CN108109285A - Deposit business card paper money processing method, financial terminal and computer readable storage medium - Google Patents

Deposit business card paper money processing method, financial terminal and computer readable storage medium Download PDF

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Publication number
CN108109285A
CN108109285A CN201711339974.2A CN201711339974A CN108109285A CN 108109285 A CN108109285 A CN 108109285A CN 201711339974 A CN201711339974 A CN 201711339974A CN 108109285 A CN108109285 A CN 108109285A
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CN
China
Prior art keywords
paper money
card paper
deposit
business
financial terminal
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201711339974.2A
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Chinese (zh)
Inventor
王庆华
黄以光
尹志国
李炜明
杨全领
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
Original Assignee
Shenzhen Yihua Computer Co Ltd
Shenzhen Yihua Time Technology Co Ltd
Shenzhen Yihua Financial Intelligent Research Institute
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shenzhen Yihua Computer Co Ltd, Shenzhen Yihua Time Technology Co Ltd, Shenzhen Yihua Financial Intelligent Research Institute filed Critical Shenzhen Yihua Computer Co Ltd
Priority to CN201711339974.2A priority Critical patent/CN108109285A/en
Publication of CN108109285A publication Critical patent/CN108109285A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07FCOIN-FREED OR LIKE APPARATUS
    • G07F19/00Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
    • G07F19/20Automatic teller machines [ATMs]
    • G07F19/202Depositing operations within ATMs

Abstract

Financial terminal technical field of the present invention, providing a kind of deposit business card paper money processing method, financial terminal and computer readable storage medium, wherein method includes:If card paper money occurs during taking deposits, judge whether this secondary card paper money is happened at the default stage;The default stage is sent to the banknote stacked on buffer for financial terminal the stage of cash box;If this secondary card paper money is happened at the default stage, suspend movement movement, and deposit message is sent to bank backstage according to the deposit information of user, bank backstage is made to continue to carry out upper account to user account;If receiving this deposit business that bank backstage returns handles successful prompt message, terminate this deposit business, and shield the cash processing business of the machine, relevant staff is notified to carry out card paper money processing.Financial terminal surplus frequency can be greatly reduced in the present invention, realize the account balance of business in time, reduce since user caused by card paper money is discontented with service, improve user experience.

Description

Deposit business card paper money processing method, financial terminal and computer readable storage medium
Technical field
The invention belongs to financial terminal technical field more particularly to a kind of deposit business card paper money processing method, financial terminals And computer readable storage medium.
Background technology
At present, most deposit movements and Xun Huan movement, which use following technical solution and walk paper money path, realizes deposit paper money The processing of ticket.The banknote of deposit business enters Automatic Teller Machine (Automatic Teller Machine, ATM) cash box, is divided into Two motion stages:
First stage when ATM detects that banknote is positioned over paper money mouth mold block by user, receives banknote to money-checking mould one by one Block, money-checking by banknote stack to temporary storage module, money-checking not over banknote return back to paper money mouth mold block user notified to take away. The stage can by the banknote of user carry out true and false money-checking, and to money-checking by banknote count.When the paper money on buffer Ticket reaches certain amount or paper money mouth mold block does not have after banknote user determine to put after paper money finishes and no longer put paper money, the paper money of paper money mouth mold block Door is closed.User determines the total value by money-checking of apparatus for temporary storage, into second stage.
Second stage, ATM the banknote stacked in temporary storage module, are sent to currency checking module and carry out money-checking again one by one, The wherein suitable banknote to circulate again is sent to deposit boxes or circulating box, and the banknote for thinking improper circulation is stored into useless paper money Case.
Atm card paper money generally has slot position card paper money and channel card paper money, channel card paper money may occur in the first stage, in second stage Two kinds of possible generation trough position card paper money and channel card paper money.Rule of thumb, most of card paper money is happened at second stage.It is however, existing After card paper money occurs for the deposit business for having technology, first stage card paper money or second stage card paper money, all card paper money can't be distinguished Can completely not upper account, so can cause ATM surpluses, it is necessary to user looks for bank to appeal, only when bank pair and its carry out card paper money It could give user upper account after processing and settlement of account, this card paper money processing mode brings great inconvenience to user, reduces user Experience.
The content of the invention
In view of this, the present invention provides a kind of deposit business card paper money processing method, financial terminal and computer-readable deposit Storage media equipment and computer readable storage medium bring pole with the card paper money processing mode for solving above-mentioned deposit business to user Big inconvenience, the problem of reducing user experience.
