CN107393138B - Financial self-service terminal and deposit and withdrawal method - Google Patents
Financial self-service terminal and deposit and withdrawal method Download PDFInfo
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- CN107393138B CN107393138B CN201710754661.7A CN201710754661A CN107393138B CN 107393138 B CN107393138 B CN 107393138B CN 201710754661 A CN201710754661 A CN 201710754661A CN 107393138 B CN107393138 B CN 107393138B
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- 238000000034 method Methods 0.000 title claims abstract description 20
- 230000005540 biological transmission Effects 0.000 claims abstract description 84
- 238000004891 communication Methods 0.000 claims description 14
- 239000002699 waste material Substances 0.000 claims description 13
- 238000001514 detection method Methods 0.000 claims description 11
- 239000010893 paper waste Substances 0.000 claims description 8
- 230000009286 beneficial effect Effects 0.000 description 3
- 238000000151 deposition Methods 0.000 description 2
- 230000004048 modification Effects 0.000 description 2
- 238000012986 modification Methods 0.000 description 2
- 230000000295 complement effect Effects 0.000 description 1
- 238000010586 diagram Methods 0.000 description 1
- 238000004064 recycling Methods 0.000 description 1
- 238000000926 separation method Methods 0.000 description 1
- 238000004904 shortening Methods 0.000 description 1
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/16—Handling of valuable papers
- G07D11/18—Diverting into different paths or containers
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/009—Depositing devices
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D11/00—Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
- G07D11/10—Mechanical details
- G07D11/16—Handling of valuable papers
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07D—HANDLING OF COINS OR VALUABLE PAPERS, e.g. TESTING, SORTING BY DENOMINATIONS, COUNTING, DISPENSING, CHANGING OR DEPOSITING
- G07D7/00—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency
- G07D7/06—Testing specially adapted to determine the identity or genuineness of valuable papers or for segregating those which are unacceptable, e.g. banknotes that are alien to a currency using wave or particle radiation
- G07D7/12—Visible light, infrared or ultraviolet radiation
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/202—Depositing operations within ATMs
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/203—Dispensing operations within ATMs
Abstract
The invention discloses a financial self-service terminal and a deposit and withdrawal method, and belongs to the technical field of financial equipment. The self-service financial terminal provided by the invention comprises a control component, a banknote storage part, a banknote taking part, a first transmission part, a banknote checking part, a medium circulation channel and a plurality of circulation banknote boxes, wherein the banknote storage part is communicated with the medium circulation channel through the first transmission channel, the banknote taking part is communicated with the medium circulation channel through the second transmission channel, and the banknote checking part is arranged on the first transmission channel, so that the medium subjected to banknote checking by the banknote checking part can select a circulation path according to the banknote checking result, the unidentifiable medium is returned to the banknote taking part in time, the unidentifiable reasons of checking the medium by each customer are conveniently and correspondingly adjusted, and the adjusted medium is re-placed into the banknote storage part for storage.
Description
Technical Field
The invention relates to the technical field of financial equipment, in particular to a financial self-service terminal and a deposit and withdrawal method applied to the financial self-service terminal.
Background
Automated teller machines, such as automated teller machines and the like, are an important branch in financial self-service terminals. The automatic teller machine is a high-precision electromechanical integrated device, utilizes a magnetic code card or a smart card to realize self-service of financial transaction, and replaces the work of bank counter personnel to finish the work of cash access, deposit balance inquiry, account transfer, check deposit, deposit book complement, balance inquiry and the like.
When the existing automatic teller machine is used for depositing, after the banknote-checking of the banknote-checking part, identifiable banknotes enter the circulating banknote box one by one, unrecognizable banknotes enter the temporary storage structure one by one for temporary storage, after all the banknotes are checked, all the unrecognizable banknotes located in the temporary storage structure uniformly return to the banknote outlet, a customer checks whether the folding angle is stored one by one and adjusts the flatness of the banknotes, and the adjusted banknotes are placed in the banknote storage opening for storage.
Disclosure of Invention
The first object of the present invention is to provide a self-service financial terminal, which can withdraw unidentifiable media one by one during deposit, so as to facilitate a user to adjust in time and deposit again, thereby being beneficial to improving deposit efficiency and equipment utilization rate and shortening deposit time.
A second object of the present invention is to provide a deposit method with which deposit efficiency is high and time required for deposit is short.
