CN107330688A - Method of payment and device, computer installation and computer-readable recording medium - Google Patents

Method of payment and device, computer installation and computer-readable recording medium Download PDF

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Publication number
CN107330688A
CN107330688A CN201710501184.3A CN201710501184A CN107330688A CN 107330688 A CN107330688 A CN 107330688A CN 201710501184 A CN201710501184 A CN 201710501184A CN 107330688 A CN107330688 A CN 107330688A
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CN
China
Prior art keywords
payment
sales promotion
promotion information
businessman
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201710501184.3A
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Chinese (zh)
Inventor
柳斌
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Meizu Technology Co Ltd
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Meizu Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Meizu Technology Co Ltd filed Critical Meizu Technology Co Ltd
Priority to CN201710501184.3A priority Critical patent/CN107330688A/en
Publication of CN107330688A publication Critical patent/CN107330688A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0208Trade or exchange of goods or services in exchange for incentives or rewards
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/02Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0239Online discounts or incentives

Abstract

The present invention provides a kind of method of payment and payment mechanism, applied to terminal.The method of payment includes:When the terminal collects payment mark, parse the payment mark to obtain the information of the businessman included in the payment mark;The sales promotion information of the businessman is searched in default shopping platform;If searching the sales promotion information of the businessman, show merchant payment interface corresponding with the sales promotion information to be paid the bill.The sales promotion information of the businessman can be searched for from default shopping platform automatically according to the information of the businessman included in payment mark using the present invention, both the troublesome operation of user's manual search had been eliminated, user is not missed the chance for enjoying promotional offer when paying the bill commodity again, user experience effect can be effectively improved.

Description

Method of payment and device, computer installation and computer-readable recording medium
Technical field
The present invention relates to Internet technical field, more particularly to a kind of method of payment and device, computer installation and calculating Machine readable storage medium storing program for executing.
Background technology
This part is it is intended that the embodiments of the present invention stated in claims and embodiment provide background Or context.Description herein recognizes it is prior art not because not being included in this part.
The popularization use of intelligent terminal, such as mobile phone and intelligent development, the life to user are brought greatly just Profit.For example, user is in shopping at present, the Quick Response Code that cell phone software can be used to scan businessman's offer is paid the bill, and is both facilitated It is again quick.In addition, with the development of internet, businessman is not only placed in commodity in solid shop/brick and mortar store and sold, and commodity are also put into each Chosen online for client on shopping platform, and each shopping platform also aperiodically releases some advertising campaigns, for example sell or Give the reward voucher for the commodity price that deducts, coupons, deduction certificate, coupons etc..So, if user does not know business in advance The sales promotion information of family, it may miss some preferential activities in shopping, it is impossible to buy commodity with relatively low price.In order to than Compared with price or enjoy privileges, to buy quality-high and inexpensive commodity, user may also respectively enter each purchase by mobile phone Input merchandise news or the price or the sales promotion information of businessman of Business Information removal search commodity in thing platform, but troublesome poeration, And this process needs to consume the substantial amounts of time and efforts of user, user experience effect is not good.
The content of the invention
In consideration of it, being necessary to provide a kind of method of payment and device, computer installation and computer-readable recording medium, energy Enough automatic sales promotion information that businessman is searched for from default shopping platform, to exempt the troublesome operation of user's manual search, and are used The chance for enjoying promotional offer is not missed at family when paying the bill commodity, so as to effectively improve user experience effect.
On the one hand the embodiment of the present invention provides a kind of method of payment, applied to terminal.The method of payment includes:
When the terminal collects payment mark, parse what the payment mark was included to obtain in the payment mark The information of businessman;
The sales promotion information of the businessman is searched in default shopping platform;
If searching the sales promotion information of the businessman, show merchant payment interface corresponding with the sales promotion information to enter Row payment.
Further, above-mentioned method of payment provided in an embodiment of the present invention also includes:
The sales promotion information of the businessman is searched in default multiple shopping platforms respectively;
If searching a plurality of sales promotion information of the businessman, promotion letter most favorable in a plurality of sales promotion information is shown Corresponding merchant payment interface is ceased to be paid the bill;Or
If searching a plurality of sales promotion information of the businessman, the prompting that selection is carried out to a plurality of sales promotion information is exported Information;And
When a sales promotion information in a plurality of sales promotion information is chosen, show that selected sales promotion information is corresponding Merchant payment interface is to be paid the bill.
Further, in above-mentioned method of payment provided in an embodiment of the present invention, respectively in default multiple shopping platforms The sales promotion information of the middle search businessman includes:
The sales promotion information of the businessman is searched in the client for multiple shopping platforms that the terminal is installed respectively;Or Person
The sales promotion information of businessman described in netpage search in default multiple shopping platforms respectively;Or
The webpage of the client for the multiple shopping platforms installed respectively in the terminal and default multiple shopping platforms The sales promotion information of the middle search businessman.