The first aspect of the present invention provides a kind of deposit business card paper money processing method, including:
If card paper money occurs during taking deposits, judge whether this secondary card paper money is happened at the default stage;It is described The default stage is sent to the banknote stacked on buffer for financial terminal the stage of cash box;
If this secondary card paper money is happened at the default stage, suspends movement movement, and sent and deposited according to the deposit information of user Message makes the bank backstage continue to carry out upper account to user account to bank backstage;
If receiving this deposit business that the bank backstage returns handles successful prompt message, terminate this and deposit Money business, and the cash processing business of the machine is shielded, relevant staff is notified to carry out card paper money processing.
The second aspect of the present invention provides a kind of deposit business card paper money processing method, including:
Receive it is input by user take deposits request when, obtain and deposit the banknote of paper money mouth;
By the banknote be transported to money-checking portion carry out money-checking, by money-checking by banknote be transported on the buffer of movement, And show money-checking by banknote total amount, prompt user confirm;
After receiving confirmation instruction input by user, corresponding deposit message is sent to bank according to the banknote total amount From the background, the bank backstage is made to carry out upper account to user account;
If receiving the successful prompt message of upper account that the bank backstage returns, the banknote on the buffer is passed It send to cash box;
If card paper money occurs during the banknote on the buffer is sent to cash box, suspend movement movement, knot Shu Benci deposit business, and the cash processing business of the machine is shielded, relevant staff is notified to carry out card paper money processing.
The third aspect of the present invention provides a kind of financial terminal, including memory, processor and is stored in described deposit In reservoir and the computer program that can run on the processor, wherein, when the processor performs the computer program It realizes such as the step of above-mentioned first aspect the method.
The fourth aspect of the present invention provides a kind of computer readable storage medium, and the computer readable storage medium is deposited Computer program is contained, wherein, it is realized when the computer program is executed by processor such as above-mentioned first aspect the method Step.
The fifth aspect of the present invention provides a kind of financial terminal, including memory, processor and is stored in described deposit In reservoir and the computer program that can run on the processor, wherein, when the processor performs the computer program It realizes such as the step of above-mentioned second aspect the method.
The sixth aspect of the present invention provides a kind of computer readable storage medium, and the computer readable storage medium is deposited Computer program is contained, wherein, it is realized when the computer program is executed by processor such as above-mentioned second aspect the method Step.
The beneficial effects of the invention are as follows:
Banknote on buffer due to being transported to the rank of cash box by deposit business card paper money processing method provided by the invention During Duan Fasheng card paper money, the error of card paper money is not reported to user, and be to continue with to account on user account, until entire deposit business is smoothly complete Cheng Hou, just shields the cash processing business of financial terminal, and relevant staff is notified to carry out card paper money processing, so as to significantly Financial terminal surplus frequency is reduced, the account balance of business is realized in time, reduces since user caused by card paper money is to service It is discontented, improve user experience.
Description of the drawings
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description be only the present invention some Embodiment, for those of ordinary skill in the art, without having to pay creative labor, can also be according to these Attached drawing obtains other attached drawings.
Fig. 1 is the realization flow diagram of deposit business card paper money processing method provided in an embodiment of the present invention;
Fig. 2 is the realization flow diagram for the deposit business card paper money processing method that another embodiment of the present invention provides;
Fig. 3 is the structure diagram of financial terminal provided in an embodiment of the present invention;
Fig. 4 is the structure diagram for the financial terminal that another embodiment of the present invention provides;
Fig. 5 is the structure diagram for the financial terminal that further embodiment of this invention provides.
Specific embodiment
In being described below, in order to illustrate rather than in order to limit, it is proposed that such as tool of particular system structure, technology etc Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specifically The present invention can also be realized in the other embodiments of details.In other situations, omit to well-known system, device, electricity Road and the detailed description of method, in case unnecessary details interferes description of the invention.
In order to illustrate technical solutions according to the invention, illustrated below by specific embodiment.
Fig. 1 shows the realization flow of deposit business card paper money processing method provided in an embodiment of the present invention, real shown in Fig. 1 It applies in example, the executive agent of flow is financial terminal provided in an embodiment of the present invention.Details are as follows for the realization flow of this method:
If card paper money occurs during taking deposits, it is default to judge whether this secondary card paper money is happened at by step S101 Stage if this secondary card paper money is happened at the default stage, enters step S101;The default stage is financial terminal on buffer The banknote of stacking is sent to the stage of cash box.
