KR20160078192A - The e-way Declaration and Authentication method for stabilizing a real estate transaction protection methods and traders - Google Patents

Abstract

The present invention relates to a real estate transaction stabilization method and an electronic report and authentication method for protecting traders. The methods apply electronic schemes and utilize related information in order to prevent traders from being victims of goodwill, thereby reducing the loss due to traders not understanding real estate laws and not being able to execute a procedure thereof. The real estate transaction stabilization method includes the steps of: utilizing right analysis information and various real transaction price information through registration information of a corresponding real estate from a registry office for real estate transaction to make a real estate transaction agreement based on the presented information and the difference between desired prices of the transaction for contract stability, making electronic electronic copies of the agreement and agreement deposit payment receipt for electronic transference and confirmation applications to apply the electronic copies to public data, executing an electronic authentication process which has enhanced security by utilizing image properties and a coordinate security method of submitted authentication documents, paying the remaining money, and making an electronic copy of the receipt for the payment of the remaining money for electronically apply and authenticate real transaction price reports for the Ministry of Homeland and Maritime Affairs; and enabling a user to recognize right adjustment due to taking residence in the real estate after the transaction and responding methods thereof through electronic notification in accordance with the selection of the user as well as presenting right reporting and responding methods when the real estate is auctioned. The methods can also provide services for enabling the user to subscribe to an insurance with a certain amount of the transaction price of the real estate as the insurance fee as a stabilizing means for cases which can occur even when all rights are practiced electronically and be repaid with a predetermined portion of the fee when the insurance is completed.

Description

 Technical Field [0001] The present invention relates to a method for stabilizing a real estate transaction and an electronic reporting and authentication method for protecting a trader,

The present invention utilizes real estate-related data and electronically applies various reports and certifications to minimize the victims of good faith and to protect the loss of real estate traders in the event of loss, thereby stabilizing real estate transactions and protecting traders .

Even if the law is not known or recognized in the real estate transaction (sale, charter, rent, etc.), there is a case that it does not fulfill the notification procedure and can not claim own rights and cause property loss.

There is a limit to the real estate transaction contract that must be concluded after information on the accurate real estate related information is revealed by a real estate agent or a verbal description. The information on the certified copy of the register includes the right to ownership of the real property, the right of ownership and the right to use the property, and it is easy for the real estate transaction to accurately grasp all the rights of the real property objectively and reasonably, Even if we understand this, we can not judge the fair value of the real estate without knowing the dividend criteria and procedures.

A trader who does not carry out even the basic elements such as the notification of the fixed date, the trader who does not report the fixed date but the actual transaction of the Ministry of Land, Transport and Maritime Affairs does not report, There are traders who do not have their own rights conditions in various forms, such as traders who do not request dividends when an auction is in progress, and there is a desperate need for a way to resolve them.

Even though you have all the basic terms, you can not calculate or estimate the dividend standard, dividend order, or the amount you can pay for the real estate transaction. It is common to compare prices to determine the safety and dealings, so you may see a full loss or a partial return due to an auction.

[Table 1] Dividend by Status Report

The word 'does not protect those who sleep on the law' is the most accurate expression to be applied when the law is implemented. Based on the 19 cases shown in the chart above, only four cases receive dividends, and 79% If you do not receive it at all, and even if you receive a partial payment, even if you pay, the safety of real estate traders is significantly lower.

In order to make it easier for the trader to recognize the information on the registered copy of the real estate, the information such as the date of receipt of the registration, the type of rights, the right holder and the right amount are displayed at a glance. , Presenting the expected dividend amount of the real estate expected at the auction, evaluating the stability of the transaction, and presenting a stable contract method.