Further, above-mentioned method of payment provided in an embodiment of the present invention also includes:
If do not search the sales promotion information of the businessman, display merchant payment interface corresponding with the payment mark To be paid the bill.
Further, in above-mentioned method of payment provided in an embodiment of the present invention, also comprising in the payment mark The information of at least one commodity of businessman is stated, the sales promotion information of search is the rush of at least one commodity of the businessman Information is sold, the payment interface is the payment interface of the corresponding commodity of the sales promotion information.
Further, in above-mentioned method of payment provided in an embodiment of the present invention:
The payment mark includes payment Quick Response Code or bar code of paying the bill;And/or
The sales promotion information includes:Reward voucher, coupons, deduction certificate, coupons;And/or
Payment information in the sales promotion information is better than the payment information in the payment mark.
On the other hand the embodiment of the present invention also provides a kind of payment mechanism, applied to terminal.The payment mechanism includes:
Detecting module, for detecting whether the terminal collects payment mark;
Parsing module, for when the terminal collects payment mark, parsing the payment mark to parse described pay Money identifies to obtain the information of the businessman included in the payment mark;
Search module, the sales promotion information for searching for the businessman in default shopping platform;And
Page display module, for when searching the sales promotion information of the businessman, showing corresponding with the sales promotion information Merchant payment interface to be paid the bill.
Further, in above-mentioned payment mechanism provided in an embodiment of the present invention, the search module is used for respectively pre- If multiple shopping platforms in search for the sales promotion information of the businessman;
The page display module is used for when searching a plurality of sales promotion information of the businessman, shows a plurality of promotion Merchant payment interface in information corresponding to most favorable sales promotion information is to be paid the bill;Or
The page display module is used for when searching a plurality of sales promotion information of the businessman, and output is to a plurality of rush Pin information carries out the prompt message of selection, and when being chosen for a sales promotion information in a plurality of sales promotion information, The corresponding merchant payment interface of selected sales promotion information is shown to be paid the bill.
Another further aspect of the embodiment of the present invention also provides a kind of computer installation, and the computer installation includes processor, institute State the step of processor is used to realize any of the above-described method of payment when performing the computer program stored in memory.
The another aspect of the embodiment of the present invention also provides a kind of computer-readable recording medium, is stored thereon with computer journey Sequence, the step of computer program realizes any of the above-described method of payment when being executed by processor.
The method of payment that the present invention is provided can be according to the information of the businessman included in payment mark automatically from default purchase The sales promotion information of the businessman is searched in thing platform, the troublesome operation of user's manual search has both been eliminated, user is made again to business The chance for enjoying promotional offer is not missed when product are paid the bill, user experience effect can be effectively improved.
Brief description of the drawings
In order to illustrate more clearly of the technical scheme of embodiment of the present invention, required in being described below to embodiment The accompanying drawing used is briefly described, it should be apparent that, drawings in the following description are some embodiments of the present invention, for For those of ordinary skill in the art, on the premise of not paying creative work, other can also be obtained according to these accompanying drawings Accompanying drawing.
Fig. 1 is the flow chart for the method for payment that first embodiment of the invention is provided.
Fig. 2 is the flow chart for the method for payment that second embodiment of the invention is provided.
Fig. 3 is the flow chart for the method for payment that third embodiment of the invention is provided.
Fig. 4 is the flow chart for the method for payment that four embodiment of the invention is provided.
Fig. 5 is the structural representation for the payment mechanism that an embodiment of the present invention is provided.
Fig. 6 is the structural representation for the terminal that an embodiment of the present invention is provided.
Main element symbol description
Terminal 1
Payment mechanism 10
Detecting module 11
Parsing module 12
Search module 13
Page display module 14
Processor 20
Memory 30
Computer program 40
Following embodiment will further illustrate the present invention with reference to above-mentioned accompanying drawing.
Embodiment
It is below in conjunction with the accompanying drawings and specific real in order to be more clearly understood that the above objects, features and advantages of the present invention Applying mode, the present invention will be described in detail.It should be noted that in the case where not conflicting, presently filed embodiment and reality Applying the feature in mode can be mutually combined.
Many details are elaborated in the following description to facilitate a thorough understanding of the present invention, described embodiment Only a part of embodiment of the invention, rather than whole embodiments.Based on the embodiment in the present invention, this area The every other embodiment that those of ordinary skill is obtained under the premise of creative work is not made, belongs to guarantor of the present invention The scope of shield.
Unless otherwise defined, all of technologies and scientific terms used here by the article is with belonging to technical field of the invention The implication that technical staff is generally understood that is identical.Term used in the description of the invention herein is intended merely to description tool The purpose of the embodiment of body, it is not intended that in the limitation present invention.