In the present embodiment, deposit business is divided into two stages, and first stage is in deposit business, works as financial terminal When detecting that banknote is positioned over paper money mouth mold block by user, receive banknote one by one to currency checking module, money-checking by banknote stack arrive Buffer, money-checking not over banknote return back to paper money mouth mold block user notified to take away, the stage can by the banknote of user into Row true and false money-checking, and to money-checking by banknote count.When the banknote on buffer reaches certain amount, it is usually 100 or paper money mouth mold block do not have after banknote user determine to put after paper money finishes and no longer put paper money, and the paper money door of paper money mouth mold block is closed.With Family determines the total amount of the banknote by money-checking of apparatus for temporary storage, at this time into second stage namely the default stage.
The second stage in that is, default stage, refers to that financial terminal again passes the banknote stacked on buffer one by one It send to currency checking module and carries out money-checking, the wherein suitable banknote to circulate again is sent to deposit boxes or circulating box, thinking not The banknote properly to circulate is stored into useless cash box, after the completion of the transport of second stage banknote, will be deposited to user account Account.
In the present embodiment, if detecting, card paper money is to occur in the first stage, at existing card paper money flow All banknotes are retracted cash dispensing port, user are prompted to take banknote away by reason, and then order card reader moves back card, and user is prompted to take card away, After completing this deposit business, movement is resetted, attempts to exclude this secondary card paper money failure.If on the contrary, detect that card paper money is to be happened at Two-stage, is then entered in step S102 that is, default stage.
Step S102, pause movement movement, and deposit message is sent to bank backstage according to the deposit information of user, make institute Bank backstage is stated to continue to carry out upper account to user account.
In the present embodiment, in second stage, since the banknote on buffer is all genuine notes, although banknote not yet into Enter cash box, be the banknote that can circulate again there are no which is distinguished completely, which is the banknote that should not continue circulation, still These are the internal things of bank oneself, these, which should not be influenced, carries out depositing upper account to user account.Therefore, the present embodiment In, when detecting that card paper money is happened at second stage, after pause movement movement, continue to be deposited according to the transmission of the deposit information of user Money message is to bank backstage so that bank backstage according to normal flow carries out upper account to user account.Wherein, the user deposits Money information refers to the total amount information of the banknote stacked on buffer.
Step S103, if receiving this deposit business that the bank backstage returns handles successful prompt message, Terminate this deposit business, and shield the cash processing business of the machine, relevant staff is notified to carry out card paper money processing.
In the present embodiment, the bank backstage carries out user account to return to the financial terminal after the completion of upper account Corresponding prompt message after the financial terminal receives upper account successful prompt message, can terminate this deposit business, and The cash processing business of the machine is shielded, relevant staff is notified to carry out card paper money processing.Described this deposit business of end is specific Including:Control card reader moves back card, and this deposit business of user is prompted to terminate that card please be fetched.
In the present embodiment, it is described that relevant staff is notified to carry out the processing of card paper money and specifically include:
According to the communication modes of pre-stored relevant staff request is sent to the terminal that the related work carries The warning information of card paper money processing is carried out, the warning information includes the position where the financial terminal and the financial terminal Identification number;Alternatively,
To the bank backstage sending card paper money warning message, the card paper money warning message includes the place of the financial terminal Position and identification number carry out card paper money processing with the relevant staff for notifying the bank backstage;Alternatively,
It is sent accordingly by the acoustic-optic alarm set on the financial terminal according to default card paper money alarm strategy Warning message, relevant staff to be notified to carry out card paper money processing.
In the present embodiment, it is described according to the tactful acousto-optic report by being set on the financial terminal of default card paper money alarm Alarm device sends corresponding warning message, to notify relevant staff carries out the processing of card paper money to specifically include:Pass through financial terminal The sound broadcasting device of upper setting plays the prompt message that card paper money event occurs for financial terminal, while by being set on financial terminal The devices such as LED light according to default flicker frequency into line flicker, to attract the staff of financial terminal site note that making The staff is obtained to come to handle.
Preferably, in the present embodiment, can also include after step s 103:
After card paper money troubleshooting, the cash processing business of the machine of opening to the outside world again.
In the present embodiment, the relevant staff can control institute after the card paper money failure of the financial terminal is excluded It states financial terminal and carries out movement reset operation, the financial terminal can detect whether card paper money failure cleans out at this time, if so, Again the cash processing business of the machine is externally developed.
Above as can be seen that deposit business card paper money processing method provided in this embodiment is due to by the banknote on buffer When being transported to the stage generation card paper money of cash box, the error of card paper money is not reported to user, and be to continue with to account on user account, until entire After deposit business smoothly completes, the cash processing business of financial terminal is just shielded, and relevant staff is notified to carry out Ka Chaochu Reason so as to which financial terminal surplus frequency is greatly reduced, is realized the account balance of business, is reduced since card paper money causes in time User service is discontented with, improve user experience.