We recognize the security of the real estate and the stable contract method, make a deal decision and make a more secure transaction. After receiving the evaluation information on the safety of the real estate through the above method and presenting the safe alternative when the contract is desired, the decision is made, the real estate transaction contract is made, the receipt of the down payment receipt is received, and the contract and the image of the down payment receipt are recognized The applicant shall request the electronic notification of the transference and the fixed date, and apply the notarized mark to the contract in accordance with the electronic certificate (hereinafter referred to as "electronic notarization"), and create a new electronic notarized contract to be used as a proof of the transfer do. It recognizes the image of receipt of the payment of the real estate transaction and recognizes the main contents through the text conversion recognition program, and the Ministry of Land, Transport and Maritime Affairs creates the contents necessary for the report and electronically reports it. The authentication method can be selectively applied.

When the real estate is auctioned, a dividend request form is electronically generated and electronically signed with an electronic notarized contract. Before the dividend date, the relevant bond statement, brightness certificate, seal certificate of the successful bidder is electronically transmitted after the image is recognized, .

In case of loss, even if you have all the right relationships, apply the goods and services in the form of trading security insurance and pay a certain amount of the real estate transaction price at the same time as you sign up. And stabilize the real estate transaction and protect the rights of traders by paying the loss amount in case of loss in the transaction security insurance

In order to protect real estate traders who do not recognize the legal contents of real estate transactions or who do not have the right conditions to cause property, psychological and temporal loss, they are required to be offline (realistic things, And the limitations that can not be ascertained on the lease relationship of the real estate. In addition to the analysis of the rights, it is necessary to analyze the dividend standards applied when the auction is conducted. To provide information that can help the real estate trader to make accurate decisions.

With the consent of the landlord, the National Taxation Local Tax Completion Certificate can be confirmed and provided through the NTS server to provide the best information. In the case of tenants, there are many cases where the tenant does not have the right requirements in various forms, such as the case where the transfer is not reported, the transfer is not reported, the transfer is not reported, . When you decide to sell or lease the property, you will not only provide important information in advance, but also apply the part that does not have the right condition as an electronic notification so that you can report the offline transfer, the fixed date, And so on, by means of enhanced security application such as security and form.

In order to minimize the psychological uneasiness of the trader because he / she can not recognize the degree of rights protection and the right to protect the rights because it takes a long auction period for about a year at the time of the auction, the auction procedure, correct contents of rights, We propose procedures and countermeasures to protect the rights of traders.

In addition, in order to minimize the loss of real estate traders, the Company intends to provide more effective stabilization of real estate transactions by applying the type of transaction security insurance in case of loss.

The present invention relates to a method and system for acquiring / simplifying / storing right information for acquiring, from a registrar server, information on the right-to-upper right information, such as a registration department, based on basic real estate information on a transaction- ; Registering the number of tenants and the lease guarantee amount of the desired real estate for trading and calculating and providing the highest priority payment amount based on the lease protection law and the dividend amount according to the lease order and storing the same in the database; A quotation information acquiring / simplifying / storing step of acquiring a quota to be applied to the desired real estate by the electronic server from the quotation information server and storing it in the database; A step of simplifying / saving the electronic server by obtaining from the auction information (court) server a sale winning bid rate that can be applied to the desired real estate for trading; The electronic server calculates an expected auction cost to be auctioned for the desired real estate to be traded and notifies the expected return amount (estimated dividend amount) etc. that the trader can return using the database and the transaction amount to be paid by the trader step; The total amount of interest, the price information, the sale price, the estimated auction cost, and the expected return amount to be returned at the auction are presented to the trader in accordance with the prefectural right information lease protection law, Providing a way to support transaction decision making; If the transaction size of the real estate transaction is indicated by the transaction decision, the optimal loan information of the financial institution (including the public institution) is selected, provided, selected, and utilized. To provide a method of real estate security transaction including

After making a decision to use the information provided above, it is necessary to create a real estate transaction contract through a real estate agent, etc., and to transfer it to a public institution by recognizing it as an image including a contract, balance receipt, ; The main information of the submitted image information can be recognized as text, and the public institution receiving the information can easily apply the information to the public information system, applying the electronic authentication method to the submitted image information, Creating and storing an image so as to maintain security by applying a signature or the like and notifying the submitter (including the trader) and updating the information held by the submitter; It is intended to provide the method of real estate security transaction including electronic reporting and notification of completion so that obligations can be reported electronically in related laws and regulations based on the above-mentioned certified information on electronic property, and electronicization of various reports and notifications.