Fig. 1 is the flow chart for the method for payment that first embodiment of the invention is provided, and the method for payment is applied to terminal. The terminal can have payment function such as smart mobile phone, tablet personal computer, personal digital assistant, intelligent wearable equipment Computer equipment.It should be noted that the method for payment of embodiment of the present invention is not limited in the flow chart shown in Fig. 1 The step of and order.According to different demands, the step in shown flow chart can increase, remove or change order.At this In embodiment, as shown in figure 1, the method for payment may comprise steps of:
Step 101, when the terminal collects payment mark, parse the payment mark and identified with obtaining the payment In the information of businessman that includes.
At present, user can carry out barcode scanning payment after consumption by terminal, such as mobile phone.The terminal can pass through camera The payment mark that businessman provides is gathered, such as payment Quick Response Code or payment bar code, and parses the payment mark to obtain The information included in the payment mark, the information of such as businessman.
In one embodiment, the letter of at least one commodity of the businessman can be also included in the payment mark Breath.It is understood that in other embodiments, can also include other information in the payment mark.
It is understood that in other embodiments, user also inputs using the voice assistant function of the terminal Information, Merchant name of consumption of the commodity bought etc., enable the terminal to obtain the information of commodity or businessman, so as to energy It is enough more intelligently to carry out sales promotion information search described below.
Step 102, the sales promotion information of the businessman is searched in default shopping platform.
In the present embodiment, the default shopping platform includes but is not limited to:Group of U.S., popular comment, Jingdone district, day cat, Number shop etc..
In the present embodiment, the default shopping platform can be the application program installed in the terminal, i.e. client The corresponding shopping platform in end, or, the default shopping platform can be webpage shopping website.
Step 103, if searching the sales promotion information of the businessman, merchant payment corresponding with the sales promotion information is shown Interface is to be paid the bill.
In the present embodiment, the sales promotion information includes but is not limited to:Reward voucher, coupons, deduction certificate, coupons.
For example, user is when A fruit shops buy fruit and are settled accounts by mobile phone camera scanning payment Quick Response Code, can By mobile phone, parsing obtains the information of A fruit shops from the payment Quick Response Code, and automatic in default shopping platform, such as U.S. The sales promotion information of A fruit shops is searched in group (such as reward voucher, coupons, coupons).If searching A fruit shops in group of U.S. Sales promotion information, Mobile Phone Payments interface then from payment Quick Response Code changing interface to the A fruit shops of U.S. group's webpage sales promotion information pair The payment interface answered.In this way, when user inputs commodity price in the payment interface, you can by the sales promotion information to institute State commodity price to carry out reducing clearing, user is enjoyed promotional offer.
In one embodiment, the sales promotion information of the businessman can be the general sales promotion information in full shop, or only limit part The sales promotion information that commodity are used.
Alternatively, in another embodiment, the sales promotion information of the businessman for the businessman it is described at least one The sales promotion information of commodity, the sales promotion information of search is the sales promotion information of at least one commodity of the businessman, described Payment interface is the payment interface of the corresponding commodity of the sales promotion information.
In the present embodiment, the payment information in the sales promotion information is better than the payment information in the payment mark.
It is understood that if being believed by the promotion of the client-side search in the terminal to the businessman Breath, then can enter directly into merchant payment interface corresponding with the sales promotion information by corresponding client.
It is understood that if by the sales promotion information of Webpage search to the businessman, then institute can be jumped directly to State the Webpage of sales promotion information, either eject prompt message with ask the user whether first to carry out client download or Ejection prompt message is to prompt the user whether to jump to the Webpage of the sales promotion information by webpage etc..
The method of payment that present embodiment is provided can be according to the information of the businessman included in payment mark automatically from pre- If searching for the sales promotion information of the businessman in shopping platform, the troublesome operation of user's manual search is both eliminated, user is existed again The chance for enjoying promotional offer is not missed when paying the bill commodity, user experience effect can be effectively improved.
Fig. 2 is the flow chart for the method for payment that second embodiment of the invention is provided.The method of payment of second embodiment It is with the main distinction of the method for payment of first embodiment, the embodiment more refined for step in second embodiment. It should be noted that, in the range of the spirit or essential attributes of the present invention, it is adaptable to each concrete scheme in first embodiment Can also just it be repeated no more herein accordingly suitable for second embodiment, for the sake of saving space and avoiding repetition.
The method of payment shown in Fig. 2 is applied to terminal.As shown in Fig. 2 the method for payment includes:
Step 201, when the terminal collects payment mark, parse the payment mark and identified with obtaining the payment In the information of businessman that includes.
Step 202, the sales promotion information of the businessman is searched in default multiple shopping platforms respectively.
It is understood that in the second embodiment, multiple shopping that can respectively in the terminal is installed on The sales promotion information of the businessman is searched in the client of platform.
Or, can businessman described in netpage search respectively in default multiple shopping platforms sales promotion information.
Or, the client of multiple shopping platforms that can respectively in the terminal is installed on and default multiple shopping are flat The sales promotion information of businessman described in the netpage search of platform.
