CN107464294A - Taxi payment system and method - Google Patents

Taxi payment system and method Download PDF

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Publication number
CN107464294A
CN107464294A CN201710666574.6A CN201710666574A CN107464294A CN 107464294 A CN107464294 A CN 107464294A CN 201710666574 A CN201710666574 A CN 201710666574A CN 107464294 A CN107464294 A CN 107464294A
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CN
China
Prior art keywords
payment terminal
payment
mobile
data
mobile system
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710666574.6A
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Chinese (zh)
Inventor
卢志华
蔡县和
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Remittance System Business Services Co Ltd
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Remittance System Business Services Co Ltd
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Publication date
Application filed by Remittance System Business Services Co Ltd filed Critical Remittance System Business Services Co Ltd
Priority to CN201710666574.6A priority Critical patent/CN107464294A/en
Publication of CN107464294A publication Critical patent/CN107464294A/en
Priority to PCT/CN2018/099000 priority patent/WO2019029487A1/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B13/00Taximeters
    • G07B13/02Details; Accessories
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/12Payment architectures specially adapted for electronic shopping systems
    • G06Q20/127Shopping or accessing services according to a time-limitation
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/204Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/20Point-of-sale [POS] network systems
    • G06Q20/209Specified transaction journal output feature, e.g. printed receipt or voice output
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks

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  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Finance (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Security & Cryptography (AREA)
  • Development Economics (AREA)
  • Economics (AREA)
  • Devices For Checking Fares Or Tickets At Control Points (AREA)

Abstract

The invention discloses the mobile system for receiving to pay and method, the system includes being fixed in vehicle and being couple to the taximeter of multiple vehicle sensors.Taximeter produces cost information and expense.Payment terminal is couple to taximeter by interface unit.Payment terminal is mobile, independently of vehicle.Checkout terminal reception fee is used, and expense described in authority to pay.Output device is coupled to taximeter, and generates the prepaid confirmation of the expense.

Description

Taxi payment system and method
Technical field
The present invention relates to taxi and the method for payment of other means of transportation.More particularly, it relates to cashless payment Safe handling.
Background technology
Vehicle or taxi field in rental, in addition to paying in cash, the demand for receiving cashless payment also be present.
Fig. 1 shows the part in the typical fee register system in vehicle.Taximeter 100 and receipt Printer 101 is used together, and the two units are connected by wire cable 102.Riding fee depends on travel distance, flower The time taken, way leave charge and other service additional costs and the expenses of taxation.In order to calculate total cost, the quilt of taximeter 100 The sensor 103 being connected in Transmission system, with the time for calculating the distance of stroke and being spent in traveling/wait.Taxi Fee register is further attached to open position system 104, to indicate whether taxi is vacant, on the payroll or rest.
At present, most taximeter is all the Hard link in a manner of not allowing quick detachable, repositioning or modification In taxi.Taximeter system includes fee register, payment terminal and any other peripheral equipment.In other situations Under, taxi driver can obtain themselves payment terminal from the company such as Shi Kuier (Square).The terminal and meter Valency device is connectionless.Taxi driver must input the amount of money for transaction in payment application or payment terminal.
At present, expense is to be calculated according to travel distance, waiting time, pass cost with other service fees.Noncash is paid Money is integrated into car rental or taxi and not carried out in the most efficient manner.It is probably a manual mistake to increase extra charge Journey, it is opaque to client, and has too many mistake may.
Also need to a kind of payment system that can be easily integrated existing taximeter and other additional functions are provided. Need payment terminal to be matched, then communicated with the fee register of taxi so that dealing money is sent to from fee register Payment terminal.
The content of the invention
Embodiments of the invention include being used to receive the mobile system paid.The system includes being fixed in vehicle and coupling To the taximeter of multiple vehicle sensors.Taximeter produces cost information and expense.Payment terminal is by connecing Mouth unit is couple to taximeter.Payment terminal is mobile, and independently of vehicle.Payment terminal reception fee is used, and Authority to pay expense.The output device for being couple to taximeter generates the confirmation that the expense has been paid.
In certain embodiments, payment terminal includes the operating system for performing multiple Mobile solutions.