Allowing the major tenant tenant or the like to electronically notify the relationship between the right and the change of the rights of the registered copy which occur at the time of the residence of the transaction real estate and to recognize the risk; Electronically submitting an electronic dividend request form and the electronically authenticated fixed-form contract when the real estate is auctioned; When the auction of the above-mentioned transaction real estate is conducted, the trader wants to provide a method of electronically protecting the trader, including the submission of the submission, the original submission of the contract, the receipt of the bond, and the completion notification step.

As described above, in order to compensate for the loss even though the trader has fulfilled all the obligations such as the electronic transfer report, the fixed date report, the actual transaction report, the dividend request report, and the bond statement, Paying a certain amount of money as premium; Calculating the loss of the insured party occurring after the real estate settlement of the dividend and the acceptance amount of the athlete according to the auction result; Including the step of collecting and verifying the actual data according to the amount of loss and calculating and paying the corresponding insurance money.

Providing the net property value of the real estate trader's transaction desired real estate trader can provide forecast information about the relevant trader's future losses in advance to provide related information such as relevant city price, It enables safe trading of real estate transactions.

In addition, by evaluating the safety level, it is possible to raise the safety of the real estate trader further by suggesting and selecting alternatives that can be traded safely in the real estate transaction at the level below the normal level.

As an element for securing the basic rights of real estate, it is necessary to apply the electronic method of notification of transfer (including business report), report of fixed date, declaration of real transactions by MLTM, dividend application, It also contributes to maximizing the effect of the incident by electronically reflecting the public information and informing the relevant trader of the result electronically easily.

The electronic notification procedure and electronic notary mark (mark = fixed date, bar code, index number, code of bar code and direct mark, etc.) are reflected as additional images by utilizing images of the real estate transaction contract, payment receipt, The security is enhanced and it is used as notarized data, so that it is possible to apply the electronic system with enhanced security.

The loss of related traders that may occur even after fulfilling all the obligations such as transaction decision making and all basic rights reporting based on the value of the real estate through advance quotes and rights analysis, The protection of rights and the stabilization of transactions.

The representative drawing (FIG. 1) of the present invention is a diagram showing a flow of main action and information input / output on the premise.
The transaction object (B) of the real estate transaction person (A) visits the object meeting the purchase condition according to the real estate type, joins the transaction stabilization electronic system (C) as an electronic member, and the transaction electronic terminal When the real estate information is input (x), the transaction stabilization electronic system acquires the relevant information from the related institutions of the value information (E) and public information (F) (P4, P5) (Y, P3) to the related trader.
When the related trader who received information such as price, right analysis, net value requests analysis of the stability of the transaction of the real estate (P6), it evaluates the stability in the transaction stabilization system and suggests an alternative ) To help the related trader make selective decisions.
When the transaction decision of the real estate is made and the contract is made and the transaction related transaction (G) such as receipt of receipt for payment of receipt for payment is generated (P7) In the system, the main contents are converted into text form, and the information according to the report format is transferred to the related organization, the final date is reported, the actual transaction is reported, the dividend application is made at the auction, The number in the box indicates the corresponding process number).
The related organization that receives this notification will notify the complainant of the new image to which the official identification has been assigned in the corresponding declaration image.
"Figure 2" shows the real estate lease contract as an example. In the application of the bar code (u) and confirmation letter (t, example of the fixed date letter) according to the security coordinate granting standard, It is a way to enhance the security by marking the position where the check mark is given to the bar code number.
FIG. 3 shows a part of the application of the method of preventing the change of the attribute by using the image file attribute as a method for preventing the alteration and forgery of the electronically authenticated image from the difference between the camera shooting image attribute and the captured image attribute The security method is suggested.