Step 203, if searching a plurality of sales promotion information of the businessman, show most favorable in a plurality of sales promotion information Sales promotion information corresponding to merchant payment interface to be paid the bill.
For example, when searching the coupons of certain businessman in multiple shopping platforms, can first compare coupons reduces gold Volume, and the merchant payment interface corresponding to amount of money highest coupons is reduced in display.
The information for the businessman that the method for payment that present embodiment is provided is included in can not only being identified according to payment is certainly The dynamic sales promotion information that the businessman is searched for from default shopping platform, can also be automatically brought into most favorable merchant payment interface To be paid the bill, the troublesome operation of user's manual search and relatively more preferential dynamics was both eliminated, user is carried out to commodity again Most favorable purchasing price can be enjoyed during payment, user experience effect can be effectively improved.
Fig. 3 is the flow chart for the method for payment that third embodiment of the invention is provided.The method of payment of 3rd embodiment It is with the main distinction of the method for payment of second embodiment, in the 3rd embodiment, if searching a plurality of of the businessman Sales promotion information, then export the prompt message that selection is carried out to a plurality of sales promotion information.It should be noted that in present invention implementation In the range of the spirit or essential attributes of example, it is adaptable to which each concrete scheme in first embodiment and second embodiment also may be used With corresponding suitable for the 3rd embodiment, for the sake of saving space and avoiding repetition, just repeat no more herein.
The method of payment shown in Fig. 3 is applied to terminal.As shown in figure 3, the method for payment includes:
Step 301, when the terminal collects payment mark, parse the payment mark and identified with obtaining the payment In the information of businessman that includes.
Step 302, the sales promotion information of the businessman is searched in default multiple shopping platforms respectively.
Step 303, if searching a plurality of sales promotion information of the businessman, export and a plurality of sales promotion information is selected The prompt message selected.
It is understood that in the 3rd embodiment, the method for payment can also further comprise:To described many Bar sales promotion information is ranked up, in order to which user is selected a plurality of sales promotion information.
Wherein, a plurality of sales promotion information can be ranked up according to the amount of money of reducing of a plurality of sales promotion information, so as to It is rapidly selected in user with the most favorable sales promotion information for reducing the amount of money.
Or, can according to user to the history frequency of use of the corresponding shopping platform of a plurality of sales promotion information to described many Bar sales promotion information is ranked up, in order to which user makes choosing according to the use habit to shopping platform to a plurality of sales promotion information Select.
Or, installation feelings of the client in the terminal that can be according to the corresponding shopping platform of a plurality of sales promotion information Condition is ranked up to a plurality of sales promotion information, in order to which user makes choosing according to usage experience to a plurality of sales promotion information Select.
Step 304, when a sales promotion information in a plurality of sales promotion information is chosen, selected promotion letter is shown Corresponding merchant payment interface is ceased to be paid the bill.
For example, when coupons, coupons that certain businessman is searched in multiple shopping platforms etc., user can first compare generation Reducing the amount of money or combining commodity total price for gold note reduces amount of money etc. with coupons calculating, and selects to reduce amount of money highest rush Sell information.
The information for the businessman that the method for payment that present embodiment is provided is included in can not only being identified according to payment is certainly The dynamic sales promotion information that the businessman is searched for from default shopping platform, the also exportable a plurality of sales promotion information searched is for user Selected, both eliminated the troublesome operation of user's manual search, enable user when paying the bill commodity according to certainly again Oneself hobby selects corresponding promotional offer, can effectively improve user experience effect.
Fig. 4 is the flow chart for the method for payment that four embodiment of the invention is provided.The method of payment of 4th embodiment It is with the main distinction of the method for payment of first embodiment, the method for payment of the 4th embodiment includes:If not searching Rope to the businessman sales promotion information when, display pays the bill the corresponding merchant payment interface of mark to be paid the bill with described.Need Illustrate, in the range of the spirit or essential attributes of the embodiment of the present invention, it is adaptable to first embodiment, the second embodiment party Each concrete scheme in formula and the 3rd embodiment can also be accordingly suitable for the 4th embodiment, to save space and keeping away Exempt from for the sake of repetition, just repeat no more herein.
The method of payment shown in Fig. 4 is applied to terminal.As shown in figure 4, the method for payment includes:
Step 401, when the terminal collects payment mark, parse the payment mark and identified with obtaining the payment In the information of businessman that includes.
Step 402, the sales promotion information of the businessman is searched in default shopping platform.
Step 403, judge whether to search the sales promotion information of the businessman, if searching the sales promotion information of the businessman, Then enter step 404, otherwise into step 405.
Step 404, merchant payment interface corresponding with the sales promotion information is shown to be paid the bill.
Step 405, merchant payment interface corresponding with the payment mark is shown to be paid the bill.