The third object of the present invention is to provide a withdrawal method by which withdrawal of a medium can be performed twice, and circulation of a medium which is not circulated is avoided to a great extent.
To achieve the purpose, the invention adopts the following technical scheme:
the financial self-service terminal comprises a control component, a banknote storage part, a banknote taking part, a first transmission part, a banknote checking part, a medium circulation channel and a plurality of circulation banknote boxes, wherein the circulation banknote boxes are communicated with the medium circulation channel;
the banknote storage part is communicated with the medium circulation channel through a first transmission channel, a first node is arranged at the communication part of the first transmission channel and the medium circulation channel, and the banknote detection part is arranged on the first transmission channel;
the banknote taking part is communicated with the medium circulation channel through a second transmission channel, and a second node is arranged at the communication part of the second transmission channel and the medium circulation channel;
the first transmission part is located on the medium circulation channel between the first node and the second node.
Preferably, reversing blades are arranged at the communication part of the circulating banknote box and the medium circulating channel, the first node and the second node.
Preferably, the medium circulation device further comprises a waste banknote box, wherein the waste banknote box is communicated with the medium circulation channel, and the waste banknote box is positioned at one side of the plurality of circulation banknote boxes.
Preferably, a reversing blade is arranged at the communication part of the waste banknote box and the medium circulation channel.
Preferably, the number of the circulating banknote boxes is five, the five circulating banknote boxes are arranged side by side, and the waste banknote boxes are positioned on one side of the five circulating banknote boxes, which is close to the first node.
Preferably, a banknote separating mechanism is provided in the banknote storage unit.
Preferably, the banknote detecting portion includes a laser banknote detector.
A deposit method comprising the steps of:
s1: the banknote storage part is controlled by the control component to transmit the medium to the first transmission channel;
s2: the first transmission channel is controlled by the control component to transmit the medium to the banknote checking part, and banknote checking is performed by the banknote checking part;
s3: if the medium is identifiable, the first transmission channel is controlled by the control component to transmit the medium to the medium circulation channel after passing through the first node, and the medium circulation channel is controlled to transmit the medium to a certain circulation banknote box;
if the medium is unidentifiable, the first transmission channel is controlled by the control component to transmit the medium to the medium circulation channel after passing through the first node, the medium circulation channel is controlled to transmit the medium to the second transmission channel after passing through the first transmission part and the second node, and the second transmission channel is controlled to transmit the medium to the banknote taking part.
A method of withdrawing money comprising the steps of:
s1: the medium is sent into the medium circulation channel by controlling the circulation banknote box through the control component;
s2: the medium circulation channel is controlled by the control component to transmit the medium to the first transmission channel after passing through the second node, the first transmission part and the first node;
s3: the first transmission channel is controlled by the control component to transmit the medium experience banknote part to the banknote storage part for temporary storage;
s4: the first transmission channel is controlled by the control component to send the medium in the money storage part into the money detection part for money detection;
s5: if the medium can circulate, the first transmission channel and the medium circulation channel are controlled by the control component, the medium is sent into the second transmission channel through the first node, the first transmission part and the second node, and the medium is transmitted to the banknote taking part through the second transmission channel;
and if the medium cannot circulate, the first transmission channel is controlled by the control component to send the medium into the medium circulation channel through the first node, and the medium is transmitted to the waste paper money box through the medium circulation channel.
The invention has the beneficial effects that:
the financial self-service terminal provided by the invention comprises a control component, a banknote storage part, a banknote taking part, a first transmission part, a banknote checking part, a medium circulation channel and a plurality of circulating banknote boxes, wherein the banknote storage part is communicated with the medium circulation channel through the first transmission channel, the banknote taking part is communicated with the medium circulation channel through the second transmission channel, and the banknote checking part is arranged on the first transmission channel, so that the medium after the banknote checking of the banknote checking part enters the circulating banknote boxes through the medium circulation channel or returns to the banknote taking part after passing through the medium circulation channel, the first transmission part and the second transmission channel according to the banknote checking result, thereby realizing the purposes of timely returning unidentifiable medium to the banknote taking part, facilitating the adjustment of the medium after checking every unidentifiable medium by customers, and storing the adjusted medium in the banknote storage part again.
Drawings
Fig. 1 is a schematic diagram of a financial self-service terminal according to the present invention.