Best Mode for Carrying Out the Invention Hereinafter, preferred embodiments of a real estate transaction stabilization and trader protection method according to the present invention will be described in detail with reference to the drawings. It is to be understood that the terminology or words used herein are not to be construed in an ordinary sense or a dictionary, and that the inventor can properly define the concept of a term to describe its invention in the best possible way And should be construed in accordance with the meaning and concept consistent with the technical idea of the present invention.

The present invention is carried out by a transaction stabilization electronic system (C) as shown in Figure 1 (1), in order to stabilize real estate transactions and protect the rights of traders. The number in the box next to the arrow indicates the number of the process)

(P1) and price condition, etc., and informed about the explanation and safety of the right items from the related real estate agent, but it is difficult to judge the degree of the risk. Analysis and presentation are necessary. The trader is an electronic member of the transaction stabilization electronic system (C) provided to electronically confirm the safety degree of the desired real estate to be traded and subscribes (P2) based on a name, a telephone number (cell phone etc.) The basic information registration field (x) for registering the address, the transaction condition, the number of the rented houses, and the like is used as the basic information of the real estate desired to deal with the information. When the contents are registered in the basic information registration field (x), the transaction stabilization electronic system C acquires the city information, the sale, the charter, the rent, etc. (P5) in the bank of the ticker & value information E, Naver Property, (Y) to the trader (s) by simplifying the date, rights, and the amount of the right holder in the order of the right by date by obtaining the information of the certified copy of registration from the register server of the public information (F) (Y), and calculate the net value of the real estate in the transaction stabilization electronic system (C), the trading electronic terminal (D) is informed of the price of the desired transaction information, the registration information, (Y) Provide timetable information, which includes information on the net real estate value of the lease deposit excluding the amount and the highest priority payment amount. The highest priority reimbursement amount shall be electronically applied to the transaction stabilization electronic system (C) so as to be reflected in terms of timing, region, and priority right according to the lease protection law.

If there is no ticker information of the real estate, or if the real estate has expired for a certain period of time, the price of the real estate will be based on the same type of housing, similar size and location on the property.

The transaction stabilization electronic system (C) obtains the auction winning information from the court server of the public information and confirms the real estate information of the real estate The amount of the appraisal value at the auction is often higher than the quoted price, so that the present quotation is applied as the appraisal price and the estimated auction cost table that is conservatively simplified based on the price right information 2) and applying a bid price rate (the ratio of the bid price divided by appraisal value) to the appraisal value of the market for a certain period of time, the highest priority reimbursement by simple auction cost, top priority payment, The difference between the real value of the property and the condition of the transaction is provided by subtracting the lease deposit excluding gold. To the safe, usually presented in a ratings such as insecurity and stability offer an alternative during the normal trading conditions below (P3) and so to increase the reliability of the transaction so that traders can choose from.

[Table 2. Simple Estimated Auction Cost]

In order to confirm the unpaid tax of the owner of the desired real estate, the contents of the tax and value information (E) are obtained (P5, P3) from the IRS server of the owner with the consent of the owner. The consent of the owner of the real estate can be applied in such a way that it is guided to the related trader by the consent of the user in connection with the transaction stabilization electronic system (C) with the electronic terminal (mobile phone, etc.).

Through the public information (F), it is possible to confirm (P4, P3) related information such as confirmation of the correspondence of the building register, the land register and the certified copy of the register and the infringing building.

Value and price information (E) linked to the transaction stabilization electronic system (C) in case the bank needs to borrow money to meet the necessary funds when confirming the stability of the transaction and approving the transaction of the real estate as a transaction decision ), Analyzes the loan information of the financial sector of the bank, selects the optimal loan condition of the corresponding trader, and provides the loan information (P5). The transaction stabilization electronic system selects and presents the optimal loan condition when the loan condition of the trader is requested through the electronic terminal in the state of connection with the transaction stabilization electronic system such as the scale of the loan, the required time, the period of use, the repayment method, And if the trader chooses, it will support the related loan.