Fig. 2 is the realization flow diagram for the deposit business card paper money processing method that another embodiment of the present invention provides.The party The executive agent of method is the financial terminal that another embodiment of the present invention provides.It is shown in Figure 2, deposit industry provided in this embodiment Business card paper money processing method, including:
Step S201, receive it is input by user take deposits request when, obtain and deposit the banknote of paper money mouth.
In the present embodiment, institute's financial terminal receive it is input by user take deposits request when, can detect and deposit Whether paper money mouth has banknote to be put into, and when detecting that depositing paper money mouth has banknote to be put into, can will deposit paper money mouth when the paper money door for depositing paper money mouth is closed Banknote be transported to money-checking portion.
Step S202, by the banknote be transported to money-checking portion carry out money-checking, by money-checking by banknote be transported to movement On buffer, and show money-checking by banknote total amount, prompt user confirm.
In the present embodiment, for the banknote when being transported to the money-checking portion, the money-checking portion can carry out the true and false to banknote It distinguishes, if being characterized as very, banknote being transported on buffer, if being characterized as vacation, banknote is retracted into and deposits paper money mouth, prompts to use Family is taken out, and user determines that putting paper money finishes after the banknote stacked on buffer reaches certain amount or deposits the no banknote of paper money mouth After no longer putting paper money, the banknote total amount stacked on the buffer of statistics is shown to whether just user confirms deposit amount for user Really.
After receiving confirmation instruction input by user, corresponding deposit is sent according to the banknote total amount by step S203 Message makes the bank backstage carry out upper account to user account to bank backstage.
In the present embodiment, if the financial terminal is received after deposit amount input by user correctly confirms instruction, Corresponding deposit message is then sent to bank backstage according to the banknote total amount that is stacked on the buffer of statistics, after making the bank Platform carries out upper account to user account.The bank backstage can give the financial terminal to return to corresponding prompting letter after the completion of upper account Breath.
Step S204, if the successful prompt message of upper account that the bank backstage returns is received, by the buffer On banknote be sent to cash box.
In the present embodiment, financial terminal ability after the successful prompt message of upper account of bank's return is received Second stage is initially entered, the banknote on the buffer is transported to cash box.At this stage, the movement can again will temporarily Banknote on storage is sent to money-checking portion and carries out money-checking, banknote is judged if appropriate for circulating again, the paper money for being wherein suitble to circulation Ticket is sent to deposit boxes or circulating box, and the banknote for thinking improper circulation is put into useless cash box.
Step S205 if card paper money occurs during the banknote on the buffer is sent to cash box, suspends machine Core moves, and terminates this deposit business, and shields the cash processing business of the machine, and relevant staff is notified to carry out Ka Chaochu Reason.
In the present embodiment, if card paper money occurs in second stage, since account has been completed on user account at this time, and temporarily Banknote on storage is all genuine notes, is to flow again there are no which is distinguished completely although banknote has not been entered into cash box Logical banknote, which is the banknote that should not continue circulation, but these are the internal things of bank oneself, these do not interfere with use Family, therefore, financial terminal terminates this deposit business at this time, and control card reader moves back card, and user is notified to take card away, then shields The cash processing business of the machine notifies relevant staff to carry out card paper money processing.This way it is possible to avoid influence user experience.
In the present embodiment, it is described that relevant staff is notified to carry out the processing of card paper money and include:
According to the communication modes of pre-stored relevant staff request is sent to the terminal that the related work carries The warning information of card paper money processing is carried out, the warning information includes the position where the financial terminal and the financial terminal Identification number;Alternatively,
To the bank backstage sending card paper money warning message, the card paper money warning message includes the place of the financial terminal Position and identification number carry out card paper money processing with the relevant staff for notifying the bank backstage;Alternatively,
It is sent accordingly by the acoustic-optic alarm set on the financial terminal according to default card paper money alarm strategy Warning message, relevant staff to be notified to carry out card paper money processing.
In the present embodiment, it is described according to the tactful acousto-optic report by being set on the financial terminal of default card paper money alarm Alarm device sends corresponding warning message, to notify relevant staff carries out the processing of card paper money to specifically include:Pass through financial terminal The sound broadcasting device of upper setting plays the prompt message that card paper money event occurs for financial terminal, while by being set on financial terminal The devices such as LED light according to default flicker frequency into line flicker, to attract the staff of financial terminal site note that making The staff is obtained to come to handle.