In other embodiments, payment terminal includes touch-screen and display.Touch-screen receives user's input.Display carries For user feedback.Passenger receives the instruction of expense, and utilizes touch-screen authority to pay.
In certain embodiments, payment terminal includes magnetic strip reader, is stored in for reading on the magnetic stripe of Payment Card Data, payment terminal receive Payment Card data by magnetic strip reader.Payment terminal can also include being stored in branch to access The integrated chip card reader of the data on card is paid, and payment terminal receives Payment Card number by integrated chip card reader According to.Payment terminal can also include near-field communication transceiver, and to access the data being stored on Payment Card, payment terminal passes through Near-field communication transceiver receives Payment Card data.In a further embodiment, payment terminal includes barcode reader, to visit Ask the data being stored on bar code, the bar code is visible on printed material or is displayed on and is incorporated into mobile phone Electronic console on.Bar code is scanned with authority to pay expense.In other embodiments, payment terminal includes being used to capture face The camera of portion's image or bar code pattern.Bar code pattern can be displayed on the electronic console being incorporated into mobile phone. The image or bar code pattern of capture passenger is with authority to pay expense.
In certain embodiments, payment terminal includes being used for the code keypad for capturing the password associated with method of payment, And PIN is used for authority to pay expense.Payment terminal can also include iris scan device, to capture the biological characteristic of user Data, and receive iris scan data and carry out authority to pay expense.Payment terminal can also include fingerprint scanner, to capture use The biological attribute data at family, and receive fingerprint scan data and carry out authority to pay expense.Payment terminal can also include microphone, use It is used for speech recognition to capture the biological attribute data of user, and receives voice audio data with authority to pay expense.
In certain embodiments, payment terminal includes communication module, and it allows payment terminal and mobile phone cellular network Communicated.Payment terminal can also include Wi-Fi module, and it allows payment terminal to be communicated with Wi-Fi network.Entering one In the embodiment of step, payment terminal includes bluetooth module, and it allows equipment and another bluetooth devices.Output device can be with Payment terminal is coupled to by bluetooth module.
In other embodiments, payment terminal includes GPS module, to capture the geographic position data with costs associated.
In a further embodiment, cost information include stroke at the beginning of between and stroke end time, travel away from From, stand-by period, additional cost and service charge.
In certain embodiments, interface unit is communicated via wired or wireless communication link with taximeter. In other cases, interface unit is communicated via wired or wireless communication link with payment terminal.
In certain embodiments, expense from taximeter reception fee and is sent to payment terminal by interface unit.
In certain embodiments, the Mobile solution run in payment terminal can receive as online transaction or offline friendship Easy payment.
In a further embodiment, payment terminal is supported to include credit card, member card, bar code, QR codes, biological characteristic One of a variety of methods of payment including data and mobile payment, biological attribute data include iris data, finger print data, and face is known Other data, speech recognition, mobile payment include payment token or digital wallet.
In certain embodiments, authority to pay uses one kind in a variety of identity identifying methods, a variety of authentications Method includes input signature on the touchscreen, and password is inputted on code keypad, inputs biological attribute data and uses digital money Bag.
In certain embodiments, confirm to include to be sent to the printing receipt of client Mobile solution, Email, SMS or Notice.
In certain embodiments, expense includes the payment for the commodity bought with going out rental together with, and the commodity can be Air ticket, prepaid SEVI card, food or beverage.In other cases, confirm to further comprise preferential offer (beneficial offer)。
In other embodiments, payment terminal also includes Mobile solution, its record route, capture vehicle real time position or Receive tax services request.
In other embodiments, payment terminal can read the secret of interface unit from the NFC label for pairing processing, To allow the certification and connection foundation between payment terminal and interface unit.Alternately, payment terminal can be from for matching The QR codes of processing read the secret of interface unit, to allow the certification and connection foundation between payment terminal and interface unit.
Embodiments of the invention also include being used to handle the method for being used to transport the payment of passenger.This method includes being fixed on Taximeter in vehicle, travel information, and taximeter generation expense letter are received from multiple vehicle sensors Breath and expense.Payment terminal is used by interface unit from taximeter reception fee.Interface unit is coupled to taxi meter Valency device.Payment terminal is mobile and independently of vehicle.Payment terminal authority to pay expense, and authorize output device (its quilt It is couple to the taximeter), generate the prepaid confirmation of the expense.