As a transaction decision between the traders, the real estate agent writes off the real estate contract, signs the signature of the transaction person, and then receives a down payment (G) to receive the payment receipt and the like from the real estate agent. The trader receives the right of repayment right by notifying the contract office of the transference to the related offices such as the local government office, the court, the registry office and the confirmation of the confirmed day of the contract. But if there is no notification of transference or there is no definite date, Result in unprotected results

When a trader stores an image of an offline contract and its related documents as an image in his or her electronic terminal or records an image in a state of being connected to a transaction stabilization electronic system C and performs electronic submission (P8) (P9), and when it is properly reflected in the system of the public institution, the public institution system recognizes it and recognizes the type of the report, , A certificate authentication mark is given on the image of the transmitted transaction proof, a security key such as an indication of the same effect as the fixed date stamp, a barcode type identification is inserted, an index number type, To enhance the security and generate the processed result after receiving the application for acceptance.

This is an image that has been added with certified official markings on the existing transaction proof image, so that the effect of the final receipt of the proof is achieved. The images with official certification markings shall be registered on the relevant public agency servers in the public information (F). An image to which the official authentication mark is added to the related trader as a result of the processing is notified to the transaction stabilization electronic system C (P4) so that the image added to the electronic terminal of the related trader remains as the processing result. The notification of transference and the fixed date will be processed electronically and at the same time the information on the fixed date of related public institutions will be listed and made available.

It is a structure that can request or separate the notification of the transfer date and the fixed date according to the desire of the trader. The receipt of the balance payment receipt that occurs when the execution of the contract of the transaction is made by paying the balance at the execution date (normally moving date, Etc. are also created as an image, so that the related trader can register the transaction in the stabilization electronic system and then electronically request the transference report and the fixed date report. Subsequently, the processing at the public institution is applied in the same way as the above-mentioned official authorized marking. In the case of bank receipt, it is possible to apply the method of applying the image like the payment receipt issued by the real estate agent and the method of linking from the bank server processed by deposit and withdrawal.

After the completion of the transaction, the Ministry of Land, Transport and Maritime Affairs will issue a report similar to the above-mentioned processing method, and when the transaction request from the Ministry of Land, Transport and Maritime Affairs in the electronic terminal of the trader is based on the contract image, the actual contents are reflected in the report contents. Related public information can be acquired from a public agency server and reflected in the report contents. The result of processing through the electronic notification is reported to the transaction stabilization electronic system and the processing result is transmitted to the related trader.

The related trader recognizes the main contents as texts such as contracts, receipts, receipts, and receipts, which were created offline as above, when the contract for the increase of real estate is made. The same applies in the order of receipt of confirmation notice.

After the completion of the transaction and transfer confirmation date and processing, when the change in the rights of the real property occurring at the time of residence occurs, the information is acquired from the server of the public information of public information so that the information can be delivered to the transaction person concerned. After that, an electronic system is set up to notify related traders about the explanation and countermeasures to understand the contents.

In the case of a dividend application that a trader is required to make an auction at the end of the dividend demand period, the dividend can be distributed electronically using the existing fixed-end contract linked with the transaction stabilization electronic system (C) in the electronic terminal (D) In order for the application to be processed and accepted, it is necessary to electronically submit the application for dividend and the confirmation of the confirmation date to the court server. The contents of the request for dividends can be electronically applied by the contents of the party requesting the dividends based on the contents of the contract on the date of confirmation.

When the real estate is auctioned and auction is required and the submission of a bond statement, original lease contract, and resident registration certificate is required to receive the dividend, the electronic submission of the above-mentioned fixed-end agreement with which the electronic certification has been identified electronically and related information from the public agency server Acquire and reflect. Additional parts such as the bond statement should also be electronically submitted using the transaction stabilization electronic system.

In order to smoothly utilize the electronic notification and electronic notarization, a security-enhanced method is used in which the security coordinates using the bar code and the confirmation sign are recognized as the bar code number in the submission proof document of FIG. 2, Attributes are used to apply a security method to prevent the modification and removal of unauthorized attached documents by applying the file property security method.