Preferably, in the present embodiment, can also include after step S205:
After card paper money troubleshooting, the cash processing business of the machine of opening to the outside world again.
In the present embodiment, the relevant staff can control institute after the card paper money failure of the financial terminal is excluded It states financial terminal and carries out movement reset operation, the financial terminal can detect whether card paper money failure cleans out at this time, if so, Again the cash processing business of the machine is externally developed.
Above as can be seen that deposit business card paper money processing method provided in this embodiment due to using after first upper account by banknote The mode of banknote is transmitted to from buffer, if card paper money occurs during banknote is sent to cash box from buffer, is tied Shu Benci deposit business, and shield the cash processing business of the machine, notifies relevant staff to carry out card paper money processing, so not to User reports the error of card paper money, and financial terminal surplus frequency can be greatly reduced, and realizes the account balance of business in time, reduce due to User caused by card paper money is discontented with service, improves user experience.
Fig. 3 is the structure diagram of financial terminal provided in an embodiment of the present invention.Illustrate only for convenience of description with The relevant part of the present embodiment.‘
Shown in Figure 3, financial terminal 3 provided in this embodiment includes:
Card paper money stage recognition unit 31 if for card paper money to occur during taking deposits, judges this secondary card paper money Whether default stage is happened at;The default stage is sent to the banknote stacked on buffer for financial terminal the rank of cash box Section;
Packet sending unit 32 is deposited, if being happened at the default stage for this secondary card paper money, suspends movement and moves, and according to The deposit information of user sends deposit message to bank backstage, and the bank backstage is made to continue to carry out upper account to user account;
Card paper money processing notification unit 33, if handling success for receiving this deposit business that the bank backstage returns Prompt message, then terminate this deposit business, and shield the cash processing business of the machine, relevant staff notified to be blocked Paper money processing.
Optionally, the card paper money processing notification unit 33 is specifically used for:
According to the communication modes of pre-stored relevant staff request is sent to the terminal that the related work carries The warning information of card paper money processing is carried out, the warning information includes the position where the financial terminal and the financial terminal Identification number;Alternatively,
To the bank backstage sending card paper money warning message, the card paper money warning message includes the place of the financial terminal Position and identification number carry out card paper money processing with the relevant staff for notifying the bank backstage;Alternatively,
It is sent accordingly by the acoustic-optic alarm set on the financial terminal according to default card paper money alarm strategy Warning message, relevant staff to be notified to carry out card paper money processing.
Optionally, the financial terminal 3 further includes:
Monetary transaction handles recovery unit 34, for after card paper money troubleshooting, at the cash of the machine of opening to the outside world again Reason business.
It should be noted that the unit of above-mentioned financial terminal provided in an embodiment of the present invention, due to Fig. 1 of the present invention Shown embodiment of the method is based on same design, and the technique effect brought is identical with embodiment of the method shown in Fig. 1 of the present invention, specifically Content can be found in the narration in the method for the present invention embodiment, and details are not described herein again.
Therefore, it can be seen that financial terminal provided in this embodiment by the banknote on buffer also due to be transported to paper money When card paper money occurs for the stage of case, the error of card paper money is not reported to user, and be to continue with to account on user account, until entire deposit business After smoothly completing, the cash processing business of financial terminal is just shielded, and relevant staff is notified to carry out card paper money processing, so as to Financial terminal surplus frequency is greatly reduced, the account balance of business is realized in time, is reduced due to user couple caused by card paper money Being discontented with for service, improves user experience.
Fig. 4 is the structure diagram of financial terminal provided in an embodiment of the present invention.Illustrate only for convenience of description with The relevant part of the present embodiment.‘
Shown in Figure 4, financial terminal 4 provided in this embodiment includes:
Deposit paper money mouth banknote acquiring unit 41, for receive it is input by user take deposits request when, acquisition is deposited The banknote of paper money mouth;
Money-checking processing unit 42, for by the banknote be transported to money-checking portion carry out money-checking, by money-checking by banknote transport Send to the buffer of movement, and show money-checking by banknote total amount, prompt user confirm;
Packet sending unit 43 is deposited, after receiving confirmation instruction input by user, according to the banknote total amount Corresponding deposit message is sent to bank backstage, the bank backstage is made to carry out upper account to user account;
Banknote transmission unit 44, if for receiving the successful prompt message of upper account that the bank backstage returns, it will Banknote on the buffer is sent to cash box;
Card paper money processing notification unit 45, if for occurring during the banknote on the buffer is sent to cash box Card paper money then suspends movement movement, terminates this deposit business, and shields the cash processing business of the machine, notifies related work people Member carries out card paper money processing.
