CN107230155A - A kind of trade mark removes three settlement of insurance claim systems, method - Google Patents
A kind of trade mark removes three settlement of insurance claim systems, method Download PDFInfo
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- CN107230155A CN107230155A CN201710419672.XA CN201710419672A CN107230155A CN 107230155 A CN107230155 A CN 107230155A CN 201710419672 A CN201710419672 A CN 201710419672A CN 107230155 A CN107230155 A CN 107230155A
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- trade mark
- insuring
- verification
- resolution
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
- G06Q50/10—Services
- G06Q50/18—Legal services; Handling legal documents
- G06Q50/184—Intellectual property management
Abstract
Three settlement of insurance claim systems, wherein method, system are removed the invention discloses trade mark, including：Event elements, verification unit of insuring, Claims Resolution verification unit and Claims Resolution output unit, by event elements, to trade mark, " cloud that three " events of removing carry out data structured and information is synchronous；Trade mark " is removed the three " related services insured to be verified and audited, it is ensured that the security of declaration form by the verification unit of insuring；The information provided by verification unit of settling a claim the official document of trademark office and claims adjuster is compared one by one, it is ensured that the accuracy rate of Claims Resolution, the situation of reduction error rate and false insurance fraud；Output unit of settling a claim intelligently exports Claims Resolution result of determination, has authority to insurance company and agent.By using the Claims Resolution method of the present invention so that trade mark registration obligee is after trade mark registration success, within the insurance valid period, when removing three applications by other people propositions and judging that being applied trade mark is cancelled, can intelligently, quickly and accurately it be settled a claim.
Description
Technical field
The present invention relates to intellectual property, financial services technology field, more particularly to a kind of trade mark remove three settlement of insurance claim systems,
Method.
Background technology
At present, since after the government work report of " internet+" write-in State Council, the magic power of " internet+" starts to sweep across complete
State, Qian You State Council prints and distributes《Instruction on actively pushing forward " internet+" action》, each field of each department every profession and trade is " mutually
Networking action plan " is come thick and fast, after there are all kinds of enterprises to hold " internet+" big flag high, release all kinds of innovation and applications and service.
Trade mark is removed three and referred to, revocation stops using trade mark in continuous 3 years, and registered tradesfolk undertakes the conjunction of registration mark
Reason should use registration mark using obligation, and requirement according to law uses registration mark.If however, registered
Without if use, anyone can propose that revocation is continuous to trade mark to trademark office of State Administration for Industry and Commerce within continuous 3 years
3 years without using registration mark application, so " removing three " can many times be abused, the later application people of the registration mark in order to
So that the trade mark approximate with registration mark of later application is registered, often propose that revocation stops for continuous 3 years to trademark office
Using the application of trade mark, to cancel the trade mark for having obtained registration.Meanwhile, State Trademark Bureau is accepted after revocation application, meeting
Transmit and notify registrant to provide the use evidence in legal time limit, but be due to that registrant's message in-coming address occurs change or acted on behalf of
Business does not lead to registrant and carries out the factor of replying etc. in time, if registrant provides the continuous use certificate of registration mark not in legal time limit
According to then registration mark " after removing three " requests, can be revoked receiving other people.If being revoked, registrant can originally be held
Some trade marks have formed the trade mark of brand recognition and cause strong influence.And with " internet+" intellectual property
Prevailing, substantial amounts of trade mark is registered, and has a large amount of be suggested in preceding chartered trade mark " three " applications to be removed, if allowing accordingly
" three " application abuses are removed, then the harmful effect of very big economic loss and brand recognition can be caused to registrant.
Still further aspect, the related business insurance of intellectual property, is extremely short of, Insuring way only stops in " internet+"
In the contract or the statement that stay in signing, product of insuring is also without specific aim, it is impossible to realizes to real meaning and " removes three " to trade mark
The service of insuring.
So, have it is to be solved and provide under a kind of " internet+" pattern for trade mark remove the effective guarantee of three business with
And guarantee measure, to ensure use that the trade mark of registered tradesfolk can be maximized.
The content of the invention
The technical problem to be solved in the present invention is that trade mark registration obligee is special with regard to trade mark registration after trade mark registration success
Taking out insurances are carried out with power, within the insurance valid period, proposes to remove three applications by other people and judges that being applied trade mark is cancelled,
Can intelligently, quickly and accurately it be settled a claim.