In applying the enhanced electronic notarization method using the transaction contract security coordinate (S) of FIG. 2, the image submitted as the proof sheet is divided into the left and right (X) axis and the up and down (Y) (T) and a check mark (u) (for example, a definite letter mark) are reflected as a part of the barcode (t), the criteria for giving the number of the barcode are as follows.

- The upper left vertex of the bar code and the fixed date stamp are based on (★ mark)

- barcode is barcode coordinates (X, Y 2 digits) + absolute (0) / relative standard (1) (single digit) + confirmed

  Date coordinates (X, Y 2 digits) + Confirmation date (8 digits)

- In the case of relative coordinates, X is the number of chambers moved to the right, Y is moved down

  Calculate and apply the number of squares

- Bar code and fixed date position are randomized

- Barcode and Fixed-Day Spot positions are reflected by the electronic version of the market (Fixed)

- (example) When applying absolute coordinates: 78 + 0 + 16 + 20091208

         For relative coordinates: 78 + 1 + 47 + 20091208

The application of the coordinate security method using the barcode and confirmation sign randomly assigns the barcode position coordinate value, the absolute / relative reference value, and the confirmation position coordinate value of the barcode value (numerical value to be given) The registration date, the settlement date, the bar code value, and the like, which are given in the confirmation order, are electronically reflected in the public data, and then the reference point is found and applied to the position where the bar code value is randomly assigned.

As shown in FIG. 3, the file attribute (i) of the image captured by the camera is used in a structure in which the program name is unmodifiable, and the file attribute (j) of the captured image does not contain any information.

In view of this, the image of the electronic notarization system reduces the risk of sickness and elimination by registering an unmodifiable symbol, number, letter or the like in the program name in the image file attribute or by registering the barcode number used for coordinate security by the electronic notary It is applied as a security method that can be used. Security can be further enhanced by applying a specific portion of the plurality of items 11 in the file attribute as an attribute that can not be selectively modified. A specific key value of the image may be given to identify it as an electronic notarized image.

The image that utilizes the coordinate security and the image file property security is reflected and the newly generated electronic notarized image is notified to the trader who has submitted the original proof document and the notification reception process is completed and the electronic notarized image is converted into the notarized image As a proof document.

When submitted as an official submission, the public information system checks whether the corresponding electronic data (electronic notarized image, etc.) conforms to the standard of coordinate security standards and file property security, which are security standards, and if it is different, Change, modification, etc.), and manage the violation by identifying the violation.

Even if the Merchant has to pay the balance and the related trader submits the certificate of brightness certificate and the seal certificate of the mermaid, and distributes the amount of the bond, the certificate of brightness can be generated as an image and can be submitted electronically through the transaction stabilization electronic system. An electronic notarization system that can replace the seal certificate of merakans (the system is connected to the transaction stabilization electronic system (C) and after completing the electronic membership, the mermaid completes the brightness confirmation, electronically submits the image, , That is, a method of electronicizing the submission proof document itself), it is possible to submit a brightness certificate and a seal certificate of a mermaid person.

The transaction stabilization electronic system together with the auction start decision notification will guide the auction procedure and the period of time required for the transaction concerned, the scale of the preservation according to the expected contract price, the countermeasures according to the auction process, etc., Or if the transaction is profitable, the related trader can directly bid and respond to the method.

Even if the related trader electronically obeys all the obligations such as the transfer report, the fixed date report, the dividend application receipt statement, etc., the loss may occur if the real estate is disposed of due to the auction. Accordingly, real estate traders are entitled to transaction security insurance with a certain amount of transaction amount as insurance premium, and transaction insurance in the form that insurance premium is paid according to insurance premium. The insurance premiums are divided into maturity redemption type, non-dividend type, and non-redemption type, and the insurance premium is calculated and applied to the differential insurance by reflecting the premium rate by transaction amount. In addition to preserving the loss of insured subscribers using premiums, it also supports the investment in the form of Merchant loans in the form of direct bidding on the auction of the real estate and operation in the form of profit sharing.

Real estate traders can provide services that enable them to protect their property through analysis and consultation related to the successful bidder

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, It will be clear to the person.