Optionally, the card paper money processing notification unit 45 is specifically used for:
According to the communication modes of pre-stored relevant staff request is sent to the terminal that the related work carries The warning information of card paper money processing is carried out, the warning information includes the position where the financial terminal and the financial terminal Identification number;Alternatively,
To the bank backstage sending card paper money warning message, the card paper money warning message includes the place of the financial terminal Position and identification number carry out card paper money processing with the relevant staff for notifying the bank backstage;Alternatively,
It is sent accordingly by the acoustic-optic alarm set on the financial terminal according to default card paper money alarm strategy Warning message, relevant staff to be notified to carry out card paper money processing.
Optionally, the financial terminal 4 further includes:
Monetary transaction handles recovery unit 46, for after card paper money troubleshooting, at the cash of the machine of opening to the outside world again Reason business.
It should be noted that the unit of above-mentioned financial terminal provided in an embodiment of the present invention, due to Fig. 2 of the present invention Shown embodiment of the method is based on same design, and the technique effect brought is identical with embodiment of the method shown in Fig. 2 of the present invention, specifically Content can be found in the narration in the method for the present invention embodiment, and details are not described herein again.
Above as can be seen that financial terminal provided in this embodiment also due to using after first upper account by banknote from buffer On be transmitted to the mode of banknote, if card paper money occurs during banknote is sent to cash box from buffer, terminate this and deposit Money business, and the cash processing business of the machine is shielded, relevant staff is notified to carry out card paper money processing, does not report so and blocks to user Paper money malfunctions, and financial terminal surplus frequency can be greatly reduced, and realizes the account balance of business in time, reduces since card paper money causes User service is discontented with, improve user experience.
It is to be understood that the size of the sequence number of each step is not meant to the priority of execution sequence, each process in above-described embodiment Execution sequence should determine that the implementation process without tackling the embodiment of the present invention forms any limit with its function and internal logic It is fixed.
Fig. 5 is the schematic diagram for the financial terminal that further embodiment of this invention provides.As shown in figure 5, the finance of the embodiment Terminal includes:It processor 50, memory 51 and is stored in the memory 51 and can be run on the processor 50 Computer program 52.The processor 50 realizes the step in above-mentioned each embodiment of the method when performing the computer program 52 Suddenly, for example, step S101 to S103 shown in FIG. 1 or as shown in Figure 2 step S201 to step S205.Alternatively, the processing Device 50 realizes the function of each unit in above-mentioned each device embodiment, such as unit shown in Fig. 3 when performing the computer program 52 31 to 33 function or the as shown in Figure 4 function of unit 41 to 45.
Illustratively, the computer program 52 can be divided into one or more module/units, it is one or Multiple module/units are stored in the memory 51, and are performed by the processor 50, to complete the present invention.Described one A or multiple module/units can be the series of computation machine program instruction section that can complete specific function, which is used for Implementation procedure of the computer program 52 in the financial terminal is described.Such as:
In a specific implementation example, the computer program 52 can be divided into card paper money stage recognition unit 31, deposit Money packet sending unit 32 and card paper money processing notification unit 33, each unit concrete function is as follows:
Card paper money stage recognition unit 31 if for card paper money to occur during taking deposits, judges this secondary card paper money Whether default stage is happened at;The default stage is sent to the banknote stacked on buffer for financial terminal the rank of cash box Section;
Packet sending unit 32 is deposited, if being happened at the default stage for this secondary card paper money, suspends movement and moves, and according to The deposit information of user sends deposit message to bank backstage, and the bank backstage is made to continue to carry out upper account to user account;
Card paper money processing notification unit 33, if handling success for receiving this deposit business that the bank backstage returns Prompt message, then terminate this deposit business, and shield the cash processing business of the machine, relevant staff notified to be blocked Paper money processing.
In another specific implementation example, the computer program 52, which can be divided into, deposits paper money mouth banknote acquiring unit 41st, money-checking processing unit 42, deposit packet sending unit 43, banknote transmission unit 44 and card paper money processing notification unit 45, respectively Unit concrete function is as follows:
Deposit paper money mouth banknote acquiring unit 41, for receive it is input by user take deposits request when, acquisition is deposited The banknote of paper money mouth;
Money-checking processing unit 42, for by the banknote be transported to money-checking portion carry out money-checking, by money-checking by banknote transport Send to the buffer of movement, and show money-checking by banknote total amount, prompt user confirm;
Packet sending unit 43 is deposited, after receiving confirmation instruction input by user, according to the banknote total amount Corresponding deposit message is sent to bank backstage, the bank backstage is made to carry out upper account to user account;
Banknote transmission unit 44, if for receiving the successful prompt message of upper account that the bank backstage returns, it will Banknote on the buffer is sent to cash box;
Card paper money processing notification unit 45, if for occurring during the banknote on the buffer is sent to cash box Card paper money then suspends movement movement, terminates this deposit business, and shields the cash processing business of the machine, notifies related work people Member carries out card paper money processing.