Above-mentioned technical problem is solved, three settlement of insurance claim systems are removed the invention provides a kind of trade mark, including：Event elements,
Verification unit, the Claims Resolution verification unit of insuring and output unit of settling a claim,
The event elements, to the characteristic event data and response events data removed in three replies according to trade mark, hair
Go out Claims Resolution request, and upload the information of the event that recalls a decision for the trade mark；
The verification unit of insuring, request verification is sent to the event that recalled a decision according to apps server
Whether the trade mark insures, and inquiry obtains historical data of insuring in database, and carries out verification of insuring；
The Claims Resolution verification unit, to the evidence material removed in three replies according to the trade mark, carries out evidence material
Verification；Also it is used to the event that recalled a decision according to, acquisition Withdrawing Application information request is sent to server, and by described
The event of recalling a decision described in response is verified in apps server；
And the time tag in the event that recalls a decision, carry out time limit verification；
The Claims Resolution output unit, after the completion of Claims Resolution verification, reason is judged whether to by the check results
Pay for and export Claims Resolution result.
Further, system also includes, pretreatment unit, and to judge to insure, whether trade mark has been registered, if
Certificate of registration of trade mark scanned copy is then uploaded through registration；
The trade mark registration information that the trademark application people information obtained according to the certificate of registration of trade mark is provided with insurer is entered
Row is compared, and whether judge insurer is the corresponding obligee of the trade mark；
Trade mark registration number is obtained by the certificate of registration of trade mark, and according to trade mark registration number in corresponding classification China National Investment ＆ Guaranty Corp.
Once；
And, if the multi-class trade mark of trade mark registration number correspondence, is thrown respectively in specified each classification
Protect.
Further, system also includes, evidence material security unit, the card to upload the trade mark when being insured
Bright material data；
Confidence level verification is carried out to the testimonial material data, if uploading success if, if not uploading failure if；
The confidence level verification is obtained using chain of evidence according to timestamp and evidence material type, and digital certificate is increased
Add in the use chain of evidence, obtain using preservation of evidence data；
The declaration form of insuring of three insurances is removed according to the use preservation of evidence data activation trade mark；
The testimonial material data are uploaded according to the setting cycle.
Further, system also includes, payment unit, to judge whether to pay for by the Claims Resolution check results
Pay, settled a claim if the Third-party payment API by access if, if not if without compensation.
Further, system also includes, mechanism scoring unit, to remove three reply business handlings and/or throwing to trade mark
The agent protected in business handling is scored.
Further, system also includes, and trade mark changing unit, trademark assignment unit and trade mark extend unit,
The trade mark changing unit, to there is provided change when the title for trade mark of insuring, address or agent change
More apply for and upload change to check and approve documentary evidence upload interface；
The trademark assignment unit, to after trademark assignment of insuring, provided by assignor assign an application and associate to by
Allow the information of people to upload interface, then trade mark approval proof upload interface is submitted by assignee and audited；
The trade mark extends unit, to there is provided extend to prove and apply insuring to extend within the trade mark date of expiry
Upload interface.
A kind of trade mark is additionally provided based on the invention described above and removes three settlement of insurance claim methods, including,
According to the characteristic event data and response events data removed in three replies of trade mark, Claims Resolution request is sent, and upload
For the information of the event that recalls a decision of the trade mark；
Request is sent to apps server according to the event that recalls a decision and verifies whether the trade mark insures, in data
Inquiry obtains historical data of insuring in storehouse, and carries out verification of insuring；
If the verification of insuring passes through, Claims Resolution verification is carried out；
If the verification of insuring does not pass through, re-start to insure and handle；
The Claims Resolution verification includes：
According to the evidence material removed in three replies of the trade mark, evidence material verification is carried out；
According to the event that recalls a decision, acquisition Withdrawing Application information request is sent to server, and by being answered described
Verified with the event of recalling a decision described in response in program servers；
Time tag in the event of recalling a decision, carries out time limit verification；
If Claims Resolution verification is completed, Claims Resolution is judged whether to by the check results.
Further, the evidence material is specifically obtained as follows：
The testimonial material data of the trade mark are uploaded when being insured；
Confidence level verification is carried out to the testimonial material data, if uploading success if, if not uploading failure if；
The confidence level verification is obtained using chain of evidence according to timestamp and evidence material type, and digital certificate is increased
Into the use chain of evidence, obtain using preservation of evidence data；
The declaration form of insuring of three insurances is removed according to the use preservation of evidence data activation trade mark；
The testimonial material data are uploaded according to the setting cycle.
Further, method also includes pretreatment of insuring,
Whether judgement trade mark of insuring register, the upload certificate of registration of trade mark scanned copy if having registered；
Compared according to the trade mark registration information that certificate of registration of trade mark acquisition trademark application people information is provided with insurer,
Whether judge insurer is the corresponding obligee of the trade mark；
Trade mark registration number is obtained by the certificate of registration of trade mark, and thrown according to every trade mark registration number in corresponding classification
Protect once；
And, if the multi-class trade mark of trade mark registration number correspondence, is thrown respectively in specified each classification
Protect.