Be read in conjunction with the figure the following description of specific embodiments of the present invention, other side of the invention and feature for Those of ordinary skill in the art will become obvious.
Brief description of the drawings
Fig. 1 is the system diagram for showing the expense fee register in typical taxi.
Fig. 2 is the system diagram for showing the part in the present invention.
Fig. 3 shows the part in payment terminal.
Fig. 4 shows by host device (mobile phone or tablet personal computer) and pays the payment terminal that forms of reception device Alternative implementation.
Fig. 5 shows the software hierarchical structure that multiple software applications can be run on operating system.
Fig. 6 shows the connection between payment terminal and process payment.
Fig. 7 shows payment process.
Fig. 8 (Fig. 8 A, Fig. 8 B, Fig. 8 C) shows passenger's magnetic stripe payment card, ICC payment interfaces card and NFC interface Payment Card What is paid uses example.
Embodiment
Embodiments of the invention include taxi payment system and method, and it is designed to and existing taximeter Work together, and offer can make the further feature that driver and passenger are benefited.Embodiment can also be with other car rentals Or newer Transportation Model is used together, such as such as Uber or Lyft share-car transportation service and with similar business model Other service.Embodiments of the invention utilize the movement with mobile computing unit (such as mobile phone or tablet personal computer) coupling Point of sale (MPOS) terminal allows the multiple application software to provide and the complementary countless functions of payment function.
Fig. 2 shows the part for the embodiments of the invention being used together with existing taximeter system.Hire out Car fee register 100 is changed, to be connected to interface unit 201 by communication port (such as wired or wireless interface) 202.Go out Fee register 100 hire a car to make it difficult to change, unloads, repositions or mobile mode is installed in taxi or vehicle. Fee register and interface unit are connected by communication port 202, and communication port 202 can pass through any suitable wire line protocols (example Such as be used as USB, RS-232, RS-485) or wireless protocols (such as bluetooth, IrDA, ZigBee etc.) provide.In addition, mobile branch Pay terminal 200 to be communicated with interface unit 201 by another communication link 203, the communication link can also be by wired It is wireless to implement to be preferable or wireless protocols are realized, but due to the mobility of payment terminal unit 200.In preferred embodiment In, communication link 203 is provided by Wi-Fi communication links.Mobile payment terminal could interface to Fig. 1 existing printer 101 with And another printer 204.Printer 101 generally also to make it difficult to transform, unloads, repositions or mobile mode is pacified In taxi or vehicle.
Mobile payment terminal 200 can be associated with the driver of vehicle, and easily can be moved together with driver Move and removed from vehicle.In the case of the driver of different nursing care is used on different order of classes or grades at school or date, Mobile payment terminal 200 can be in different vehicle with driver.
Fig. 3 shows the part that can be coupled in Mobile payment terminal 200 and module.In an embodiment of the present invention not All these parts and module are needed, and Mobile payment terminal can only realize the part needed for its application-specific.Part and Module includes wherein running the micro controller unit 301 and memory 302 of one or more software applications.User can use press Button 303, touch-screen 311 carry out input data and send order with any other user interface that can receive user's input.Audio Loudspeaker 304 and microphone 305 are also conventional.The various network hardwares and software can be included, to pass through GSM, 3G or 4G 306 agreements support cellular network, and can also include Wi-Fi module 307.Bluetooth module 308 can be used for and printer, goes out Hire a car the short-distance wireless communications of fee register or other parts of system.USB309 and the interface of serial port 310 can be used for system Inside and outside short distance wire communication.GPS module 313 can capture geographic position data, and accelerometer can carry For mobile data.Camera 312 can be used for capturing facial characteristics, and iris scanner 314 or fingerprint scanner 315 can also be used for Capture biological information, to be verified to client, the part as course of payment.Camera can also be used for capture and be used for certain The QR codes or other 2D bar codes of a little payment methods.The code keypad 319 of safety can be included, to allow to input PIN (PIN) it is authenticated and receives payment.Touch-screen 311 can be used for allowing client to input signature, and numeral on screen Image may be used as the payment authentication form of client.Or touch-screen can be used for generation to be used for the software key that client inputs its PIN Code key disk.Furthermore, it is possible to including NFC reader 316, to allow Payment Card or support of the client using the support NFC on mobile phone NFC digital wallet is paid.ICC (integrated circuit card) reader 317 allow client using support ICC Payment Card or EMV Payment Cards are paid.Magnetic strip reader 318 allows client to use the Payment Card for including magnetic stripe to be paid.Bar code is swept Retouching device 320 allows client to read bar code (such as member card number) to enable other methods of payment.