A: Dealer
B: Transaction object
C: Transaction stabilization electronic system
D: trader electronic terminal
E: Price & Value Information
F: Public information
□ Numbers in the inside : Number assigned to each progress process = " P + number "
Arrow: Processing flow of information, work, etc.
x: Basic information field of the desired real estate
y: Estimation of net asset value of the real estate (reflecting price, simple right analysis, priority right)
z: Request for stability analysis Evaluation of safety level and commissioning phase for suggesting alternatives
S: Example of application of security coordinates of proof of submission
t: fixed date stamp
u: barcode
Asterisk: Position of coordinates (upper left)
V: How to Enhance Generated Image Security
i: Camera shooting file properties
j: Screen capture file attribute
w: date confirmed
11: Security Enhanced Portion of Authorized Certified Images

Claims (4)

If the server joins as an electronic registration member based on address, telephone number, e-mail address, etc., and wants to trade real estate, Analyzing / providing rights type, rights holder, right amount, etc. Electronically according to the rights of the ownership right and benefit right, the right of mortgage etc by date; The server acquiring / storing / analyzing / providing quotation information of the real estate site, real-time marine transaction information, which is applicable to the transaction real estate; Evaluating and presenting the stability of the trader when the server conducts the auction of the real estate, and presenting an alternative when the transaction is required; In order to stabilize the transaction and protect the trader by analyzing the loan information of the financial sector (including the public) by using the above-mentioned alternative,
The contract of the real estate transaction is made, the contract is paid, the payment receipt is received, the contract, the payment receipt and the receipt are recognized as images, and the core contents of the image are converted into texts Recognizing and confirming, correcting and submitting by the trader; It is connected to the public data server so that the recognized image can be electronically transferred and decided to be filed, and the contents are reflected to the declaring agency, and the electronic certificate mark of the affirmation date is given to the contract image, A step in which the transfer data is created as an authenticated contract and the transfer data is given to the public data; A step of receiving the balance of the contract, receiving the receipt of the balance, recognizing the image, recognizing the conversion into text, and electronically reporting the contents and attached documents necessary for reporting by the relevant agency, Ministry of Land, Transport and Maritime Affairs; Presenting a guidance and a countermeasure method when a change in rights on the registered copy at the time of residence after the contract occurs; Electronically submitting an electronic dividend request form and the electronically authenticated fixed-form contract when the property is auctioned; Providing the counterparts' rights, countermeasures, and process of the auction according to the progress of the auction so that they can respond to the psychological stability and intellectual awareness of the trader; It is necessary to electronically submit the bond statement and attached documents required for pre-dividend dividend payment, the certificate of brightness and the seal certificate of the successful bidder (including the electronicization of the document itself) How to protect
As a method for enhancing the security of the electronic accreditation method, it is necessary to electronically submit images such as transaction contracts, payment receipts, and deposit confirmation through the electronic terminal of the trader to electronically perform the transference report, Randomly assigning and applying a bar code number to a document image according to a security coordinate granting standard; A step in which the information on the confirmation letter is applied electronically in accordance with the public information input method; A step in which an identification certificate matching the number of the randomly assigned bar codes is reflected on the proof sheet of the document; By using the image file property, the program name of the file property is reflected in the barcode to reflect the creator, date taken, date acquired, copyright, etc. ), Thereby strengthening the security of the electronic accredited authentication method, notifying the trader of the electronically authenticated image that has been processed with security, and stabilizing the transaction and protecting the trader so that it can be stored in the transaction terminal and used as the certified document
As described above, in order to compensate for the loss even though the trader has fulfilled all the obligations such as the electronic transfer report, the fixed date report, the actual transaction report, the dividend request report, and the bond statement, Providing products and services that pay a certain amount of premiums and pay a certain amount at the expiration of the contract or keep the loss amount in the form of transactional relief insurance with no repayment method; A method to stabilize real estate transactions and protect traders by providing information such as auction analysis and appropriate bids when bidders directly bid on the auction to provide a merit loan service such as simple and co-investment type

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