Further, method also includes, and judges whether to compensate by the Claims Resolution check results, if if passing through
The Third-party payment API of access is settled a claim, if not if without compensate.
Beneficial effects of the present invention：
1) due to the settlement of insurance claim system in the present invention, including：Event elements, verification unit of insuring, Claims Resolution verification unit
And Claims Resolution output unit, by event elements, to trade mark, " cloud that three " events of removing carry out data structured and information is synchronous；It is logical
Cross the verification unit of insuring trade mark " is removed the three " related services insured to be verified and audited, it is ensured that the security of declaration form；
The information provided by verification unit of settling a claim the official document of trademark office and claims adjuster is compared one by one, it is ensured that the standard of Claims Resolution
The situation of true rate, reduction error rate and false insurance fraud；Settle a claim output unit intelligently output Claims Resolution result of determination, to insurance company and
Agent has authority.
2) due to the event elements, to the characteristic event data removed in three replies and response events number according to trade mark
According to, Claims Resolution request is sent, and the information of the event that recalls a decision for the trade mark is uploaded, the event elements can be complete
Whole, rapidly acquisition trade mark all events removed in three replies, and event is uploaded and synchronous.
3) due to the verification unit of insuring, being sent to the event that recalled a decision according to apps server please
Ask whether the verification trade mark insures, inquiry obtains historical data of insuring in database, and carries out verification of insuring；The school of insuring
Verification certificate member is to the historical data in insurance data storehouse with needing the branding data of Claims Resolution to inquire about, it is ensured that the standard for information of insuring
True errorless and Corresponding matching.
4) the Claims Resolution verification unit, to the evidence material removed in three replies according to the trade mark, carries out evidence material
Material verification；Also it is used to the event that recalled a decision according to, acquisition Withdrawing Application information request is sent to server, and by institute
Response in apps server is stated to be verified with the event of recalling a decision；And the time in the event of recalling a decision
Label, carries out time limit verification；The Claims Resolution verification unit uses multivariate test mode, and official and registrant can be provided
All associated materials that trade mark removes three are accurately identified and rapid verification.
5) the Claims Resolution output unit, after the completion of Claims Resolution verification, to be judged whether by the check results
Settled a claim and export Claims Resolution result, the Claims Resolution output unit can export Claims Resolution result automatically, and carry out intelligentized reason
Pay for result output.
6) trade mark of the invention removes three settlement of insurance claim methods, including step：According to the feature thing removed in three replies of trade mark
Number of packages evidence and response events data, send Claims Resolution request, and upload the information of the event that recalls a decision for the trade mark；Root
Request is sent to apps server according to the event that recalls a decision and verify whether the trade mark insures, inquired about in database
To historical data of insuring, and carry out verification of insuring；If the verification of insuring passes through, Claims Resolution verification is carried out；If the school of insuring
Test and do not pass through, then re-start to insure and handle；The Claims Resolution verification includes：According to the evidence material removed in three replies of the trade mark
Material, carries out evidence material verification；According to the event that recalls a decision, acquisition Withdrawing Application information request is sent to server, and
Verified by being responded in the apps server with the event of recalling a decision；According in the event of recalling a decision
Time tag, carries out time limit verification；If Claims Resolution verification is completed, Claims Resolution is judged whether to by the check results.
By using the present invention Claims Resolution method, solve under " internet+" pattern for trade mark remove the effective guarantee of three business with
And guarantee measure, the problem of to ensure use that the trade mark of registered tradesfolk can be maximized.So that trade mark registration is weighed
Sharp people carries out taking out insurances after trade mark registration success with regard to right to exclusive use of a registered trademark, within the insurance valid period, is proposed by other people
Remove three applications and judge that being applied trade mark is cancelled, and can intelligently, quickly and accurately be settled a claim.
Brief description of the drawings
Fig. 1 is the structural representation that trade mark in one embodiment of the invention removes three settlement of insurance claim systems.
Fig. 2 is that the trade mark in one embodiment of the invention removes three settlement of insurance claim method flow schematic diagrams.
Embodiment
For the object, technical solutions and advantages of the present invention are more clearly understood, below in conjunction with specific embodiment, and reference
Accompanying drawing, the present invention is described in more detail.
Fig. 1 is the structural representation that trade mark in one embodiment of the invention removes three settlement of insurance claim systems.