Fig. 4 shows alternative arrangement, and wherein Mobile payment terminal 200 is made up of the physical equipment of two separation, two Partition functionality between individual physical equipment.Here, we have host device 200a and pay reception device 200b, and host device leads to It is often the mobile computing device of such as mobile phone or tablet personal computer, paying reception device can be via wired or wireless connection 200c is communicated with host device.
With reference to figure 5, payment terminal 200 has the operating system 400 run thereon, multiple software applications or application 401 run in operating system 400.In a preferred embodiment, operating system is Android operation system, and can be run Multiple Android compliant applications.Other Mobile operating systems can also be used.
When ultimate cost is calculated by taximeter 100, the total amount and data related to route, such as timestamp, Between at the beginning of stroke and end time and position, operating range and other relevant positions, via communication port 202 from taxi Car fee register 100 is sent to interface unit 201.Then, interface unit 201 transmits data to mobile branch via connection 203 Pay terminal 200.Passenger can complete to hand over using one of available method of payment in the payment application on Mobile payment terminal 200 Easily.
With reference to figure 6, for online transaction, payment terminal 200 can be entered by communication link 501 and process payment 500 Row communication, to be authorized and be ratified.In a preferred embodiment, communication link 501 is by GSM/3G/4G cellular networks module 306 There is provided.After the transaction has been completed, the transaction results from process payment and payment details are sent back to payment terminal 200.So Afterwards, payment terminal 200 can print the receipt of passenger.With reference to figure 2, in one embodiment, receipt data is from payment terminal 200 Interface unit 201 is sent to, is then relayed to fee register 100, receipt printer 101 is finally transmitted to, prints herein Receipt.In another alternate embodiments, receipt data is sent to single receipt printer unit from payment terminal 200 204, receipt is printed herein.In another alternate embodiments, receipt data is sent straight to receipts from payment terminal 200 According to printer unit 101, receipt is printed herein.
With reference to figure 8, three kinds of common methods of payment based on Payment Card are shown.Fig. 8 A show client's use by terminal The magnetic stripe card that magnetic strip reader 318 on 200 is read is paid.Fig. 8 B show that client is used by payment terminal 200 The Payment Card for the support ICC that ICC readers 317 are read is paid, and wherein Payment Card is usually inserted payment terminal 200.Figure 8C shows that client uses the support NFC read by the NFC reader 316 in payment terminal 200 Payment Card to be paid, its Middle Payment Card only needs the NFC reader close to payment terminal 200.
Referring again to Fig. 2, interface unit 201 and the interface of taximeter 100, fee register 100 are also hardwired to meter Valency device or vehicle, to prevent from distorting or change.Payment terminal 200 is authenticated with interface unit 201, as establishing communication link 203 part.Payment terminal 200 is mobile, and must or pairing associated with interface unit 201.Pairing can lead to Cross and read attached or be otherwise arranged on the NFC label in taxi to complete.NFC label storage also with interface list Member 201 shares or the secret 225 of association.NFC label is read in payment terminal 200 and after obtaining secret, and payment terminal can be with Its messaging parameter is changed, to allow the successful connection between payment terminal and interface unit to establish.
Connection between payment terminal 200 and interface unit is used in some embodiments of WiFi agreements, payment terminal Serve as WiFi access points.Payment terminal 200 can generate the secret one group SSID and password depending on being read.Interface unit Identical can also be used to share algorithm and generate one group of SSID and password.Interface unit 201 can be by using being generated SSID and password are connected to the payment terminal 200 including access point.
In other embodiments, secret can be from QR code image readings.Payment terminal 200 can be by scanning QR code images To read secret.QR codes can be the paster being arranged on adhesion or other modes in taxi.Or QR codes can be by showing Unit (such as LCD or other displays on instrument board) is shown.