In the figure: 1. a money storage part; 2. a banknote taking part; 3. a first transmission section; 4. a banknote checking part; 5. a medium circulation passage; 6. a circulation banknote box; 7. a first transmission channel; 8. a second transmission channel; 9. a waste banknote box; 10. a first node; 11. a second node; 12. an upper movement; 13. and (5) a lower movement.
Detailed Description
The technical scheme of the invention is further described below by the specific embodiments with reference to the accompanying drawings.
As shown in fig. 1, the invention provides a self-service financial terminal, which comprises a control component, a banknote storage part 1, a banknote taking part 2, a first transmission part 3, a banknote checking part 4, a medium circulation channel 5 and a plurality of circulating banknote boxes 6, wherein the circulating banknote boxes 6 are communicated with the medium circulation channel 5. The banknote storage part 1 is communicated with the medium circulation channel 5 through a first transmission channel 7, a first node 10 is arranged at the communication part of the first transmission channel 7 and the medium circulation channel 5, and the banknote detection part 4 is arranged on the first transmission channel 7. The banknote taking part 2 is communicated with the medium circulation channel 5 through a second transmission channel 8, and a second node 11 is arranged at the communication part of the second transmission channel 8 and the medium circulation channel 5. The first transmission section 3 is located on the medium circulation path 5 between the first node 10 and the second node 11.
Through the first transmission channel 7 communication of depositing the paper money portion 1 and medium circulation channel 5, the second transmission channel 8 communication of the medium circulation channel 5 with the paper money portion 2, and set up on the first transmission channel 7 with the paper money portion 4 of checking, can make the medium after the paper money portion 4 of experience check get into circulation paper money case 6 through medium circulation channel 5 according to the result of checking or return to and get the paper money portion 2 after medium circulation channel 5, first transmission portion 3 and second transmission channel 8, thus reach and directly get into circulation paper money case 6 with identifiable medium, unidentifiable medium is in time moved back to and get the paper money portion 2, adjust the medium after the convenience customer checks the unidentifiable reason every by every medium, and put the purpose that deposits paper money portion 1 again after adjusting, this self-service terminal of finance has high, advantage of consuming time to deposit and withdraw.
When the self-service financial terminal is an automatic teller machine, the medium is paper money, and specifically, the control component, the paper money storage part 1, the paper money taking part 2, the first transmission part 3, the paper money checking part 4 and the medium circulation channel 5 are all arranged in the upper machine core 12 of the self-service financial terminal. The banknote storage part 1 is internally provided with a banknote separation mechanism which is used for separating stacked banknote storage parts 1 one by one and then sequentially entering the first transmission part 3. The bill checking part 4 comprises a laser bill checking device for checking the authenticity of the bill. The plurality of circulation paper money boxes 6 are arranged in the lower core 13 of the financial self-service terminal, and in order to be convenient for recycling unidentifiable paper money, a waste paper money box 9 is further arranged in the lower core 13, the waste paper money box 9 is positioned on one side of the plurality of circulation paper money boxes 6, and the waste paper money box 9 is communicated with the medium circulation channel 5.
The number of the circulation banknote boxes 6 is determined according to the banknote deposit amount of the self-service financial terminal, in this embodiment, the number of the circulation banknote boxes 6 is five, the five circulation banknote boxes 6 are arranged side by side, and the waste banknote box 9 is located at one side of the five circulation banknote boxes 6 close to the first node 10. The arrangement of the waste banknote box 9 on the side close to the first node 10 helps to shorten the transport path of the unidentifiable banknote, facilitating the unidentifiable banknote to enter the waste banknote box 9 directly through the medium circulation channel 5.
In order to facilitate the transport of the banknote between the medium circulation path 5, the first transport path 7 and the second transport path 8, reversing vanes are provided at the connection of the circulating banknote cassette 6 to the medium circulation path 5, at the first node 10 and at the second node 11. By changing the direction of the reversing vane, two of the communication medium circulation passage 5, the first transmission passage 7, and the second transmission passage 8 can be selected. Similarly, in order to facilitate the transport of the banknote between the medium circulation channel 5 and the banknote waste box 9 and the banknote circulation box 6, a reversing blade is arranged at the communication position of the banknote waste box 9 and the medium circulation channel 5 and at the communication position of each banknote circulation box 6 and the medium circulation channel 5, and the direction of the banknote in the medium circulation channel 5 can be changed by changing the direction of the reversing blade.