The method of payment that present embodiment is provided can be according to the information of the businessman included in payment mark automatically from pre- If searching for the sales promotion information of the businessman in shopping platform, the troublesome operation of user's manual search is both eliminated, user is existed again The chance for enjoying promotional offer is not missed when paying the bill commodity, user experience effect can be effectively improved.
Fig. 5 is the structural representation for the payment mechanism that an embodiment of the present invention is provided, and the payment mechanism is applied to eventually End.The payment mechanism can include one or more modules, and one or more of modules are stored in the memory of terminal In and be configured to be performed by one or more processors (present embodiment be a processor), to complete the present invention.For example, As shown in fig.5, payment mechanism 10, which can include detecting module 11, parsing module 12, search module 13 and the page, shows mould Block 14.Module alleged by the embodiment of the present invention can be the program segment for completing a specific function, softer more suitable for describing than program The implementation procedure of part within a processor.
It is understood that corresponding to each embodiment in above-mentioned method of payment, the payment mechanism 10 can include Part or all in each functional module shown in Fig. 5, the function of each module 11~14 will introduced in detail below.Need Illustrate, identical noun related terms and its specific illustrate can also in each embodiment of above method of payment Suitable for below to the function introduction of each module 11~14.For the sake of saving space and avoiding repetition, just repeat no more herein.
The detecting module 11 is used to detect whether the terminal collects payment mark.
At present, user can carry out barcode scanning payment after consumption by terminal, such as mobile phone.The detecting module 11 can be with institute State terminal camera connection, and the camera collect businessman offer payment mark, for example pay the bill Quick Response Code or pay During money bar code etc., determine that the terminal collects payment mark.
The parsing module 12 is used to, when the terminal collects payment mark, parse the payment mark to obtain State the information of the businessman included in payment mark.
In one embodiment, the letter of at least one commodity of the businessman can be also included in the payment mark Breath.It is understood that in other embodiments, can also include other information in the payment mark.
It is understood that in other embodiments, user also inputs using the voice assistant function of the terminal Information, Merchant name of consumption of the commodity bought etc., enable the terminal to obtain the information of commodity or businessman, so as to energy It is enough more intelligently to carry out sales promotion information search.
The search module 13 is used for the sales promotion information that the businessman is searched in default shopping platform.
In the present embodiment, the default shopping platform includes but is not limited to:Group of U.S., popular comment, Jingdone district, day cat, Number shop etc..
In the present embodiment, the default shopping platform can be the application program installed in the terminal, i.e. client The corresponding shopping platform in end, or, the default shopping platform can be webpage shopping website.
The page display module 14 is used for when searching the sales promotion information of the businessman, display and the sales promotion information Corresponding merchant payment interface is to be paid the bill.
In the present embodiment, the sales promotion information includes but is not limited to:Reward voucher, coupons, deduction certificate, coupons.
For example, user is when A fruit shops buy fruit and are settled accounts by mobile phone camera scanning payment Quick Response Code, can By mobile phone, parsing obtains the information of A fruit shops from the payment Quick Response Code, and automatic in default shopping platform, such as U.S. The sales promotion information of A fruit shops is searched in group (such as reward voucher, coupons, coupons).If searching A fruit shops in group of U.S. Sales promotion information, Mobile Phone Payments interface then from payment Quick Response Code changing interface to the A fruit shops of U.S. group's webpage sales promotion information pair The payment interface answered.In this way, when user inputs commodity price in the payment interface, you can by the sales promotion information to institute State commodity price to carry out reducing clearing, user is enjoyed promotional offer.
In one embodiment, the sales promotion information of the businessman can be the general sales promotion information in full shop, or only limit part The sales promotion information that commodity are used.
Alternatively, in another embodiment, the sales promotion information of the businessman for the businessman it is described at least one The sales promotion information of commodity, the sales promotion information of search is the sales promotion information of at least one commodity of the businessman, described Payment interface is the payment interface of the corresponding commodity of the sales promotion information.
In the present embodiment, the payment information in the sales promotion information is better than the payment information in the payment mark.
It is understood that if being believed by the promotion of the client-side search in the terminal to the businessman Breath, then can enter directly into merchant payment interface corresponding with the sales promotion information by corresponding client.
It is understood that if by the sales promotion information of Webpage search to the businessman, then institute can be jumped directly to State the Webpage of sales promotion information, either eject prompt message with ask the user whether first to carry out client download or Ejection prompt message is to prompt the user whether to jump to the Webpage of the sales promotion information by webpage etc..
The payment mechanism 10 that present embodiment is provided can according to the information of businessman included in payment mark it is automatic from The sales promotion information of the businessman is searched in default shopping platform, the troublesome operation of user's manual search had both been eliminated, user is made again Do not miss the chance for enjoying promotional offer when paying the bill commodity, user experience effect can be effectively improved.
In another embodiment, the search module 13 is used to search for described in default multiple shopping platforms respectively The sales promotion information of businessman.
For example, the search module 13 can be searched in the client for being installed on multiple shopping platforms in the terminal respectively The sales promotion information of Suo Suoshu businessmans.