The financial terminal may include, but be not limited only to, processor 50, memory 51.Those skilled in the art can manage Solution, Fig. 5 is only the example of financial terminal, does not form the restriction to financial terminal 5, can be included more more or less than illustrating Component either combine some components or different components, such as the terminal can also include input-output equipment, net Network access device, bus etc..
Alleged processor 50 can be central processing unit (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor Deng.
The memory 51 can be the internal storage unit of the financial terminal, such as the hard disk of financial terminal or interior It deposits.The memory 51 can also be equipped on the External memory equipment of the financial terminal, such as the financial terminal insert Connect formula hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash memory Block (Flash Card) etc..Further, the memory 51 can also both include the internal storage unit of the financial terminal Also External memory equipment is included.The memory 51 is used to store the computer program and other journeys needed for the terminal Sequence and data.The memory 51 can be also used for temporarily storing the data that has exported or will export.
It is apparent to those skilled in the art that for convenience of description and succinctly, only with above-mentioned each work( Can unit, module division progress for example, in practical application, can be as needed and by above-mentioned function distribution by different Functional unit, module are completed, i.e., the internal structure of described device are divided into different functional units or module, more than completion The all or part of function of description.Each functional unit, module in embodiment can be integrated in a processing unit, also may be used To be that unit is individually physically present, can also two or more units integrate in a unit, it is above-mentioned integrated The form that hardware had both may be employed in unit is realized, can also be realized in the form of SFU software functional unit.In addition, each function list Member, the specific name of module are not limited to the protection domain of the application also only to facilitate mutually distinguish.Above system The specific work process of middle unit, module may be referred to the corresponding process in preceding method embodiment, and details are not described herein.
In the above-described embodiments, all emphasize particularly on different fields to the description of each embodiment, be not described in detail or remember in some embodiment The part of load may refer to the associated description of other embodiments.
Those of ordinary skill in the art may realize that each exemplary lists described with reference to the embodiments described herein Member and algorithm steps can be realized with the combination of electronic hardware or computer software and electronic hardware.These functions are actually It is performed with hardware or software mode, specific application and design constraint depending on technical solution.Professional technician Described function can be realized using distinct methods to each specific application, but this realization is it is not considered that exceed The scope of the present invention.
In embodiment provided by the present invention, it should be understood that disclosed device/terminal device and method, it can be with It realizes by another way.For example, device described above/terminal device embodiment is only schematical, for example, institute The division of module or unit is stated, is only a kind of division of logic function, there can be other dividing mode in actual implementation, such as Multiple units or component may be combined or can be integrated into another system or some features can be ignored or does not perform.Separately A bit, shown or discussed mutual coupling or direct-coupling or communication connection can be by some interfaces, device Or the INDIRECT COUPLING of unit or communication connection, can be electrical, machinery or other forms.
The unit illustrated as separating component may or may not be physically separate, be shown as unit The component shown may or may not be physical location, you can be located at a place or can also be distributed to multiple In network element.Some or all of unit therein can be selected to realize the mesh of this embodiment scheme according to the actual needs 's.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, it can also That unit is individually physically present, can also two or more units integrate in a unit.Above-mentioned integrated list The form that hardware had both may be employed in member is realized, can also be realized in the form of SFU software functional unit.
If the integrated module/unit realized in the form of SFU software functional unit and be independent production marketing or In use, it can be stored in a computer read/write memory medium.Based on such understanding, the present invention realizes above-mentioned implementation All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on The step of stating each embodiment of the method..Wherein, the computer program includes computer program code, the computer program Code can be source code form, object identification code form, executable file or some intermediate forms etc..Computer-readable Jie Matter can include:Can carry the computer program code any entity or device, recording medium, USB flash disk, mobile hard disk, Magnetic disc, CD, computer storage, read-only memory (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It is it should be noted that described The content that computer-readable medium includes can carry out appropriate increasing according to legislation in jurisdiction and the requirement of patent practice Subtract, such as in some jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and Telecommunication signal.
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although with reference to foregoing reality Example is applied the present invention is described in detail, it will be understood by those of ordinary skill in the art that:It still can be to foregoing each Technical solution recorded in embodiment modifies or carries out equivalent substitution to which part technical characteristic;And these are changed Or replace, the essence of appropriate technical solution is not made to depart from the spirit and scope of various embodiments of the present invention technical solution, it should all It is included within protection scope of the present invention.