The embodiment also provides a deposit method for the financial self-service terminal, which specifically comprises the following steps:
s1: the banknote storage part 1 is controlled by the control component to transmit the medium to the first transmission channel 7;
s2: the first transmission channel 7 is controlled by the control component to transmit the medium to the banknote checking part 4, and banknote checking is performed by the banknote checking part 4;
s3: if the medium is identifiable, the first transmission channel 7 is controlled by the control component to transmit the medium to the medium circulation channel 5 after passing through the first node 10, and the medium circulation channel 5 is controlled to transmit the medium to a certain circulation banknote box 6;
if the medium is unidentifiable, the first transmission channel 7 is controlled by the control component to transmit the medium to the medium circulation channel 5 after passing through the first node 10, and the medium circulation channel 5 is controlled to transmit the medium to the second transmission channel 8 after passing through the first transmission part 3 and the second node 11, and the second transmission channel 8 transmits the medium to the banknote taking part 2.
In the deposit method, after the banknote-checking by the banknote-checking portion 4, the identifiable banknote directly enters a certain circulation banknote box 6, and the unidentifiable banknote directly returns to the banknote-taking portion 2 one by one through the first conveying portion 3, so that the customer checks the unidentifiable banknote one by one, confirms the unidentifiable reason of the banknote, adjusts the unidentifiable reason accordingly, and then, is put into the banknote-storing portion 1 again. Compared with the prior art, after the customer deposits, a plurality of unidentifiable paper money are returned to the paper money taking part 2 together, and the paper money taking part 2 is returned one by one, so that the deposit efficiency is improved, the deposit time is shortened, and the customer is convenient to detect unidentifiable reasons one by one.
The embodiment also provides a withdrawal method, which specifically comprises the following steps:
s1: the medium is sent into the medium circulation channel 5 by the control component control circulation banknote box 6;
s2: the medium circulation channel 5 is controlled by the control component to transmit the medium to the first transmission channel 7 after passing through the second node 11, the first transmission part 3 and the first node 10;
s3: the first transmission channel 7 is controlled by the control component to transmit the medium experience banknote part 4 to the banknote storage part 1 for temporary storage;
s4: the first transmission channel 7 is controlled by the control component to send the medium in the money storage part 1 into the money detection part 4 for money detection;
s5: if the medium can circulate, the first transmission channel 7 and the medium circulation channel 5 are controlled by the control component to send the medium into the second transmission channel 8 through the first node 10, the first transmission part 3 and the second node 11, and the medium is transmitted to the banknote taking part 2 through the second transmission channel 8;
if the medium is not circulated, the first transmission channel 7 is controlled by the control component to send the medium into the medium circulation channel 5 through the first node 10, and the medium is transmitted to the waste paper money box 9 through the medium circulation channel 5.
In the money withdrawing method, after the paper money of the circulating paper money box 6 passes through the paper money detecting part 4 for two times, the paper money which can circulate can enter the paper money collecting part 2, and the two times of detection are beneficial to improving the detection precision, so that the paper money which cannot circulate is prevented from entering the circulation market to a great extent.
It is to be understood that the above examples of the present invention are provided for clarity of illustration only and are not limiting of the embodiments of the present invention. Other variations or modifications of the above teachings will be apparent to those of ordinary skill in the art. It is not necessary here nor is it exhaustive of all embodiments. Any modification, equivalent replacement, improvement, etc. which come within the spirit and principles of the invention are desired to be protected by the following claims.
Claims (7)
1. The money withdrawing method of the financial self-service terminal comprises a control component, a money storing part (1), a money taking part (2), a first transmission part (3), a money detecting part (4), a medium circulation channel (5) and a plurality of circulation money boxes (6), wherein the circulation money boxes (6) are communicated with the medium circulation channel (5);
the banknote storage part (1) is communicated with the medium circulation channel (5) through a first transmission channel (7), a first node (10) is arranged at the communication part of the first transmission channel (7) and the medium circulation channel (5), and the banknote detection part (4) is arranged on the first transmission channel (7);
the banknote taking part (2) is communicated with the medium circulation channel (5) through a second transmission channel (8), and a second node (11) is arranged at the communication part of the second transmission channel (8) and the medium circulation channel (5);
the first transmission part (3) is positioned on the medium circulation channel (5) between the first node (10) and the second node (11);
also comprises a waste paper money box (9), the waste paper money box (9) is communicated with the medium circulation channel (5),
the method is characterized by comprising the following steps of:
s1: the medium is sent into the medium circulation channel (5) by the control component control circulation banknote box (6);
s2: the medium circulation channel (5) is controlled by the control component to transmit the medium to the first transmission channel (7) through the second node (11), the first transmission part (3) and the first node (10);
s3: the first transmission channel (7) is controlled by the control component to transmit the medium experience banknote part (4) to the banknote storage part (1) for temporary storage;
s4: the first transmission channel (7) is controlled by the control component to send the medium in the money storage part (1) into the money detection part (4) for money detection;
s5: if the medium can circulate, the first transmission channel (7) and the medium circulation channel (5) are controlled by the control component, the medium is sent into the second transmission channel (8) through the first node (10), the first transmission part (3) and the second node (11), and the medium is transmitted to the banknote taking part (2) through the second transmission channel (8);
and if the medium cannot circulate, the first transmission channel (7) is controlled by the control component to send the medium into the medium circulation channel (5) through the first node (10), and the medium is transmitted to the waste paper money box (9) through the medium circulation channel (5).
