prompting a user to perform a shared deposit operation at the ATM machine by a second predetermined prompting means comprises:
displaying a prompt message of the shared deposit on an operation screen of the ATM, or
the ATM pushes prompt information of shared deposit to a bank server so that the bank server can acquire the position of the ATM according to a communication identifier of the ATM and acquire a communication number of a user within a preset distance by taking the position as a center based on the position of the ATM, and then the prompt information of the shared deposit is sent to a mobile intelligent terminal corresponding to the communication number, wherein the prompt information of the shared deposit carries the communication identifier.
5. The method of sharing banknotes at an ATM machine as recited in claim 1, wherein the detecting whether a remaining banknote storage space of a banknote storage cassette inside the ATM machine is less than a first predetermined threshold or greater than a second predetermined threshold, wherein the second predetermined threshold is greater than the first predetermined threshold, comprises:
The height of the banknotes in the banknote storage box is acquired through an infrared sensor, and the height of the remaining banknotes is acquired based on the total height of the banknote storage box;
calculating according to the height of the remaining banknotes to obtain a remaining banknote storage space;
and judging whether the residual banknote storage space is smaller than a first preset threshold or larger than a second preset threshold, wherein the second preset threshold is larger than the first preset threshold.
6. a method of sharing banknotes at an ATM machine comprising:
receiving sharing prompt information pushed by an ATM, wherein the sharing prompt information comprises a state that the remaining banknote storage space is smaller than a first preset threshold value or the remaining banknote storage space is larger than a second preset threshold value, and the sharing prompt information carries a communication identifier of the ATM;
Acquiring the position of the ATM according to the communication identifier of the ATM;
Acquiring the communication number of the user within a preset distance by taking the position as a center based on the position of the ATM;
sending the sharing prompt information to a mobile intelligent terminal corresponding to the communication number;
the sending the sharing prompt information to the mobile intelligent terminal corresponding to the communication number comprises the following steps:
If the shared prompting information indicates that the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode;
and if the sharing prompt information indicates that the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting the user to share deposit operation on the ATM through a second preset prompt mode.
7. An ATM terminal, comprising:
the detection module is used for detecting whether the residual banknote storage space of the banknote storage box inside the ATM is smaller than a first preset threshold value or larger than a second preset threshold value, wherein the second preset threshold value is larger than the first preset threshold value;
the first prompting module is used for prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode when the remaining money storage space of the money storage box is smaller than the first preset threshold value, so that the user takes away the money from the money storage box of the ATM according to the prompting information of the shared withdrawal;
And the second prompting module is used for prompting a user to perform shared deposit operation on the ATM through a second preset prompting mode when the remaining money storage space of the money storage box is larger than the second preset threshold value, so that the user can store money into the money storage box of the ATM according to prompting information of the shared deposit.
8. The ATM terminal of claim 7, further comprising:
And the payment module is used for paying the sharing reward of the corresponding amount to the user respectively after the user takes the bank notes out of the bank note storage box of the ATM or the user stores the bank notes into the bank note storage box of the ATM.
9. The ATM terminal of claim 7, wherein the first prompting module comprises:
A first display unit for displaying the prompt information of shared withdrawal on the operation screen of the ATM, or
the first notification unit is used for the ATM to push shared withdrawal prompt information to a bank server so that the bank server can obtain the position of the ATM according to a communication identifier of the ATM and obtain a communication number of a user within a preset distance by taking the position as a center based on the position of the ATM, and then the shared withdrawal prompt information is sent to a mobile intelligent terminal corresponding to the communication number, wherein the shared withdrawal prompt information carries the communication identifier.
10. a bank server, comprising:
the receiving module is used for receiving sharing prompt information pushed by the ATM, wherein the sharing prompt information comprises a state that the remaining banknote storage space is smaller than a first preset threshold value or the remaining banknote storage space is larger than a second preset threshold value, and the sharing prompt information carries a communication identifier of the ATM;
the first acquisition module is used for acquiring the position of the ATM according to the communication identifier of the ATM;
the second acquisition module is used for acquiring the communication number of the user within a preset distance by taking the position as a center based on the position of the ATM;
the sending module is used for sending the sharing prompt information to the mobile intelligent terminal corresponding to the communication number;
The sending module comprises:
if the shared prompting information indicates that the remaining money storage space of the money storage box is smaller than the first preset threshold value, prompting a user to carry out shared withdrawal operation on the ATM through a first preset prompting mode;
And if the sharing prompt information indicates that the remaining money storage space of the money storage box is larger than the second preset threshold value, prompting the user to share deposit operation on the ATM through a second preset prompt mode.
11. An ATM terminal comprising a memory, a processor and a computer program stored in said memory and executable on said processor, characterized in that said processor when executing said computer program realizes the steps of the method according to any one of claims 1 to 5.
12. a computer-readable storage medium, in which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 5.
CN201710617740.3A 2017-07-26 2017-07-26 Method for sharing bank note in ATM and ATM terminal Active CN107492215B (en)

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CN110992603A (en) * 2019-11-25 2020-04-10 中国银行股份有限公司 Equipment recommendation method and device
CN112233341A (en) * 2020-10-13 2021-01-15 中国银行股份有限公司 ATM state monitoring method and device
CN112380259B (en) * 2020-12-29 2021-12-31 四川新网银行股份有限公司 Method for improving processing speed of real-time online transaction share of online deposit product
CN113793458A (en) * 2021-09-14 2021-12-14 中国银行股份有限公司 Self-service cash recycling machine and method for determining replacement time of cash box

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