A kind of trade mark in the present embodiment removes three settlement of insurance claim systems 10, including：Event elements 100, verification unit of insuring
101st, Claims Resolution verification unit 102 and Claims Resolution output unit 103,
The event elements 100, to the characteristic event data and response events data removed in three replies according to trade mark,
Claims Resolution request is sent, and uploads the information of the event that recalls a decision for the trade mark；
In certain embodiments, the characteristic event data include but is not limited to, and trade mark removes three reply notices.The business
Mark is removed three reply notices and sent by official of trademark office, and is sent by way of registered mail to registrant or agent.Tool
Body, trade mark removes three reply notices, it is necessary to be replied in the legal time limit of official regulations.The trade mark is removed three replies and led to
Know that book Producing reason is, other third party propose that revocation does not make for continuous 3 years to trademark office of State Administration for Industry and Commerce
Registration mark application is used, State Trademark Bureau accepts after revocation application, can transmit and notify registrant to provide the use in legal time limit
Evidence, can now send trade mark and remove three reply notices.
In certain embodiments, the trade mark removes three reply notices and includes but is not limited to PDF format, JPG forms, XML
Form etc..
In certain embodiments, the response events data include but is not limited to, and registrant removes three for the trade mark and answered
Debate answer content or file that notice is made.
In certain embodiments, the information of the event that recalls a decision of the trade mark includes but is not limited to, and cancels removing for trade mark
Sell content or file.
In certain embodiments, the information of the characteristic event data, response events data and the event that recalls a decision is led to
Cross registrant voluntarily to upload and wait pending, or uploaded by agent and wait pending.
The verification unit 101 of insuring, request is sent to the event that recalled a decision according to apps server
Verify whether the trade mark insures, inquiry obtains historical data of insuring in database, and carries out verification of insuring；
The verification unit 101 of insuring also needs to verify the entry-into-force time and deadline insured：
1) insure the contract time：
Specifically, property rights people can buy insurance contract, arrange the time limit of contract, generally N (N ＞ during purchase
0, and be 1 multiple)
2) execution of contract time：
1st, the insurance in-force time is upload evidence for the first time and is identified success.(can be by the agency on behalf of purchase insurance
Mechanism is operated)
3) contract deadline：
3-1) insurance contract duration of insurance expires.
Trade mark of 3-2) insuring successfully is cancelled and carries out first time Claims Resolution；
3-3) the day of trade mark expiration of licence.
3-4) do not pay premium according to agreed period and upload evidence.
4) continuity of contract and renew
4-1) insurance contract duration of insurance expires first trimester contract renewal.
4-2) after trade mark expiration of licence, supplement, which is submitted, in 2 years extends what is proved, and former contract remains valid.
4-3) do not pay premium according to agreed period, but exceeding the time limit to pay arrears premium within three months, original insurance contract continues
Effectively.
The Claims Resolution verification unit 102, to the evidence material removed in three replies according to the trade mark, carries out evidence material
Material verification；Also it is used to the event that recalled a decision according to, acquisition Withdrawing Application information request is sent to server, and by institute
Response in apps server is stated to be verified with the event of recalling a decision；
And the time tag in the event of recalling a decision, carry out time limit verification；
The Claims Resolution verification unit 102, should also input following abatement conditional plans：
A does not pay premium on time
B deliberately forges or concealed obligee or trade mark relevant information of insuring；
Other people have proposed (during with revocation application dated in trademark office's core fat file of revocation application before c insurance in-forces
Between be defined)；
D does not upload evidence (see attached one according to Evidence Rules and time rule《Evidence Rules》)；
E does not do reply according to the rules and (abstained from replying or reply of exceeding the time limit, agency fills in the system of insuring, but with trade mark
What office made, which remove the content that three ruling are stated clearly, is defined)
The agency of f commission replies is not in recommendation list (agency's list is defined during reply)
G does not deliberately provide or exceeded the time limit offer, and using evidence, (agency fills in the system of insuring, but is done with trademark office
The content that three ruling are stated clearly of removing gone out is defined)；
The commodity/service that h insures is the project that state's laws regulation is forbidden/limited,
I blanket brands are repeatedly removed three application to set asides, and only first part is recalled a decision and is settled a claim；
The behavior of j other regulations or principle honesty and credibility contrary to law.
The Claims Resolution output unit 103, after the completion of Claims Resolution verification, to be judged whether by the check results
Settled a claim and export Claims Resolution result.
Claims Resolution condition in Claims Resolution output unit 103 is according to following rule：
1st, insurance in-force and premium is paid on time.
2nd, specify trade mark beneficiary it is consistent with the obligee shown in trade mark grid database (it is inconsistent, can give
Change the time limit)；
3rd, insurer is to specifying commodity or service to carry out actual use, and (is insured according to applicant's system is about scheduled on
Interface is connected directly to China Telecom's system) in upload use evidence.