In normal operation, after taxi is taken, ultimate cost is calculated by taximeter 100.Expense gold Volume is sent to interface unit 201 by fee register 100 by connection 202.Interface unit 201 is sent out Fee Amount by connection 203 Give payment terminal 200.After receiving Fee Amount, the payment application in payment terminal 200 will be activated or otherwise hold OK, to start payment process.Driver or passenger can correspondingly add additional cost and tip.
Passenger can select payment method, and provide its payment method, such as credit card.Applied, can received according to payment The tokens such as different payment methods, including but not limited to credit card, debit card, member card, QR codes, payment token, digital wallet Change method.
If desired, any client identity authentication method or holder's certification can be carried out.Client identity authentication method bag Include but be not limited to sign, PIN, fingerprint, iris scan, face recognition, speech recognition, DNA bio-identifications social security ID and drive Sail identification card.Payment terminal 200 handles means of payment data and transaction payment data, and by them directly or indirectly through shifting Dynamic cellular network is forwarded to process payment.
Transaction handled by process payment after, transaction results are sent back to payment terminal, wherein generally go through or The final transaction results of refusal are displayed to passenger.It is alternatively possible to print out receipt and provide it to passenger.Or Receipt can be sent as the short message of passenger, Email;Or it is sent to as notice on the mobile device of passenger Mobile solution.
In an embodiment of the present invention, payment terminal 200 is matched with interface unit 201 before the use, and part quilt Establish and connect.In normal operation setting, taximeter 100 and interface unit 201 are installed in taxi, and It is relatively fixed.On the contrary, payment terminal 200 is portable.Driver may be with it, so will not limit to when not driving In taxi.In general, a taxi is driven in shifts with difference by several drivers, hired out to maximally utilise Car.A kind of method is needed to correctly identify and establish the relation between taximeter 100 and interface unit 201;Interface Unit 201 represents taxi, and payment terminal 200 represents driver.The constraint of this relation is referred to as pairing process, when driver starts During shift, it should matched.For the ease of matching process, embodiments of the invention use the NFC being arranged in taxi Label, it will be read when starting to start for the first time payment application in shifts by payment terminal.
The one or more that NFC label storage is shared by interface unit is secret.Payment terminal reads secret from NFC label, It is described secret for exporting or otherwise generating one group of voucher for authentication purposes.NFC label can store secret, its The SSID and password for allowing the WiFi connections between payment terminal and interface unit are exported.When paying application startup, driver NFC label is read with payment terminal.Once establishing WiFi connections, system is ready for receiving payment.
In alternative embodiments, secret is stored on QR code images.QR codes image can be used as paster or screen to show The image shown is installed in taxi.
Payment terminal 200 can also support other application.Payment terminal 200 can include internet and connect, and allow Develop and run different types of Mobile solution.Payment terminal may be currently running common moving operation, such as allow to install With the Android operation system for running multiple Mobile solutions.By using different system units, such as reader, sensor and Geographic location device, the application in addition to payment are possible.Example includes dining room and subscribes application, and parking lot takes application, Line seat reservation system, taxi request application and the real-time traffic monitoring system with route suggestion.
Although the foregoing written description of the present invention enables those of ordinary skill to utilize and using being presently believed to be most The technology of good pattern, but those skilled in the art will appreciate that and recognize specific embodiment herein, method and show Change, combination and the presence of equivalent of example.Therefore, the present invention is not limited by above-described embodiment, method and example, but by All embodiments and methods limitation within the scope and spirit of.
Subsequent description only provides representative embodiment, it is not intended to limits the scope of the present disclosure, applicability or configuration.Phase Instead, then the description to embodiment describes the realization provided for those skilled in the art for realizing embodiments of the invention. It should be appreciated that in the case of the spirit and scope illustrated in not departing from such as appended claims, can to the function of element and Arrangement carries out various changes.Therefore, embodiment is the example or implementation of the present invention, rather than unique implementation." one Individual embodiment ", the various statements of " embodiment " or " some embodiments " are not necessarily all referring to identical embodiment.It is although of the invention Various features can be described in the context of single embodiment, but can also be individually or with any suitable group Close to provide these features.Conversely, although it can for the sake of clarity be retouched herein in the context of single embodiment The present invention is stated, but the present invention can also realize in any combinations of single embodiment or embodiment.