Or, the search module 13 can businessman described in netpage search respectively in default multiple shopping platforms rush Sell information.
Or, the client for multiple shopping platforms that the search module 13 can respectively in the terminal is installed on and pre- If multiple shopping platforms netpage search described in businessman sales promotion information.
In one embodiment, the page display module 14 is used to search a plurality of sales promotion information of the businessman When, the merchant payment interface corresponding to sales promotion information most favorable in a plurality of sales promotion information is shown to be paid the bill.
For example, when searching the coupons of certain businessman in multiple shopping platforms, can first compare coupons reduces gold Volume, and the merchant payment interface corresponding to amount of money highest coupons is reduced in display.
In this way, not only institute can be searched for from default shopping platform automatically according to the information of the businessman included in payment mark The sales promotion information of businessman is stated, most favorable merchant payment interface can be also automatically brought into be paid the bill, both eliminate user The troublesome operation of manual search and relatively more preferential dynamics, enables user enjoy most favorable when paying the bill commodity again Purchasing price, can effectively improve user experience effect.
Alternatively, in another embodiment, the page display module 14 is used to search many of the businessman During bar sales promotion information, output carries out the prompt message of selection to a plurality of sales promotion information.
It is understood that in the another embodiment, the payment mechanism 10 can also further comprise sequence Module, the order module is used to be ranked up a plurality of sales promotion information, in order to which user is to a plurality of sales promotion information Selected.
Wherein, the order module can be entered according to the amount of money of reducing of a plurality of sales promotion information to a plurality of sales promotion information Row sequence, in order to which user is rapidly selected with the most favorable sales promotion information for reducing the amount of money.
Or, the order module can be used the history of the corresponding shopping platform of a plurality of sales promotion information according to user Frequency is ranked up to a plurality of sales promotion information, in order to user according to the use habit to shopping platform to a plurality of rush Pin information makes a choice.
Or, the order module can according to the corresponding shopping platform of a plurality of sales promotion information client at the end Installation situation on end is ranked up to a plurality of sales promotion information, in order to user according to usage experience to a plurality of promotion Information makes a choice.
In the another embodiment, the page display module 14 is additionally operable in a plurality of sales promotion information When one sales promotion information is chosen, show the corresponding merchant payment interface of selected sales promotion information to be paid the bill.
For example, when coupons, coupons that certain businessman is searched in multiple shopping platforms etc., user can first compare generation Reducing the amount of money or combining commodity total price for gold note reduces amount of money etc. with coupons calculating, and selects to reduce amount of money highest rush Sell information.
In this way, not only institute can be searched for from default shopping platform automatically according to the information of the businessman included in payment mark The sales promotion information of businessman is stated, the also exportable a plurality of sales promotion information searched eliminates user's hand so that user is selected, both The troublesome operation of dynamic search, enables user be promoted accordingly according to the hobby of oneself selection when paying the bill commodity excellent again Favour, can effectively improve user experience effect.
It is understood that the page display module 14 is additionally operable to do not searching the sales promotion information of the businessman When, merchant payment interface corresponding with the payment mark is shown to be paid the bill.
The embodiment of the present invention also provides a kind of computer installation, including memory, processor and stores on a memory simultaneously The computer program that can be run on a processor, realizes institute in any of the above-described embodiment during the computing device described program The step of method of payment stated.
Fig. 6 is the schematic diagram for the terminal that an embodiment of the present invention is provided.As shown in fig. 6, terminal 1 includes:Processor 20, Memory 30 and the computer program 40 that can be run in the memory 30 and on the processor 20 is stored in, for example, propped up The program of paying.The processor 20 realizes the step in each above-mentioned method of payment embodiment when performing the computer program 40 Suddenly, for example the step 101 shown in Fig. 1~103, step 201~203 shown in Fig. 2, step 301~304 shown in Fig. 3, Fig. 4 Shown step 401~405.Or, the processor 20 realizes that above-mentioned each device is implemented when performing the computer program 40 Each module/unit, such as function of module 11~14 in mode.
Exemplary, the computer program 40 can be divided into one or more module/units, it is one or Multiple module/units are stored in the memory 30, and are performed by the processor 20, to complete the present invention.Described one Individual or multiple module/units can complete the series of computation machine programmed instruction section of specific function, and the instruction segment is used In implementation procedure of the description computer program 40 in the terminal 1.For example, the computer program 40 can be divided Into the detecting module 11 in Fig. 5, parsing module 12, search module 13 and page display module 14, the tool of each module 11~14 Body function refers to specific introduction above, for the sake of saving space and avoiding repetition, just repeats no more herein.
The terminal 1 can be that smart mobile phone, tablet personal computer, personal digital assistant, intelligent wearable equipment etc. have branch Pay the computer equipment of function.It will be understood by those skilled in the art that the schematic diagram 6 is only the example of terminal 1, not structure The restriction of paired terminal 1, can include than illustrating more or less parts, either combine some parts or different portions Part, such as the terminal 1 can also include input-output equipment, network access equipment, bus.