4th, be suggested and remove after three, commission annex shown in mechanism of trademark agency replied and provide use evidence and
China Telecom proves；
5th, the trial through trademark office, trade mark of insuring is cancelled；
As preferred in the present embodiment, Claims Resolution system also includes, pretreatment unit, whether to judge to insure trade mark
Through being registered, certificate of registration of trade mark scanned copy is uploaded if having registered；
Compared according to the trade mark registration information that certificate of registration of trade mark acquisition trademark application people information is provided with insurer,
Whether judge insurer is the corresponding obligee of the trade mark；
Trade mark registration number is obtained by the certificate of registration of trade mark, and thrown according to every trade mark registration number in corresponding classification
Protect once；
And, if the multi-class trade mark of trade mark registration number correspondence, is thrown respectively in specified each classification
Protect.
Specifically the condition of insuring includes but is not limited to：
● trade mark official register of insuring；
● upload certificate of registration of trade mark scanned copy；
● insure artificial trade mark registration obligee；
● it can be insured once in every class per trade mark registration number, i.e., the trade mark of one mark multiclass can be in specified each class
Respectively insured once in not, do not receive to repeat to insure.
As preferred in the present embodiment, Claims Resolution system also includes, evidence material security unit, to when being insured
Upload the testimonial material data of the trade mark；
Confidence level verification is carried out to the testimonial material data, if uploading success if, if not uploading failure if；
Confidence level verification obtains using chain of evidence according to timestamp and evidence material type, and by the use certificate
Increase digital certificate according to chain, obtain using preservation of evidence data；
The declaration form of insuring of three insurances is removed according to the use preservation of evidence data activation trade mark；
The testimonial material data are uploaded according to the setting cycle.
Evidence material security unit should be set up according to following Evidence Rules
First, the time：
1st, evidence can be uploaded from insurance purchase, it is proposed that at least upload 1 evidence every year.
2nd, purchase insurance did not uploaded evidence more than 2 months and is considered as folk prescription rescission of the contract, and premium do not move back, discharge of contract.
3rd, it was considered as rescission of the contract, premium is not moved back, discharge of contract more than 12 months with the preceding evidence time interval that once uploads.
2nd, Evidence Rules
Item and evidence according to involved by managing enterprise's normal commercial, institute's review of the evidence in being examined with reference to trademark office's practice
Standard, insurer answers the evidence of a Types Below：
1st, exhibition evidence is puted on display, including：
1) exhibit-trader's handbook of exhibition exhibition is provided
2) exhibition contract+proving due+charge invoice+exhibition photo (to embody trade mark and corresponding commodity or
Service name)
3) media in the report of exhibition to embodying the commodity for being revoked trade mark and specifying or service
2nd, media advertisement, periodicals and magazines etc. has based on the time marks
1) newpapers and periodicals, the advertisement such as magazine, report (to embody trade mark and the commodity specified or service)
2) advertisement video of TV media+ad sales contract and corresponding paying proof, invoice+monitoring of the advertisement are proved；
3) outdoor advertising, DM, which delivers directly advertisement etc., (needs advertisement photo or original paper+advertisement putting contract+paying proof+correspondence
Invoice)
4) internet web page advertisement (input deliver page network address and website displaying screenshotss+chained address+advertisement putting contract+
Paying proof+correspondence invoice)
3rd, sales contract and correspondence invoice
1) commodity or the sales contract of service (in contract must brand-name pattern)+proving account payable+correspond to invoice+
Transport list+delivery receipt+receipt (if any the files such as declaration, inspection, quarantine are imported and exported, retaining in the lump)
2) bidding document+acceptance of the bid bulletin+service contract (in contract must brand-name pattern)+proved account payable+
Correspondence invoice+transport list+delivery receipt+receipt
3) by the proof of media report in selling.
4th, awards reward is commended
1) enterprise obtains commendation, reward that government, industry responsible institution etc. have certain public credibility tissue to issue etc., it is necessary to body
Existing trade mark and commodity or service item title
2) commodity of mark trade mark obtain awards, reward
5th, media report (documentary film, propaganda film)
There is provided the broadcasting of media report proves
6th, commodity packaging, store decoration
1) mark, label and the corresponding printing contract, the invoice+documents of transportation+friendship that use in commodity packaging or service
Connect manifest evidence+veritification document；
2) the finishing contract of store decoration+corresponding payment proof+construction Supervision acceptance certificate+is related to outdoor advertising examination ＆ approval
Partial proof
3) such as there is the picture of product or StoreFront in movie and television play, media report, corresponding proof can be provided；
7th, publicity is promoted
1) if any promotional activities such as using names, patronage, there is provided the media report of related contract+bill+product handing-over+activity
Road+activity proceedings etc.