Meaning is referred to " one embodiment ", " embodiment ", " some embodiments " or " other embodiment " in specification The special characteristic described in conjunction with the embodiments, structure or characteristic to be included at least one embodiment, but be not necessarily to be included In all embodiments of the invention.Wording used herein and term are not necessarily to be construed as restricted, are only used for retouching State purpose.It should be appreciated that if claim or specification refer to " one (a) " or " one (an) " element, this is referred to not It should be interpreted to only exist such element.It should be appreciated that if " possibility (may) ", " possibility are illustrated in specification (might) ", " can (can) " or " can (could) " includes some component feature, structure or characteristic, then the particular elements, Feature, structure or characteristic are not required to be included.
Term on such as " left side ", " right side ", " top ", " bottom ", " preceding " and " rear " etc, it is intended to for describing the present invention Embodiment accompanying drawing in special characteristic, the orientation of structure or element.It is obvious that this side of the actual use on equipment Tropism term does not have concrete meaning, because the equipment can be used by one or more users with a variety of orientation.
On term "comprising", " comprising ", " composition " and its grammatical variants, however not excluded that add one or more parts, spy Sign, step, overall or its group, and term is not construed as specified parts, feature, step or entirety.Equally, when herein It is whole to be not construed as excluding additional component, step, feature for " substantially by ... form " and its grammatical variants in use, phrase Body or its group, but supplementary features, integer, step, part or its group will not substantially change claimed composition, device Or the essential characteristic and novel feature of method.If specification or claims are related to " additional " element, do not exclude the presence of More than one add ons.

Claims (64)

1. a kind of be used to receive the mobile system paid, the mobile system includes:
Taximeter, the taximeter are fixed in vehicle, and are coupled to multiple vehicle sensors, described Taximeter generates cost information and expense;
Payment terminal, it is coupled to the taximeter by interface unit, and the payment terminal is mobile, and Independently of the vehicle, the payment terminal receives the expense, expense described in the payment terminal authority to pay;With
Output device, it is coupled to the taximeter, and the output device generates the prepaid confirmation of expense.
2. mobile system according to claim 1, wherein the payment terminal includes operating system, the operating system is held The multiple Mobile solutions of row.
3. mobile system according to claim 1, wherein the payment terminal includes touch-screen and display, the touch Screen receives user's input, and the display provides user feedback.
4. mobile system according to claim 1, wherein the payment terminal includes magnetic strip reader, to read storage Data on the magnetic stripe of Payment Card.
5. mobile system according to claim 1, wherein the payment terminal includes integrated chip card reader, to visit Ask the data being stored on Payment Card.
6. mobile system according to claim 1, wherein the payment terminal includes near-field communication transceiver, to access The data being stored on Payment Card.
7. mobile system according to claim 1, wherein the payment terminal includes barcode reader, deposited to access The data on bar code are stored up, the bar code is visible on printed material or is displayed on the electricity being incorporated into mobile phone On sub-display.
8. mobile system according to claim 1, wherein the payment terminal includes camera, to capture face-image or Bar code pattern, the bar code pattern are displayed on the electronic console being incorporated into mobile phone.
9. mobile system according to claim 1, wherein the payment terminal includes code keypad, to capture and pay The associated password of method.
10. mobile system according to claim 1, wherein the payment terminal includes iris scan device, to capture use The biological attribute data at family.
11. mobile system according to claim 1, wherein the payment terminal includes fingerprint scanner, to capture State the biological attribute data of user.
12. mobile system according to claim 1, wherein the payment terminal includes microphone, to capture the use The biological attribute data at family, for speech recognition.
13. mobile system according to claim 1, wherein the payment terminal includes communication module, it allows to pay eventually End is communicated with mobile phone cellular network.
14. mobile system according to claim 1, wherein the payment terminal includes Wi-Fi module, it allows to pay eventually End is communicated with Wi-Fi network.
15. mobile system according to claim 1, wherein the payment terminal includes bluetooth module, set described in its permission It is standby to be communicated with another bluetooth equipment.