Alleged processor 20 can be CPU (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), application specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) or other PLDs, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor 20 can also be any conventional processing Device etc., the processor 20 is the control centre of terminal 1 described in the payment mechanism 10/, utilizes various interfaces and connection The various pieces of the whole terminal 1 of payment mechanism 10/.
The memory 30 is used to store the computer program 40 and/or module/unit, and the processor 20 passes through fortune Row performs and is stored in computer program and/or module/unit in the memory 30, and calls and be stored in the storage Data in device 30, realize the various functions of the terminal 1 of payment mechanism 10/.The memory 30 can mainly include storage journey Sequence area and storage data field, wherein, the application program (ratio that storing program area can be needed for storage program area, at least one function Such as sound-playing function, image player function) etc.;Storage data field can be stored uses created data according to terminal 1 (such as voice data, phone directory, the data set using above-mentioned method of payment, obtained etc.) etc..In addition, the memory 30 Can include high-speed random access memory, can also include nonvolatile memory, such as hard disk, internal memory, plug-in type hard disk, Intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash Card), at least one disk memory, flush memory device or other volatile solid-state parts.
The embodiment of the present invention also provides a kind of computer-readable recording medium, is stored thereon with computer program, the meter The step of calculation machine program realizes the method for payment described in any of the above-described embodiment when being executed by processor.
If the integrated module/unit of 10/ terminal of payment mechanism, 1/ computer installation is with the shape of SFU software functional unit Formula is realized and as independent production marketing or in use, can be stored in a computer read/write memory medium.It is based on Such to understand, the present invention realizes all or part of flow in above-mentioned embodiment method, can also pass through computer program To instruct the hardware of correlation to complete, described computer program can be stored in a computer-readable recording medium, the meter Calculation machine program is when being executed by processor, the step of each above-mentioned method embodiment can be achieved.Wherein, the computer program Including computer program code, the computer program code can be source code form, object identification code form, executable file Or some intermediate forms etc..The computer-readable recording medium can include:The computer program code can be carried Any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic disc, CD, computer storage, read-only storage (ROM, Read-Only Memory), random access memory (RAM, Random Access Memory), electric carrier signal, telecommunications letter Number and software distribution medium etc..It should be noted that the content that the computer-readable medium is included can be according to administration of justice pipe Local legislation and the requirement of patent practice carry out appropriate increase and decrease, such as in some jurisdictions, according to legislation and patent Practice, computer-readable medium does not include electric carrier signal and telecommunication signal.
, can be with several embodiments provided by the present invention, it should be understood that disclosed terminal and method Realize by another way.For example, termini embodiment described above is only schematical, for example, the module Division, only a kind of division of logic function can have other dividing mode when actually realizing.
In addition, each functional module in each embodiment of the invention can be integrated in same treatment module, can also That modules are individually physically present, can also two or more modules be integrated in equal modules.Above-mentioned integrated mould Block can both be realized in the form of hardware, it would however also be possible to employ hardware adds the form of software function module to realize.
It is obvious to a person skilled in the art that the embodiment of the present invention is not limited to the details of above-mentioned one exemplary embodiment, And in the case of the spirit or essential attributes without departing substantially from the embodiment of the present invention, this hair can be realized in other specific forms Bright embodiment.Therefore, no matter from the point of view of which point, embodiment all should be regarded as exemplary, and is nonrestrictive, sheet The scope of inventive embodiments is limited by appended claims rather than described above, it is intended that will fall being equal in claim All changes in the implication and scope of important document are included in the embodiment of the present invention.Should not be by any accompanying drawing mark in claim Note is considered as the claim involved by limitation.Furthermore, it is to be understood that the word of " comprising " one is not excluded for other units or step, odd number is not excluded for Plural number.Multiple units, module or the device stated in system, device or terminal claim can also be by same unit, moulds Block or device are realized by software or hardware.The first, the second grade word is used for representing title, and is not offered as any specific Order.
Finally it should be noted that embodiment of above is only unrestricted to illustrate the technical scheme of the embodiment of the present invention, Although the embodiment of the present invention is described in detail with reference to above better embodiment, one of ordinary skill in the art should Understand, the technical scheme of the embodiment of the present invention can be modified or equivalent substitution should not all depart from the skill of the embodiment of the present invention The spirit and scope of art scheme.

Claims (10)

1. a kind of method of payment, applied to terminal, it is characterised in that the method for payment includes:
When the terminal collects payment mark, parse the payment mark to obtain the businessman included in the payment mark Information;
The sales promotion information of the businessman is searched in default shopping platform;
If searching the sales promotion information of the businessman, show merchant payment interface corresponding with the sales promotion information to be paid Money.