2. The withdrawal method according to claim 1, characterized in that reversing blades are provided at the connection of the circulation banknote cassette (6) to the medium circulation channel (5), at the first node (10) and at the second node (11).
3. A withdrawal method according to claim 1, characterized in that the waste banknote boxes (9) are located on one side of a plurality of circulating banknote boxes (6).
4. A withdrawal method according to claim 3, characterized in that the waste-banknote box (9) is provided with reversing vanes in communication with the medium circulation channel (5).
5. A withdrawal method according to claim 3, wherein the number of the circulating banknote boxes (6) is five, the five circulating banknote boxes (6) are arranged side by side, and the waste banknote boxes (9) are positioned on one side of the five circulating banknote boxes (6) close to the first node (10).
6. The withdrawal method according to claim 1, wherein a banknote separating mechanism is provided in the banknote storage section (1).
7. A withdrawal method according to claim 1, characterized in that the banknote checking section (4) comprises a laser banknote checking machine.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710754661.7A CN107393138B (en) | 2017-08-29 | 2017-08-29 | Financial self-service terminal and deposit and withdrawal method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201710754661.7A CN107393138B (en) | 2017-08-29 | 2017-08-29 | Financial self-service terminal and deposit and withdrawal method |
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| CN107393138A CN107393138A (en) | 2017-11-24 |
| CN107393138B true CN107393138B (en) | 2023-05-30 |
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| CN201710754661.7A Active CN107393138B (en) | 2017-08-29 | 2017-08-29 | Financial self-service terminal and deposit and withdrawal method |
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Families Citing this family (1)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN110570579A (en) * | 2018-03-19 | 2019-12-13 | 深圳怡化电脑股份有限公司 | Self-service terminal of finance |
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|---|---|---|---|---|
| JP2004103033A (en) * | 2003-10-17 | 2004-04-02 | Hitachi Ltd | Paper sheets handling device |
| CN205068566U (en) * | 2015-09-28 | 2016-03-02 | 中世顺科技（北京）有限公司 | Bank note circulation module and device of depositing and withdrawing |
| CN106023422A (en) * | 2016-05-24 | 2016-10-12 | 新达通科技股份有限公司 | Structure of banknote conveying channel of circulation machine core and banknote conveying method |
| CN106384460A (en) * | 2016-10-14 | 2017-02-08 | 深圳怡化电脑股份有限公司 | Cash recycling system |
| CN207182467U (en) * | 2017-08-29 | 2018-04-03 | 深圳怡化电脑股份有限公司 | A kind of finance self-help terminal |
Family Cites Families (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP5971147B2 (en) * | 2013-02-14 | 2016-08-17 | 沖電気工業株式会社 | Media processing device |
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Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2004103033A (en) * | 2003-10-17 | 2004-04-02 | Hitachi Ltd | Paper sheets handling device |
| CN205068566U (en) * | 2015-09-28 | 2016-03-02 | 中世顺科技（北京）有限公司 | Bank note circulation module and device of depositing and withdrawing |
| CN106023422A (en) * | 2016-05-24 | 2016-10-12 | 新达通科技股份有限公司 | Structure of banknote conveying channel of circulation machine core and banknote conveying method |
| CN106384460A (en) * | 2016-10-14 | 2017-02-08 | 深圳怡化电脑股份有限公司 | Cash recycling system |
| CN207182467U (en) * | 2017-08-29 | 2018-04-03 | 深圳怡化电脑股份有限公司 | A kind of finance self-help terminal |
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