2) being related to activity patronage etc., there is provided corresponding examination ＆ approval evidence and media report evidence；
8th, cooperation (license is used) is proved
Bulletin (newspaper advertisement, Internet advertising)+cooperation agreement (fund payment, ticket) of demand cooperation+use proof
(advertisement promotion, sales contract etc.)
9th, other agencies think can be as use certificate it is demonstrated that the evidence that trade mark is used
Above evidence is both needed to prepare original paper or notarization part, and (notarization is included notarial office and notarized the third party approved with competent authority
Notary organization)
Above-mentioned evidence is needed to providing at two parts, and 3 parts are provided per part.
As preferred in the present embodiment, Claims Resolution system also includes, payment unit, to pass through the Claims Resolution check results
Judge whether to compensate, settled a claim if the Third-party payment API by access if, if not if without compensation
Pay.
Premium in payment unit is paid and raising strong seedlings include but is not limited to：
1) premium pays mode and time：
The calculating suggestion two ways of premium：
(1-2) is bought in short term：500 yuan/year, pay for 5000 yuan.
Long term purchase (more than 3 years)：
| The time limit | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
| Premium | 200 | 180 | 160 | 150 | 150 | 150 | 150 | 150 | 150 | 150 |
| Claimable amount | 5000 | 6000 | 7000 | 9000 | 11000 | 13000 | 16000 | 19000 | 22000 | 30000 |
(note：Trademark registrant's cost=trade mark registration cost+is removed three replies+China Telecom's evidence is safeguarded+and provided a certificate+premium.
With existing trademark assignment in the market, the 1-3 just registered trademark assignment price is interval in 3-5W, it is proposed that Claims Resolution gold
Volume is no more than this price, to avoid insurance fraud behavior.)
2) insure again：
Trade mark after just having insured and settled a claim, is not revoked what is insured again through review or contentious procedure, indentured period freight weight limit
New to calculate, premium goes up, and produces and terminates after settling a claim for the first time in the term of an insurance policy self-protective execution of contract to duration of insurance.
As preferred in the present embodiment, Claims Resolution system also includes, mechanism scoring unit, to remove three replies to trade mark
Agent in business handling and/or business handling of insuring is scored.
As preferred in the present embodiment, Claims Resolution system also includes, trade mark changing unit, trademark assignment unit and trade mark
Extend unit,
The trade mark changing unit, to there is provided change when the title for trade mark of insuring, address or agent change
More apply for and upload change to check and approve documentary evidence upload interface；
The trademark assignment unit, to after trademark assignment of insuring, provided by assignor assign an application and associate to by
Allow the information of people to upload interface, then trade mark approval proof upload interface is submitted by assignee and audited；
The trade mark extends unit, to there is provided extend to prove and apply insuring to extend within the trade mark date of expiry
Upload interface.
Trade mark changing unit, trademark assignment unit and trade mark extend unit, and trade mark of insuring is carried out according to following rule
Become and the item such as turn to be permitted and handle：
A is changed
Title, address and the mechanism of trademark agency of trade mark of insuring is when changing, it is necessary to submit modification application in systems
And upload the change approval documentary evidence of trademark office's core hair；
B is transferred the possession of
Insure after trademark assignment, must in systems be submitted and assigned an application by assignor, and the accounts information of dated assignee,
Trademark office is checked and approved after transfer, and submitting trade mark approval by assignee proves to confirm to transfer the possession of successfully after system audit.
C is extended
In the trade mark date of expiry in term of an insurance policy, applicant can receive the business of trademark office's core hair
Mark office (extends grace period and trademark office's audit time, can be loosened to the time in 2 years) after extending examination ＆ approval with reference to trade mark, to being
System submits the extension of trademark office's core hair to prove and apply for that insurance is extended.
Fig. 2 is that the trade mark in one embodiment of the invention removes three settlement of insurance claim method flow schematic diagrams.
Trade mark in the present embodiment removes three settlement of insurance claim methods, including the steps：
Step S1 sends Claims Resolution request according to the characteristic event data and response events data removed in three replies of trade mark,
And upload the information of the event that recalls a decision for the trade mark；
Step S2 recalled a decision according to event to apps server send request verify the trade mark whether insure,
Inquiry obtains historical data of insuring in database, and carries out verification of insuring；
Step S3 verifications of whether insuring pass through
If the step S4 verifications of insuring do not pass through, re-start to insure and handle；
If the step S5 verifications of insuring pass through, Claims Resolution verification is carried out；
Step S6 carries out evidence material verification according to the evidence material removed in three replies of the trade mark；
Step S7 is recalled a decision event according to, and acquisition Withdrawing Application information request is sent to server, and by
Response is verified with the event of recalling a decision in the apps server；
Time tags of the step S8 in the event of recalling a decision, carries out time limit verification；
If step S9 Claims Resolution verifications are completed, Claims Resolution is judged whether to by the check results.