2. method of payment as claimed in claim 1, it is characterised in that the method for payment also includes:
The sales promotion information of the businessman is searched in default multiple shopping platforms respectively;
If searching a plurality of sales promotion information of the businessman, sales promotion information institute most favorable in a plurality of sales promotion information is shown Corresponding merchant payment interface is to be paid the bill;Or
If searching a plurality of sales promotion information of the businessman, the prompting letter that selection is carried out to a plurality of sales promotion information is exported Breath;And
When a sales promotion information in a plurality of sales promotion information is chosen, the corresponding businessman of selected sales promotion information is shown Interface is paid the bill to be paid the bill.
3. method of payment as claimed in claim 2, it is characterised in that search for described in default multiple shopping platforms respectively The sales promotion information of businessman includes:
The sales promotion information of the businessman is searched in the client for multiple shopping platforms that the terminal is installed respectively;Or
The sales promotion information of businessman described in netpage search in default multiple shopping platforms respectively;Or
Searched respectively in the client for multiple shopping platforms that the terminal is installed and the webpage of default multiple shopping platforms The sales promotion information of Suo Suoshu businessmans.
4. the method for payment as described in claim 1-3 any one, it is characterised in that the method for payment also includes:
If do not search the sales promotion information of the businessman, show merchant payment interface corresponding with the payment mark to enter Row payment.
5. the method for payment as described in claim 1-3 any one, it is characterised in that also comprising in the payment mark The information of at least one commodity of businessman is stated, the sales promotion information of search is the rush of at least one commodity of the businessman Information is sold, the payment interface is the payment interface of the corresponding commodity of the sales promotion information.
6. the method for payment as described in claim 5 any one, it is characterised in that the payment mark includes Quick Response Code of paying the bill Or payment bar code;And/or
The sales promotion information includes:Reward voucher, coupons, deduction certificate, coupons;And/or
Payment information in the sales promotion information is better than the payment information in the payment mark.
7. a kind of payment mechanism, applied to terminal, it is characterised in that the payment mechanism includes:
Detecting module, for detecting whether the terminal collects payment mark;
Parsing module, for when the terminal collects payment mark, parsing the payment mark and being marked with parsing the payment Know to obtain the information of the businessman included in the payment mark;
Search module, the sales promotion information for searching for the businessman in default shopping platform;And
Page display module, for when searching the sales promotion information of the businessman, showing business corresponding with the sales promotion information Family pays the bill interface to be paid the bill.
8. payment mechanism as claimed in claim 7, it is characterised in that the search module is used for respectively in default multiple purchases The sales promotion information of the businessman is searched in thing platform;
The page display module is used for when searching a plurality of sales promotion information of the businessman, shows a plurality of sales promotion information In merchant payment interface corresponding to most favorable sales promotion information to be paid the bill;Or
The page display module is used for when searching a plurality of sales promotion information of the businessman, and output is believed a plurality of promotion Breath carries out the prompt message of selection, and when being chosen for a sales promotion information in a plurality of sales promotion information, display The corresponding merchant payment interface of selected sales promotion information is to be paid the bill.
9. a kind of computer installation, it is characterised in that the computer installation includes processor, the processor is deposited for execution Realized during the computer program stored in reservoir as described in any one in claim 1-6 the step of method of payment.
10. a kind of computer-readable recording medium, is stored thereon with computer program, it is characterised in that:The computer program Realized when being executed by processor as described in any one in claim 1-6 the step of method of payment.
CN201710501184.3A 2017-06-27 2017-06-27 Method of payment and device, computer installation and computer-readable recording medium Pending CN107330688A (en)

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CN107958380A (en) * 2017-11-29 2018-04-24 努比亚技术有限公司 Evidence for payment processing method, terminal and computer-readable recording medium
CN108335140A (en) * 2018-02-09 2018-07-27 浙江口碑网络技术有限公司 Integral method, apparatus and system are checked and write off in the payment of O2O business
CN108460636A (en) * 2018-03-22 2018-08-28 北京小米移动软件有限公司 Information acquisition method and device
CN110111107A (en) * 2019-05-07 2019-08-09 苏州达家迎信息技术有限公司 A kind of method of payment, device, equipment and storage medium

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CN103514558A (en) * 2013-07-05 2014-01-15 周洪 Intelligent business system based on localization
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CN107909405A (en) * 2017-11-17 2018-04-13 阿里巴巴集团控股有限公司 A kind of method of calibration, device and the electronic equipment of activity material
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CN108335140A (en) * 2018-02-09 2018-07-27 浙江口碑网络技术有限公司 Integral method, apparatus and system are checked and write off in the payment of O2O business
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CN110111107A (en) * 2019-05-07 2019-08-09 苏州达家迎信息技术有限公司 A kind of method of payment, device, equipment and storage medium
CN110111107B (en) * 2019-05-07 2021-10-26 苏州达家迎信息技术有限公司 Payment method, device, equipment and storage medium

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Application publication date: 20171107