16. mobile system according to claim 1, wherein the payment terminal includes GPS module, to capture with it is described The geographic position data of costs associated.
17. mobile system according to claim 1, wherein between the cost information is included at the beginning of stroke and stroke End time, operating range, stand-by period, additional cost and service charge.
18. mobile system according to claim 1, wherein the interface unit is via wired or wireless communication link and institute Taximeter is stated to be communicated.
19. mobile system according to claim 1, wherein the interface unit is via wired or wireless communication link and institute Payment terminal is stated to be communicated.
20. mobile system according to claim 1, wherein described in the interface unit from taximeter reception Expense, and the expense is sent to the payment terminal.
21. mobile system according to claim 1, wherein the Mobile solution run in the payment terminal can receive As online transaction or the payment of off-line trading.
22. mobile system according to claim 1, wherein the payment terminal supports at least one in a variety of methods of payment Kind, a variety of methods of payment include credit card, member card, bar code, QR codes, biological attribute data and mobile payment, described Biological attribute data includes iris data, finger print data, face recognition data, or speech recognition, and the mobile payment includes branch Pay token or digital wallet.
23. mobile system according to claim 1, wherein the authority to pay is utilized in a variety of identity identifying methods extremely Few one kind, a variety of identity identifying methods include:
Input signature on the touchscreen, password is inputted on code keypad, input biological attribute data and use digital wallet.
24. mobile system according to claim 1, wherein the confirmation includes the receipt of printing.
25. mobile system according to claim 1, wherein described confirm to include the electronics for being sent to client Mobile solution Mail, SMS or notice.
26. mobile system according to claim 1, wherein the expense is included with going out the commodity bought together with rental Pay, the commodity include air ticket, prepaid SEVI card, food or beverage.
27. mobile system according to claim 1, wherein the confirmation includes preferential offer.
28. mobile system according to claim 1, wherein the payment terminal also includes the Mobile solution of record route.
29. mobile system according to claim 1, wherein the payment terminal also includes the shifting of capture vehicle real time position Dynamic application.
30. mobile system according to claim 1, wherein the payment terminal please also including that can receive tax services The Mobile solution asked.
31. mobile system according to claim 1, wherein the payment terminal can be from the NFC marks for matching processing Label read the secret of the interface unit, to allow certification between the payment terminal and the interface unit and connection to build It is vertical.
32. mobile system according to claim 1, wherein the payment terminal can be read from the QR codes for matching processing The secret of the interface unit is taken, to allow the certification and connection foundation between the payment terminal and the interface unit.
33. a kind of be used to handle the method for transporting the payment of passenger, methods described includes:
The taximeter being fixed in vehicle receives travel information, and taxi valuation from multiple vehicle sensors Device generates cost information and expense;
Payment terminal receives the expense by interface unit from the taximeter, and the interface unit is coupled to institute Taximeter is stated, the payment terminal may move, and independently of the vehicle;
Expense described in the checkout terminal authority to pay;With
The output device for being coupled to the taximeter generates the prepaid confirmation of expense.
34. according to the method for claim 33, wherein the payment terminal includes operating system, the operating system performs Multiple Mobile solutions.
35. according to the method for claim 33, wherein the payment terminal includes touch-screen and display, methods described is also The instruction of the expense is received including the passenger, and the payment is authorized using the touch-screen.
36. according to the method for claim 33, wherein the payment terminal includes magnetic strip reader, it is stored in read Data on the magnetic stripe of Payment Card, methods described also include the payment terminal and receive Payment Card number by the magnetic strip reader According to.
37. according to the method for claim 33, wherein the payment terminal includes integrated chip card reader, to access The data being stored on Payment Card, methods described also include the payment terminal and receive branch by the integrated chip card reader Pay card data.
38. according to the method for claim 33, wherein the payment terminal includes near-field communication transceiver, deposited to access The data on Payment Card are stored up, methods described also includes the payment terminal and receives Payment Card by the near-field communication transceiver Data.
39. according to the method for claim 33, wherein the payment terminal includes barcode reader, to access storage Data on bar code, the bar code is visible on printed material or is displayed on the electronics being incorporated into mobile phone On display, methods described also includes scanning the bar code with expense described in authority to pay.