Claims (10)

1. a kind of deposit business card paper money processing method, which is characterized in that including:
If card paper money occurs during taking deposits, judge whether this secondary card paper money is happened at the default stage;It is described default Stage is sent to the banknote stacked on buffer for financial terminal the stage of cash box;
If this secondary card paper money is happened at the default stage, suspends movement movement, and deposit message is sent according to the deposit information of user To bank backstage, the bank backstage is made to continue to carry out upper account to user account;
If receiving this deposit business that the bank backstage returns handles successful prompt message, terminate this deposit industry Business, and the cash processing business of the machine is shielded, relevant staff is notified to carry out card paper money processing.
2. deposit business card paper money processing method as described in claim 1, which is characterized in that it is described notify relevant staff into The processing of row card paper money includes:
Request is sent according to the communication modes of pre-stored relevant staff to the terminal that the related work carries to carry out The warning information of card paper money processing, the warning information include the position where the financial terminal and the mark of the financial terminal Knowledge number;Alternatively,
To the bank backstage sending card paper money warning message, the card paper money warning message includes the position of the financial terminal And identification number, card paper money processing is carried out with the relevant staff for notifying the bank backstage;Alternatively,
Corresponding alarm is sent by the acoustic-optic alarm set on the financial terminal according to default card paper money alarm strategy Information, relevant staff to be notified to carry out card paper money processing.
3. deposit business card paper money processing method as claimed in claim 2, which is characterized in that if it is described receive the bank after This deposit business that platform returns handles successful prompt message, then terminates this deposit business, and shields at the cash of the machine Reason business notifies relevant staff further included after the processing of card paper money:
After card paper money troubleshooting, the cash processing business of the machine of opening to the outside world again.
4. a kind of deposit business card paper money processing method, which is characterized in that including:
Receive it is input by user take deposits request when, obtain and deposit the banknote of paper money mouth;
The banknote is transported to money-checking portion and carries out money-checking, by money-checking by banknote be transported on the buffer of movement, and show Show money-checking by banknote total amount, prompt user confirm;
After receiving confirmation instruction input by user, after sending corresponding deposit message to bank according to the banknote total amount Platform makes the bank backstage carry out upper account to user account;
If receiving the successful prompt message of upper account that the bank backstage returns, the banknote on the buffer is sent to Cash box;
If card paper money occurs during the banknote on the buffer is sent to cash box, suspend movement movement, terminate this Secondary deposit business, and the cash processing business of the machine is shielded, relevant staff is notified to carry out card paper money processing.
5. deposit business card paper money processing method as claimed in claim 4, which is characterized in that it is described notify relevant staff into The processing of row card paper money includes:
Request is sent according to the communication modes of pre-stored relevant staff to the terminal that the related work carries to carry out The warning information of card paper money processing, the warning information include the position where the financial terminal and the mark of the financial terminal Knowledge number;Alternatively,
To the bank backstage sending card paper money warning message, the card paper money warning message includes the position of the financial terminal And identification number, card paper money processing is carried out with the relevant staff for notifying the bank backstage;Alternatively,
Corresponding alarm is sent by the acoustic-optic alarm set on the financial terminal according to default card paper money alarm strategy Information, relevant staff to be notified to carry out card paper money processing.
6. deposit business card paper money processing method as claimed in claim 5, which is characterized in that if described will be on the buffer Banknote be sent to card paper money occur during cash box, then suspend movement movement, terminate this deposit business, and shield the machine Cash processing business notifies relevant staff further included after the processing of card paper money:
After card paper money troubleshooting, the cash processing business of the machine of opening to the outside world again.
7. a kind of financial terminal, including memory, processor and it is stored in the memory and can be on the processor The computer program of operation, which is characterized in that the processor realizes such as claims 1 to 3 when performing the computer program The step of any one the method.
8. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In when the computer program is executed by processor the step of realization such as any one of claims 1 to 3 the method.
9. a kind of financial terminal, including memory, processor and it is stored in the memory and can be on the processor The computer program of operation, which is characterized in that the processor realizes such as claim 4 to 6 when performing the computer program The step of any one the method.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In when the computer program is executed by processor the step of realization such as any one of claim 4 to 6 the method.
CN201711339974.2A 2017-12-14 2017-12-14 Deposit business card paper money processing method, financial terminal and computer readable storage medium Pending CN108109285A (en)

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Application publication date: 20180601