As preferred in the present embodiment, the evidence material in step s 6 is specifically obtained as follows：
The testimonial material data of the trade mark are uploaded when being insured；
Confidence level verification is carried out to the testimonial material data, if uploading success if, if not uploading failure if；
Confidence level verification obtains using chain of evidence according to timestamp and evidence material type, and by the use certificate
Increase digital certificate according to chain, obtain using preservation of evidence data；
The declaration form of insuring of three insurances is removed according to the use preservation of evidence data activation trade mark；
The testimonial material data are uploaded according to the setting cycle.
As preferred in the present embodiment, Claims Resolution method also includes pretreatment of insuring,
Whether judgement trade mark of insuring register, the upload certificate of registration of trade mark scanned copy if having registered；
Compared according to the trade mark registration information that certificate of registration of trade mark acquisition trademark application people information is provided with insurer,
Whether judge insurer is the corresponding obligee of the trade mark；
Trade mark registration number is obtained by the certificate of registration of trade mark, and thrown according to every trade mark registration number in corresponding classification
Protect once；
And, if the multi-class trade mark of trade mark registration number correspondence, is thrown respectively in specified each classification
Protect.
As preferred in the present embodiment, Claims Resolution method also includes, and is judged whether to by the Claims Resolution check results
Compensate, settled a claim if the Third-party payment API by access if, if not if without compensation.
Those of ordinary skills in the art should understand that：More than, described is only the specific embodiment of the present invention, and
The limitation present invention is not used in, within the spirit and principles of the invention, any modification, equivalent substitution and improvements done etc.,
It should be included within protection scope of the present invention.
Claims (10)
1. a kind of trade mark removes three settlement of insurance claim systems, it is characterised in that including：Event elements, verification unit of insuring, Claims Resolution verification
Unit and Claims Resolution output unit,
The event elements, to the characteristic event data and response events data removed in three replies according to trade mark, send reason
Request is paid for, and uploads the information of the event that recalls a decision for the trade mark；
The verification unit of insuring, sends request to apps server to the event that recalled a decision according to and verifies the business
Whether mark insures, and inquiry obtains historical data of insuring in database, and carries out verification of insuring；
The Claims Resolution verification unit, to the evidence material removed in three replies according to the trade mark, carries out evidence material verification；
Also it is used to the event that recalled a decision according to, acquisition Withdrawing Application information request is sent to server, and by the application
The event of recalling a decision described in response is verified in program servers；
And the time tag in the event that recalls a decision, carry out time limit verification；
The Claims Resolution output unit, after the completion of Claims Resolution verification, Claims Resolution is judged whether to simultaneously by the check results
Output Claims Resolution result.
2. settlement of insurance claim system according to claim 1, it is characterised in that also include, pretreatment unit, to judge to throw
Protect whether trade mark has been registered, certificate of registration of trade mark scanned copy is uploaded if having registered；
The trade mark registration information that the trademark application people information obtained according to the certificate of registration of trade mark is provided with insurer is compared
Whether right, it is the corresponding obligee of the trade mark to judge insurer；
Trade mark registration number is obtained by the certificate of registration of trade mark, and according to trade mark registration number in corresponding classification China National Investment ＆ Guaranty Corp. one
It is secondary；
And, if the multi-class trade mark of trade mark registration number correspondence, is insured respectively in specified each classification.
3. settlement of insurance claim system according to claim 1, it is characterised in that also include, evidence material security unit, are used to
The testimonial material data of the trade mark are uploaded when being insured；
Confidence level verification is carried out to the testimonial material data, if uploading success if, if not uploading failure if；
The confidence level verification is obtained using chain of evidence according to timestamp and evidence material type, and digital certificate is increased to
In the use chain of evidence, obtain using preservation of evidence data；
The declaration form of insuring of three insurances is removed according to the use preservation of evidence data activation trade mark；
The testimonial material data are uploaded according to the setting cycle.
4. settlement of insurance claim system according to claim 1, it is characterised in that also include, payment unit, to by described
Claims Resolution check results judge whether to compensate, and are settled a claim if the Third-party payment API by access if, if not passing through
Then without compensating.