40. according to the method for claim 33, wherein the payment terminal includes camera, to capture face-image or bar Shape code pattern, the bar code pattern are displayed on the electronic console being incorporated into mobile phone, and methods described is also wrapped The image or bar code pattern of capture passenger is included, with expense described in authority to pay.
41. according to the method for claim 33, wherein the payment terminal includes code keypad, to capture and payer The associated password of method, methods described also includes receiving PIN from the code keypad, with expense described in authority to pay.
42. according to the method for claim 33, wherein the payment terminal includes iris scan device, to capture user's Biological attribute data, methods described also includes receiving iris scan data, with expense described in authority to pay.
43. according to the method for claim 33, wherein the payment terminal includes fingerprint scanner, to capture user's Biological attribute data, methods described also includes receiving fingerprint scan data, with expense described in authority to pay.
44. according to the method for claim 33, wherein the payment terminal includes microphone, to capture the user's Biological attribute data is used for speech recognition, and methods described also includes receiving voice audio data, with expense described in authority to pay.
45. according to the method for claim 33, wherein the payment terminal includes communication module, it allows described pay eventually End is communicated with mobile phone cellular network, and methods described also includes receiving iris scan data, to take described in authority to pay With.
46. according to the method for claim 33, wherein the payment terminal includes Wifi modules, it allows described pay eventually What end was communicated with Wi-Fi network, the interface unit is couple to the taximeter by the Wi-Fi network.
47. according to the method for claim 33, wherein the payment terminal includes bluetooth module, its allow described equipment and Another bluetooth equipment is communicated, and the output device is couple to the payment terminal by the bluetooth module.
48. according to the method for claim 33, wherein the payment terminal includes GPS module, to capture and the expense With relevant geographic position data, the cost information includes the geographic position data.
49. according to the method for claim 33, wherein the cost information include stroke at the beginning of between and stroke knot Beam time, operating range, stand-by period, additional cost and service charge.
50. according to the method for claim 33, wherein the interface unit via wired or wireless communication link with it is described Taximeter is communicated.
51. according to the method for claim 33, wherein the interface unit via wired or wireless communication link with it is described Payment terminal is communicated.
52. according to the method for claim 33, wherein the interface unit receives described take from the taximeter With, and the expense is sent to the payment terminal.
53. according to the method for claim 33, wherein the Mobile solution run in the payment terminal can receive work For online transaction or the payment of off-line trading.
54. according to the method for claim 33, wherein the payment terminal supports at least one of a variety of methods of payment, A variety of methods of payment include credit card, member card, bar code, QR codes, biological attribute data and mobile payment, the biology Characteristic includes iris data, finger print data, face recognition data, or speech recognition, and the mobile payment includes accountable warrant Board or digital wallet.
55. according to the method for claim 33, wherein authority to pay utilizes at least one of a variety of identity identifying methods, A variety of identity identifying methods include:
Input signature on the touchscreen, password is inputted on code keypad, input biological attribute data and use digital wallet.
56. according to the method for claim 33, wherein the confirmation includes the receipt of printing.
57. according to the method for claim 33, wherein described confirm to include the electronics postal for being sent to client Mobile solution Part, SMS or notice.
58. according to the method for claim 33, wherein the expense includes the branch with going out the commodity bought together with rental Pay, the commodity include air ticket, prepaid SEVI card, food or beverage.
59. according to the method for claim 33, wherein the confirmation includes preferential offer.
60. according to the method for claim 33, wherein the payment terminal also includes the Mobile solution of record route.
61. according to the method for claim 33, wherein the payment terminal also includes the movement of capture vehicle real time position Using.
62. according to the method for claim 33, wherein the payment terminal also includes that tax services request can be received Mobile solution.
63. according to the method for claim 33, wherein the payment terminal can be read from the NFC label for matching processing The secret of the interface unit is taken, to allow the certification and connection foundation between the payment terminal and the interface unit.
64. according to the method for claim 33, wherein the payment terminal can be read from the QR codes for matching processing The secret of the interface unit, to allow the certification and connection foundation between the payment terminal and the interface unit.
CN201710666574.6A 2017-08-07 2017-08-07 Taxi payment system and method Pending CN107464294A (en)

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