5. settlement of insurance claim system according to claim 1, it is characterised in that also include, mechanism scoring unit, to business
The agent that target is removed in three reply business handlings and/or business handling of insuring is scored.
6. settlement of insurance claim system according to claim 1, it is characterised in that also include, trade mark changing unit, trademark assignment
Unit and trade mark extend unit,
The trade mark changing unit, to there is provided change Shen when the title for trade mark of insuring, address or agent change
Change and please be uploaded and check and approve documentary evidence upload interface；
The trademark assignment unit, after trademark assignment of insuring, to be provided by assignor and assign an application and associate to assignee
Information upload interface, then trade mark submitted by assignee check and approve to prove to upload and interface and audit；
The trade mark extends unit, to there is provided extend to prove and apply insuring extending to upload within the trade mark date of expiry
Interface.
7. a kind of trade mark removes three settlement of insurance claim methods, it is characterised in that including,
According to the characteristic event data and response events data removed in three replies of trade mark, send Claims Resolution request, and upload for
The information of the event that recalls a decision of the trade mark；
Request is sent to apps server according to the event that recalls a decision and verifies whether the trade mark insures, in database
Inquiry obtains historical data of insuring, and carries out verification of insuring；
If the verification of insuring passes through, Claims Resolution verification is carried out；
If the verification of insuring does not pass through, re-start to insure and handle；
The Claims Resolution verification includes：
According to the evidence material removed in three replies of the trade mark, evidence material verification is carried out；
According to the event that recalls a decision, acquisition Withdrawing Application information request is sent to server, and by the application journey
The event of recalling a decision described in response is verified in sequence server；
Time tag in the event of recalling a decision, carries out time limit verification；
If Claims Resolution verification is completed, Claims Resolution is judged whether to by the check results.
8. trade mark according to claim 1 removes three settlement of insurance claim methods, it is characterised in that the evidence material it is specific according to
Following method is obtained：
The testimonial material data of the trade mark are uploaded when being insured；
Confidence level verification is carried out to the testimonial material data, if uploading success if, if not uploading failure if；
The confidence level verification is obtained using chain of evidence according to timestamp and evidence material type, and digital certificate is increased into institute
State and use in chain of evidence, obtain using preservation of evidence data；
The declaration form of insuring of three insurances is removed according to the use preservation of evidence data activation trade mark；
The testimonial material data are uploaded according to the setting cycle.
9. trade mark according to claim 1 removes three settlement of insurance claim methods, it is characterised in that also including pretreatment of insuring,
Whether judgement trade mark of insuring register, the upload certificate of registration of trade mark scanned copy if having registered；
Compared, judged according to the trade mark registration information that certificate of registration of trade mark acquisition trademark application people information is provided with insurer
Whether insurer is the corresponding obligee of the trade mark；
Trade mark registration number is obtained by the certificate of registration of trade mark, and according to every trade mark registration number in corresponding classification China National Investment ＆ Guaranty Corp. one
It is secondary；
And, if the multi-class trade mark of trade mark registration number correspondence, is insured respectively in specified each classification.
10. trade mark according to claim 1 removes three settlement of insurance claim methods, it is characterised in that also include, pass through the Claims Resolution
Check results judge whether to compensate, settled a claim if the Third-party payment API by access if, if not if not
Compensated.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
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| CN201610405907 | 2016-06-08 | ||
| CN2016104059075 | 2016-06-08 |
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| CN107230155A true CN107230155A (en) | 2017-10-03 |
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| CN201710419672.XA Pending CN107230155A (en) | 2016-06-08 | 2017-06-06 | A kind of trade mark removes three settlement of insurance claim systems, method |
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| CN109359802A (en) * | 2018-08-27 | 2019-02-19 | 平安健康保险股份有限公司 | Adverse selection risk determines method, system, computer equipment and storage medium |
| CN109558389A (en) * | 2018-10-19 | 2019-04-02 | 深圳市买买提信息科技有限公司 | A kind of image file synchronous method and system |
| WO2019090984A1 (en) * | 2017-11-10 | 2019-05-16 | 平安科技（深圳）有限公司 | Policy liability detail checking method and device |
| CN109903144A (en) * | 2019-02-14 | 2019-06-18 | 深圳安牌信息技术有限公司 | A kind of trade mark transaction system and method |
| WO2019196550A1 (en) * | 2018-04-08 | 2019-10-17 | 阿里巴巴集团控股有限公司 | Insurance service data processing method, server and client |
| CN111105315A (en) * | 2019-11-13 | 2020-05-05 | 泰康保险集团股份有限公司 | Policy request processing method, policy request processing device, policy request processing medium and electronic equipment |
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